Superannuation: avoid these 3 investing mistakes

[@petkuscinta9797]

There is plenty of advise for people that are say 67. But if you >55 you can not afford crash and you can not afford having supper in fixed interest or very conservative either). Period between 55 - 60, 60-67 are very tricky. Right now 3/8/24, SMSF having portfolio of say GOLD 15% (physical gold), ETPMAG 15% (physical silver), 40% cash (5% interest), rest in NDQ, IVV, A200 INDEX 30% over which you sell options plus dividends at strike prices you would not mind to own them of selling put spreads.

[@COOLARUL]

There is one exception to 3. If you have a defined benefits scheme , it usually is a bad idea to pull out or rollover out of these schemes into a standard (defined contributions ) super scheme. Defined benefits schemes are now rare and are gold.

[@jacksmith3128]

Exactly right Pete excellent comment. I’ve been in a Defined Benefit fund all my working life and I’m approaching full time retirement this year. I would add that a low cost market linked Sharemarket fund over a long period of time will fit in well with a long term investment strategy and timeframe .

[@zpecialist]

Great video, it really is. Very professional and clear. Also, good camera work.

[@sebconadis5026]

Please blink

[@mrphatmunkeyspew6969]

I think he was blinking at exactly the same time as you so it appeared to you that he wasn't blinking.

[@naokiito8770]

Wow, yeah please Chris.

[@conghuynh3843]

No risk no extra money

[@axedog1395]

Hi I’m 50 years old I’ve got 60% of my super in conservative 30% in growth and 10% in high growth. Is this a good move?

[@ChrisBryckiStockspot]

Hi, while I can't give you personal advice you might find this blog useful which discusses some of the important factors when considering super funds in your 50s: blog.stockspot.com.au/best-balanced-super-funds/