We Were Shocked At How Much We Are Spending To Live Philippines

[@jennawhitt7925]

Most detailed and honest KZbinr in the Philippines 🇵🇭. I had questions and he answered them right away and is always so helpful!

[@tedlasalvia9668]

Michael, I've been watching you since your first came to the Philippines. I'm very happy to see that you've found your dream area and have a new family. Most of our lives are spent not being in control of our destiny and we just need to live the life we have. So it's very refreshing to see you happy and focused on your future! Keep going strong Michael, I'm rooting for you!

[@vangieaguilos7559]

Watching from the USA! Welcome to Roxas City, Capiz-my beloved hometown and the Seafood Capital of the Philippines! Roxas City is a safe and peaceful place to live, unlike the bigger cities with higher crime rates. Our city is fortunate to have a kind and dedicated mayor who truly cares for the community. Plus, house rentals here are much more affordable compared to other cities, making it an ideal place to settle down.

[@PhilippinesFarmLife]

Our pensions last the entire month here in the Philippines including being able to save $$ every month. We live in the countryside of Batangas where our housing costs and food costs are very modest. It is cooler in the country and we have privacy and peaceful quiet surroundings. No aircondtioning is needed, we have Trees and Grass which reduce temperatures unlike the city where it is mostly wall to wall cement. Most of our food is grown by us so that is a huge savings. City services such Medical, Shopping, and entertainment is within 20 minutes or less and access to transportation is easy. Trikes, Jeepneys, and airconditioned buses are nearby and are very low cost. All we have to do is make a simple phone call and our favorite trike drivers will pick us up in a few minutes with Fares of 50¢ or less is very common. It does not make sense to OWN a car when public transportation is readily available. Compare our costs to CITY LIFE anywhere in the world and it's a bargain here. If we had stayed on our FARM in Pennsylvania our pensions would be gone the first few days of the month. We would also still need jobs just to cover housing!

[@ThatPhilippinesLife]

@@PhilippinesFarmLife Battangas countryside is truly beautiful

[@FrankSouza-ss7cz]

Hi.. I'm looking for exactly what you have in Batangas. I was living in Batangas near the SM mall but didn't like it as it was too busy for my liking. Where abouts are you if you don't mind sharing. I would like to grow my own veggies in a quiet countryside i.e a simple lifestyle

[@surreycase]

I have a place in Dauin, just outside of Dumaguete. I was concerned about how to get groceries as there is no supermarket nearby. I learned Hypermart delivers for 200p. I order in the morning and it arrives only a few hours later. No need for a car which is great

[@PhilippinesFarmLife]

@@FrankSouza-ss7cz We are near Rosario

[@warrennekurak9348]

Wow great content Michael. It's hard to believe $628/month! You're building my confidence that we can live well on my Canadian Pension, even with regular visits to The Canadian Beaver! Looking forward to visiting in Feb. We just booked our room across the street at San Antonio Resort!

[@lukelucas68]

What a cool vlogging spot! And you are living the life I want to live! Wow, Mike! Good for you! Hopefully I'll be coming out there soon! Take care!

[@ThatPhilippinesLife]

Look forward to it

[@bobbyshearer2845]

Thanks!

[@ThatPhilippinesLife]

Thank you so very much! 😊

[@BraveNewWorld61]

I am living on Panglao and eat out 3 times a day. My rent is 25k and I averaged 1600 USD the first two months here. I also rent a motorbike for 7k a month. Panglao is also considered one of the most expensive places in the Philippines. My saving grace is that I don’t drink. I forgot I also have a gym membership. Before I got here I was budgeting for 2500 USD a month. I do exactly what I want and still am way under 2k. It has really surprised me.

[@petesrules1508]

Panglao is a pretend Boracay and quite expensive, we vacation there quite a bit, Alona beach is nice, Regents park hotel and Hennon resort is our favourite. As expensive as it is, the quality is there. If I was a single guy with just a live in GF, that's the place I would first set up and Bohol is super good as a start up for new foreigners.

[@NeilTVPlus]

7k for a motorbike? Thats too much- get one go to a dealership out there..

[@florar2992]

U should go to camiguin or surigao

[@tangonista]

@@florar2992 why? Just curious

[@gabres19871]

In chiangmai U can living like a king for that amount.. 1000$ per month U can living very well if U are not going for parties. I lived near the beach for 2years and I can count how many times I was at the beach hehe like every 2th week. Philippines is the worse deal sadly for any foreign currency... But if U prefer beaches make an additional 200-300$ and U will have a high so comfy condo life next to the beach in hua hin, Pattaya, Phuket, Krabi

[@skaidimusic]

Amazing video, you truly surprise me with your budget, but I am impressed. When we moved from the Philippines in 2016, our monthly budget was around 120,000 pesos, though unexpected expenses often came up. I had lived there from 2006 until we moved to Spain in 2016, and our budget here didn’t change much-the main difference is that we eat at home a lot more now. Healthcare is free, and education is free as well. I was supposed to travel to Roxas in July, but I had an accident in a tricycle, resulting in rib pain, fever, and other issues-it turned into a dull holiday. I still dream of living by the sea, but my wife isn’t fond of the idea.🙂I’m turning 70 soon and spend my time doing what I love-composing and releasing music, something I can do from anywhere in the world. However, my wife is 30 years old, and we have two school-age children, and their future is undeniably brighter here in Spain. That said, if we were to move, Roxas would be at the top of the list. You should never say never.

[@ThatPhilippinesLife]

I hope you can still visit when you are healed!

[@skaidimusic]

@@ThatPhilippinesLife I'm in good shape now, but every time I see these beautiful drone videos of yours, Roxas seems like a city where you can move around without getting stuck in endless traffic jams. It looks amazing there. I also thought Kalibo was lovely.

[@TheHerc1932]

This is the content I come to your channel for!

[@heinzbucksandcastle2053]

Love the video, so peaceful and love the ocean sounds.

[@andrehenriques2]

A great video, thanks Michael from a fellow Canadian, looking to come to the Philippines for my third visit, and do the snowbird routine, 6 months in each country. Love your content. I will be contacting Michael Onstad

[@DavidAnderson-ev1be]

Iam glad you found what you want in life , in joy and great budget

[@brchannel2358]

In the videos I have noticed that You sure are good with Laura. She has a great Mom, Not aware how long she been without a father, It's nice to see a good responsible male figure in her life too. Enjoy sir!!!

[@RichardTuck-m7p]

Fabulous. Lucky guy. Enjoy what you have because you never know when it is likely to end. 😊 Great video

[@DalLuna-3M11N]

Thank you for sharing. I am here now, see you soon!

[@Ryan-wi3ry]

You are a genuine dude. Keep it up!! Let everyone know what’s going on how you feel. Just like this. The other shit there is confession for like the rest of us. No matter what religion or culture.

[@brianbaxter3913]

I am still around $1000 Canadian. I stopped keeping track every month as it was always in the same range. My rent has gone up since I moved in here. A whopping $3 a month. My expenses in Canada were twice that amount and had a hard time to save. Here I can save and now using some of that savings for some things I want for my apartment and to do a bit of travelling. I have no regrets moving here. My retirement life here is great.

[@TheCheckit96]

In Canada, Calgary... where are you in the Phillipines..

[@brianbaxter3913]

@@TheCheckit96 Dumaguete

[@TheCheckit96]

@@brianbaxter3913 Thanks. That is amazing! i thought iDuma guette was expensive. So it is possible to manage in 1000 Cdn.

[@ddc34]

So positive and optimistic content, good luck mate.

[@osij-k1k]

I was born in Manila I came in USA 1978, I watch your video I missed my country.

[@fenderbend3r]

I am so happy for you. Great to see The dog is still there. Hope you keep the dog no matter what. Let your girlfriend read people's comments about her getting rid of the dog. Yes, it is never good to have the expat have a business in the Philippines.

[@spyontheground4717]

He should keep the dog and get rid of that girl😅

[@protegelin]

​@@spyontheground4717 money keeps the honey flowing.

[@discoverglobeliving]

Living simply in the Philippines can save so much! Growing food, using public transport, and enjoying nature beats city expenses anywhere. It's all about choosing the right lifestyle!

[@inmyopinion651]

Great video Michael. You have settled down and I know the times I lived over there I was younger and partied for few years expenses more but for basics I think you spot on plus you have a magnificent view. I also believe the bar and restaurant is going to be a hit. I have visited Boracay but not your part of the island. This video opened my eyes and you may have a steady customer coming lol

[@AlfredLopez-ou8rg]

Hello Michael , I have been following you since you became a blogger in the Philippines. Things have changed for you !. Last time we talked was when you enjoyed that dinner on me . I’m a big fan of stories so I would love to hear what has transpired between last time we talked and now . Sincerely …..Alfred

[@DrivingPhilippines]

Former Vancouverite here. The weather is incredible, able to actually save money on pension and investment income. We struggled financially in YVR, despite a very high income. Here in PH, we have a very good lifestyle, the people are warm and friendly. It's worth the move to the Philippines!

[@ThatPhilippinesLife]

@@DrivingPhilippines that is what I try to explain to people thinking of moving to Canada , yes high wages but the costs are extraordinarily

[@surreycase]

Where in the Philippines are you? I’m in Vancouver now, can’t wait to escape.

[@DrivingPhilippines]

@surreycase Pangasinan province. Mainly agricultural, close to the Lingayen Gulf beaches. If you adjust to the local foods and cook at home, you'll save money. More freedom out here than in North America. Also no graffiti, no car break-ins unlike in Vancouver - vsry noticeable. You'll enjoy it. Sunny and 30c warm right now!

[@marcsnow1888]

Well done 👏 Vancouver as well. I'm glad to hear you lot enjoying life

[@surreycase]

@@DrivingPhilippines Thank you, I have a place arranged in Dauin just outside of Dumaguete. Been there a few times and enjoy it , can’t wait to be there long term. I haven’t been to Pangasinan yet but one day I’m sure. I’ve been to Tarlac and Pampanga

[@GaryLocke-z1p]

Michael, thanks for this video. Very helpful in trying to gauge a rough cost of living. Very hopeful to relocate from the states…and Roxas City looks very enticing. Congrats on accomplishing your dreams (including your ladies) and best of luck with the Beaver. Looks like a great bar to just hang. Mabuhay ug maayong pag-ampo.

[@FrankSouza-ss7cz]

Thank you.. I will go and check out the area. I have been to Lipa . But prefer someplace more quiet where I can grow some veggies...have some chickens etc.

[@jimvega842]

Wishing you success in all your endeavors. Perhaps I'll drop by when i move to the Philippines. 🎉😊

[@JussiTuukkanen]

The view on the balcony/terrace is very beautyfull.. Looks ( and i know / i am sure feels ) nice. Enjoy!

[@fercode07]

I´m 37 from Uruguay, latin America. I´m moving to Philippines next year. I will only have 500 dollars monthly. But being latin, i know how to live a very very simple life, and i know i would love being there. Great videos sir! it helps a lot.

[@alcab4855]

I just curious what attracted you to the Philippines. My wife and I were looking into retiring in Paraguay or Uruguay.

[@jimcunningham61]

@@fercode07 buddy 500$ is not enough trust me

[@petesrules1508]

​@@jimcunningham61yeah, will be back in Paraguay Uragway in a flash.

[@jimcunningham61]

@@petesrules1508 I got my ACR card next month with one month extension your looking at over 8000 p

[@royabdon4737]

If you live like a local, $500 is more than enough for one person. Rent is what's gonna eat up your monthly budget if you don't choose a good and cheap one. A small, bare condo unit would cost you around $200 where I'm from. If you get one in the province and not get duped, you can probably rent a full house for that much. It gets complicated if you bring a family.

[@danilogarcia2205]

I love where you are and very informative

[@randellt]

Bamboo on the beach turned out so nice.. as. All ur great ideas. Be back soon 😉

[@2thepointwellness]

I love the content. Keep it up. I will be moving to the Philippines soon and getting perspective from you and your channel is beneficial in allowing me the knowledge to make a successful move. As a physician, I always research everything before taking action and you are giving me a good perspective and insight on so many aspects of what I have to consider. Hopefully, by next year I will be over there and starting up my practice to live my best life as you are.

[@skip2it426-]

Good information thanks for sharing 👌🏾👏🏾👍🏾!

[@Heyjoeintheph]

Thanks for the info, I want more information on the new community they are building.

[@JimboandGhen]

Beautiful view and agree from Ghen and I here in LIPA, Batangas. Life and cost of living plus great Filipino people are #1.

[@camarados]

Very nice place and good budgetting. I was in Roxas city also a few months ago, i should have gone to your bar :)

[@Man-In-The-Home-Stretch]

I'm coming over to the Phils Dec 6-21st for my very first scouting visit. Going to be checking out Bohol, Duma, and Coron. Unfortunately, no time to make it to Roxas this trip, but I will be back! I'll be retiring in 2 years, with a budget of $2500 a month without ever having to dip into my retirement savings, so I feel pretty excited about the quality of life I'll be able to have over there. Enjoy your vids!

[@GUITARTIME2024]

Dide, I'm hearing Duma is totally played out. Locals getting tired of Westerners.

[@jamesgilbert2181]

Just so you know the power grid in all the places you just mentioned really sucks

[@Collusion10]

Duma is an expat crap hole. Avoid it. It’s why you never see an American blogger with a pretty girl or wife.

[@Roland-rv9cw]

Funny 🤣 your on my plane I've been Traveling to the Philippines now for 15 yrs 😁

[@Roland-rv9cw]

I'm from Vancouver Canada been Traveling to Thailand 12 Cambodia now the Philippines for 15 yrs coming back Dec 9 th 😁

[@Randy30165]

Brother you are living your dream! We all wish we could be as happy 😁 enjoy

[@garytulie8567]

You need a split AC, and maybe insulate the room so you keep the cool inside.

[@juliuspalamos7863]

Wow amazing place beach view

[@Liampo00]

Good cost update

[@henrycarlson7514]

Interesting , Thank You . Happy life

[@jeanclauderussell]

salute to this man,,hes different to those some of his countrymen who spend 2,000 dollars a month and PH then complain its not enough and say ph as very expensive while the fact is because they live like a king day by day stay in luxurios hotel..every night drinking,get women,,but still complain..a local can even live decent with only 300 dollors and 200 dollars (11k pesos) individual budget if you are not renting an aparment or have a home

[@RipeorRuin]

Get an efficient unit from Midea. Probably available in a mall, and more portable than a mini split

[@PaulIreland-p4p]

Love it - this may trump Thailand as my retirement spot

[@mrbaertek]

so informative, thank you. Could you please film the wet market, especially the fruits 🙏

[@shavan57]

Hi Michael - I am a fellow Canadian and look forward to meeting you when I get to the Philippines next year. Currently I live in Ottawa and I am retired from the government so I have a great pension, full insurance interested in where to live in the Philippines. I have actually stayed in a few places in the Philippines over the years and was previously married to a Filipina. My kids will be remaining in Canada as they are all adults now, however I would love to see how it is where you are. I will be meeting a pinay that I have been on-line communicating with for almost 2 years and she is originally from Iloilo so part of our plans when I get there will be looking at getting property - but only after we rent for a year or 2 to determine our compatibility and where we are most comfortable. Previously I have stayed/visited in Manila, Angeles, Palawan, Subic, Baguio, Bicol and am familiar with the culture but I am interested in how the ex-pat community is in both Roxas and Iloilo before we rent a house long term. Our goal would be to have a property with dual voltage systems (110/220) since that is much more common in Angeles where there are more ex-pats. I am interested in how much the following would cost to begin (in both Iloilo and Roxas - if you could advise) - cost of rental 3 or 4 bedroom house (furnished), cost of scooter and/or car, cost of electrician and supplies to add 110 voltage system to house. I will also send a friend request to your Facebook to provide e-mail/Facebook contact. - All the best - Shane

[@paulchildress3418]

Haven't watched all of it but you will either need to buy that place or get a multi year lease for all the work and money you are putting into it! Good luck! Thanks, Paul

[@MISTERPAKEYTONGKeytongs]

that bahay kubo within ur property is really perfect...nice place to unwind!👍...

[@CaliDude84]

Easiest way in my opinion is to buy a condo with all the titles, ownership and convenience that comes with it (resell or AirBnB later). In IIoilo city prices is about USD 280 to 310 per sq meter depending on the location. So a 2 bed 55 - 65 sq m range from 130K USD to 180K for 2 level loft. Smaller units bachelor or 1B is about 60K USD for 27 sq meter. Typically the unit value rise with inflation. Condo price is relatively expensive because it's an island and almost all materials for construction have to be imported. Then get a locally assembled Renegade Jeep for rugged transportation. Now basic expenses are just condo maintenance fee/property tax (~P100/month/sq.m), food, electricity and gas (400 USD?). Problem solved.

[@Benny-mp5bs]

You have me ready to pack my bags! I am also from southern Ontario and with winter starting I am ready to come and see you ! Let me know or if you want me to bring anything for you from home. lol. 40 mins from Mississauga!

[@wintersojourn9356]

I presume peeps living abroad must always welcome something from home…if just snacks 🧀or their fave shampoo or eyeglass cloths. Michael previously mentioned appreciating over the counter meds like ibuprofen & NyQuil. But a subscriber did bring him some of his requests so maybe he is all set on that stuff. Shoot Michael an email & I bet he will take you up on the offer if it is serious😊😀

[@loverofsong9830]

@@wintersojourn9356 Hello! Do you remember we spoke in chat during Michael’s live feed? This was ages ago. I must say, you have an incredible memory of all things Michael. You would make an amazing personal assistant. Do you have a photographic memory?

[@wintersojourn9356]

@loverofsong9830. Hello, lover🗣️🎶🎵🎙️! Yes I remember you from the livestreams & comment sections. 🙋🏻‍♀️Thanks for remembering me! Let’s see I’m not photographic but the last comments I’m recalling of yours were around the time of M’s stay at a posh lux resort. But nope not photographic im not sure of locale, maybe Batangas, I recall the staff gave him a thermos & other gift bag goodies & I can see the resort in my mind…but no name or locale. …maybe The Farm? This was months ago but not more than a year I don’t think. You complimented the vegetarian dishes I believe, was that you? Forgive me if not, I do def recall chatting together in the livestream & as I said before, your name is wonderful/unforgettable. I am cut from the same songbird cloth😆.//Thank you so much for the compliment, also! I take it as a compliment & we are in agreement; I’ve often thought I missed my calling in life career & thought I could be a fabulous personal asst or actually personal shopper! 🛍️🛒🤑Though I’m not in possession of a photographic memory I am known among my family & friends to have the memory of an 🐘. I’m glad I’ve been able to use it well in my lifetime (I think & hope I have anyways), as dementia does run in my fam tree. So yes I remember you, Lover, & wish you & yours a blessed Thanksgiving 🦃

[@loverofsong9830]

@@wintersojourn9356 I’m impressed! I was commenting on the vegan food they served up at the high end resort. It’s very unusual to find such dishes served at a restaurant in the Philippines. Until you mentioned it, I’d forgotten about the goodies they’d given Michael. Was that the location where they offered him exquisite accommodations, including his own pool? I believe it was gratis. Lovely bumping into you tonight. Happy Thanksgiving to you too.

[@wintersojourn9356]

@loverofsong9830 I’m not sure if it was gratis situation or about the pool🤔🤨There were a few resorts & hotels bunched close together I believe, so I’m having trouble differentiating. There was even a cluster of very posh resorts kinda together…tricky. I could easily research it though, I’m sure I would find the vlog easily if I reviewed the playlists. The resort I’m recalling with I believe your comments, had the lovely nature walkways to the different lodgings, & beautiful trees & i think it was the one in which they did a health check of sorts on M, kinda naturopathic or holistic. & it only offered vegan restaurants, yes, & M was impressed as he liked it & says though he luvs veggies he is mostly a “meat & potato’s” kind of person. I remember the gift bag becoz I remember it was so classy & becoz of the staff. I recall a young lady whom M saw a few times maybe at check in & then at check out. She gave the gift bag.//Yes I believe we discussed being vegan in Phil. I hadn’t realized how difficult it was at that time. I believe I mentioned another fave vlogger of mine who is vegetarian & resides in Phil (she’s Hungarian). She is not vegan, more pescatarian but mostly vegetarian. I’m not listing her channel becoz that may result in my comment’s deletion. (Not per Michael he is fine with it I’m sure, but it is against certain rules). But this other vlogger in Phil posts about vegetarianism in Phil regularly & replies to questions/comments. She says there are more restaurant options in her area (Luzon - Nuevo Ecija & of course, Manila). / I remember welcoming you to the channel & mentioning we are a happy minority (as fewer women subscribers at that time, maybe different now?). I actually haven’t kept up with all the vlogs’ comment sections so perhaps you’ve been around more. But it feels to me like I hadn’t “seen you” in a while, so yes it is very nice to bump into you. I often miss lives, unfortunately…Will try to improve there. We women, TPL/Mike aficionadas, & lovers of song (& singing!) gotta stick together 🤝

[@markhetherington6964]

Thanks for letting us know how you live and look after yourself Michael. It's good to hear from someone who has been living in the Philippines for awhile now and living his dream and so happy always. Good luck always man.

[@marcrichard7251]

Your daughter is adorable 😊

[@davidnikolaisen6131]

looks awesome, cheers

[@wally6615]

If you go with a another mini split you're better off just swapping the in wall unit with a new digital Inverter in wall model to save on electricity, it will be far more efficient than a mini split and way cheaper to install, but if you insist on getting another mini, get a dual mini system as they share with the room down stairs and conserve poor across the unit.

[@MrBatteryChanger1]

Yeah but you will need to spend between 25,000 to 35,000 pesos on a split system and that had to go on your cost of living. Over the life of the unit at about 5 to 8 years .

[@JohnS-zq8ks]

How does the "inverter" save money? I don't know what it is.

[@wally6615]

@@JohnS-zq8ks some devices are vampires and suck full power even if they are off, A/C units, air fryers and pool pumps are just a few that are notorious for that, what the energy efficient inverters do is only use the power that is needed. if you're on low then it's power consumption is low, if you have it on high then you're using more.

[@JohnS-zq8ks]

@@wally6615 ok. I got it. I installed a device on the compressor of my RV refrigerator that turned the compressor into a variable speed compressor and saved a ton. Thanks

[@pauls.8675]

Great information, thank you.

[@jsully4064]

lol...Your living the good life. Nice shots of the new beachside place from your bedroom, Michael...Jim

[@wintersojourn9356]

Michael, I only viewed once & have been reading comments & replying a lot😊. Nothing unusual. But I read though some viewers found your budget detailed, my 1st impression is that it was not as detailed as you usually post. I’m glad you posted a budget vlog again, always enjoy the topic, but that was my initial impression. It is a fine general overview, but I prefer your very detailed budget breakdowns. This is from memory so maybe I’m remembering wrongly. Going back to Ilo2 City & Boracay./ The celadon green is very nice on you, & the hair style, bit longer?, it is nice, lookin’ good, Sir.

[@kgb0166]

Michael - Thank you for creating these great videos and providing helpful information about life in the Philippines! I was truly surprised by how low your monthly expenses are. With all of the money and time you have spent on renovations to the home you are renting, were you able to negotiate a lower monthly payment since it has increased the property's value for the owner?

[@opsecclassified6469]

Hello my friend. Just wanted to say hi and see how your doing. Havn't talked to you in a while.

[@friendlyfox2189]

good advice, alot of expats dont talk about health care, and yes you need to set aside 30k at least for hospital emergency, that the only downside to Philippines is the expensive hospital billl

[@glohearne]

Hey! Awesome video. Thanks for explaining. I am visiting from US in March ‘25 to my family who lives in Caticlan, near Boracay. Would love to check out Roxas. Any pointers on things to check out?

[@user-tv5wt2te8r]

Congratulations to you and new business!! Hereunder are my two cents for your business to thrive and flourish: Serve fresh seafoods...both grilled and deep fried. Consider a theme: Choose a theme for the night. Karaoke can be a great way to increase customer engagement and sales at your restaurant/bar. Promote the event: Share customer performances, host live challenges, and create themed nights to promote the event online. Look out for unnecessary expenses that are unsustainable that you can cut down on and can live without and won't impact your business. All the best to you and your trusted circle of friends who invest in your business!!

[@Roadwarrior1953]

Like your channel..werent you just down in Mindanou? Nice rental with a great ocean view. I saw it when you first got it...looks great now you fixed it up. Not sure I would put money into a bar since Im retired but I will sure check it out and eat there when I get in town!

[@julietnierva1148]

Wow your place so beautiful..better than here in Canada 🇨🇦 not its cold weather ..cant wait for my retirement. going home ..❤ Enjoy your stay ..😊

[@johnmascardo7047]

It's amazing the transformation of your life there.

[@davecirelli2902]

Looks like you're living the dream. Keep it up!

[@andrewzuk8721]

Would love to see golf courses and the cost to golf.

[@JussiTuukkanen]

Incredible.... and Great

[@kosanglayasbyhil1072]

Hi How are you? I live here in Mississauga Ontario. Im doing blogging also mostly streets in GTA. I heard your in Mississauga too. I live here Dixie and Burnhamthorpe.

[@petesrules1508]

Yes, agreed, starting price to live in Visayas and Mindanao is US 2,000. Factor in inflation. In 1999 we spent 4k pesos on 6 trolleys of groceries, meat and rice now in 2024 we spent 4k on groceries for half a trolley with, no meat no rice.

[@jackkennedy-h6g]

Get an inverter aircon. The extra upfront cost will pay for itself in a few months.

[@rainingcatsdogsetc.]

That is awesome

[@dazocat5566]

❤🙏🙏God Bless, my friend! You're a Blessed Man! 🙏🙏❤😇☝🙌

[@David-ng4ut]

Electric in Tigbauan, about 40 min outside of Iloilo, is crazy high and price if the KWH changes it's been as low as p9 and as high as p16 that makes a big difference. My last was 473KWH at 13.54 per KWH p6500. I just got a year insurance on my scooter around p5000, rent p17,000. I just filled up my gas tank for the scooter p500 it will last a month or more. If you like beer, San Miguel lite 10 bottles was just under p600. Food can be expensive I don't like fish but eat a lot of chicken and pork. A whole chicken is about p300 you can buy one cooked for p320. And vegetables you have to get what is in season along with the fruits. But when I stay in Iloilo, I like food, and the food bill go's through the roof. Lol. Favorite thing in Iloilo is Food Panda.

[@IvanMusicMan]

I love your nice life 😍 Hello from cold Norway 🤗

[@iansantillan5078]

Thats very true Mike i live in Toronto one bedroom apt. here is 1,600 plus untilities its crazy expensive here Canada now.

[@ThatPhilippinesLife]

@@iansantillan5078 and the crazy part is your apt is considered super cheap!

[@WadeBarker-u7w]

I appreciate all the information

[@bryanlonger8646]

We are not spending ...just you..but your happy and it makes content..good job

[@Charlesphilippinetv]

I'm glad to here this. It's about what I figure my cost of living is going to be , doing the budget from the us.

[@Saundersstrong]

Cool man , thanks for the video. I’m living in Ontario. Tired of being taxed to death and living to work. I’m hoping to make something work in the Philipeans. Do you have an online business?

[@yourrighttoknow8654]

Lovely lifestyle I wish I was there

[@johnm5299]

How do you do laundry? What about high-speed Internet?

[@andrewzuk8721]

Would love to see quality of golf courses and the cost

[@ericg9092]

Great video. So you spent 250,000P on remodeling, which is what, $120 per month or so over 36 months? Sounds like outstanding work to me. And the view you wake up to every day - it's incredible. Thank you for sharing.

[@aboveitall9600]

$640 usd for rent and all utilities. About 600-1000 for other expenses. Santa Rosa Laguna. The condo is a short term monthly rental in Nuvali.

[@skyviper1973]

Wow, I usually don't find many other expats in Santa rosa. I have two houses in Santa Rosa laguna. Both of them are in Carleton residences. Behind Enchanted kingdom. One is home when I'm in the philippines, and the other we rent out. Not having housing costs makes a big difference in my budget. My wife and I bought those Townhomes outright with savings we had from working in the United States. So now the rental income from 1 pays for nearly all are living expenses in the other. Anyway, great to see someone else from Santa Rosa laguna!

[@aboveitall9600]

@ I stayed a month in Ciudad De San Jose. In the condos… San Jose Residencias…literally right behind the wall of Enchanted Kingdom. We have walked the same ground…Most expats are in the Nuvali area / South Forbes. To be honest the short term rentals are about the same in Nuvali verse Enchanted Kingdom area. I like having a WalterMart close…Allhome and others are a bit pricey for what you get.

[@albathoughtsofficial]

Nice video from your new, beachfront Kubo! You're really living The Life now 😂The historically high exchange rate certainly helps... And hey, congratulations on pursuing your dream ... Its YOUR dream...Your Life... You just keep on doing you 👏👏👏

[@johnschuh4753]

You are doing well. I came to the Philippines Nov 3,2023 my wife now had 2 homes 1rental and the other we live in. Since being here I have done a lot of upgrading to the home and a new roof on her other home. I have tracked all things we do in a spreadsheet We also had 2 wedding's those were our big expenses but our average so far in 2024 is PH107,838 a month that's $1,836 We eat out once sometimes twice a month so we do what we want but hopefully in 2025 my big expense will be a car and also start putting money away for the future. We live near Olongapo in San Isidro or near Subic Bay

[@jeffking1798]

We just got back to the US from spend 3 weeks during Christmas & New Years in Calinan, Davao City. I miss the Philippines already ! I bought my wife's brother in-law a new Honda 125 while there and couldn't believe the cost compared to the US.....

[@bsant29]

Thanks Michael! It’s really eye opening. I’m a Filipino renting a 1 bdrm condo in Richmond Hill for $2300 CAD. Everyone talks about free healthcare but with a 45% tax rate it should be free

[@surreycase]

I’m trying to get some preventative tests etc right now and find I have to beg or demand what I want from the doctor, in fact been declined for some tests based on symptoms and family history. I’m in Vancouver. I find our medical is ok for emergencies but trying to be proactive I’ve gone to St Lukes in BGC and paid for the test I want in order to identify issues before they become bigger.

[@RonaldH]

It's not just the ridiculous high rent and taxes in Canada. Hidden inside the taxes is an extra charge for the Ontario Health Premium - ranging from $0 - $900 CAD per person in Ontario. So healthcare is definitely not "free" in Canada. Free for everyone means every working or retired Canadian ends up paying for it. Plus there is the high cost of parking if you go to any medical center or hospital.

[@bsant29]

@@RonaldHI didn’t realize the hidden cost for healthcare😮 and never mind the wait times.

[@bsant29]

@@surreycasejust curious what the test cost in the Philippines

[@surreycase]

@@bsant29 I did the Golden Package, for over 50 and added a full abdomen ultra sound , total was about $800 CDN. About 5 hrs in the hospital and provided a small buffet lunch half way through the tests. It was a great experience.

[@theintrovertedcalifornian5047]

love your vids tell me brother how does the weather feel like that close to the beach with the breeze. My wife just bought a house on the beach in zambalez to retire in

[@perfectlylonely]

How's the surfing in Zambalez?

[@oOoFukutube4notloggingmeoutoOo]

This is so beautiful! Im a Danish pinoy wanting to move to the Philippines taking my pension with me and mayby start a small business. You are a big motivation indeed

[@joebruhin2098]

Thanks for this. I didn't think you could get a place on the beach for that price anymore. A bit too populated for me but I'm impressed with what you got going on. I'm wondering how many beach rentals are really available. I know Palawan a bit and like it there and I'm coming soon seeking a place to retire with my Filipina wife. Many many places to think about but I have to say Palawan looks best to me.

[@tomhunter2623]

Real good video Michael very informative. Yes it’s a great life living in Roxas City. Our budget monthly here in Roxas city is 96.800p a month. Or 1700 USD a month. But that includes Health Care for my Partner and also Social Security. Also includes day trips a few days a week and lunch out. Also my visa. We have reduced the amount of dinners out. But we can’t miss Wednesday rib night. I feel this is a realistic budget and fits our life style.

[@careysretirementjourney]

Hi Michael, thanks for doing this analysis and totally agree you can live cheaply. As a single guy living in Cdo and eating dinner out most nights at low cost restaurants I am just over $1000. But like other comments there are a bunch of other expenses when amortized over 12 months, my budget $1800. That includes flying home to Canada once a year and At least two or three excursions to other parts of the Philippines to enjoy with a girlfriend and Healthcare And I amortize my 160 PCX I know it’s depreciating. I don’t include my Golf, which is costing me $150 a month since most guys don’t golf here. Now if only our Canadian dollar was better for both of us! Ha ha

[@danilogarcia2205]

Where are you again now ? I forgot. I like the location.

[@ThatPhilippinesLife]

@@danilogarcia2205 Roxas city Capiz

[@seattime4075]

Living the dream, well done.

[@robertbritz257]

There are a few numbers missing, but your budget is based the size of the house. For me, I just got into Dumaguete and got a house rented. 2 bedroom house, they asked 30K a month, which is $510. Brand new house, fully furnished, so I believe the higher rent is justified for 1 year. Now for the missing numbers, you should include ISP (can't get Netflix without ISP access). The other thing is missing is no matter if it's a tourist visa or SRRV, there is a yearly cost you need to save each month for. Now for my budget. $510 for rent, $75 for electricity, ISP $50, Spigot Water $25, Visa $30 (SRRV), Drinking water $10, Gas/Insurance/Tires $50 (ADV 160), Google Fi $65 (US Cell # Unlimited Data, Text, Calls International), Health Insurance $150. $965 dollars out of a budget of $1500 Monthly. Everything else can be used for food/entertainment.

[@JohnS-zq8ks]

I agree. Most folks seem to focus on monthly recurring costs rather than including non-recurring (or lumpy) costs that may occur once or twice a year. And there should logically be reserve accounts, funded by monthly set asides, for travel, medical expenses, household repairs, etc.

[@ReadySetGo113]

I pay USD10 PER ANNUM for SRRV. Hardly going to break the bank

[@JayLawson]

Great breakdown thank you

[@jozah2148]

Great budget Mike.👌🏾 Hi Lorra.🫶🏻🇬🇧

[@cgmullan1629]

We easily blow thru US$2k each month. Me, wife, three kids (two in local private school). Could probably bring that down to US$1000 if we cut back on "living" and went cheap-cheap on everything. Oh, and we own the house so no rent in that total. Roxas City.

[@jamesgilbert2181]

It's just me and my wife we spend 1500usd easy

[@cgmullan1629]

@ Yep, I think it basically comes down to what you/we will accept as a standard of living that is somewhat close to our past lives.

[@petesrules1508]

My wife, 3 college daughters $US 3k each month minimum. Tried to reduce costs but everything is rising in costs.

[@cgmullan1629]

@@petesrules1508 Yep, and it's only gonna get worse. Still a cost-effective place to live so I'm happy but need to keep a close eye on costs thesedays whereas, in the past, maybe didnt need to monitor so closely.

[@petesrules1508]

@@cgmullan1629 yes agreed, I can say without a doubt our living costs in the Philippines are 1/3 of what they would have been in Sydney. The main difference is, the quality of everything is far superior in Australia. It's beauty is nearly unmatched but hellishly expensive. As my late father would sat, you have to pay for quality.