SURVIVING On 13,000 In DELHI| Fix Your Finance Ep. 77

  Рет қаралды 79,443

Anshuman Sharma

Anshuman Sharma

Күн бұрын

Пікірлер: 645
@arnavamiya
@arnavamiya 3 ай бұрын
If a person is not ashamed to take loan from some stranger and ashamed of taking loan from their parents then he needs to fix his relationship with his parents.
@bhagatsingh6308
@bhagatsingh6308 3 ай бұрын
well said ..
@rameshsharma8087
@rameshsharma8087 Күн бұрын
Seriously correct .. Not stranger, but an evil enemy
@akshattiwari5244
@akshattiwari5244 4 ай бұрын
sometimes people just create problems to prove that they have worked hard in their life. :)
@iChiranjitDas
@iChiranjitDas 4 ай бұрын
Soo true !!
@swapnilphadnis91
@swapnilphadnis91 3 ай бұрын
Trueee
@siddhantdixit98
@siddhantdixit98 3 ай бұрын
So underrated comment 🫡
@umeshmalhotra4617
@umeshmalhotra4617 4 ай бұрын
He is ashamed to take help from parents as if he has done some crime. But the reality is that he is being clearly harassed by the lender. 12 % per month comes out to be whooping 289% per year. This should definitely be illegal. Highest personal loan interest rate set by RBI is 18%, unless agreed by the borrower. In case of dispute in a court, the borrower would only be required to pay at 18% (and not 289%). By this rate, he will only be paying interest of this loan for all his life. He doesn't need help in getting his finance fixed. He needs a lawyer. Someone needs to tell him that he has rights.
@gnes04
@gnes04 4 ай бұрын
But he has agreed to it that's the problem. Government can't bail you out of stupidity
@rohitsoni9325
@rohitsoni9325 4 ай бұрын
You only said, unless agreed by the borrower. Here, borowwer is educated and stupid so government or courts won't help him.
@RiyalBANDA
@RiyalBANDA 4 ай бұрын
Why is he giving the vibe that he has taken the loan from his own father lmao! 🤣
@NishantShyamGoutam
@NishantShyamGoutam 3 ай бұрын
Absolutely. He needs a lawyer immediately. He should reveal his financial condition to his family right now.
@VishnuAnilkumar1
@VishnuAnilkumar1 3 ай бұрын
​@@gnes04no, having extremely high interest rate on loans is illegal. He might be able to charge higher than a bank, bcus he is taking additional risk. But he can't charge extremely high interest.
@itiswhatitis754
@itiswhatitis754 4 ай бұрын
First time in 77 episodes Anshuman hasn’t said to take a life and health insurance 😂
@Nmx7428
@Nmx7428 3 ай бұрын
😂😂😂😂
@SaferRoadsforIndia
@SaferRoadsforIndia 3 ай бұрын
🤣🤣🤣🤣🤣
@vaibhavthakur1875
@vaibhavthakur1875 3 ай бұрын
🤣🤣🤣🤣🤣🤣
@krdeepak_7
@krdeepak_7 2 ай бұрын
Bhai ye banda pehle hi itne bade trap me fasa hai pehle isko trap se niklana hai fir life health ka sochega...😢😢😢
@fnln5541
@fnln5541 2 ай бұрын
😂😂😂😂😂😂😂
@skmillionaire333
@skmillionaire333 4 ай бұрын
His tshirt says born to inspire but he's actually born to pay interest
@umangmalhotra1222
@umangmalhotra1222 4 ай бұрын
🤣🤣
@YPSS-UTube
@YPSS-UTube 4 ай бұрын
😂😂😂
@nakulgaurr
@nakulgaurr 4 ай бұрын
@sak7680
@sak7680 4 ай бұрын
Lol
@AAMIRSUHAILSHAIK
@AAMIRSUHAILSHAIK 3 ай бұрын
Hahaha lajawaab
@sw9038
@sw9038 4 ай бұрын
Dimag fat gaya mera 🤯🤯🤯 Fix your finance nahi, Fix your thinking chahiye is bande ke liye
@AnirudhKanabar
@AnirudhKanabar 4 ай бұрын
True
@nikhil23911
@nikhil23911 4 ай бұрын
i wonder how he is running his business, he is only devaluing himself for his stupid thinking of taking this loan and publicly saying ki I fucked up
@cricky7835
@cricky7835 3 ай бұрын
Broo seriously fatgya mera bhi
@kknandan143
@kknandan143 2 ай бұрын
Sara farzi baat bol raha ....
@Thediplomatic_AI
@Thediplomatic_AI Ай бұрын
I think this person is just overconfident for itself that he isn't bow down and paying loans
@shashankmahajan95
@shashankmahajan95 4 ай бұрын
Anshuman is not just a finance adviser. He is a life advice. Kudos to you bhai.
@BigbossTRPYT
@BigbossTRPYT 4 ай бұрын
Gggd dashed tf
@TechnoAnkitIndore
@TechnoAnkitIndore 4 ай бұрын
Kudos to the courage of Piyush coming on camera and admitting the mistake done by taking loan on such exorbitant rate, if you cannot support him then atleast do not distress him. Hope he will pay off 12% monthly debt asap and wishing him much more success!
@maniyamihir4177
@maniyamihir4177 4 ай бұрын
Ghanta buddy😂 courage my @ss. he can do fix your finance episode on his mistake but can't talk to his parents about this. There is very big parents-child relationship problem. That's why we say that be friends with your child so that they can share things with you. I hope you understand that.
@Sushantshrivastav
@Sushantshrivastav 4 ай бұрын
Basic maths bhi kch hota h i think 😢
@Prplnpeach
@Prplnpeach 4 ай бұрын
He paid 16 lakh interest on 4 lakh loan😮😮This is an example of how some people may take advantage of your situation and little financial knowledge.
@sarthakrocks95
@sarthakrocks95 4 ай бұрын
Stock se zyada return to iss bande ko loan dene se milega
@sonymathew3697
@sonymathew3697 4 ай бұрын
😂
@YPSS-UTube
@YPSS-UTube 4 ай бұрын
😂😂
@anuradhapalase3658
@anuradhapalase3658 3 ай бұрын
That guy very much profitable 😂😂
@Ashish-wl8hk
@Ashish-wl8hk 4 ай бұрын
He doesn't need fix the finance. He needs fix his mind
@SABYASACHISEN786
@SABYASACHISEN786 4 ай бұрын
This guy is not telling the whole story. Its unbelievable that a guy studying MBA took a loan @12% per month.
@anshumanfinance
@anshumanfinance 4 ай бұрын
Most MBA and other finance programs do not include personal finance in their curricula. In my humble opinion, structures of most courses are optimised to prepare individuals for employment rather than for self-sufficiency.
@Change_makers_
@Change_makers_ 4 ай бұрын
@anshuman Still it is hard to believe that basic math is lacking here and loan was not for any emergency… did you verify his signed document or the business details… at this point it really seem over exaggerated...
@rishiraj5292
@rishiraj5292 4 ай бұрын
​@@anshumanfinance you learn about interest rates in class 6. If you somehow don't know about it after college, it's on you. I hate this attitude of people blaming education system for all their problems and not taking any accountability. The only fault of our education system is accepting people who don't understand interest rates in their MBA curriculum.
@let.tanishqcook
@let.tanishqcook Ай бұрын
Bhai Jo bhi bolo education in India is a scam. mba can’t do arithmetic or doesn’t know how loans and interest works or go to nbfc for loan😅
@KT_With_Sagar.S
@KT_With_Sagar.S 4 ай бұрын
This is the best example of why you should not being modern sometimes This thought process of not taking help from parents in such situations leads you to these kinds of situations.
@rijuchatterji9521
@rijuchatterji9521 4 ай бұрын
1. Get a haircut. 2. Go to pappa and ask for help.
@logicsandtrolls3616
@logicsandtrolls3616 4 ай бұрын
abey iska baap isko disown kar dega. itna chu launda mera nahi ho sakta bol ke
@vidhiagarwal154
@vidhiagarwal154 4 ай бұрын
Agree! This guy seems under-confident because he didn’t do CA. But this is now being dragged for 4 years which now seems arrogance.
@vidhiagarwal154
@vidhiagarwal154 4 ай бұрын
Although Anshuman gave very good advice
@rijuchatterji9521
@rijuchatterji9521 4 ай бұрын
@@vidhiagarwal154 True. I had to replay that part just to make sure he said 12% per month and not year.
@rijuchatterji9521
@rijuchatterji9521 4 ай бұрын
@@vidhiagarwal154 Absolutely. Taking even a costly loan to repay the 4L made sense.
@subhasharyavlogs
@subhasharyavlogs 4 ай бұрын
Ye dekh ke Muze Tension Ho Gyi Bhai ke liye 🥺
@shivsaroj02
@shivsaroj02 3 ай бұрын
True😂
@gyansimplified6025
@gyansimplified6025 4 ай бұрын
He need to study 10 standard , not MBA , if he can't do this simple maths
@abhishekgupta7185
@abhishekgupta7185 4 ай бұрын
😂 Shi 12wai pass ke pas bhi itta dimag hoga Actually he trapped in typical gurgaon lifestyle 😂
@raka840
@raka840 3 ай бұрын
Bhai ye pagal bana rha h..sabko aur tum ban rhe ho
@unknownshorts3999
@unknownshorts3999 2 ай бұрын
@@raka840 bhai real bhi hoskta h mere dost ne bhi 20% per month interest pr lerkha h but uska amount 20k hi h but usne abhi tak apna principal amount interest ki form me dechuka h aur. abhi bhi de hi rha h
@mohammedumar6751
@mohammedumar6751 4 ай бұрын
Bro sold tv to buy remote 😂
@Bilcat
@Bilcat 3 ай бұрын
😂 😭
@eldonfernandes8069
@eldonfernandes8069 2 ай бұрын
😂😂😂🤣
@Lufimusicindia
@Lufimusicindia 2 ай бұрын
😂😂
@26herbs47
@26herbs47 2 ай бұрын
Then he couldn't sell the remote. They took away the remote and left him with the battery so he has just enough to recharge monthly set top box.
@surajsharmawrld
@surajsharmawrld 2 ай бұрын
🤣🤣🤣😂
@Medicineknowledgefor
@Medicineknowledgefor 4 ай бұрын
I tell you he took money from all the banks, parents, friends jab sab ne paisa dena band kiya to ye 10% per month wala loan uthaya. He is lying everything.
@UERahul
@UERahul 4 ай бұрын
True! He is a con artist!
@Fake_secularism
@Fake_secularism 4 ай бұрын
Yes, I also think he is going to be a very big fraud.
@templogical3095
@templogical3095 4 ай бұрын
Agree
@SproutShortsReaction
@SproutShortsReaction 3 ай бұрын
Yeah agreed he's gay
@BharathkumarYadav143
@BharathkumarYadav143 3 ай бұрын
Yes, even Nbfc also give loans to the people who have low cibil and he did not tried that and saying he is paying 40k intrest to make the lender to live Peace clearly he hiding something
@bollyboss4628
@bollyboss4628 4 ай бұрын
Please make these type of videos, we don't need videos on some guy/couple making 50-70L these videos are much more relatable
@kvsk002
@kvsk002 4 ай бұрын
10% interest per month… 😂😅😂 bro you should visit psychologist. You are ready to pay lakhs of rupees to some random person but you can’t ask money from your parents 😂 they are actually paying for ur mba. You and ur family should take some family counselling seriously
@halvadandu
@halvadandu 4 ай бұрын
MBA se jyada to uska loan ka interest he
@spicyentertainment5385
@spicyentertainment5385 4 ай бұрын
Totally speechless 😮 16 lakh interest kuch bolu to vivad ho जायेगा 😂
@Deepalijain2010
@Deepalijain2010 4 ай бұрын
He is doing MBA with parents money...then he is not feeling bad?? Basically he is doing the job just to pay 12 percent per month interest for his loan. Its a shame on his family if the son did not discuss with his businessman father before taking loan at such a rate, or he was not on his senses while taking that loan.
@abhishek8243
@abhishek8243 4 ай бұрын
First of all he needs to cut the friendship with a guy, who introduced such a shady money lender. Bro hesiates to ask his father for help but doesn't hesitate to share such financial mess up with entire Internet.
@technofete
@technofete 4 ай бұрын
The guy who gave him money is not shady guy but a smart one, coz he clearly said he read the document which says and signed it...... So ofc he is not mentally sound ig 😂 On top of that he said dad is a businessman, so basically he is an idiot coz he hasn't learnt anything from his own parents
@rohank2825
@rohank2825 4 ай бұрын
No, first he needs haircut.
@MrChetan486
@MrChetan486 4 ай бұрын
Bhai first thing, pay the loan anyhow. If you can't, forget the document you signed and let the person take legal action. Such exorbitant rates would never be accepted by Court and you'll get relief.
@pranavlokhande515
@pranavlokhande515 4 ай бұрын
Bhai but usne sign kiya hai
@guruh5433
@guruh5433 4 ай бұрын
He will not take legal action , i will do the action , these money lenders will be goons they know how to take money from people they lend to without going legal 😂
@tigerjeetsingh8440
@tigerjeetsingh8440 3 ай бұрын
Exactly 😅
@yashk9
@yashk9 2 ай бұрын
Legal action nahi gun action lega. Its probably a local goon.
@vinaybhat7670
@vinaybhat7670 2 ай бұрын
​​​​@@pranavlokhande515 ghanta sign...me khud band kardeta....he already paid 16 lakh as interest. Is tarah ka loan dena illegal he...i would have paid bribe to police instead of paying so much for that loan giver
@nikhil23911
@nikhil23911 4 ай бұрын
This guy is the epitome of what a person should not be.
@RahulShinde-vy1fp
@RahulShinde-vy1fp 4 ай бұрын
Not judging him but, understanding basic finance is a MUST in all walks of life. I guess he missed this part. Hope he understands and gets out of this loan trap sooner.
@callmemansu
@callmemansu 4 ай бұрын
This Guy is Nuts & The Lender is Khooni Darinda.
@sak7680
@sak7680 4 ай бұрын
😅
@vaibhavgeek
@vaibhavgeek 3 ай бұрын
Where can I find this guy, I want to give him a loan...
@Stock_info32
@Stock_info32 2 ай бұрын
😂 I am also waiting for this type of educated people 😅
@rahulvasudeva9303
@rahulvasudeva9303 4 ай бұрын
He took loan from local money lender goons . These kind of loans took for illegal purposes, it means his business must be involved in something illegal for sure. He looks so cool even after paying 16 lakhs it shows he is involved in something fissy.
@Anand-jj3wp
@Anand-jj3wp 4 ай бұрын
Man makes 40k and pays interest of more than 40k
@abhishekgupta7185
@abhishekgupta7185 4 ай бұрын
Startup ke liye loan liya jispe 16lakh interest de diya Ye kya startup krega
@shubhamdeokar6942
@shubhamdeokar6942 4 ай бұрын
13:55 all problems solved in this 30 seconds
@aditya98888
@aditya98888 4 ай бұрын
Finally a Fix Your Finance episode!!
@timegoesby421
@timegoesby421 2 ай бұрын
This is how to not butcher your episode
@nitpro
@nitpro 4 ай бұрын
This might be unusual for big city people. In Tier 2 and 3 cities these loan sharks are dime a dozen doing this business. Torture loan takers to hell. Hope he repays and gets out of this mess.
@MaddyKoko
@MaddyKoko 4 ай бұрын
Although the rate of interest is ridiculous, I completely understand why he wouldn't want to take money from his family. Sabke gharpe friendly atmosphere nahi hota. Ek baar paise lene se baar baar sunna padh sakta hai. Only had he had the option to take loan from a bank, institution or friend. Scary situation! I wish him all the luck.
@Chiragchhabra07
@Chiragchhabra07 4 ай бұрын
That does not justify his action. Default hone par kon paise dega? Family hi degi na. Log 18-20% se darke Sui*ide kar lete hai
@rocket.Singh.
@rocket.Singh. 4 ай бұрын
Family can pay college fee , but can't give Lian... 🤣
@killerbrother6187
@killerbrother6187 4 ай бұрын
Koi chutiya hi hoga jo ye soch ke 120% ka interest dega isko understanding nhi chutiya pa bolte he
@Autolayout
@Autolayout 4 ай бұрын
No sane/educated person would take such a loan. This shows how uneducated he is financially.
@Antimgupta16
@Antimgupta16 4 ай бұрын
Its serious problem with parents too why don’t parents develop frndly bond with children specially son…they are ready to deal so much stress alone but cant share with parents…
@sksahoo6210
@sksahoo6210 4 ай бұрын
Ego hain usska sirf aur kuch nehi... Business idea to hain finance is knowledge is zero
@MrChetan486
@MrChetan486 4 ай бұрын
Ego nhi hai... Most possibly Family issues which can't be revealed in such videos.
@sksahoo6210
@sksahoo6210 4 ай бұрын
@@MrChetan486 may be true
@Antimgupta16
@Antimgupta16 4 ай бұрын
Ego nhi hoga bro har family itni understanding nhi hoti specifically for boys
@abhishekgupta7185
@abhishekgupta7185 4 ай бұрын
Zero nhi - 100 h
@Priyam_Gupta
@Priyam_Gupta 4 ай бұрын
arey bhai isko pta hai ki backing hai toh bs mze me hai ki dekho maine yeh yeh kiya hai 120% pr loan uthaya. Koi aam aadmi aisa kabhi nhi krega
@srikrupasadagopal2177
@srikrupasadagopal2177 4 ай бұрын
Regular mba but he goes once in a month to college 🧐how does it work ?
@DARKWORKSYT
@DARKWORKSYT 4 ай бұрын
And that too he is doing his regular mba in 3 lakhs for 4 semesters 🤣
@see4web
@see4web 4 ай бұрын
Anshuman, aapke saath prank hua hai. Isko video me aana tha bss. 😂 not a genuine story
@JMalikZ
@JMalikZ 3 күн бұрын
The world is full of fools-people who cannot wait to get results, who change with the wind, who can’t see past their noses. You encounter them everywhere: the indecisive boss, the rash colleague, the hysterical subordinate. When working alongside fools, do not fight them. Instead think of them the way you think of children, or pets, not important enough to affect your mental balance. Detach yourself emotionally. And while you’re inwardly laughing at their foolishness, indulge them in one of their more harmless ideas. The ability to stay cheerful in the face of fools is an important skill. Robert Greene, The 33 Strategies of War
@AbhishekSharma_1504
@AbhishekSharma_1504 2 ай бұрын
Two people deserve credit here. First: People who are reaching out to anshuman to really open up about there financial screw ups, it is definitely not easy, people either ignore these mistakes or try to deal with there own. Second: Of course Anshuman, what he is doing here is great. These videos need to reach out to more youth who knows what to do and what not to do with their finances.
@Change_makers_
@Change_makers_ 4 ай бұрын
Seems a bit over exaggerated but it you have really verified his loan document and business details of revenue which makes it a genuine case.. happy to lend him money at the market rate so he can pay off and if can give some sort of collateral
@varunacharya4583
@varunacharya4583 4 ай бұрын
If Anshuman takes interview of some rich person, u guys comment negativity saying bring relatable character If he brings some relatable middle class salaried person, u guys start shaming that person What should Anshuman even do, kare toh kare kya, bole toh bole kya!!!? Anyways thanks Anshuman bro, for covering all spectrums of life!!! More power to u!
@Ranbir.S
@Ranbir.S 4 ай бұрын
Chutiya lok hai social media pe
@rocket.Singh.
@rocket.Singh. 4 ай бұрын
Normal log nahi milte kya??
@quadxtech7263
@quadxtech7263 4 ай бұрын
Jyada mahatma gandhi mat bano.
@jessica49arrow
@jessica49arrow 3 ай бұрын
🤣​@@quadxtech7263
@nagarajan.b9306
@nagarajan.b9306 4 ай бұрын
7.40 to 7.52- Anshuman mindvoice WTF !! 🤯😵‍💫Dude are you even real !!!!!!!!
@sagar.7750
@sagar.7750 4 ай бұрын
Bro, my friendly advise to you is that there is no need to make things so complex in life. It is good to be independent, but one should avoid mixing emotions with finance and investments. You need someone genuine to guide you on your financial journey. Asking for help right now or taking a loan from NBFC will only improve your current situation. Think positive! I wish you all the best! 😊
@vrushabhkhandelwal3674
@vrushabhkhandelwal3674 4 ай бұрын
Financial education is must in schools. I feel very bad for this guy, I hope someone helps him. Take care brother, be strong.
@NishantShyamGoutam
@NishantShyamGoutam 3 ай бұрын
It has been 4yrs since he was part paying for the loan.These sorts of loan agreements have a legal validity of only 3yrs unless the borrower signs a renewal agreement for the lender for 3yrs further.
@sagachandra
@sagachandra 29 күн бұрын
I watch your these videos but this one is the most simple but at the same time most mind-blowing especially because of how you handled it ❤
@gamerpriyanshu.6894
@gamerpriyanshu.6894 3 ай бұрын
I Did the same mistake but at last papa ko batana pada and wo 2 din mai mera sab clear kara diye Mai is reason se or kisi chiz mai focus bhi nai kar pata tha 😢 But now i am debt free
@anshumanfinance
@anshumanfinance 3 ай бұрын
more power to you bro!
@Deepalijain2010
@Deepalijain2010 4 ай бұрын
When i came to that part where he told about his interest, my first thought was where are his parents??, did he discuss with his parents?? And Anshuman actually gave the same advice. He literally pushed him to go to his parents only for help, while this guy was reluctant to do so...uske baad to Ayushman ne kuch discuss hi nahi kiya😅
@andrewdsouza23
@andrewdsouza23 18 күн бұрын
Every parent should see this video and teach their children when they are young on habits of saving and how intrest is calculated on principal amount.
@maheshfunde6950
@maheshfunde6950 4 ай бұрын
Can't believe the mess and the story and if his is doing regular mba how does he go to office 24 days a week ( college might be lenient) but kudos to his courage 👏 . He might make a lot of money after learning this lesson
@mereRevyoos
@mereRevyoos 4 ай бұрын
10k per head for 2 sharing PG is costly. I pay 11.5k for single sharing rooom in Electronic City Bengaluru
@logicsandtrolls3616
@logicsandtrolls3616 4 ай бұрын
abey lodu ye sab paisa interest mien de raha hai. aur tujhe PG ke rent ki chinta hai :D
@duraipandi264
@duraipandi264 4 ай бұрын
I paid 7500 for single sharing in HSR layout
@HarshvardhanParihar
@HarshvardhanParihar 4 ай бұрын
Gurgaon PG are very costly.
@arijitsadhu0624
@arijitsadhu0624 4 ай бұрын
Come to Ahmedabad …. 12k for 3 sharing room in a PG (AC room)
@shreyamandal2711
@shreyamandal2711 4 ай бұрын
I pay 13k for single sharing in gurgaon. 😊
@mrasquaretech
@mrasquaretech 4 ай бұрын
Im pretty sure he is not gonna go to his parents. Dont judge the guy, he is trapped in this debt hole deeply, he is paying the intrest to calm down the lender. The best thing to do is get a personal loan and payoff the debt.
@earntotrade6030
@earntotrade6030 4 ай бұрын
Now a days BUSINESS just become fashionable word . No matter what our background is no matter what our knowledge about buisness . But hame business hi karana he . this is too much yaar . ye start up ka virus pure Indian youth ko le dubega 😢
@technohub7756
@technohub7756 4 ай бұрын
first of all power to u Piyush Bhai for surviving the toughest times and yeah the best is to take help from family and reduce the interest tension significantly and growing ur income ! Moreover u could have been financially aware while paying interest of 120% if that's the true case
@catiepies7093
@catiepies7093 4 ай бұрын
The money lender has conned him so badly to generate unbelievable retirns which even stocks cannot give back. Such a hardworking simple boy fooled by a con. Wish he was aware and he could have done so well and great.
@throttlingmoto1972
@throttlingmoto1972 4 ай бұрын
Bhai 4 lakh ka loan mere se lele 40% pr😂
@ManishSolanki27
@ManishSolanki27 4 ай бұрын
35% 🙋‍♂️🤪
@ashutosht10
@ashutosht10 4 ай бұрын
Duba dega ye tum sab ke paise
@Pulkitdua94
@Pulkitdua94 4 ай бұрын
30%
@ankithshetty9338
@ankithshetty9338 4 ай бұрын
10%
@noneedofname
@noneedofname 4 ай бұрын
If you believe a person whom his father is not believing even with 40% interest, it's not worth that risk 😂
@nakul88
@nakul88 4 ай бұрын
Dnt be sad brother, it’s learning and you are young. Plz borrow money from family or friends and give it back to that guy.
@pranavnairofficial9180
@pranavnairofficial9180 4 ай бұрын
Utmost respect for Piyush! He is a true man 😊
@killerbrother6187
@killerbrother6187 4 ай бұрын
Kaheka true man
@priyankarsarkar9163
@priyankarsarkar9163 4 ай бұрын
He definitely needs a Caleb Hammer, Anshuman is too gentle to this guy
@gnes04
@gnes04 4 ай бұрын
7:55 first time I've seen Anshuman in genuine disbelief Keep giving more videos like this tho it makes me more appreciative of my own good choices lmao
@KiranKumarkg007
@KiranKumarkg007 4 ай бұрын
We can’t change past, whatever happened is happened.. learn from your mistakes and course correct. Don’t take any loans and You have a bright future.
@voyager13enator
@voyager13enator 2 ай бұрын
He looks pretty happy….i hope this episode are not scripted…he saying looking at my condition…..hard to digest….regular mba aur month mai he goes only once…
@chaitanyagadewar868
@chaitanyagadewar868 4 ай бұрын
I think this video is scripted Koi itana bhi dash dash nahi hota hain
@thehemantgangwar
@thehemantgangwar 4 ай бұрын
may be 😂
@JattSikh1984
@JattSikh1984 4 ай бұрын
One serious advise, please tell this genuis not to take over his father's business in future. Harsh but the truth of the matter is, he's in no way capable of handling finances.
@ajaymohan1863
@ajaymohan1863 4 ай бұрын
Is this some rage bait video? I can’t believe it is real story
@richikbhattacharjee6976
@richikbhattacharjee6976 4 ай бұрын
this dude has the courage to come out to the world like this, you got it man! ho jayega
@soumyasaswatmishra1007
@soumyasaswatmishra1007 2 ай бұрын
Bro if your family background is good, the first thing is to tell your parents and they will definitely help . Assuming everything is good with you and your family. As the first and foremost thing is to pay that money in 2-3 months without giving any more extra money .
@skandhashetty1597
@skandhashetty1597 4 ай бұрын
I really really hope his parents watch this episode and do the needful (right thing) for him. This guy is simply ‘donating’ money to lender.
@alokasharma3170
@alokasharma3170 4 ай бұрын
Emotions shouldn't be involved in Money Matters, it should be practical.
@adigaonline1
@adigaonline1 19 күн бұрын
Crazy man...im 41 .i took loan only for my 3bhk house..30lacs..now cleared it completely....no loans only savings as of now
@MrManishmathew
@MrManishmathew Ай бұрын
I too got into this kind of trap of borrowing money from private lenders at 4-5% and was living in hell during covid times.. At last i told my parents and they helped me out. I realised my mistake late but trust me parents are your best hope at these situation. Now in my whole life i wont even think about borrowing money😅 Simply accepting the fact that if my bank balance doesnt allow it then I cannot afford it. No loan, no emi.. Job karo orr thoda bahut invest karo and life jio debt-free.😊
@hirenshrimali8552
@hirenshrimali8552 3 ай бұрын
Bhale hi mene koi startup nai kiya he is age me na hi meri salary itni jyada he but muje apne par proud he ki me savings ache se kar pa raha hu or debt free hu 😌itna bhi american lifestyle nai jina.
@annie0014
@annie0014 3 ай бұрын
At 14:18 I realized why he took a loan at 120 % interest without thinking 😅
@anuj_IIT_19
@anuj_IIT_19 4 ай бұрын
Seems scripted. Who would take loan at 12% p.m interest? Hecould easily take personal loan from any bank and pay off the current 12% p.m loan.
@GowthamModepalli
@GowthamModepalli 4 ай бұрын
He gave the reason why he did that.
@killerbrother6187
@killerbrother6187 4 ай бұрын
I think there are some chutiyas who would take loan at such high rates since ik some...
@indiaandtheworld9181
@indiaandtheworld9181 Ай бұрын
The story sounds unbelievable. If it is true, then I think legal recourse is one way. No one can charge such exorbitant interest not even with a contract signed.
@boombamtv1749
@boombamtv1749 4 ай бұрын
I THINK THIS GUY NEEDS TO GROW UP AND STOP ACTING LIKE A GROWN KID
@VarunKumar-ug5lv
@VarunKumar-ug5lv 4 ай бұрын
This video should go viral. Why not to take a personal loan
@vinodr.g4665
@vinodr.g4665 4 ай бұрын
Good content. A hard hitting life lesson at an early age.
@sujitsen003
@sujitsen003 4 ай бұрын
If you are reading this brother, please take a personal loan and return principle amount entirely. AS SOON AS POSSIBLE
@ItsGagan410
@ItsGagan410 4 ай бұрын
Kudos to piyush 🎉❤
@arvindtm474
@arvindtm474 4 ай бұрын
Guy needs two things, Haircut & financial education. The Lender made 16 Lakhs by lending 4 Lakhs!. 😱. even if this guy doesn't return principal, The Lender has already made 4 times revenue.
@sumit6190p
@sumit6190p 4 ай бұрын
Aacha dhanda hai.
@mehoolgupta5137
@mehoolgupta5137 4 ай бұрын
One of the reason why quality education is must
@hargovindsingh1993
@hargovindsingh1993 4 ай бұрын
Bhai... I am ready to give to 5 lakhs.. give me only 3% monthly interest only I.e. 15k
@gurpreetkakkar
@gurpreetkakkar 4 ай бұрын
Aukat 4k ki hai waise tere 5 lakh loan ki
@ayanmulla3543
@ayanmulla3543 4 ай бұрын
Bhai yeh bhi zyada hai bahot 18% per annum max chalega
@Corporate_Way_Official
@Corporate_Way_Official 4 ай бұрын
Great Job Anshuman bhai ❤❤
@LogisticRegression-dc4el
@LogisticRegression-dc4el 4 ай бұрын
He claimed that he took a loan of 4Lakhs rupees on 10% per month that means at the end of the year he'll repay it all .So, where the hell 16lakh came from and why the hell he is paying from 4 years. Im not understanding it .can somebody help me with it's explanation?
@tradingwizard562
@tradingwizard562 4 ай бұрын
He took that 4 lakhs over a period of time .
@vinaybhat7670
@vinaybhat7670 2 ай бұрын
4 lakh ka 10% = 40k. He was paying 40k/month to that lender. So he was only clearing interest of that 4 lakh...and principal amount is not cleared.🙄
@sapanalytics
@sapanalytics 4 ай бұрын
Oh Man! First mistake is - he didn't take 10K from his parents when he needed at first & then, started doing same mistake again and again accumulating huge burden. I'm sure, the money lender is way smarter. Considering the way, he is looting this guy by getting 40K per month & has eaten 16L till now. For sure, he doesn't want to get him off & he would have also stated something in doc. about prepayment with some hefty fee.
@ArunBhat-d4t
@ArunBhat-d4t 4 ай бұрын
The money lender can retire if he just has one fool like him paying 40k a month for a measly loan of 4 lakh, imagine interest payout of 16 lakh I think numbers are inflated I don't know the math behind it but it's all rubbish if u ask me
@xeba1973
@xeba1973 4 ай бұрын
The Guy has done MBA & works as a specialist.... In to start up..... & Has absolutely no sense in basic financial management...
@parthrajpal3574
@parthrajpal3574 4 ай бұрын
Good suggestion ayush bhai
@Anupkumar-hk1zr
@Anupkumar-hk1zr 4 ай бұрын
Full scripted. Genuine advise to Anshuman: Don't do this kind of crap. It looks fully scripted. People will eventually find you fake and start leaving your channel.
@deadpoolgamerx1185
@deadpoolgamerx1185 4 ай бұрын
He is a lesson to all youngster.
@babbudsp
@babbudsp 3 ай бұрын
Same thing happened with me. I got 28000 loan from RING aapp and ended up paying around 2 lakh because they charge 13% for 15 days and i had to repay the whole ammount and then get that money back for next 15 days 😢😢
@rohimaakther3450
@rohimaakther3450 2 ай бұрын
Bhaiya ap mba Tak padai kaise kiya mai to yehi sach Rahi hu.... Commerce student hone k bad v interest ka kuch samja hi nhi.... Agar 40k k jagah 45k de dete to 4 saal mai 240000 principal amount pay kar dete to abhi apka emi sirf 26000 hi hota
@madhavjha3318
@madhavjha3318 4 ай бұрын
Self pride and ego are often the reasons why various businesses go down to shambles subject to bad loans. He says his dad is a business man , which i somewhere feel he's lying cuz when an even avg person would reject any loan like that why would a businessman's son even think of getting into any bad traps like this. He obv dint do the calculations . A good businessman can view good and bad for the business regardless of his personal ego. Long way to go
@TerryDza
@TerryDza 2 ай бұрын
Once he build a cibil score, it should have been common sense to take the loan and pay off the principal to avoid the debt trap
@kahaniguruhindi
@kahaniguruhindi Ай бұрын
Koi kitna bhi income kare aur kaisa bhi kaam kare, ultimately mindset chahiye. Sirf educated hone se nhi hoga. Finance tabhi thik hoga jab spending habits change hoga. Loan lene mein galat nhi hai lekin ek loan complete hone ke baad hi dusra lena chahiye. Log eksath 3-4 loans le lete hai aur buri tarah fass jaate hai
@JK-cw1tp
@JK-cw1tp 3 ай бұрын
Boy....Anshuman please reply. Is this video scripted? This is next level. 1.5 lac per year fee doesn't make you feel guilty but this bizzare, psycho decision does. Mind blowing.
@Kader-su8jr
@Kader-su8jr 4 ай бұрын
Need more of such content who we can relate to
@cosmos1701
@cosmos1701 4 ай бұрын
Feels like a made-up story - he may have made a blunder in lending, though 120% for this many years seems far-fetched. Any sane person will sell anything take a loan from anywhere even beg for it to repay a 120% loan at any cost.
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