🇹🇭Thailand Health Insurance in 2025 for Expats and Foreigners. Medical insurance in Thailand is key.

[@RetiredGlobalLife]

🔴 Link to my video: Find the Best Hospital and Doctor in Thailand. kzbin.info/www/bejne/hHOamGOKqpungbc 🔴 SUBSCRIBE AND RING THE NOTIFICATION BELL 😊: www.youtube.com/@RetiredGlobalLife?sub_confirmation=1 🇹🇭 Insurance agent Natt Tassana The insurance agent I interviewed is: 🇹🇭 Natt Tassana Tenzing Pacific Services (ten-pac.com) [e-mail] [phone] WhatsApp: [phone]

[@tsuboimachi]

I can't believe you do this all for free. I hope to meet you on the street someday and thank you personally.

[@RetiredGlobalLife]

Joy and I love bumping into viewers. Happens a lot. So you never know...

[@mariofta]

I troll a lot of youtubers from Thailand and hands down you provide the most informative videos hands down Most importantly they are not sponsored 🙏🙏🙏 GB

[@RetiredGlobalLife]

Thanks!

[@mancello]

Pacific cross is known to deny a lot of claims. Best thing to do is just self-insure and get insurance for catastrophic care only. Some insurance agents in Thailand get referral money from certain insurers, so not all of them will necessarily have your best interests in mind.

[@RetiredGlobalLife]

Could be, but all you can do is search for the best one to at least hear what they say. Self insuring is possible, but a bit scary for many, especially those without a big back up nest egg. For many it's just not possible.

[@randyirvine5858]

Great information as usual Randy. Have never bothered with it here, but will certainly insure when I retire there. You're looking younger, must be married life hey?👍

[@RetiredGlobalLife]

@@randyirvine5858 555, I'll take younger! Thanks, Randy.

[@AussieBob999]

They all are deniers for any reason when it is a big claim. No consumer affairs or appeal rights for Expats. Plus premiums increase a lot every year. Over 70 = costs a fortune. Get car insurance that includes personal accident insurance and put 100K into a 'medical fund bank account' every year. When you have 300-400K that will cover many things in a hospital - another few years and you have most things covered. If all you have is a pension and no savings, then obviously this is tough to do - and maybe you should think again.

[@peteonretreat2023]

Another great video and perfect timing… I’m finally getting off my Safety Wing travel insurance after 2 years lol! This is hands down the best video I’ve watched on getting insurance out here. Well constructed, through and filled with great advice and knowledge. You really have become one of the absolute best of the Thai KZbinrs. Thank you for making this 🙏🏼

[@RetiredGlobalLife]

Pete so nice to hear from you and thanks for the nice words. They mean a lot coming from a very good KZbinr like yourself! Hey, I put a message on one of your videos I wanted to talk to you but I could not find your email address in my emails but I did not hear back. I thought we had corresponded but if so I can't find it. Anyway, I'm working on a new video and I would like you to do a little cameo. If you write to me I'll explain and you can decide if you'd like to do it. You can email me at [e-mail]. I hope to hear from you. Take care!

[@WilliamFluery]

I have been thinking about you lately now that Robert F Kennedy will be taking over at HHS and the new Department of Government Efficiency looking for ways to cut waste. I keep thinking about your vlog last year about legislation you were putting forward to try and get Medicare to cover expats in foreign countries. What are your thoughts about the possibilities of this getting through with a change in leadership?

[@clivevenning7204]

That is a great video, i am heading over to Thailand in Feb 25 and will contact Natt for a meet. Thank you so much.

[@RetiredGlobalLife]

Thanks, Clive! I'm glad it was helpful.

[@mukeshviroomal]

Thank you for the Health Insurance information 👍 As we grow older the first wealth is health . Regards .

[@RetiredGlobalLife]

Great saying! I like it.

[@WilliamFluery]

In 2010, I contracted an Amoeba in a mountain village and spend 3 days 2 nights in an expat hospital in Chiang Mai. Private room with mountain view, doctor, nurses, labs, IVs, medication….I paid $657 out of pocket at check out. Probably would have cost $25-30k in the USA

[@RetiredGlobalLife]

Yes, I hear such stories often. So true though.

[@shkim103]

I know right. I feel like the US companies are all scamming people in the US.

[@Get-A-Life]

Great vid Randy, fantastic info and very well presented. Thank you for taking the time to make this. Cheers Simon 👌👌👌👍

[@RetiredGlobalLife]

Thanks!

[@RosemaryMai]

Thanks Randy very informative video. I’m looking at moving to Chiang Mai. Just spent 2 months there. Now coming back in April looking for 3 months rental. I will check with Natt for health insurance

[@RetiredGlobalLife]

April still some bad air. Make it May if you can...

[@aging1847]

Randy, as usual, wonderfully helpful video. I am moving to Bangkok at the end of the year and using a lot of your info.Hoping one day we get to meet in person.

[@RetiredGlobalLife]

Outstanding! And thanks!

[@ErezBorowsky]

Excellent information! Thank you very much for producing this video!

[@RetiredGlobalLife]

Glad it was helpful!

[@ErezBorowsky]

@@RetiredGlobalLife Will be coming to Thailand, Bangkok, Phetchaburi (currently building mountain cabin), Kui Buri, and Krabi to see where to build our future home. 70-30 Kui Buri, but you never know. Appreciate sharing all your knowledge. Planning on moving sometimes this year.

[@whistler1056]

Excellent, excellent video! Could be/ought to be required viewing for all us expats! Would save a bucket of grief when that "if" happens.

[@RetiredGlobalLife]

Your are too kind, Cowboy Bill. (:

[@teresap1172]

Thank you. Great video. Really helped. And thank you for Matt's link.

[@RetiredGlobalLife]

Thanks! I'm glad it was helpful. Best wishes.

[@michaelbierbaum-z5x]

Great video Randy with lots of information, thx for sharing very helpful.👍

[@RetiredGlobalLife]

Very kind of you, Michael. Thank you!

[@Leonardo-cq4zd]

Fantastic stuff, great info...many thanks. Very thorough commentary! 👏👏

[@RetiredGlobalLife]

Thank you Leonardo!

[@papadougpapadougsadventures]

Glad to see you’re back

[@RetiredGlobalLife]

Was I gone? Haha. I admit to doing less videos lately but trying to get more active with it. Life gets in the way, as they say.

[@GeraldLarkin-k6k]

Thanks Randy. Good info. Good advice.

[@RetiredGlobalLife]

Glad it was helpful! Take care, Gerald.

[@154Slappy]

Excellent! Just what I needed. :) :)

[@RetiredGlobalLife]

Thanks! Glad it was helpful.

[@MoreFormosa]

I’m a YT’r in Taiwan. Great post, thanks for sharing all the info

[@RetiredGlobalLife]

Thanks!

[@lasoffa]

Awesome useful info as always!

[@RetiredGlobalLife]

I appreciate the nice words! Thanks and take care.

[@gordon.Jacko1055]

Yes, I agree with you. I went through an insurance agent and we decided to go with Pacific Cross.

[@RetiredGlobalLife]

Great, Gordon, thanks! Stay healthy!

[@karlhesselbach7135]

Important informations. Thanks a lot!

[@RetiredGlobalLife]

You are welcome!

[@maurofarris4700]

Thanks for this video, really very well done and useful, warm greetings from Sardegna

[@RetiredGlobalLife]

Thanks, Mauro! Best wishes back to you.

[@davedaniels4967]

Good information Randy 👍. I needed that to help me decide on some coverage. Still in good health, "knock on wood ". And want to obtain a good policy, thanks.

[@RetiredGlobalLife]

Thanks and good luck!

[@jean-charlesdesjardins6344]

Great info! Thank you!

[@RetiredGlobalLife]

I appreciate it! Thanks!

[@azspeedster5465]

Excellent informative video, Randy. I am retired and have been through several SEA countries and relying on my U.S. based insurance company to cover any medical issues that may arise. After watching your video, it makes sense for me to look into enrolling in a insurance plan that would cover me in those countries if needed. I will definitely be watching your hospital care and cost video next. Thank you for creating great and informative videos on subject that are important for those of us looking to retire overseas.

[@RetiredGlobalLife]

Thanks for the nice comments and good luck on your SE Asian journey!

[@azspeedster5465]

@@RetiredGlobalLife Thank you, Randy. I appreciate it.

[@mangostickyrice555]

Thumbs up 👍 Randy

[@RetiredGlobalLife]

Many thanks, Mango!

[@JeffWittyArt]

Health insurance is my #1 concern for retirement in Thailand. Especially with my pre-existing conditions 😢

[@RetiredGlobalLife]

Yes, it can be a biggie and can keep some from retiring here. I hope either Natt or an agent of your choosing can let you know some realistic options. Best wishes.

[@kensanders0088]

Great info, having lived in Thailand and having broken my vertebrae’s, and lot follow up care. Good quality care and cheap compared to USA

[@RetiredGlobalLife]

Thanks for the feedback and info, Ken. Take care.

[@winxtra2892]

extremely helpful info.. thanks

[@RetiredGlobalLife]

I appreciate the comment. Thanks!

[@RonenRadomski]

Thank you for the amazing channel! Every review video you create is a professional and impressive piece of research, conducted with a balanced and realistic perspective. It's truly a pleasure to watch! There's one point that perhaps could have been elaborated on in the video if relevant. Most people retiring to Thailand from developed countries already have good health insurance that covers pre-existing conditions, which they probably wouldn’t cancel. Maybe what they really need is a sort of "supplemental insurance" to cover accidents, emergencies, or even evacuation to their home country for treatment. Is this a realistic option in Thailand or does "emergencies," which should include something like a heart attack, already fall under full insurance coverage? Thank you!

[@RetiredGlobalLife]

I think you can only get full policies in Thailand, not just a partial supplement, but only an agent would know what special plans exist for you. I think most people lose their insurance in Thailand unless just on vacation, so I'd disagree with that premise.

[@RonenRadomski]

@@RetiredGlobalLife I'm certainly not an expert in insurance matters, and this definitely requires further investigation, but it seems that any American, and probably in most parts of the world, can maintain their health insurance even if they retire and live permanently in Thailand. This is very significant for someone with a medical history that probably be excluded in Thailand, and it's likely possible to get health insurance in Thailand with the coverages I mentioned. The package might be more expensive, but in the case of a medical history, it could be a good option and is certainly worth mentioning in the review.

[@victorthirlwell6216]

Thank you for your information much Appreciated

[@RetiredGlobalLife]

Glad it was helpful! Thanks, Victor.

[@Blacky-NZ]

Hi Randy love your video’s thank you. We’re not from USA and it’s a little bit hard to comprehend percentages of medical costs in USA.

[@RetiredGlobalLife]

Ah, sorry about that. I speak from my frame of reference but I'll try to remember that for the future. In my hospital video I give specific $ amounts though. So check that out.

[@1haribo9]

Very helpful insurance info. Though I think it is no longer accurate that outpatient treatment is very inexpensive. It used to be, but it has become a lot more expensive in recent years.

[@RetiredGlobalLife]

Thanks. Outpatient is still true for me. Cheap. Not sure why not for you.

[@jonhobson3592]

Informative video Randy 🙏

[@RetiredGlobalLife]

Thanks, Jon!

[@chelseaboyuk75]

Cheers pal

[@RetiredGlobalLife]

Thanks!

[@123itsMrJD]

Outstanding info!...thanks

[@RetiredGlobalLife]

Thanks for watching, and for the compliment!

[@Bill82759]

I only use the public hospital here in Hua Hin. It’s great! And using my pink card to get set up actually gave me even bigger discounts! My Thai wife delivered our baby there 6 weeks early. Emergency C section and 4 weeks in the NICU cost a total of 60 baht! My only additional cost was a very nice large private room for my wife for 3 night which cost $140! I’m in great health at 65 so I just self insure here for now. I’m in the States often and also have my Medicare A and B should I need anything done there. If I travel elsewhere I just buy travel insurance.

[@RetiredGlobalLife]

Wow, great story. Always glad to hear stories here of low costs and great care. You'd be surprised how many people think I'm lying, 555. I guess you have to experience it to believe it. I've never heard of getting a discount with a pink card. How did you manage that? I know some public hospitals have memberships you can join for discounts.

[@charliechan6827]

Very good information. Many thanks.

[@RetiredGlobalLife]

I appreciate you watching! Thank you.

[@SharronJones123]

I plan on moving to Hua Hin. Can I still use Natt as my insurance agent? I would like to contact him when I first get to Thailand. I enjoy all of your videos. You are so informative, and clam. You explain thing very clearly. Thank you.

[@RetiredGlobalLife]

Thanks so much, Sharon. Natt works with people all over Thailand. Nowadays we all do everything by video chat and phone. Even outside Thailand. Best wishes. Hua Hin is nice. I enjoyed my trip there (we did a video on it).

[@momohmart]

Thanks Randy. Informative.

[@RetiredGlobalLife]

Thanks! Glad it was helpful.

[@kleerogers]

Self insure, no brainer in my 25 years of experience travelling and staying in Thailand

[@RetiredGlobalLife]

That is a great option for those with enough money. But you have to recognize not everyone has that much extra money. Many have a small or no "nest egg" so they need the back up of insurance for a disaster they don't have the funds for. But yes, it is nice when one need not buy insurance.

[@ronaldelm4852]

Hello Great video good info. What kind of work does Joy do if you not mind saying. Thanks

[@RetiredGlobalLife]

Joy is a university professor.

[@oolongcrossing9028]

Very helpful, thank you!

[@RetiredGlobalLife]

I appreciate it! Thanks.

[@AbuShenab]

Well done - thanks. 🙏

[@RetiredGlobalLife]

Thanks for watching!

[@AntiTheismForever]

At 70 I am quite fit and focused on healthy living. Problem with turning 70 is that health insurance companies statistically assess me as high risk for major health issues so want to charge accordingly. In Thailand, if I can even get coverage at my age, it would be difficult to justify the cost. So $650/yr to get a visa sounds pretty good to me even if the insurance deductible is huge.

[@RetiredGlobalLife]

Congrats on your great health! That is key.

[@Seven-by2ue]

Great video. Thanks. I am 63 and purchased an insurance with Cigna 2 years ago (Outpatient only with deductable). It wasn't cheap, but the price seemed OK. Less than 3kUSD. However, turns out they raise their tariffs on a yearly basis by 13%. If I project that into the future, the cost would triple in 10 years and triple again 9 years down the road. So once I would get 80 years old, the tarif would be around 25,000 USD per year and by then I would have paid almost 200k accumulated. Any thoughts on this? What is your expertience with tarif increases?

[@RetiredGlobalLife]

I think all companies raise it a bit each year but 13% is hefty. Bigger increases are usually if you cost them a lot with claims. I don't know if it would continue every year. Some companies are more known for rate increases than others.

[@DanBirms134]

Thanks for the vid and info! Was wondering if you might know if there is any adjustments for premium cost If your only in the Kingdom for 6 months a year. Also, would Thai insurance companies adjust premiums if insurance from home country would be paying out for medical emergencies only but limited to just that. Thanks. 🙏🏻🙂

[@RetiredGlobalLife]

The only way I know would be to buy travel insurance for the period you will be in Thailand. I don't know of any traditional insurers who do less than annual policies, but Natt would know.

[@DanBirms134]

Thanks 🙏🏻

[@1drummer172]

This was a lot of useful information; thank you.🙏 Where can I find help with the process of obtaining a retirement visa for Thailand?

[@RetiredGlobalLife]

My daughter, Hailey is the director of a great visa agency, HH Premium Visa in Chiang Mai. You can Google her in Chiang Mai. But she only assists with those in or moving to Chiang Mai. But retirement visas are tough at the moment due to new complications for foreigners getting bank accounts without an existing long term visa.

[@rowthunder]

I used Mthai Visa i.e. Massive Thai Visa. Ask for Mr. Gouda and tell him Somari sent you. Just got my retirement visa.

[@rowthunder]

They even help you get set up with a bank account.

[@timuttormark6881]

@RetiredGlobalLife - the difference between a Non O visa and a Non OA visa is whether you are applying in Thailand. You cannot apply for a Non O visa outside Thailand, you can only apply for the Non OA instead. Thus the insurance coverage requirement _always_ applies when applying for a Non O (really, a non OA) visa in your home country. A common trick to circumvent the insurance requirement of the Non OA visa is to travel to Thailand on a tourist visa and then apply for the Non O visa upon arrival in Thailand.

[@RetiredGlobalLife]

Ah, darn, you are right. I always confuse that aspect of the non-OA vs non-O, it is the non-OA that you can apply for either way. Thanks and take care.

[@CT80ish]

Thanks Randy

[@RetiredGlobalLife]

Thanks for taking the time to write in. Take care.

[@vandyrvtransport6430]

Very informative video without being too lengthy, thank you! I'm looking at healthcare insurance right now and one thing I would mention right off the bat is Pacific Cross is a provider and Pacific Prime is a broker....so confusing for beginners. Do you recommend an agent in Pattaya? And did you drop your Medicae Plan Part B in the USA? I've purchased a condo in Pattaya to retire full-time and my 65th birthday is 3 months away where you have to sign up for Medicare Part A (free) which I'll do, but Part B ($185 per month) I'll probably say no to as my plan is to stay here forever and put that money towards a great plan here. Someone mentioned the tragic LA fires....I thought immediately that is just like the insurance over here that can cover the world....EXCEPT THE USA as it's too costly for coverage there. Fire insurance companies said LA is to costly to cover them anymore and they have caps. Thailand is a breath of fresh air!

[@RetiredGlobalLife]

Personally I keep my part B just in case one day I have some terrible issue beyond Thai insurance and I need to return to the USA, such as a pre-existing condition, or if my life plans change and I don't want the lifetime part B penalty. Natt, the agent in the video, serves all of Thailand and I works in the Pattaya office of his company.

[@andrewb9346]

How about Dental insurance and codt of dental services.

[@RetiredGlobalLife]

Some health plans include dental, many don't. Compared to the US I'd say dental costs are about 15% of the USA cost, more if you go to a super high end dentist at a luxury dental place.

[@andrewb9346]

@@RetiredGlobalLife Thanks

[@kennethbeard5553]

Thanks for this useful video, which demonstrates what is truly important and relevant to making informed decisions. Do you have any broker recommendations because that is the key to finding the insurance cover that meets expectations.

[@RetiredGlobalLife]

I interviewed a health ins agent in the video and his info is in the comments. Natt is a good guy. Give him a call.

[@beerman204]

Just thinking about the vague "assurances" of health insurance plans gives me high blood pressure, leading to health issues! If I can come up with a "catastrophic" coverage plan ok. But otherwise I'll try to stay healthy and go to local Thai doctors for my health issues...and pay cash.

[@RetiredGlobalLife]

555, funny comment. But yes, cash is doable in Thailand when it is not even a realistic option in the US.

[@FredPantone294]

Wonderful video! You are providing very valuable information on your channel which is much appreciated. What is the best way to select a health insurance agent/broker in Thailand? Is there a better way than just using referrals from people you may know in Thailand?

[@RetiredGlobalLife]

I think the combo of word of mouth from people you know and online reviews (not as many in Thailand as the US) and talking to them to judge for yourself. I think Natt is a good guy, smart and straight forward.

[@stupot1952]

ITS GETTING A INSURANCE COMPANY YOU CAN TRUST IN THAILAND MANY ARE NOT REGISTERED WITH THE OIC

[@RetiredGlobalLife]

Yes, it helps to have an honest agent to guide you.

[@sharonla8071]

I tried to send an email to Natt but it bounced back. Does he have another email? Also, are you sure about the deductible info for AXA? Everything I can find online says the deductible is an annual amount, not per claim.

[@RetiredGlobalLife]

[e-mail]. Did you put the hyphen? I think it is just that one cheap plan with that issue for visa coverage. Ask an independent agent.

[@barreloffun10]

What are the costs for care that is outpatient but very expensive (in the U.S. anyway)? I'm thinking specifically of cancer treatment, which is usually done as an outpatient, but is very costly. Are there cancer only plans?

[@RetiredGlobalLife]

Good question and I'm not sure of the answer and may vary by insurer and plan. Ask Natt or an agency of your choosing.

[@wmcorbly2495]

Hey Randy, a very timely vlog for me. I have been scheming my way from here(US) to Thailand for some time. I am well past the 80 year mark, and plan to self insure. Do you know if and what the requirements are to do that. All on the up and up. I don't want to start off being crosswise with the government. Thank you for your information rich channel. Oh yeah.. Welcome to the world of henpecked husbands. LOL

[@RetiredGlobalLife]

Well, there are no requirements to self insure re minimum amount. Self insuraing does not meet visa requirements for those that require it, so you will need a throwaway policy to satisfy it, or get a visa that does not have a health insurance requirement. It is just a question of how much you want banked in case of an emergency. No henpicking so far, haha, but the marriage is still new...

[@Bhatmann]

Healthcare and health insurance is nothing to underestimate in Thailand. I can understand wanting to self insurance. Nevertheless, even if I was self insured, I would purchase accident insurance. Why, because it’s dirt dirt cheap. Moreover, if you broke your ankle walking down the street, you covered. Crossing the street hit by a car you’re covered. Slipped in the shower and cracked open your head, you’re covered. Just remember unintentional injuries is the third leading cause of death in the U.S. For me to self insure I would like $300K USD for coverage. Did I say accident insurance was dirt cheap.

[@wmcorbly2495]

@@Bhatmann I appreciate your input. It begs the question: What sort of hospitalization/medical situation would present the need of 10,000,000 baht? I am well into my 80's and will not undergo any major treatment, to enrich the medical establishment, to extend my breathing for another 10 - 30 days. An accident is unpredictable, therefore I will definitely look into that insurance and compare cost/benefit. I have no desire to vegetate and death is but a step. Why would I possibly give my estate to a governmental body instead of my heirs?

[@Bhatmann]

@ - You already know the answer. Many have an exit plan. And the many are people with medical profession and medical experience because they know how it works. I hope you pick the right path for yourself.

[@sanrio8058]

Do you recommend a policy if just traveling internittently? Do you recommend getting a policy now while healthy in anticipation of soending a lot of time abroad? How to find an agent for international health insurance?

[@RetiredGlobalLife]

If you watch the whole video, or look in the description, I give the name of the agent I interview in the video. He's really good. And he can answer your two questions much better than me! (:

[@Bhatmann]

I used World Nomad travel Insurance. For 6 months in Thailand back in 2017 it was $600usd at 55 of age. Including motorbike, scuba, diving and skydiving. lol It’s easy to get a quote online from them.

[@jtns2845]

squaremouth is an internet marketplace. here my geoblue annual policy for multiple foreign trips each lasting 70 days is $190/yr.

[@greganderson7971]

Any comment concerning Regency for expat insurance?

[@RetiredGlobalLife]

No, but Natt, the agent interviewed, would be able to.

[@jonhobson3592]

Health insurance in my opinion is vital if you live here. Not all of us have millions of baht in bank & can afford to have a big deductible.. Getting cover obviously can vary in price / level of cover , luckily so far I’m healthy I’m coming up to 61.. I have P Cross but ideally need a higher level of cover , once you in the system it helps too . I carry my insurance company card with me & my local hospital has a copy on my file .. my main big concern though is having something serious , the cover & money running out 😢..

[@RetiredGlobalLife]

True. Thanks. Hope you stay healthy!

[@jonhobson3592]

@ thanks for reply na khrap 🙏

[@sissisquiltandbatik]

Great info, thank you. Just found your channel, and pressed the subscribe! Do you or anyone here have any experience with the Chapka insurance company? Would appreciate to hear what you think as me (69y) and my husband (71) are planing 6 months in Chiang Mai and need insurance. Thank you🌴🌸

[@RetiredGlobalLife]

Thank you! Most Thai insurers are there for Thai residents. I don't know the company you mentioned but Natt could give you better feedback. You might want travel insurance if only there for 6 months.

[@andrzej-o7x]

Hello.

[@RetiredGlobalLife]

Hello to you!

[@MM-sf3rl]

Randy, there is some good information here, however, saying there is compatible or (just as nice) medical treatment in Thai as the US, for more serious medical needs, is misleading. The US is one of the cutting edge medical research countries with heavily funded institutions. If your child has neuroblastoma, your wife has bone cancer, your husband has prostate cancer, or you need an organ transplant, I would pray I’m in the US. A friend with prostate cancer went to Bangkok Hospital in BKK. He asked about HIFU treatment: the doc said there is one hospital in BKK doing HIFU. There are hundreds who do HIFU in the US, plus the other 10+ kinds of ablation therapy. Also, the volume at US hospitals doing HIFU, starting 10 years ago, or other involved medical treatments, has hundreds if not thousands of patients. The skill at some US institutions, the ongoing clinical research, and clinical trails far outpace Thailand. There is no one coming to Thailand’s for a cutting edge medical education but you know Thai’s are certainly going to the US and beyond. As much as I love Thailand, this issue will not change anytime soon. Also, the language barrier exists at Thai hospitals, and culturally, the conversations can lack detail and specificity. There’s something about saving face that does not allow for criticizing doctors, nurses and the Thai medical system. Is all I know is, insurance there is some good information here, however, saying there is comparability (or just as nice) medical treatment in Thai as the US, for more serious medical needs, is a misleading. The US is one of the cutting edge medical research countries with heavily funded institutions. If your child had neuroblastoma, your wife has bone cancer, your husband has prostate cancer, or you need an organ transplant, I would pray I’m in the US. A friend with prostate cancer went to Bangkok Hospital in BKK. He asked about HIFU treatment: the doc said there is one hospital in BKK doing HIFU. There are hundreds who do HIFU in the US, plus the other 10+ kinds of ablation therapy. Also, the volume at US hospitals doing HIFU, starting 10 years ago, or other involved medical treatments, has hundreds if not thousands of patients. The skill at some US institutions, the ongoing clinical research, and clinical trails far outpace Thailand. There is no one coming to Thailand’s for a cutting edge medical education but you know Thai’s are certainly going to the US and beyond. As much as I love Thailand, this issue will not change anytime soon. Also, the language barrier exists at Thai hospitals, and culturally, the conversations can lack detail and specificity. There’s something about saving face that does not allow for criticizing doctors, nurses and the Thai medical system. Is all I know is, insurance be damned, eat your fruits and vegetables, and work out. 555

[@RetiredGlobalLife]

Well I sure agree with your last sentence! (: As far as the rest, I can't comment on very rare treatments you bring up, Thailand vs USA, so you could be right, but in the issues most of us face, even serious, such as heart attacks, etc., I have full confidence in Thailand. Because of my channel I meet and talk to thousands of people to get feedback on issues and expats' comments re med care here is overwhelmingly positive. Thanks for your comment and take care.

[@WilliamFluery]

I have been thinking about you lately now that Robert F Kennedy will be taking over at HHS and the new Department of Government Efficiency looking for ways to cut waste. I keep thinking about your vlog last year about legislation you were putting forward to try and get Medicare to cover expats in foreign countries. What are your thoughts about the possibilities of this getting through with a change in leadership?

[@RetiredGlobalLife]

Great thought but I have no confidence in them doing anything on the issue. Our government just does not have enough imagination.

[@johnmc65]

How much you pay for insurance, I'm 60, wife 38, and a 6 month

[@RetiredGlobalLife]

My premium means nothing to you so should not guide you. It is based not just on my age and health, but what kind of policy and coverage I want. So I could get a policy for $700 a year or $5,000 a year. You just need to choose what is best for you.

[@KINGOTHL]

300,000 TBT Deductible?????

[@RetiredGlobalLife]

Crazy high, yes? But if you watch the video you see why.

[@wvc72]

How about 81 years old

[@RetiredGlobalLife]

Most companies max at 80 but agent Natt said there are companies that will go older, but the premiums will cost you more due to their added risk.

[@jamesavakian4977]

In the U.S. , They charged me $5000 per day in my last hospital visit. So in Thailand they charge $2000 per day ?

[@RetiredGlobalLife]

Depends on the hospital. I think private hospitals are about 10,000 baht, which is in the $300 range.

[@jonhobson3592]

@@RetiredGlobalLifeyes about 5-10,000b pn

[@jamesavakian4977]

@@RetiredGlobalLife So its only 6% , not 40%

[@iwanevans100]

My advise would be to keep well away from Compare who seem to be affiliated with REGENCY for Expats

[@RetiredGlobalLife]

Thanks for the info. I don't have any experience with either to comment.

[@milescreative4293]

Pacific Cross ✝️ Just talked about a Expac plan that includes pre-existing medical problems! After two years, all your medical problems will be covered 😉,! So, this video is outdated!!

[@RetiredGlobalLife]

Well, Miles, there are many plans. For the most inexpensive plan, no, I do not believe you are correct. But maybe for others. AXA has many plans.

[@benbohoho]

Thumbs up because there is some good info here but i would love to see you be a little more balanced instead of focusing on negatives of USA and ignoring any negatives of Thailand. I think you are influencing some people against their own best interest. What is the point of quoting high sticker price of care in USA when almost nobody ever pays that? The video really glosses over the fact that insurance prices in thailand increase exponentially after 65 or as soon as you develop any prexisting conditions. If you are 65+, the healthcare is going to be WAY cheaper in USA for anything serious, 99% of the time, because you have medicare. And Thailand doesnt offer the new drugs or treatments that may save your life. I think it's hard to make a good case for people 70+ actually having a lower cost of living in Thailand once insurance costs start rocketing up.

[@RetiredGlobalLife]

If you are seriously ill and don't have insurance then it makes sense to be in your home country if it provides you something like Medicare in the US. But not every country has that. And I know many elderly people (older than me, haha) who never plan to leave Thailand, so medical costs are just one issue. Take care.

[@sharonthebarron]

Just mailed YOUR MEDICARE LETTER to president Trump. Senator and Congressmen . lets see what happens.

[@RetiredGlobalLife]

Great, Sharon! Thank you! The key is spreading the word on social media so many people do it.

[@TheSumo294]

Could u briefly talk about the fires in Cali??

[@RetiredGlobalLife]

Really hard to see that happening in my home country. The winds have made it hard to contain the fires. Fires and earthquakes are the big disaster fears we Californians have.