SIP vs Step-up SIP - Know the DIFFERENCE! | Ankur Warikoo Hindi

Check the Excel sheet for the video here: bit.ly/3To3flG
This video comes with notes, check here: bit.ly/3IGr2YV
In this informative discussion, we break down the key distinctions between the two investment strategies - SIP and Step-up SIP, providing clear explanations and practical calculations to help you make informed decisions about your investment approach.
Learn why Step-up SIP may offer compounded benefits over time compared to traditional SIP, and discover how its ease of setup can streamline your investment journey. We emphasize the importance of maximizing your investment potential and making your money work as hard as you do to achieve your financial goals.
Join us as we delve into the nuances of SIP and Step-up SIP, empowering you to choose the strategy that best aligns with your investment objectives and risk tolerance.
#StepUpSIP #InvestmentStrategy #warikoo
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The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
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[@warikoo]

Check the Excel sheet for the video here: bit.ly/3To3flG My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

[@madhavdixit5666]

@warikoo sir first of all thank you so much for all the information and efforts you're helping with 🙏🏼 I have just one query - can you also help us guiding in some of the upcoming video, about "TAXES". At a certain period of time or after 20, 30 years what are the deductions. Are they equivalent to PPF or NPS after TAX deductions. Thank you again! I'm watching each and every video of yours ❤️

[@mdsalikvlogs12]

@Warikoo If I will Invest Two million At a time after 20 Years saving How much Money I will have at 17% , Plz Make a Video That If We Invest In Saving Account one Time investment I am waiting.... plz

[@sonjoyterang8057]

Angkur sir please bataeye ki Sunkanya Samridhi Yojana atcha hoga for my daughter ya SIP atcha hoga kindly please bataeye .

[@dhyeysejpal4115]

Sir I have started the sip of 5000 in nippon india mutual fund small cap for 10 years is it the good decision

[@thindhxrpreet9]

Hi Ankur, can you explain how to start SIP step by step. Like how to create the account, which bank, type of accnt, type of investment to select please? Cant find any information for where to begin.

[@finplay_in]

I appreciate the emphasis on starting small and gradually increasing investment contributions.

[@toystargungun279]

I have got your excel is great i have invested for long run lets see how it goes..but your dictation is good Ankur..keep it up our indian Youth need correct guidance for finance and investment in this way we can achieve billions

[@siddishere]

Most consistent youtuber. Ek hi topic pe ghuma firake video babane ki ninja technique 🎉🎉🎉🎉🎉🎉🎉

[@sudeshdadhich620]

Sahi baat h bhai

[@ILikeFitness]

😂

[@siddishere]

@@sanjoymaitra8463 usase jada बेवकूफ़ tum ho jo aise youtubers ko subscribe kiye ho😜

[@Polshubham]

Bhai ankur sir kuch to kar rahe hai tu to vo bhi nahi kar raha 😂

[@sanjoymaitra8463]

​@@siddishere tumara chanel subscribe karung ga kuch to dikhao ,

[@nashaik7765]

Simplest way of explaining sir..Thanks a ton

[@RajuLakshminarayan]

Hi Ankur, I am 43 yr old and all the videos suggest for people who are in mid 20's or 30's. Pls can you make a video for people like us, if we want to start investing and making it big.

[@mukesh751]

Apki books mene li padhne mai maja aa gya khash ye sab mai 10 years pahle jaanakaari kr leta to … thanks sir great book

[@amitpal6610]

Kya ret h book ki

[@vaaisshnnureddy955]

That excitement when you say excel excel khelte h... Made me to Focus more ❤🎉

[@ekktaarora05]

Thank you so much for sharing this in a simple manner. Not everyone on youtube does that. You are kind person who genuinely wants everyone to grow in a better way. Thank you sir.💜

[@hasinakhatun9723]

For this video lot of thanks sir 🙏🙏 Sir, ekbaar SIP start ho jane ke baad kya hum step up SIP kar sakte hai? Agar kar sakte hai toh woh kaise? Please reply me sir 🙏

[@captmandarrpatil]

Kay baat hai Ankur.. Dedicated to convert conservative fanincial planners like me to shift to SIP. KEEP the josh high thank you for guiding

[@hssingh6988]

Mesmerising and highly inspiring. Thanks for opening our eyes and ears. Please keep enlightening us. Warm regards. 👌👏👏👏👍🙏

[@MrDineshchina]

Excellent video with very simple way of explanation. Sir, I will request you to make a video on people in late fifties who are about to retire and who have never invested. What options of investment these people can do ?

[@Prof.Immortal]

Sir I'm really confused at one thing, if we are increasing our investment by 5% and the inflation is also at 5% that means we aren't actually increasing our investment but maintaining the original value, I may be wrong but what will be the difference if the inflation and the increment is same. Sir please make a detailed video in this topic.

[@hellorvce]

if i m not wrong. this is the first time u r not misguiding people by not taking inflation into consideration. appreciate that atleast now u give a clear idea than just using some very high numbers which convert into very small/though enough amount after counting inflation

[@DivyaSingh-l5k]

He has taken inflatiin into account could you please enlight more where he has neglected the inflation part And I am not provinging you wrong nor I am taking Ankur side just wanted to know?

[@arunnarzary5955]

Aapka tino books pada hai sir (in Hindi) bahut helpfull h. Love sir❤❤❤❤

[@sakshampandey3476]

how to choose best mutual fund in sip investment. Please make a video on this sir or suggest me a link of your old video it will help me as i am the first time Invester

[@deepakaralumalligesubbaray3318]

I wonder whether anyone has the discipline to do sip for 40 years! If anyone has done it, a big hats off!

[@SumerSingh-hj7zj]

Mr ankur the way you explain and share things is very simple and awesome....

[@Salendrastory]

Ye knowledge isliye di hai sir ne ki apne liye n sahi apni family k liye shayad kuch kar jaye or yahi soch family main pyar bhadati hai apne liye har koi sochta hai family ke liye soche vo hai good member of family❤❤❤

[@prajnamoolya8065]

Helpful information. It would be great if you explain tax deduction on profit which applies during maturity of any mutual fund. It will give a clear picture how much average profit we can gain allover. Thanks

[@mananmankodi4292]

The % increase is not feasible for really long duration like 30 & 40 years due to compounding, just check the amount you've to invest monthly instead of that 5000 and you'll feel as surprised after seeing these crores

[@mcjames666]

Sir mere kuch questions hai 1. Sip mai Invest kidar our kaise kare 2. Kaha jake karna padega 3. Agar agent ke through karna hai toh vo agent kaha dhudna padega 4. Agar online mai karna ho toh kaise or kis aap pai karna hai ya websites 5. Ye paise withdraw kar sakte hai kya 6. Agar 10years ke baad hamko jo returns milenge uske baad jo invest kiye hai vo paise vapas milenge.

[@arrow123-w7n]

Demat account ya kisi bhi bank account se kar sakte hai

[@arrow123-w7n]

Kabhi bhi withdraw kar sakte hai

[@Intresting1445]

Sir meine is mahine se hi maxlife garuantee capital fund mein 5000 ki monthly sip start ki hai abhi meri age 40years hai

[@sanjoymaitra8463]

Sir bohut achha app vedio banate hay , Ap ka vedio education purpose hay😊

[@AnkitMishra-mz4xt]

Video on SIP withdrawal please, we have plenty of videos to starting sip, but no video on how to end SIP

[@ShoilheroSIP]

Radeem krke nikal lo aur kya? 😅😅

[@geetikawazir3877]

Sir i have one question, increasing sip every year just like you explained in this video, will give more returns after 30 years. Or having 2 sip (5000 and 3000) will give more returns?

[@shameerhafeezullakhan3383]

Hi Ankur, towards the end you showed on how to set a stepup SIP in terms of a fixed percentage, what if we want to have a fixed value? Does it have the same process or depends on platform?

[@unwindinsaan]

very useful video sir, actually i started with SIP just now and came across your channel, so grateful to you. Please share edit access to the excel please.

[@jyeshtakashyap3831]

You are one of the BEST youtubers out there

[@rohandadga8143]

Just when i was thinking of increasing my investments you made this video...Thank ypu Ankur bhai ❤

[@ajayghodegaonkar1202]

How about injecting a lumpsum amount once a year but still continuing the same amount as SIP..?? What difference would that make??

[@_dodoplayz_]

Ankur, please make videos about topics about investments which aren't discussed that much.

[@moureenmcmohan6701]

Please make a video on tax..after tax deduction how we get in hand after 20 or 30 years

[@manishanazare8239]

I am retired from Govt. Sector. I am beginner.Sir you have explained very nicely. Please help me which mutual fund to be selected for SIP and amt also or lunsum amount to be invested in mutual fund. Thanks

[@faheemshaikh4261]

Hi ankur - - - Please make a video on today's market condition where there is a issue of smallcap and Midcap mutual funds not accepting the sip and it is declining day by day. Because of some bubble in the market

[@Attherate21]

Sir please also focus on other things more than finance like time management,different succesful people lives and their routines etc. Sir I love your videos on time management and productivity.❤❤🙄

[@royalguard9956]

Sir maine policy bazar se start kiya 1.5 expense ratio hai and also 31 % average bole Return 10 rs NAV ke sath

[@sarmilabanerjee7822]

Plz suggest in which mutual fund I should invest

[@mayanknema3007]

Wonderful content. But as per my understanding the "Inflation-adj Value" seems incorrect. I may be wrong here, but then you can pls ignore this.

[@prathmeshkumbhar1400]

Hi sir.. very good evening... i have started studying MF and stock markets since last 1 year and started my investment journey inspiring through the knowledge what I m receiving. I can understand we will be receiving the huge amount of return as per whatever calculation you are showing but my confusion is do we actually receive that much return because even after adjusting inflation at the time of maturity we may be have to pay hidden charges as well such as DP charges, brokerage charges or account Maintainance charges, income tax etc. then how can receive higher return from stock market or MF...? As of what I have understood higher we are investing, we will be paying additional charges as well as per the amount invested. Can please help me to clear this confusion...

[@SfgjFhjk]

You are the sip king boss...ap k vdo dekh ke hi maine start kya hain ,, specially your number prediction is mast yrrr

[@irambushrawarsi]

Which stocks are gud for long term investment NSE or BSE

[@Travel01-l3v]

Sir , i have a question that if in my mutual fund expense ratio 0.5 exit load 0.5 and interest 12% and invest 2000 for 20 years. How much i total money gained in my bank account . After all taxes Long term capital gain or etc. please make a video on it . Its humble request .

[@musicalumesh1993]

Sir.. Kon kon se best two ya three mutual funds jinme hum long term investment kar sakte h.. Please tell me

[@shital189]

Bahut hi achha video hai sir....detail me achha samzaya hai...

[@millennial_post]

Informative for everone, can easily understand the value respect to inflation rate

[@Redbox751]

Step up sip or normal sip same hi hai step up sip mein jyada amount invest hota hai is liye jyada return milta hai agar app normal sip mein bhi jyada amount invest karoge toh jyada return hi milega

[@Krishna-162]

Hi Ankur, would you suggest buying home/apartment all in cash? If you are in early 40s and you have only that much savings let’s say 60 lakh and house price is 60lakh.

[@kanikatyagi8676]

What if I step up my 1,000 INR SIP in every 6 months with 5%? Will that be beneficial?

[@ngambavloger6964]

Thanks sir for your great investment knowledge in periodical changes strategy

[@Mantrashah2006]

but if we do 2 simple SIP's of same amount then at end of 40 years amount invested will be less being normal amount or inflation adjusted but investment value will be surely more normal or inflation adjusted

[@biggbossburgersott4926]

Bhai, Can you make one detail Video for, How to Buy Mutual funds practically? 🙏

[@AksheshAnurag]

Sir I think in FV formula there should be some correction...instead of using 1(beginning of the period), 0(end of the period) has been used...in my knowledge it should be corrected as 1 i.e. at the beginning of the period...and 0 should be used for loan calculations and all.

[@rupalimsingha1637]

Please guide which company do we choose for SIP mutual funds

[@neerajgupta9969]

Bro if we do regular pay according to ur calculation 5000 ..30 year we pay 36 lakh we get 1.75 crore rupees but ur 5percent increase formula we. Pay 67.5 lakh rupee and get 2.6 crore rupees that mean. We pay so much and get 85 lakh rupee if we buy two policies we get more double money only pay 5 lakh more without use ur 5%percent addone policy we get 3.5 crore bro

[@v.k25028]

18lack to hua

[@paraggupta1505]

Thank you for the wonderful video. Could you please provide access to excel sheet?

[@ritupondas6082]

It's a fortunate that we have a great investment guru like Warikoo sir.... ❤

[@EasyMoneypro]

Ankur sir kya stock market ke gain pr double taxation hota hai kya,pehle toh long term ya short term capital gain tax and then income tax as per your tax slab?

[@nitinp28]

Is Step up better for existing ongoing SIP or adding lumpsump amount..?

[@rahulmishra7852]

I am investing in elss fund more then 2 years also getting good return should I consider it as replacement of large cap or i have to take out all money and do large cap

[@SJBIHARWALA]

Maine Subscribe kiya hai sir ❤❤ apka new subscriber in Aug 2024

[@vmaxgaming.536]

Sir kis cheez me SIP karni chahiye? "Like specifically". Is it nifty fifty?

[@sumitgupta5158]

Pichle 2 sal soch soch kar finally maine 15k ka sip start kiya with 10%stepup

[@furkhanqureshi8547]

Hello What is Inflation adjustment Please explain

[@DilSeStatus18]

Sir mutual funds sip me achaa khasa return down ho raha hai pichle kuch dino se?? Kya reason ho sakta hai?? What should I do next? Take actions anything??

[@aimfitness9183]

Sir ab aapne bata do diya kitna daalna hai kisme daalna hai vo bhi bata dijiye na please ❤🎉

[@tarunnaharia]

Thank you for this information ❤🎉

[@Vikram180782]

Big thank you for this video.. Any recommendations for which app to use to invest to begin with

[@shanqudrat7015]

which app do you use any suggestions

[@BholaSankarRath]

Sar main asha Karta Hun ki har Banda 22 23 sal ka Banda 25 sal ka Banda aapka video jarur dekhe I like it sir ❤❤❤salute sar..

[@sonu_kakandhe1382]

Keep informing us more about financing and investment...

[@goyalshweta1984]

Sir step up sip ki bajae agar hum new usi amount ki new sip start karte rahein to usse kya koi farak aata hai?and how? Like 2 months ka step up na Kara kar every 2 months new sip start kar dein to baat same rahegi ya farak aaega interest amount pe? My agent is saying there is no difference if u step ur sip aur start a new sip of same time, amount and intervals. Kisi aur ko bhi iska pata ho to please baatein🙏🙏

[@GURUJI_Superstar]

My portfolio - 1- पराग पारिख फ्लेक्सी कैप -2500 2- hdfc index -6000 3- axis small cap -1500 कैसा है पोर्टफोलियो अनुभवी अपना सुझाव दे

[@DM-DesignsInMyUniverse]

Hi, This is Dhimant Mewada. I'm doing step-up SIP. If I withdraw full SIPs and Still I continue with SIP+Step-up SIP, Should I get the same benefits? Just thinking a loud.. :)

[@Hadees998]

Warikoo sir kya main long-term ke regarding etf may sip kar sakta hu sir

[@SubradipChakraborty555]

Sir I'm asking you that , What is good job you think that , State civil services by which you can be promoted to later as a central employee or Business

[@Giteshkumar12]

sir मेरी दुभिदा का निवारण करे plz क्या SIP केवक 5 YEAR तक ही जमा करना होता है या 5 इयर के बाद २० YEAR का WAIT करना होता है

[@torik7987]

Hi Thanks a lot for huge value addition videos. Pls make a video on how to store cryptos in cold wallet....etc Thanks

[@salimsaudagar6353]

Good information sir thank u so much

[@sandeepnagaraj5063]

Does having multiple mutual funds give better returns or does investing the same amount in limited funds give better returns.

[@bhawanaagrawal7238]

What is the difference to invest in any mutual fund through NSE or BSE

[@celinadsouza5495]

Step Up SIP ke saath, kyaa hum usme additional lumpsum Amount bhi daal Sakte hei kyaa..... Matlab kabhi agar 1000-2000 aise haath mei hei tho who usme additional amount daal sakte hei kyaa???

[@sritamanandieconomics]

How do we establish a relationship between Inflation and PPP? Inversely related, right?

[@somatbk3149]

Thank you so much sar ❤❤❤🎉🎉🎉

[@sagarverma13]

Hello Sir, thanks for making such a good content. If possible then could you please make one on LIC ULIP Nivesh Plus plan. Is it good plan to invest our hard earned money.

[@aniketmohite4889]

Just keep uploading ... Iska matlab ye nahi ek hi video bar bar upload kare

[@ravichaudhary1373]

The way u speak “laaaaaaakh”rupay ❤️

[@jayminitour]

Bhai investment konse fund m krna better hai ye btao mene to moti lal oswal or Aditya birla m kr rakhi hai

[@satyahimaja]

Sir NRI ke liye bhi koi video banaye. About investing in mutual funds

[@motivationaludaan001]

Agar Mutual fund, Jo hamne liya hai band ho gya to hamari SIP ka kya hoga , pls answer

[@malaydas3614]

Thank you for discussing inflation adjusted values of investment and returns. I have now a clear idea why step up sip is better. Thank you❤🎉big fan of yours 🫶

[@clicktoon01]

sebi ne order dia hai agar sebi registered analyst ho tab hi aap dusre ko financial advice de sakte ho.... nhi to uspe case hoga... so kindly aap sabhi ko ek guzarish hai in sab finfuncer ki baat sirf sune or invest krne se pehle ek sebi registered analyst se baat kr lijie dhanyabad

[@roshnilaskar4501]

Please suggest how to start SIP? Through bank?

[@vijaypratapsingh712]

Thanku sir for making my life financially good

[@maheshchavan7919]

Hi sir, mey abhi 1000 invest Kiya hey one year hogaya please batao ki best sip or kita amount invert karu for next 20 years

[@yagnikbabariya9055]

Hello there i don't have any knowledge about the zerodha app.if it possible could you make a video step by step on how to buy stocks and sell and along with gold and mutual funds.. Thank you Yagnik

[@goutamkumar2071]

Sir how to get rid of the taxes in long-term gain, and how to select the right mutual fund

[@thailaungmog6980]

Can we add or step up money in existing lumpsum? If yes, will the during period of step up money will be same as existing lumpsum or it will increase?

[@Prince-Ramgarhia]

policybazaar investment plan ka batao kre ja nahi?

[@jogeshdhole7229]

सर ये जरूर बताय की इसमें एक्सपेंस रेश्यो 1 प्रतिशत के हिसाब से 25 साल का कितना लगेगा अगर कोई 6000 पर मंथ स्टेप अप sip करेगा तो