Simple & Effective Balanced Lifetime Portfolios, 2022 Update

[@4CiiD3]

That's a phenomenal presentation ! Good insight, and amazing visuals and analogies.

[@doug2731]

Love the Staple Ingredients and Spices analogy for Equities + Fixed Income (with a dash of ) LCV or SCV

[@yugarithen4342]

I don’t have a small cap value in my 401k . I have a large cap value. Is is a idea to add large cap value as a second fund ? Thank you so much for everything you do.

[@jeremyminnifield217]

I have that same issue, I opened an IRA to be able invest in International and US SCV so I buy 3K of each year to try and tilt my portfolio

[@fredatlas4396]

According to portfolio visualiser, backtester, the lifestrategy 60% equity, 40% bond fund had maximum drawdown of - 37.8%. S&P 500 fund had maximum drawdown of 50.9%. Not sure where these guys are getting their statistics from, they don't appear to be correct, unless I'm missing something here. And how do they go back to 1928, portfolio visualiser says vanguard lifestrategy moderate growth only goes back to Oct 1994

[@jeremyminnifield217]

Chris, thanks for the through explanation. Still young so I am going to tweak the portfolio. Great information from the foundation like always.

[@ozziegilbert8068]

Ol