Simple 2 Fund Investment Portfolio for Australians

Simple 2 Fund Investment Portfolio for Australians - VAS + VGS

Рет қаралды 65,037

Күн бұрын

Пікірлер: 350

@BryanInvest 3 ай бұрын

🎁🎁🎁 Use the Moomoo App (chess sponsored) to invest in ETFs & get these free bonuses: 1. 10 Free Stocks. 2. Earn 6.8% Interest for up to 100K Uninvested Cash. 3. $2,000 Brokerage Free Cards (free brokerage fees for 30 days) 4. Premium Research Features. Click this link to sign up: j.moomoo.com/00A1xQ Enjoy! 💰💰💰

@nealodonnell620 2 ай бұрын

Peach. Complete newbie here. Heard someone talking about ETF's on a random KZbin video and KZbin pointed me in your direction. You breakdown from this and a couple of other videos is helping me get my heard round this. Thanks mate.

@BryanInvest 2 ай бұрын

Glad to hear mate. Wish you all the best with the ETF/Investing rabbit hole you're currently in 😉

@nealodonnell620 2 ай бұрын

@@BryanInvest haha, 47 yrs old. Hopefully not too late to prevent late onset poverty.

@Grâce-n1d4x 2 ай бұрын

I watched all Aussie KZbinr and I must say you are the fastest I can't barely keep up with what you are saying.

@jedevans5576 2 ай бұрын

bump the playback speed down

@Grâce-n1d4x 2 ай бұрын

@@jedevans5576 obviously don't want to listen to a zombie about finance there

@jedevans5576 2 ай бұрын

@@Grâce-n1d4x 😆

@TNTsAssissin 2 ай бұрын

Hay Bryan, hope you and your family are awesome Peaches. 🍑 I’ve been investing $200 a week and it’s starting to pay off… ETF’s are definitely the way to go, invest and forget with 100% reinvestment…. 😎👍 also thanks for putting the time for your newsletter and your vid’s… Jason M

@blocinmotion 2 ай бұрын

Hey mate, maybe hold on to your savings and invest monthly instead of weekly. You'll save on fees that way :)

@BryanInvest 2 ай бұрын

Hey Jason. We are all good peaches over here! Hope you and your family are too. Well done on the investing mate! That's great to hear. Proud of you! I enjoy creating content so it's my pleasure. Finding enough time is the only problem! 😅

@carts4138 2 ай бұрын

Thanks for the video! Are there any ETF is Australia that invest in BTC? I would like to start allocating to BTC with my Super.

@TNTsAssissin 2 ай бұрын

@@BryanInvest Yes there’s never enough hours in the day, bro…. When I was a little kid, a day used to be an eternity now I’m an adult.🤣🤣🤣 omg where did the time go…. I’m at the moment trying to find who’s the cheapest to do auto revetments with??? I was looking at going through Vanguard direct but not very straightforward with their charges even though they say free transactions… as you know always read the fine print….

@eman7282 2 ай бұрын

Maybe don’t invest in ETF’s… It’s indexed based on market cap - so it’s only inflating the already overvalued stocks in the index. AND it’s a positive feedback loop when the market liquidates as well

@TomBailey-f9i Ай бұрын

New subscriber here. Awesome video mate! I have been bingeing your playlist all morning 😂

@BryanInvest Ай бұрын

Thanks Tom! I appreciate you 👊

@InvestSmart-i2r 22 сағат бұрын

Hi Bryan, Great video, I'm currently investing $500 a week in VAS & VGS my question is how would you diversify your portfolio 50%-50% ? You can also open an account with vanguard that way you can save a lot broker fees. :) Keep up the good work. :)

@BryanInvest 16 сағат бұрын

Hey mate, I usually prefer a higher VGS weighting since Australia only makes up 2% of the global stock market. Also, Vanguard doesn’t offer chess sponsorship and it’s very biased to towards vanguard products. So if you want to buy other shares, it’s more expensive. And thank you 😊

@adesertsojourner8015 2 ай бұрын

Brian, love your channel! I’m new to investing and just wanted to clarify, you mentioned that if a ETF isn’t domiciled in Australia you won’t be able to set up a dividend reinvestment plan, however I’ve bought into VTI, which is domiciled in US, and I can activate DRIP (on moomoo). Though I’m wishing now I had bought VGS instead though for tax time next year

@kIsulOvu Ай бұрын

Peach! thank you for the useful information. I'm a mum who is looking for extra ways to invest my small amount of money for our future. this is so helpful!

@BryanInvest Ай бұрын

Awesome! I’m glad to hear that. Wishing you all the best for the future 😊

@PapaFigz 2 ай бұрын

This might be the sign for. Me to start investing.. Thanks Peach!! Keep it up

@BryanInvest 2 ай бұрын

Here's a few more signs: 🪧🪧🪧🪧🪧 Good luck mate!

@dap3z322 2 ай бұрын

Peach! Thanks for all the awesome content Bryan you've really helped Aussies like me learn about investing and begin my investment journey. Keep up the great work!

@BRYANINVESTHELPLINE 2 ай бұрын

My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Thanks mate. That's really lovely to hear. This is why I do what I do 💛

@sameastlake4808 Ай бұрын

Peach. This is very helpful content. Thanks mate.

@littleevilpro 2 ай бұрын

Peach downside or the hurdle is initial 500$ for each fund which make 1000 grand minimum your first investment. Where as in usa u can even buy for a dollar. Major reveamp required to bring fractional share purchase in aussie land

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Yeah fair enough. Although to be fair, the $500 minimum is there because it costs brokers money in Australia to offer chess sponsorship. Which is an extra layer of security for your stocks that the US doesn't have. If you use a non chess sponsored broker, you could buy less than $500 for your initial investment. I do agree with fractional shares though.

@truthfulkoala2877 2 ай бұрын

@@BryanInvestApps like Sharesies allow you to invest in these ETFs for less than the price of a share

@NandoK-ug7jy 3 ай бұрын

Peach! I wish you would upload more often. A video every few weeks is too long 😅

@BryanInvest 2 ай бұрын

Hey mate! Thanks for the support. I've been a bit busy the last few months but I'm definitely going to be posting more in the coming months 🫡

@Cobey_Smith 2 ай бұрын

@@BryanInvestquality > quantity

@Jim-Greek 2 ай бұрын

Hi B-Man Year after year great investing ideas for all. congrats I own, in no particular order VGS, VAS, IVV, NDQ, VHY plus Cash. each with their own weighting and purpose as exposure for my goals. Sending you a Peach smoothie from Nha Trang 🇻🇳

@BryanInvest 2 ай бұрын

Hey Jim, thanks for sharing! Hope you’re having a good time. Have a delicious roast pork banh mi for me while you’re over there 👊

@Jim-Greek 2 ай бұрын

@@BryanInvest Having a sensational time here. Thanks. Oh yes the staple Banh Mi is an essential requirement along with the strong coffee.

@BRYANINVESTHELPLINE 2 ай бұрын

@@Jim-GreekFeel free to engage My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@rosie1790 2 ай бұрын

Peach! Love your work, the absolute best! 🤩🤩

@BRYANINVESTHELPLINE 2 ай бұрын

Hello Rosie..❤ My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Thanks for the kind words 💛

@Mitkers Ай бұрын

Great content, Bryan 🎉

@Bobbydazzlla 2 ай бұрын

Bryan, you're a peach. Always love watching the informative content in your videos. I'm getting to the point where I'll be setting up a retirement income stream to supplement our two defined benefit pensions we have coming in (July next year). I was thinking a 70/30 split of VGS/VAG would be a good option from what I've seen on a few of the channels on KZbin. Mostly because of the diversified hedging and the fact that the U.S. market does out perform our local market quite considerably. Thanks for the info and see you next time.

@BRYANINVESTHELPLINE 2 ай бұрын

Let's have a chat bobby❤ My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Thanks Bobby. I like your reasoning and agree with it. Thank you for sharing mate. All the best 👍

@AussieTraveller-jx7ct 2 ай бұрын

Watching this from Vietnam! Love your content brother 💙

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

That's awesome mate! Living the dream. 🇻🇳

@augex5862 2 ай бұрын

Peach brother!!! A lot of love from an Italian in Melbourne ❤

@BRYANINVESTHELPLINE 2 ай бұрын

Let's have a chat my Italian friend ❤ My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Grazie, amico!

@snozzlehead92 9 күн бұрын

Vanguard offers both ETFs and Managed Fund options for both VAS and VGS. Why do you suggest ETF over the Managed Fund options?

@BryanInvest 8 күн бұрын

Better flexibility. You’re not tied to Vanguard. I want all my stocks to be in the same place so prefer to invest with a chess sponsored broker. That way I have the option to transfer my stocks in the future if I change brokers.

@keithlangan2225 2 ай бұрын

Peach - thank you Brian

@wendyguidolin9854 6 күн бұрын

Peach! Love your videos!

@ParasTube Ай бұрын

Hi Brian, Thank you for Australian related content. It's so hard to find so very valuable. I do have some requests if you are taking any. I'd love to see videos on how to fill out adsense tax information for US and Singapore as Austalians seem to be connected to both and I'm not too sure on the tax treaty questions.

@merkel2750 Ай бұрын

Great video, I was getting motion sickness watching you bob your head though😂

@BryanInvest 29 күн бұрын

Haha! I don't even notice I'm doing it.

@gothops2632 2 ай бұрын

Thanks mate. Do you think IOO may be even better than VGS and Betashares A200 better than VAS or are they about equivalent? Cheers.

@BryanInvest 2 ай бұрын

Flip a coin. Haha. These things are so hard to predict but I think they will perform similarly given their top holdings are very similar.

@Mattreiddy 3 ай бұрын

Awesome video mate. I think I need to watch it again since there too much info to unpack…lemme go grab a peach 😎

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Thanks bro! 👊

@Yoyo-sz5mu 2 ай бұрын

Thanks

@mattcooper87 29 күн бұрын

Should you buy vanguard directly from them or using a trading app of your choice? What’s the difference? Do you still get paid returns?

@sirdino6967 3 ай бұрын

Peach ,, great video my friend ,, thank you Mate ...💰💰

@BryanInvest 2 ай бұрын

Thank you, mate! 🫡

@adamg6199 2 ай бұрын

Love your work

@BRYANINVESTHELPLINE 2 ай бұрын

Thank you ❤ My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@DBoss1009 2 ай бұрын

That was peachy!

@djpwrc 2 ай бұрын

Newsletter? fuck yeah sign me up. great video as always !

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Haha, I appreciate your support mate 👊

@FraFra1990 2 ай бұрын

You are the best!!!!

@deancarlyle7431 2 ай бұрын

Thank you mate peach

@walkingtofi 2 ай бұрын

A very Peachy video. Thanks

@farahmalik719 2 ай бұрын

Could you please advise me where to invest to in Vanguard to maximize the outcome and it should be ethical.thanks U are doing amazing job

@BryanInvest 2 ай бұрын

I can’t tell you where to invest but from your criteria, the only ethical vanguard ETFs are VESG (international) and VETH (Australia).

@monkeypink5407 2 ай бұрын

Can you do a scenario where you compare the return including franking credits of vgs vs top 10 dividend stocks in Australia. Which option has the better return?

@BryanInvest 2 ай бұрын

Good idea. I'll put it in my video idea list! Cheers mate 🫡

@colinpowda Ай бұрын

Considering the fact of income tax despite better performance, isn't it wiser to keep money in an offset account instead? That way you save the interest you would have paid without income tax implications. This means if your mortgage rate is 6%, these funds need to make at least 13% to get the exact same benefit after tax.

@BryanInvest Ай бұрын

While I do agree with the notion that sometimes it’s safer to put money in the offset account during high interest periods since it’s a guaranteed tax free return, but I’m not sure how a 6% savings = 13% return. If you get a 6% saving from offset, that is a tax free return which is great. If you earn 13% return, then even after tax that is still a higher return than a 6% tax free savings.

@relaxcentral8205 2 ай бұрын

Guys I’m 21 and I’m new to investing, but I want to invest and hold for long term (30-40 years). What should I look at? ATM I’m thinking VAS-VGS and IVV. Are these good options

@bornufree 2 ай бұрын

A beloved combination The big debate is what percentage of each? 30/70 popular

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Yep from my research 30 70 seems to be the most popular.

@VKhy-bb9my 2 ай бұрын

Peach! Thanks so much 🙏

@BRYANINVESTHELPLINE 2 ай бұрын

@talha-raja 2 ай бұрын

BGBL+A200 for me!

@BryanInvest 2 ай бұрын

Good combo! 💪

@stumed526 2 ай бұрын

Why do you prefer BGBL+A200 over vgs and vas which he mentioned. I am trying to learn and like to get different perspectives

@talha-raja 2 ай бұрын

@@stumed526 A200 has 0.04% MER fee as compared to 0.07% VAS and BGBL has 0.08% as compared to 0.18% of VGS. Betashares is also Australian and i would prefer to support Australian business any day over any other country!

@lmaccaAus 2 ай бұрын

⁠@@stumed526bgbl and a200 and very similar etfs to vas and vgs except they have much lower management fees

@kortyEdna825 Ай бұрын

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

@PatrickFitzgerald-cx6io Ай бұрын

Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

@NicholasHarmon-ow3jl Ай бұрын

I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

@foden700 Ай бұрын

Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.

@NicholasHarmon-ow3jl Ай бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@foden700 Ай бұрын

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

@oggyoggy1299 2 ай бұрын

I had both from 2021 to 3 months ago. They did VERY little. Not much more than you’d get in a fixed term savings account. Made about 6% each year. If I had put it into Microsoft, Apple, Meta, Google I would have made ~100% in 3 years.

@iDrive123 2 ай бұрын

VGS is up 147% over the last 10 years and 63% over the last 5. Not what I would call doing very little.

@BryanInvest 2 ай бұрын

Haha if it were that easy to predict the winners, everyone would be rich. VGS is up massively. Don't forget, even if their share prices don't go up, they still pay a dividend so you are still getting a return. Also, you shouldn't look at an ETF's 3 years performance and dismiss it. That's not how it works. On this channel, we look at the long term.

@l33tr4n55 2 ай бұрын

You can use vanguard AU personal and buying these 2 ETF without brokerage fees

@BryanInvest 2 ай бұрын

Yes, that is an option. However, they don’t offer chess sponsorship.

@l33tr4n55 2 ай бұрын

@BryanInvest chess is nightmare during tax time. Vanguard uploaded my tax statement directly to ATO... less processes

@marynguyen6417 2 ай бұрын

Thank you, I am new to ETF and your videos helps me to learn lots, I am very concerned with the tax side of ETF investing, and want to know if IOO and VGVL are Australian domicile as well? How do we go about finding this information for a particular ETF if we are trading on the ASX? Thanks in advance!

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Yes, they are all Aussie domiciled. Usually you can find it on their website, factsheet, or just google the ticker symbol + domicile.

@nickpollockpiano 2 ай бұрын

But vgs has 0.18% fees and vas has 0.07%. Wouldn't it be better to invest in ivv with 0.04% fees or vts with 0.03% fees

@nickpollockpiano 2 ай бұрын

Or for the asx 200, stw with only 0.05% fees

@fernandop6841 2 ай бұрын

PEACH mate. Good one. I have these 2 and also ASIA and RBTZ both from betashares. Trying to get exposure to AI and China. Not sure if it was a good decision. Your thoughts?

@BRYANINVESTHELPLINE 2 ай бұрын

Hello Fernando!❤ My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

It's definitely a speculative investment. More risk = more rewards. I can't say whether is a good decision or not. Sometimes even the best companies on paper fail and some of the worst companies on paper succeed.

@nojusticenopeace8717 Ай бұрын

Hey mate thanks for helping us, I liked and subscribed once I am looking exactly to learn how to invest. I have one doubt, like if I invest in those two funds VGS, VAS as you mentioned, and go through the broker you have also mentioned… Why in the broker site like as soon as we clicked on the link to created an account it looks like it’s a single share!?? Like charging per share!??? I thought if I chose those two funds it would be all the single shares in there, isn’t that right? I mean I thought if I do only two transactions they would charged me per 2 transactions and not how many shares are in there!!!? I thought we just choose those 2 funds and go from there, right, but why is charging per share?? Imagine I want to invest in one hit $10k in one fund like VGS and $3k in VAS, so the broker would likely to charge me for two transaction?? Or for each stocks including in each fund???

@BryanInvest Ай бұрын

Hey mate, the broker doesn’t charge per share. It’s per transaction/total value. So for this broker in particular, if you want to buy $10,000 worth of VAS it will charge you $3. If you want any less, it will be still be $3. If you want VAS + VGS then it will charge you $3 per trade per ETF. Hope this makes sense.

@nojusticenopeace8717 Ай бұрын

@@BryanInvest thanks 🙏 you are the man. God bless you

@MrAmarz 20 күн бұрын

Hi Bryn I am new to your channel...how to buy vcs and vgs etfs plz

@BryanInvest 18 күн бұрын

Hello, this video might help you: kzbin.info/www/bejne/rWSzg3RomN-EgLs

@davdav8709 2 ай бұрын

Peach! Thanks for the alpha!

@BRYANINVESTHELPLINE 2 ай бұрын

@PaulSciberras-qf8oj 2 ай бұрын

Why do you think VGS and VAS combo is better than say VDHG and or VESG which seem to organically do a similar thing to the combined portfolios with higher historical growth? Thanks 😊

@BryanInvest 2 ай бұрын

VAS + VGS is comparable to VDHG. I must order the former since it’s 100% shares and I can control the ratio. VESG is 73% so it would overlap a lot with VDHG and you can’t really compare it to VAS + VGS since there is no Aussie exposure.

@iDrive123 2 ай бұрын

Personally I think MVW is better than VAS as it isn’t dominated by a handful of mining and financial institutions.

@BryanInvest 2 ай бұрын

Fair enough! Mining and banks are what Aussies are famous for though.

@InfinityIsland2203 Ай бұрын

cheers

@WinterUme8 2 ай бұрын

Im planning to put in $400 each month on VAS and VGS this week. Should i do now or wait fkr thr market to go down ?

@BryanInvest 2 ай бұрын

Very few people can successfully time the market. It’s an uphill battle.

@billiexluxury 2 ай бұрын

Great informative video

@BRYANINVESTHELPLINE 2 ай бұрын

Thank you! Updated informations are always available, get in touch. My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@choppa22tv 2 ай бұрын

Peach fuzz mate great video.

@BryanInvest 2 ай бұрын

Cheers! 💛

@iroh6730 2 ай бұрын

Peach! Hi Beyan I just had a quick question when you want to sell your shares does your shares get taxed by the government or the etf or anything and if so how much is the percentage?

@BRYANINVESTHELPLINE 2 ай бұрын

Let's discuss exclusively Iroh👍 My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Hello, yes you will be charged capital gains tax on the profit during your tax return. You will be taxed your marginal tax rate: www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents If you hold the shares for longer than 12 months, you can get a 50% discount on the capital gains.

@ciantheworld Ай бұрын

Do I do this or do I pay off the mortgage first?

@BryanInvest Ай бұрын

Age old question. Depends on your priorities and risk tolerance. There’s no wrong choice here. You could do a bit of both.

@gilfernandes83 2 ай бұрын

Hey great video mate. At 7.44, is it $3 per share or per trade?

@BryanInvest 2 ай бұрын

Thanks mate.It's $3 per trade up to $10,000.

@JonathanSergeson 2 ай бұрын

Peach subscribed!

@BRYANINVESTHELPLINE 2 ай бұрын

Feel free to engage My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@xiaochenbian1427 2 ай бұрын

Peach mate!

@donnlowel2387 2 ай бұрын

The stock that's giving me head ache at the moment is the NDQ... should i sell it and buy IVV instead?.

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

They’re both very tech heavy and essentially carry very similar companies. You could keep and start investing into IVV if that’s what you prefer.

@AndrewAlesi 2 ай бұрын

VTS NDQ and VGS Australian stock are meh, until you get old an need dividends also peach!

@HarmonyRi Ай бұрын

Peach. Hi Bryan I just started investing. However, I got a letter asking my TFN from Vanguard or they will be deducting the tax at “maximum “. rate at the moment 😮 Is it okay to provide it? Or do I really have any other options? This means I have to give my TFN to every stock company to invest. That doesn’t sound confidential at all 🧐

@BryanInvest Ай бұрын

Hi, yes it’s standard practice to provide it. Otherwise, by law they may have to withhold the maximum amount. It’s like providing your TFN to a bank every time you open a new savings account.

@HarmonyRi Ай бұрын

⁠@@BryanInvestthank you. That makes sense :)

@fnqwaz5816 2 ай бұрын

Hi Bryan newbie here, with the management fee, is it only deducted whenever you purchase shares? Or do they deduct it every year per $1000 invested regardless of whether you buy more shares or not?? How exactly does it work?peace...I mean peach😊

@iDrive123 2 ай бұрын

@@fnqwaz5816 It is deducted annually.

@littleevilpro 2 ай бұрын

I would love to know this as well

@BryanInvest 2 ай бұрын

Hey mate! The management fees are accrued daily so there's no specific time of the year where it gets deducted. Each day, a portion is deducted directly from the ETF itself. So there will be no out of pocket charge to you. Here's an article that explains it more: www.betashares.com.au/education/how-do-etf-fees-work/

@zadp-p8l 2 ай бұрын

Currently going with VAS,VOO,VGT, VIGI, SCHD. Any suggestions?

@harderbetterfastable 2 ай бұрын

Great video! I am on Raiz with a daily deposit of $15. What would you say about 40% IVV - 40% STW

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Not bad. It’s an equal split between US and Aussie stocks. I personally prefer a bit more exposure in US but go with what you what you’re comfortable with.

@harderbetterfastable 2 ай бұрын

@@BryanInvest So how would you personallu allocate this? 60%IVV - 30STW? Happy to listen to peoples opinion

@JustAVideoGame 3 ай бұрын

I currently use Stake, is there a disadvantage if I move over to Moomoo and start buying ETF's from there and have ETF's in both Stake and Moomoo or just continue to use Stake?

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Hey mate, if you already have Stake then it's fine. You can keep using them. They are also a good broker. However, if you feel a bit of FOMO with Moomoo (and their bonuses 😉), you could always sign up and see if you like it better than Stake. And if you do, you could transfer your shares from Stake to Moomoo (it's quite simple): www.moomoo.com/au/support/topic6_488 There's no disadvantage having multiple brokers other than you having to track multiple accounts. I have several ETFs in multiple different brokers myself and don't have any issues.

@pritpalsingh6483 2 ай бұрын

I think A200 + BGBL better alternative less fees

@BryanInvest 2 ай бұрын

Fair enough! Go with the one you’re more comfortable with.

@mooreover12 2 ай бұрын

How much allocation is good for emerging markets? is it worth considering all ASIA as an EM option?

@littleevilpro 2 ай бұрын

U might loose out on dollar arbitrage in Asian market so think carefully before you make decision

@BryanInvest 2 ай бұрын

It's up to your risk tolerance but usually I find most people keep it below 10%.

@itsajourney7982 2 ай бұрын

Great video. Just wondering what the return would be if you invested in the top 10 or 15 companies in both these ETF's ? Would the historical returns be better?

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Interesting question. However, a bit hard to calculate accurately because the top 10-15 companies are constantly changing. The ETF is market cap weighted. So say company 30 does well, they could get into the top 10 and that in turns makes the entire ETF grow in value. So I think it's a tough question. However, I do notice in Australia, many of the big companies usually remain the top companies over the long term.

@joshfreeman5488 2 ай бұрын

Peach 💙

@BryanInvest 2 ай бұрын

Cheers buddy 👊

@tommanna4583 2 ай бұрын

Can I use CMC to get those ETF? What do you think about CMC? Thank you

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

I've never tried CMC before but yes you can.

@el_men_ Ай бұрын

I invest A200 as a single ETF? Should I pair it with another ETF?

@BryanInvest Ай бұрын

It’s up to you. Just note: Australia only makes up around 2% of the entire global stock market.

@ChapmanLuther 2 ай бұрын

491 Wilkinson Shoal

@Rumoxx 2 ай бұрын

Why not go through Vanguard direct w/ Auto-Invest setup? Much easier and no broker fee

@BryanInvest 2 ай бұрын

Yeah, that will work too. However, they don’t offer chess sponsorship and it’s only free brokerage fees for vanguard products.

@pijushshrestha3463 3 ай бұрын

Hey Bryan, I bought 127 units of VGS when it was at peak. It declined 5% the next week. Now it’s slowly increasing, will it affect me in future? Or is it best to buy when its price is falling?

@anjalim026 2 ай бұрын

Short-term price drops are normal. If ETF fits your long-term goals, buying more when prices fall can lower your average cost like set buy orders at specific price levels. This allows you to purchase when the price hits your target, ideally near the mean. Consider diversifying with other investments to manage the risk

@blocinmotion 2 ай бұрын

An ETF is something you want to hold onto for about 10+ years. It's a long term strategy. The advice is to not be swayed by the movement of the stock market and continue to invest routinely.

@anjalim026 2 ай бұрын

@@blocinmotion 💯

@BryanInvest 2 ай бұрын

Hey mate, the two people above me are correct. Don't look at short term prices. You'll drive yourself crazy doing that (coming from a guy who checked several times a day when he first started). The whole purpose of dollar cost averaging and investing long term is to not time the market but to get the average of the market. Having said that, I do buy a bit more on days when they are on discount. Again, it's a long term strategy. Stick to the plan.

@tyronholmes8046 2 ай бұрын

Hey Bryan. I’m wondering if you’ve seen electric Vikings video about his experience with Stake and interested to hear your thoughts and if you still think it’s trustworthy company?

@BRYANINVESTHELPLINE 2 ай бұрын

@timothyhlkap3857 Ай бұрын

What is S&P500? Is this own US company? If yes, can I invest from Aussie?

@desafinado74 Ай бұрын

Hi Bryan, what do you think of VHY ? I cant decide between VAS and VHY.

@BryanInvest Ай бұрын

VAS contains most if not all of the companies VHY has + some growth companies that could be bit more risky. VHY is focused on high dividend paying companies so the ETF itself naturally pays a higher dividend but less ‘growth’ potential.

@desafinado74 Ай бұрын

@@BryanInvest Thanks a lot for the reply Bryan.

@mallaashesh2736 2 ай бұрын

What about ishares s&p 500 etf (ivv) ?

@BryanInvest 2 ай бұрын

Definitely an option. A lot of the companies overlap with VGS.

@911engineguy Ай бұрын

I started out with STW, IVV and NDQ... I think this is 'similar' to your 2 fund portfolio?

@BryanInvest Ай бұрын

Yes! This is very similar to VAS + VGS. The only thing missing is a bit of exposure to other markets like Europe, Asia etc. However, this is not a necessity.

@911engineguy Ай бұрын

@@BryanInvest I've never really understood why people invest in emerging markets.. they don't have the returns of here or USA... I guess I might be missing out on something

@wendypersie8725 2 ай бұрын

Your videos are so helpful for my family! Thank you Bryan. I’m looking to invest for my kids under a minor trust account. I will have a look at these…..🍑💕

@littleevilpro 2 ай бұрын

Is it worth the tax!?

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Glad to hear it helps, Wendy! All the best to you and your family 💛

@knightriderfront9136 3 ай бұрын

This video was a peach to watch 🍑

@BryanInvest 2 ай бұрын

Thank you!

@zo_471 2 ай бұрын

I buy IVV for my international index

@BryanInvest 2 ай бұрын

That's a very good option! Full focus on the S&P 500.

@danielsmith7856 2 ай бұрын

What's the minimum number of shares needed to receive dividends? Say VAS is $100 per share and VGS is at $120 per share

@BryanInvest 2 ай бұрын

There’s not really a minimum. If you have at least one share of the ETF, you will receive a dividend.

@BRYANINVESTHELPLINE 2 ай бұрын

@lee.j7077 3 ай бұрын

Should someone in there 40,s invest in this or just put extra into super? Thanks

@iDrive123 2 ай бұрын

I invest in VGS through my super.

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Depends on your aim. I do a bit of both. If you're planning to retire at the 'normal' retirement age then putting it into Super is very tax efficient since you'll only be charged 15% for up to $30K per year. Check out my video on salary sacrifice: kzbin.info/www/bejne/b5Wun6Ghas-jjLM

@tg5834 2 ай бұрын

Hey Bryan, why VAS at all? when there are much better performing etf's in the world. Is it because you live here? The little Australian market is mostly overpriced banks and a few miners.

@BryanInvest 2 ай бұрын

Basically yes, because I live here and I understand the companies I’m investing in. Plus Aussie companies are notorious for paying consistent high dividends.

@ScrippsMyrna-q7r 2 ай бұрын

Mayert Street

@JeffW-pt4lv 2 ай бұрын

Any main differences between Vanguard, iShares, and Betashares?

@BRYANINVESTHELPLINE 2 ай бұрын

@BryanInvest 2 ай бұрын

Not really. They will probably perform around the same if they are tracking similar indexes. It just comes down to which provider you are most comfortable with. All 3 are stable enough for the long term.

@AllisonGebhardt-m9b 2 ай бұрын

Willow Island

@ruthang9065 2 ай бұрын

Why in the last 2 ETFs there is a 18x exposure to the Australian market?

@charan7743 2 ай бұрын

What about Betashares to invest for ETFs or stake or moomoo which one should I go for ets I get confused so can you give me solution?

@BRYANINVESTHELPLINE 2 ай бұрын

Feel free to engage with my community My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Any of them will do. Just go for the one that makes you feel most comfortable.

@alejandropoon 2 ай бұрын

Peach

@TomGooden-r1j 2 ай бұрын

Ned Street

@russelljackson4101 2 ай бұрын

Vwo emerging markets etf on nyse

@majorviolation5707 Ай бұрын

Peach

@d.j.z.j 2 ай бұрын

Can we just use the vanguatd websitw for vas and vgs

@BRYANINVESTHELPLINE 2 ай бұрын

Before you do, reach out for clarification. My helpline are as follows! ...firstly, plus 1501 ...Secondly 4771 Lastly 245 Above accordingly is My helpline digits for a 1-1 convo. There are always important factors to clarify. I would be expecting your W.A message!!❤

@BryanInvest 2 ай бұрын

Yes, you can use Vanguard Personal Investor. However, I prefer using other brokers since this one is not chess sponsored and IMO it's very biased to towards Vanguard products. I like flexibility.

@d.j.z.j 2 ай бұрын

@@BryanInvest ok so moomo or pearler? But is there a fee to add monthly payments? So if we invest 5 k in vas and vgs and then 1 k monthly do we get charged a fee plus management fee

@BryanInvest 2 ай бұрын

@@d.j.z.j Either is fine. Just go with the one you like. The management fee is not charged out of pocket. It's automatically taken from the value/share price of the ETF itself. You'll be charged a brokerage fee everything you invest into a parcel of VAS or VGS.