SIP vs Step-up SIP - Know the DIFFERENCE! | Ankur Warikoo Hindi

[@warikoo]

Check the Excel sheet for the video here: bit.ly/3To3flG My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

[@madhavdixit5666]

@warikoo sir first of all thank you so much for all the information and efforts you're helping with 🙏🏼 I have just one query - can you also help us guiding in some of the upcoming video, about "TAXES". At a certain period of time or after 20, 30 years what are the deductions. Are they equivalent to PPF or NPS after TAX deductions. Thank you again! I'm watching each and every video of yours ❤️

[@mdsalikvlogs12]

@Warikoo If I will Invest Two million At a time after 20 Years saving How much Money I will have at 17% , Plz Make a Video That If We Invest In Saving Account one Time investment I am waiting.... plz

[@sonjoyterang8057]

Angkur sir please bataeye ki Sunkanya Samridhi Yojana atcha hoga for my daughter ya SIP atcha hoga kindly please bataeye .

[@dhyeysejpal4115]

Sir I have started the sip of 5000 in nippon india mutual fund small cap for 10 years is it the good decision

[@thindhxrpreet9]

Hi Ankur, can you explain how to start SIP step by step. Like how to create the account, which bank, type of accnt, type of investment to select please? Cant find any information for where to begin.

[@finplay_in]

I appreciate the emphasis on starting small and gradually increasing investment contributions.

[@toystargungun279]

I have got your excel is great i have invested for long run lets see how it goes..but your dictation is good Ankur..keep it up our indian Youth need correct guidance for finance and investment in this way we can achieve billions

[@siddishere]

Most consistent youtuber. Ek hi topic pe ghuma firake video babane ki ninja technique 🎉🎉🎉🎉🎉🎉🎉

[@sudeshdadhich620]

Sahi baat h bhai

[@ILikeFitness]

😂

[@siddishere]

@@sanjoymaitra8463 usase jada बेवकूफ़ tum ho jo aise youtubers ko subscribe kiye ho😜

[@Polshubham]

Bhai ankur sir kuch to kar rahe hai tu to vo bhi nahi kar raha 😂

[@sanjoymaitra8463]

​@@siddishere tumara chanel subscribe karung ga kuch to dikhao ,

[@mukesh751]

Apki books mene li padhne mai maja aa gya khash ye sab mai 10 years pahle jaanakaari kr leta to … thanks sir great book

[@amitpal6610]

Kya ret h book ki

[@nashaik7765]

Simplest way of explaining sir..Thanks a ton

[@vaaisshnnureddy955]

That excitement when you say excel excel khelte h... Made me to Focus more ❤🎉

[@ekktaarora05]

Thank you so much for sharing this in a simple manner. Not everyone on youtube does that. You are kind person who genuinely wants everyone to grow in a better way. Thank you sir.💜

[@deepakaralumalligesubbaray3318]

I wonder whether anyone has the discipline to do sip for 40 years! If anyone has done it, a big hats off!

[@SumerSingh-hj7zj]

Mr ankur the way you explain and share things is very simple and awesome....

[@Salendrastory]

Ye knowledge isliye di hai sir ne ki apne liye n sahi apni family k liye shayad kuch kar jaye or yahi soch family main pyar bhadati hai apne liye har koi sochta hai family ke liye soche vo hai good member of family❤❤❤

[@arunnarzary5955]

Aapka tino books pada hai sir (in Hindi) bahut helpfull h. Love sir❤❤❤❤

[@MrDineshchina]

Excellent video with very simple way of explanation. Sir, I will request you to make a video on people in late fifties who are about to retire and who have never invested. What options of investment these people can do ?

[@jyeshtakashyap3831]

You are one of the BEST youtubers out there

[@captmandarrpatil]

Kay baat hai Ankur.. Dedicated to convert conservative fanincial planners like me to shift to SIP. KEEP the josh high thank you for guiding

[@hellorvce]

if i m not wrong. this is the first time u r not misguiding people by not taking inflation into consideration. appreciate that atleast now u give a clear idea than just using some very high numbers which convert into very small/though enough amount after counting inflation

[@DivyaSingh-l5k]

He has taken inflatiin into account could you please enlight more where he has neglected the inflation part And I am not provinging you wrong nor I am taking Ankur side just wanted to know?

[@sanjoymaitra8463]

Sir bohut achha app vedio banate hay , Ap ka vedio education purpose hay😊

[@Prof.Immortal]

Sir I'm really confused at one thing, if we are increasing our investment by 5% and the inflation is also at 5% that means we aren't actually increasing our investment but maintaining the original value, I may be wrong but what will be the difference if the inflation and the increment is same. Sir please make a detailed video in this topic.

[@rohandadga8143]

Just when i was thinking of increasing my investments you made this video...Thank ypu Ankur bhai ❤

[@mcjames666]

Sir mere kuch questions hai 1. Sip mai Invest kidar our kaise kare 2. Kaha jake karna padega 3. Agar agent ke through karna hai toh vo agent kaha dhudna padega 4. Agar online mai karna ho toh kaise or kis aap pai karna hai ya websites 5. Ye paise withdraw kar sakte hai kya 6. Agar 10years ke baad hamko jo returns milenge uske baad jo invest kiye hai vo paise vapas milenge.

[@arrow123-w7n]

Demat account ya kisi bhi bank account se kar sakte hai

[@arrow123-w7n]

Kabhi bhi withdraw kar sakte hai

[@SfgjFhjk]

You are the sip king boss...ap k vdo dekh ke hi maine start kya hain ,, specially your number prediction is mast yrrr

[@PAUL-c5c6t]

I love being crorepati on excel.😂

[@punjabeducationalnewsporta5598]

Me too😂😂

[@DeepakDhabhai]

Show some discipline in your life , you will be actually

[@shameerhafeezullakhan3383]

😆🤣

[@geetikawazir3877]

Sir i have one question, increasing sip every year just like you explained in this video, will give more returns after 30 years. Or having 2 sip (5000 and 3000) will give more returns?

[@RajuLakshminarayan]

Hi Ankur, I am 43 yr old and all the videos suggest for people who are in mid 20's or 30's. Pls can you make a video for people like us, if we want to start investing and making it big.

[@AnkitMishra-mz4xt]

Video on SIP withdrawal please, we have plenty of videos to starting sip, but no video on how to end SIP

[@ShoilheroSIP]

Radeem krke nikal lo aur kya? 😅😅

[@hssingh6988]

Mesmerising and highly inspiring. Thanks for opening our eyes and ears. Please keep enlightening us. Warm regards. 👌👏👏👏👍🙏

[@shital189]

Bahut hi achha video hai sir....detail me achha samzaya hai...

[@ravichaudhary1373]

The way u speak “laaaaaaakh”rupay ❤️

[@sakshampandey3476]

how to choose best mutual fund in sip investment. Please make a video on this sir or suggest me a link of your old video it will help me as i am the first time Invester

[@subhadipmukhopadhaya549]

Trust me Ye banda human sip calculator hai 😂😂😂😂

[@mananmankodi4292]

The % increase is not feasible for really long duration like 30 & 40 years due to compounding, just check the amount you've to invest monthly instead of that 5000 and you'll feel as surprised after seeing these crores

[@motivationaludaan001]

Agar Mutual fund, Jo hamne liya hai band ho gya to hamari SIP ka kya hoga , pls answer

[@hasinakhatun9723]

For this video lot of thanks sir 🙏🙏 Sir, ekbaar SIP start ho jane ke baad kya hum step up SIP kar sakte hai? Agar kar sakte hai toh woh kaise? Please reply me sir 🙏

[@BholaSankarRath]

Sar main asha Karta Hun ki har Banda 22 23 sal ka Banda 25 sal ka Banda aapka video jarur dekhe I like it sir ❤❤❤salute sar..

[@frankonaik]

Purchasing power ❌ Aukaat ✅

[@SreesE3C]

😂😂

[@prajnamoolya8065]

Helpful information. It would be great if you explain tax deduction on profit which applies during maturity of any mutual fund. It will give a clear picture how much average profit we can gain allover. Thanks

[@ENMAAShahriarGalib]

Yes sir explain this point

[@ritupondas6082]

It's a fortunate that we have a great investment guru like Warikoo sir.... ❤

[@sarmilabanerjee7822]

Plz suggest in which mutual fund I should invest

[@Hadees998]

Warikoo sir kya main long-term ke regarding etf may sip kar sakta hu sir

[@tarunnaharia]

Thank you for this information ❤🎉

[@EasyMoneypro]

Ankur sir kya stock market ke gain pr double taxation hota hai kya,pehle toh long term ya short term capital gain tax and then income tax as per your tax slab?

[@freeshiksha1955]

Sir aap jo excel sheet diye hai wo edit nhi ho raha hai kese kru please reply sir❤

[@millennial_post]

Informative for everone, can easily understand the value respect to inflation rate

[@_dodoplayz_]

Ankur, please make videos about topics about investments which aren't discussed that much.

[@moureenmcmohan6701]

Please make a video on tax..after tax deduction how we get in hand after 20 or 30 years

[@Attherate21]

Sir please also focus on other things more than finance like time management,different succesful people lives and their routines etc. Sir I love your videos on time management and productivity.❤❤🙄

[@ajayghodegaonkar1202]

How about injecting a lumpsum amount once a year but still continuing the same amount as SIP..?? What difference would that make??

[@ngambavloger6964]

Thanks sir for your great investment knowledge in periodical changes strategy

[@neerajgupta9969]

Bro if we do regular pay according to ur calculation 5000 ..30 year we pay 36 lakh we get 1.75 crore rupees but ur 5percent increase formula we. Pay 67.5 lakh rupee and get 2.6 crore rupees that mean. We pay so much and get 85 lakh rupee if we buy two policies we get more double money only pay 5 lakh more without use ur 5%percent addone policy we get 3.5 crore bro

[@v.k25028]

18lack to hua

[@unwindinsaan]

very useful video sir, actually i started with SIP just now and came across your channel, so grateful to you. Please share edit access to the excel please.

[@Travel01-l3v]

Sir , i have a question that if in my mutual fund expense ratio 0.5 exit load 0.5 and interest 12% and invest 2000 for 20 years. How much i total money gained in my bank account . After all taxes Long term capital gain or etc. please make a video on it . Its humble request .

[@Rudra1-w4f]

Kuch nahi bachega

[@shubhambhardwaj2766]

Normal sip ko in future stepup sip kr sakte hhh???

[@shameerhafeezullakhan3383]

Hi Ankur, towards the end you showed on how to set a stepup SIP in terms of a fixed percentage, what if we want to have a fixed value? Does it have the same process or depends on platform?

[@irambushrawarsi]

Which stocks are gud for long term investment NSE or BSE

[@vijaypratapsingh712]

Thanku sir for making my life financially good

[@Salendrastory]

क्या हुआ जो वीडियो लंबा हो गया इस 17 मिनट की वीडियो से पूरी लाइफ प्लान करने का आइडिया मिल गया कोन बताता है आजकल ऐसा नॉलेज जो एक वीडियो देखने से या एक इंसान के यूट्यूब चैनल से मिल जाए कहने वाले। तो इसे भी गलत कहेंगे एक इंसान को गलत कहने से पहले उसके ज्ञान की इज्जत करना सीखिए सर आप मेरी प्रेरणा हैं❤

[@DilSeStatus18]

Sir mutual funds sip me achaa khasa return down ho raha hai pichle kuch dino se?? Kya reason ho sakta hai?? What should I do next? Take actions anything??

[@Redbox751]

Step up sip or normal sip same hi hai step up sip mein jyada amount invest hota hai is liye jyada return milta hai agar app normal sip mein bhi jyada amount invest karoge toh jyada return hi milega

[@NilangshuKalita]

Sir what mathod you use to invest

[@surajrathod5577]

Long Story Short 1) Keep Investing (SIP) 2) Stay Invested and Increase your SIP amount as much as you can. 3) Boom Power Of Compounding .

[@sk-ou5qx]

Thank you for your support Sir ❤❤

[@sumitgupta5158]

Pichle 2 sal soch soch kar finally maine 15k ka sip start kiya with 10%stepup

[@prathmeshkumbhar1400]

Hi sir.. very good evening... i have started studying MF and stock markets since last 1 year and started my investment journey inspiring through the knowledge what I m receiving. I can understand we will be receiving the huge amount of return as per whatever calculation you are showing but my confusion is do we actually receive that much return because even after adjusting inflation at the time of maturity we may be have to pay hidden charges as well such as DP charges, brokerage charges or account Maintainance charges, income tax etc. then how can receive higher return from stock market or MF...? As of what I have understood higher we are investing, we will be paying additional charges as well as per the amount invested. Can please help me to clear this confusion...

[@akshatt2444]

Your vieos is amazing ❤

[@SJBIHARWALA]

Maine Subscribe kiya hai sir ❤❤ apka new subscriber in Aug 2024

[@Stechnologytalk]

👍👍👍👍 sir your all video is helpful for me

[@ShafatWani-x5e]

Ankur sir, I am not able to step up my sip at HDFC AMC, as ""maximum limit exceeds, please change bank"" such msg gets displayed...please guide what to do???

[@Vikram180782]

Big thank you for this video.. Any recommendations for which app to use to invest to begin with

[@shanqudrat7015]

which app do you use any suggestions

[@sonu_kakandhe1382]

Keep informing us more about financing and investment...

[@AbhijeetBhasmeaaban]

Kya sir jiz ek Excel download karne ka option nahi diya... Isme bhi khele aap... Acha hota agar download kar pata.... Ye sahi nahi hai..

[@souravBiswas-sx2tx]

Thank you sir🙏🙏

[@celinadsouza5495]

Step Up SIP ke saath, kyaa hum usme additional lumpsum Amount bhi daal Sakte hei kyaa..... Matlab kabhi agar 1000-2000 aise haath mei hei tho who usme additional amount daal sakte hei kyaa???

[@bhawanaagrawal7238]

What is the difference to invest in any mutual fund through NSE or BSE

[@Intresting1445]

Sir meine is mahine se hi maxlife garuantee capital fund mein 5000 ki monthly sip start ki hai abhi meri age 40years hai

[@nitinp28]

Is Step up better for existing ongoing SIP or adding lumpsump amount..?

[@salimsaudagar6353]

Good information sir thank u so much

[@Real_Bong_Traveller]

Ankurji ka video dekhne ka baad mujhe ya lag raha hai kash main paidaa hone ki baad hi SIP start kar dete to ajtak main billionaire ban chuka hota!!!!!!Abhi 40 saal ka investment main return paane ka lia 75 saal tak jeena padega

[@furkhanqureshi8547]

Hello What is Inflation adjustment Please explain

[@deviprasadgharpehai3315]

Thanks a lot bhai brother for such knowledgeable nd very informative videos it's very successful nd life saving tips for life❤

[@ArjunKumar-oh1fg]

Bhai sahab 40 saal kaun dekha hai aaj kal insaan ka jivan 60 -70 years hai

[@abhigupat8269]

Kitna sal ka hai tu abhi tak dekha ka😂😂

[@mdeegwal415]

Mai 44 Mai start karunga kyonki pahle pataa nahi tha

[@Yooorao]

Dekha to kal bhi nhi h kisi n😂😊

[@sonirai7035]

To bhai 10 Saal tak kariye

[@DArkVeer-b2h]

Mai 23 year ka hu

[@Dr.medtrader]

sir to save capital gain tax do we have to sell n buy same stock immediately or do can we buy diff stock? N will compounding occur in both cases?

[@Chawaresoham]

I have a question Ki sip step us karne kii jagha agar mai eak nai sip kar loo too voo mujhe zayda fayda degi yaa step up sip?

[@debashishdutta]

6:57 How is that at the end of 30yrs my inflation adjusted investment is around 9L which is almost 1/2 of the actual amount 18L. But the inflation adjusted value is 40L which is almost 1/4 of the actual investment value 17L????????

[@63_desert]

pls make a video on tax

[@Videohunting2023]

Hi Ankur. Currently I have one normal SIP. Is it possible modify as setup SIP????

[@jayminitour]

Bhai investment konse fund m krna better hai ye btao mene to moti lal oswal or Aditya birla m kr rakhi hai

[@AksheshAnurag]

Sir I think in FV formula there should be some correction...instead of using 1(beginning of the period), 0(end of the period) has been used...in my knowledge it should be corrected as 1 i.e. at the beginning of the period...and 0 should be used for loan calculations and all.

[@Methe222]

Sir wt does the inflation adjustment menas like when were you explaing it the difference I didn't understand

[@subhashdhanu7186]

Sir .tata daali investment madbek or max Life Insurance ali investment madbeka

[@NikhilKumar-uu2ii]

Sir very good information thanks 👍👍

[@MalayHaria-hy3zv]

Hello sir big fan of yours

[@sagardas4888]

40 saal... Us time duniya may nahi rahange.... 😁😁😁😁🤓😂

[@harrykumar3806]

One video with me sir please…… part 3 please sir

[@musicalumesh1993]

Sir.. Kon kon se best two ya three mutual funds jinme hum long term investment kar sakte h.. Please tell me

[@shifam7825]

I am unable to use the excel sheet can i get a proper link to use

[@KumudJoshi-e3x]

To sir kya final amount mai bhi hame tex dena padega?

[@thailaungmog6980]

Can we add or step up money in existing lumpsum? If yes, will the during period of step up money will be same as existing lumpsum or it will increase?

[@goyalshweta1984]

Sir step up sip ki bajae agar hum new usi amount ki new sip start karte rahein to usse kya koi farak aata hai?and how? Like 2 months ka step up na Kara kar every 2 months new sip start kar dein to baat same rahegi ya farak aaega interest amount pe? My agent is saying there is no difference if u step ur sip aur start a new sip of same time, amount and intervals. Kisi aur ko bhi iska pata ho to please baatein🙏🙏

[@sritamanandieconomics]

How will I transfer the money, Ankur? UPI se kar sakte hain kya?

[@MohitVerma_30]

Hello sir, isme risk ki probability h, ki hume sirf profit/ increment hi hoga paise ka.