Sukanya Samriddhi Yojana - 2024

About This Video :-
Sukanya Samriddhi Yojana is a Government of India backed saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education of their female child.
The Sukanya Samriddhi account was launched by Prime Minister Narendra Modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign. The sukanya samriddhi yojana currently provides an interest rate of 8.0% and tax benefits. The account can be opened at any India Post office or branch of authorised commercial banks.
A minimum of ₹250 must be deposited in the sukanya samriddhi account. Thereafter, any amount in multiples of Rs 100 can be deposited. However, the maximum deposit limit is ₹150,000. If the minimum deposit of ₹250, is not made in a year, a fine of ₹50 will be put on.
The girl can operate her account after she reaches the age of 10. The account allows 50% withdrawal at the age of 18 for higher education purposes. The account reaches maturity after time period of 21 years from date of opening it. Deposits in the account can be made till the completion of 15 years, from the date of the opening of the account. After this period the account will earn only applicable rate of interest. If the account is closed, then it will not earn interest at the prevailing rate.If the girl is over 18 and married, normal closure is allowed.
At the time of launch of ssy account, only the deposits in the account were eligible for tax deduction under Section 80C of the Income Tax Act, which is ₹150,000 in 2015-16. However, Finance Minister Arun Jaitley announced, during the 2015 Union Budget, tax exemption on the interest from the account and on withdrawal from the fund after maturity, making the tax benefits similar to that of the Public Provident Fund. These changes were applied retrospectively from 1 April 2015.
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[@Virajhealthandfitness]

Aap negative points batate hai wohi apki khasiyat hai👍

[@Letsfindtogether95]

😂😂😂😂

[@kiransamuel575]

True.

[@Monu-Kilal]

वाह भाई इंडिया में आप जैसे लोग होने चाहिए समझाने वाले।।।।। ग्रेट हो आप

[@chetnapurohit5040]

Seriously sir maine b 2nd negative point phle he soch liya tha😢

[@vipingchaudhary5891]

Sir parents ka involve hona jarrori h isme qki phir wo girl agar kuch galat karti h amount ke sath to parents ko bahot bura lagega

[@kashifshaikh9432]

Exactly

[@justvilas2113]

Wow.. aise explain Kiya hai bhai ki behera insaan bhi samajh sakata hai. Dil se salute hai sir..🙌🙌

[@DeepakJoshi-pb6gn]

Theek kaha bro Ab law maker koi bhagwan nahi hai ki unhone jo banaya wo theek he hoga Ye do valid drawback points hai Or interest fix kr dena chaiye As far as government interest history towards ssy

[@stranger_sandy_321]

Great simple explained vidoe❤ Thankew! So Much Bhai Ji❣️🙏

[@divyamittal375]

Sir ppf ya sukanya me se konsa best h

[@yogenderasinghrautela4863]

I have seen other videos on this topic, but the cons you shared it’s really helpful and was missing in other videos. 10/10 for those cons

[@deepakrautela9970]

Sir mri beti hui hai, m bhi is scheme m investment krna chata hu,,, bt ek do points hai, jin pr mje b doubt honrha hai, phele government kab interest kam karde kch pta nhi hai, jsa ki apne example m btaya, hm soch kr kya baithe, or samne nikal kar or kch aaye, dusra, jo sabhi ko lag rha hai, ki mata pita itni mehenat se paisa jodenge nd last tym pr unka roll delete kr diya jayega, mtlb ki lst movement pr ap bhul jao, sab beti ke hatho m,, baki apne details bht ache se samjai thankyou 😊

[@tanmaychatterjee9109]

21saal k liye Nifty index fund sip sahi ha ya fir ssa ? Kon sa hoga right decision please tell me sir.

[@_Development_Officer_L1C]

Index plus LIC ka

[@gorakhnath2495]

Sabse best stock hold, indexfund, or sip

[@pawankumar-ji2fq]

Bahot bada disadvantage h yeh ki 18yrs ke baad full authority girl ki rahegi ... Big point

[@km-qo4up]

Monthly deposit krnese fyda jada hoga ki yearly?? Monthly me compund to jada hona chaiye

[@rameswaridevi04]

Sir kya m yhe 21 years honese pehele close kar sakti hu aur jitna paisa tha sab withdrawal kar sakti hu kya

[@SumanSharma-us8uj]

Meri beti ka account 2016 me birth certificate pe open ki jisme uska age 21/03/2011 h aadhar kard 2 sal phle Bana jisme uska birth age 2013 kr diya to uska age change krna jaruri h aur 21/03/2013 date hone se kya kya samasya hogi

[@deepeshyadav3144]

Bhaiya isme lumsum jama kar skte hain kya .

[@subratagarai6021]

har sal deposit amount alag alag de sakte ha ki nehi

[@ketanshah7738]

Har saal main 5000 dala fir main any amount minimum amount dal sakte hai sir Or kis date main dalna chahiye

[@sanjeevyadav-yk1dk]

Kya aisa ho sakta ki kisi month 2000 daal du to kisi month 5k ya 10000k aisa v ho sakta hai kya ki same ek bar jo fix Payment month hui bahi dalni padegi

[@krantidewan5536]

SSY calculator ka app ka link share kijiyena. Thanks.

[@mithleshsharma1554]

Sir online kayese payment kaye kare

[@MayankKumar-cz4zk]

सर यदि 10थ के मार्कशीट में डेट ऑफ़ बर्थ गलत हो जाये तो

[@Jivikaworld999]

Kya hum isme fix amount k alawa extra amount bhi pay Kar sakte Hai.??

[@balramnaidu1837]

Sir me saal me kitna bhar sakta hu plzz reply

[@ajaykapoor601]

Bhai main 2k Har month Installment bharta hu Every month 1 year ho gya to mene total 24 k bhar dia but abhi tak koi interest nhi Mila utna hi Show krta hai jitna bhra

[@rizzz435]

Bahut achha explain Kiya sir aapne. Bahut hi behtareen

[@deeparora7590]

Sir mobiqwik Xtra me paise invest karna safe h ya nhi h

[@arunraj4296]

Can we increase or decrease the amount or the amount should everyonth.

[@PravinKumar-to1mc]

पोस्ट ऑफिस FD पे कितना ब्याज लगता है??

[@IPLexpertwithpankajpal]

Baby boy ka bhi open kr skte hai account

[@haramimanus5653]

Bhaiya paise per month jayege ya per year or kitna jayega btaoge?

[@divya_zindagi66]

Ye jo 250 rupay hai monthly bharna hai ya yearly

[@ANTICQUEEN]

Mature hone k baad 21 saal baad kya ue account normal account ki trh chl skta h ya nhi??

[@ravitrivedi4363]

Apne sahi kha gov ka koi bharosa nhi admi atak jaye.. Betiyo ke liye sarkar ki इससे aachi koi scheam hai to video banaye pls jisme intrest satble or sab safe ho

[@ayra.madaan8965]

Nice video…best account for girl child

[@shitijkumar3462]

18 yrs full Authority is ok.....after 18 she is an adult who can vote, invest, take decisions, marriage etc

[@therajatkumarpundir894]

Parents ka involve hona bhut jyada jruri h sir ab smjh nhi a rha krwau ya nhi

[@ppk8779]

Thank you very much. Your video was very educative. Your negative point is worth mentioning. For middle class people both the points are important. We go for these with grand aim in mind but if govt doesnot stick to a interest level above 7% then the scheme is not that benefitial. Mutual funds are a better alternative. The 2nd point may well become a problem as teenagers are prone to outside influenec and considers their friend a better adviser compared to their parent for some phase during their growing years atleast. With money at their sole disposal they may be prone to negative experimentation.

[@rajendrakumarbarik4253]

Best time to open and deposit money for this ssy account. please reply sir. I am little bit confuse.

[@vihanvishwakarma7960]

सुकन्या योजना में पैसे खाता से कटेगा या जमा करना पड़ेगा बैंक जाकर

[@birjukumar1447]

There must be parent signature along with girl child, and maturity amount accessible to parents too.

[@PinkyJain-m3u]

Sir 250 ru month ya year bharna hai

[@anilkgupta111]

After 10th can withdraw if yes what is term condition?

[@finn0006]

While mentioning the problems if forgot one thing that this scheme is for poor people or lower middle class people.they can't afford to pay 1.5 lacs into a scheme that's like their whole salary annually. And if your daughter is withdrawing money from bank account without your knowledge or consent you have already failed as a parent.😶

[@akashlenka3213]

😅😅😅😅

[@imamulhussain6241]

Exactly my thinking. Before behaving too strictly or forcing them to marry someone else without their consent or forcing them to study a course which they don't like will force that girl child to develop negative feelings against their parents. We as parents must respect their choices and try to understand their dreams too. This is the only way to not raise a rebel.

[@pankajpal225]

Meri beti 5 year ki hai to kya abhi start krne k bad 21 saal k bad 26 ki ho jayegi age fir

[@jyotibinjhare5637]

Meri baby girl ke santh joint he uske papa ji joint a/c he santh me

[@thakorajaykumar3201]

Ji mam Mera bhi aise hi hai joint

[@SabaAtiqKhan]

Ek minus point or suno agr ldki 6 saal ki h or ap acc open krte h tb apko 14 saal tk deposit Krna h yani apki ldki 20 ki ho jayegi or mature period 21 saal h tb ldki 27 ki hogi

[@Rajeshverma-zoologist]

Meri do betiyan hain kya me dono k SSA account me 1.5-1.5 lakh hr saal deposit karva skta hun??

[@Funfactxtreme]

Scheme main intrest rate minimum fix karna chaiye ki intrest rate baad sakti hai but jissey rate se start kri hai issey km nahi hogi .

[@prajakta4082]

Information is very good Audio quality must be improve

[@srabani-x8c]

Minimum how much can we diposit.

[@thegooglywooglygirl6545]

Jisne account 7.6 intrest rate par khulwaya ho aur interest rate badh gya to usko kis interest rate par paisa milega 7.6 ya 8 percent

[@brijsahu1084]

Mujhe aapko sukanya samridhi ka passbook bhejna tha .. Usme ka intrest samajh ni aa rha hai... Aap bta sakte hai uska intrest rate??

[@brijsahu1084]

Kaise bheju aapko passbook

[@shubham42070]

Very well explained, good job.

[@abuzarshaikh8664]

Sir please make a video on SBI's minimum savings account details and all about it😊😊

[@sanjayrana9971]

Sir har maheene me fix kist barni padti h ya kbhi ek saal me kbhi bhi pese daal sakte h

[@AfrinKhanam-tw4xu]

21sal bad konse document chahiye

[@sandeepsarasia9424]

Thank u so mch for very important information

[@sanjuarora1551]

bhai main bhi account holder hoon apne bachiyon ka but aapko bata do ke yearly interest milta hai .. ab sarkar aage kya rate karegi wo us particular year ka interest count hoga. i guess thoda facts miss ho gaaya aapse

[@AdityaSingh-qn6pi]

उम्मीद करता हूं आप मेरे कॉमेंट का जवाब जरूर देंगे। कृपया यह बताइए की मैने अपनी बेटी की DOB आधार कार्ड पर चेंज करवाई है ।और सुकन्या समृद्धि में जो DOB hai wo अलग है तो क्या भविष्य में मुझे कोई समस्या आ सकती है withdrwal के समय।

[@rajeshgamit9177]

Meri beti 17/08/2011 ayu he.12 year aur 9 month ki he.maine 1/06/2015 me account open Kiya tha to mujhe kab tak account me Paisa dalna padega

[@sakshimestry2304]

Nri wale kar sakte hai kya

[@nayangupta9467]

#trend #true #viral #right

[@anishsinghrajput2085]

Girl child k 18 plus hone k bad wo paise ka control parents ke pass hoga ya girl child k pas hoga .

[@being_abhishekp]

क्या सुकन्या समृद्धि खाते में भी पहले साल जीरो ईयर माना जाता है?

[@ayeshatabassum4106]

Hammko 2din hua Malom hoke meri beti 8saal ki hi kya karen

[@lalitbisht8944]

Oh man ...negative points ne sochne pr majboor krdia muje

[@ganeshsahu1965]

Sir 18 years girls ssy a/c open kar sakte hai kya?

[@nandkumarsawant1728]

Dada form kaise bharana hai Please batado bhai🎉video

[@manojjadhav9379]

Hello sir meri beti abhi 1 sal ki he aour hamne uska account wo 3 mahine ki thi tbhi bna liya tha abhi uske account me 15000 rs he aour ham har mahine uske account me 500 to 1000 jma krwate he wo hamesha bimar hi rhi he wo 6.5 month me born huii thi use har mahine khoon chadhana pdta he aour uske heart me hole he kya is medical condition per ham ham 5 sal bad uske khate se pure paise nikal sakte he aour yek baat muze use doctor banana he uske liye jb use medical college me admission karana hoga kya tb paise niklwa sakte he plz sir bataiye jarur Ripley krke

[@akramshaikh8596]

Sip krna behtar h

[@khuludkhan9063]

Pagal ho ky

[@saikoboumah9256]

Kaha se kholna hai

[@jousmitanaikvlogandcooking7552]

Srif Apni gaao ki post office me khol sakte hain ya phir kisi bhi post office me khol sakte hain pliz reply 🙏

[@bikashsamal1206]

can i transfer to SSY account a lumpsum amount (for say 50k) other than monthly installment?

[@Amirliyakhatali]

SSY account ko 21 sal hone par Paise kis ke account me jma honge

[@imamulhussain6241]

Girl k account me

[@TECHNICALhubPankaj]

Sahi bole Bhai positive point ke sath sath negative point vi bahut denger hai😢

[@Sitadhaka20]

Agr hum girl ke 18+ hone k bad pese nikale to kitna milega jitna 21 year pure hone ke bad milenge utne hi ya kam?

[@VICKYKUMAR-cd7cg]

Sukanya samriddhi yojana calculator kaha se download kare sir please help me sir

[@sumankumar4255]

Kya interest rate fix hai ??

[@islamtakno1]

Har mahine bharna padega ya sal me. Please answer

[@shijochacko6430]

What about if I want to invest lumpum of 5 lakh

[@aashishsharma2148]

Beech mai parents ko yaa bache ko kuch dikkat ho gyi.. Ptaa ni chalta tym ka tab kya hoga

[@studentgyan6191]

Hamko interst kitna milega Ham jab khata khola tha tab interst rate 7.6 tha Lekin ab 8 hoa

[@mukeshjena9663]

Jab 21 saal ho jaega usi time jitna hoga utna hi mileha agar 5% ho utna hi milega

[@sureshsharma-yd7sl]

Kya govt employe bhe aaply kar sakta ha kya is scheme ma

[@kutubuddinshaikh9238]

Sound quality thik nehi hai sir

[@kailashjadav3578]

Sir, document mai mummy papa dono ka adhar compulsory hai ya fir koi ek ka chalega?

[@AnkitKumar-fo9kh]

FD against best credit card pe bhaiya videos banao... Which want to video like here😅😅

[@tenzinprishashah3678]

My question very serious sir .I want to know Tibetan refugee in India public baby girl can open sukanya.if they have all documents

[@anjaliverma_550]

Pese deposit 15 year tk hi krna hai pls reply

[@thakorajaykumar3201]

yes only for 15 years

[@aaradhyasrinibas1460]

Very nice elaboration..

[@DanishAliAnsari-h7j]

2024. April Now 8.2 % rate of interest

[@upashanasharma9605]

8 hai

[@utube378]

Nice information. Please improve the audio quality.

[@ATPRO92]

🙋‍♂️ My question is : if some on dead (girl or boy)☠️ during this period of time so what will happen this time scheme.

[@Nation1staboveall]

Here daughter is 5 years old, which scheme is best

[@abhijitkumar5682]

What is the process to close the account before maturity. As. I have to close the accounts as DOB is mentioned wrong in the system

[@PayalKandari-]

Sir awaz bhut km aati h thoda Mike sath m leke boliye

[@ramkumarkanojiya9461]

Agar sir mai 15 saal mai 1.5 lakh bahr diya toh mujhe kitna return milega

[@ahmedpasha936]

I have one question - if i pay minimum amount 250 rs...then can i get tax rebate of 1.5 Lakhs?please reply if anyone know this asnswer

[@KAZISTUDIO1]

Sal Mai kitna bar kar sakte h