9 Most Popular Investment Portfolio Strategies

[@NicholasBall130]

I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?

[@StacieBMui]

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

[@cowell621]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@LiaStrings]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@cowell621]

I'm cautious about giving specific recommendations since everyone's situation varies, but l've worked with "Rebecca Nassar Dunne” for years and highly recommend her See if she meets your criteria.

[@cowell621]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Rebecca Nassar Dunne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@MatthewAidan4ns]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@JamesOliverr7s]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@JosephGodwill9h]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@SebastianNoah5e]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@JosephGodwill9h]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@SebastianNoah5e]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@mt7able]

I’ve been making decent returns over the past few years with this combination: 1. SPYG (S&P growth fund with 0.04% expense ratio) 2. VOO (Vanguard S&P 500 fund) 3. VIG (Vanguard dividend fund) There is some overlap between the holdings and heavy tech sector allocations (particularly FAANG) but the diversification is still spread out reasonably enough for my purposes. Then also instead of buying a bond fund… consider buying treasury bonds and bills directly especially in this environment of current high interest rates. Love the channel overall. Happy investing everyone!

[@Arnold-ic9jg]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

[@camille_ann3]

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

[@Joeknowsball247]

Agreed, I'm quite lucky exposed to finance at early age, started full time job at 19, purchased first home 28. Going forward, got laid off 36 amid covid-outbreak and at once consulted an advisor. As of today, I'm barely 10% short of $1m after 100s of thousands invested.

[@AaronTilt]

Great! mind if I look up your advisor please? only invest in my 401k through my employer as of now, but enthused about investing for my eventual retirement

[@Joeknowsball247]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Judith B. Richards turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@AaronTilt]

excellent share, Just looked up her name and spotted her consulting page ranked top. after reviewing her credentials i reached out to her.

[@oneiljerry9460]

The 3.6% dividend yield is pretty impressive. I've followed a similar approach (investing in dividend stocks over decades) but currently have a yield of about 2.7%, so my monthly income (on a similar sized portfolio) is quite a bit less, but still pretty good nonetheless. I can totally relate to your approach, and it's nice to see someone able to generate such returns just on dividends. I'll continue to refine my holdings, but I'm not in a bad place either.

[@jessicamoore3093]

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

[@alexyoung3126]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@stephaniestella213]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@alexyoung3126]

it's best you do your due diligence, I have my portfolio overseen by ‘Lisa Angelique Abel“ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.

[@stephaniestella213]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@genavazquez2943]

At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

[@genavazquez2943]

That is why I work with John Desmond Heppolette, who introduced me to a better Financial community, a verified agency where I learned how money works and how to create it, as well as free books, courses, and daily lectures. You also get to meet new people, which was the best decision I ever made.

[@GeorgiaMoore.]

Yeah, that guy is one asset manager that gives the breakdown of everything on how things are done, joining an effective financial community can be 100% beneficial when joined properly that's all I can say out of experience

[@raymanmorrison3994]

Thank you so much for the advice. Your coach was simple to discover online. I did my research on him before I scheduled our phone call. He appears knowledgeable based on his online resume.

[@Lincoln191]

Exactly why i enjoy market decisions being guided by a professional, seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience, been using the expertise and guidance of John Desmond Heppolette, for over 5years+ and I've netted over $3million in that time frame..

[@decoydavesmith]

The more complex portfolios start to mimic the simple ones. Adding so many equity classes, it gets closer and closer to a total stock market fund. This is fabulous as always, and thank you

[@jasond6602]

And I would think the expense ratios would outweigh the benefits.

[@decoydavesmith]

@@jasond6602 Exactly; I agree

[@GeorgestraitStriat]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Bestjudy001]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@GeorgestraitStriat]

@@Bestjudy001 However, if you do not have access to a professional like SUZANNE GLADYS XANDER, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@Bestjudy001]

@GeorgestraitStriat Oh I would love that. thank you.

[@GeorgestraitStriat]

@@Bestjudy001 SUZANNE GLADYS XANDER.

[@GeorgestraitStriat]

Lookup with her name on the webpage.

[@stonecox3605]

You should definitely make a video reviewing the historic rates of return for these different strategies.

[@cocoarecords]

Stocks are the best

[@nathanwoods1927]

Agreed!

[@alienynnal]

Oohh! Yes. That would be nice

[@louisvuittondonvg9040]

everything in stocks will of course return the best, they have the most risk

[@shreediculous]

OMG yes, this is what I was thinking of the entire time I was watching this video. Historic rates of return for different decades, would be awesome!

[@takethecurseOFFwashingmachine]

I was waiting for you to backtest all of these portfolios over the last 20-30 years and give us the results!!!

[@thewrongaccount608]

I like testing with test. And folio remove the and.

[@NormanGhali]

I want to diversify my portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions, how do I achieve this?

[@albacus2400BC]

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@sting_grayl]

I needed a good boost to help my dwindling stock portfolio stay afloat, hence I and came across an expert who helped a lot to grow my port-folio from $275k to approx. $850k in two years.

[@DanielPanuzi]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@DanielPanuzi]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@RickWatson-xu6gw]

Thank you for the lead.

[@stuartschlanger]

Thanks!

[@TaeKimFinancialTortoise]

Thank you!

[@SophiaChristian-so2of]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?

[@JenniferDrawbridge]

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

[@MarkFreeman-xi3rk]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@cythiahan8455]

@@MarkFreeman-xi3rk How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@MarkFreeman-xi3rk]

it's best you do your due diligence, I have my portfolio overseen by ‘Margaret Johnson Arndt“ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.

[@Soma2501]

keep dollar cost averaging

[@pizzaguy7998]

Another great content. You and Gary Joe Wilde are highly recommendable investing pros every investor who wants to get rich investing must know or work with Unfortunately, don't know why Gary deleted his video channels. He is very advanced and experienced in the field.

[@rockwellantonette4238]

I prefer Gary's trading method exactly what I wanted in all honesty, I wish I had known about him earlier than I did.

[@VirginiaBlake-ro6wl]

@rockwellantonette Same here.. i trade with him till date.. knew him through Grant.

[@JamesAnderson-ox2ep]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@PhilSommer2]

That’s crazy, I’m just doing everything wrong with my portfolio.

[@KatherineAnderson-lm8bw]

The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.

[@alicebenard5713]

Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.

[@philipcollen482]

Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.

[@brittanynicolette9473]

Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)

[@wandemiles]

Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I began investing in stocks and Def earlier this year and it is the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public.There are lots of life changing opportunities in the market, maximize it

[@nobleclinton8305]

What opportunities are there in the market and how do I profit from it?

[@WeweAke]

​@@nobleclinton8305You can make a lot of money from the market reg ardless of whether it strengthens or crashes. The key is to be well positioned.

[@rushenstarnglen4100]

Do you have an idea of any good broker I can start with?

[@PriyasagM]

​@@rushenstarnglen4100I would suggest Patricia strain, my current broker. Her services are excellent and her returns are great. I looked her up after seeing her on a CNBC market interview

[@daviddayerl9381]

I recently started trading in April, invested 38k in the market and my the teeming population of crypto enthusiasts and traders out there

[@matturner8]

Roughly £120k in my portfolio are in tech/TSLA stocks, can I get an advice on any other stocks that I can acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation.

[@suzannehenderson5]

Focus on two main objectives. Protect yourself by first understanding when to sell stocks in order to minimize losses and maximize rewards. Second, get ready to capitalize on market changes. I advise consulting a financial advisor or other expert for advice.

[@emiliabucks33]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, I believe that is the most effective way to enter the business at the moment.

[@Johnlarry12]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@emiliabucks33]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Johnlarry12]

Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call.

[@salinagauntlett]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.

[@anatolyivan]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@GertonTootle]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@salinagauntlett]

Sure! She interacts on what's App using the digit below 👇

[@salinagauntlett]

+180

[@salinagauntlett]

5369

[@Griffinguardian]

So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.

[@dannielleemarie]

Knowledgeable investors know how to invest during a crisis to reduce risk and maximize returns. If you can't manage these conditions, consult an experienced market strategist.

[@Harperrr.99]

In 2008, I told my wife not to sell our stock to pay off the house, saying it's not a loss until we sell. Despite a $100,000 loss, we consulted a financial advisor, held on, and later gained it back plus $2.7 million to date. We used the extra gain to pay off the house and are now debt-free. She was glad she listened to me.

[@wellsHannahh]

Do you mind sharing name of your advisor? I need help.

[@Harperrr.99]

I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Lauren Marie Ehlers" for years and highly recommend her. See if she meets your criteria.

[@wellsHannahh]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@jessicamoore3093]

I've been diligently working, saving, and investing toward financial independence and early retirement, but the economy since the pandemic has eaten up the majority of my $3 million portfolio. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?

[@alexyoung3126]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice.

[@alexyoung3126]

I’m a contractor, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary " Lisa Angelique Abel" actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

[@kevinfarrell2897]

If you were in a simple index fund like VOO and you had 2 mil in there with your other mil in bonds or CD's you would have made around 300k in the past year. The economy is cruising, not sure how you lost so much.

[@trevdog110]

@@kevinfarrell2897theyre all robots commenting

[@Ashley_Snyder_Realtor]

Dang!!! You told your kids about Santa and was scarily close to telling mine!!! Guess it’s back to the ear pods for me

[@hkpo20]

you called both small cap index funds the same but one is small cap value and the other is blend in the coffee house portfolio. Thanks for all you do!

[@stephmeldrich6765]

my wife and i have been going strong with the bond ETF's, Inverse ETF's ,Oil and gas stocks and Vroom, we also dabble in the s&p 500 from time to time. currently thinking of going into ETF's with exposure to fixed income assets like SPDR and FLOT but we haven’t decided yet. Still waiting on our advisor James Fletcher Brennan to give us the go ahead. To all the noobs..Being consistent is a very simple way to develop over time, and I can't stress this enough seek help and guidance because not doing so in this market is like telling a pre med to handle your surgery without getting help from a certified surgeon lol.

[@victoriaaldrin]

Impressive!! Also, I did read about James Fletcher Brennan on the web, I was able to find his webpage and leave a mail. I'm willing to make consultations to improve my portfolio

[@ericwilde4583]

I'm glad to see so many individuals prospering. I appreciate the clarity of this channel.

[@katelynrenesse4798]

I had to Google to be sure, he has a great resume

[@polreast]

does he work on commission or do i have to pay him an advance?

[@stephmeldrich6765]

@@polreast yes he works only on commission

[@armeijamies]

One key challenge I've had in the past is consistency. Over time this has led me to a 3 fund portfolio which I can now consistently manage in the background of a busy life. The consistency is beginning to show encouraging results. I've learned my limits that while I can effectively pick my own stocks I am terrible at selling. A more complicated problem than I can reliably solve.

[@philip5899]

Why only index /mutual funds and no ETF? Mutual funds have higher expense ratio and have cap gain distribution at year end!

[@dorissteve912]

There might be an economic turmoil but there is no doubt that this is still the best time to invest.

[@dorissteve912]

you could be right or wrong . i once had similar problem but now its a different ball game for me because I was lucky to have met Karina Mattis , a financial manager and stock expert, I have made more than $165,000 in 6 weeks under her supervisions

[@dorissteve912]

Search her name on the internet to reach her

[@Krinbo]

@Jessica Mamikina that is why it's the best time to invest if, and only if, you are planning to buy and hold. Your funds are becoming devalued, which makes them cheaper to buy, which in turn will optimize your eventual ROI. I'm buying ETFs that I'm going to be cashing out in 40 years. So even if it takes 10 years for the stock market to bounce back, for me that's just 10 years of cheap stocks to make money on for the remaining 30 years that I'll be holding.

[@nvus2758]

@@dorissteve912 Shill!

[@d2profit907]

@@jessicamamikina7648 sounds like your a fomo chaser

[@Donkeyearsa]

I am in my early 50s and I have 5% in government bonds and 95% in sp 500 index When I retire I will have 1 year in money market fund 3 years in short term bonds Everything else in sp 500 index As long as the market is not going down to much I will draw my monthly expenses from the sp 500 index fund. If things go south I have a year of cash and if things keep going down I have 3 years in bonds. I own real-estate rentals for income.

[@thegardencity92]

This is a sound plan. Good for you

[@Nwnatves]

Pretty clever

[@BP_PE90]

My allocation in my early 30s is: 10% - total us bond market index 15% - total international stock index 12% - us small cap index 13% - us mid cap index 50% - 500 index I use automatic investing for my taxable account and review allotments annually, adjust if needed to gradually rebalance. I could probably simplify some with the total stock index instead of the 500, small and mid cap funds.

[@AK-47ISTHEWAY]

That's a good portfolio allocation for someone your age.

[@BP_PE90]

@@AK-47ISTHEWAY that’s encouraging to hear. It’s so hard to find information on asset allocation. What’s even harder is finding good information on how to invest in risk off assets in my taxable brokerage.

[@alexyoung3126]

The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

[@jessicamoore3093]

According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

[@kimyoung8414]

Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.

[@claraclouse9086]

That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?

[@kimyoung8414]

"Lisa Angelique Abel" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

[@claraclouse9086]

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

[@ChusovlyanovD]

vanguard enjoyed this video I guess

[@medjoolmaker]

Warren is wealthiest person on this list. I’ll stick with him. Warren made his fortune investing in market. Somone like Ramsey made his money in real estate. His active mutual fund strategy is flawed, as we all know very few beat the sp500 index long term with the fees.

[@alexyoung3126]

Concluding 2022 with a 20% decline in the S&P 500, long-term investors find a promising entry into 2023. Noteworthy ETFs include: $VOO for S&P 500, $VTI for total US market, $QQQ for tech growth, and $SCHD for growth with dividends. Calculating my annual dividends, I'm thankful for $167k-attributing it to discipline and focus.

[@robby95036]

What do you think about a portfolio similar to 3-fund but where it is broken down into large cap, mid cap, and small cap. That way if one is underweighted you can buy more into that cap.

[@AK-47ISTHEWAY]

That's what i'm currently doing in my Roth IRA.

[@rustymu87]

I started watching your almost all your videos for 3 reasons: Your videos it’s very professional and clear about every aspect you try to deliver, second : You have experience with debt! Third : you from OC just like me 🙏

[@DeviJane-jp3xn]

To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Paula David focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.

[@daviesgriffiths5215]

I'm surprised you know her too, I've been making a lot of profit investing with her for a few month now.

[@georgeheyden4524]

You invest with Paula too? Wow that woman has been a blessing to me and my family.

[@tessbakker7549]

I invested with Paula too, she understands every beginners intention and fix you to a trading plan that matches your capacity.

[@klaasjohnsons1523]

I'm new to this, how can i liaise with her

[@liamjones6540]

I was skeptical at first until i decided to try. Its huge returns are awesome, can't say much

[@AndyMyers94]

I really like that you pulled the specific funds

[@bingoknows]

What’s your take on Core - satellite investing, it’s one I’m implementing on my Roth.

[@myalkut]

I found your channel recently, and I am gradually going through all of your videos. I read the simple path to wealth after you recommended it, and I am very inspired. Your videos are very helpful summaries of so many things I was trying to get a perspective on. And I never feel like you’re just trying to sell me something which is a relief. I would like to request that you make a video with more details on Vanguard’s dividend growth funds. I am curious about when you recommend utilizing dividend paying funds. Thanks for all you do.

[@MargaretHopeMusanga]

Might be a silly question but what is Vanguard? In option 9, you mentioned there's no alternative for INT SM and ULT SM in Vanguard. Is there an alternative with others? Are they good?

[@rjo8500]

Great video. I chose the three fund strategy, Large-Cap growth (SCHG), Mid-Cap growth (IVOG), and Mid-Cap value (IVOV). I’m in my late thirties. Only 1% overlap with the Schwab ETF compared to the two Vanguard ETF’s. And only 31% overlap between the two Vanguard ETF’s.

[@marshallmason1]

I bought into Berstein's portfolio after his book came out, and it just kept underperforming. Tested it on Portfolio Visualizer and it showed a 6.6% CAGR, which is fine if you're willing to sacrifice performance for safety, but the max drawdown is 17.3%! Some of the other portfolios you mention here have a similar problem: overdiversification. Just do 70% S&P 500 and 30% T bills. Same risk as Bernstein, but 50% more growth. Want more growth? Add more S&P. Want more safety? Add more T bills. Done and done.

[@Zeroneii3]

The S&P 500 and other index funds are overdiversified as is Holding a small amount (5-15) individual stocks on fully researched companies that you have belief in will outperform any index

[@AK-47ISTHEWAY]

​@Zeroneii3 I would never hold individual stocks. That is way too much like gambling. Also, most people don't have time to research companies. A simple 1-4 fund portfolio is all anybody really needs. Don't overcomplicate and gamble it all the way on individual stock picking because the average investor will end up losing it all.

[@Zeroneii3]

@@AK-47ISTHEWAYThe statistics are skewed The average investor buys and sells individual stocks too often They are more likely to hold funds over the long term Also, multi fund makes absolutely no sense Funds overlap on top of eachother A single fund portfolio would be better Also, if you feel like you're gambling when purchasing individual stock, you didn't do enough research on the company Only invest in companies you know well and are confident will succeed in the future

[@the-fantabulous-g]

Tae, what do you think about Professor G’s 3 fund strat? One broad based index fund, one growth fund, one value fund. For him it was S&P500, SCHG, SCHD. Allocations are broad-heavy with more tilt on value over time. Ditches bonds and international entirely. He says backtesting shows good results, but yeah it’s an interesting take for sure.

[@LarsBergstrom-uh2eu]

My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I’m currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.

[@AstaKristjan]

Not a great July so far but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might also consider financial advisory looking at your capital.

[@MidCenturyMikey]

What a great video! I use the two fund approach, 90% s&p 10% bonds and auto rebalance per quarter. Maxing out my 401k using dollar cost averaging for the last 12 years. I'm looking at retirement now.

[@dsuthapong]

Extremely thorough, simple, and enjoyable financial video. Thank you so much🙏🏻

[@MrJeffgonz]

I'm on that 1 fund portfolio 💪.

[@alidickerson6209]

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[@alidickerson6209]

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[@davekal]

Bots...

[@babysisdolls333]

Mr. Kim thank you for the video.

[@dionreliable4770]

Any recommendation for the beginner to start ?

[@stuckinchaselandia6427]

Great video! It would be informative to know how all of these portfolios would have fared over the last few years for a comparison . Keep up the great work!

[@michaelturnerofficial.]

I've been working it all out in a spread sheet over the last few weeks. What I have so far is the first 4 portfolios for 5 year average from 2022 of the load and inflation adjusted total return: 100% VTSAX = 6.99% 90% VTSAX 10% VBTLX = 5.99% 70% VTSAX 20% VBTLX 10% VTIAX = 4.16% 55% VTSAX 23% VBTLX 11% VTIAX 11% VGSLX = 3.33% That was the easy part. The bulk of my work has been creating ETF alternatives that I have access to in the UK. Interestingly, some have a high correlation coefficient to these portfolios with slightly higher returns, which will be from slight difference in UK-US inflation and fund fees.

[@stuckinchaselandia6427]

@@michaelturnerofficial. Wow. You sure put in the work. Appreciate your videos 👍

[@ErikHicks-e3g]

This tricks with MACD really impressive! I didn't know about it

[@tomvermeulen1082]

I’d really like to see the same video but with Fidelity funds. Especially the Fidelity zero funds.

[@lostboi3974]

Dave Ramsey = Good at getting out of debt, but bad at investment/retirement strategies

[@AK-47ISTHEWAY]

So true 👍. I don't follow any of Dave Ramsey's investment advice.

[@unorthodocs1]

Retiree. I am at 50% divided into JEPI/JEPQ/RYLD and 50% VOO. Never sell anything. Just reinvest dividends I don’t spend into issuing fund.

[@maximusdecimusmeridius5438]

All in VTI..... simple path to wealth

[@ordinaryhuman5645]

I could see adding international exposure given that the US and west is on track for a decline compared to the less woke parts of the world. Should one really want to put all of the eggs in the basket that's struggling to define what a woman is or which flavor of gender people are?

[@redslate]

Honestly, the first three strats are probably your best bet until you understand the market well enough to branch out on your own. Eventually, you'll want to take on an increasingly larger portion of "low-risk" assets (typically bonds) as you near retirement. I wouldn't even bother considering many of the other "recommended" strategies given: Dave Ramsey: Financial advice falls flat beyond 'get out of debt.' Bill Bernstein: Exposing yourself to a single foreign market (Europe) while excluding opportunities in the overall international market seems irrational. Ivy League Schools (particularly Harvard): notoriously mismanage their asset portfolios, often underperforming the overall market.

[@Djsanddy]

superb video. One of the best videos on actual ETLFs with names and %. Thanks a ton

[@magnumcent3638]

Very good work that you have done. Well done, very helpful.

[@rpshah79]

One fund portfolio, I would have recommended target date index funds or Vanguard Lifestrategy funds. Two fund, I would recommend for stocks: AVGE, DFAW or VT(WAX). For bonds: BNDW, BND, IUSB, DFCF, or DFGP.

[@mohican-jx6fx]

My portfolio has good companies, however it has been stalling since last year. I have approximately $600k stagnant in my reserve that needs growth.

[@ericmendels]

With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

[@kaylawood9053]

Please can you leave the info of your investment advisor here? I will need his/her management on my much larger portfolio

[@ericmendels]

The coach I use is actually quite known, “Sharon Louise Count”. She has a wide presence on the web, so you can just search her

[@kaylawood9053]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@AK-47ISTHEWAY]

Scam bots unite! ✊️

[@pd4938]

It would be nice if you showed at end the total returns for each strategy at 10, 20, and 30 years in percent or use 100k as example

[@jasond6602]

I wish you would have given the expense ratios with these different strategies when making this video. I'm curious which is more expensive to partake in. Thanks for the video.

[@X-7-Ripper]

Awesome video, thanks so much.

[@CerealOnWheels]

Almost everyone of these portfolios didnt beat the SPY over the last decade, which underperformed just investing in BERKSHIRE, which underperformed investing in the nasdaq, which underperformed just buying the top 10 stocks in the SPY.

[@gabriellopez5319]

Does it make sense to have a Target Date Fund and a Total Market Index fund as part of my portfolio?

[@AK-47ISTHEWAY]

In my opinion, that makes no sense because there's probably going to be a lot of portfolio overlap. If you are relatively young, then your Target Date Fund is gonna be most likely comprised of a lot of companies featured in the S&P 500, and your Total Stock Market Index Fund goes by market cap so the greatest concentration of that portfolio is also going to be in companies that are listed in the S&P 500. It's basically like having two funds comprised of all the same companies, so you are not properly diversified.

[@24hourgmtchannel64]

Just a bit of clarification. The 3 fund portfolio may be a Bogleheads recommendation but Jack Bogle himself was not an advocate for international inventing. He did say in many interviews that if one was going to invest in international stock mutual funds, limit it to no more than 10-15% of your portfolio but he constantly did not recommend it. His reasoning was that many companies in the S&P 500 such as Coca-Cola already gives international exposure.

[@matttaylorfilms319]

Is it just me or is anyone else noticing HEAPS of scam bots on these types of financial videos?

[@AK-47ISTHEWAY]

Scam bots unite! ✊️

[@jackfrost8412]

I have seen several of your videos when you refer to bonds, you mention a bond fun like VBTLX however I think what others mean when mentioned, they are not referring to a fun. If you look at VBTLX's performance over 1 year, 3 years, or even 5 years it is consistently bad. Is something else happening here when you're talking about bond funds that I am not seeing? I want to consider bonds for my portfolio, but I can't bring myself to put money in something that performs badly despite how many times you mention it.

[@vincentapa1376]

I think you are right. There is a lot of overlap.

[@kaosperez213]

Another great video! Thnks again

[@serialmigrant]

I guess i am considering accidentally the coffee investor one but split between a taxable and a roth, so 3-4 funds in each.

[@kenk7875]

Tae, great video! What are your thoughts on including REIT in an investment portfolio for someone who owns a house? It seems to me that I’m already so heavily invested in the real estate market with my mortgage that it would be LESS diversity to include even more focus on real estate - thoughts?

[@AndriiMaidan-y2r]

Can you please make a video for EU residents investing into the stock market? It seems a bit different since we have a bit different etf policy here, any ETFs you buy here have to be UCITS regulated, so no VTSAX and VXUS for us

[@asphaltandtacos]

My five fund portfolio would be 20% in each of the following funds AMLP - MLP TFLR - Floating Rate Loans VBK - Small Growth VTI - Total Stock Market Index VXUS - International

[@TheAzmountaineer]

I was a salesman for many years and was constantly being taught a new way to plan my year. After a while, I came to the conclusion that it almost doesn't matter which plan you use, as long as you actually have a plan and stick to it. One plan might work better than another - this year - or it might not. But as long as you 'plan your work and work your plan' success is almost automatic. It seems that financial planning works the same way.

[@TylerTeeGolf]

Would you say it’s a good idea to just invest myself using some version of what is included in this video rather than paying a company to invest my money?

[@papasquat355]

Does Dave recommend rebalancing to maintain 25% each? That would not make any sense to me in that you reduce your best performers and increase stake in the worst performing fund.

[@papasquat355]

@@passive101 Terrible plan.

[@bongboyz6468]

I always wondered the same thing. Let your winners win and cut your losses.

[@HamiltonRb]

The fact that Dave recommends more expensive mutual funds over low cost index funds, tells me that he should stick to real estate advice, where he made his money.

[@ordinaryhuman5645]

If you think rebalancing is a bad idea you should probably read a little bit more. Suggested topic: reversion to the mean.

[@ryanjackson5437]

Nearly everyone recommends rebalancing, or when you withdrawal to withdrawal from the “winners” (that now have a higher allocation than you anticipated).

[@jn3674]

How about a historical CAGR for each strategy? 3, 5, & 10yrs for comparison perhaps

[@andylgd]

I think I tried to follow a 3-fund plan, but somehow one-off tech stocks got mixed in here and there and now I have no idea what my ratios are. How often do you rebalance to try to keep to these ratios?

[@BossofBosses111]

I do at the start of every year

[@redslate]

You don't have to keep the _exact_ ratios; they're just suggestions/recommendations. You pick your own portfolio and manage your own risk. If you're comfortable with the assets you've chosen, let them work for you. The only time you need to "rebalance" is whenever your risk tolerance changes (life-changing circumstances, retirement, etc).

[@jspur6]

Vanguard s&p and vanguard dividend are my go to, they’ve done well, but then again so did everyone else who spent big in 2020

[@rhueoflandorin]

that last one i imagine was designed that way to reduce the portfolio beta...am i right?

[@vyrong2885]

2 fund portfolio VTI and Cash

[@galaxyfz]

Should bond funds be avoided in times of high inflation like we are currently seeing?

[@scrungo7610]

I’m on a 3 +1 sustainable energy mutual fund. Thinking about adding real estate mutual fund since the market is low right now it feels like a good time to buy in

[@bethbock6700]

Avoid "target date" funds. Their strategy is to move to a larger and larger percentage as bond funds as you reach age 65 - but that presupposes you will retire and need those funds at age 65 (not necessarily true), AND they tend to move toward bonds too soon - so you lose years of potential growth you could have had in equities.

[@umaruu6679]

Just opened new roth ira with vanguard thanks for all the videos it helps me decide what type funds i will invest😊

[@drdontpassone8164]

excellent vid for all levels of investor

[@SilentInv]

My portfolio is made up of 6 companies plus the VUAA ACC EUR ETF, which replicates the S&P 500. I chose Nu Holdings for its growth potential in the digital financial sector in Latin America. Realty Income, Vici and Stag offer exposure to high-quality properties and consistent income through dividends. QuantumScape is a bet on the future of solid-state batteries, with enormous potential in the electric vehicle market. Tilray is a play on the cannabis sector, which is expanding globally. The S&P 500 ETF balances risk, providing stability with large, consolidated companies. 📈📈

[@missouri6014]

Could you do the exact same video using Fidelity funds and also swab funds I think that would be very helpful for a good many people. Thank you. Well done.

[@chriskosik663]

We talk about portiflio strategies but have no discussion of portfolio metrics? Calculations? I think the modern consumer investor has a lot of tools at their disposal to do more sophisticated things?

[@johnryan6658]

How about the retirement portfolios from the free Portfolio Charts website like the Golden Butterfly or the Pinwheel? Or, the retirement portfolio I designed using that site. It goes like this: 20% Total Stock Market ETF 20% Small Cap Blend ETF 20% REIT ETF 20% Short Term Bond ETF 20% Gold ETF

[@basseon]

Wow. I had never heard of these strategies and I ended up slowly doing them on my own, I'm an investment genius!!!!🤣🤣 Started with VUN (CAN version of VTI) and VFV(CAN version of VOO). Then added XIC (CAN Core Total Market). Then added XEF (85% of international capital invested excluding North America). Then added a REIT (ZRE). Then added bonds (VSC and ZAG). Then added gold, silver, lithium and uranium. Then added individual stocks for fun with 10% of my biweekly purchases. I'm doing really well (total return of 13% as of this morning).

[@HB-yq8gy]

Forget all this hands down Wellington #1 or Wellesley #1 have stand the test of time they're active managed. The managment team is cheaper & smarter than me. The Vanguard's admiral class aprox. 0.17% exp ratio minimum $50,000. John Bogle never recommended rebalancing. I think for retirees simple stupid easy.

[@tubenachos]

All these funds are making my head spin 😵‍💫😵‍💫😵‍💫

[@gurmeetchawla8362]

Can you please always enlist the etfs side by side for each of the index mutual funds when ever you are discussing or making a point?

[@tonyasanders6927]

I second that request.

[@michelbruns]

5:04 i think its highly debatable to NOT invest internationally, why would i only invest in the us?

[@bethbock6700]

The point he made is that "U.S." companies are not just U.S. They have huge involvement with the international markets as well.

[@danielwbader]

I'm using managed futures and gold as additional hedges. 2022 was murder for stock/bond portfolios. My current portfolio is based on a 40% stocks/30% managed futures/20% long-term bonds/10% gold, though I've levered it up a bit.

[@JC-sc9rx]

i run mine similar to Ivy league endowment however...I'm slightly tempted to simplify after listening

[@fonebook]

IMO you either know how to pick stocks or you don't. If you think you don't or don't want to bother, buy the whole hay stack (VT). Once you start with a mix of ETFs, you're just one step removed from picking stocks.

[@pongop]

Very interesting comparison! Thank you!

[@rswirth7147]

Just asking for disclosure .....are you being paid by vanguard?

[@AK-47ISTHEWAY]

I believe most of these financial KZbinrs, money bloggers and personal finance writers are paid by Vanguard...