Why are Motilal Oswal Mutual Funds TOO RISKY Now?

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#Stockmarket #Finance #ShashankUdupa #motilaloswal #mutualfunds #personalfinance

[@ShashankUdupa1]

Today's video talks about the fundamental shift in Strategy by Motilal Oswals Midcap Fund. It talks about why Motilal stock had a deep correction from 985 rs to 700rs due to change in Stock Picking outside the QGLP Framework - This Video was shot on Jan last week so prices might be slightly different but logic remains the same - Have Fun Next Video - Why is Tata Motors Falling Constantly?

[@saptarshisinha1744]

Yes make a video on tata motors.

[@harindersinghgill7707]

Which app or site shows mutual fund pe ratio

[@binayaksaha4723]

am having motilal oswal midcap fund in my portfolio with 13.5% loss should i stay or should I exit.

[@dhruvildave3727]

Really amazing video Shanks with deep insights, just a humble request that please try to post such videos as soon as you shoot it, maybe within 2 days. I know the purpose of this video was to educate us about the framework and not the news but as this is financial content, and markets keep changing everyday, the sooner we see such case studies the better. Just a healthy feedback :)

[@saptarshisinha1744]

@@binayaksaha4723 stay and continue sip.

[@amitdutta1903]

Nothing will happen guys.... If anyone invested in any motilal Oswal's Fund ...like me jst hold that... For a longer period.... believe me you dont regret....

[@surajramu4792]

Absolutely right

[@statuszone8422]

That's right 👍

[@Petrolhead11]

Are you going to pay for the losses? Make informed decision.

[@abinaya9331]

No you will get further more losses

[@statuszone8422]

@@abinaya9331 Motilal oswal is very good fund

[@anishmathew7904]

Whether it's Quant or motilal.. Its a temporary Lagg in performance.. No fund can be at the top continuously. Continue your sips and slow down sips when market is overvalued and try lumpsum during extreme market corrections. No worries for long term (10+ years) investors. 🤘

[@doncorleone3901]

i invest in Quant and then it goes down. I go to Motilal and even that goes down? What does one do?

[@roshannelson64]

Same story 😂😂

[@meri4339]

You are the mattash leg Please tell where you are investing so that we can avoid 😂

[@meri4339]

On a serious note, go for Parag parikh flexi cap and A nifty index fund

[@preet0249]

stick with one funf for long term it will surely give u decent results. better than inflation for sure

[@abdulshahid9122]

Please stop investing 😅

[@prateek29c]

I can see that the only problem with them was having less number of stocks and betting on fewer stocks. The problem is that most of the stocks went down by 30-40%. The risk to reward ration is much higher here. When the market is going down, it's easy to point fingers or flaws. Also high valuation is also the reason. I am sure they could always average up/down depends on the market. Ultimately, it's up to users to have multiple options and let them choose based on their risk apetite. Depends on time horizon as well. I am sure their portfolio would do well once the result starts getting better/valuations ease out.

[@TusharNagpal4]

1 correction, kalyan did not post bad results they are still the fastest growing organiesd jewellery retailer and also the pipeline for the stores coming up in FY26 shows aggresive expansion on their part. But the valuations were definitely rich, the fall was majorly due to the rumors related to the managment.

[@ShashankUdupa1]

Yes, the result was bad in terms of the valuation hence the dip. they were at 108PE valuation, the market had estimated more hence the 108 PE + forward PE premium. That basically got removed.

[@yaswanthmalla2634]

Haven't you read anywhere market responds more to rumors and less to results

[@gullapalli123]

Right..The whole video is biased against Motilal Oswal Midcap.

[@Dpatel0006]

@@ShashankUdupa1 please tell me how to join membership i dont see any option to join

[@shermanjackson8519]

Guys please don't stop SIPS. At this rate, you might as well wear blindfolds on. STAY INVESTED. Many of these midcap funds have overlapping funds in them.

[@ShashankUdupa1]

Yes SIPs should never stop, but choose your fund wisely

[@DCBat_Mobile]

​@@ShashankUdupa1 in midcap there is no better fund than motilal 😂😂

[@MO-fg2cm]

There was a time when oswaal was question bank, and now is an amc

[@debojyotisamanta9746]

Hi Shasank, Deepak nitrate or deepak fertilizer, which would be better for next year pick..

[@chinmayprabhu8985]

Always remember, always buy when these kind of videos come out !! this will create you a longterm wealth

[@zosanglurahnialum2482]

Dont panic guys, people can say whatever they want.. Patience is the key in investing.. This happened many times in the past, most panicked and losses money, while few stayed and actually made 💰

[@msing007]

Any update is STARS rebalance ? Are you going to rebalance it in this week ?

[@ShashankUdupa1]

Nothing yet, when i rebalance will update in the community like last time

[@MelwynDmello]

​@ShashankUdupa1 we thought you said in your last video there will be a rebalance which you will update on Tuesday or Wednesday.. So no rebalance and everything stays as is for now. Thanks for info...was looking forward to what will happen to motilal oswal in STARS PF this week...

[@ShashankUdupa1]

@ Yes nothing changes, market is recovering so dont want to touch anything right now. When i do rebalance I will update

[@adarshguha7314]

@ShashankUdupa1 i think u missed a trick by not allocating 5-10% of your cash in nifty bees considering possible dips in the market.

[@200ankit]

@@ShashankUdupa1 in this rising marekt, do you think that KFinTech can be a good addition again. Maybe not to STARS, but in portfolio

[@Rahu5457]

Thank you for sharing your knowledge with us. Do you think you're smarter than a fund manager? If yes, this would be an example of overestimation bias and the Dunning-Kruger effect ! Also, the founder of the fund house has almost 35 years of experience.

[@ShashankUdupa1]

Nope, dont care about the fund. Im just educating the audience that when you invest in a MF look at the factors such as PE and be careful and see if that fund strategy aligns with your risk. Like it or not, lot of people have lost a lot of money :) Again, dont care about the fund nor do i think i am smarter than them, Just telling people check everything and calc risks before investing because its their hard earned money. Most people didnt even know they were investing in a fund that had a pe of 69 vs midcap index of 40.

[@AnnoyedMilkSnake-mp1gb]

Everything is overvalued in the current situation. Sip works on that mode only, averaging out in the long term. I am surprised that all youtubers get optimistic when the market is up and they create an excel with a sip to show FIRE and Crores of retirement corpuse. As soon as it's down then everything is bad. PE and all ratios, alpha beta gama also goes bad. The only thing which goes well is yotube business, because the youtubers we listen to have zero to nil knowledge and become experts to just earn views. Nothing out of the box. It's all the same thing. The time is to stay put on good investments and wait, but no it's like the 2012 world is going to end 😂. Come on make videos for good and not for your own good If you can't then choose some faltu topic. Anyways it's all cyclic, KZbin business will also come down , then we will also make a video on so-called youtube experts.

[@CanItBeVersatile]

Loved the explanation🔥🔥, Also loved the recent video about Taxation & Inflation in India, would love a video about IS CURRENT ECONOMY MOVING TOWARDS A SERIOUS INFLATION & SHOULD ANYONE NOW INVEST IN INDIAN MARKET rather than US where it looks a little more promising!!

[@PiyaC-v8g]

Around what time should I take my money out? Had put money on Motilal this Jan and experienced loss.

[@manishpandey2243]

There's nothing much food for thought to think about. It was just to garner more and more AUM and now they'll eventually switch over to value based investment over time, common strategy hai, very obvious

[@loveygoel7023]

Where do you check that portfolio PE which website was it?

[@sirajshaikh3674]

Same happened with quant gave exorbitant returns and than downfall starts and still not able to recover became worst performing fund in 2024

[@abdulgaffoor178]

Great presentation , Thank you so much for educating the society.

[@Curious_Mind_007]

nah!! I invested more in Motilal oswal funds and got more return than others i invested. Don't create panic nowadays investors are very smart.

[@miyamoto900]

Ok Ramdev

[@rabbil5510]

@@miyamoto900😂

[@nikhilchitalia]

Good Analysis on Motilal Midcap. There will be AMCs which are currently under-performing but are fundamentally good. For eg. DSP, Axis. What's your view on NJ Mutual Fund

[@Harisjetty-kh4ur]

Thank you so much Shashank ❤❤❤

[@Ashish-bp3bo]

Thank Shashank for the valuable information

[@bijoydas449]

Good analysis Shashank. Very well explained .. ❤

[@darpananand9848]

Loved it ❤, this type of Analysis 💯

[@VGanesan-t2s]

I became the member but I'm not getting any of your member information

[@marketTracker]

Motilal Oswal runs his ads on this video😂😂 Great 😃

[@Heet10]

Hey, can you make video on how do I study and Find best SIP funds i would need or will be best for my need

[@guptakapuganti4474]

The logic might fail now but working since last 10 year so need to wait they take necessary measures

[@S11-t8i]

Great one Shashank, I would rather go with stocks now

[@Sumikthoughts]

I invested in all 3 funds and other you named from long time but they performed well.

[@MrDEBAJITROY]

Your analysis is fabulous.

[@mdkamran2003]

Hi @Shashank Thank you for your expert analysis. A really informative video. 👍🏼 Please let us know which website are you using to get the portfolio PE ratio of the mutual fund. Also, do you plan to do a portfolio roast/analysis of one of your subscribers?

[@happyd6145]

I have Mo Microcap 250

[@himanshuthakre388]

No need to panic those who are invested they have done good in the past this is like pointing out their 1 or 2 or 3 mistakes or whatever the number is if i compare to what they have done right in the past 7 years it will shadow these things so they know what they are doing it's just that it didn't worked out and they will fix it back to normal

[@gangadharannedunghat1843]

Thank you for a very clear informative analysis. Good example of the pitfalls of the motto - mutual funds sahi hai.

[@srinivasanb7137]

Very good analysis 🤝

[@nityaadityanagda]

one of the best videos i have seeen of shashank sir, looking forward to many more amazing videos from you sir

[@LeenaKulkarni-i1s]

Nice way of explaining the concept of fund selection

[@HeerakMalakar27]

One personal question Shashank related to stars portfolio. How many shares should we buy in general from a stock like anant raj? I'm very new so I'm still learning. Thanks for the informative video btw

[@jai6196]

Its always good to get different viewpoints. This is a well researched topic. I subscribed immediately.

[@sajujoseph5651]

Better don't invest in mutual fund / SIP. When you invest in equity you can select the best stock which is fairly valued or undervalued. But when you invest in mutual fund your money will be allocated into good stocks as well as kachara sticks/ highly overvalued stocks like zomato, swiggy, kalyan, Trent, Naukri, BSE, CDSL etc. Even though stocks like TRENT is a very good stock, the PE has been very high. All these stocks are falling downwards and will fall by 50% to 60%. Once corrected by 50-60% its ok to buy them. But when u invest in mutual fund/ SIP that is not possible. We the investors will have to bear the losses incurred due to the stupidity and overconfidence of fund managers.

[@krishnamoorthypippadipally2787]

Thank you🎉 for your educative video🎉🎉

[@NewUser75]

Its pretty normal to correct after such a good performance. Within 2-3 yrs, once the midcaps start rising again, the fund will again start doing good and people like you will list it in top performers. Typical bear and bull behaviour.

[@LoveBharath]

The title is misleading. Fund managers has better risk mitigating strategies. Also one or two stock underperformance for a quarter ot two is not Risk.

[@nainahuruli7769]

Great insights n very well explained I have my SIPs running with Motilal Oswal Should I still continue with them or redeem them Can you pls guide ..

[@rejithomas9027]

This is really a nice video, what shashank says is based on facts.This doesnt mean necessarily that motilal funds will perform badly hereon. But hey definitely need to change their strategies to continue with their super performance. I only hope that they have not done anything grossly unethical as was being mentioned. I continue to invest in motilal funds .

[@anchitshah8127]

Can you do a complete finance video !! In this you teach where to invest the income... And saving taxes and all the bonds and Debt funds and stuff at one place... Will be very helpful for my age group who is going to earn in near future ... Thankyou for the contents 😊

[@rameshradhakrisshnan5686]

Intelligent presentation ❤

[@venkateshbhat4131]

Great analysis! Lot of learning.

[@ullaskaranth]

Thanks for great video and analysis. Its very educative one. Awesome

[@kumarrrrrrrrrrrr]

I invested 2L in motilal small cap fund 2 day before... Is it good decision? My target is to hold for 1-3years

[@miyamoto900]

No

[@kumarrrrrrrrrrrr]

@miyamoto900 then?

[@miyamoto900]

@@kumarrrrrrrrrrrr OP said look for lower PE Mutual funds … like quant & s#it …

[@kumarrrrrrrrrrrr]

​@@miyamoto900so now I need to hold that or exit?

[@miyamoto900]

@@kumarrrrrrrrrrrr exit .... With that PE it will take at least 5-8 years ...

[@nithinextreme]

Hey @shashank you have mentioned in ur star PF that we can't time the market. And the PF was mostly high PE stocks especially during a market like this where the macros economics were not favorable. Isnt this discussion on motilal oswal bit conflicting since you followed more aggressive strategy with ur 50 lakh investment.

[@ShashankUdupa1]

So my PF is what I do with my money for myself and I am well aware of My risks..problem with this is they r managing 98000cr of people's SIP money and none of the sip holders know what risk they are taking. With stars I was upfront about high pe basket and the risks

[@nithinextreme]

@ShashankUdupa1 thanks for the response.

[@sabarinathans8199]

Actually by the time, if some one check all the points that you mention and that too remembering everything and analyzing the fund or stock, it falls 30 - 40 % bro by the time....a common man need simplest form of market understanding to book his profits or save his capital.....

[@vaibhavjain4710]

Even though all ratios looking lucrative , this is the best example where if someone is investing by looking into these ratios they will churn lot of money.

[@kundan_2003]

Very good analysis sir

[@ShashankUdupa1]

Thank you

[@rishikapoor8758]

Motilal oswal is the next Karvy. Take your money and run while you still have time.🙏🏻

[@srikanthn3470]

This video format was very good Shashank

[@mehulreshamwala9404]

Sir which website you using in this video?

[@peaushvishnoi3959]

Very informative video. Kindly keep making such videos. I also love your small cap gems to be hold for long term with mgmt guidance & order book & future CAGR possible.

[@vks002]

Very nice analysis, Shashank. It is amazing that you are able to analyse Mutual Funds to that level of detail. Thank you.

[@shyamkaushik2]

I have their nifty 50 Index fund. You think that's risky too or just midcap?

[@SachinModi9]

👏

[@rahuloberoi9739]

How can nifty 50 index fund be compared to a mid cap fund? And risky means more volatile, mid cap funds are always more volatile than nifty 50 indices.

[@sh8820]

Nifty 50 is passive fund not active one

[@ShashankUdupa1]

Passive funds have no risk as such of stock picking, The risk in Midcap fund was the high pe momentum based stock picking

[@ajitsahu6185]

Great video. I have taken a plan for motilal plans which suggested some stocks which are generally high pe. Fact, CESC and some. High pe, went for loss. But I do look at the stocks pe before investing now

[@boneson13]

I am loving it... The animations are good and help in understanding concepts better

[@200ankit]

Great video Shashank. Since the market has corrected and there are value bets available, can you make video around them. e.g.- KEI Industries, IGIL, DAMS Capital, VMM, Trent

[@SanokaGhosh-z6c]

Sir I already have Kalyan at lower lever . Should I accomodate more as it is the fastest growing company ?

[@rangoli1989]

age dekho hota hai kya ? PGIM also had same strtegy of high PE good quality stock and same in Quant, Hope they will recover in 6-7 month. Now it is good to invest. Earlier excessively reliance on finance cost it heavily in flexi cap and that underperformed for 2 years and now again a best performing fund , however the fund manager Tahir left and at the help of invesco , and invesco also doing v good like invesco focused and mid cap , Now Motilal Oswal has mature fund managers and nothing to worry . After 2 years it will again among top performing

[@yaswanthmalla2634]

It's really impressive that everyone talks about SIP but not about the drawbacks of verifying the stake of each holding. Moreover, Motilal Fund is aggressive in that mid-cap funds have invested 100% in mid-cap stocks, not deviation or allocation of long-term debt funds or other. I read somewhere that today's returns cannot guarantee future returns. This five-year period is going to be very skeptical.

[@samplayz2854]

Yes I liked this format a lot more 😁

[@parikshatk]

Shashank would you advice moving to other fund houses now that Motilal Oswal is not doing well across categories. Further, there Innovation Fund that has been newly launched is not expected to do well. Can you please make a video on sectors you think will do well in the current year along with their specific stock reviews.

[@vigneshd5203]

Should I hold HappiestMinds for long term any suggestions?

[@HasnatMollickOfficial]

Learnt some technical term from you….. You are a good teacher bro.

[@gautamkumar-sv1xf]

Yes i got the point every fund has pros and cons Even larag at rate increase in usa time fell crazy and its nature of mutual fund ita juat a part all matters is are they beating indices in longer run nither 6 month nor a yr but in a long run Share market never stop teaching us. Its the process I had seen people investing in quant small cap and microcaps for a 30 yr time frame Even you had invested 50 lakh in the beginning of the yr just to make us learn about direct equity investment iam waiting for more updates on that too as you promised video every month

[@amitpatel3120]

Yes. Very good video. Keep making such videos Shasank.

[@sayantanpal1997]

Don't doubt motilal oswal.. Keep investing it will boom soon.. They have the most highly qualified management..❤

[@ajithjoseph637]

Aren't mutual funds a long term investment ? Don't you think rolling returns and history of fund management by the AMC is a better metric .. think they got greedy tried something new and got burnt and will recover in the near future

[@singamsetty]

Wonderful analysis, my friend.

[@Abhinandanr]

Is momentum fund good for long term investment?

[@swatantrapalsinghsaluja2054]

Very Informative

[@gagandeepsingh1051]

Motilal oswals midcap fund has 7-8% of kalyan jewellers share thats why downfall is there

[@soumm9254]

Thanks! Any link or website to check the mutual fund PE ratio?

[@ShashankUdupa1]

@@soumm9254 google valueresearch

[@ericjoseph2122]

it will recover. Keep holding motilal oswal midcap fund. Real wealth is grown slowly and with a lot of time.

[@trinadhp416]

Please make video on rights issues,warrants and preferential issues with strategies, Thank you sir ..

[@deepaksabharwal330]

If we go by these videos we will end up changing our fund every year ..just buy funds with good fund house and ethics and hold for significant period ..nothing against Shashank..

[@Itsrohant]

Here again you are betting on a human to give you better returns than index. Why not create a portfolio of index funds and gold and if you are risk taker, invest some amount to direct stocks? Over the long term, very few funds have outperformed the index. And yes keep some cash in hand and learn very basic fundamentals and invest when market is down

[@Arpit-t6f3e]

Concentration risk is very high in majority of motilal Oswal funds

[@ShashankUdupa1]

Yes

[@DurgaPrasad-qd6bj]

Good analysis.Needs video on MON 100.(USA).

[@hidden_at]

I started SIP in Motilal Oswal midcap fund in Jan 2025 and added more NAV during each dip,,, invested around 1.10 lakh in a month and have active SIP of 15k per month.. should I continue??? I have SIP of 30k for Parag Parik flexi which is old and Nippon India small cap 15k.. Please suggest

[@ShashankUdupa1]

Diversify your SIPs into 1 more midcap fund or take the midcap index fund which is better

[@kcsnew]

Best insights you provided in 2025 so far with some key hidden parameters 👏

[@gouravahuja1547]

Loved the indepth dive.

[@arbazpatel5201]

Any video from u is great brother

[@Billy-y4j]

It is a red flag when funds deviate from their stated investment philosophy

[@pranaytiwary8888]

Yes a very informative video and appreciate your efforts behind the scenes you put in for this. For sure we would like to see more of such content.

[@shrimalidevashish56]

I have motilal etf.. nothing is going to happen as long as small cap index lives

[@rishabagarwal8346]

I find very good and safe returns in edelweiss midcap mutual fund.. what do you think?

[@re33835]

Just entered in Motilal few days ago, what to do now ? Should I hold or exit?

[@sudhakaroryx]

Continue to hold and stay invested in subdued markets like now. I have experienced it to be highly rewarding while investing in such times. Stay strong. Adjust your discretionary spending and continue your SIPs. Dont worry, this fundhouse is managed by a trusted market veteran, Sir Ramdeo Agarwal. He is Indias Warren Buffet.

[@SayanDebnath-su5ip]

1:17 in the month of September, i have started SIP with motilal oswal😂

[@break147]

😂

[@nitinhegde_2002]

me too

[@priyayangoubam1821]

Same here😂

[@Poison-v3k]

Since nov

[@amarg2199]

Invest 10000 & sip 10000 in mid cap fund. Make money eventually

[@anant548]

Hi Shashank, are you still invested in Quant small Cap Mutual Fund ?

[@raghugadi7839]

Hi sir ,wt is ur views on Time Techno stock,can u explain sir

[@Avinashfitness974]

Naah I will hold in motilal micro index fund it’s already gave a good gain now it’s bit down but still i am on sitting on profit

[@Life-Lens-with-Shree]

Is it okay to invest in this now? And which is better, SIP or lump sum?

[@sudhakaroryx]

Its always good to be invested in Motilal Oswal, they can go wrong sometimes...but their portfolio is highly diversified. It will most likely give gigher returns than Nifty. Ramdeo Agarwal is a great market veteran. SIP is better. And add up more when you see such negative videos.

[@KushalKicks]

no their portfolio is not diversified

[@miyamoto900]

Don't listen to this sudhakar guy, invest in quant