Sim Swap Fraud: SIM Swapping Frauds Are At The Surge In India, & How Can You Protect Yourself? UPSC

[@StudyIQEducationLtd]

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[@partha9752]

Kindly respond. If mobile aadhar card is not connected, will it be possible to get duplicate SIM card as biometric will work only if mobile aadhar card is connected. I have deliberately refrained to connect my aadhar with Phone number.

[@satyendrakumaryadav7930]

24 hour ke liye message band hota hai

[@abhishekpandey-dt6kr]

Pagal bana raha hai ye, Sim change hone k 24 hours tak sms nai aata

[@GroomingFreak]

if sim card is locked with a code, will a duplicate sim ask the code or not?

[@SAMPATHKUMAR-zj9fz]

😊 try to😢😊😢op 😊😊😊😊😊😊😊0

[@blueocean9186]

IN CASE OF SIM SWAP SCAM... NETWORK PROVIDER SHOULD BE HELD FULLY RESPONSIBLE FOR ISSUING DUPLICATE SIM WITHOUT VERIFYING THE ID AND PERSON IDENTITY AND SHALL BE HELD RESPONSIBLE FOR FINANCIAL LOSSES.

[@Newjourney24-p3v]

Definitely.. without scanning fingerprint and iris,how can be possible.. biometric data ka match hona jruri hai

[@earthlng]

True, this is a no-brainer. NETWORK PROVIDER not only should compensate these amounts but also they should face consequences.

[@jiya1933]

Absolutely.

[@pawanraikwar2214]

Network providers are not at fault, it's the customer's mistake

[@Newjourney24-p3v]

@@pawanraikwar2214 ..How ..? Could You Explain

[@meRohitG]

This can be prevented but can't be cured. The responsibility greatly lies on telecom companies. Why are they issuing SIMs without confirming the activity and ownership of the old SIMs? Also, why do they allot the closed/disconnected old numbers to new users so early, it must take at least 2-3 years in a dormant state to allot to another user.

[@meargon9186]

they are not relabelling sim numbers to a new person they are getting a duplicate of the sim, applying as if they actually are the current owner and their sim got lost.

[@umangrabara9510]

Take biometric of telecom person when they give sim problem solved

[@meargon9186]

Or allow only verified people or big companies to open mobile shops. Close all unverified shops.

[@MissionTapasya]

main e sims ke baare main par raha tha,kya usse hum apni privacy aur bank account safe rakh payenge?ya usme bhi scammers koi loop hole nikal lenge?

[@sumitpawankumar585]

Cybercrimes are denting govt Effort to go digital. If this continues ppl will fear to keep money in bank

[@Asurot]

yup

[@ankushdhawale4628]

People will fear using digital technologies and electronic advance dwvices

[@LprogressivesANDliberals]

Just happened today. Thankfully my carrier gives me 30 minutes to stop the sim change to a new carrier and I changed all my info for my carrier. Changed all my 2fa to app only but my bank only uses sms 2fa… agreed I’m not keeping more than 500$, these sim swaps scams are to easy to do. I’m now scared of all digital after reading horror stories and how easy it is to do

[@hr97079]

Firstly, Government should make telecom operators vicariously liable for such thefts. Secondly, Duplicate SIM issue in case of theft must be done physically at their authorised outlet, only after producing the FIR copy lodged + Producing the IMEI number of the device in which the SIM was used + AADHAR authentication i.e. showing at the outlet that it's your AADHAR which is linked with this Mobile number. Thirdly, Telecom operators should be given a strict timeline to identify the loopholes in their system.

[@partha9752]

If aadhar mobile is connected,more danger is waiting for you for your information. If not connected, aadhar based money withdrawal from Bank is not possible for your information.

[@kevinmathew2973]

I believe police is also working in hand with the thieves otherwise these things would not be possible

[@kirans2300]

if you lost ur phone in river, how u file a FIR? everywhere duplicate sim issued using biometrics only, its some people careless attitude make this happen, you travel in delhi metro there you can find people roaming around by keeping phone in back pocket. for such people these things happened. other sensible one will avoid

[@trira1171]

Triple authentication 1) Send the sim via courier to address mentioned in Aadhar. 2) And send another OTP to address mentioned in aadhar. 3) Send another OTP to email address. Extra measures: 1) Have a cool off period of 1 week before activating the incoming SMS for duplicate SIM. 2) Stop all services to original SIM and telecom service should send multiple SMS to original SIM that all services are being stopped because duplicate SIM has been applied by another person.

[@fnppost1960]

This digital India is getting very dangerous and Ravi Prasad was talking big but didn't do anything about it

[@sumitpawankumar585]

Getting a new sim card must involve biometrics and it should be more scrutinised.

[@ashishbalodi1635]

Yes Biometrics is required during new sim ,

[@Thestorymanmishrashubham]

Its already there

[@rchnews2267]

​@@Thestorymanmishrashubhamnahi ha bhai optional ha mene Bina fingerprint ke sim liya Per photo liya

[@vedpratap8113]

Yes, your right. Telecom department should mandate the biometric and iris protection on the sim as it linked with bank account.

[@partha9752]

If mobile aadhar card is not connected,can fraudsters take duplicate SIM? Kindly, experts should respond. I have deliberately didn't connect my mobile with aadhar card.

[@Satadru-z9z]

Stealing 1.5 lakh from a private school teacher is disheartening. They get very very low compared to govt teachers.

[@ustaad9220]

Yes. That was the news which made me sad and scared at the same time because if a pvt school teacher is vulnerable, then nobody is safe..

[@Durgaprasad_Goud]

@@ustaad9220 They attack commoners, Downtrodden people because No One will listen to their voice Dude

[@Illusion540]

Exactly

[@vivekganapathi]

Simple solution here is to stop service providers from issuing a duplicate SIM by default and have an option of biometric authentication for issuance of a duplicate SIM.

[@singh_king3868]

Banks should be held responsible...if their system can't secure our money, then they should not provide extra features...we are happy with old banking services

[@mrigankasaha5092]

As per DOT, after a SIM swap, SMS service gets activated after 24 hours to prevent this type of scams, if your SIM stops working suddenly, we need to act immediately.

[@23gautamsharma]

Yes this is my point

[@connectingindia9985]

Recent ki update hai kya ye ?

[@deepaksankhua6005]

Krenge kiya

[@womenisonereasonbehindever2049]

Wht action we should take ?

[@govindkumarsahu4952]

72 hour in Bhilwara Rajasthan

[@anootoshsarkar686]

Why is the govt. allowing the telecom companies to issue duplicate sims without proper verfication of reason for sim swapping? And hiw can they allow a duplicate sim even when the original sim/number is active?

[@kevinmathew2973]

Because they themselves are corrupt hypocrites

[@ustaad9220]

Just the thought of getting scammed with lakhs of rupees makes me shiver with fear 😢 I just hope the government does something regarding this...

[@AllInOne-gu4xo]

Govt. Not gonna do anything better to split all the amount in different accounts u have

[@ustaad9220]

@@AllInOne-gu4xo Yes. the media and IT Cell has made sure nobody gives a f*ck about important issues.

[@study_with_me9]

Totally fault of system and government.... Always says link aadarcard with mobile no. So we all are compelled. But after phishing no one take responsibility neither bank nor gov/RBI 😏

[@shree1787]

💯💯💯💯💯

[@hrishikeshsarkar6513]

Duplicate sim dena hi band kar dena chahiye. Ya fir police ko detail inform karne ke baad hi duplicate sim dena chahiye.

[@pulokpaul5576]

If police involved fraudsters how its possible.

[@SanjayKumar-xs5eq]

​@@pulokpaul5576fraudery can be minimised but cannot be fully eliminated.....

[@LoneWolf-tk9em]

Telecom companies & Banks should be held accountable & refund this money 🙄

[@bulung9394]

Sim Service provider company should be held accountable.

[@alpha_century01]

Seems they are also involved. When biometrics is necessary while getting new sim then why no bio metric while issuing duplicate sim.

[@avnindrabaranwal47]

This is like creating a panic among cell phone users. Are we saying that telecom companies are NOT ENABLED to handel such situation? No way. Subscribers can do foolishness. But all levers available to telecom companies to apply checks and balances to perfectly avoid subscribers from defrauding or trap nuisance creators or help recover from such situations.

[@chinmayau]

In this video its clearly mentioned that insiders/partners within the telecom company are involved.

[@abs111]

Very unique idea for thieve Suggestions is FIR must be required for Duplicate sim.

[@Asurot]

ah yes thats a good solution

[@Atulkr.Mishra]

Its already there ..... i submitted E FIR copy to get sim of my stolen phone.

[@Atulkr.Mishra]

At that time same thing came in my mind .....how easy it was to get duplicate sim

[@Trix_001]

24 hours Tak OTP nhi aata sim swap krne kr

[@rajatmond]

Just sending a message to the old sim that a new sim has been applied for is sufficient for most cases. Getting an FIR from Indian police is not easy. I tried this when my PAN card got lost. They are very reluctant.

[@bunny_sh18]

If the sim swap is that easy then the network provider should be held responsible directly. Network providers should add security features for online banking users if user want to swap sim it must be verified by the bank first.

[@shree1787]

💯💯💯💯💯

[@chumpiharish2917]

Bro use your brain n be safe…always have two accounts one linked to upi and another one not linked to upi…always keep very low amount in account linked to upi..or else only transfer amount which is needed at the time of transaction using your bank mobile banking..neither u get scammed nor u loose money..no risk..I work in Canara bank ..account fraudster tabhi nikal sakte jab aapka account upi se link hoga varna kaise nikalega

[@rajnishverma2820]

Otp ke sath sath ek aisa code bhi dalna chahiye jo apni marzi se customer rkh skta hai....aisa kuch mandatory krna chahiye

[@prakashshukla1976]

But Ankit sir, now days getting a duplicate SIM is also very problematic. Many service providers like Jio adopts the process of adhar varification through finger print scan for issuing a duplicate SIM.

[@kunalsinghal1247]

That is followed properly by Jio centers. What about local shops who sell Jio sims?

[@Horne_Baka]

Meanwhile the Airtel store in my neighborhood literally takes the documents to print outside to some random Xerox shop

[@Happysoul_3]

On top of that Adhar cards information is getting leaked. They can easily take printout and laminate that

[@jarnailsagoo2713]

Jo v retailer unke saath mila hua hoga woh to la hi dega nah usse sim

[@bittuprshr65]

It's not SIM Swap but OTP sms forwarded to others number while your number is busy or another call.

[@suyashmishra_]

They should register Sim with the IMEI number of the phone.. and whenever they want to change they have to inform the company with biometric.

[@MissionTapasya]

plz ellaboratte ,kaise hum safe rakhe

[@ruin9]

The government has taken decisions to make biometric verification of mobile SIM card dealers mandatory and discontinue the bulk connection mechanism. Briefing the media in New Delhi , Communication Minister Ashwini Vaishnaw said, registration will also be compulsory for all point-of-sale dealers.18-Aug-2023

[@sudhanshumishraakb20]

The maturity period of a Certificate of Deposit issued by commercial banks can range from 7 days to 1 year. Rs. 1 Lakh is the minimum amount to be deposited. Availability of Loan: A Certificate of deposit doesn't have any lock-in period, hence it is unusual for banks to grant loans.

[@ashra247]

For New Sim ,thier is 2 option 1) Biometric 2)OTP

[@creater1373]

Govt should need to take strong step toward this issue otherwise this problems increase day by day...

[@SiSi-ju1xk]

Banks should ask for a personal daily limit .. like for me.. i would choose.... anything more than 5000 a day.. i should be physically present at a bank branch.. If i need to pay someone 10000, i do it 5000+5000 or tranfer 2 days before itself So my maximum loss in 1 day will be 5000, 2 days will be 10000 and so on.. but what if i am abroad or in a hospital ... And never notice

[@dhukhiaatma7]

otp should be matched from email also to ensure double security

[@Ising34]

Email account hackers on the way 😂

[@vikrantmahadik556]

E-mail is as of now difficult to hack

[@amitbhaimistri6506]

In that case duplicate sim is the weakest point. Govt. must strengthen law as well as security. Also sim provides security too, why we pay the monthly bill to jio, Airtel companies. Also, public the data for the most vulnerable sim provider as mentioned video "hackers have links with telecommunication companies".

[@shree1787]

💯💯💯

[@nitinkumar29]

I think, all those theft happens the bank account linked to UPI. I think, we should operate two account, one bank link which is used for UPI with small sum of money and another account with majority of money not linked with UPI. Now Aadhaar details stolen as per news, we have no other choice.

[@chumpiharish2917]

Exactly yaar better

[@vishwajitpaul8505]

When there is no network in the original sim then how can one check email because without mobile network you cannot switch on mobile data. If your mobile is connected to wifi then only you can check the emails. I think the police should catch the employee who has issued the duplicate sim card because without a police FIR how can he issue a duplicate sim card.

[@timewaster3882]

Now a days data breach is normal. Govt. Should take strong steps on these things otherwise people will loise their trust on online transactions

[@shree1787]

💯💯💯

[@diauser3327]

you have explained in detail regarding missed call scam and why/how it happens, thank you sir,

[@RupeshSaxena]

better switch to e-sim and tell the operator to not issue physical sim

[@mehra764]

Courier ke through bhejna chahiye duplicate sim phir waha se otp ke through verifying hona chahiye

[@kiler5]

issue of sim card through aadhar card biometric authentication should be made mandatory

[@yamininair5165]

Thank you sir for educating us on these issues

[@BulanSarkar]

For new or replacement sim card issue the following three things should be mandatory: 1. Aadhaar biometrics. 2. More importantly, Sim cards will be sent to the Aadhaar address by post office. Will not be handed over. 3. A printed code will be sent to the same address via a random courier service. 4. When the customer receives all, he needs to enter the code in the ivr from the intended handset and the sim will be activated manually by operator after checking and matching physical gps location of the handset with Aadhaar address.

[@fatherofallgameover3319]

Sir ye operator hi milke dark web walo se sim duplicate nikalwate h

[@shubhsehgal9127]

A message on old SIM when comes when acquiring new SIM card. Telecom companies must be investigated.

[@tridivraut]

At least 24 hours *"cooling off"* period must be implemented in order to receive OTPs after SIM Swap.

[@AlokPandey-y]

Already there for Jio and Airtel. My personal experience.

[@sreejithvk8478]

It's already there

[@sravankumarkumandankothako2294]

No issue of duplicate sim. That number should be blocked. If a person lost the SIM, he should have another SIM with new number. To issue SIMS strict rules should be required that is face recognition and thumb impressions etc.

[@rohitkota9427]

Biometric is enough

[@trira1171]

Triple authentication 1) Send the sim via courier to address mentioned in Aadhar. 2) And send another OTP to address mentioned in aadhar. 3) Send another OTP to email address. Extra measures: 1) Have a cool off period of 1 week before activating the incoming SMS for duplicate SIM. 2) Stop all services to original SIM and telecom service should send multiple SMS to original SIM that all services are being stopped because duplicate SIM has been applied by another person.

[@knight2464]

​@@trira1171how to do this

[@yogaslover7371]

Minimum maturity on Certificate of deposit in India can varry from 7 days to 1year.

[@Mr_expert_gameplay]

Multifactor authentication must becomes mandatory in any financial transaction. I know it is monotonous but better then loosing hard earned money.

[@shraddha_0227]

Setting maximum value of transactions also helps.

[@manasrana9435]

Before issuing duplicate sim, they should ask for police complaint report.

[@AmitKumar-cp4pl]

Without support of some higher person like beurucrats and politicians it cannot be done

[@Digitalbyfaiyaz]

The biggest phishing is someone from operator who keep calling and selling customers data to scammer.

[@memecentralindia895]

Aapne aadha adhura Gyan Diya hai. Sim swap k 24 ghanta Tak opt nahi aata hai. And wo transaction otp base par bhi nahi kar rahe hai . Proper details to do sir....😂😂😂❤❤

[@Bunty-m4d]

Thumb biometric eyes scanning for sim swap

[@MrRocrma]

Duplicate SIM should be provided and activated only after validation via Aadhar OTP. Also for lost phone etc , a fir copy should be provided with reference number which needs to be validated at ministry of home affairs website.

[@PGAmit]

Biometric is not mandatory now for taking new sim. This is why anyone can make a duplicate aadhaar soft copy and take a new sim in some other persons name... Process for taking a new sim should be make strict. Minimum 2 identity proof with biometric authentication should be made mandatory...

[@उज्ज्वलकुमार-फ6थ]

Duplicate sim should be granted only when the original sim is present at the scene .

[@mritunjaykumar2917]

Maturity Period: The maturity period of a Certificate of Deposit issued by commercial banks can range from 7 days to 1 year. Rs. 1 Lakh is the minimum amount to be deposited. Availability of Loan: A Certificate of deposit doesn't have any lock-in period, hence it is unusual for banks to grant loans.13-Jan-2023 ✔✔✔✔✔✔

[@MrNandy-tv7bk]

Biometric, photo verification is done during issuing new sim, and incoming and outgoing message are blocked for 24 hrs after issuing new sim

[@happytradersworld]

Jis telecom company ne sim issue Kiya wo penalise honi chahiye...

[@hrishikeshsarkar6513]

Aisa hi chalta raha to Bank me koi Rupaye rakhenge hi nahi.

[@ChandraprakashPrajapati]

As per telecom company rules, after sim swap 24 hours tak message services unavailable rahti Hain.

[@ShivaKumar-mh8ux]

One. Thing can be done by new sim activated the banking should be active after 48 hrs...if the individual wants within hours he has to reach the bank personally so that bank can be responsible for any arrears...

[@awadhkishor9629]

Enquiry must be done to find the source of data leak. And they must be punished and sim honour must also be informed to avoid such scams.

[@vmsrinivas6230]

Recently due to connectivity issues I got my SIM changed. Once the new SIM was issued the company deactivated the old SIM and I was told I can use the new SIM only after 2 hours and SMS to the new SIM will be restored only after 24 hours. I cannot understand how two SIMS can be operative at the same time as explained in this video.

[@mehra764]

Your new sim still not activated

[@divyeshthakkar8181]

Telecom company should keep cooling period of three days to start new sim after disconnecting old sim. If your phone remains disconnected more than one day, you can deactivate your card/net banking.

[@DarshanJain2002]

i think just like youtube there should be a pen drive security system for vip and high balance account for a certain premium fees

[@rohitgarg7304]

First we should block our sim in case phone stolen or sim stolen.then Duplicate sim should be issued only after 7 or 3 days of that sim blocked date.

[@krishnachakravarti4571]

Digital india 🎉🎉. Growing india🎉🎉. Powerful india 🎉🎉.

[@AtmaNirbhar1947]

Hour ago I received missed call from international number I didn’t picked. We need to be cautious

[@uttrayanbiswasofficial3761]

यह सब का भारत सरकार को उठाना पड़ेगा क्योंकि सरकार ने मुझे मजबूर किया मैं अपनी बैंक अकाउंट के साथ में अपने मोबाइल और आधार कार्ड को लिंक करो यह लोग अगर तथ्य संभाल के नहीं रख सकते तो हमको फोर्स क्यों करते हैं कि बैंक अकाउंट के साथ इन सब को लिंक करो

[@RajeshKumar-ww5mo]

There is lack of specific cyber security teams in our police department.

[@ankitdada22]

Mostly all the sms both incoming and outgoing are barred on re issuing a new sim

[@abhijitr143]

Eska mast solution yehi hey,1-online duplicate sim apply through official site,2- 7 days minimum time to new sim after original sim didn't get network

[@Chandrashekhar-eo8jg]

The attacker still need information of your debit card number in case they want to reset UPI or net banking credentials. So we need to be careful about these details as well.

[@dhrucreation173]

Sir all the SIM provider Strictly follow thumb and eye scan process and then swap SIM and also owner of SIM should be available at that time during SIM swap.

[@ReeteshAnand-sg1dl]

The procedure to get new SIM is.. If your phone is stolen, Telcos ask for Police FIR copy. If you are having issues with phone network and need duplicate SIM, the telco ask for and take back the existing SIM and give new SIM only after deactivating old SIM. Before issuing new SIM, they take Aadhar Biometric and take photo of yours using Telco mobile phone. You have to be physically present there. After new SIM is issued, it will take 30 mins to 4 hours for Network to be activated. SMS will start working only after 24 hours. Till that time you can't send or receive SMS.

[@Zoramsaltha]

Network service providers should be held responsible for issuing duplicate sim to scammers.

[@rahulgrover1972]

apki bato se lag raha hai ham isme kuchh nahi kar sakte...kyoki fraudster ke pass data to pehle hi se hai...agar email ya sms ayega to...transaction ke baad hi aayega....ek baar paisa jane ke baad bhul jaiye koi aapka paisa wapis dila payega........

[@gk2298-exz]

Getting only sim is not enough. You will still need to use banking credentials or Debit card details with UPI PIN for UPI registration.

[@mehra764]

Bro upi already registered only thing he need is- upi pin, net banking id and password. That's why we should change net banking passwords and upi pins once a month.

[@harshawardhandeore8881]

Instead of otp the transaction password should be based on biometrics.

[@avisrivastava741]

Best thing government can do if block message and incoming calls on duplicate sims for 2-3 days that way no OTP and bank calls can come it's an easy way to tackle such an issue till the government can bring in better laws.

[@thenetfreak7466]

I switched to an eSim just to be safe from this issue since eSim binds to your phone's IMEI number it makes it very difficult to sim SWAP but its still not impossible , i just made it extremely difficult for the scammers

[@WSFcreation_1228]

अगर जिंदगी में सुकून चाहते हो तो Focus अपने काम पर करो लोगों की बातो पर नहीं

[@adityachauhan2352]

Mere Maama Ji Ke Account Se Bhi 1 lakh Rupay Nikale , 7 Month Pehle Police Bhi Kuch Nahi Kar Rahi . Jiske Account Me gaye Wo West Bengal Ka bataya , Icici bank bataya . Lekin Kuch Bhi Nahi Hua Abhi Tak . Mehnat Ki kamai Ek pal me khatam

[@focus15624]

Sim company wale mile huye hai. Wo log Jan buj kar loop hole create kar rakte hai

[@VajpaiKN]

No we can’t get duplicate sim so easily it biometric linked . This info is incorrect about duplicate sim. Pl correct it.

[@alpha_century01]

When issuing a new sim card bio metrics is taken. Then why bio metric is not taken while issuing duplicate sim. This is complete failure of telecom ministry and telecom companies. Seems they are also involved in this scam.

[@TechsScience]

Me watching with 60rs in account & still feeling unsafe

[@smeshnoymatvey2054]

Yes the anxiety is real

[@rishnot16]

People must always use multi-factor authentication to ensure the security of their accounts, mobile apps should be avoided as much as possible, and banking activities must be done on the pc while using a FIDO KEY.

[@anilvaisaya6390]

Sir Ji आपका video अच्छा लगा आपने महत्वपूर्ण बातें शेयर की। आप इससे बचने का सटीक उपाय भी बताएं तो यह विडियो बड़े काम की हो जायेगी

[@VWVirtusDSG]

New Duplicate SIMs should be issued only after returning the old SIM. Otherwise, the applicant should get some report from the local police station about lost SIM. The solution is simple. But it will not be implemented because the police gets commission from these thieves.

[@pbork2068]

Why not any sim number, mobile number have some lock pin code,. If the sim is lost, duplicate sim must get activated only after putting the pin. It should be optional.

[@mehra764]

Yes it is called as- sim pin code and it's easily available

[@pratik14jan]

Its high time banking applications should have mutlti factor authentication for singing up and for netbanking logins

[@Bdbdeb]

Best thing use two account one for safe one for online use

[@chumpiharish2917]

Exactly

[@Chintu2091]

Network nahin aa rahaa toh missed call kaise aaye, Dusri baat sim KYC updated hain toh without thumb print SIM kaise Diya Jaa Raha hai.

[@unrandomly]

Just a simple solution to this, never issue a sim card without the fingerprint which is linked to aadhar card of the prev sim,

[@MUKESHSAMANTARAY]

Simple sollution to this, all online transfer including upi, neft, rtgs and all other modes should freeze for 2 hours. No futher transaction can be made. Money will remain in that account untill any complain raised for atleast next 2 hours.

[@digiworldfaridabad646]

But sir The new SIM doesn't support SMS Service gor next 24 hours

[@mogleesh-22]

If by sim swap bank losses money then Bank security is not safe. What banks are doing ? 🤔

[@dhunpatel5319]

I have two doubt. First one, SIM sms services are not activated until 24 Hours of sim change, so how can they instantly do the transaction. Second Replacing to new sim required fingerprint to be match through adhar card portal. so, i think its hard to trust on this victim. Many times people do intentionally to show some thing is not good. For example TATA NANO was getting blast at many place to decrease its popularity or to prove it has safety issues.

[@rehanhd]

Sir bank ko OTP 2 mobile phone pe bhejna chahiye 2 part mein

[@samueljacopastoria]

Digital banking involving sim cards should be stopped immediately. If not govt setting is involved.

[@tanviralam1945]

The maturity period of a Certificate of Deposit issued by commercial banks can range from 7 days to 1 year. Rs. 1 Lakh is the minimum amount to be deposited