The Outrageously EASY Way To Get Rich in 2025

[@BryanInvest]

🎁💰Use Moomoo App (chess sponsored) to buy Shares/ETFs to begin your compound interest investing journey today and receive these free bonuses: 1. Get up to 10 FREE Stocks. 2. $2,000 Brokerage free cards each for AU & US Shares (free brokerage fees for 30 days). 3. Premium research tools and learning guides. ✅ Use this link to sign up: j.moomoo.com/00A1xQ

[@jettehhawk1732]

No one talks about the capital gains tax that is payable on investments. There’s no such thing as a free lunch and the Australian government will always take their cut, which really takes the edge off of cashing out later in life.

[@iDrive123]

You are so right. Guess it is best to do nothing and stay broke.

[@twillij29]

@@iDrive123 That isn't what OP said. But you are free to do that if that's what you think ¯\_(ツ)_/¯

[@BryanInvest]

Yeah, this is more high level overview. Our country does need taxes to pay for nice roads and hospitals. It’s the price we pay for little in a first world country as good as Australia. Capital gains tax will be reduced by 50% if you hold longer than year. You can also choose not to sell and live off the dividends. Also, you are taxed the more you earn regardless so if you get a high paying job, you will pay more tax. I guess it’s a nice problem to have. Investing just helps you get there quicker by leveraging compound interest.

[@snozzlehead92]

@@BryanInvest It would be nice if that was all the corrupt Australian government spent our tax money on. In reality, they send masses of it to foreign countries for foreign warmongering, as well as on first class flights for themselves, junkets, and other wasteful crap. Most Australian Uniparty politicians are akin to pigs with their snouts in the trough, and the taxpayers fund their corruption, whether they want to or not. Australia desperately needs a Trump-like figure to straighten things out, in order to foster a more investor-friendly and crypto-friendly environment in this country. At the moment, we are stuck with a bunch of socialist parasites.

[@rachelrose8901]

There are exemptions. I invest in property and admit in the beginning I hadn't even heard of CGT. Now though, I do my 1 year of living in the property and then rent out for 6 years before selling, and I don't pay any CGT. With one sale I didn't pay any CGT because I had a rough year (medical issues), was living with family, and earnt under minimum wage. It's definitely worth researching to see situations where it is exempt. As a sidenote: this is sadly why a lot of properties are bought by overseas investors and then sit there empty - no CGT is charged upon selling if the property is your main residence or an empty holiday house. I heard recently that the holiday house exemption is being removed or maybe already has been removed.. Would love to see a video on CGT @Brianinvest ✨️

[@bornufree]

My friends became rich from bitcoin in a short amount of time. Compound interest works great if you have 30 years up your sleeve🎉

[@BryanInvest]

Yeah, Bitcoin has been on a tear recently! My crypto allocation percentage has jumped up significantly in the last 12 months in my overall portfolio. The traditional compound interest route is the 'safer' more 'reliable' option. Of course, you can go for moon shots with smaller percentages of your portfolio if you want to get there faster.

[@FloydBassett-ys2mu]

Bitcoin can only make rich now if you have a lot to start with. For example, to have made $1m from bitcoin in the last 4 years you would have needed to start with $330k and timed it perfectly. Also you can’t sell at any point, even when it lost value and you don’t receive any dividends so withdrawing your bitcoin destroys your gains for the future. It more worthwhile from 2010-2016 if you had low capital or you could invest with low capital now for a 15-20 year pay off

[@Bobbydazzlla]

Good luck finding the next bitcoin with all that hindsight.

[@FloydBassett-ys2mu]

@ we all need luck with speculative trades!

[@caldogz90]

Crypto works if you’re extremely lucky

[@denno021]

Can you please talk about who is backing moomoo, and why it would be safe for me to give them a bunch of money over tens of years.. That's really the only thing holding me back from signing up :(

[@BryanInvest]

Hey mate, Moomoo is owned by Futu Holdings Ltd which is a 11 billion dollar company listed on the US - NASDAQ. In the unlikely event they go bankrupt, they are chess sponsored which means the Aussie shares you buy are under your own name and the ASX will transfer them to another broker of your choosing. For US shares, they are a member of Securities Investor Protection Corporation (SIPC). This protects moomoo users for up to $500,000 worth of US securities, and an additional $250,000 for cash holdings. You can read more here about the security: www.moomoo.com/au/aboutus/reliability#:~:text=Is%20my%20money%20safe%20on,segregated%20from%20moomoo's%20own%20funds.

[@user-uf4qc2wj9w]

Money makes money Money that money made makes more. Read this a while ago. That is how compound interest works.

[@BryanInvest]

Great explanation!

[@MrAmarz]

Hey Bryan Could you plz mention which growth etf you suggest to invest to beginners

[@sonyasj74]

Snowball. Love your videos and newsletters Bryan. Keep up the great work 👍⭐. Watching from Perth 😁

[@BryanInvest]

Thanks Sonya! Love Perth 💛

[@plannedobsolescence8696]

Thanks Bryan, could you do a video on the pros cons of EFTs vs index funds?

[@caldogz90]

ETF’s? Aren’t they the same thing?

[@BryanInvest]

Hey mate, yes I can do a future video on this. But long story short - Index Funds are more an American thing since it's easier over there to invest directly to the index fund at the source. In Australia, Index Funds are referred to as Managed Funds (Mutual funds over in the US) and the options are more limited here. So a good example is Vanguard Australia that allows you to buy the index fund/managed fund version of popular ETFs like VAS & VGS. An ETF basically mimics these managed fund. The good thing about ETFs is that they can be traded like shares so you can buy them in various online brokers. You may also buy other shares in the same place. Whereas, if you invested in the Vanguard managed funds, you need to keep them at Vanguard and your other investment options are quite limited/more expensive. Check out the links below as examples to better understand this. Vanguard Managed Funds: www.vanguard.com.au/personal/invest-with-us/products?productType=managed%20fund Vanguard ETFs: www.vanguard.com.au/personal/invest-with-us/products?productType=etf

[@plannedobsolescence8696]

@@BryanInvest fantastic, thank you so much for taking the time to explain!

[@ItzaTravisty]

Hi Bryan, thanks for your content. Over the many videos you have suggested various online brokers. Do you keep them all active or quit on one as you find a better or alternative? Thanks

[@BryanInvest]

I’m basically signed up to every Australian online broker for testing purposes lol. I use around 3-5 actively depending on best rates. I don’t ‘quit’ or ‘cancel’ any of them but I’ve stopped using a few of them completely.

[@jjimena263]

SNOWBALL. Shout out to my fellow Aussie for starting me out (even though only started in my late 20s). Better late than never! Love your concise vids as always

[@BryanInvest]

Awesome mate! Late 20s is much better than late 40s! All the best 🫡

[@niallsherin4743]

Smashing the videos these days mate, love your work! Snowball!

[@BryanInvest]

Thanks mate! My New Year's resolution is to post twice as many videos. Might as well start early 😊

[@RekimNZ]

Another awesome video, let's Snowball !

[@juliancannata2439]

Snow ball!!! Hey Bryan do you know of any etf fund overlap tools to check holdings overlapped in etfs. Specifically want to check how much of the s&p 500 (IVV) is in the VGS etf

[@NoName-nd7yv]

Hello Bryan, I just opened commsec app, and there’s 2 accounts Could you tell me what’s the difference between commsec pocket and Australian shares? Thanks

[@BryanInvest]

Hey mate, Commsec is an online broker where you can buy Australian and US Stocks. Pocket is like Commsec on training wheels. It only lets you invest in 10 pre-selected ETFs. However, Pocket is a bit cheaper in brokerage fees. They’re both chess sponsored meaning you own the shares under your name (safer). Good luck!

[@sonalimartinii]

CommSec Pocket is a beginner friendly way to invest in ETFs, it has a $2 fee and you can set up regular investments to debit directly from your account at a set time so you don't have to think about it. Commsec you can use to buy the exact same ETFs and more e.g. purchase individual shares of companies. The fee is higher and you need to invest atleast $500 at a time. I personally use both because CommSec Pocket has a cheaper fee for some ETFs that I like e.g. NDQ Hope this helps!

[@manishajayawardane7635]

SNOWBALL. Thanks for the video on compound interest:)

[@BryanInvest]

Thanks for watching! Hope it helped 🤝

[@ZoeHughes-lu6ki]

Would love to play with some SNOWBALL at Christmas but I live in Australia! ⛄

[@BryanInvest]

Ha! Perhaps plan a Christmas trip to Europe or the US next year 😊

[@mr_budo]

Can you make video about buying gold / precious metal

[@rachelrose8901]

Can you do a video (if you havent already) on earning compound interest in savings bank accounts vs shares/ETFs? Pros and Cons. Thanks! ☃️

[@ERROR_AUS]

Hi Bryan I'm starting to invest in some efts but what ones U.S fractional efts shares or asx efts a video on this would help thanks

[@vishanveerahoo4396]

Great video. How many ETFs would you recommend in a portfolio?

[@BryanInvest]

Probably 3 max. 4 if you want to be cheeky. Make sure the companies don’t overlap too much or you’re basically wasting brokerage fees.

[@vishanveerahoo4396]

@@BryanInvest Ah ok. Looks like I've got too many. I started over a year ago and I've got IVV, NDQ and VGS. From watching your videos, I've realised there's a lot of overlapping companies in each of them. So, I'll have to cut down. Any recommendations on which one to keep please?

[@iDrive123]

Yeah that’s hard core overlap. Try VAS, VHY or MVW with any of those ETFs. I’ve got IVV, MVW and VBTC which is a Bitcoin ETF.

[@pramodkosmos]

Which app is best for buying and investing for ASX in Australia

[@binayathapa4046]

I use stake, it depends what you looking for, there are heaps in Australia. Do some reasearch.

[@walkingtofi]

Snowball. Thanks for your content.

[@BryanInvest]

Cheers for your support, mate! I appreciate it 💛

[@johntyson5295]

Hoping for a big SnowBall in 2025 🤝

[@Noobito86]

Let the snowball begin !!!

[@brobiv2452]

iv been watching ur videos for years and I have less money than I did before

[@fnqwaz5816]

😂😂😂

[@HellohuyLee]

whats your thoughts on matched betting>?

[@BryanInvest]

Not for me mate.

[@littleevilpro]

Snow ball. Hey Bryan would you be able to do a video on w8 Ben form

[@aleonflux1138]

SNOWBALL - Hey, where can I get a magic 10% piggy bank (my bank only gives me 5%) 😄

[@BryanInvest]

That’s the stock market’s average historical return over the last 10 years or so.

[@indigofox72]

Snowball ❄️⚪️

[@xiaochenbian1427]

Snowball mate, Very informative!

[@BryanInvest]

Thanks mate! 🙏

[@caldogz90]

And you better believe the government will have their hand out to tax you on that interest as well

[@BryanInvest]

They need the money to run the country and paying a lot of tax means you're making more the average person so means you're doing something right!

[@daveo9844]

C’mon snowball 🤑

[@H-us3tw]

Please tell us what piggy bank pays 10%???

[@BryanInvest]

The stock market historical average return per year for the last 100 years.

[@patrickcereno5314]

How much tax will ATO apply on that 300k+ interest?

[@k-lab3824]

Link to calculator is broken mate

[@BryanInvest]

Thanks mate. I've fixed it just now!

[@k-lab3824]

Thanks mate. Also this video doesn't really tell me how I'm gonna get rich in 2025 rather 2055

[@MoriBara]

Compound Interest link does not work as of rn

[@BryanInvest]

Thanks - fixed it.

[@MoriBara]

@@BryanInvest Thank you! It is very fun to play with!

[@vincetan7433]

The snowball is pretty big the last decade. Can it keep up?/

[@BryanInvest]

Who knows mate! We can only trust the historical data and hope it continues 🙏

[@simmo19202020]

Snowball 😊

[@TomBailey-f9i]

Snowball Mate... Will you be making some crypto content soon?

[@BryanInvest]

Hey mate, yes I recently did a poll and it seems majority of my subscribers do want a bit of crypto content. The main focus of the channel is still long term investing, shares, ETFs, FIRE, Super and all the other good stuff though. Crypto will just be another slice.

[@stonkwell]

Should really wash new shirts before you wear them man. Chemicals and all that

[@BryanInvest]

😂 that's what people tell me. I like the look of a brand new shirt too much.

[@damitrx2]

Compound interest is just other peoples money in the future, it’s not magic at all

[@BryanInvest]

🤔 can you please explain?

[@damitrx2]

@ money doesn’t get magically created. It’s in exchange for production of some sort. like every income, the income in the future from compound interest comes from within the macroeconomy-it is also other people’s money being spent on you, just in the future. Does this better explain my statement.

[@rennyjthomas]

How much will a million dollars be worth in 40years? Not much.

[@user-yb9dl6ok9r]

these finance bros always get one thing wrong. s&p doesn't give 8% return. Yes price appreciates by 8% but it is only realized if you sell. S&P gives dividends of 1.7% which you can re-invest. So his calculation is wrong

[@user-yb9dl6ok9r]

Please explain how you can "compound interest" without actually selling the principle?

[@BryanInvest]

I have full confidence in my audience to use a bit of common sense and know that you can’t access the entire amount unless you sell. The other option is never selling and living off the dividends. My calculations are based on historical returns so not sure how it’s ’wrong’? No one is ‘guaranteeing’ exactly 8 or 10% per year which I’ve repeated a few times. It’s an estimate and an example at that. We don’t know what the next 30 years is going to return.

[@user-yb9dl6ok9r]

@@BryanInvest so let me ask the question again, how is your example correct? if you invest say, $10,000 in S&P500, it will give you 1.7% dividend (return). It won't give any annual return of 8%. Its only capital appreciation of 8% and it only happens if you sell. So 8% doesn't get compounded only 1.7% does. Makes sense?

[@user-yb9dl6ok9r]

Sorry i am not trying to be an ass. But just want to make sure the advice /example you are giving out is correct. If I am wrong, please correct me. If you are wrong, you should update your video.

[@bornufree]

I suspect he is referring to the compounding of total return, capital & dividends In America persons do sell their shares to live off the total return provided by their shares. It seems to be an Australian oddity that we narrowly focus on living off our dividends only

[@kjdensem1]

snowball!!

[@SavageSlug]

Yo

[@khatran2196]

Snow ballllll 🏂❄️

[@AussieTraveller-jx7ct]

Snooooowball

[@filodrei]

snowball

[@maz7382]

Snowball

[@elliebabyfish9145]

snowball

[@ivan_thai]

Snowball

[@louisedever6058]

Snowball

[@thomaslincoln401]

Snowball

[@DBHxAUZZ1E]

Snowball

[@gregprice7714]

Snowball

[@robinmcgoon3067]

Snowball