Super skimmers: The new way criminals are hacking your account, even if you don’t swipe your card

Criminals are evolving and finding more sophisticated ways to steal your money - even with chip cards. Super skimmers are now being used, and security experts tell Boston 25 News, they’re much harder to detect. But there are things to watch out for to protect your money.
Full story here: www.boston25news.com/news/loc...

[@alexkirsch7533]

To prevent this type of theft, my accounts are always in the negative.

[@carolmaplesden916]

LoL 😂

[@hamptonfields7284]

Amen!

[@shadowbanned5164]

My main account is not accessible by cards I just transfer money over to the card account when Im ready to buy something.

[@derrickrr5516]

😂

[@BC-vt2nv]

Yeah fjb did that

[@damham5689]

When the bank says its rare, you know it happens often.

[@alwaysyouramanda]

It was news that low pressure systems don’t cause earthquakes 😂 we just had a big one after a huge lower pressure system sat over us for a few days. They also said that during the mysterious Miami Mall incident, power didn’t go out in the area.

[@damham5689]

@@alwaysyouramanda not sure what earthquakes and power outages have to do with banks, but cool.

[@Here4TheHeckOfIt]

👍 A comment like this goes to show how trust in banks are dwindling. The banks need to step up.

[@arturogarcia9946]

A lot of storeg units are doing this to scamming and ther all involved like a team

[@user-wg2vw3mz1v]

In other news, banks are devolving and finding new ways to save $$$ by cutting corners at their customer's risk...

[@meanolduncleeli904]

It always amazes me how much effort and work criminals put into stealing money without just getting a job.

[@dhughes0402]

For real😂😂😂

[@moetocafe]

because they can make a lot more in a fraction of the time. And the efforts are put mostly to plan and put the scheme into works. Then it's just honey collection for the most part.

[@Glock7eventeen]

Because they’re making more money in a day than the average person makes in a year.. I personally knew a “scammer” and he was making a boat load of money, pretty sure he never got caught either.

[@rafaelalmodovar954]

Ikr! That's hard work right there, lmao...

[@L.A.-hm5yk]

That is their job.

[@user-ux3sl3pj5s]

The one thing that they forgot to mention is to tell people to shield with the other hand while they enter their pin number. The reason the scammers put cameras is to see your pin number so that when the scammers have collected all these card information, they match it to the recorded PIN number. That's how I was scammed years ago in the UK. So please shield while you are putting in your PIN number.

[@danielduncan6806]

That is stupid. They don't have to install a camera to catch your pin number. It is a 4 digit code. By hand it takes about 2 hours to brute force it. Using a computer, or other computing device like a smartphone, it takes about 10 seconds. And unless your pin number is 9999 it will take less time. Like, if your pin number is something like 5836, it will take about 5 seconds, maybe 6 seconds. And even if they get locked out after X number of attempts, so what? They'll just move on to the next card. Installing a camera to catch people entering their pin merely increases profits, but is absolutely unnecessary. I once had my card compromised. I've never used physically used it, in fact, the card that got compromised is the card I use for Amazon purchases. It was just straight up brute forced; the entire thing, the card number, the security number on the back, and my pin. The whole thing. No skimmer necessary. Someone in Texas ended up with it, about a thousand miles away. I asked the fraud department guy on the phone how something like that can happen. He said they can just do that, just like that.

[@MadScientist267]

​@@danielduncan6806It's obvious neither you nor dude on the phone has a clue how things work.

[@havad3938]

Yes, i'm surprised it wasn't mentioned. thanks. I don't agree w/the person below, it would take time to figure out someone's # when they just rather stick w/the ones they know

[@bradf3654]

If you enter your pin wrong more than 3 times, many ATMs will keep the card. Also, it is better to focus on using ATMs that are inside a banks if possible.

[@georgibaykov]

instead of a camera, isn't it easier to put an identical keyboard on top? so any number entered will be recorded

[@roselynn816]

What's the point of having a camera on the ATM, if you don't watch it and make sure people aren't doing this?

[@hobbes7460]

Instead they have a camera above their head, nice hat. My bank has cameras pointing at the user’s face.

[@HarringJess]

Or put the cameras across from the ATM, too. More angles

[@Likeafoxow]

If you're gonna have people actively watching tape, you might as well replace all ATMs with actual bank tellers. ATMs save money for the banks. That is the real reason. Having the camera there is more a cover your @$$ implement.

[@loganq]

​@@LikeafoxowTell me you haven't heard about AI without telling me you haven't heard about AI.

[@Mike-su8si]

Maybe those aren't really cameras it might be a sensor

[@dono64]

When caught, there should be a minimum 10 year sentence!

[@user-ARK1547]

Life in prison or worse

[@r.m.3020]

When caught, they are permanently offline!

[@FloridaMan69.]

20 years and 50 Saudi lashes

[@xenostim]

grounded for life

[@Mr7141983]

In other countries, they will cut off your hand if you are stealing. This law needs to be in the USA.

[@AMERICANPATRIOT1945]

This is happening because the criminals are not punished with a ten year minimum sentence on a first offense, and the entities that make the skimmers and shimmers are not prosecuted and punished with at least ten years on a first offense.

[@ItsMefromSnuffys]

I like the way you think

[@bradf3654]

Agreed. Let these POS people go to jail with Bubba for 10 years, word will get out quick.

[@cj1645]

This is happening because they want to get rid of cash. They could put an end to this.

[@lindabuck2777]

Banks are at fault KNOWING what thieves do! They will not accept protection responsibility period ever! Facts. You MUST protect yourself any and every way possible. Gain KNOWLEDGE 🤨🤔

[@woopsserg]

It's happening because magnetic strip should have gone away 20-30 years ago. As long as this unsecure garbage is there, there won't be a lack of supply of people who wish to exploit it.

[@jonpark1980]

Banks must be mandatory to check their atms every few hours.

[@vuaeco]

Many people already fall victim within those "few hours". They should check it every few seconds.

[@jb6712]

Did-you-not-listen?---They-said-the-new-devices-are-VERY-DIFFICULT-TO-DETECT!!!!

[@PhrozenFox]

@@jb6712 Get a new keyboard they're like $10

[@tiamat_023]

🙄

[@NotEvenDeathCanSaveU]

Doesn't matter, they should just pay for it.. it was their device that got compromised, they can get the money back from the thief.

[@pheelingoode1646]

I'm so sick/ disgusted of an element in society trying to rip everyone else off.

[@merkcityboy834]

It’s everywhere I recently made a IG account damn near everyone I’ve interacted with is scamming like there’s no point .

[@chihirostargazer6573]

Wait until you hear what governments and corporations have been doing.

[@solarlight10]

Consequence of all this technology, and capitalism, it will only get worse

[@pheelingoode1646]

@@solarlight10 Not true. Does this crap go on in Japan.

[@alwaysyouramanda]

Banks probably love this-! Is just means more people are taking out loans-! Yknow why we’re not allowed to print money-? It makes money worth less-! So while you sit on your tiny pile and the government prints up more Willy-nilly, your pile actually loses its value. It’s like hanging on to that 5 cents you earned in 1928 thinking it would still be able to get you an entire wagon of fodder for the horses.. neigh.

[@overcomingnativeeagle4698]

Why in the hell are the banks not checking the atms daily or even random hourly? We should all just class action lawsuit for not protecting our finances ✅️

[@HarringJess]

Amen, but I think these people are doing it at night when the bank is closed and on Sunday. But I totally agree.

[@overcomingnativeeagle4698]

@@HarringJess Right, I wouldn't be surprised if that's exactly the case either. Its just frustrating in the year 2024 this is still allowed to even take place. Our taxed earnings should be safeguarded and anti theft measures better kept. Here's an old school idea💡 basic as well..Why not put a silent alarm to the local P.D. the instant the machine is being illegally tampered like it would only go of if something was purposely broken to access the card reader or foreign objects inserted..Hey why not an obnoxiously loud bull horn to really rattle the worthless bunch empowered to continue to steal from our accounts🤔 The world we live in today the darn thing will malfunction and scare the living daylights out of someone just trying to make a transaction..Seriously, why do we have to keep telling them how they should keep us safe?

[@Antonio-uw6ue]

Nobody cares about you money

[@Yokonato]

Because banks are insured, only the common folk get impacted, you can see when banks get robbed they shrug and get the money back. If you have a error and they take funds from your account they fight you for weeks and months over returning it to your account.

[@alexisalexander9037]

Quit using those stupid cards!

[@annehedonia156]

The two times I was scammed from an online purchase, it was from KZbin ads. One was to the tune of $200! I will never, ever click or buy from a YT ad again if they can't be bothered to check ad links. Edit: To clarify, I'm talking about the ads that YT interrupts with on videos, NOT the sponsorship ads of an individual channel.

[@lukesutton4135]

It's an intentional inside job. If you were a shop and had someone inside your shop robbing people before they came in, you would stop them. YT won't because they're getting paid to rob people. Be very careful who you support

[@annehedonia156]

@lukesutton4135 Thank you, Luke... I know, I figured that out, too, since both times it was an ad for a legitimate company and product, and the OG ads for those products were used, but the links were BS. I should have known when the price was too good to be true, but you're right... it's just YT making bank by any means possible.

[@MadScientist267]

Who clicks ads? 🤣

[@IM1deadMONEY]

​@@annehedonia156That's crazy! Which ad was it?

[@annehedonia156]

@IM1deadMONEY The one for $200 was for two really beautiful beehives from a company out of Australia, but they're normally about $300-400 each, and I should've known better when they were only $100 each, but I'm an idi0t, lol. I didn't get my money back from the bank because I waited too long to report it, thinking that they were shipping from Australia! Lmao, oh well.

[@jdog2345]

Banks need to be on top of these scams.

[@jb6712]

More-like-the-scammers-need-to-stop.---They-keep-coming-up-with-smarter-methods-of-theft,-whereas-the-banks-can-only-play-Catchup-after-the-fact.

[@lukesutton4135]

Oh they are, just not in the way you thought or hoped.

[@sergiolandz6056]

Banks are laughing their heads off is what they are doing. They will only start moving once people stop using their banks. But sadly, we need them dirty banks to do business. What a pathetic species we are.

[@robinperronjones5024]

The Banks are a 100% to blame, it’s their machine, the accounts are with the banks. They should reimburse all lost funds and allied costs.

[@goofballbiscuits3647]

Wrong-- ATMs are most largely implemented by independent ATM companies. These are the ones you see in casinos, nightclubs, gas stations, etc.

[@robinperronjones5024]

@@goofballbiscuits3647No correct, it does not matter who the bank subcontracts their machines from, the bank account holder uses a branded bank leased or purchased machine, the user’s first legal recourse is the bank, it’s a tool only.

[@Langhorstiness]

@@goofballbiscuits3647 Regardless whether bank or 3rd party ATM, if the machine is breached the customer is NOT liable for losses. The bank machine operator is responsible for reimbursing your losses. Yes, it's a hassle, but the customer won't be out any money. The reason why the companies don't check their machines daily/hourly, etc. and have live operators monitoring video feeds from millions of ATMs is due to the rarity of the theft and how much it would cost to prevent all losses.

[@jambreakfast4341]

Such ignorance.

[@robinperronjones5024]

@@jambreakfast4341Really!!! think about it

[@rfitzgerald2004]

ATM should have an internal camera at the slot, anything that's pushed in that isn't a card or isn't removed within an ongoing transaction should disable the machine and alert the bank.

[@BrookEBY22]

Wow, how long did it take you to figure that out. You would think they would have thought of that first.

[@AhJodie]

@rfitzgerald2004 That is such a simple and easy fix! I think you should figure out a way to get you a job doing this type of work and make yourself millions! Bravo! I am serious, your idea is so brilliant!

[@rfitzgerald2004]

@@BrookEBY22 was the first thing that came to mind when I saw this. Machines could use a card chute mate of wire mesh for visibility and have it monitored internally. Hell even something simple like a laser beam detector aligned with where the chip and mag stripe are located, anything that breaks that beam without a valid card being entered could disable the machine.

[@freedustin]

The machine will already eat your card if you leave it in there too long...make it eat anything else in there too. Make it always clear that entire area between transactions.

[@AmarisNWonderland]

​@@rfitzgerald2004 🔥 💯 🔥 👏👏👏

[@subrennaevans6504]

I was a victim of not skimmers or shimmers but my debit card info was compromised. The thieves used my information to try and purchase a plane ticket, something from Walmart in electronics and purchased a phone through T-mobile. The money was reimbursed and now I don't like using the ATM. I prefer to go inside the bank and I haven't been ordering too much online unless it's necessary. 😕😕😕😕😕

[@user-ii3cp7ot3s]

I’m keeping all my cash in shoebox lol.

[@user-in8qh3zf9d]

No one is going to steal ur $5

[@Omar_Zazzle]

I am glad that you don't really keep it where your mother told me where she saw you stick it.

[@CassidyPresley-rk3ei]

……….with NO……….Interest added.

[@cookiesandpie4837]

​@@user-in8qh3zf9d😂

[@NOWWECAN]

The fact that consumers have to worry about these things shows the integrity of our banking system. Those of us who have been scammed know how hard it is to get our money back.

[@Skwarek-wp8dc]

$$stolen by taxes and then by banks

[@randomstuff-qu7sh]

Is this even a scam? This sounds more like pure theft to me.

[@omgnowairly]

The banking system in the US is ahead of Japan but behind the rest of the world.

[@MikheilGhvinianidze]

Well getting cash back once it is you have been mugged it is harder then this. You may take the bank to the court and ask them to proof that you have withdrawn the cash.

[@mrmusiclover4178]

If ever.

[@seang6128]

Sounds like the liability is 100% the banks and ATM if any money is stolen. No customer should be responsible for equipment security breeches.

[@SRFDriver]

Yeah, after all of your checks bounce and your auto payments are declined. I cashed my first check made out to "Cash" yesterday. I'm done w/ATMs. Venmo and Zelle too. Welcome back to the 80s.

[@user-wg2vw3mz1v]

In other news, banks are devolving and finding new ways to save $$$ by cutting corners at their customer's risk...

[@PhrozenFox]

@@user-wg2vw3mz1v What costs more, replacing a lost $1000, or research and development into a new system and then rolling that system onto hundreds of ATMs per city across many countries?

[@yukari29890]

This happened to my husband last Friday! He withdrew money at the ATM at grocery store early morning.After that, someone used his card information and made some purchases on the same day. Our bank noticed the suspicious purchases and cleared them up.

[@TheKriptoker]

Simple fix. Make the slot only large enough for a card, so that if anything goes into the slot, it would prevent an actual credit card from entering the slot.

[@blacopsassassin2771]

Or have a device that's actually scanned to make sure it's an actual card, not some piece of shhiiitt metal scraped together.. what are we doing😂here

[@janedemaio6102]

Not only should there be jail timr, but, restitution and damages should be paid to the victims.

[@aarondunham3134]

He look like an undercover cop be careful people family or not they do bad shit for money 💯

[@LFetterman7903]

RESTITUTION?! These F--ing LOSERS PROBABLY DON’T HAVE JOBS!

[@Ethericrose]

Agreed, as ultimately, the bank or ATM company is at fault for not making the ATM fraud proof.

[@Itslavishbitch]

How do you pay restitution if you’re in jail as a slave ?

[@SummerSideOfLife]

Yes the Tap method allows a One time code issue for that transaction ONLY. People in the comments are saying walk in and see a teller for your cash. This is in fact the best method. However, seeing that the device was place inside the machine. I am not a lawyer. But I would say the Bank is responsible for maintaining the machines security.

[@RadioRich100]

Tap is no good either, they can read your card through your pocket. Just use only atms that are inside of a bank or store.

[@SummerSideOfLife]

RFID blocker sleeves work well in a wallet. One for each card. Test the card sleeve by making a transaction and leave the card in your wallet. Hold the wallet to the device see if it reads it. If no response then your good.

[@zpvnrt]

Many banks are now charging a service fee if you see a teller for most transactions. In fact, a few years back, I closed out an account from one such bank when they started charging a service fee for "at counter transactions."

[@zpvnrt]

@@SummerSideOfLife I have a wallet that has the RFID blocker built into it - no need for individual sleeves.

[@thomask4978]

And soon there might be no more arms around. And in the future the only way of paying is via DNA scan.

[@michellemathis8785]

I’m going back inside the bank or using the drive-thru to get cash when needed. This is just too much!

[@v-g-lant]

Chris Hansen now brings you how to catch a shimmerer 😅

[@evo666]

Came to look for comments like this 😂

[@azjoe_6310]

It's stunning how we have so many people with no moral compos.

[@skitsfrizel5875]

Think about the BORDER TODAY!

[@RedRumOnE]

You have no Idea how bad it really is out there.

[@Network126]

What's stunning is how many people work hard and contribute to society yet can't afford basics like proper housing... I'm homeless despite working and not doing drugs. Society is broken.

[@azjoe_6310]

@@Network126 You are so right. I am glad I have a house--I don't know how most starting out or only earning what used to be a decent living can survive. I hope it gets better for you.

[@scandicdream]

@@Network126That’s really sad. Can’t you find somewhere to rent? While you save up to get a loan for a home?

[@DavidVCastro]

I learned this from my daughter, who worked for a credit union. Have a regular checking account that you keep with a low balance, and then a second checking account that isn't attached to the debit card. This limits how much can be stolen from you. You can move between checking accounts without those "too many transactions in a month" fees that moving between a savings account and a checking account cause.

[@Donna_BD1]

💯 FACTS

[@ReptilianXHologram]

Wait what? Have a second checking account that isn’t attached to a debit card? I didn’t know you could do that.

[@pieceofpeace35]

​@@ReptilianXHologramYeah like PNC's virtual wallet for example. It's 2 checking accounts and a savings account

[@Bandaid17]

I only get $ by adding it to my grocery bill at the store as change back. That way I don’t use any atm. For large amounts I go inside the bank.

[@odellfromdassipp]

FREE GAME First of all....stop overdraft privileges from regular checking to keep from paying them stupid fees. Then get a free checking account that can only be drafted out of by the banking app or from inside the bank. No debit card linked to it so it can't be hacked. When shopping, put what you are spending or about to spend in your regular checking from the free checking account via your banking app. If your card gets hacked they only get the money in your regular checking and not the free checking account. I keep a few dollars in there after each purchase for miscellaneous crap but if you skim me, you only getting 10 - 20 bucks. You can use the free checking account as a savings account. Been doing this for years with NO issues here. If payment is declined, log into your banking app and transfer money into the regular checking from the free checking to finish your purchase. No overdraft fees to deal with, savings you more money. Also don't pay for gas at the pump, go inside to pay. And try not to get gas from just anywhere. That will limit skimming and bad fuel.

[@MS-mn5uz]

That line must be long at the Gates Of Hell!!! Damn, people are just running to the entrance to meet that evil one!!! 😂😂😂😂 As if its the newest club on the planet. They serving brimstone and fire on a hot plate yall!!!!

[@danielduncan6806]

Fun fact: There are no purely evil people, and there are no purely good people. The truth is, humans are dynamic beings, capable of doing both good and bad. You are no innocent angel yourself. But I shouldn't have to tell you that... Long line at the gates of hell, indeed.

[@johnoberg5084]

I hear the lines at the confessional aren’t long at all. Might be worth the wait and do your soul some good.

[@1or2there]

Hardly a fact @ all, its ur own disilusn for lak of genuin biblicl faith . . .

[@bikersoncall]

At the end he says try tapping instead of inserting your card. There are videos on the 'tapping' scams too. The scammer fills the card insert with glue, waits for customers, then tells them to tap instead, since the atm won't take their card. Then the scammer sounds helpful as they suggest to the customer that they tap, so the cust does, and often forgets to LOG OUT, the scammer steps up after cust leaves and starts withdrawing funds from the account.

[@TheBaumcm]

That is why most decent banks have a screen that reverts to the beginning. It is also why you should just go elsewhere if someone is right next to you.

[@bikersoncall]

@@TheBaumcm I bank at Chase, its the only one within 10 or 15 miles, only one ATM lol. They also have a 2'' mirror that is more like a piece of aluminum foil, and it is down low and angled so it is no use to anyone... :facepalm:

[@JulianaBlewett]

Imagine what they could do if they put that creativity towards the benefit of mankind instead of their own infernal greed.

[@anitaanderson2871]

That's what I always try to do, but my husband and daughters seem addicted to atms. Plus, you have to !aka sure you LOG OUT after you're done with your transaction, as there is a way to take money out of your account if you don't.

[@davidwholly5209]

Exactly what I was thinking.

[@1981menso]

Capitalism is BUILT on greed.

[@thedude3189]

The evil pedo bank owners or the struggling guy showing us how easy it is to get ripped because they keep downgrading card security. TAP / CHIP is the worst cards and easiest to hack.

[@soursopmcgee8682]

"infernal greed" you coined it perfectly

[@BUILDanAMERICAthatputPEOPLE1st]

It is the responsibility of the banks to ensure that their ATM machines are safe and in proper working condition for customers. The bank should be liable not the customer.

[@julieturcios41]

The banks need to install doorcams that say, "Hello, you are being recorded live."😡

[@TaDarling1]

The video says it's safer to tap your card instead of inserting it and I can see how that might work for purchases but what ATMs allow you to tap your card to withdraw money rather than inserting your card?

[@TheBaumcm]

Most have an option. You can even use the card in your digital wallet.

[@daffyduckling6958]

If I catch somebody doing this at any ATM they will permanently lose the ability to use their hands. Because they won't have them anymore!👿

[@josephloughrey3434]

NEVER use an ATM that is in an open public area. Go to a bank lobby. Use a bank who will make good if scammed.

[@Megane-xo8hk]

your way of explaining is so soothing and easy to follow!

[@NatureIsMagic13]

This is why my husband pays everything with cash. He doesn't even own a card.

[@willmorrisusa]

The Prosecutors & Judges aren't giving any or enough time in Prison ! Letting these Thieves off on Probation or less ! Give them at least 5 years or more & More time if done again.

[@davehopping7212]

Islamic law provides that the first time a thief is judged guilty, he loses his non-dominant hand. Next time he loses the other one. I'm reminded of the very old folk wisdom that "your enemy is your teacher".

[@willmorrisusa]

@@davehopping7212 Ya, No.... I don't believe in lopping off hands- but an incremental increase in time in Prison. Especially with 2nd & 3rd or more Convictions.

[@willmorrisusa]

@@davehopping7212 Stealing violates one of the Commandments & shows hatred for Neighbor & one's self.

[@colorbugoriginals4457]

@@willmorrisusanot necessarily. they could be indifferent. they could be oblivious, if they were raised badly and sheltered. they could be mentally stunted and not truly comprehend the complexity of consequences from what feels like a small infraction like stealing something worthless. assuming every human act that has bad consequences must be about one single thing is very close-minded. 🤷

[@davehopping7212]

@@willmorrisusa Indeed. That raises a rather philosophical question... Do we wait for Divine Judgement to deal with those who break a Commandment and in so doing harm another person? The existence of law enforcement would seem to indicate that popular opinion favors some sort of protection here on Earth, regardless of the outcome of posthumous Divine Judgement.

[@col.callan7961]

That is why you need to go into the bank ,see a teller and get your cash. That way the teller keep her job, the bank don’t make so much money and you can relax about not getting defrauded.

[@Patrick-yh5yd]

My teller does not know how to count.

[@f4ll3nzr0]

Unfortunately you have to be careful of tellers. Recent news of a senior lady that had $180,000 stolen from her account leaving her $1.50. Same teller she trusted with Frost Bank was milking her account.

[@K.Spade7902]

​@@f4ll3nzr0 What is the world coming to?

[@K.Spade7902]

​@@Patrick-yh5yd How do they even have that job? Short staffed, probably

[@rennmaxbeta]

They are closing bank branches and ATMs all over the country here

[@heavymetal1069]

The sad thing is the real frauds inside the bank. 😢

[@theronwolf3296]

I'm not sure about wireless 'tapping' as an alternative. I had a charge captured because my wallet was too close to the sensor while I was getting cash out. When I found out about it later, the coffee shop manager could see what happened and credited me. The problem is, if it's possible snag charges out of the air without you even knowing, a scammer could do the same thing quietly in the background.

[@hammerdragon4321]

They should upgrade the ATM that would alert them when unauthorized technology is installed

[@BatkoNashBandera774]

you be smoking that good crack.

[@karicewillis]

That's a smart idea! 💡🤔

[@jaybee2337]

Yes, I’m surprised they don’t already have something like this!

[@danram247]

Can't be too careful these days...I always go inside the bank to get cash out. The tellers inside tell me..."You know you could just use the ATM outside" I'm like nah I'm good in here...lol. And they also have an ATM machine inside too so that's a plus.

[@nccamsc]

The security expert with the huge gold chain looks like a Soprano crew member.

[@Ferocious_Fairy]

*THANK YOU* for alerting us to this latest fraud tactic!!! I always prefered to insert the chip on my credit card and thought it was more secure than tapping it, but now I know better and will tap it instead. Thanks!!!

[@XRocket2009]

The bank can send an otp code to the owners phone and ask the one who withdraw money to enter it to the atm machine to authorize the atm withdrawal.

[@Cadillaclife2023]

This is actually a great idea!

[@kimberlygarrish205]

I would be onboard with this option.

[@scotts1668]

All good till u lose ur phone and are also using that as a key for ur car and are trying to get money gor a taxi to get home to ur kids and stuck in the cold.

[@Flexin010]

Wells Fargo got rid of it.

[@XRocket2009]

@@scotts1668 You can go home in the taxi and pay him when you are there. You don't have to pay upfront to a taxi. I'm pretty sure most people are gonna like my idea except scammers.

[@mrshifter8220]

Best way to avoid this activity....do like me, I don't use an ATM period!

[@emp0rizzle]

This. but you realize there are dumb people who have zero clue how electronics work so they think an ATM is safer than using the bank app for transaction.

[@laradavenport903]

This is the reason I never do so.

[@susiecam1033]

Or be broke!

[@mrshifter8220]

@@susiecam1033 good one....true beans though....lol

[@clairandrews2446]

This was really educational. Thank you!

[@dieseldragon6756]

Personally, this is why I always check that the keypad isn't an overlay device and then cover it with my off-hand while inputting my PIN. That way - Even if a skimmer clones my card details - They don't have the PIN to go with it, confining their options to online fraud only. And with certain security measures I take over use of my card online, that attempted fraud would raise an automatic card stop in 99% of cases. 👍 Thanks Boston 25 for posting this! If it's present in the US now it probably won't be too long til this becomes a thing on UK ATMs, too. ⚠

[@hhch2]

Always go inside the bank and withdraw money from a teller.

[@AthleticHobo-br4qh]

Tellers can't always be trusted either... smh

[@shadowbanned5164]

Just open a second account that isnt accessible by card and keep your money in that account...Transfer over money to the card account when you are ready to purchase something.

[@atyourbest5385]

@@AthleticHobo-br4qh And eating too much spinach is bad for you too...jesus christ why do people always find a problem with everything. What in life is 100%?

[@evalangley3985]

Welcome to the 19th century...

[@makosmith5834]

I've never use. ATM. Too scary now adays. I drive to bank Wait in long line. Safe way to get cash.

[@mihaeladog7187]

My home security camera is better than the ATM cameras 😂

[@randomstuff-qu7sh]

Sounds like one other countermeasure is to shield the view when you’re typing in your PIN. If they’re relying on cameras to catch it, blocking the view may keep the camera from seeing it.

[@harryjones12]

Why banks do not have their staffs or securities check ATM once or twice a day ?

[@f4ll3nzr0]

Branch employees rather the thieves steal from the ATM than coming inside to rob the bank.

[@HarringJess]

The skimmers are doing this on weekends and at night

[@CavemanRage]

low key its prob the employees putting them on lol

[@Milkmans_Son]

They do, but these things are new.

[@PackBjammin]

Because banks are run by accountants that are continually looking to cut costs.

[@bf-696]

Tapping your card brings its own unique set of scamming possibilities.

[@solarwind907]

Namely? Please explain

[@ramonareinhold8424]

You can disable the tapping function in your bankapp.

[@solarwind907]

Must be pretty darn rare Since no one knows what they are.

[@Pppp-yf4lj]

@@solarwind907 I believe they are referring to NFC hacking. The contactless feature is ripe for abuse and not limited to credit cards, same flaws are found in RFID systems.

[@user-dy2lw9xq3y]

Great information…. Thanks!!

[@paulmoffat9306]

I never use an ATM, and I get cash at my bank when making my deposit at a teller. My debit, credit cards are protected in my wallet with anti RFI shielding. When traveling, I pay cash at the pump, and when buying food.

[@Deribinkle]

We gave up on debit cards years ago. Credit cards are a bit simpler to retrieve funds. Secondly, plan ahead; don't use ATM's unless it is an emergency.

[@shadowbanned5164]

I still use my debit card I just keep my savings in an account that doesnt have card access...A simple transfer of funds when I want to use the card

[@SmokinBuddha]

"The punishment for committing a crime in the United States is very lenient, which is why there seems to be an increase in crime rates. Recently, I was discussing this issue with a friend who lives in another country. I asked him why nobody is stealing in his country, to which he replied that the punishment for getting caught there is severe, and involves having your hands cut off."

[@jessica3218]

Well this needs to start in the US cause it’s really getting bad bad.. people just doing whatever they want these days and there is no tough consequences

[@monkeyking-self-proclaimed7050]

I once saw a video of this is Africa. Two people holding the hand and one doing the sawing.

[@gta4everrr]

I have a debit card and checking account that I specifically use for ATM withdrawals. It's really convenient because there are no minimum balance requirements or miscellaneous fees. Whenever I need to make a withdrawal, I transfer exactly how much I need into that account, then clear it out at the ATM. That way, even if the card gets compromised, it's useless.

[@ConnieWilsonbricks101]

You should always press clear after you use your debit and credit cards.

[@user-ul7pi1eq1g]

Blows my mind how some one struggling could steal from another struggling person

[@shadowbanned5164]

They are called parasites.

[@mlbrooks4066]

Who said the thieves are struggling? They probably have plenty of money. Just because you have money, it doesn't mean you don't want more and have no ethics so you don't care how you get it.

[@robertdecuir5748]

What makes you think that thief is struggling?

[@guyfawkes7999]

You must be new here...

[@johnpeter4184]

Your card will have a tighter fit with a shimmer instaled. I do teller withdrawals. Keep your cards locked when not in use. Check accounts everyday.

[@HarringJess]

Yup! I check account 2x per day

[@Request_2_PANic]

What I'd suggest is to have the bank check your location from your phone and compare to where the transaction took place, and/or compare with the location of previous and recent transactions to check how possible it would be to get there within that time frame. If they don't match up, it doesn't go through.

[@billparks7368]

I always check the slot of an ATM or a gas pump. Look inside or jiggle the area around it to see if everything is secure or anything sounds loose or is rattling. If your card doesn't go in smoothly that may also be a sign that something else is in there.

[@grafito4438]

No, tapping won't help you in some cases. Some atms allow the screen to stay open after giving money, unless you choose to close it yourself when using the tapping feature. That allows someone behind you to use your account. Maybe just minimize the amount that is accessible on that card, and only transfer what you need to withdraw that day.

[@HarringJess]

Not always. I do drive up for most of my ATMs and caught TWO ppl who were standing at the ATM drive-up as opposed to the one inside right next to the drive-up. I snap their photos and license plate and tell them they're being reported in case they were scamming. I told them how they could have driven up or gone to the ATM right there, this is for DRIVE UP!

[@rncine]

Also if you pay for an item and they ask you if you want the receipt, say YES. There is a wealth of info on that receipt, employees and managers steal that info.

[@smike9884]

It's very easy for employees to re-print the receipt. Just a click of a button.

[@ankles632]

Would it be possible to add fingerprint scanners to the ATM. Preferably 1 that also needs to detect a pulse so someone's finger isn't clipped.

[@caroline9565]

I stopped using debit checking cards after being compromised twice and no it is not rare!! Still I have alerts on everything including fraud alerts year round in the event someone tries to open any credit accounts.

[@user-id3bg3kc3l]

I´ve avoided ATMs like the plague... but if i do need to use it, I always cover my typing hand with my left hand over the right. It became a habit.

[@Raj.TheOne]

I am a Software Engineer and I have always been wondering why banks are not using the finger prints within the debit/cards to validate the actual users? Finger prints are being used to open your mobile phones so why don’t we integrate it with the debit/credit cards?

[@user-vx7vi3vq1c]

Because as people age, their fingerprints are less pronounced.

[@Maksim-lz3og]

first at all this is sensitive data, that has to be collected, and processed, and very inconvenient to setup, simple 2 factor auth will solve all that mess, everybody has a phone

[@TheoneGodfather]

@@Maksim-lz3ogUnless you’ve been sim swapped.

[@hobbes7460]

@@Maksim-lz3ogI don’t have a phone

[@MrStaybrown]

People are afraid of fingerprints..it could be used to cross reference crimes.🤣

[@Evelyn-fk5kh]

Thanks for the info

[@user-ou5et3fo3z]

I don’t use my card at ATM I receive a random pin and another long code sent by my bank each time i use ATM via registered phone. Each withdrawal is a different pin and long code. I never use my personal pin and card. Don’t know if other countries have similar.

[@MikheilGhvinianidze]

This is nothing new. This type of attacks had been happening for decades. There are no evidence that the chips have been compromised. However the issue is our cards still have Magnetic strips for backward compatibility which is completely unsecured, and that is what is being captured, and exploited. Ways to protect yourself. Make sure the Pin Pad doesn't have overlay on the top, and cover your pin pad with your other hand when entering pin code. To go one step forward. you may with the Razer completely destroy the Magnetic stripe, Although this will remove backward compatibility, and at some locations like FedEx you will have problem making purchases.

[@gi4dtv230]

There's a different style of ATM where the machine swallows the card and I believe it would stop this type of hack.

[@EmeraldHill-vo1cs]

Yes, you'd think it would choke. ha.

[@deedewockenfuss3889]

Let me make something VERY CLEAR! It is the bank’s RESPONSIBILITY to protect my money. If I get scammed, it is because the BANK has not protected its customers. If I have to pay a 3rd party to ‘protect’ my money from bank errors, then there is NO REASON to put money in the bank. Quite frankly, banks are no longer a safe place for consumer money. I’d like to see a start up that protects us from scammers and we NEVER have to worry about our money being stolen.

[@rummy98]

I still buy with a card for online retail and to pay my monthly bills but deal in mostly cash now and never visit an atm. I've been doing that for over fifteen years. Yes, maybe I'm more exposed carrying large amounts of cash on me but it's not the only thing I'm carrying.

[@bankergeorge]

After each use, whether i tap or insert my bank card, i go inside the banking app and lock my card

[@f4ll3nzr0]

You know an instant text asking did you make this transaction requiring confirmation might not be a bad idea. But I also know that is a tactic for fraud but they usually call after or have you call.

[@HarringJess]

@@f4ll3nzr0 I have that set up. They always flag unusual transacs

[@lauriepolden6594]

How are these people getting access to these ATMs? It looks like they’re walking right up to them. There should be an issue with this. Why is the bank not checking their surveillance every night this is on the bank or the ATM holders or whoever they need to check their surveillance every night for suspicious activity at their ATMs… I do not think people should be held accountable when the banks can do something about this check surveillance every day to make sure there’s no suspicious activity going on. How is that so hard

[@matchstickdesignco]

"How are these people getting access to these ATMs? It looks like they’re walking right up to them." That's sort of the entire point of an ATM -- to walk right up to it and withdraw your cash. And as far as banks checking surveillance every day for suspicious activity. . . do you really expect a bank to pay someone to sit at a computer just looking through video footage all day long?

[@emp0rizzle]

@@matchstickdesignco Yes, they really expect someone to be sitting at the computer and watching the video all day long. They're that dumb.

[@user-js6we3vr2h]

Atm maxhines give dangerous thoughts because quickness in vechical at a drive thru bankers area it is world wise worse for those without a car, the walkers loose out by the real live possibilities of theft by window. Camera action after the a crine by card is absolutely crazied and seldomly appreciated is only the few unseen and the bankers rights are uploaded pictures after the fact.ĝive it some time whereas this phase of unseen or taught vy tge bank authorized employ to be ones that warn verbally of card failure to state so is within govermental riggts to cease the card actions and therefore still arrestable whereas in the 24 th centurically ahould have a no way in away or form tl be abke to be used within any thieves knowledge. Claims ; they are so long to be paid out 6:27😮

[@yahoo547]

So who are those Cyber Security Expert? No such thing as EXPERT.😂😂😂

[@mr.pizzamarlon]

I just got my first tappy yesterday. So glad to after watching this.

[@Saitohx]

Lmao, I like that last advise, "tap your card" but forgot to mention, to log out after your done(which is an unusual routine). If you forget to log out the next person may also get a shopping spree courtesy of your bank account.

[@suziecreamcheese211]

How do you log out?

[@Zhcwu]

It times out within a minute, I've tried it to see what happens also once you finished a transaction it asks for pin again so the person behind you will have to time it right and know your pin.

[@Dylan-xx2tk]

Most times though, in order to "log out", you need to take your card with you. Otherwise your card will stay in the machine.

[@margeschroeder8519]

And this is why if I do need money from my bank or something I actually get out of my car and go inside

[@frankcaggiano8282]

"The banks can't even tell"... Yeah, I'm sure. Convenient excuse when people demand their stolen money back. "Sorry bro, we didn't know! It's not our fault, they're just too clever for us :c"

[@thegoodrevbadandyarr4272]

Yeah, was just watching a video the other day about people getting burned with tapping because the bank didnt log them out automatically after the transaction finished. Scammer would glue the mag stripe reader shut, and stand there and inform people they had to tap, then when they left, pull all the cash they could.

[@pvt.2426]

Wouldn't it be helpful to capture the face of the Perp who's installing the skimmer / shimmer at the ATM? An 'overhead' camera viewpoint wasn't very useful, as shown in this surveillance video. A motion-activated camera should record at eye-level and the ATM should refuse to operate, if the face is hidden. The original 'card-reading device' should be shielded (to prevent the skimmer / shimmer access), until an unique identifying number (SSN or phone #) is entered on the key pad.

[@HarringJess]

AMEN! That's my contention - better camera angles

[@stevebacasr]

@@HarringJessThey have more cameras than what is shown.

[@amechealle5918]

Oh, come on I’m pretty sure that there’s somebody behind the scenes at the ATM companies that make these stupid machines and as soon as they come up with new tech to guard against these thieves, whoever is working, there gives the New theft guard information to the thieves. You’re always right in step with the new information.

[@artp3623]

Thanks for the reporting

[@spacergomez]

My bank allows me to have my account separate from the money in my card, so whenever I'm gonna buy or take money from the atm, I just use the aoo and put the set amount I need and once I use that set amount it goes to zero til I decide to refil it again. It makes me feel safer and sleep better at night.

[@jerrid1816]

There are card tapping frauds as well. The issue with the tapping is the person must make sure to logout before walking away.

[@Aaron_Voltz]

I've heard news about the NFC type of "skimming \ shimming" device that intercepts the NFC signal from a credit \ debit card or cellphone. It was about 10 years ago now.

[@BlownMacTruck]

Capturing NFC info is useless as it’s based on a one time key hash. That’s why you should ALWAYS use taps and contactless for transactions.

[@emp0rizzle]

@@BlownMacTruck yup but these ludites are scared AF of technology because they don't understand how it works so they feel the need to have paper bills touch their hands. Just look at the comments to see how dumb the average person is. It's no wonder these things are proliferating.

[@bzdavid123]

It’s been around about 20 years at least. Even inside the banks I always check ATM I do my transactions. And I never use my own account card anywhere except my bank. Some time I would use my credit card in big stores and never ever in 7-11 or any liquor store

[@sknygames]

What about wristbands or rings that can be used in place of card chips. Tap the ring or wristband, then use a choice of Face ID, Touch ID or Voice recognition to confirm it's you

[@grahamcroucher5251]

I am super sensitive when using an ATM. I always make sure no one is close by (to either see my pin, or grab my card/cash and run) and have a good look for any cameras or anything unusual. I always cover the keypad with my other hand and make several false key presses just to make sure. I've never been a victim yet; I guess my paranoia and vigilance has paid off!

[@michaelyates5976]

Certain gangs watch you draw cash from a distance, follow you then.......

[@joewoodchuck3824]

There should also be an effort at keeping these from even being made and sold.

[@brandonburgett2925]

china

[@viperdemonz-jenkins]

only way is made in America only and no importing anything.

[@luifranco1457]

Additional tip: Cover your hand while inputting your pin number (pretend there’s a camera right to the side of the pin pad) if you must insert your debit/cc cards anywhere

[@Andi-de3lv]

Scary!😮 It is getting harder and harder to protect yourself. Beware and protect yourself.

[@hollywood4061]

ITS THE BANKS RESPONSIBILITY TO KEEP THEIR CUSTOMERS ACCOUNTS SAFE. AND THE BANKS SHOULD BE OBLIGATED TO REFUND ALL MONEY LOSSES FROM ATM SCAMMERS.

[@rl9808]

Go inside and withdraw from teller. Plan way ahead.

[@guanacocruz765]

I seen one guy did that at an ATM in Dallas Texas and I called the police and was told to call 911 on him but in 10 minutes they'll never showed up and the guy wnd up leaving after he make sure he had enough cards hacked

[@cutpaperpaste]

We gotta let our city council know about this. Good report new team. Thanks

[@SKF358]

You don't really explain how this is done or the way it works. For example, how did that camera pinhole get there, and how did the camera get in there? How is the chip "read?"

[@chrisl4999]

They didn’t even tell people how to identify them. Literally nothing of use in the story.

[@bearprower]

The scammers aren't using the CHIP they are reading an using the MAG strip like they have for years.