My 23 year old student loan was totally forgiven. $53,000. God Be the Glory
@stanleytate8 ай бұрын
Congratulations!
@MissJean638 ай бұрын
No, thank Biden.
@dreamer.taurus10 ай бұрын
Just tried it! It worked instantly, no glitches 😊 I will try on a laptop instead of my phone so I can scroll all the way to the right 🙌🏾🙌🏾
@ellynicole66556 ай бұрын
I used your free tool to count my months accumulated towards forgiveness. Omg it's AMAZING and super easy to use and understand. God bless you for offering this for free. I'm super grateful I came upon this info before completing the Direct Loan Program application. By the way, in the info on how to use this tool it said to use a laptop or PC and not a mobile device but I used my android tablet and it worked great. Thank you, thank you, thank you!
@stanleytate6 ай бұрын
Thanks for sharing. The education department updated their site to allow users to download the file from mobile devices.
@DLK93245 ай бұрын
AWESOME TOOL ~ Amazing how you guys did that!!
@RockyTop-T10 ай бұрын
You and your team are awesome for creating this! As much as I think I understand everything you said in the video, I still am not sure how to figure out how to calculate my own information.
@user-es5jq6yy9l6 ай бұрын
Urgent. I've been on REPAYE and then it was switched automatically to save. I have a loan at 2004 but was in school for ten years. Should I have chosen PAYE when I consolidated to get the 20 year for graduate loans
@rfs559 ай бұрын
What happens if it's a mix of undergrad and grad loans?
@dreamceline20939 ай бұрын
Free free? I’m gonna check it out now.
@WatchaTalkinAboutWillis10 ай бұрын
Thank you so very much! Just what I needed just to help me understand how much credit I may receive.
@annemarre4 ай бұрын
I created a spreadsheet for myself instead, but this visualization from your tool is super helpful. Thank you! I had a good year and a half in deferment on my loan, but I was also in school during that time if I recall. However, I also remembered that the agent back then advised me wrong to go deferment instead of forbearance. I asked to be in forbearance despite of in-school status because I knew that it might not count towards my PSLF, but the agent insisted that being in-school deferment should not be a problem. Do you think I'll be able to contest my situation? If so, I will be able to get forgiven by the end of this year. If not, I still have a year and half to go. Any thoughts is appreciated!
@Cristy-l2z4 ай бұрын
Awesome tool and awesome work you’re doing! Here’s to you for filling/creating a role that is helpful, as well as likely fulfilling and hopefully profitable. Love it.
@velissalewis53213 ай бұрын
I need to scheduled a consultation.
@jojoh934310 ай бұрын
Wondering if you could dive into the implications of the count adjustment for PSLF? I have the impression the count adjustment applies on a different time line for the PSLF? I was in federal public service since 1997, paying on an extended plan. I just consolidated, and submitted my PSLF ER verification. So won't the count adjustment credit my years on the extended plan, and be forgiven under the 10 year timeline for PSLF?
@dreamceline20939 ай бұрын
If you submit employment verification for PSLF it can be retroactive from Oct 1 2007 forward. You should be way over the 120 count now.
@DillGibran8 ай бұрын
I have a loan that says its 265 months in repayment and 47 months in forebearance and 41 in deferrment. Does that mean I have at least 22 years of credit and possibly 25?
@laurencusack334710 ай бұрын
Amazing tool - Thank you! Almost all of my payments since consolidating in 2015 are showing as deferment, but I have been on IDR the whole time. How can I have this corrected?
@stanleytate10 ай бұрын
You can reach out to the Federal Student Aid Ombudsman on StudentAid.gov.
@staciereid43895 ай бұрын
suppose you were in default and were making forced payments through garnishment do those payments count
@user-es5jq6yy9l6 ай бұрын
If you consolidate on loans that are mixed with subsidize and unsubsidized do you lose the subsidized benefits
@stephaniatucker40388 ай бұрын
Hello, Im confused. I did your calculator, and I am unsure. I sent a request to speak with you about it. I really need you to respond, because I need to do my consolidation.
@stephaniegarrett74209 ай бұрын
You website does not have a scroll bar. I cannot get the information to come up past the bubbles that show my information????
@stanleytate9 ай бұрын
Try from a desktop. It doesn’t work on mobile. There are scroll options on desktop,
@dreamceline20939 ай бұрын
Do you have an iPhone? I rotated the phone to landscape view and was able to scroll all the way to the end.
@rfs559 ай бұрын
it doesn't work on laptop either
@catherinekuntz83069 ай бұрын
The program worked great
@serenitythyme2198 ай бұрын
It did! It's great website, too! Runs smooth!
@sharonsparks89278 ай бұрын
Is there any kind of help for parent plus loans? My husband and I are both over 65 and I’m disabled and haven’t been able to work since 2010. Our daughter that the loans were for doesn’t make enough money to support herself and pay back the loans.
@icorquetza28 ай бұрын
I was able to successfully upload my txt file. Unfortunately I am unable to see the repayment overview section. Please help.
@dar10688 ай бұрын
Deadline is tomorrow morning for the Adjustment. Can you fit me in for a fee?
@beany110110 ай бұрын
Do you think that the time gamed for consolidating and getting credits outweighs the issue of capitalized interest which will increase the balance?
@lisettemartinez20729 ай бұрын
How can someone reach you in regards to questions and further help.
@stanleytate9 ай бұрын
You can use this link to book a 1:1 consult with Mr. Tate: www.tateesq.com/book-a-call
@lisalister800210 ай бұрын
In your first example, is it possible for her to consolidate and then take a hardship forbearance for the next 6 months.... and still qualify for forgiveness?
@stanleytate10 ай бұрын
Hardship forbearance does count towards IDR forgiveness, so yeah, it could work.
@adastro_tothestars10 ай бұрын
@stanleytate I'm counting a cumulative forbearance of 38 months. I'm worried my counts are off. Should I go into hardship forbearance now till IDR adjustment to be sure I'm over the 36months cumulative. I'm PSLF by the way.
@tramelparker208526 күн бұрын
I’ll be scheduling a call… my loans go back to 2004 and 2006
@DLK93245 ай бұрын
I want to work for you!!Mad respect and I'm passionate about this too !
@serenitythyme2198 ай бұрын
Hi, What do you know about the fresh start program?
@stanleytate8 ай бұрын
Not much to know. It gets you out of default quickly. It’s super useful if you only have one loan. But if you have more than one, consolidating is often better because it ensures you get the max forgiveness credit.
@rosellarosetyson8695 ай бұрын
Can you look at my student loans? I think I should be forgiven
@RockyTop-T10 ай бұрын
When will this forgiveness be applied?
@stanleytate10 ай бұрын
By this July.
@cheerful4life3219 ай бұрын
How do I get to try this free tool?
@stanleytate9 ай бұрын
It's on our website here: www.tateesq.com/tool/student-aid-txt-file-reader