Credit Cards से कितना खर्च कर सकते है ताकि Income Tax से कोई नोटिस नहीं आये ?

[@pallabdas1667]

spend on add on credit card can also attract income tax notice based on primary card or it will be treated as separate spend? Please reply.

[@ashutoshpandit3036]

Hi Sir, Ashutosh this side. I have successfully received my ITR. Thank you so much

[@varunsharma-oq2yu]

Thanks a lot for the video. It is really helpful. I’m having one query, it would be great if you help me in that. Let suppose someone debit 3 lac rs from credit card to wallet by paying some processing fee of 2-3% and spend that 3 lac rupees. Then next month during the time of due date he again withdraw 3 lac rs from credit card to wallet to bank and make the bill payment of that 3 Lac rupees bill. Suppose this continues for whole year. then his total debit amount will be 36 lac and his paid bill will be 33 Lac. So how will income tax be calculated?

[@vikashpathak5776]

Hello ji mai bahut sare video dekhe but mera confusion aapne clear kiya

[@TaxGuruJi]

You are welcome Vikash ji

[@DushanthJadav]

Very very thank you very nice video

[@TaxGuruJi]

You are welcome

[@nandikanikam6317]

Bahot achi ,helpful aur detailed vidio..

[@2207maddy]

Cards like SBI elite or HDFC Regalia have annual spend limit of 10lakh for annual fee waiver. Do you mean all those users get an income tax notice . Secondly, what if someone has file an income tax return of 15lkh or 18 lakh. Still the person will receive notice..isn't high spending justified by high spending and properly shown in income tax return . Please reply

[@hcmenterprises8429]

Sir agr mere friend k pass credit card na ho, aur online vo koi product book karaye mujhse, uske against vo mujhe payment de cash ya mere saving account me ya direct mere credit card me payment krde, aur spending limit 10 lakh se above ho jaye to, kya esse mujhe koi notice aayega, itd se

[@KISHANKUMAWATPHALODI]

Thank you very much sir aapne credit card Par video Banaya mujhe bahut se rules pata nahi the

[@technicalguru5012]

Sir Agar usi credit card se paisa nikal kr usi ka bill bhare toh kya problem hoga Pls bataye

[@manojroyal2683]

Mera emitra h electricity k bill pay krta hu agr vo bill me credit card se pay kru ..per year 40-50 lakh k to amount hoti hi h to income tax se koi notice aayega?

[@buddho5420]

Bro mahra ve same problem ha..mah to wallet mah load money karke ose paisa se payment karta hu Cradit card mah Rewards point kiliye...tumara problem solved huya muje ave thak notice nehi aaya but tume aaya to tum kya reply koroge jisse tax na dena pare?

[@deepakbisht210]

​@@buddho5420 tumhare AIS me aaya kya

[@SurajSinghkr1920]

​@@buddho5420aaya kya notice

[@anindyaghosh3315]

Thanks so much for proper guidance!!

[@TaxGuruJi]

You are most welcome

[@rohitjindal3363]

Sir 1 Lakh Kuch Smjh Ni Aaya Please Sir Thodi 1 Lakh Ki Kaam Details Smjhayenge

[@pinkmanjessie8597]

Bhaiyaa yeh Jo Limit hai Use kane Ki yeh Bill banne ke time dekhi jaati hai, ya mai aise jyada use kar rha hun aur bill kamm bnn rha hai fir koi dikkat nai hai?

[@freepocketmoneytricks6351]

Please sir सर मेरा एक प्रश्न है कि सर अगर कोई क्रेडिट कार्ड से महीने के दस लाख खर्च करता है और उसी पेमेंट से वापस पेमेंट कर दिया जाता है और उसे बैंक की तरफ से एक परसेंट की दर से वापस कैशबैक दिया जाता है और उसे बिल डेट से पहले ही पे कर दिया जाता है तो क्या वह इनकम टैक्स की नजर में आएगा अगर आता है तो क्या वह गलत है अगर गलत है तो उसका जवाब किस तरह से देना चाहिए

[@vk-fx6uf]

Sir, loan installment hai, vo bhi add hongi isme......

[@farhanqureshi1221]

@taxguruji ..i want to know what to do if spends are more than 10 laks ...in a financial year..pls help...on this.

[@atiffarooqui3426]

Add on credit card jiske name aur docs p nikalte h to wo unke PAN card p calculate hoga ya primary card holder k PAN record p calculate karte IT wale

[@sekharsingh170]

Sir I pay one credit card bill to pay second credit card limit use then how calculat transaction I T department

[@abhishekvishwakarma1860]

Sir Credit card ka bill pay bill genrate date se pahale pay kar de to income tax ki notice ka dar nahi hota hai kya

[@dineshverma6666]

Very helpful information sir, thanks a lot

[@homestyleoff-grid564]

Thank you for clearing this up

[@manishkumar-bd7xg]

Sir pahle pvt job karta tha or credit card hume 4mil gaya or credit card se apne hi credit card ka dues payment karte hi or aise hi chal raha abhi or loan bhi kuch app se hi kya aisa karne se hume bhi income tax ka notice aa sakta hi

[@bablududdi225]

Hi bro, I ve one doubt. Credit card spending in the month of March and after statement generated, payment made in the month on April, then payments will be counted in current financial year or previous financial year. Plz reply

[@nooreenfatima7442]

sir i have different credit card aur me credit card se business karta hu mere pas invest he nahi bank card diye he amazon flipkart se mobile purchase karke 2 to3 % profit me bechke bill pay karta hu digital modes se karib 12 lakh financial year to kya sahi he

[@Saddam1940]

Aap kitne dino se ye kam kar rahe hai..?? Mai v aisa hi karta hu...but mai 3 -4 mahino se kar raha hu..aur ab tak mera amount 10 lac se zyada ho chuka hai..

[@vijaymaurya2556]

M bhi yahi karta hu btao kya karu yr

[@BapiMANDAL-rd7ef]

​@@vijaymaurya2556KOi notice aya kabhi aapko?

[@dineshkumar-dk8rb]

Same here bro . Kya koi notice aaya

[@amardewasi4677]

सर आप मेरे प्रश्न का उत्तर दो आपकी बहुत कृपा होगी 🙏 Please sir सर अगर कोई क्रेडिट कार्ड का यूज साल में 10,00000 से ज्यादा का करता है और उसको प्रमाण के लिए बैंक स्टेटमेंट जिसमें क्रेडिट कार्ड से बैंक में मनी ट्रांसफर और बैंक से क्रेडिट कार्ड में भुगतान होने का स्टेटमेंट हो हो तो क्या सर उससे इनकम टैक्स विभाग की तरफ से किसी प्रकार का नोटिस प्राप्त होगा अगर होगा अगर है तो तो वह इलीगल या लीगल होगा ? उसके उसके बिल जनरेट होने से पहले ही फुल पेमेंट कर दिया जाता है और और उसका क्रेडिट कार्ड का बिल कम बनता है तो क्या इनकम टैक्स विभाग की तरफ से नोटिस मिलेगा ? सर यह सब इसलिए करता हूं क्योंकि 1or 2 % आमदनी हो जाए तो क्या सर यह सही है और यह लीगल होगा या ईलीगल होगा प्लीज सर बताइएगा सर प्लीज 🙏

[@anfulari]

घर में मम्मी पापा से payment lia government servant hai aisa chalega na

[@SameerKhan-gf1cq]

Sir jaisa Mera credit card ka limit 5lakh hai aur Mai 2 lakh nikala phir 3 lakh bacha phir 2 lakh ka Jo bill aya hai 3 lakh ka isse nikal k pay kiye aesa krke pura month use kiye to har mahina 2 lakh krke 24 lakh hogaya AGR income tax ka notice agaya to Mai bol payenge k credit see nikalke pay kiye to Kya ye answer thik hoga mean valid aur ye real hai woh to Mera income nhi hai na waisa

[@sarangsahni197]

Good bro

[@yogeshsinha6670]

Bhai mene bhi aisa kiya hai 1700000 ka total spend aaya hai... Par mujhe income tax department ne compliance portal pe specified financial transaction category me daal diya hai or report managa hai...isspe kya karna chahiye mujhe... Plz aap batao bhai

[@adv.ravikaransinghRawal]

Respected sir very nice important thank you

[@TaxGuruJi]

Most welcome

[@TarsaliTalent23]

Spend/ credit both are considered in total transactions?

[@MarketWizzz]

Difference between them is net

[@ajayverma-hn3zt]

Dear sir kindly solved my query.... In the last financial year I was renting and I bought home in the same financial year, I took home loans and its EMI started from July 2018 and I got possession in February 2019. Therefore my query, can I get the benefit of both HRA and home loans? Or I can get only 3 months HRA Benfit and remaining home loan benfit. I want to know about Section 80EEA.

[@abhishekpareek3204]

Sir please tell me about my only one question, supposed that hamare credit cards ka monthly bill 2lakh hai and ham ye 2 lakh ko unhi credit card se nikalkar unhi mai per month deposit karwa rahe hai,taki koi penalty nahi lage.sir isme koi income tax ki problem hai kya? Beacause 2lakh per month ke hisab se 24 lakhs hote hai year mai,lekin ye adjustment hai.actual spend 2lakhs hi hai.please suggest me what to do.

[@unknown_boy_vivek]

Agar mai ak sal me 3lakh ki shopping karta hoo aur credit card ka bill payment cred app ya Amazon se paid karta hoo to koi dikkat hogi ya nahi please bata do sir

[@virendradixit7520]

What principle is income generally based on? (a) Principle of profit (b) Theory of taxable capacity (c) Principle of desire not to pay tax (d) None of these Please sir give me the answer this question

[@ANUPAMSETHI]

Mne mere credit card se apne relative ki 5 lakh ki surgery krwai h, or unse paise apne account me transfer krwake bill pay kiya h, us se kya problem aa skti h?

[@shrikantcomputermkcl5814]

Thanks Nice information

[@freefriend1]

Sir csc wallet me rupye add karne par bhi tax dena hoga

[@KanhaiyaKumar-uy8xl]

Sir maina har month 100000rs ka credit card se paytm rent pa payment Kia total 170000rs, per credit card ka bill generate hone se pehle payment advance me kr deta tha in this case kya mujha tax ka notice aayaga sir please reply me. Ye mujha pata nhi hai please reply

[@SARAiRASULPURUMMED223]

Sarji saving account main das lakh kitne din mein kharch karne hote hai

[@subscribeandlike154]

Sir debit card se one financial year me kitta kharch kr skte h taki income tax ka notice na aaye kripya btaye

[@SantoshSingh-yp4vp]

Apka disclaimer acha laga

[@gaurab197]

in current account for business , we often need to pay to our vendors more than 20 lac ruppees via digital means....can we get notice ?

[@YogeshYadav-ni9mz]

Sir mujhe apna credit card se bill payment aur other services ki shop kholni he aur monthly me kitana spend kar Sakta hoon?

[@sashindrabordoloi6239]

Sir what is the different between cash payment and house rent pay

[@MobileGalleryAurangabad]

Sahi bola Bhai apki bat sahi hai

[@sunilmalik9083]

My earning is 30k monthly & I'm using 2credit cards limit of both credit card is 50k. Anuualy I used total credit card - 4 times , Means 2lakh & total my earning With credit is 5.60 lakh Or m itr file krke ca se calculate krwau to ye hoga under 4lakh 4 lakh ka tax kitna hoga or credit card pr alag se koi or charge bhi lagta h iske alawa please reply

[@monujain5274]

Thanks u sir for this information

[@awadbinsalam4651]

Good information thanks sir

[@hcmenterprises8429]

Sir ek video banaye sahara india pariwar pr jinke payment nahi mil pa rahe hai ,vo kaise apna payment received kr sakta hai, mere payment chahiye sahara se 5 year se jyada ho gaya hai mujhe payment nahi kar raha hai sahara kyuki sahara company me case chal raha hai court me, koi solution bataye, kyuki mujhe money ke bahut need hai,

[@moanees447]

sir kya ek lakh Se Jyada Ka Bil Jama karne mein bhi problem hai Paytm se bill Jama karta hu kya ismein problem hai koi dikkat Ki Baat To Nahi hai

[@isfaqurrahman2855]

Sir 'Buy now pay later 'card se agr transaction karu to??

[@beutifullife6351]

Sir Ager main Current Account bhi open Karu tabh bhi to Mera vahi pan card hoga to vese mebhi kya main 10lakh tak hi transaction kar pauga 🤔🤔🤔

[@muddasirpatel1078]

Mera new card hai 60k ka limit hai mujhe bike lena hai agar mai 60k credit card se pay karu or baki ka cash duga Jo 60k ka mai ne card se pay kiya toh or uss ko bill generate hote hi pay kardiya Toh kuch extra charge nai legagga na Please reply urgently

[@mahaveerchougala6572]

Superb, Sir I got !dea and knowledge about credit card payment

[@neelkamalpal6107]

Kya 1 person ki propertier ship farm hai kya voh apne current account 50 lakh aur saving account mei 10 lakh jama kar sakta hai THANKU

[@skd8887]

Sir ager credit card ka bill Emi m convert kr k pay Kare to income tax bherna padta kiya

[@amairsyed3078]

Thanks for the Information..

[@TaxGuruJi]

You are welcome

[@ManpreetSingh-vd6qi]

Sir mera credit card bill mere savings acc. se auto debit ho jata hai to fir je konsa mode of payment mana jayega cash or online transfer.

[@vickypanesar8782]

That is also my question to guru ji....guru ji we want to know same

[@raghvendrashukla108]

Online bro Cash kewal branch se paid hota h

[@sahabuddinshaikh1500]

Agar mera txn limit 9.50lakh hota hai aur main credit card ka payment Digital tarike se karu, to kya koyi problem hoga?

[@rabindrakmr8087]

Thanks sir for your valuable info. Jai hind sir.

[@amarbali4951]

Aap bahut Acha explained krte ho

[@sm5620]

sir mera 10 lakh k upar ja raha hai, par mai ek credit card se amount nikalta hu aur dusre ka payment karta hu, dusre ka tisre se.... to kya notice aa sakta hai kya?

[@TaxGuruJi]

Shashikant agar video me batayi limit cross ki hai to notice aa sakta hai

[@RajKumar-rr3vq]

I am also facing the same situation

[@smrpatel01]

Shashikant Makhajankar bhai koi dikkt horri h ky ek se dusre ko pay krn m??

[@sm5620]

@@smrpatel01 ha bhay thodi dikkat to hoti hi hai, par month kaise khatam hota hai pata bhi nahi chalta, monthly 2-3% jata hai

[@ANDROIDJAIN1999]

Sir mai 7lakh every financial year credit card se spent krta hoon or itr file nhi krta student hoon gadgets mangata hoon offer maito kya koi problem to ni hogi plse reply

[@waveszoom11]

If one person is using his credit card for someone's else and payment is done by that third party. In such case, what to do?

[@ajedittsz]

Did you got any solution to this problem ?

[@waveszoom11]

@@ajedittsz No

[@bharat19731000]

No problem for online transaction by third parties

[@aaladeenStories321]

Good experience sir

[@FireFightersFF]

Atm card no se credit card ka bill payment karne se...bo cash me jaiga yah fer online payment me

[@rk-royce]

Credit card ki limit business me use kar sakte he ??? Income tax notice aayega agar year me 1carore ka transaction hoga to??

[@TaxGuruJi]

Business ke liye cash credit (CC limit) ka use karna hota hai. Credit cards personal use ke liye hote hai

[@ryazsk4435]

Sir agar bill generate hone se pehle hi pay kare toh??

[@garvitmakkar]

cc bill generate hone se phle pay krne pr bhi limit 10lakh hi rhegi?

[@ubedbadi9383]

Sir agar bussinss me dikhaye or it file kare to kya 10lac se upar problem aa sakti hai?

[@gurinder9632]

thanks sirji 🙏

[@TaxGuruJi]

welcome

[@syedrockzzz207]

Total = 11 Lakhs Hai Kya? Online Payment - 10 Lakhs? Cash Payment - 1 Lakh Hai Kya?

[@mdazaharuddin5899]

Vai mera pas FD credit card hai kitne use karne par notice nahi ayaga please vai reply me ????

[@neetarawat3601]

Sir Maine SBI credit card se 5000 liye h phone pe me or phir Maine apnA phone pe switch kiya to usme 3842 rupees bache the to wo ACC me transfer huye lekin wo ACC me so Nahi Kar rahe to kya wo credit card me ritarn ho Gaye Uske alwa mujhe Kitna or dena Hoga card Ka balance

[@anjaninagar8529]

Sir gara cord sirf pesa Nikl kar fir dalte uske bareme batay

[@mohammadadil259]

Cash se payment karte hai matlb cash to koi credit card se nikalta nhi hai generally. Digital mode se transfer hota hai I mean card se

[@successfulway6983]

Thank you so much Sir.

[@vasudewangan]

सर जैसे कि मान लो क्रेडिट कार्ड में 25 से 30000 पर मंथ खर्च हो जाता हो और अन्नुअल में 3 से 4 लाख खर्च हो रहा हो और ITR 3 से 4 लाख का भरा गया हो और पेमेंट ऑनलाइन किया गया हो तो क्या उन्हें भी नोटिस मिलेगी

[@sahijankari774]

Thanks

[@omparkaskumar4172]

Thank you bhai

[@dineshjhamtani]

Sir if payment done for credit card loan pre payment after taking loan from other card on lower interest rate.. Is it covered in 10 lakh limit

[@sayedrizwanalli9798]

Agar koi ITR file nahi vi karta ho to kia 1year me 10 lakhs credit card se spent kar sakta hai please reply

[@patelhind18]

Agar mai 4 L ITR file karra hu tu kitna credit card se spend kar sakta hu ? Thanks

[@tiyaplaybox2332]

Sir ato pay to karva sakte he

[@dbabulugentsparlourtatoo5311]

A salary person how much money can deposit in saving accounts in a year

[@TaxGuruJi]

Ye wala video dekhiye saving bank related kzbin.info/www/bejne/aIK6enSFm7Cplck&lc=Ugygt8Tjqg4BCwgY-O54AaABAg

[@dbabulugentsparlourtatoo5311]

@@TaxGuruJiif every month I deposit 1lac to 1.5lac so , in annually I deposit 17 lack how to pay income tax

[@TaxGuruJi]

Visit any CA/tax practitioner with proper documents and details

[@suniltoshniwal3108]

Sir i have a doubt i.e, most of the time i just add my credit card money to paytm or jio money and then i transfered to bank account by scanning to friend or family account. 2 i taken a loan of 1 lakh rs from hdfc bank but bank as shown that loan account as a new credit card and i paid there whole amount in 2 months only so it will be counted or not. 3 sometimes i use credit card like exchange of money by charging of 2 percent like purchase mobile 40000 but inreality i didnt purchase just swipe by deducting 2 percent of 40000=39200 i take cash

[@niravparikh3503]

Bhai yearly kitna spent hota h?

[@suniltoshniwal3108]

@@niravparikh3503 including all cards 4 to 7 lakhs in between and i file itr if 3 .10 lakh

[@niravparikh3503]

@@suniltoshniwal3108 Bhai log 20 20 lakh ka normally card use karta ha yearly bina itr k..ghanta v kuch n ho

[@suniltoshniwal3108]

@@niravparikh3503 thanks for ur valuable knowledge bhaiya and i m happy that im subscriber from last 1 year

[@chiragajmera1872]

@@niravparikh3503 bhai sahi me 20 20l k spending pe kuch aaya nai hai??

[@arpitagrawal3521]

My income is 2Lakh/ annum and my credit card spending is 2.9 Lakh... To problem ho Sakti hai kya

[@vickysharma7074]

10 lakh

[@vickysharma7074]

To koi dikkat nhi hoti hai

[@karangangurde5232]

Bhai 2019-2020 mai Maine total credit card se kharcha 175000 ka kiya hai isme se kuch chote amount ke transactions dosto ne kiye hai 10-15 voh transactions hai unki amounts milake 20000 hote hai jiska payment directly mere dosto ne mere card ko kar diya hai....175000 mai se 20000 dosto ne pay kiye hai paytm se mere card ko aur bache 155000 yeh Maine cheque payment kiye hai...Aise case mai income tax se koi notice ayegi kya?

[@karangangurde5232]

meri annual income 450000 hai itr mai show ki hai

[@TaxGuruJi]

Karan ji video me properly explain kiya hua hai limits ke saath. Video pura dekhiye bina skip kiye

[@karangangurde5232]

Sir ji maaf karna video load nahi horaha mere paas isilye aise comments mai puchna pad raha hai.... Please bata dijiye mere previous comment mai sawaal ka jawaab. Thankyou!

[@TaxGuruJi]

Karan ji download kar ke dekh lijiye

[@gautamkumawat1050]

I usually transferred money from credit card to bank account. What will happen in my case?

[@umangku99]

GAUTAM KUMAWAT how do you do that?

[@MukeshKumar-gz8jo]

Supper tonight

[@nileshpatidar5896]

10 लाख वाली बात सब बैंक के क्रेडिट कार्ड को मिलाकर है या केवल 1 बैंक... यदि केवल एक बैंक के Credit Card से 10 लाख से कम किया हो तो बैंक नहीं भेजेगा क्या

[@mrutyunjayapadhi8244]

Jaise ki meine notice kiya aap jyada tar comments k reply nhi dete phr v mein puchta hun..zara btayenge ki ek mhine m 1lakh &10k purchase krta hun aur usk agle din m 1lakh pay krdeta hun.. aur 10k ko chod deta hun bill Generation hone tak.. toh us mhine ka bill income tax kitna calculate krega 1 lakh & 10k ya sirf 10k.. jaise ki aapne btaya ki sirf bill ko hin income tax calculate karta hai.. toh ish case m kya hoga.. kindly reply..

[@SushilChauhan]

Jitna aap ka spend karenge woh consider.

[@dkm5691]

Good

[@akashgupta98911]

60 lakhs bill payment kar diye just 4 months mai.

[@BapiMANDAL-rd7ef]

Kuch problem hua bhai?

[@akashgupta98911]

Nahi credit card band kar diya

[@BapiMANDAL-rd7ef]

@@akashgupta98911 kya karte the aap jo itna jada ho gaya?

[@ankursharma9066]

Sir agar me 4 lakh ki itr bharta hu aur annually credit card se 10 lakh se kam 8 ya 9 lakh spend karta hu to kya kuch problem ho sakti hai ??

[@freefriend1]

Nhi, 10 lakh return bhi to karna padta hai

[@AmandeepSingh-pe4jh]

Sir if my whole transaction is through online transfers and I exceed the limit of 40 lkh credit card so, fir koi notice aayega????

[@omprakashsevda8584]

Have you got any notice

[@omprakashsevda8584]

How many times uses credit card according itr

[@niteshnehra7272]

@@omprakashsevda8584 bhai notice to tab aayega jab wo use krega wo to puch rha hai ki yadi mai use kru tab kya hoga

[@sachinkowtikwar397]

Have you got any notice

[@umeshgoyal2755]

Sar kya credit card ke paise ko business mein use karne ke liye use kar sakte hain

[@TaxGuruJi]

Credit cards ki limit cross karoge to income tax se inquiry aa sakti hai. Waise credit cards person use ke liye hote hai business use ke liye nahi

[@niravparikh3503]

@@TaxGuruJi Chutya business use k liya b kar sakta h credit card .. Tuje khali e filing dot com ki hi info. H...

[@keyur2611]

What about add-on credit cards? If am primary card, dad has add-on card, and if Dad uses the card to spend and makes payments, will it invite notices?

[@shaileshprajapati1544]

Sir lockdown ke chalte business me kafi nuksan ho gya tha or Business karne ke liye paise bhi nhi the to mene apne credit card se pichhle 4 months se every month Rs. 5 lacs swiping machine se card swip karrwata hu or uska jo paisa ata h use business use me leke business karta hu or Due ane par payment kar deta hu fir 1 day bad credit card swipe karwata hu taki mere business chalta rhe Is situation me koi problem aa skti h ya nhi???

[@raghvendrashukla108]

Same mai v krta tha bro but aaj se nh krunga qki problem ho skti h

[@pratikjain10]

apko koi notice aaya tha kya?

[@chakrareddy9174]

Pls explain for nir

[@narayandutt1132]

सर अगर क्रेडिट कार्ड के बेस पर लोन लिया हो तो वह भी 15 लाख के अंडर में आएगा क्या

[@omprakashsevda8584]

Can my friend use credit card and make payment and how many Times uses of my itr