8 Money Worries Everyone Has in 2023 (and how to solve them)

[@rufdymond]

Keeping up with the jones….absolute madness, I’m shocked that’s even on the list.

[@danielbennett5795]

Great job

[@zanychelly]

Payed off my debt, have my investments, I can say it is liberating. The freedom feeling is amazing.

[@ThatFinanceShow]

Congrats 🎉 amazing to hear. Now enjoy!

[@jamesmartin3004]

Wish I had this advice when I was 30, now 54 and although I should regret inaction of the past it is hugely frustrating but I have to just look to the future and as you say come up with a plan… 👍

[@ThatFinanceShow]

Yep no point beating yourself up and looking back now, just move forwards from now 👍🏻 you got this

[@royshaft]

I used to have hair , it’s all but gone now . I still run my fingers through my gone hair , like a phantom limb . I’ll watch this over again , as i was flung into a nostalgic fugue watching first time , didn’t hear a thing you said .

[@ThatFinanceShow]

This might be my favourite comment ever on the channel. Ever.

[@NS-pt9rr]

😂🤣😂🤣

[@rhinoboy6603]

With number 8, it’s not about wanting to prove to others or caring about what others think imo. It’s about feeling behind when comparing yourself to your peers. Still nonsensical but it is different, more a sense of failure in yourself rather than caring what others think.

[@servicestwo4754]

Wish there was chapters

[@michaelhutchinson2854]

Lazy bast….

[@Dr.JubairsFinance]

One of your best videos, this is so helpful to so many people

[@ThatFinanceShow]

Thanks mate, hope you’re good

[@keithclunk3125]

Always maintain an emergency ginger sponge & custard fund for when times are tough.

[@ThatFinanceShow]

😂 solid advice

[@estephehusain]

Some good advice, thanks! ⭐️💪🏼

[@ThatFinanceShow]

Any time!

[@lukepreece8873]

Excellent advice mate. Keep up the great work!

[@ThatFinanceShow]

Hey man, thanks!

[@jamesmartin3004]

I am trying to live the life if I was a millionaire. I travel but not to far away countries but I go somewhere close by that gives me a different view and experience. I spend time doing what I want to do (working on my motorbike, working out, time with my wife) if I was a millionaire my garage would be full of new tools and bikes but I am happy with my limited tools and one bike. Spend within my means and I am trying to invest. With this thinking of I every win the lottery I will still do the same things 😊

[@ThatFinanceShow]

If you can be content with what you’ve got now, you’ve already won the game

[@simonjonesptchester]

Great video and subjects as always - thanks, Tom!

[@ThatFinanceShow]

Thanks again!

[@ItsMe-co4bj]

Eagerly awaiting the holiday home saga…. U bloody tease ! 😂

[@ThatFinanceShow]

Haha, still trying to make it! I am on it!

[@andrewwing5086]

Great post and reality check. My own lived experience is that most people put more research into a holiday than what they need to retire. I'm glad you gave up that stupid idea to stop posting a few months ago.

[@ThatFinanceShow]

Very true, meticulously planned all inclusive to Benidorm but retirement, what’s that?

[@lubokanev7436]

I really hoped for a more concrete answer to the last question. If you need 50,000 a year and want to retire for 50 years how much do you need to save and where to invest it? In my opinion it should be something around 1.5mm invested at 10% expected average return over the long run.

[@antonic9992]

For a retirement of 50 years you should go with a safe withdrawal rate of roughly 3% so you don't run out of money. That means you'd need 33 times your yearly expenses invested which is 1.65M. Invest it in a world tracker ETF which should over the long run give you 7-8% ROI.

[@lubokanev7436]

@@antonic9992 Thanks! 7-8% returns - that's nominal? I suppose you're familiar with ERN's work :)

[@ThatFinanceShow]

I understand but there’s so many factors to a ‘concrete’ answer and in truth, there never is an accurate concrete one. It’s about getting a rule of thumb, something to work towards and keep checking in to see how it changes over time. I’ll think about another video on this alone

[@365DaysofSilver]

Like #3 great video!

[@ThatFinanceShow]

Big thanks

[@johnsmith-zf1fd]

not sure i agree with the self serving advice of using your links to invest for retirement...surely the majority of those saving for retirement would be best served by using pensions for tax relief and employer contribution benefits, and those products don't tend to be combinable with the services you push in your links.

[@ThatFinanceShow]

Hi John, thanks for the comment. Pensions are one string to a retirement bow, and a very important one yes. But using wrappers like stocks and shares ISA have huge benefits too and are very useful for retirement planning too. It’s not either or, it’s using all the tools available. Thanks for watching.

[@VegasMilgauss]

Hair

[@ThatFinanceShow]

Too much of it

[@mrlolmaster1019]

your long hair is what is keeping me up at night, shave it off

[@NS-pt9rr]

🤣😂🤣😂😊

[@ThatFinanceShow]

Send clippers