Amen. If you also set your goal higher than possible, and you try to meet the goal, you'll save up more than you think.
@ericjr98845 жыл бұрын
Straight Facts. Always putting out quality content
@DDOTFORD5 жыл бұрын
Appreciate it fam, I plan to continue
@JoshuaWilliamsMA835 жыл бұрын
Hey brother! That's fucking awesome! Our first goal is to get our credit cards paid off, and then getting our high interest loan paid off. From there, were going to start saving for the down payment on our first house. I'm actually going to get a second part time job this year to help make it happen. Nothing too crazy, just an extra 15-20 hrs a week that will get stuff paid down.
@JoshuaWilliamsMA835 жыл бұрын
I really like the idea of milestones and treating yourself though. That's like hitting a deload on a regular basis in a training program!
@DDOTFORD5 жыл бұрын
I have a video on paying down credit card debt. But I would say while you guys are paying down your debt I would still put some money away. Even if it is something as small as 20 dollars a paycheck. Every little bit helps. The cash in my thumbnail is cash we pull out every paycheck and that’s what we used for Christmas.
@ItsKingQues5 жыл бұрын
Dope man thanks for all the tips
@DDOTFORD5 жыл бұрын
Knowledge is power...no problem at all.
@legendarymotorsports73735 жыл бұрын
👍
@penguinknees69525 жыл бұрын
Man I have to cut back on fast food. I spend about 200 a month maybe 300. That's my goal. To only go out once a month.
@DDOTFORD5 жыл бұрын
Fast food is a tough one to cut back on, its so easy to just go to a drive through and get what you want hot and ready. One thing we did was every pay check we pulled out 20 cash and that was out fast food money. And make a deal with yourself that if you use your cars during the month you have to pay for the person’s food behind you. Pay it forward
@Shocka2525 жыл бұрын
Dropping mental jewels on the people. Challenge people to achieve that 750+ credit for 2019. I'm working on mine now. Credit utilization is 0% on all cards and, no collections and disputing all hard inquiries.
@DDOTFORD5 жыл бұрын
Hell yea. The credit score is definitely doable, and it’s a great goal to have.
@jmcdonald64165 жыл бұрын
Get my savings account back up to 30k like it was before the down payment for our house.
@DDOTFORD5 жыл бұрын
You have plans for that money? If not make that money work for you. Find an investment vehicle to make it grow, right now with the way the economy is I would look at a CD or an annuity depending on your age.