SWP के लिए वरदान है ये स्कीम्स। यहां निवेश करने से जिन्दगी भर आपकी जेब भरी रह सकती है!

A systematic withdrawal plan (SWP) is a facility offered by mutual funds that allows investors to withdraw a fixed amount of money at regular intervals (monthly, quarterly, etc.) from their mutual fund investment. It's essentially the opposite of a systematic investment plan (SIP), where you invest a fixed amount at regular intervals.
Here's how a SWP works:
Choose a mutual fund: Select a mutual fund scheme that aligns with your risk appetite and financial goals.
Set up your SWP: Specify the amount you want to withdraw, the frequency of withdrawals (monthly, quarterly, etc.), and the start date.
Withdrawals happen: On the chosen date, units of the mutual fund are sold to meet the withdrawal request, and the money is credited to your bank account.
Benefits of using a SWP:
Regular income: SWPs provide a predictable income stream, which can be helpful for retirees or those who need to meet regular expenses.
Capital preservation: You can choose to withdraw only the gains from your investment, keeping your principal amount intact. This helps in controlling the erosion of your corpus.
Flexibility: You can customize your SWP according to your needs. You can change the withdrawal amount, frequency, or even stop the SWP anytime.
Tax efficiency: SWPs are generally more tax-efficient than regular withdrawals, as capital gains are taxed only on the units redeemed.
Things to keep in mind when using a SWP:
Market volatility: The value of your mutual fund investment can fluctuate due to market movements. This could impact the amount you receive through your SWP.
Exit load: Some mutual fund schemes charge an exit load if you redeem units within a certain period. Be sure to check the exit load of your chosen scheme before setting up an SWP.
Corpus depletion: If you withdraw too much money too soon, you could deplete your investment corpus. It's important to choose a withdrawal amount that is sustainable over the long term.
Here are some examples of how SWPs can be used:
Retirement income: Retirees can use SWPs to generate a regular income from their retirement corpus.
Meeting regular expenses: You can use an SWP to meet regular expenses such as child education or EMI payments.
Gradual profit booking: You can use an SWP to gradually book profits from your investment, while still allowing your corpus to grow.
Overall, SWPs can be a valuable tool for investors who need to generate a regular income from their mutual fund investments. However, it's important to use them carefully and plan your withdrawals in a way that is sustainable over the long term.
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[@rajeshbuch8100]

Sir, Excellent discription. Proud of you. Best video ever heard. Thanks.

[@investegy]

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[@subhashchandrayadav8213]

Der saver aap answer jarur dete hai ekdam satya hai

[@investegy]

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[@navingham1092]

Sir very nicely explained simple anyone can understand

[@investegy]

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[@Kabcdefghijk]

Bahot accha knowledge & confidence milta hai sir aapse

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[@anandapandey6916]

Very good investment knowledge provide by you sir Thank You Sir

[@investegy]

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[@JitenderKumar-uv8sm]

Best jankari Ravi ji Nmaskar

[@investegy]

Thank you so much 🙏

[@mamataavarsekar2685]

Sharmaji SWp my Aapaka advice se 5lacs rupees Investment kiya hai.Thank you very much.

[@investegy]

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[@KK19001]

FANTASTIC ❤❤❤

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बहुत ही बढ़िया है सर।

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[@KamaleshPatel-1973]

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[@investegy]

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बहुत अच्छा व्हिडिओ l हम सब लोग हमारे देश की तरक्की पर भरोसा रखते है , खास करके जो लोग कम उम्र के हैं उनको आप के व्हिडिओ से बहुत फायदा होगा l आप को धन्यवाद l 🙏🙏🙏👌👌👌💐💐💐

[@investegy]

आपको भी बहुत बहुत धन्यवाद संजय जी, मेरे प्रति इस भरोसे के लिए 🙏👍🙏🕉️

[@SatnamSingh-wx5wn]

Nice video sir

[@investegy]

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[@wajidkhan-ww2yq]

Aap ki advises lajawab hai sir ji

[@investegy]

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[@subratanath6262]

Thanks for sharing this video with all.

[@investegy]

You are always welcome Subrata nath ji🙏🙏

[@anitakothawade193]

Excellent sir.🎉🎉🎉

[@investegy]

Thank you so much 🙏

[@subodhranjanmaji7612]

Sir, You suggested ICICI pru. equity & debt fund for SWP and I invested.But this time you have not mentioned the name of this fund.should I switch over to Nippon India multicap fund ? Please give your valuable advice. Thanking you with regards .S.R.Maji Kolkata.

[@investegy]

Continue kijiye, no need to change.

[@ramzanrajsi6970]

Good examples of 4 years down fall

[@investegy]

Thank you so much Ramzan Bhai 🙏

[@premmanchanda6946]

Nice video

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[@shibendudvc9026]

Thanks for advice.

[@investegy]

Always welcome

[@javedshekh8062]

Sir namaste very good information

[@investegy]

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[@vishnubhaisathwara5304]

Nice information...swp plan

[@investegy]

Thank you so much 🙏

[@hiteshsharma1567]

Nice information sir

[@investegy]

Thanks and welcome

[@anilkumarsingh8677]

Good idea

[@sureshbobhate6262]

Now the Sensex more than 80000 is the good time to invest in swp

[@investegy]

Yes for the long term

[@sapansingh2975]

Thanq Sir

[@investegy]

You are always welcome 🙏

[@maheshmurmu237]

Sir, how to start/stop SWP in Groww app or website ?

[@investegy]

No idea about the Groww app, call at customer care of the same app

[@UmeshChandraSingh-p5x]

sir I was investing 12.50 lac in 14 March it's growth is so good I can leave 1 more year krpya margdarshan karen.

[@investegy]

Yes, hold

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[@avaidya9606]

Superb

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[@aaryakate5729]

🙏🙏👍

[@AnkurNishad-d9p]

Good morning sir

[@investegy]

🙏

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Nice sir

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Thank you so much 🙏

[@AmitKumar-nz9zg]

Ram Ram sir 🙏

[@investegy]

राम राम जी अमित जी 🙏

[@ach1315]

Sir, please suggest a good Index Fund and a Large and Mid cap fund for both SIP and Lump sum investment.

[@investegy]

Hdfc Large and Midcap Fund, motilal Oswal nifty microcap 250 index fund

[@JitenderKumar-uv8sm]

Agar monthly nahi le tab kya compoundig intrest milega❤

[@investegy]

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[@shrikantkulkarni6793]

Sir...after investing.. deferred swp for some period, what will be corpus/swp amount etc. pl share

[@investegy]

Mutual fund investments are subject to market conditions or risk, there are no guaranteed returns, you can expect 12 to 15% in longer time

[@rubysingh629]

Lumsom Krna hai for 12 years ke liye per swp nahi karna hai approx 6lakh please advise me

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LTCG lagega na sir?

[@investegy]

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[@j9427424433]

Sir Isme se koi bhi ek fund bataye jisme lump sum ₹10 lakh invest karke swp kar sake..

[@investegy]

Kisi bhi ek fund mein kijiye Jo video mein batayi hai

[@GulMohd-t4g]

Sir 50000 par year dipot karna chahat hu 20year tak.kaha dipt karu

[@investegy]

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[@vinitashukla551]

Sir swp main agar jaroorat na ho toh Bhi nikaalna padega Ya jab jaroorat ho tab hi nikalna le

[@investegy]

Lumpsum investment hota ha, swp kewal ek option jab chaho tab withdraw ka

[@sureshjethwa1088]

🙏👍

[@ghar145]

Good chenal

[@investegy]

Thank you so much 🙏

[@zmeghji6243]

Sir I have been watching your channel for quite some time. I want to do SWP say for 5 to 10 years and want to SIP from the income generated from SWP. Can i do this through online app or can it be done through your bank account. Appreciate your feed back

[@investegy]

You can invest through the AMC website as well as an application or bank. Even after not being clear please let me know.

[@06572298416]

I think this option is very good. Also risk is very low from my opinion.

[@yogeshbhatia6115]

Sir 5 lakh invest karna hai swp mein 5 saal ke liye monthly swp kitne time baad start karu

[@investegy]

After one or more years

[@yogeshbhatia6115]

@@investegy sir after one year monthly kitna withdraw karna chahiye🙏

[@munnalalgupta2535]

Axis ka swp 100000 ka krne par kaisa hoga

[@investegy]

Jo bataya hai, unme karein, baki choice aapki

[@kk7134]

Sir if i want Rs.25000/- SWP per month after one year from HDFC balanced equity fund...then how much lumpsum amt.i need to invest today ?

[@investegy]

40lakh

[@mohdislamkhan7131]

sir i am a retried person i want to invest in lumsum 10 lac,please suggest me where i should invest, thanks

[@investegy]

I have explained the name of 8, schemes you can invest in any 2-3 schemes

[@bvenketraopatro3118]

Sir swp ka calculation bataye

[@investegy]

Krupaya video pura dekhiye sab bataya hai

[@bhabanishankarpanda2633]

🙏🏻Sir, i want to start SIP of Rs 3000 for 5 years & only in SBI Mutual Funds. So, Can you please suggest me 3 funds in sbi for SIP.🙏🏻

[@investegy]

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[@sudhirgodse853]

Sir swp for RS one lakh how much amount I can withdraw per month percentage of withdrawal pl explain

[@investegy]

6 to 9% annualized

[@lalittiwari3926]

Sir mera account sbi me hai lumsum kab karna thik rahega

[@investegy]

Abhi kijiye long time ke liye

[@banjuhembram4001]

Sharma Sir, if deferred 5 yrs assuming 5 lakh put in swp scheme in sbi, how much monthly swp shall be taken for 10 years is better, pl advise

[@investegy]

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[@shrikantkulkarni6793]

​@@investegy Sir ..pl resend the above video details. It's not opening.hence request Thanks

[@shrikantkulkarni6793]

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[@investegy]

@@shrikantkulkarni6793 kzbin.info/www/bejne/a4fXeGN3md6BqMk

[@SushilYadav-lm1mz]

🙏

[@mamataavarsekar2685]

Sharmaji nere pass 10 Lacs rupees hai I am Senior citizen hu.Pension fund mere pass hai.Mere paisa double hona chayiye.

[@investegy]

Mutual fund mein guaranteed returns nahi milta

[@subashkumar-jh1dq]

Nmste sr aapse milna hai hme

[@investegy]

What's app par message karein

[@parthosardar1538]

🙏🙏🙏

[@sabarkumarthapa7063]

Swp कैसे शुरू करें सर जी

[@investegy]

Watch the full video

[@bijendrasingh8130]

I̤ h̤a̤v̤

[@gajanangaunker843]

Sir me & my friend like to invest 20 lacs each.suggest.5funds need not be only sbi. What is your opinion about Hdfc defence fund .

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kzbin.info/www/bejne/jqSpY6NpqL98d68 Watch this 👆 Defence fund is very good, only SIP RS। 10 k per month allowed

[@pkpradeep3dgmail]

Great knowledge sr,thanks

[@investegy]

You are always welcome 🙏

[@girishsutar1912]

Very nice sir

[@investegy]

Thank you so much 🙏

[@kajalkumarroy3572]

SWP. RS. FIVE LAKH . 7% withdraw after one year start. Please best fund advice to me. My age now 62 yrs.

[@investegy]

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[@JitenderKumar-yz6cu]

❤🙏🙏🙏🙏🙏

[@SnehaPahade-u7l]

सरजी राम-राम मुझे 500000की एस डब्लू पी कहां और कोन से फंड में करें बताये

[@investegy]

Video pura dekhein sab bataya hai kahin bhi nivesh karein

[@SajanKumarRungta]

Sbi small cap mutual fund kaisa hai

[@investegy]

Best ha

[@deepakdedhia4083]

Koi bhi swp me high breed lena acha hai ya nahi

[@investegy]

Long term ke liye sahi hai

[@vijendrachoudhary3235]

Jai shree Ram Sharma ji

[@investegy]

जय जय श्री राम 🙏🙏🕉️

[@manjalilpurushothaman4592]

Very Valuable information Sharma Sir, Thank you so 🙏

[@investegy]

You are always welcome 🙏

[@AshokDubay-u4i]

Sirji aapki dvara di jankari ek aam envestr ko nhi hoti hai agent es prkar ki jankari nhi batate hai. Ve esi pension skim batate hai jisme 6.5 prtisht ka mlta hai our 5 sal TK locking period hota hai jarurt pdne pr nikal bhi nhi skte hai. Mene sbhi ka life pension plan liya hai jisme 3 Lkh pr 1590ki pension hr mah milti hai aapka kdm svagt yogy hai dero sbhubkano eishvr aapko hr trh se khushhal rkhe

[@shivajipawar-my5zi]

Good Morning Sir.

[@investegy]

🙏🙏🕉️

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Ramramsirji🎉🎉🎉🎉🎉❤❤

[@investegy]

राम राम जी 🙏❤️🎉

[@bindumadhavi3076]

Sir how to take

[@investegy]

Kindly leave your message on my WhatsApp

[@HariomVarma-u2j]

SWP me Income Tax lagta hai ya vo capital withdraw mana jaega..?

[@investegy]

kzbin.info/www/bejne/aHymlXufbKd7ftk Ye video pura dekhein 👆

[@ashokpasrija4428]

Long term capital gains.above Rs 1 lakh in a year wl be taxed @10%

[@profitablefarmer1176k]

12.50%

[@shreesaifoodamazon4727]

1.25 lac taken tax fin. Year

[@shreesaifoodamazon4727]

Means 1.25 tak per financial year no tax

[@brijeshkumarbarnwal8030]

Sir maine grow par sbi energy opportunities fund sip kiya hai. Abhi 14 tarik ko paisa kat gaya hai. Allotement date 19 diya hai. Mera apse yeh question hai ki 14 ki date ka unit allot hoga ya 19 ka.

[@investegy]

अगर 2 बजे से पहले डेबिट हुआ है पैसा और working day है तो same day ka milega

[@janaksingh4953]

Sir mera bank account ka or mere wife k bank ac ka phone no 1 hai kya grow app m dono ka alag alag demat ac kul sakta hai

[@investegy]

Groww app ka koi idea nahi

[@BABLUDAS-l6r]

Namaste Sharmaji, I am 60years old pensioner . I want to open SIP Rs 1000per month . Please advice me. Bablu Das

[@investegy]

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[@shivdayalsharma7375]

सर 5लाख HDFC डिफेंस फंड में निवेश 15 साल के लिए करना है SIP या वन टायम कैसै करें मार्गदर्शन करने की कृपा करें ।

[@investegy]

kzbin.info/www/bejne/Y5DPfKhrjrmrfc0 कृपया इस वीडियो को पूरा देखें, इसमें पूरा डिटेल्स के साथ बताया गया है

[@SovenNegi-zu2lt]

Sirji growth isliye accha hua bcz pendamic time main per month unit's almost double ho gaye honge

[@investegy]

Units double nahi hue, Desh ki growth acchi Hui isliye schemes ne return accha diya

[@ach1315]

Please suggest the best and safe Flexi-cap fund for SIP and for age of a 46 years old.

[@investegy]

Mutual fund investments are subject to market conditions or risk, there is no Guaranteed returns, better to invest in HDFC MULTICAP FUND in place of flexicap or if u want only flexicap you can invest in Nippon India FLEXICAP fund

[@sanjaymulay1546]

Thanks.

[@rajkumargupta-md7nu]

Sirji Sadar Naman apne hame turant jawab diya hai ji dhanyawad

[@investegy]

🙏🙏

[@lebeyanguria1984]

❤❤❤

[@gopalakrishnaputta4775]

Super funds ❤❤❤ Thank you sir.

[@investegy]

You are always welcome 🙏

[@PramodKumar75205]

Hdfc defiance found lena chahiye ya nahi

[@investegy]

kzbin.info/www/bejne/Y5DPfKhrjrmrfc0 Krupaya video pura dekhein sab bataya hai isme

[@sabyasachichatterjee5398]

4 lakh lumpsum for 5 yrs .how would be the final value after yearly withdrawal of 6% .pls reply.

[@investegy]

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[@babulsonar8225]

Thanks 🙏 regards

[@shrikantkulkarni6793]

​@@investegy Sir ..This video link is not opening.pl resend. Thanks

[@dharmendrajadeja5496]

Best

[@investegy]

Thank you 🙏

[@DhanyakishoreJamatia-xb5vu]

Thank you sir

[@investegy]

You are always welcome 🙏

[@ramzanrajsi6970]

In my view 6 percent withdrawal can be decent

[@investegy]

It depends on the needs of the investors, that's why I have given an example with higher rate

[@ramzanrajsi6970]

@@investegy I see Good Ravi bhai Keep it up We are getting important and useful information free with no charge Thanks

[@ansarahmed9894]

Excellent

[@investegy]

Thank you so much 🙏

[@sandeepjha3241]

Bhaiji Ram 🙏🙏Ram ji ak bat puch raha SWP mea hum jo 8 percent withdraw kareange baki ka bacha hua amount ka kye SWP plan mea Nav kharida jata hae ki one time investment kar ke Nav ka jo dam badhta rahta hae. Confused hu

[@investegy]

Ek hi baar buy hota hai phir price bazaar ke hisab se chalta hai, swp mein units redeem hokar paisaa aapko milta hai