1M life insurance 3240/yr lang?? PINAKAMURANG LIFE INSURANCE! Guardian Term Insurance Product Review

[@sarahsuarez1042]

Thanks,naliwanagan po ako about term insurance

[@djdimaliuatofficial]

You're welcome

[@jennifersarol4553]

Ang linaw ni Sir magexplain salamat Po 😁

[@nanettemontealegre9379]

Antagal ko nang naghahanap ng mag eexplain nito sakin..finally found someone.. parang kanta lang. Hahah Sa totoo lang, may mga accts ako and investment s sa bpi, but whenever i ask about Guardian term insurance, sabi nila , they don't offer it.. gusto nila ung VUL. i already have one VUL, with another insurance company, gusto ko lang magdagdag ng term insurance.. now, pwede ko ng gawin, thanks to you,sir.. first 5secs into the video, i already hit the subscribe button, the bell, and at the end, i gave up my 👍👍👍👍👍👍. Napaka linaw, napaka simple ng discussion.. compare and contrast ang ginawa with tabulated sample. Very informative indeed

[@djdimaliuatofficial]

Wow thanks for the feedback

[@karleiayonson2638]

Salamat sa sample computation sir.. Such a big help po talaga.. I was writing notes talaga for references :)

[@djdimaliuatofficial]

You're welcome

[@jeanpaulolaes2496]

Sir ok po ang manila bankers MOST 18 pure life insurance lang po sya. Salamat po

[@marifeordista4076]

Thanks for all the informative videos sir. Great help

[@djdimaliuatofficial]

You're welcome

[@shortsmania116]

Nice content sir.

[@djdimaliuatofficial]

Thanks

[@StephSasa2722]

Hello Sir DJ. Thanks for this video! 😊 I am a big fan of term insurance because it is very affordable. However, I also believe na in every type of insurance whether it is VUL or term, we just need to understand the pros and cons and evaluate what really suits our needs. In my case, term insurance fits me since I am also doing BTID (Buy Term Invest the Difference). I also chose term insurance na meron critical illness benefit to also give me peace of mind.

[@djdimaliuatofficial]

Yes ok po yan. You're welcome

[@JanCerdanAdriano]

Big help! Thanks so much for explaining well...

[@djdimaliuatofficial]

You're welcome

[@mariatheresapadilla-g3q]

Ano po mairecommend nyo for both health and life insurance meron bang policy na mgksama sila at affordable

[@djdimaliuatofficial]

Meron po. AIA Critical Protect

[@glennmarkaventurado808]

How about 63 years old and 72 years old po. Pwede pa po ba? Thank you.

[@djdimaliuatofficial]

Yun 63yrs old pwede pa sa Guardian 1

[@jmmmmj3770]

Nice.. more video please

[@djdimaliuatofficial]

Thanks

[@ronichachien1906]

isang beses po b sa isang taon mag byad ng term insurance sir slamat

[@djdimaliuatofficial]

Usually yes.

[@michaelariehmedina5997]

Good day po sir. What's your policy on pre existing conditions (e.g. hypertension), accepted ba sa Guardian?

[@djdimaliuatofficial]

You will be subjected to medical exam. Then the Underwriting dept will decide if applicable or not.

[@trescilacruz3032]

Gandang gbi po, anung type po guardian ung 500 twasan lng coverage,tpos after 5yrs.dw i aply ulit.salamat ng marami

[@djdimaliuatofficial]

Guardian 5 po

[@MrJohninvictus]

Sir may product review po kayo ng Family Secure at moneyworks?

[@djdimaliuatofficial]

Wala pa po. Gawan ko nlng po soon :)

[@djdimaliuatofficial]

Pero baka next yr na maupload :)

[@tomtom18-i2i]

Pag after 65 yo at buhay pa. Pede bang lumipat sa guardian 1 or guardian 5?

[@djdimaliuatofficial]

Pwde ka bumili ng other policy at any time provided that you're healthy at insurable pa

[@victorobengamba7628]

Is 50 yrs old govt employee can avail guardian 65?

[@djdimaliuatofficial]

Yes kaso phased out napo si Guardian 65

[@melvinsalamat214]

nice and easy

[@jamesarvinrozul8293]

Sir do you recommend this policy po especially Guardian 1 para po sa mga parents na may pinapa-aral na anak? Meron na po silang insurance pareho pero gusto po nila magdagdag ng term insurance para yun po sana yung sasalo sa education fund nung anak nila in case something happens. Thank you po. New subscriber here

[@djdimaliuatofficial]

Yes as addtl insurance its good

[@RYasui-iy8hc]

Sir yung Tita ko Senior citizen na Pwede pa po ba sya icover ng life insurance sa inyo malakas and healthy ?

[@djdimaliuatofficial]

Ilan taon na? May mga product pa til age 65

[@paolab.7826]

P1M coverage, di ko gets. hahaha! may vul napo ako from a different company, ibig sabihin ba ng P1M coverage is death coverage? like this insurance is basically my "pamana" sa dependents ko? wala naba sya iba kasama like hospitalization, disblement, etc? narinig ko lang yan kasi "term insurance" sa older workmate ko.

[@djdimaliuatofficial]

Yes death lang un. Unless naglagay k ng riders which means additional premium din

[@cristinapablo1417]

Hi Sir kindly send proposal for term insurance guardian 1, 5, 65 for 1 million female 45 yo. Thanks

[@djdimaliuatofficial]

Pls message me at my FB Page facebook.com/djdimaliuatofficial

[@barbaraeamiguel8383]

Sir pwede ba palitan ko nang guardian term insurance phil-am life ko 4yrs na

[@djdimaliuatofficial]

Ndi po eh. Separate po sya na bibilihin

[@edenenrico5402]

Hi DJ im 58 now, what the best btid plan for me ?

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial I will give you a quotation of term insurance for you to check if bagay ito sayo

[@faithfulprofessional6886]

Hello after po mag mature Ang term insurance how much po Ang makukuha nang client? Whole invested amount po ba ?

[@djdimaliuatofficial]

Wala pong makukuha kaya sya ang cheapest

[@faithfulprofessional6886]

@@djdimaliuatofficial salmat po

[@AnimeAccord]

Hello Sir DJ. Let's say I'm 23 yrs old. Ung example 1M coverage po ba is fix till i'am age 65? Thank you sir. Great content!

[@djdimaliuatofficial]

Yes sa Guardian 65.

[@adalicioustreats]

Hello sir! Ask ko lang, if isu’surrender yung Guardian 5 policy, at least 1year na siguro nakahulog, maibabalik po ba yung mga hinulog?

[@djdimaliuatofficial]

Hindi po e

[@adalicioustreats]

Aw. Sayang naman. Sa ibang policy lang po ba applicable yung makukuha yung nahulog mo? Di po kasama ang term plans?

[@djdimaliuatofficial]

Wala po tlga nakukuha sa term insurance kaya sya pinakamura

[@adalicioustreats]

Thanks for the info and reply, sir! ☺️

[@Cris-qe9jz]

Sir what if by age 65 very active and kicking pa si client na nag avail ng guardian 65, pwede pa ba sya renew by then?

[@djdimaliuatofficial]

Hindi na. Pwede bumili ng ibang product

[@Cris-qe9jz]

Anong product po meron for beyond 65 sir?

[@djdimaliuatofficial]

Mga whole life insurance po

[@josemap.ignacio1194]

Ang tanong pag nag renew ka ba same pa rin premium or iba na kasi tumanda ka na ng 1 year. 😊

[@djdimaliuatofficial]

Sa Guardian 1 tumataas. Pag Guardian 65 hindi.

[@roytamar737]

well explained sir! will message you on Facebook :)

[@djdimaliuatofficial]

Great!

[@Ajean85]

hello sir yung gaurdian 1 meron po bang cancer critical illness covered? im 36 po at no dependents. magkano po ang critical illness amount in case mahospital po na diagnose ng canser? for just assurance since bloodline nmin is cancer. thank you sir

[@djdimaliuatofficial]

Sa Guardian 65 po pwede maglagay ng rider na ganun. 400k coverage for every 1M life insurance. Possibly less than 10k a year.

[@fefeliciano7616]

Supposed I'm 60 and decided guardian 65 is it applicable for me?

[@djdimaliuatofficial]

Yes pwde parin. Til age 65 lang po pwde marenew

[@benjamindomingo1746]

idol ano po mas maganda life insurance 59 years old po ako

[@djdimaliuatofficial]

Depende po sa goal at budget eh. Pwedeng term or even VUL

[@djdimaliuatofficial]

Depende po sa goal at budget eh

[@nti-scam]

Hi bro.. Meron pa rin bang excel life sa Philamlife

[@djdimaliuatofficial]

What do you mean? if for the proposal wala

[@nti-scam]

@@djdimaliuatofficial sayang both Moneyworks & excel life is good, pero Sila pa ung nawala sa product ni philam. I know this product my co leagues meron din sila nito at ung excel nakapag claim na rin sila which is great

[@djdimaliuatofficial]

Usually pag sobrang gandang product nawawala kasi ndi na kumikita ang company

[@nti-scam]

@@djdimaliuatofficial i see.. Now that's the truth, at nasa economic crisis around the globe about shortning of supplies between demand

[@ajk7340]

Sir pwede pong pa quote 39 yrs old female. Guardian65

[@djdimaliuatofficial]

Sige po message me at my FB page

[@soidemeroibarga8290]

panalo po yan sir...

[@djdimaliuatofficial]

Yes!

[@cecilleenriquez5567]

ano po ang mga benifits ng term insurance, may health at retirement po ba?

[@djdimaliuatofficial]

Definitely not for retirement. Yun health naman depende if may riders na idadagdag

[@riskingliferomance2351]

I'm 52 years old and single. Pwede po ba na Kuya ko ang gagawin kong beneficiary?

[@djdimaliuatofficial]

Yes pwede

[@badettetouch2963]

Ang guardian 65 po .....yearly din and up to 65 years old :)

[@djdimaliuatofficial]

Yes po

[@d.aubreytvvlog1589]

Sir pls tanong kulang po paano po yong sakin every year lang po ako nag babayad 2k yearly pero in 2022 pang 20 years napo ako nag bayad magkano pa kaya ang makukuha kolang non pls sir paki clear nyo sakin para maliwanagan ang isip ko thank you sana masagot nyo

[@djdimaliuatofficial]

Kung term insurance po yan wala po makukuha usually

[@agassi8609]

Sir halimbawa po sa guardian 65, kumuha Ang Isang senior citizen na 60 y/o. At the age of 66 pwede po ba lumipat sa guardian 1?

[@djdimaliuatofficial]

Pwede po kumuha ng another plan. Basta healthy maaappove pa.

[@eaglefinancials5664]

Good morning Sir DJ question. For Accident and Health, is it for all kinds of accident?

[@djdimaliuatofficial]

Yes po

[@eaglefinancials5664]

@@djdimaliuatofficial thank you po sabi kasi sakin parts of the body lanv for example naputulan mg arm

[@djdimaliuatofficial]

Ndi po

[@eaglefinancials5664]

@@djdimaliuatofficial ok pp thank you so kahit anong klaseng accident po makukuha yung benefit? Sorry po dami question

[@djdimaliuatofficial]

Yes po basta may hospital bills

[@edenenrico5402]

Hi DJ im 57 y/o. How much term insurance cost if im going for guardian 65? Thank you.

[@djdimaliuatofficial]

I need your full name and birthdate Pls. Message me at my FB Page facebook.com/djdimaliuatofficial

[@Carlo-zk2cy]

May waiver of premium upon TPD po ba ang Guardian 1 at Guardian 65?

[@djdimaliuatofficial]

Yes meron

[@djdimaliuatofficial]

Pwede Lagyan ng rider I mean

[@jypperdido]

Wala bang hanggang 70 years old? Kase lahi namin 90 yrs mabubuhay eh 😂

[@djdimaliuatofficial]

Meron po

[@gimarieherrera5419]

Hello sir meron po bang term insurance like this na cover till 70-75 yo?

[@djdimaliuatofficial]

Meron po Guardian 1 at 5 pero increasing premium sya

[@mikeyrubio25]

Hi sir DJ. How much kaya ang additional premium ko if e attach natin ang critical illness rider?

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@joeprado2009]

Hi Sir, yung natural death po ba is covered by this term insurance? Thanks po

[@djdimaliuatofficial]

Yes any cause of death

[@mariceltaganon1250]

sir yung critical illness covered po dyan?

[@djdimaliuatofficial]

Wala pong critical illness coverage sa ganito kamura na term insurance

[@jeffreybatayen9744]

Hi sir meron pb philam life guradian ngaun

[@djdimaliuatofficial]

Meron pa po. Message me at my FB Page faceboon.com/djdimaliuatofficial for the quotation

[@vangiefrancisco1126]

Helo po sir magkano po kaya ang guardian na may kasamang critical illness?

[@djdimaliuatofficial]

Depende sa age baka nasa 10k a year

[@vangiefrancisco1126]

Kung nsa 32 pa po?

[@djdimaliuatofficial]

Mga nasa 10k lang yan a year

[@joycelcellon3488]

Ano requirement sir, pag kumuha guardian 65. life at critical illness po ba cover nito? Thanks

[@djdimaliuatofficial]

Life lang po sya. Yun critical illness coverage naman optional. Additional rider sya

[@joycelcellon3488]

@@djdimaliuatofficial okay po sir. Thank you.

[@mathea101]

Hi Sir DJ what about the inclusions or coverage of the plan..

[@djdimaliuatofficial]

Mostly life insurance lang. accidental death rider and hospitalization income benefit can be added

[@mathea101]

@@djdimaliuatofficial Thanks for confirming!

[@djdimaliuatofficial]

You're welcome

[@reignstv4531]

Sir if mag avail po ako ,54 po ako saan po sko pwede mag avail at after 5 yrs po makikuha po ba ang perang nahulog ko, thanks po

[@djdimaliuatofficial]

Sa term insurance po wala pong makukuha na cash after paying. Wala napo returns ito

[@arsbridal8849]

about the beneficiaries, until what age lang ang puedeng beneficiaries?

[@djdimaliuatofficial]

Any age po

[@cecilleenriquez5567]

ano po ang covered ng term insurance , one time payment po ba every year?

[@djdimaliuatofficial]

May mga one time payment every year. Depende sa design

[@edfer8499]

Is this legit insurance, Marami kasi, potso potso lang, kaya nakakatakot kumuha din, Kalabas labasan scam pala,

[@djdimaliuatofficial]

You can do your research

[@RYasui-iy8hc]

If ever ano po ang maisuggest nyo Po

[@djdimaliuatofficial]

Ano po uli specific question nyo? Better PM me in my FB Page facebook.com/djdimaliuatofficial

[@guensweavingbaskettutorial2535]

hello po sir..ask ko lng po kung meron pabang Filipino life insurance...at meron pubang expired kung naka member ka...at saan puba pwede mag claim...salamt po

[@djdimaliuatofficial]

Hindi po ako familiar sa Filipino life insurance e

[@carolcruzado3378]

after 65 years old? di n pwede magrenew? di na cover ?

[@djdimaliuatofficial]

Yes sa Guardian 65

[@francezannquintos2074]

Thank you po for your videos!

[@djdimaliuatofficial]

You're welcome 😊

[@cristinapablo1417]

@@djdimaliuatofficial kindly send proposal for guardian 1,5,65 and all in 1 for 1 million fv. Female 45 yo. Thanks

[@djdimaliuatofficial]

Pls message me at my FB Page facebook.com/djdimaliuatofficial

[@jeffreybatayen9744]

Balak ko po kasi kumuha pati misis ko salamat po

[@djdimaliuatofficial]

Message me po at my FB Page

[@lainef5620]

How to avail ? May office po ba kayo sa Taguig? Ok lng ba na walk in or should i look for fa first?

[@djdimaliuatofficial]

Sakin po. Thru online nlng. Message me at my FB Page facebook.com/djdimaliuatofficial

[@meyjoy2207]

Galing ng explanation, saves time for those searching for insurance ❤

[@djdimaliuatofficial]

Thank you

[@lofimachine1056]

Wala bang critical illnes at accident na pweding e halo sa guardian 65?

[@djdimaliuatofficial]

Meron po Message me at my FB Page facebook.com/djdimaliuatofficial

[@bustinjieber6969]

hi! question lang po regarding Guardian term insurance. thank you po! 1. let's say I availed Guardian 5 insurance with waiver of premium rider. magttake effect po ba yun pag nadiagnose ng major CI and hindi na makapagwork? 2. followup on question #1, if nagtake effect yung waiver of premium on the 3rd yr. of your Guardian 5, is the premium waived until maturity (age 65?) or hanggang end lang po ng Guardian 5 term mo?

[@djdimaliuatofficial]

Til age 80 ang icocover ng waiver of premium. Pero total and permanent disability ang covered nya. Not critical illness

[@bustinjieber6969]

@@djdimaliuatofficial thank you sir! 😊 sent a message on your fb page.

[@djdimaliuatofficial]

Got it :)

[@jeancacho1531]

Interested about this po. Where to message you po

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@isaiahfrancismamac2753]

Nakaka sad lng wala na si guardian 65

[@SherlyCabral-n1x]

How to avail sir?

[@djdimaliuatofficial]

Message me at my FB Page DJ DIMALIUAT

[@peterpatricklocquiao517]

ser my question po ako.. life insurance for my mother , kaso ala po xa birth certificate, pwede ko kaya xa iapply sa term insurance?

[@djdimaliuatofficial]

Ok lng basta may valid ID

[@amyrose900]

good day po yung guardian 65 po ba every year po ba yun babayran,,

[@djdimaliuatofficial]

Yes po upto age 65 fixed premium na po

[@joeylacrete8995]

Gd pm sir hm po asawa ko 47 yrs old gusto kong kmuha ng health at life insurance how po? Thnks

[@djdimaliuatofficial]

Message me at my FB Page DJ Dimaliuat

[@Jm..28.198]

I can't find you on Facebook, sir.

[@djdimaliuatofficial]

facebook.com/djdimaliuatofficial

[@delyan2659]

Home insurance nmn po sir, pls...

[@djdimaliuatofficial]

What do you mean? MRI ba?

[@juanacura9596]

hello po... anu anu po ang mga riders na pwede iaadd sa guardian 65? pwede po ba ang Total Permanent disability? Eh ang Critical Illness po pwede po ba iadd?

[@djdimaliuatofficial]

Criticla illness at accident insurance

[@juanacura9596]

@@djdimaliuatofficial Thank you sir.. anu po ang product nyo na Term insurance na pwede magadd ng Total Permanent Disability and Critical Illness?

[@djdimaliuatofficial]

Guardian 65 Waiver of premium sya sa TPD then 7 major CI lang

[@shalanisophiadizon7251]

paano po kung nasa 65 na po edad ko, na buhay pa po ang policy holder ano na pong mangyayari ?

[@djdimaliuatofficial]

Ndi napo insured sa Guardian 65

[@rialaroya4110]

Hi I am interested, how can I reach you?

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@mariajenneferregalado9925]

Hi sir ask ko lang po let see may client gusto po kumuha as per family merun prostate problem po 62 years old prang if ever gusto po gamitin na agad alin po sa guardian puwedi i reffer?

[@djdimaliuatofficial]

Paanong gamitin na agad? Ang Guardian is death benefit eh

[@mariajenneferregalado9925]

Example po ma hospital. Puwedi po ba sya magamit sa hospital? Kc na mention nyo po na kapag na confine merun allowance per day dipende kung magkano po naka include sa kukunin na guardian.?

[@djdimaliuatofficial]

Kung may daily hospital income na ride which means additional premium nakakakuha ng 1500/night. Pero til age 65 lng un at not sure if pde pa kumuha ang 62 yrs old parang ndi na

[@ianjetrocabrera2222]

ung mga pwedeng ilagay n riders just like ung accident insurance and hospitalization kasama na po b un dun sa 1M na yearly insurance po? thanks po.

[@ianjetrocabrera2222]

and nsa magkano po ung amount na covered ung mga riders? na hospitalization at accident insurance.

[@djdimaliuatofficial]

Hindi pa po sya kasama. Riders sya so may extra premium sya

[@XavierSmithSchwazenegger]

Sir I have a question. What if I opted for Guardian 65 while andito pa sa pilipinas. after a couple of years, may opportunity po ako na makapag abroad, ano pong mangyayari? will my term insurance become null and void?

[@djdimaliuatofficial]

Tuloy po un as long as you pay

[@XavierSmithSchwazenegger]

@@djdimaliuatofficial Salamat po sir!

[@djdimaliuatofficial]

You're welcome

[@jackieomega2213]

Hello po sir, may question po ako, possible po ba maka avail ng policy nato even though nasa abroad po ako?

[@djdimaliuatofficial]

Dapat po andito kayo sa Pinas pag nag sign e

[@jonathanespana5927]

DJ sabi mo ang guardian 5 ay every 5years ka magbabayad? pero bakit sa presentation mo may yearly payment na the same amount? please clarify? thanks...medyo confusing lang. thanks

[@djdimaliuatofficial]

May 2 options po. May annual at every 5yrs. Mas mataas po ang cash out ng every 5 yrs kasi 1 time lng sya

[@fengricardo4077]

Good day poh sir may BPIPhilam poh ako na 100k VUL na poh yan one time lng yan matagal na yoon 2015 tanong kulng poh kasi nag open ako that time magulo utak ku ehh isa poh akong OFW 300k poh yong pera ko pero send by may employer to BPI transfer lng kasi wala pa akong account so ng nasa BPI ako nag offer sa akin noon poh and dahil wala pa nman ako goals noon kinuha kuyong Philam dahil maganda nman kasi yong offers makalimotan kuna poh sya kaso nag karoon ako ng shouted come dahil ng apply ako Singapore at nagamit ko yong pera ko sa account ko poh ang tanung ko is automatic naba nila kinukoha yong 100k na investment ko sa philam or ilalagay nlng nila sa savings account ko nakalimotan kuna kasi yong policy sa dami ng yare thanks and GODbless

[@djdimaliuatofficial]

Hindi po un automatic. You have to withdraw it personally. So andun pa yun

[@chardskitchen233]

Sir pwdi ba ma avail ung guardian 5 khit 35 years old plang 1 time payment b un slamat SA sgot

[@djdimaliuatofficial]

Yes pwede po

[@vcky08]

Pwede po bang one time payment na lang instead na annually til 65?

[@djdimaliuatofficial]

Yes merong ganun option si Guardian 65

[@arlenepacudan8351]

Sir ask kolang I'm 45 yo female single...ok ba sa akin ang term insurance? Im 45 yo now..kung kukuha ba ako ng term insurance ilang years po ba ako magbabayad sir? Yung 1million coverage KO poba doon sa beneficiary mapupunta Kung matigi ako? Meron ba product nyo na Gusto KO Sana ako mismoi ang mag benifit mag enjoy ang 1million coverage KO kung matanda na ako.. Sana mapansin nyo po ang katanongan kopo..salamat..

[@djdimaliuatofficial]

Yes pwede po sa inyo. Every yr po magbabayad. Insured lang pag nakapag bayad kayo

[@MrLeoafan]

For death lng po ung insurance?

[@djdimaliuatofficial]

Depende sa coverage mo. But for the basic coverage, yes

[@michellecaylan527]

Until what age are you covered sa guardian if guardian 65?

[@djdimaliuatofficial]

Til age 65 din. Basta po term insurance kung kelan ka lang magbayad dun ka covered

[@michellecaylan527]

@@djdimaliuatofficial wala po extended years ang guardian na until 100 sir

[@djdimaliuatofficial]

Wala po. Whole life insurance po kapag ganun. Term po is term. May hangganan sya. At nagmamahal

[@moviestowatch7184]

@@djdimaliuatofficial Saan po pwedeng mag inquire ng whole insurance at ano pong ma iirecommend nyong insurance sa age 50 na may family.

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@donvictorino6571]

Interesado po ako meron po kyo ma reco pra mag assist. Thank you

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@itmanpinoy2528]

Meron po bang pure health insurance lng (hospitalization and critical illness)?

[@djdimaliuatofficial]

Laging meron kasamang life insurance un samin eh. AIA Health Cover

[@ginapiez77]

So bali life and health insurance po sya sir na oparang VUL din kasi may investment?

[@djdimaliuatofficial]

Yun Guardian ndi sya VUL Yun Health Cover VUL sya

[@nikolateslaalternating-cur5702]

May kakilala po ba kayo sa philam life ayala makati? Gusto ko kumuha ng term insurance sa philam life, di ko na babayaran yung VUL ko sa pru life napaka mahal di kaya.

[@djdimaliuatofficial]

Taga Philam Life po ako. Not pru. Sa Makati po kami

[@nikolateslaalternating-cur5702]

@@djdimaliuatofficial Kukuha ako ng Philam Life Guardian. Mag BTID nalang ako mahal masyado VUL. San office niyo sa makati philam life? pupunta ako sa monday

[@nikolateslaalternating-cur5702]

@@djdimaliuatofficial sorry correction ***Gusto ko kumuha term insurance sa Philam Life, taga Makati ako, inaalala ko lang baka wala sumagot sa Philam Life office kasi ECQ/Mecq. Bibitawan ko na policy ko sa Pru Life. Mag Philam Life Guardian nalang ako

[@djdimaliuatofficial]

Message me at my FB Page dun nlng po tyo magusap and I can help you get online. Sarado dn office namin sa ngayon

[@ilajm5952]

Good day sir..pwede ba OFW

[@djdimaliuatofficial]

Paguwi nyo po dito pwede po kyo kumuha

[@jezreelchristiantuazon888]

Sir what if by age 35 to 53 Guardian 1 ang kunin ko then by age 54 since halos magkaprice na sila ng Guardian 65, Guardian 65 na kunin ko para fix yung price nya onwards.

[@djdimaliuatofficial]

By age 54 icocompute kung magkano na un Guardian 65. Most likely mas mahal na by then

[@djdimaliuatofficial]

Pero pwede yan. Diskarte nyo yan

[@jezreelchristiantuazon888]

​@@djdimaliuatofficial magihing how much po kaya by that age?

[@djdimaliuatofficial]

Send me a PM para makagawa ako customized quotation for you

[@amenpraisethelordcastro9364]

sir gud day ano po na commercial bank ng o offer ng ganito na term

[@djdimaliuatofficial]

Ay dko po alam e

[@princesslora]

Hi Sir! Can an OFW avail this product po?

[@djdimaliuatofficial]

Yes pero dapat nasa Pinas pag nag sign

[@princesslora]

Noted po :) Im planning na umuwi this Dec but depende sa Covid situation. Will send you a PM po once confirmed to ask for quotation in advance. Salamat po.

[@djdimaliuatofficial]

Sure message me at my FB Page pag pauwi n kyo

[@pin898]

Hi Sir, may term insurance po ba na hanggang age 80? And fixed din po yung yearly ba binabayad? Tapos mah add ng mga riders? Thanks in advance!

[@djdimaliuatofficial]

Meron til age 80 pero hindi sya fixed premium. Til age 65 lang un fixed premium e

[@pin898]

@@djdimaliuatofficial thank you sir. Btw sir, sobrang helpful po ng mga vids niyo. God bless!

[@djdimaliuatofficial]

You're welcome

[@jamiedevera2299]

Sir OK po ba yan sa may pre existing na sakit?

[@djdimaliuatofficial]

Depende sa sakit kung gaano kalala

[@ruthgo8803]

paano po kung nareach na ung age 65? stop na po ba payment o tuloy pa dn?

[@djdimaliuatofficial]

Stop napo bawal kna magbayad kasi ndi kna pwede iinsure

[@johnalbertcalot2821]

Sir ask ko lang po, halimbawa kumuha ako ng guardian 1 38yo. Pwed po ba ako mag shift to guardian 65 pag edad ko ng 40yo?

[@djdimaliuatofficial]

Kuha na lang po ng new policy pag 40 na kayo ok lang naman

[@johnalbertcalot2821]

@@djdimaliuatofficial ok lang poba kumuha ng other insurance khit kakapacancel ko palng po yung vul ko? If pwed, saan nman po ako pwed mag aply ng phil am life insurance?

[@djdimaliuatofficial]

Pwede naman. Saan company yun dati mo? Message me at my FB page facebook.com/djdimaliuatofficial so I can assist you with Philam Life

[@johnalbertcalot2821]

Ok po. Thank you.😊

[@thorramirez7056]

Interested po ako sa term insurance ng Philamlife. How much monthly. I am male, 49 years old. Pa help po

[@djdimaliuatofficial]

Hello, pls message me at my FB Page facebook.com/djdimaliuatofficial I need your full name and birthdate

[@thorramirez7056]

Nasend ko na Sir. Waiting for your response na lng. Salamat ha...

[@djdimaliuatofficial]

Cge sir send ko dun later

[@geraldineescoton1229]

@@djdimaliuatofficial sir pls give me more info

[@djdimaliuatofficial]

Pls message me at my FB PAGE

[@sharonsharonina3798]

Sir, is it possible to convert VUL to term while I’m abroad?

[@djdimaliuatofficial]

Ndi po pwede magconvert eh. Bibili nlng po ng new policy

[@sharonsharonina3798]

Thank you po☺

[@djdimaliuatofficial]

You're welcome

[@harbor2368]

Sir pano mag loan sa philamlife? higit 2 years napo ako nag babayad ng premiums gagamitin kopo sana sa medical expences..

[@djdimaliuatofficial]

depende po yan sa policy nyo if may cash value na or account value. You can check with your plan. Pero kung less than 3 yrs pa lang maliit pa po un for sure

[@harbor2368]

So sir hindi ko pa sya magagamit?? Wla bng other options sir??

[@djdimaliuatofficial]

Most likely ndi pa po.

[@harbor2368]

@@djdimaliuatofficial tnx sir sa info

[@djdimaliuatofficial]

You're welcome

[@marivichilot]

Sir paano kita macontact...

[@djdimaliuatofficial]

Message me at my FB Page facebook.com/djdimaliuatofficial

[@annelang8293]

hello sir, pano pag ofw pwed po ba online?

[@djdimaliuatofficial]

Pwede online pero dapat po nasa Pinas na

[@nashimahadjinoor1769]

Halimbawa po nagbayad k ng term insurance for yr 2021 to 2022 the na stop siya lets say 1 yr or 2 yrs then nag renew k ulit tapus bigla na found out na nagkasakit ka ma granted ba??

[@djdimaliuatofficial]

Hindi na pag naglapse

[@nashimahadjinoor1769]

So dapat po pala sir tuloy tuloy once na naka start k na? Hnd n pwde tumigil?

[@djdimaliuatofficial]

Ideally para wala un risk na ndi kna makarenew