Buying a house in Ireland in 2024 (and beyond)-14 tips

Рет қаралды 44,211

Күн бұрын

Пікірлер: 92

@patricksarsfield5138 Жыл бұрын

Good info Terry. i've worked in building control enforcement and bringing cowboy builders to court particularly part E (sound transmission) and part b ( fire stopping) . If buying a property on a terrace , semi detached or in a block of apartments , people need to consider or check for sound transfer possibilities ( check wall or floor xonstruction detail ). Ive also seen people offload problem houses on to other unsuspecting buyers. These things won't be observed in strutural surveys. Do research Caveat emptor all the way.

@texashsad 11 ай бұрын

Excellent advice, Mr. Gorry.

@kevinmccarthy4794 Жыл бұрын

Love the graveyard footage. Has that got something to do with the word: Morgage? a french word for death tax....

@Tomm9y 3 ай бұрын

I like the drone footage. These are very good tips, more people should be familiar on what the process is and importantly their own role, preparation and responsibilities are. One thing, I would advise is not to borrow too much and particularly that you are not reliant on both husband and wife working, nor commuting too far. Some employers require people to live less than 1/2 hour away and I think that is healthy and will limit your commuting costs. Ensure you have funds for repairs, reserve funds. Beware of properties which have been 'freshened up/renovated' as all manner of issues may have been concealed and a surveyor can only deal with what they see.

@dearvlogn 2 ай бұрын

Thank you for sharing that knowledges . Mr Terry.

@chateauchamonix 4 ай бұрын

you should get a structural engineer not only for older property but especially for newer property. new built homes are more than not substandard. always get those new properties inspected.

@snuffthemagicdragon9721 7 ай бұрын

Thanks for your videos! Very interesting and informative! Really appreciated. Best wishes from Limerick.

@peterquinn582 Жыл бұрын

Terry I’m not even Irish but enjoy your drone footage. You need to get one though to cut that lawn😂

@TheLifeWeLiv 10 ай бұрын

Mr. Gorry do you cover co donegal? I will be buying a home in that area in the coming days and need a solicitor prior to our first viewings. Thank you in advance.

@terrygorry 10 ай бұрын

Yes, I do indeed 👍 Ring the office or email terry@terrygorry.com

@tomasomaher Жыл бұрын

Hey Terry, thanks for all the great content. What are your thoughts on buying a listed/landmark building? Is it something you’d avoid if your plans were to make a lot of internal changes? Thanks again.

@terrygorry Жыл бұрын

I would probably avoid it, to be honest, but would need to know the details. Some buildings have different degrees of being listed or landmark. So it would depend on the building and the local authority and the proposed works.

@tomasomaher Жыл бұрын

My thoughts were to avoid it also. Thanks for the reply!

@brendan5419 Жыл бұрын

Terry i notice many videos now seem to have time stamps on them, not sure if they are automatically generated. Have you thought about using them?

@terrygorry Жыл бұрын

No, might take a look though

@MrGamerIndex Жыл бұрын

@@terrygorry In the description, you can add the following - 01:12 Tip 1 (For example - First set would be minute and second set would be seconds, and Tip 1 would be the description for the timestamp). Also, thank you for the video!

@joyb5525 23 күн бұрын

When the Construction Industry got rid of the Clerk of Works, standard's of trades people plummeted.

@muskateer12345 Жыл бұрын

Could you perhaps make one for commercial properties ?

@terrygorry Жыл бұрын

I did, have a look on the channel, property and/or business playlist 👍

@muskateer12345 Жыл бұрын

@@terrygorry Alright will do so, thanks again.

@terrygorry Жыл бұрын

Here you go: kzbin.info/www/bejne/rYesZJppqt6Cn68

@Kim-J312 10 ай бұрын

Thanks 😊 ☘️

@Lorenmcdee 2 ай бұрын

I just started the process of a D visa. I am interested in selling one of my homes in the states to buy and renovate one of the homes that they're offering renovation money towards. How do I sort out where those houses are available? I'm not hurrying but I'd like to look for a large plot of land to farm

@terrygorry 2 ай бұрын

Try Daft.ie for starters

@manishachandra3874 10 ай бұрын

Hello Terry, may I know your thoughts on buying a new home at parkliegh seven mills

@Miandejan Ай бұрын

How are affordable housings now days to buy from?

@seanwalsh1655 4 ай бұрын

Hey Terry, love the videos. I live in the USA and looking to move home to the west of Galway. I’ve found a property in interested in. What would you recommend for financing, can I get financing through Irish banks or should I source financing this side? I appreciate any info

@terrygorry 4 ай бұрын

Don’t think you have any choice but Irish banks. But they won’t lend unless you are employed for a certain period of time, in excess of 12 months

@Spondre 22 күн бұрын

Having bought properties in various global places I can say that as a general rule it is only the local banks that would provide a mortgage. I have heard that Irish banks were particularly difficult when it came to providing a mortgage to people who were non-resident or did not have an established credit rating in Ireland. I did find this to not be the case, but although they offered me better than advertised rates, when I bought my first property in Ireland I used a Canadian line of credit to purchase it instead. Free advice: Be sure to get a good tax account that is familiar with both US and Irish tax.

@seanwalsh1655 22 күн бұрын

@ thanks for the info

@dougdorrer4622 3 ай бұрын

I think a Structural Survey should be done for any house; new or not. Im an American Home Inspector (Surveyor) and seeing many problems with new construction as well.

@terrygorry 3 ай бұрын

No need with a new buy because of builders warranty, Homebond, breach of contract and/or negligence legal actions

@dougdorrer4622 3 ай бұрын

@@terrygorry Thanks Mr. Gorry

@Boll_IX 8 ай бұрын

Hi Terry, thanks for the information you provide it is very informative. I am thinking about retiring back to Ireland after many years away. How well can I rely on the prices listed with property sites online? Are they a good indication of the final price you might expect to pay or could you offer below the listed price or is it expected that the price will go higher? Thanks, Harry

@terrygorry 8 ай бұрын

Depends on the property, location, demand. They are just guidelines 👍

@Lilliandel 2 ай бұрын

Hi Terry Would you ever purchase a house wWITHOUT a registered right of way? Even if you were a cash buyer and you could get it discounted?

@terrygorry 2 ай бұрын

Yes, but..

@Miandejan Ай бұрын

Hello

@EveMurphy-n9p 3 ай бұрын

Terry, what happens if there's a site for sale with a planning permission? Only a local can purchase it and build on it? thanks.

@terrygorry 3 ай бұрын

What do you mean what happens? The site will be sold to a person who is capable of getting planning permission and maximizing the sales price for the vendor.

@ВиталийКузнецов-э3ц 4 ай бұрын

Hey Terry, thanks for the video, I find it very userful! Could you please advise if it is possible to convert apartment in leasehold (450 years) to freehold? How much it cpuld cost? Thanks!

@terrygorry 4 ай бұрын

No, not possible

@pliskin179 4 ай бұрын

Very informative video :) thank you for that. I have a question...I'm from Germany and will soon move to Ireland with my wife and son with our caravan. And we want to buy an empty space or a house which needs to be refurbished I guess. Will it be difficult for us as non-citizens at that time to buy a house or maybe not even possible. At first we're thinking of a Mobilehome for the first time while restoring the old house with an existent planning permission.Getting a job is required, I know. I saved a lot of money already to buy a place...

@terrygorry 4 ай бұрын

No problem buying as non citizens, provided you have the Euros. EU citizens have freedom of movement, too, so no problem living and working in Ireland 👍

@muskateer12345 Жыл бұрын

Very informative, thank you.

@leahnicheallaigh8927 5 ай бұрын

HI! Do you have any advice for getting funds to buy a derelict? Should the banks approve this this or am I better off applying for a loan elsewhere?

@healthtrack-21 7 ай бұрын

Thanks for your video. Very informative as always I am an resident in Ireland and my brother wants invest in the Ireland rental market from overseas (Non EU) What is the course of action ? Can I set up a company where he can deposit money to buy property in Ireland Thanks Terry

@TheDanieldineen 7 ай бұрын

Hi Terry! A quick question, if i have a rental property (and rent my home) but my wofe has no property, can we use the help to buy scheme?

@dougdorrer4622 3 ай бұрын

Does Irish real estate laws require a solicitor (attorney) to complete a title search and settlement or can a cash buyer create a deed through a title company and record with the local Council/Records office?

@terrygorry 3 ай бұрын

Buyer needs a solicitor to act for him, cash buyer or not. No such thing as a title company 👍

@dougdorrer4622 3 ай бұрын

@@terrygorry Can an American own property directly in Ireland?

@terrygorry 3 ай бұрын

@@dougdorrer4622 yes

@eileenflynn2248 2 ай бұрын

You definitely need a solicitor but be careful, I ju😊st bought a place and they were alittle difficult, cash...best think I ever did...

@N..i..k..o 3 ай бұрын

Just wondering is it possible to upgrade the current mortgage? We bought a house 6 years ago, I've got a mortgage for 130k € for 25 years. But we thinking to buy a bigger house for 370k €. Is it possible sell my house and upgrade the mortgage to buy a new house?

@terrygorry 3 ай бұрын

Sure is. Ask the lender.

@Lilliandel 8 ай бұрын

Hi Terry I would love to hear your thoughts on buying land with a pre-existing property, demolishing it and building a brand new house. I’ve found such a property on 5 acres but dislike the house and want to knock it and rebuild a new house elsewhere on the land. Is it do-able? Thanks 🙏

@terrygorry 8 ай бұрын

You will need planning permission for a brand new house.

@Lilliandel 8 ай бұрын

@@terrygorry thank you Terry!

@citrix123 5 ай бұрын

Affordable housing schemes new builds , just got offered one and really unsure how to liase with builder as its all off plan yet fear being screwed over, am i being silly ?

@terrygorry 5 ай бұрын

Good solicitor will protect you with sound advice

@TyrionUnderhill 6 ай бұрын

Thanks for the video. Do I need to pay my solicitor if I ended up walking off the deal?

@terrygorry 6 ай бұрын

Ask your solicitor

@TyrionUnderhill 6 ай бұрын

@@terrygorry I will, thank you. I'm about to buy an apartment in Dublin and have an issue. Basically the common areas of the development (eg walkways, lifts, parking area etc) have not been transferred into the name of the management company as the development went into receivership before the transfer took place. According to my solicitor this is not ideal and if I'm to sell the property in the future and the transfer of the common areas has not been dealt with at that point, this may cause an issue with the prospective purchaser. What do you think? Is that a serious issue? Should I walk off the deal in your opinion?

@vincentmcdonnell7986 11 ай бұрын

@kathleensweeney5123 9 ай бұрын

Mr. Gorry do you cover Co Donegal? I am selling a property (Just land) in that area and a developer has confirmed with his booking (deposit) with my solicitor, my question for you is is it the normal procedure to have to wait 12 month for the developer to get planning approval if they have already newly zoned the location (last November 2023 it was approved for the new zoning)??

@terrygorry 9 ай бұрын

Ask your solicitor what the delay is. He/she has the file and is in possession of all the relevant information.

@zeeshan39774 8 ай бұрын

Great 👍🏻

@brendancoburn4015 5 ай бұрын

I am looking to sell my property

@biulaimh3097 9 ай бұрын

New houses are of questionable quality also. I know there are standards now but I would go by experience. If new houses are better these days, let time prove it and please don`t rely on what the authorities say. My tip would be to buy gold and wait for a recession. Ireland`s economy cannot stay strong if there is a global downturn. If Ireland`s economy weakens, the government will not be able to maintain it`s rigged market because buyers and banks will be in difficulty and things might turn nasty if there are bank bail-ins. During the Weimar Republic, 25 ounces of gold could buy a city block.

@mikekelly5869 5 ай бұрын

Wow! Any idea when this apocalypse will be upon us? Maybe investing in a bunker, lots of preserved food, guns and ammo would be the sensible thing to do.

@biulaimh3097 5 ай бұрын

@@mikekelly5869 I pray the rosary instead.

@jacquelineanncollins7412 2 ай бұрын

Well, USA is approx. 30 trillion in debt; only reason it is still hegemonic is because USD is global reserve currency, but BRICS pay potentially poses an alternative to that. Additionally, according to Vedic astrologer Abhiv Ananda, alignment of planets indicates catastrophy for mankind 2029-30, so stay blessed by the Divine now! BTW, love ur drone toy clips in graveyard amongst other places; i still only use googlemaps satellite to see areas surrounding properties of interest!