TERM INSURANCE... Sulit ba? When to buy? Advantages? How Much?

[@djdimaliuatofficial]

For inquiries and online consultation, you may message me at my FB page facebook.com/djdimaliuatofficial

[@ayetskidenatzipundityskide9336]

How to avail guardian 5??

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@marklestersantomin3142]

Good day sir. Salamat sa pag share ng yun knowledge regarding the importance ng life insurance share ko rin ito sa mag friends and family ko para ma educate rin sila.God Bless And More Power..

[@johnbola-rufo5381]

Most insurance advisors I've talked to when I inquire about term insurance seems to be disinterested to offer this type of insurance. VUL is always being pushed almost like a "hard sell" which usually turns off a client.

[@djdimaliuatofficial]

Agree. Ako I let them choose. Mababa kasi premium pag term so I Understand them. Pero Depende tlga sa preference ni client

[@charlesmagno28]

cuz most agents dito sa pinas gusto lang ng mas malaking commision, they dont really care if it fits your needs. Not all naman, so best to talk to at least 3 different agents

[@madelyngalbizo2708]

Agree, In my opinion as an insurance advisor. Prioritize ko talaga Kong ano need at kaya nila. Hindi na ako mg matter sa commission. Sa puso ko mission over commission talaga.

[@Cha-q8r]

Sir what if 65yrs old ung Kuhanan for 5yrs how much po?

[@djdimaliuatofficial]

@user-wr3yz7qb7t send me a PM at my fb page

[@wanderwoman9528]

Napaka informative ninyo. May dalawang insurance ako (taken for diff people, from diff conpanies, at a diff time) and akala ko naintindihan ko na pero hindi pa pala. Thanks sa info.

[@djdimaliuatofficial]

You’re welcome!

[@crisbrioso1494]

Thank you. Very clear explanation. Exactly what am looking for.

[@djdimaliuatofficial]

You're welcome

[@donmaturan2841]

this is a very honest video. Thank you for sharing your knowledge brother! God bless!

[@djdimaliuatofficial]

You're welcome

[@Djuanslifestylevideos]

VERY INFORMATIVE PARA NA DIN AKO NAG ATTEND NG SEMINAR

[@djdimaliuatofficial]

Salamat

[@ma.soniaariate2713]

Sir, gusto ko po kumuha ng term insurance paano po ba?

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@MrJlaklak]

Ikaw lang ata agent na hindi masyadong pino push mo ang VUL 👍👍👍

[@fmmagdalesii3159]

Galing mo sir magpaliwanag. Very informative!

[@djdimaliuatofficial]

Thanks!

[@viaaahhh1997]

Haiissst..this is the plan that I need. Thanks for this info. Even though I said term insurance need ko, the financial advisor kept on insisting na VUL kunin ko then next naman na ino-ffer niya Whole life insurance. It’s frustrating! 😔

[@djdimaliuatofficial]

Message me if you need help I may be able to provide you a good term insurance

[@viaaahhh1997]

Thanks po, will message you sa Fb account nio po

[@djdimaliuatofficial]

Ok po

[@teddybear2840]

Same here.. na explain ko na BTID gusto ko pipilit pa rin VUL.. malaki yta kase commission nila pag VUL.. haay nako insurance agent talaga

[@bulgogisan]

Thanks so much DJ. after wstching this, now ko nlaman na may gantong option pala, kasi ang mga madlas n naooffer samin is VUL. pero di un kasi hanap ko. Term hinahanap nmin kasi mura at un ang kaya nmin for now. And kng makaluwag in the future, maybe will look forward for that.

[@bulgogisan]

I also message u on fb. And very appreciated ung response nio po at di kau nagssnob

[@djdimaliuatofficial]

You're welcome

[@saranghetv3340]

Well explained 👏

[@florsarmiento4554]

I like this plan. Pde po ba ito sa age na 74yo?

[@mockingjones4810]

salamat sir malaking tulong po yong topic mo

[@djdimaliuatofficial]

'youre welcome

[@jonericam-is2137]

Well explained tnx

[@djdimaliuatofficial]

You’re welcome

[@juanitoalipio]

Very informative sir.. I'm learning nah👍

[@djdimaliuatofficial]

Sadik Lakay thanks

[@djdimaliuatofficial]

PM me at facebook.com/djdimaliuatofficial so I can make you a quotation

[@jeanmariemontejo9631]

Very well explained. Thank you. :)

[@djdimaliuatofficial]

Thank you

[@dyankatherine]

Thanks for this Sir Dj, I am actually looking for video related to this. So un term insurance is parang same din po for those prepaid insurance din na nakaads sa lazada?

[@djdimaliuatofficial]

Not sure baka accident insurance lng yun. Dko pa nakita

[@joeprado2009]

Salamat po sa info. Godbless.

[@djdimaliuatofficial]

Thank you dn

[@jhanmichael31]

salamat po sir sa video na to at nakita namin ni wife. kami po yung kumuha ng term insurance kanina lang po sa inyo tru zoom videocall. hehe

[@djdimaliuatofficial]

You’re welcome :)

[@jeffersonacopio4316]

Galing mo sir.. pwede ba mag pa compute?

[@djdimaliuatofficial]

Sure po

[@iamhisdebs7253]

Thank you sir as always❤️❤️❤️❤️

[@djdimaliuatofficial]

You're welcome

[@mommycarm7625]

Sir, may effectivity period ba magnagavail ng guardan policy like halimbawa nagavail and bayad ako, effective ba agad insured na or need pa like 90 days bago magtake effect? 😃

[@djdimaliuatofficial]

Effective sya agad

[@kadeeeartiaga]

sir DJ pwede po bang nag avail ka ng Guardian 1 when you are 25 years old to 40 years old then pagka 41 yrs old mo you decided to shift to Guardian 65? pwede po ba yun?

[@djdimaliuatofficial]

Pwede naman. Pero mas mahal na un Guardian 65 by then because it will computed when you are 41

[@mariatheresapadilla-g3q]

Sir I want to know about health and life insurance combination

[@djdimaliuatofficial]

Message me at my FB Page DJ Dimaliuat

[@chenieronquillo5310]

Nice topic sir, thank you for the information. I get my mother's insurance from prulife uk. 7k a month. Medyo mabigat sa bulsa, then napanood ko sayo na merong 10k+ per year😁

[@djdimaliuatofficial]

Baka magkaiba naman po ang purpose :)

[@chenieronquillo5310]

@@djdimaliuatofficial for my mother po talaga kasi 55 y.o na sya, then sinamahan ko na rin ng small amount para sa investment ko, kaya nag vul ako. Insurance for my mother and income protection para sakin☺️ sana hindi ako magsisi na bumili po ako ng vul acount.😪

[@djdimaliuatofficial]

@@chenieronquillo5310 Yun nga lang sana nakahiwalay un investment mo na VUL dn nakapangalan sayo. Malaki kasi ang cost of insurance pag mas matanda na e

[@chenieronquillo5310]

Abroad po kasi ako, kaya nag go nalang ako. Okay na sakin, basta importante mainsured parents ko😊 mas alam ko na po ngayo ang gagawin😊😊 salamat po sa share knowledge💚

[@djdimaliuatofficial]

Yes tama po un :)

[@mared2367]

Hello Sir Idol,good day to you.salamat Sir ang Ganda Ng pagka explain mo about this TERM INSURANCE,very clear at super Dali Kung naintindihan.Sir ask lng bale itong term insurance na sinasabi mo especially about policy Ng guardian ay nationwide Ito na policy Ng philam life?para next year na Maka uwi ako ay Maka avail din ako nito,don't know maybe SA province Namin(maganda nga Sana Kung ikaw nlng financial advisor ko Sir😁)saan ba office mo Sir?.Salamat po Ng Marami👍🙏

[@djdimaliuatofficial]

Pwede pong ako sir kasi pwede nang digital ang pagbili we just need to do a video conference then a payment link will be sent to you. No need for cash transactions na

[@djdimaliuatofficial]

Message ka lang

[@mared2367]

Ah ok Good Kung ganun Sir,ok Sir I will let you know ok Salamat Ng Marami Sir 👍

[@djdimaliuatofficial]

Sure!

[@rozzema]

Hi, Sir. Thanks for this insightful video. I'd like to ask lang, what if hindi magamit yung insurance and then I decide to terminate nalang. May makukuha pa ba from the premiums previously paid? Or for example, hindi nabayaran for some months due to lack of income especially this uncertain times, how long is the grace period before the policy lapses? Thank you.

[@djdimaliuatofficial]

30days grace period Then if May account value ka unti unti nyang kakainin yun due to charges. May makukuha ka if nah withdraw ka pero less mga charges

[@lachicajay-an1102]

Wow d2 ko nadiscover ang sinasabi ng amo ko na term insurance daw ang kunin ko dahil pure insurance very cheap daw than vul 💖💖💖💖

[@djdimaliuatofficial]

Yes

[@lachicajay-an1102]

My term insurance po ba hanggang 80yrs old sir??

[@djdimaliuatofficial]

@@lachicajay-an1102 yes meron, pero you have to get before you get to age 65 then renewable na upto age 80

[@lachicajay-an1102]

Then magkano po ang coverage na pwedi at magkano po ang premium?

[@djdimaliuatofficial]

@@lachicajay-an1102 depende sa age mo eh, pwde 1M coverage for a start. Message me at facebook.com/djdimaliuatofficial so I can give you a quotation, I will be needing your full name and birthdate

[@teacherd-vhyne1506]

thanks sa info sir. keep it up

[@djdimaliuatofficial]

Youre welcome!

[@micomarinas2753]

pwd ba ang benificiaries eh hindi family member? pwd ba NGO or foundation or religion? or kahit sinong tao na gusto ko gawing benificiaries?

[@djdimaliuatofficial]

Pwede

[@djdimaliuatofficial]

Basta may insurable interest

[@robinofthesea5135]

Im interested. Please send a policy.

[@djdimaliuatofficial]

Send me a message at my FB page facebook,com/djdimaliuatofficial for inquiries

[@vanessacacayan2227]

Sir pede pong paqoute for 32 yr old f nonsmoker po.thanks

[@djdimaliuatofficial]

Sure. Message me at my FB Page DJ Dimaliuat

[@vanessacacayan2227]

Done na po

[@JonalynDelaPasion]

Thnx for info sir

[@djdimaliuatofficial]

You’re welcome

[@eurearth54]

Pwede ba kuhaan ng term insurance ang family member? For example, ofw mgbbyad for the life insurance pero nsa pinas ang ippa insured, or vice versa

[@djdimaliuatofficial]

Basta nasa pinas ang iinsure. Then sya din gagawin natin owner on paper

[@jeffersonacopio4316]

Sir di baas mababa pag guardian 65? Un ung napanoud ko sa isang video nyo po. Nag subs na rin po ako

[@djdimaliuatofficial]

Yes kung long term ang plan mo

[@jamiahpaulofficial5742]

After 25 years payments ba pagtapos hindi kn covered and wala nng mababalik sau?

[@djdimaliuatofficial]

Yes pag term insurance

[@Glyza_Corner]

Helo poj sir may 3n1 Term insurance poh ba kayo na inoofer.

[@djdimaliuatofficial]

Meron term insurance plus different riders

[@winifredobalbago2363]

Hi sir new subscriber here. My brother is 49 yo na how much po yung term na pang 5 years para sa kanya yung guardian 5 cover for 1m and 2m computation po.

[@djdimaliuatofficial]

Send me his full name and birthdate at my FB Page facebook.com/djdimaliuatofficial

[@huskieboi458]

Sir question, i would be getting Guardian 65 for us for additional coverage and when i check on The Guardian term insurance of Philam the coverage is until age 85. Yong Guardia 65 po is until age 65 lang? How can i get until 85 coverage incase we outlive 65 yo

[@djdimaliuatofficial]

Get a whole life insurance much better

[@selahpark9635]

sir what about 34 y/o female for Guardian 5 with 1 million coverage.

[@djdimaliuatofficial]

Can you PM me your full name and birth date? Go to facebook.com/djdimaliuatofficial

[@djdimaliuatofficial]

Mam don't forget to message me in my page :)

[@jes5707]

Hi sir! Can we apply through online since ofw ako? Thank you po. God bless

[@djdimaliuatofficial]

Dapat po nasa Pinas kyo kahit online

[@francezannquintos2074]

Hi Sir! Thank you po sa videos nyo! Question lang po, ang mga Term Insurance ba pwedeng isurrender? May makukuha rin po ba if ever ni-surrender ung Guardian 5 after paying 3 years lang tapos ayaw na ituloy?

[@djdimaliuatofficial]

Ang Guardian 5 parang may maliit na makukuha like 1k or 2k lang

[@possitivemomtv7033]

Sir paano ako mag apply

[@nanettemontealegre9379]

Possible po ba Guardian5 until 65y.o., then switch to guardian1 until 84 y.o? I am 56y.o. this August2021.

[@djdimaliuatofficial]

Kukuha nlng po ng new policy then

[@ruthgo8803]

@@djdimaliuatofficial new policy, paano kung non insurable n ung status? macredit kaya un? like example healthy ka nung nag giardian 65 ka pero need mo na lumipat sa giardian 1 pero hndi ka na healthy pwede pa ba? or best mag guardian 1 n lng para hndi na kukuha ng new policy

[@djdimaliuatofficial]

Ndi napo makakakuha ng new policy if non insurable kana

[@possitivemomtv7033]

Ano kaya maganda solo parent here 33 years old may life insurance lng ako worth 1.3m pero wlaa ako health card

[@djdimaliuatofficial]

Meron kmi health card at critical illness insurance. If that’s your priority. Message me st my FB Page DJ Dimaliuat go to facebook.com/djdimaliuatofficial

[@trecheltorcende7786]

Sir question lang, what insurance should I get first as a 25yr old female, working and sort of a breadwinner? Health or life? I can't afford both po kasi. Meron din po ba kayo term na health lang?

[@djdimaliuatofficial]

You can start with Life Insurance or Health Insurance or a combination. Depende din sa budget. How much can you start saving annually? Message me at facebook.com/djdimaliuatofficial so we can have a consultation and I can give you quotation

[@djdimaliuatofficial]

Sorry parang malabo pla un answer ko. I suggest Health Insurance un main priority kung hindi ikaw ang main breadwinner. Isa pa, mas malaki ang chances ng Health Related claims kesa sa death claims. At lahat ng Health insurance meron din kasi tlaga life insurance. Un mga mura kasi is Either/Or kung ndi magka health claim, nagiging death claim.

[@trecheltorcende7786]

@@djdimaliuatofficial Sir ayoko po kasi ng investment linked na insurance. As much as possible yung term lang and affordable but enough for starter like me. May friend ako na nagwowork sa company nyo and she offered me yung may investment na kasama. Ano po kaya ang pwede ko na i-ask sa kanya na i-present sa akin na health insurance?

[@djdimaliuatofficial]

AIA Critical Protect or un AIA Med Assist

[@lifediaryofchuafamily]

sir pwede b to for us dual citizen??

[@djdimaliuatofficial]

Yes

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@jhennmillares2183]

Hi.. existing pa ung vitality plan nyo na joint account?

[@djdimaliuatofficial]

What so you mean?

[@mikegtv7188]

sir tanong lang po halimbawa gurdian 65 yung gusto ko puede ba bayaran yun nang yearly

[@djdimaliuatofficial]

Yes yearly payment naman tlga sya

[@LightYagami29]

Hello Sir. Thank you for this informative video. i am interested to know more about term insurance. Question po, about sa guardian 5 po na 1 pay, lang.. Ung rates po ba ng pagtaas ng premium every 5 years ay guaranteed amount (nakalagay sa policy na ganun talaga ang itaas after 5 years) or subject paren sa change ? Salamat po if mapapansin.

[@djdimaliuatofficial]

Yes guaranteed amount na sya. Message me at my FB Page facebook.com/djdimaliuatofficial

[@Bonbon_182]

Hi, are there term insurances that return the premium or part of the premium after the term?

[@djdimaliuatofficial]

Wala po. All term insurance policies are too cheap to have that feature pa :)

[@teddybear2840]

Invest the difference

[@mynameismalia7605]

Meron po sa Sun Life, 50% mababalik after 10 yrs.

[@itsgreaterdan]

Hi Sir, for a 65 yr old client po. Insurable pa po ba sya at her age kung term insurance ang kukunin? Thank you

[@djdimaliuatofficial]

Pwede pa mejo mahal na nga lang

[@trinajuanillo6702]

Paano po ang pagkuha ng maturity value ng aming group insurance? PENSION PLAN NG PETPLANS (Philippine Educational Trust & Pension Plans, Inc.)

[@djdimaliuatofficial]

Punta po kayo sa office ng PET Plans. sa Edsa po un office nila alam ko may sarili silang building

[@edmonsantos8042]

I am 35 yrs old non smoker how much is my insurance premium if i go to guardian 65? Thanks po...

[@djdimaliuatofficial]

Pls send me your full name and birthdate at my FB page facebook.com/djdimaliuatofficial

[@atlantica3544]

Ung term insurance po b may kasamang critical care benefits?

[@djdimaliuatofficial]

Pag Guardian 65 pwede lagyan ng rider

[@ma.felsieignacio9505]

hello sir, gusto ko sana kuhanan ang asawa ko ng term insurance with critical illness coverage po sana. May available ba kayo sa company niyo?

[@djdimaliuatofficial]

Meron po Guardian 65

[@vernadettecabrillas7353]

Hi po ask ko lng po pwede pa po bng kuhanan ng term insurance ang mother ko age 62 & father ko age 64 ko separetely covered with death benefit?

[@djdimaliuatofficial]

Pwede naman po pero mahal na

[@Dennis07-yl3cf]

Sir pano kung nagstart ako at 32 5 yrs covered then I decided mga 50s ako maglalagay ulit ano mangyayri dun sa nilagay ko nung 32 yrs old ako

[@djdimaliuatofficial]

Kung ndi mo ginalaw un at VUL un possibly tumaas na un account value nya

[@Dennis07-yl3cf]

I mean if term insurance sir

[@djdimaliuatofficial]

Ahh. Dapat by age 50 healthy kapa rin. Then depende na un sa age mo na 50 kung ano magiging price

[@Dennis07-yl3cf]

@@djdimaliuatofficial ahh thanks so knock on wood say wala n ako by that age so insured p b ako since may 5 yrs akong nilagay at age 32 or strictly for that age lang un

[@djdimaliuatofficial]

Ages 32-37 lang un kung 5yrs ka lang covered

[@luchiquines3312]

Can I get term insurance. interested. ano po ang life insurance company at ano un mga coverage?

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@llonelynmasocol88]

Gusto ko po Yong 1 year big time parang maganda po

[@djdimaliuatofficial]

Ok po yun

[@dhenmal8889]

Hi Sir meron pa po ba yang product na guardian 5 1 pay? Thank you

[@djdimaliuatofficial]

Meron pa

[@Hencyjoycegamara]

Hi sir. Ask lang po.. kumuha kasi kami ng Joint Life VUL mag asawa dito sa UAE bali mag one year na sya this december. Masaya naman kami sa policy namin. But recently, nalaman namin na di pala namin pwede to dalhin sa US if hindi pa fully paid. 10 years to pay WOL namin. Tas kasi nagstart na kami ng US Application bali magtake ng NCLEX ung asawa ko para maging US RN sya dun. Target namin. 1-2 years from now makaalis na din dito sa UAE. Ngayon ang options na binibigay samin ng FA namin: 1. Ituloy ang WOL haban nandito pa tas tapusin muna ung nclex and ielts tas kunin nalang cash value after pang funds pa US kaso for sure mas mababa sa binayad namin. 2. Magswitch ng term life kasi pwede daw un maski US resident na basta pure life insurance Naisip ko na options: 1 kunin na ung cash value after maka1year habang mababa palang ung mallost namin kaysa bayad kami ng bayad ng 24k pesos (almost 1600aed/mo). 2 then kumuha ng term insurance which is for sure mas mababa kasa VUL namin ngayon.

[@djdimaliuatofficial]

Insured ka naman nyan anywhere in the world. ang problem lang is if magcclaim pupunta kpa ng UAE to claim your money or you may need a bank account there

[@madefreshly4682]

May proceed po ba if you survive the 5 year term?

[@djdimaliuatofficial]

Wala po. Death benefit lang po ang term insurance

[@abouteverything6264]

Ang term insurance ba ay para lang sa maiiwan mo if mamatay ka? Or may health insurance(critical illness) din silang inooffer?

[@djdimaliuatofficial]

Yun regular term insurance death benefit lng tlga. May ilan term na may critical illness benefit but definitely mas nmahal tlga kasi living benefit yun

[@condomingo8555]

Sir based sa video na ito, yung AIA Critical 100, covered up to 100, in 20 years pay?

[@djdimaliuatofficial]

Yes 20yrs to pay. Covered kna upto age 100

[@joeycantela7225]

Sir saan po office nyo

[@djdimaliuatofficial]

AIA Philippines sa Makati po

[@argielyngarcia4056]

Good morning sir 50 years old.sa health insurance pede pa ba ako for 5 years term insurance.

[@djdimaliuatofficial]

Pls message me at my fb page Facebook.com/djdimaliuatofficial

[@djdimaliuatofficial]

Pwede pa po yan. Bata pa naman po kayo

[@lorenacalpito2977]

Is it applicable for 56yo female?

[@djdimaliuatofficial]

Yes pwede po. Message me at my FB page facebook.com/djdimaliuatofficial

[@lleange363]

mabilis lang ba makaclaim sa philam? baka mura nga tapos pahirapan naman... yan problema sa mga insurance companies minsan..

[@djdimaliuatofficial]

Mabilis po online na rin pwede na

[@huskieboi458]

Can i get a quote for me and wife for additional coverage po. Thank you -Alma Esculano

[@djdimaliuatofficial]

Sent

[@jollycabarrubias8333]

Sir how about 52 years old

[@djdimaliuatofficial]

Send me a message at my FB Page

[@brentzlife]

Ang term insurance ba ay pure insurance? Same lng ba sila?

[@djdimaliuatofficial]

Yes pure insurance

[@rioleenruiz6465]

May riders din po ba itong guardian? Like critical illness?

[@djdimaliuatofficial]

Pwede po lagyan un Guardian 65

[@melchuralofranco7221]

How much for my age,48yrs old na po

[@djdimaliuatofficial]

Pasend po ng full name at birthdate as FB page ko facebook.com/djdimaliuatofficial

[@rouxzherr1304]

good morning po!...tanong lang po cover din po ba ng BTID ang mga regular checkups /dental etc w/in the cover period? and btw po just incase sa term eh pumalya within the next payment ...kc po sa ngayon di natin masabi takbo ng negosyo or empleyo...at kapusin pwede po bang i renew cya ulit the following year? cyanga pla po sir mayroon din po ba kyong term insurance pra sa mga expat?

[@djdimaliuatofficial]

1. Ang BTID po ay isang strategy at hindi sya insurance product. So wala po yan any insurance coverage kagaya ng mga insurance policies 2. Yes pwede ireinstate ang term insurance within 2 yrs. pero need ng proof of good health. 3. Pwede naman bumili ang Expat dito sa Pinas basta may work permit sila or ACR

[@rogieglinogo6818]

Sir nagpm po ako sa fb page nyo

[@djdimaliuatofficial]

Nakita ko nga. Message you there :)

[@karentatad7081]

I like term insurqnce sir can u give me quotation

[@djdimaliuatofficial]

Yes pls send me your full name and birthdate at my FB Page facebook.com/djdimaliuatofficial

[@Ajean85]

hello good day po sir im single po 36 yrs old female meron po bang term insurance purely for health po? yung kapag mahospital covered ako?

[@djdimaliuatofficial]

Health insurance po yun na health card. Meron po hawak ko Pacific Cross.

[@Ajean85]

@@djdimaliuatofficial credited po ba to sir kahit saang hospital? and magkano po ang annual?

[@djdimaliuatofficial]

Yes po. Nasa 30k or less lang ito a year

[@willcarpio8329]

hi sir about guardian 5 po, ano po mga riders na pwede ilagay?

[@djdimaliuatofficial]

Accident insurance po and daily hospital income benefit

[@willcarpio8329]

@@djdimaliuatofficial ok po. I am planning to get myself and my wife insurance po. pwde po paquote ako sir ng may accident insurance and daily hospital income benefit?

[@djdimaliuatofficial]

Yes. Will reply sa FB message mo. I saw your message

[@GrowcastlePrinceRj]

Hi Sir available papo ba yang term insurance na yan?

[@djdimaliuatofficial]

Yes pwede po kayo kumuha ng term insurance now

[@itsyourboyyeahmen9895]

Good day sir. Tanong lang po sa age 25 yearly renewable term magkano po premium? thanks and godbless

[@djdimaliuatofficial]

Sa 1M na coverage nasa 4k lang siguro

[@itsyourboyyeahmen9895]

@@djdimaliuatofficial bakit po mas mahal. sa age 29 po 3200 lng po premium

[@djdimaliuatofficial]

@@itsyourboyyeahmen9895 estimate ko lang un. possible na nasa 3200 lng din parang may minimum sya eh, for exact quotation PM me your full name and birthdate

[@itsyourboyyeahmen9895]

@@djdimaliuatofficial tanong lang po ulit. pwede po sya lagyan ng rider tulad po ng disability, accident, criticalillness hospitalization?

[@djdimaliuatofficial]

Yun Guardian namin walang Critical illness na rider. We have a product called Health Achieve. Package sya na Life, Accident, Critical illness at hospital income benefit

[@robyncassano4044]

Hi sir! Ang term ins po ba pwede lagyan ng rider like critical illness? If so, need din ba ng medical checkup before maapprove?

[@djdimaliuatofficial]

Pwede po un Guardian 65 naman ndi naman required ang medical unless may pre existing ka

[@robyncassano4044]

@@djdimaliuatofficial got it! Thanks sir!

[@llonelynmasocol88]

Sir magkano po ang term insurance plan ko po kumuha

[@djdimaliuatofficial]

Message me at facebook.com/djdimaliuatofficial

[@carloabanilla9107]

Nag-ooffer ka po ba ng term insurance. Hanggang anong age?

[@djdimaliuatofficial]

Yes til age 70 pwede un Guardian 1 namin

[@carloabanilla9107]

@@djdimaliuatofficial tama ba? Na if ever yung 5yrs na offer babayadan ko na para mas makakatipid. At may mangyari sakin example 5M yun?

[@djdimaliuatofficial]

Dko po gets yun question sorry

[@carloabanilla9107]

@@djdimaliuatofficial if bianayadan ko na po yung for 5yrs example... at kung may mangyari sakin 1M lang ba ang makukuha or 5M?

[@djdimaliuatofficial]

Depende sa face amount ng policy nyo. You may check

[@revelynramos6593]

Sir pwede po ba dyan ang 23 yrs old

[@djdimaliuatofficial]

Pwede po. Message me at my FB Page facebook.com/djdimaliuatofficial

[@llonelynmasocol88]

Sir how to msg you

[@djdimaliuatofficial]

Message me at facebook.com/djdimaliuatofficial

[@secretnobody6460]

Sir kaya ba mas mahal ang VUL kasi binabayaran mo rin ung investment part. Prang mutual fund na may broker fees at commission at mgmt fees? Kasi may VUL ako sir started 25y.o 10yrs to pay. Sa index nakainvest ung saken. Hoping na after 10yrs eh macocover na ng investment ung annual insurance coverage fee

[@djdimaliuatofficial]

Mas mataas sya kasi part of what you pay goes to investment. May other features and riders din usually.

[@secretnobody6460]

Okay sir. Mas okay ata VUL saken kse prng may mutual funds naren na kasama. In the long term mababayaran naman ng investment part ung insurance fees after 10yrs of paying. Parang dagdag diversification nalang para saken yung VUL after 10 yrs. Insured pa ako 😊

[@djdimaliuatofficial]

@@secretnobody6460 Yes agree depende tlga sa investor. wala naman pangit na insurance tlga nasa nagiinvest yan at sa Financial advisor mo

[@secretnobody6460]

Tama kayo jan sir. Keep helping our fellow kababayan sir. Maraming salamat sir! Have a nice day po

[@djdimaliuatofficial]

Thank you

[@magdabongat3166]

Ask k lng sir at my age 54 magkno po ang terms insurance?

[@djdimaliuatofficial]

Pls send me your full name and birthdate at facebook.com/djdimaliuatofficial so I can give you a quotation

[@jer-jerlabajo9329]

Hi sir meron po vang term insurance or life insurance na free check up kna if need mo mgpacheck up at laboratories?same sa ibang bansa kasali nayon sa mga insurance nila? #DJ Dimaliuat

[@djdimaliuatofficial]

Iba po tlga un eh. Kasi HMO un may free check up

[@jer-jerlabajo9329]

@@djdimaliuatofficial ok maraming salamat po sir. Ingat lagi

[@djdimaliuatofficial]

Thank you

[@moscowrussia6450]

sir, pwedi ba mag avail ng term insurance kahit nasa abroad?

[@djdimaliuatofficial]

Dapat po andito sa Pinas bago makabili dito eh. Kontakin nyo po ako pag uwi nyo

[@moscowrussia6450]

thanks po now i understand bcos i watch 3x🤣🤣🤣.Sir kahit sa province po ako pwedi kayo maging financial advisor ko?

[@djdimaliuatofficial]

Pwede po sa ngayon kasi pwede digital transaction :)

[@moscowrussia6450]

ok po salamat.

[@djdimaliuatofficial]

Let me know pag nasa Pinas na kyo :)

[@lalola7930]

what about kung 57 na ang age

[@djdimaliuatofficial]

Send me a message at facebook.com/djdimaliuatofficial

[@evanshabacon5342]

So for me Hindi good KC sayang Yung binayad if wala namang ngyari sayo

[@djdimaliuatofficial]

It's the cost of peace of mind during those years. But of course if you can afford whole life, much better

[@maricarruben7261]

Sir, Balak ko po kumuha ng Term Insurance at age 45 yrs f, Single mother, Thank You

[@djdimaliuatofficial]

Pwede po. Pasend ng full name at birthdate sa facebook.com/djdimaliuatofficial

[@dendenmark1447]

sir ano marecommend nyo na insurance company para sa term insurance? gusto ko kumuha ng term insurance

[@djdimaliuatofficial]

Samin sir sa Philam Life. Message me at facebook.com/djdimliuatofficial

[@fluffyissa]

TERM LIFE is better than WHOLE LIFE insurance.

[@djdimaliuatofficial]

Why do you say so?

[@JonalynDelaPasion]

Done subscribe sir

[@djdimaliuatofficial]

Thanks

[@Djuanslifestylevideos]

MERON AKONG PLAN SA PHILAM LIFE NAGMATURED NA SYA. I PAID IT FOR 20 YEARS. I ALREADY RECEIVED MY MATURITY ENDOWMENT BA TAWAG DON HEHEH DI KO SURE. COVERED PA DIN AKO NG 200K LIFE INSURANCE KAHIT NAGMATURE NA

[@djdimaliuatofficial]

Kung endowment sir hindi ka na po covered :)

[@djdimaliuatofficial]

Kasi nakuha mo na un cash and maturity benefit

[@Djuanslifestylevideos]

@@djdimaliuatofficial HALA GANON BA YON SIR? BAT SINABI NG AGENT KO NA YONG LIFE STILL COVERED PA DIN KASI 20 YEARS LANG DAW PAYABLE ANG INSURANCE KO

[@Djuanslifestylevideos]

@@djdimaliuatofficial DI KO MASYADONG NAINTINDIHAN YONG EXPLANATION NG AGENT KO. PUNTAHAN KO SA OFFICE KASI KINUHA KO NA MATURITY EH

[@djdimaliuatofficial]

Hmmm depende sa design ng plan. Pero base sa alam ko sa mga endowment products once nakuha ang maturity hindi na insured. May copy kapa ng policy contract mo? Pwede ko basahin

[@baguiobase4713]

How about 44 years old magkanu po babayaran sa age 55 60 65 70 75 80 84

[@djdimaliuatofficial]

Message at my FB Page facebook.com/djdimaliuatofficial so I can get your details

[@mhelolegario6538]

hi sir you have fb account? thnx

[@djdimaliuatofficial]

Yes message me at my FB Page facebook.com/djdimaliuatofficial