Silicon Valley Bank’s Collapse Explained

[@wallstreetmillennial]

Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: www.masterworks.art/wallstreet Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. 🎨 See important Masterworks disclosures: masterworks.com/cd

[@julion89]

Find a new sponsor, the money isn't worth it if you lose subs and views, nobody wants to be a fake art owner or fake Scottish title holder

[@Bobbobbob984]

Blocking this channel since you're pushing masterworks so much

[@lakeguy65616]

Hard to take this site seriously since you promote investing in Art. People who invest in Masterworks are going to learn a painful lesson....

[@ManMountainMetals]

Unsubbed. Masterwork this 🖕

[@hillogical]

@@Bobbobbob984 Part of me wonders if he only takes their money knowing his viewers are smart enough to not burn their money with such an obvious cash grab. He probably doesn't have many offers for sponsors, and has few options to monetize his channel.

[@stevenmitchell7830]

Mentioning Masterworks kills all credibility

[@federikus2928]

Just ignore the shills, they have to pay the bills too..btw only fools can fall for that!

[@worldstar907]

@@federikus2928 you don't believe your own words, shill

[@bokubaka]

@@federikus2928 I appreciate videos that make clear cut between ads and the actual content. In my opinion, blending those two like this video does, affecting the video credibility more since as if the ads are part of the actual content.

[@MichaelTavel]

@@federikus2928 Others have been able to pay the bills without shilling scammers - it is easy money while it lasts though. Maybe WSM could preface the ad by saying "only fools will fall for this" to be on the safe side.

[@wooshman2]

​@@MichaelTavel he didn't even preface that he was going into an ad

[@worldstar907]

will be fun when he has to make a video like this about masterworks

[@jaredfischer6895]

Sponsored by Established Titles....

[@KC-bi9jw]

I'm torn on this channel. You give good info, but the way you "seamlessly" transition into ads is very alarming and raises red flags for me. You're a confidence man for MasterWorks. Even going against some of the very videos you've made on other ad scams and the people involved. You didn't use to do this. The money isn't it worth man, they're gonna fall hard just like every other ad scam.

[@Brigadorski]

I'm shocked he promotes such an obvious Ponzi scheme. They must be paying top dollar.

[@Re3iRtH]

No different than any other financial KZbinr. They employ the "make money at any cost" strategy regardless of any other principles.

[@thomasa5619]

@@Re3iRtH sounds like you don’t watch reputable KZbinrs then

[@amslu]

True, this guy is already compromised- never ever sell products you do reporting go. Go with Wix or athletic greens.

[@KKOPPONG]

Bro if you take financial advice from KZbin then you deserve to get your money took. These people are entertainment, don’t take them too serious. Who in their right mind should even consider investing in something they don’t understand simply because a dude on KZbin told you about it 🤷🏿‍♂️

[@BobBacheler]

When Masterworks turns out to be a scam I am curious if you will do a video on it.

[@casucasueq4479]

....and while teaching us about the Masterworks scam try and sell us graded coins and a stamp collection..... *hums the Twilight Zone theme song*

[@vanesslifeygo]

Hahahahahahaha

[@steel0803254]

What do you mean 'when'? We already know it is

[@franny123avil]

it kinda already is plain bagel has a video on it i think

[@hillogical]

@@casucasueq4479 and a video on this topic released just about the same time.

[@pyrysaarinen4954]

It becomes extremely difficult to detect when information turns into an ad and back

[@yukuhana]

I'd love to trust your judgement on the extent of fallout, despite the endorsement to Masterworks.

[@dontthrow6064]

i can't believe that a non producing asset is the solution (including gold) something at the core is backwards

[@rightwingsafetysquad9872]

Masterworks isn't a scam. There's 2 kinds of videos "exposing" Masterworks. There the Plain Bagel and there's the garbage everyone else puts out. The only 2 problems with it are their track record isn't as long as they pretend it is and they used to hide the true-up fees in fine print.

[@GoatMeal365]

😂 I love your videos W$M, but those masterworks segways are so bad Lol. And c’mon bro, anyone who’s worked in sales knows the exclusivity pitch “There is a waiting list, but I got you VIP access”. It’s pretty funny. I like you man, I just hope you don’t end up the topic of one of your future videos Lol

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@greyroot00]

I don't think WSM will ended as another scam channel. But it will be funny if they make a video about masterworks some time in the future.

[@GoatMeal365]

@@greyroot00 I know lol. If anything he may have to make a video like Graham Stephan did for FTX, apologizing to his fans, if Masterworks is found to be a real scam

[@Heart2HeartBooks]

Bernie Madoff had a "Waiting" List too! HAHA!

[@rightwingsafetysquad9872]

Masterworks isn't manufacturing false exclusivity. They require all of their investors to go through a manual suitability screening, which takes time. His VIP access likely puts you in a separate, shorter line, but you're still going to have to wait at least a few days.

[@dionysusxyz]

Masterworks isn't a good investment. You should do a video on them!

[@vanesslifeygo]

😅😅😅😅

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@samsonsoturian6013]

It would make up for those ads he made for them.

[@vijayduraiswamy501]

The masterworks promo ad in this video is the greatest irony of it

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@livingon2wheels]

This is the best video I've seen on SVB. Great work!

[@user-qr4qf1mk3b]

What even is this regurgitated video? The largest bank failure was Washington Mutual……. Lehman and Bear Stearns were investment banks and don’t carry consumer deposits…… 0 respect for the masterworks sponsor. Pathetic…

[@centralintelligenceagency9082]

Im with you on this one

[@casucasueq4479]

Glad to see others feel the same way I do & that I'm not just over reacting about them constantly shilling for Masterworks.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@DanOneOne]

I feel very uneasy about this attitude that "oh, but don't worry, it's not like 2008"...

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@Moyopheus]

Such an amazing analysis. It looks so easy and if one had this in hindsight, a big short would have been warranted and man you'd have made a lot of money

[@thefrogfactor3943]

Masterworks is the next SVB 🙄

[@sanbetski]

you lost credibility with you taking up MASTERWORKS, you are greedy like all other channels, SHAME ON YOU!

[@pradeepmagan6951]

Please don’t push this like Skill Share, there is always a catch

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@bideojames4222]

Uhh, how about the auto loan industry collapsing? I would categorize that as a significant current issue that could cause a systemic problem in the current liquidity crisis.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@samsonsoturian6013]

Rusing interest rates have crushed everyone who depended on burning other people's money. To include the Lebanese and Turkish governments.

[@xiaoka]

John Oliver mentioned this a while back. I’m sure it hasn’t gone away.

[@lizazagirova]

Such a deep financial analysis for bankruptcy of banks and turning a blind eye on masterworks fraud 😞

[@rightwingsafetysquad9872]

Masterworks isn't a scam. There's 2 kinds of videos "exposing" Masterworks. There the Plain Bagel and there's the garbage everyone else puts out. The only 2 problems with it are their track record isn't as long as they pretend it is and they used to hide the true-up fees in fine print.

[@lizazagirova]

@@rightwingsafetysquad9872 I saw few videos exposing it. Yes they’re legit but if they lie about profit to mislead investors then yes - it’s a fraud

[@bethromelus6172]

Damn it! You caught me with that Masterwords ad.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@wilfredpeake9987]

You forgot to mention how this will negatively impact bond prices

[@ejb5240]

Is this sarcasm? 8:30

[@wilfredpeake9987]

​@EB I meant how after bank ruptcy alot of bonds will be flooding the market negatively impacting other holdings as well

[@stuartegrin7543]

So the bank was a hedge fund and not a bank

[@alimfuzzy]

You really have to start making it obvious when your content transitions into an ad. I can see you getting into trouble for this in future. Just put up a little sign that says sponsored content.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@johnscovill4783]

Never reinforce failure! Taxing sound banks that are carefully balancing their exposure to risk in order to bail out unsound banks who pursued a risky strategy is the opposite of what the Fed ought to do. The conditions for the bail out should be so onerous to the banks’ officers and share holders that the remaining health banks analyze their strategy and avoid unjustified exposures.

[@unholyiiamas]

I'm reconsidering watching any more of your videos after you pushed Masterworks...

[@shanmtek12000]

I'd be cutting ties to mastwork asap. Reading their website raised multiple red flags.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@uselesshero]

Great video... but Im here to complain about masterworks, make your money but from the ad but it's trash.

[@steviewonder417]

Kind of hilarious the “Time to tighten your belts” crowd didn’t consider the interest rate risks associated with the FED going full Volcker lol.

[@LoveClassicMusic0205]

@@tripplefives1402 Indeed. I can remember as a kid, the local bank in my area would post their interest rate on their monument sign outside the building. I can recall seeing rates of about 14% and I believe that was the savings rate, not the mortgage rate. Mortgages must have been higher than that.

[@kendellfriend5558]

@@LoveClassicMusic0205 mortgage rates topped 20% at one point

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@armchairwarrior963]

If this was China. KZbin channels would be all over it. and say the system is done etc...

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@samsonsoturian6013]

Hardly. Most channels only covered the housing collapse. Most aren't even aware of the bankruns or the standstill at ports these days.

[@stuartegrin7543]

Bank customers are companies that lose money. What could possibly go wrong?

[@rahulprasad2318]

Lol. Promoting masterworks in 2023...Shows that this channel puts 0 effort in the videos.

[@dirtydangler]

Who are you? What do you provide? I think it shows this channel wants to be compensated for keeping cheeto fingers like you entertained.

[@MattCurrieImprov]

It was going good until then.

[@YouCanHasAccount]

Actually it's pretty clever. Take the sponsorship money from masterworks now & pump it, then after it inevitably blows up he can do a video on the collapse of Masterworks in the future to get more content and views.

[@AllHailNannerpuss]

It's an ad. Let the man secure his bag. Now if he starts making videos solely shilling a specific investment, that's a another story.

[@user-qr4qf1mk3b]

This guy just said in his video that SVB was the second largest bank failure after Lehman….. Clearly has no idea what he’s talking about. I’ve already blocked this channel.

[@desidog11]

Dude great video as always but please drop the masterworks ad, makes your entire video kinda lame. I am sure you can find another sponsor

[@old_guard2431]

Two points: “Millennials” are supposed to be self-absorbed and entitled. Apparently at least one of them never got the word. You may need a few more collapsing-house-of-cards video sequences in your inventory as we roll through 2023.

[@Hellya38]

just wonder if those "unrealized loss" for any held to mature securities required to be disclosure in their financial report just like the "avaialble for sale"?

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@coolrunning2006]

If its mark as "hold to maturity" then they don't have to

[@Hellya38]

@@coolrunning2006 thanks for clarification

[@stuartegrin7543]

So the banks value was based on the speculative nature of the company’s stock they were loaning money to, so if those companies couldn’t repay the loans, the values of their stock went down, so it was a double whammy. How cool was that?

[@tenglim4406]

No?! Because the exact value of the bank, in reality, is based on the return of their investments (e.g. loans and bank-held investments) and their nature of business (e.g. the investment bank vs traditional bank) instead of the speculative nature of its stock, in which it is subjected to market nature and some other factors (e.g. short sellers)?!

[@avernvrey7422]

That's not it. There's no double whammy. If the borrower defaulted then the bank suffered that default, that's it. The warrants are just extra icing, if the company does well, the warrants are worth a lot, if the company fails, the warrants didn't cost the bank anything and they don't matter. SVB's stock value was tied to its own net income potential.

[@homoptere]

Masterworks.... I like ur videos. but to slide in masterworks into a video about failing banks, it somehow seems misleading into thinking it is a valid investment vehicle... At least to me. maybe bc i dont believe in masterworks.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@rodbritton360]

Asking for a friend... How much would we need to pay to not promote Masterworks in the WSM vids?

[@pawetllc1208]

New here, love the videos, way too many ads for the length of the video 😊

[@maxsterling9908]

I think there are other smaller banks who are doing the same thing. There might be a chain reaction of run on banks. I don't think this is over. SVB was one of hte best banks according to Forbe's list last month. We have this bank which failed out of nowhere.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@digiflex8550]

After masterworks transition I just left the video…

[@Tyranix97]

Can anybody remember when ENRON used MTM Accounting.

[@lakeguy65616]

Mark to Market is a very common accounting technique. It makes the books more honest. It reflects real prices instead of the purchase price.

[@teapurveyor]

@@lakeguy65616 It's great until there's volatility, and then determining value is a shot in the dark.

[@vanesslifeygo]

Oh god. I probably wasn't alive then but once I learned all the Enron stories I swore I'd never forget.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@lakeguy65616]

@@teapurveyor You know exactly what 30 year treasury bonds are worth at all times.

[@jahjoeka]

Still pushing the masterworks scam 🤦‍♂️

[@Mahruumdilse]

Thank you for such a clear explanation!

[@DGYT-24]

Jesus man, wtf. Did you really plug Masterworks in here, in this specific video?? Have you vetted their claims, ToS and disclaimers and results? This was a very misplaced ad. Smh.

[@on-site4094]

Masterworks scams & hissed fees

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@RaymenchacaSc2]

Do not let them get bailed out. We saw what happened in 2008. This bs of the consumer paying for banks incompetence needs to stop.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@syracusedave44]

Masterworks? Really? I'm sure there is an upcoming Coffeezilla video calling out all the youtubers (like you) for promoting that junk. NFT 2.0

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@ChineseKiwi]

This video is BY FAR the most in-depth analysis out there on this! Let others know!

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@worldstar907]

true, it also made me invest in masterworks

[@Tential1]

Damn, you're fast. I got through all of this info and wrote an article, but you've already finished a video. Some other points I would have touched on, but good job. Core thing is exactly what I came to. The bank had basically no equity as of year end, and any person who opened the financials would panic. The financials were released recently, so that's why people freaked. And if you've done this work, you probably know of the other banks on brink of collapse too. Lol... This actually is a little wild..... We could be royally f'd.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@WyrmLimion]

I didnt even realise i was watching an ad. That was seemless lol

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@williamjones7163]

Art is such a good investment. Unless the art turns out to be a forgery. Gold has never been forged. My banking professor in college always said there is a reason the return on investnent is so high. The higher the interest the higher the risk.

[@rodbritton360]

If you look into Masterworks reported profits - they only report on the art they have actually sold. The reason is, a lot of their art is unsellable at a profit. Hence, it's still being held and thus not being reported in their results.

[@ktktktktktktkt]

4:34 wtf is this stock footage?

[@user-qr4qf1mk3b]

LOOOOOL nice catch. The guy straight up just drew a zig zag on a graph. Owner of the channel is lazy.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@SonjaHamburg]

Reporting on scams but PROMOTING A SCAM? Kills the credibility of this channel

[@raygordonteacheschess5501]

If you're bank just became insolvent and you need cash now...

[@christian15213]

This is actually fair information. The New York Times didn't even touch on this subject and made it look like a minor error without going into who the bank actually was. However, I will say the light on the video makes me think more positive of SVB overall. They were trying to drive innovation. The fact is, we're not communists, and the government doesn't fund all innovation and this is supposed to be an American strength. With knowing this the government should help them out and I will support that. You have to bail them out because you're actually bailing out real people. Point is, they shouldn't have to had to do the bond trick. Just my opinion.

[@samsonsoturian6013]

Venture capital firms have the same risk-reward as crowdfunded ventures.

[@Crusadercapitalist]

Why the hell are you still endorsing masterworks?

[@MrWarrenRB]

Stop shilling masterworks

[@leanbanclog]

Sneakily sneeking the sneeky masterworks in there lad. Bad form

[@dontthrow6064]

i'm confused around 8:15 you make a somewhat risky bet long term, but no one can predict the world is going to turn upside down with a global pandemic followed by a war, yet you suffer 100% of the losses of this kind of bet

[@yvnerservius5894]

masterwork's shill

[@JoeBlow-fp5ng]

Why didn't they go to the repo market for short-term liquidity loans?

[@nemeanlioness]

didnt know why market went down yesterday, just was happy and bought some more. so this is it eh.

[@silversurfer8237]

Thanks for your great video. In short SVB got into trouble because of the FED deciding to be Dirty Harry and went from 0.0% to 4.75% in 12 months.

[@onesunghero]

Svb collapse is probably what has every stock in my portfolio down today. Oh well time to buy cheap dividend stocks!

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@Robinhooder]

I'm not sure about your last statement, banks are failing and being bailed out at the same time.

[@IanCaine4728]

Not really accurate. Most banks have HTM investments. It was the panic and having a majority of their depositors show up that caused a cash-flow crisis. No bank could withstand that.

[@alomann]

Thanks for the detailed insight. Great stuff!

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@arthurpriestley8103]

Explain the svb executives selling their stock 12 days before the end. Svb is finished . Executives know svb will not recover. End the bull !

[@subhamagarwal6304]

Hold up, So they failed cause they invested in "Risk free securities?"

[@rightwingsafetysquad9872]

Treasuries are only risk free if you never intend to sell them. The prices still fluctuate based on market demand. SVB was forced to sell at a loss to cover withdrawals. If you buy a Treasury bond for $100 that yields 2%, it will yield 2% until it expires, you will not lose money. But if the Treasury issues new bonds that yield 4%, if you needed to sell your 2% bond to get fast cash it would only be worth $50.

[@LoveClassicMusic0205]

You were right when you said they were the second largest bank failure, but Lehman Brothers wasn't the largest. The largest was Washington Mutual (WAMU).

[@vanesslifeygo]

That was taken up by Chase wasn't it

[@LoveClassicMusic0205]

@@vanesslifeygo Yes.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@bobbydigital-qk4ve]

Problem: Hind-sight is always 20/20. Nothing to "see" here.

[@whalemurugun]

Most awaited from WSM

[@Tyranix97]

Coupon yield vs Current yield. ... Current yield matters when the market price for bonds changes and you plan to sell your bond before maturity date (to raise capital). ... ... .... Never Ever fight the Fed.

[@giantsquidMAN]

Wasnt it Washington mutual not Lehman Brothers that was the biggest bank collapse in us history

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs..

[@user-qr4qf1mk3b]

Yeah. Lehman isn't includeded in most lists because its an investment bank which doesn't holder consumer deposits. The owner of the channel probably doesn't have an education and just spits out information that he thinks is right. Look at his video quality man, its just stock footage and him reading news articles.

[@coolrunning2006]

What this video didnt mentioned under broader implication is what happen to all these start up company that cant access their fund. Itll take a while to get that money from liquidation and even then they wont be make completely whole. These start up just took a hit to their cashflow. How many will be able to weather the storm?

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@DanOneOne]

I think it will be contagious because clients lost 170bln. How will they pay their salaries, etc? Also this SVB can't return its loans. And there it goes down the chain...

[@stevidente]

Only a slight loss of under 10 percent if any. Companies usually keep funds at multiple banks so unless there is a contagion, it should be fine. A working capital line of credit should tide the companies over. The outstanding loans can be sold to other banks, returning funds to SVB. Having worked with distressed assets, I know there is always a market for everything no matter how bad the asset looks now. The seller will just have to accept the haircut.

[@kingXrayz]

Washington Mutual* not Lehamn.

[@bananenbrot958]

Please stop endorsing masterworks and start promoting your Patreon more 😢

[@luweiding3011]

Washington mutual is the biggest bank failure. Lehman brothers is a broker/dealer.

[@nappiral]

But more importantly, how many banks have heavy exposure to long duration bonds?

[@minaryeon9259]

Exactly, all of them

[@ZERO-CAPACITANCE]

Excellent, but it wasn’t long term treasuries.

[@funmilayotijani3119]

Still plugging Masterworks...hmmm

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@Tential1]

The numbers you have are wrong... Weirder, they're the exact numbers I used over the phone with a friend.... But in my spread sheet, nope, you're off. Weird.

[@alphalunamare]

The real question is: Who Profits from such crashes? Clearly SVB has been attacked with negative publicity whilst it is not alone in the bond quandary. The FBI should be seeking to determine the cause of this run before it becomes a criminal epidemic. Institutions fare well as long as they play together, when they break such as now there is a reason .... and it can be found in the output of those who called the run in the first place. Their motive? they can and they did! Such is the weakness of the system today and the recklessness of unfettered leverage. Anyway the bottom line is that investing in Bonds is a pretty way of surviving the day to day and only 'poor' institutions do so. It is now blindingly obvious how to identify the weak ones in the herd. The questions is of how to exploit them. Answers on a Post Card 🙂

[@crescentprincekronos2518]

Just like Washington Mutual. Public perception is indeed a very powerful factor.

[@yellohj2]

JP Morgan Chase - the depositors are already announcing their moves. FED raises rates to put bond pressure on the very bonds purchased for QE. Non FED member banks get squeezed. This one was a FDIC can help the 10% (>250k) but when 4 or 5 more fail - even the FDIC won’t be solvent, so they will have to PRINT more money. Contagion is deep here. And FED profits most. My theory

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs!

[@RobinMarks1313]

You might want to research you sponsor... I saw a critical video and I am skeptical as well. Like this channel says, do your research first. Buyer Beware.

[@mariusvanc]

Oh no, a critical video on an investment opportunity?

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@TheMorhaGroup]

​@@mariusvanc "You should consider the resale market for Masterworks shares to be severely limited, as you may be unable to resell your shares without significant expense, or at all" doesn't sound like much of an opportunity to me. Investment "trap" would be more accurate

[@icemanleo]

I have a smooth brain but at work we spend 40k on some equipment… I heard management will amortize the cost in 3 year span but we pay the he 40k upfront… failing to see wtf did they do other than I need to look for another job

[@icemanleo]

In other words amortization sounds like bullshit

[@notandyvee]

Can’t finish watching due to masterworks. Do better

[@everybodyhatesfitzz]

Y’all know you can just skip the ad right?

[@marketalpha5426]

Definitely be careful with masterworks. Cherry picked returns and you don't own anything.

[@jeronimooooo0000]

Cold take, dude. Its his JOB

[@adelewalsh1377]

How about you make a vid ABOUT masterworks instead of taking their money......

[@williamchamberlain2263]

So not so much a bank as a trader with banking functions, and therefore won and lost along with their target stock sector

[@lakeguy65616]

The question is now, what will the FED do next week? Before SBV, the Fed was expected to raise interest rates by 50 basis points in order to bring inflation under control. Raising interest rates puts banks' bond portfolios under pressure. So, will the Fed continue to fight inflation by raising rates or will it stop raising rates in order to protect banks?

[@markomak1]

Increase rates and bail banks out?

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@TheJcrist]

My friend, this is not about startups. This is about Feds raising rates, let's be honest. Do you have an idea how much money is tied up in the US bonds? You'd be surprised. In the event of panic, all these banks will need cash immediately. Since they don't even have to keep 10 percent, what they gonna do with all these US toilet papers? Will they be able to tell their clients - you know, mate, times are though please wait till our bonds mature? 🤣🤣🤣🤣

[@Rvj.12]

Tell when you are telling about your sponsor.

[@Rvj.12]

@Wall Street chl be negerian scammer

[@jonusjonus9271]

can someone explain to me why SVB cant just get cash via the fed repo if they have so many treasuries? What am I missing? I know they had alot of mortgage backed securities but I thought they had gov debt too.

[@WallStreetMillennial.]

ғᴏʀ ᴛɪᴘs ↓ ᴅᴍ ᴍᴇ📩 ↓ ᴡʜᴀᴛ’sᴀᴘᴘ☩‬𝟷𝟸𝟻𝟷𝟺𝟺𝟷𝟺𝟷𝟺𝟺 ᴛʜᴀɴᴋs.

[@marzukazar7698]

U should be ashamed promoting masterworks. Look at plain bagels videos on them.

[@marzukazar7698]

@Wall Street scammers will get what they deserve

[@donfrancis1246]

I stopped at masterworks or whatever.

[@micy9714]

China is holding huge loss... as US is still hiking interest rate..