The #1 Reason To Apply For The Chase Ink Preferred

[@SpencerJohnsonOfficial]

Note: If you do sign up for the 100k offer through a referral link, you may be able to securely message Chase to get the offer bumped top 120k. YMMV! 🎥 To learn how to get approved for this card yourself, watch this video next: kzbin.info/www/bejne/l2qxd2p-f8ycrqc

[@bennnnnnnnnnnnnnnnnn]

spencer, just wanted to stop by, i don't watch credit card vids as much as i used to for the last few years.. but i wanted to say, nice work.. you've clearly put in alot of effort to increase the quality of the visuals and editing of your videos.. it just has, 'that look' now.. which is a clean/professional look, imo

[@SpencerJohnsonOfficial]

Dude, thank you so much for the kind words! That really means a lot. I’m glad you like the look of the content and I appreciate you taking the time to leave a comment.

[@jimmyjames6492]

Thanks for the info + video!

[@traderjames333]

Today I bagged my 100k bonus for 8k in spend on the Chase Ink preferred. . Basically, Chase just handed me a thousand dollars. I had some major expenses come up organically during the 3 month period, so I did not have to force anything to get the bonus. I don't travel much these days, so 100% of that bonus will go toward a statement credit. Thank you for your videos, they are wonderful.

[@MattClausen]

The premium inks do look nice. I cannot WAIT for these cards to lose embossing. Great stuff Spencer

[@SpencerJohnsonOfficial]

You and me both dude. The raised numbering is just such a massive turn off for me. Maybe I’m spoiled, but Chase needs to fix this 😂

[@MattClausen]

@@SpencerJohnsonOfficial hahaha. Yeah, we kind of are.

[@sammyjtravels1862]

Thank you for your videos! Your content rocks. I have been watching for about a year now and I too just signed up for the ink preferred! Can't wait to get more of the most valuable CC points in the game. 🔥

[@sammyjtravels1862]

Would also love to see a video on your journey to Companion Pass :)

[@SpencerJohnsonOfficial]

Of course man! Thank you so much for the kind words. I'll definitely be making a few videos about my journey to the SW Companion Pass, so keep an eye out for those later this year! Also, congrats on your CIP man!

[@sjg6158]

These business cards are good, "if" you know you have large costs, in particular if you're rolling out a new business or a new part of a business. Thanks for sharing as usual Sir.

[@SpencerJohnsonOfficial]

Absolutely right! I think they can be great for everyone as long as you have enough natural spend for em. Thanks for watching!

[@johnmckinstry6057]

Great unboxing! That's good that Chase rushed the card to you. I thought about asking them to do that when i got the CSP, but decided not to when I realized that I was able to add it to my Apple Wallet and use it electronically until I got the physical card. That's interesting and odd that Chase still issues their Ink cards with the embossed numbers. Anyway, it sounds like you have some good plans on how you plan to use the card. Btw, hope you get well soon!

[@SpencerJohnsonOfficial]

Thank you so much man! I was so ready to get these big business purchases out of the way, hence why I went with the expedited card route. That's great you got to use yours virtually.. I don't remember getting that option with mine. I appreciate you being here as always man!

[@jamesv5802]

just got one for my wife. crazy bonus points

[@SpencerJohnsonOfficial]

Let's go dude!! That's awesome to hear. Also, thank you for joining the membership! Now that you're a member, I'll see all of your comments no matter what, so I'm excited to get to chat more 👊🏼

[@jamesv5802]

@@SpencerJohnsonOfficial Thank You. I watched your videos and went crazy. I got 6 cards in less than 2 weeks. Venture x, venture X business, Amex gold, Chase Saphire preferred, Bilt, and an Ink preferred. I have a lot of expenses and taxes with my restaurant. Sadly I have spent 6 years just using the Ink cards for the business and usually not the 1.5% one. My personal was just the Amazon Prime or Bj's card. I fly international every year (coach) and just used the chase 1.25 portal to buy tickets and hotels. I never moved points to the airlines.

[@woodzy883]

Honestly just finished my ink unlimited sub and thinking about hitting this card for the sub before it's gone, but I'm probably just going to go back to gardening.

[@SpencerJohnsonOfficial]

I wouldn't blame you at all! It's hard to pass up on 120k points, but then again, another offer like that will come around again.

[@sheneyeoftwilight]

Both the Wells Fargo Autograph and the Chase Ink Business Preferred have 3x on travel, 3x on phone bills, cell phone protection, and no foreign transaction fee. The only upside the Ink Business Preferred has over the Wells Fargo Autograph is the SUB. I think it makes more sense to downgrade it next year and replace it with the Autograph Card

[@Papiicarlito]

How do you prepay on rent?

[@chrisv4920]

Man you are just missing the Chase sign in the background😂. Jk I like the new blue background, looks modern and clean 👌, awesome video as always man. Feel better.

[@SpencerJohnsonOfficial]

Hahah I like to switch up the backgrounds for the videos here and there. Good to know you liked this one though! I appreciate you as always 👊🏼

[@Papiicarlito]

How do you have such a low hard inquiries?

[@BigReds0809]

I was actually waiting for you to share some financial information. It would help better understand how Chase makes their decisions when approving.

[@SpencerJohnsonOfficial]

That's exactly why I share my data points! You can see my data points before in the watch me apply video. I hope they're helpful for you!

[@DB6904.]

I actually received a 1200 point bonus on my ink Cash...

[@SpencerJohnsonOfficial]

For the Ink Cash the highest offer we've seen is 90k to my knowledge, but hopefully you were able to lock that in!

[@DB6904.]

@SpencerJohnsonOfficial yes, I did lock that in. Just look around for offers before applying. I found the 1200 offer last May... Although my apologies it was for the ink unlimited, sorry that was my mistake.

[@callmeNeno]

Should have called after getting approved for, ink cash, this past weekend for expedited shipping

[@SpencerJohnsonOfficial]

It’s always worth a shot in my experience. It doesn’t always work out, but feels really nice when it does.

[@druiz012]

I applied through my wifes referral link and i know "your mileage may vary" but i was matched to 120k offer when i called chase. Just one data point though....

[@druiz012]

160k chase points? Yes please.. 😂

[@SpencerJohnsonOfficial]

Let's go dude! That's awesome! I hope everyone is able to take advantage of that. Excited to hear how y'all use your points!

[@designereats3661]

Do you need a business to have this credit card?

[@mariely1983]

Hi, how much time should I wait between credit cards applications?

[@SpencerJohnsonOfficial]

I actually made a full length video on that topic very recently if you want an in depth answer!

[@SamuraiEdge556]

Can I product change this to a personal freedom flex?

[@SpencerJohnsonOfficial]

Unfortunately you can only product change within the Ink card family to my knowledge. You can always call to confirm though!

[@IYG-x7c]

All I see is 90k offer, not 100k

[@rarerx]

This card would be perfect if they offered 0% APR for 12 months like other Inks

[@MyNameJim]

8k in 3 months is stupid. Unless you legitimately have a large expense, this is impossible

[@soapa4279]

You know, people with higher incomes can hit this easily.

[@carloss5754]

@@soapa4279I agree but keep in mind it’s a business card so your business has to be profitable and needs expenses.

[@MyNameJim]

@@soapa4279 you do you. But for most, it’ll be manufactured spending rather than natural spend.

[@kudude12many]

I mean this is a business card

[@MyNameJim]

@@kudude12many 1. Rock chalk, 2. Yes technically (but we all know it’s not mainly going to be used for business expenses)

[@SOXGATORS]

👍🏻

[@SpencerJohnsonOfficial]

🥉

[@terrancejackson5167]

Oh wait i thought you didn’t get hard inquiries on your personal credit when applying for business credit cards?

[@MattClausen]

AmEx will soft inquiry; Chase is a hard inquiry but it won’t add the card to your list of cards gained in a 24 month period.

[@terrancejackson5167]

@MattClausen good stuff that actually changes my strategy for attaining chase business cards now. Thank you!

[@SpencerJohnsonOfficial]

Matt is 100% right! Amex soft pulls if you’re an existing customer (generally) but Chase will hard pull your personal credit even though the card itself won’t show up on your personal credit report.

[@terrancejackson5167]

@SpencerJohnsonOfficial appreciate that Spencer I was planning on gardening my personal credit and acquiring a few business credit cards in the meantime but that’s no longer an option if I get a hard inquiry.

[@DaIton-]

Second

[@SpencerJohnsonOfficial]

You're awesome man! 🥈

[@AhmadKhwajazada]

First

[@SpencerJohnsonOfficial]

Mama, there goes that man 👑