Tashi Gumbatshang | Business Psychologist | Finance & Pension Expert

As a refugee who embarked on a harrowing journey to escape a troubled past at a tender age, marked by the absence of familial connections for some decades, narratives have become my lifeline. Without the semblance of a permanent address, stories have emerged as my sole asset, composed of dreams, hopes, and ideas-a treasure trove I hold in the highest regard.
My upbringing was steeped in the richness of narratives, acting as the driving force behind my pursuit of continuous growth and self-improvement. This journey has not only solidified my passion for storytelling but has also highlighted the profound impact it has on our scattered global community. This endeavor has served as a vital bridge, fostering mutual understanding among individuals from varying walks of life. It's been instrumental in bridging the generational gap, uniting the wisdom of yesteryears with the vigor of the present through the conduit of stories, experiences, and ideas.
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[@d.lhanzey6338]

Bhuchung La you doing great job. I must say Tashi la’s smile and laughter is contagious. Thank you both.

[@Onthepath1spblsa17]

The humility in expressing how poor his spoken Tibetan is in itself impressive. There are too many Tibetans who speak even worse than him these days! Inspiring and interesting podcast👍

[@Dollidolly123]

This is the different people who born n raised in Western are can't lie n pretending. They are straight forward n Clear.

[@choekyianutsang]

You mean Tibetans from India or Tibet lies?

[@Dollidolly123]

@choekyianutsang tibetan from India being use to pretending n fake

[@user-zg3kp5in7w]

Tashi Gumbatshang's matra is buy, buy and buy Index Funds. I fully agree with him.

[@ngawangtseten4776]

Not only about financial investment, there are certain other things that we can learn from this interview 👍.

[@tnyima]

For somebody born in Switzerland , your Tibetan is really good. I absolutely agree with your philosophy of investing. Index investing is the way to go. Earlier your start the better. Make it auto invest from your bank. Thank you Tashi la. Very proud of your passion for our Tibet! Bodh Gyal Lo!

[@kforkunn]

Very informational and inspiring! Thank you both!

[@lobsangdolma9394]

I love watching this different podcast as it talks about financial literacy. Thank you for sharing your journey and its very inspiring 🙏

[@user-ps1cu9rc4f]

Vielen Dank für das sehr super interessante und tolle Interview 🙏🫰🇩🇪

[@user-kp4ho9dv8d]

very interesting AHA interviewing Banker grown up in Swizerland

[@teyangchen]

Straight from his heart 🙌

[@MsShedy]

So true, proud and important to hear from Tashi la the points “ very unique as a Tibetan “.

[@tashi282]

still lots of people like to put cash under the pillow and the rest would leave in the Bank-the Banks will invest and make millions. Either you work for the money or let the money work for you-invest smart! Work smart, not hard.

[@tashibhutia5902]

Truly said, But those who have no idea about investment is better to invest in bank and get something back in return which is safe n guaranteed or lose what you have. Let's say three parties happy. Anyway, Let the money work for you and not the other way makes total sense. ❤ Lastly Work Smart not hard digested immediately.😊

[@peace88889]

Bought house and rent it. Is it kind of good investment or better investment that amount in stock market?

[@tashi282]

@@tashibhutia5902 leaving money in the bank is not investment and inflation kill the value of money all the time.

[@tashi282]

@@peace88889 if you bought a house with loan or equity-you've to pay mortgage, insurance, property tax, utility, HOA etc-you make little money.

[@sonamshalung6687]

One of the beneficial episodes of Aha moments..

[@jcjc4979]

Jho La Tashi la, Trust me, your Tibetan is surprisingly better then many Tibetan who grew up in Tibetan community. Not Joking.

[@eatalone6782]

Learned a lot from this interview today, thank you

[@eatalone6782]

From this video I learn -Flight or fight( human mind build up not to die but to survive however losing few money make us to feel like die prospective so we flight and sometimes we fight without thinking about probability) -Index fund-compounding interest -Always keep in mind about probability than hope or dreams

[@leipajangkhuu]

By Index fund with low cost he meant to say ETF

[@layla7250]

@@leipajangkhuupls suggest what EFT I should invest

[@tennylak5004]

Love this interview. Very good advice. This is the one of the best podcast.

[@Lhamolhamo2222]

Lovely personality

[@tenzznono]

Thank you very much for this informative session. I would very much love to hear more on career guidance for young Tibetans pursuing finance profession. I do agree with your perspective for building wealth is a marathon requiring consistency & the ability to make rational decisions when everyone around you is not.

[@sonamshalung6687]

Great information, knowledge…

[@tseringdhondenlhewa66]

Tashi la you gave very good information regarding financial investment . In our Tibetan community we do very hard work to earn money but our people are very poor in financial management which is very important. As just see how Indian and Jewish are very for financial management. So always try to invest as early as possible .As Tashi told us it is very important to get financial independence in future .

[@thuptenene9606]

If there was a Survey done among Tibetans living in India n Nepal.I m sure most Tibetans living outside of Tibetan Settlements r most Financial Free n pay the most Tax.Tibetans living outside Tibetan settlements like KTM,Darjeeling Sikkim Nagaland r most Financial Free.Y is that?Thats beacuse they don’t beleive in Free Handouts from CTA n they don’t want anything from CTA Govt…So financial freedom is a Mindset where U don’t want to Depend on anyone but urself.

[@thuptenene9606]

Forget Investment Tibetans living in Shichak complain what CTA didn’t gv them.

[@beenesonamla6262]

Tashidelek Mr BhuchungLa & Mr TashiChola 🎉 ...Very interesting & ❤to yuh both😅

[@tibetemchigmbhtibetmedizin4160]

Swiss tibetans are known as honest, direkt and hard workers like Mr. Gonpatsang in all kind. In specially we are trying hard to keep our Tibetan culture and language, even it is not easy in a surrounding of more Swiss then Tibetan Citizen. So i am very proud of being Swiss Tibetan myself. རང་གི་རིག་གཞུང་རང་གི་མ་ཉར་ན་སུས་ཉར་། བོད་རྒྱལ་ལོ་།

[@tengyaltayong1044]

Very inspiring

[@Chupsssse]

this is v unique episode .. thank u so much ... pls make podcast with banker , CEO of company

[@pemaaage7992]

Thank you very good advice❤

[@dathag77]

Very proud of you sir,

[@yeshi5938]

Very inspiring and refreshing podcast!! I hope you get more views and sponsors so you could keep doing what you intend to do. Thankyou bhuchung kata la🙏

[@lobsangtenpa8851]

I love this interview, good advice

[@lobsangchoedon5036]

Nice , interesting topic .❤

[@xidup695]

Great interview, very inspiring thank you 🙏

[@Tsering2024]

Interesting with huge information ❤

[@ngodupdorjee7216]

Tashi la, appreciation for your talk but more financial awakening on investment amongst Tibetans needs special focus.Tashi Delek

[@karmasangchoe7020]

Danke Tashi lag

[@lhadonlhadon8454]

Wonderful. Thank you🙏🏼

[@tenzinsaldon3311]

Thank you, very inspiring.

[@zomkyi3948]

as always thank you very much.

[@bonjourmerci1192]

True I never buy anything made chain. Because I m Tibetan.🎉

[@ngawangtsamchoe7747]

Thank you 👍

[@tenzindolma3471]

❤❤❤

[@Yeshi1933]

30.47. Buchungla it’s not hierarchy theory. It’s survival.

[@nagarjuna247]

ང་ཆུང་དུས་ནུས་བོད་ལ་སྐྱེས? What a podcast!!!

[@rewang8]

I watched… he speak(Tibetan) his best way…

[@luckyngos]

Nice 👍

[@thuptenene9606]

If u thk closely Financial Experts is a term which is used very loosely …There is no Financial Expert…Financial Investment is a very lonely journey.What works for 1 person dosnt work for another.For eg lots of financial experts will say diversify ur investment across different assets but if u hv Rs 1L initial amount for investment Diversification won’t work.

[@laxfailgyatso836]

That's where the mutual fund concept came to diversify your investment even with a small amount of funds. just for knowledge I am expressing my views.

[@thuptenene9606]

@@laxfailgyatso836 If amount is small do the opposite…Don’t Diversify.Diversification comes at a cost.Each MF hv around 70 companies.Most r not good.Better Keep 10 -15 good stocks across different market caps.

[@thuptenene9606]

@@laxfailgyatso836 If amount is small don’t Diversify..Diversification comes at a cost…Each MF has around 60~70 stocks…That’s too much for a small amount.Equity Market dosnt work if ur too safe.U can earn a Lakh here n there that’s all.But that Lakh won’t change Life.Equity/Stock should be to mk Big so that ur Life n ur Loved ones life’s change…If not than FD is better.Y tk the stress..That’s what my teacher use to say.

[@dathag77]

Tashi gumpatsang Lak, ich bin Tibeter von zurich bin ich 50j alt und wie gut ist noch zum investieren ? F.Gruss Dawa

[@user-zg3kp5in7w]

Go to any brokerage firm in Switzerland and buy some Index Mutual Funds. They are low cost, low risk and get some return to your investment. It is much better than keeping the money in a bank.

[@kyara1959]

བོད་སྐད་གཙང་མ་ཞིག་མི་ཤེས་པར་ད་དུང་དཔེ་མི་སྲིད་ཅིག་ཡིན་མདོག ཕ་རོ་ཟ།

[@samduptsering6481]

བརྙན་ཐུང་ལྟ་ཚར་ནས་ད་དུང་ཡང་ངས་ཁོ་བོད་པ་ཡིན་མིན་ཤེས་མ་སོང་།

[@tenzinnorbu6750]

Then you are stupid 😅

[@explorenatural2348]

བོད་པས་བོད་སྐད་ཡག་པོ་མ་རྒྱབ་ན་མི་རིགས་ཀྱི་ཞབས་འདྲེན་རེད་ མེས་པོའི་དཀའ་ལས་བརྒྱབ་པར་ཆུད་ཟོད་རེད

[@Lobsang-k9t]

བོད་སྐད་བདག་པོ་རྒྱག་མ་ཐུབ་མཁན་ཞིག་ལ་འཛམ་གླིང་གི་ཕྱུག་བདག་ཆགས་ནའང་བོད་པ་གཙང་མ་ཞིག་ཆགས་ཐུབ་ཁག་པོ་རེད། ངས་ནི་བལྟ་ཡོང་དུས་རྒྱ་མི་དབྱིན་ཇི་བཤད་མཁན་འདྲ་པོ་ཞིག་མཐོང་ཡོང་གི་འདུག

[@tashidorji8681]

བོད་སྐད་ཡག་པོ་འདུག་ཐུགས་རྗེ་ཆེ་ རང་སྐད་རྒྱག་སར་དང་སྤྱི་ཚོག་གི་འབྲེལ་འདྲི་འཁོར་ཡུག་གང་ཐད་ནས་དཀའ་ལས་ཁག་པོ་དེ་འདྲི་འོག་ནས་རང་གིས་འབད་པ་དང་ཕ་མིས་རྒྱབ་སྐྱོར་ལ་བརྟེན་ནས་རང་སྐད་པོ་ཤེས་འདུག་ངོས་ནས་ཡུགས་རྗེ་ཆེ་ཞུ་རྒྱུ་ཡིན།❤❤❤

[@tashidorji8681]

ཡག་པོ་ ཐུགས་རྗེ་ཆེ།

[@tibetansnow]

རྒྱ་གར་བ་དག་ཧིན་སྐད་ཤེས་ནའང་དབྱིན་སྐད་བཤད་པ་དགའ། དེ་ནི་རྒྱ་གར་བའི་སྤྱི་ཚོགས་ནང་དུ་ཤེས་ཡོན་དང་རིག་གནས་ཡོད་མདོག་བསྟན་ཚུལ་ཞིག་རེད། བཙན་བྱོལ་སྤྱི་ཚོགས་ནང་དུའང་དེ་ལྟ་བུའི་ཤུགས་རྐྱེན་ཐེབས་མཁན་ཧ་ཅང་མང་གི། ཁོ་ཚོས་རང་སྐད་ལ་མཐོང་ཆུང་དང་གཞན་སྐད་ལ་བརྩི་མཐོང་ཆེན་པོ་བྱེད་ཀི། གལ་སྟེ་མི་འདིས་རང་སྐད་མ་ཤེས་ན་བོད་པ་ཡིན་པའི་ངོས་འཛིན་བྱ་དགོས་ས་ཅང་མི་འདུག ལས་དོན་ཕྱོགས་ནས་ཕྱི་མིའི་ནང་དུ་མི་འདི་ལྟར་ཧ་ཅང་མང་པོ་རེད། ཡ་མཚན་དགོས་ཅང་མི་འདུག རང་གི་རིག་གཞུང་དང་སྐད་ཡིག་ཕུན་སུམ་ཚོགས་པའི་སྒང་དུ་ལས་དོན་འདི་ལྟར་བྱེད་མཁན་ཡོད་ཚེ་ང་ཚོ་དགའ་དགོས་པ་དང་སྤོབས་པ་སྐྱེས་དགོས་པ་རེད། དེ་མིན་བོད་མིན་རྒྱ་མིན་ར་མ་ལུག་དག་ཡིད་སྨོན་སྐྱེས་དགོས་ས་ཅང་མི་འདུག་གོ

[@user-zc2od2ii4j]

ཡག་པོ་འདུག་ལྷག་བསམ ་ཡིན་ན་ཡང་ཕ་མ་་ཡིས་་འཐོར་ཤོས་སོང་བས སེམས་པ་ཕམ་གིས་འདུག་བ་😭

[@user-zc2od2ii4j]

བོད་སྐད་མ་ཤེས་ན?

[@kunphel09]

ཁོ་རང་ད་རྒྱ་གར་ལ་སླེབ་ཡ་མ་རེད་པས་ཆོ་ལགས། 😂 AHA Visa དམ་སྦྲུགས་རག་ཚར་བས་ད་ལོག་ཁག་པོ་རེད་ཤག།

[@skyburier8245]

Liked the personality and he could be anything but didn’t come across as a good speaker as he claimed. 🤗 If you listened again to any of the answers to many questions? The answers are all over the place but didn’t stick to the frame of the questions. Challenge me.

[@nagarjuna247]

Look who is talking😂

[@skyburier8245]

@@nagarjuna247???

[@thuptennorpu8790]

སྐད་སྐྱོ་བ་ལ་་་་་ཧཧཧཧ་་་་

[@tenzinchowang9448]

བོད་སྐད་😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂

[@tashitenzin8188]

བོད་སྐད་ཡག་པོ་ཏྒྱབ་ཧི་མི་འདིག་་གར་ཀྱིས་ནོ་

[@Tuscann]

Usually, I really love to watch your Aha moments. But this time, the guy speaks good Tibetan, but he rather use to speak English. So I skip this channel!

[@tashigumbatshang6882]

This guy says sorry for that to you and you shouldn‘t punish this precious channel just for this single case😅

[@1user1212]

and yet you write in English. lol

[@tashinamgya5922]

Metok you missed a great content of the episode podcast. Akha moment 😂

[@thuptenene9606]

It’s not a Language tutorial clas..It’s about Invest investing..Try to learn what Equity,Index investing,Compounding Money Mean ect ect.

[@sonamwangdue6025]

Why this guy is nit speaking in Tibetan???? He can speak in Tibetan??? But why not… I don’t watch this episode??? Sorry

[@user-tw9fv6mt4j]

❤❤