The 13 Laws of Money

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In this video, we will discuss the 13 rules of money. Whether you are looking to invest, pay off debt or retire, these rules should help guide you to a better financial future.
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I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. You (and only you) are responsible for the financial decisions that you make.
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[@NateOBrien]

Hi everyone! Thanks for supporting the channel. I have lots of videos planned for this coming month! Feel free to send video ideas to me on Instagram: @nateobrienn

[@KenTheAdventurer]

Thanks Nate. Can you also list your suggestions on your description? I know Graham Stephan and Alpha M does this as a guide

[@shamiquabell4377]

When will you do a video shirtless? No excuses. Don't give me that Diane Keaton Woody Allen line, "I'm from Philadelphia; we believe in God." This is KZbin, where it's all about the view count. Go get 'em, tiger.

[@xudiary9726]

Check your insta inbox 🤗

[@ABUBAKER701]

I hope you make a financial video to people ho leaved in poor countries and thanks alooooooot nate.

[@Deci_Bella]

You mentioned you read a book a week. Could you do a video on what kind of books you read and what you get out of them? I know you did a video on the five books that changed your life, but I'd like to see something more detailed.

[@stjepanhauser7595]

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.

[@mathebulamkhize876]

I understand that tomorrow isn't promised to anyone, but investing today is hard for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

[@stjepanhauser7595]

I invest across the top markets but not by myself though. I follow the guidelines of *Nolan Velden Brent.* you might have heard of him. I can correctly say he's worth he salt as an investment advisor as he diversification skills is top-notch, I say this because I see that in his results as my portfolio grows by averages of 20 to 3O% every month, unlike I can say for my IRA which has just been trudging along. my portfolio just mirrors what he places and not just on some particular industries of my choosing. he gave me that financial freedom I needed.

[@stjepanhauser7595]

search him up on the internet with his name. he's quite popular for his services as he was recently featured on CNN. he can work with anyone irrespective of where you're located.

[@martins4118]

Imagine if this was taught in school how much better would society be better with money

[@MRZEROTOINFINITY]

It’s crazy right...didn’t take one personal finance or investing course in high school. KZbin has so much value!

[@MRZEROTOINFINITY]

Damian Malczewski 👍

[@MK-rc5ow]

sadly they do not

[@-natmac]

And that’s exactly why it isn’t :(

[@aba22125]

That's actually great - less competition for entrepreneurs like me. Although, competition is good, because it pushes oneself to improve and produce more value - but you know, if everyone would be rich, then nobody would be rich. Although, I'm abundant and I always share my wisdom and money education to whoever listens, BUT, if it had been taught on such a scale like the educational system, that'd be a problem for all of us. So let's be glad they don't teach this stuff in schools.

[@MrNGTfan123]

Doesn’t own a car, doesn’t use a dryer for cloths, doesn’t know how to cook (eggs), drinks out of a mason jar. What a guy😂 he’s certainly original 👍

[@singingsally5601]

Love him.

[@jessicaward4911]

I think very smart love his vidios

[@randyredman]

Or pancakes lol and mow lives in his truck lol only millionaire doing that most likely lol 😂

[@PeaceDayCortez]

Right! That’s exactly why he’s a millionaire laughing all the way to the bank while others don’t get it. It’s call Financial minimalism.

[@MrAnthonyDraft]

1. Money won't fix your problems but it will certainly fix the ones you're stressing out on the most. Getting rid of money problems let you concentrate on other things.

[@NikoLeon]

I will post this every single time you post a video in 2020 as an acknowledgement how meaningful your videos have been to me. The more likes the more people are acknowledging you too man. #5

[@NateOBrien]

Thank you niko!

[@MoneyChasingYou]

If I only have to choose ONE SIMPLE SKILL to dominate all the Money's Laws, it must to be this: DELAY GRATIFICATION

[@theincomefan6833]

Sacrifice today for a better tomorrow

[@weightlosssuperfoods9677]

Its not only about make money, also how to keep it

[@MRZEROTOINFINITY]

We’re all humans. We just need to rewire our brain 🧠 and think long-term! As everyone mentioned, SACRIFICE and PATIENCE

[@chrisglaze1410]

🙌🏻

[@derrickisme]

As Dave Ramsey would say, Live like no one else, so later you can Live like no one else.

[@tylerhern9060]

Lifestyle inflation - this one is key.. it doesnt matter how much money you make, it matters how much you save. And then what you do with that save money. There is a very big difference between income & wealth

[@MRZEROTOINFINITY]

Absolutely agree. Total savings and what you do what that savings is the determining factor to building wealth. Tyler, do you invest in the stock market? 🤔

[@novmbr70jesuslovesyou72]

To me you're wealthy when you have a good heart & Give back

[@zdenek3010]

lifestyle inflation is good as long as your savings rate stays at your optimal level. I don't understand people who just want to save more money and spend the same reaching 99.9% savigs rate the same way as I don't understand people who save nothing.

[@zerakhu]

I love how chill this channel is such a relief

[@cherainee5160]

You're the only person I can listen to on YT talk for 15 min and not get bored

[@YsoSer1ous]

‘’You must gain control over your money, or the lack of it will forever control you’’.

[@uknasa007]

true

[@joaquimrodriguez8961]

Yeah ! Don't use credit cards.

[@jcee0098]

Start a podcast please. Write a book. I can listen to you all day.

[@hazevthewolf178]

#13 The lack of money is the root of all evil...

[@joaquimrodriguez8961]

The love of money is the evil.

[@MRZEROTOINFINITY]

Good point about lifestyle inflation. A higher salary is usually followed by higher expenses. But hey, we all are into personal finance on here and don't increase expenses too high, right!?!

[@NIROMATR]

I have always been dumb with money (never known anyone smart enough to mentor me). Since I've started watching nate I've started paying my debts off, and actually saving. So I thank you good sir.

[@karmineokolor4581]

Honest and reliable.. You are a true master! Big up from Rome Italy

[@OwolabbyAzeez]

Did y’all know it’s impossible to breathe while smiling?? Kidding just wanted y’all to smile. If you’re reading this bruv (or bruvette), understand that you are amazing bro, have a blessed day and don’t let nobody ruin your day bro. Get ya bread and all the crumbs too. 🤧🙌🏾🔥

[@rafsankabir6975]

U TRICKED MEH THNX

[@AaronCrowder]

I've learned more from you than I have at school man! All my respect goes to you. :) Also I started my own channel due to you inspiring me, and I was wondering if there are any tips/advice you could give to a newbie like myself?

[@colletteloraine3340]

Sometimes I feel like watching these videos more worth my time then going to class.

[@NateOBrien]

Or you could watch these videos while in class!

[@colletteloraine3340]

Touché

[@skb282]

Me in school trying to read under the table at the same time as looking like I'm doing the work...

[@musajallow5710]

The regular school system is broken

[@robertrouillier6319]

So glad to watch your channel blow up!

[@adventuresininvesting5463]

I really liked number 12. Someone once said to me "the two hardest part about investing is figuring out how to Pay Less in taxes." And I really think that this is true. Good stuff.

[@smartiekate6312]

Excellent rules to keep in mind. It blows my mind how many people ignore some of these. Ive seen a few of your videos and I love not only the content itself but how you present it. I find myself listening to the very end. And I always hear something I can put to use right away. 😀👍

[@elementnature3966]

17 minutes later, I have increased my human capital ! Feeding my mind with yours video in the morning when I don't feel like reading. Always get so much value from it ! Thank you for sharing

[@nadiaortega2951]

First and only affiliate link I’ve ever used. Thanks for being transparent 😊

[@NateOBrien]

Thanks Nadia! Really appreciate it!

[@NicoMoreno]

Thanks so much for the awesome video Nate 🔥 This will definitely help me grow my business and improve my mindset & finances!! Keep it up! 💯💯🙌

[@nicholelawrence1968]

Came across your channel of few weeks ago and have been binge watching ever since. I come from an accounting background as well but not as extensive as you. I really admire your financial literacy for someone who’s my age. Throughout the vid you kept saying you’re not a financial advisor, but perhaps it could be something you could consider as a consulting position. Cause I sure would hire you lol Keep up the great content :)

[@gitarmats]

Thanks for all these videos. Good things to keep in mind!

[@mattwaldman9291]

Nate O brien seems like a good friend to have. My type of friend. Rare these days. He's low key, smart, someone who can inspire you, and even respect your space as one would respect his.

[@dadaprishelo8085]

Thank you for sharing those ideas with us.

[@NickPeitsch]

I think it's good to have a "saving" mindset, but also that it's good to enjoy the fruit you bear. Great video. Gathered some value!

[@robertrouillier6319]

100% A saving mindset really sets you apart from the rest!

[@TristonSmith]

Yours videos are what inspired me to start uploading content myself. Thanks for another video, and for sharing all this info!

[@HighTicket2Freedom]

Thanks for sharing these Nate! Being good with money is one of the most important skills in life. If you can learn to follow the laws of money, you can have the lifestyle that most people can dream about!

[@NateOBrien]

Thanks Arie

[@GenExDividendInvestor]

Thx for your video, Nate. I've always found it interesting that people work so hard for their money, but they generally put little into how to minimize their taxes or how they can maintain and grow their money with investing. I think your #11 is about being balanced in all things.. Live life, spend pragmatically.. The decisions you make today will impact what happens tomorrow.

[@jaydesigns1236]

The last bit was the best. Thanks man.

[@eyeseeyou3322]

9:55 YES! Very well spoken thank you!!

[@user-wi7br4nj6p]

Alot of the principles you mentioned are mentioned in Rich Dad Poor Dad which was really cool to see. Thanks for the video

[@inmycorner]

Great tips to think about! Thank you!

[@user-lp9gm2kh5u]

I'm learning English , I found this channel such a great way to practice language , Giving an important topics in a simple way that's so impressive. Keep it up .

[@marla4539]

Thanks so much Nate!!

[@BarriotticisAround]

Hi thank you for your vid..we have been blinded by so many ideas about money, just like what you mentioned about it as being evil. We need people like you who are not afraid to tell everyone the function of money. How to use and value it and that knowledge of finance is important. Thank you so much. Keep doing what you are doing and keep educating us about money... God bless you indeed.

[@HitherMann]

Great content as usual Nate! 👍🏼

[@DragonTamerWyatt]

Money is never evil. The love of money and what people do with it can be. Can't believe people still to this day say that. Glad you explained it here to set it right.

[@arkaghose675]

7th law - so true. A lot of people I joined my first job with bought $3k beds and benzes. Great content, Nate!

[@NateOBrien]

Glad you agree

[@aubreytraverse.]

Loved these tips keep up the great work Nate!!

[@ld8503]

Oh please talk more about taxes and all about that is so interesting 🤔 I wold love to hear wat you think

[@christinera5458]

Nate - great content and delivery, please don’t feel the need to pump more “energy” or background music your videos! It’s this calm and chill approach that makes your material so easily retained and i can actually focus on what you’re saying!

[@ederascon6820]

Thank you bother I really like your wise advice

[@uncledaybkk]

Great content and video Nate! Keep them coming. Thanks!

[@NateOBrien]

Thanks!

[@manandi573]

I would be interested in more videos based on taxes. Specially for first timers like how to do your taxes

[@MattRossOfficial]

My deepest thanks for making these ✨

[@josepablofarias9840]

Gold but Gold... ty Nate

[@shelbylengwenat3774]

Great video!!! Thanks Mate!

[@mie...]

Alot of what you say seems so obvious and yet it isn't. Please keep these videos coming learning alot here.

[@jimmietwardy3809]

Thank you the information and your time

[@musajallow5710]

Thanks am from Gambia West Africa.l learned something important from you today.

[@dale9484]

Hi Nate -- thanks for another great video! You may also want to add in the importance of giving some money away to charity or those people in need, basic philanthropy. Almost all successful business people donate money, time and resources to charitable causes, disadvantaged folks, and those in need. It is good karma and what goes around comes back again sooner or later. Even if someone has a low income, limited assets, and barely enough resources to get by, it is a good idea to give something away, even if it is just a couple of dollars. This is a good principle to live by and the benefits are substantial. Just speaking from personal experience here and what I have read about successful business professionals.

[@luis7249]

Great content as usual Nate! Was planning to make a similar video and this inspired me to a few points to the ones I had already planned. Can’t wait to see what’s next

[@Starlight15987]

Thanks Nate your videos have been helping me. I look forward to what’s coming next!!!!! 👌💯🙃

[@BIZOFBUSINESSWITHKANZA]

Thanks for sharing!

[@gurleensingh27]

Really likes your videos . Informational . Keep it up man

[@NateOBrien]

Thank you

[@greatgardensforall]

Another great video 😃

[@davemilke3110]

This was nice Nate, thanks. My own version of the/your '24-hour rule' is this: When I consider any non-essential purchase, I imagine to myself that the item regardless of its cost is actually free to me. I further imagine that I now have the item and project how I use it , when I use it, etc. It often amazes me how quickly things can become ultra-clear when you mentally take its price out of the decision picture. This has enabled me many happy acquisitions (some very pricey) and lowered my bouts of 'buyers remorse' to near-zero. Just a thought.

[@coachdebby564]

I really appreciate you!

[@WillReil]

Damn great work dude, an Audible sponsor is huge! Seeing your growth and commitment to sharing helpful financial information has been a huge inspiration. I have been going back through your old videos to try and study your progression. Hopefully with time and effort I can aim to achieve even a fraction of what you have. Keep it up, you deserve all the growth you have seen!

[@NateOBrien]

Thanks Will

[@WillReil]

@@NateOBrien Any time dude, you work hard and it shows!

[@cicada3312]

16:02 "dont get me started on cars" 😂😂😂👍..i buy used salvage btw, i got my car for about $2,000 and it had 87k miles on it " i need a car so i had to get one"

[@tarotmeraki246]

So true....i like so much everything you said⭐⭐⭐⭐⭐

[@barbaracarbone4658]

Hi. I'm new to your channel. I like what I hear from you. You have a good grasp of money. Thanks for your vids.

[@peanutdesi1668]

Good video. You and graham are good financial people to watch

[@Exxon300]

Excellent

[@kamonmeadows8146]

I know your not a "financial advisor" for liability sake. But you are financially advising for us poor souls in a way and we appreciate it.

[@shaunjeter]

I needed this video now more than ever! Thank you so much Nate

[@NateOBrien]

Happy to hear it Shaun

[@marianfernando3038]

Love your videos. Totally agree with lifestyle inflation. Also, just remember whomever that said "money is not everything," certainly did not have any. Money cannot cure depression but, can pay for that holiday in the Caribbean, and good medical care 😊

[@williamwilson3981]

Most of your advice you wouldn’t need a financial planner, it’s just common sense. Btw, I do like the background music. Great video Nate, thanks so much😊

[@ReggieBryant]

Nate, your channel is truly inspirational. I even make videos on similar topics to help people create financial security and financial freedom for themselves. Thank you

[@charliewilkins8888]

Nate... What you saying in your video is so true...

[@MissildineOnline]

400 dollar a month apartment made me...what. I wish! Really love your videos and glad I finally found this channel!

[@tonytantillo4953]

You are awesome!!

[@karlonogarro3976]

That’s good advice, it make sense money follow attention! ,

[@kiradanh605]

2:20 ahhaha the way you say talking, i love your accent

[@lynbob1872]

I always share your videos with my girl aged 20 and 17. I’ve taught them all I know but I know they enjoy hearing this from someone else. Do you have a black eye...sorry the mum in me.... hope it wasn’t too painful. Thanks for the info.

[@zain-a5621]

Another amazing and informative video bro, keep up the hard work! You would be a great financial advisor, especially when there's people like me who spend more and save less😂

[@violetgirl1996]

You would be a perfect phoenix wright (including the faces he pulls, your humour : D)

[@linalee5471]

dang how are you so wise!!! thanks for smartening us up with our money :D

[@imenkermadi5169]

Great video 💯💯

[@fredswartley9778]

Excellent advice! These are good money truths that everyone should learn. I agree that money is a tool that can be used for good or evil. And money will not make you happy. Some of the richest people in history have also been the most miserable.

[@zackkochetta]

Just read The Alchemist for the first time too, super good read!

[@MRZEROTOINFINITY]

I’ll have to add that one to my list. Finishing up “How Money Became Dangerous”. Any other recommendations of your favorite books?

[@zackkochetta]

@@MRZEROTOINFINITY Definitely recommend it! Simple and easy read, but packs a good punch! Current reads I'm bouncing between are "7 Traits of Highly Effective People" by Stephen Covey and "The Simple Path to Wealth" by JL Collins. Good food for thought in each thus far. I'm gonna have to check out that book you mentioned too, sounds interesting from the blurbs I pulled up for it!

[@MRZEROTOINFINITY]

@@zackkochetta I heard good things about The Simple Path to Wealth. It's on my list. Thanks for the other suggestion 7 Traits of Highly Effective People. We all can work on being more effective!

[@93ksj]

Great video, I’ve saved over $1K on the first month of 2020 just by following some of your advice, also where did you get your long sleeve t shirt? looks awesome!

[@clueless2135]

"Once you die, you die!" Lol, loving these videos, great work Nate.

[@samuelboakai9056]

You cute ash

[@nokrita]

Thank you for making these very usufull information. I will refer this to my daughter. She should watch your channel more often than the other z and millenial generation that make her willing to spend more money than use it wisely. She is16, so it’s not too late.

[@annabeaudin8797]

I love the content and presentation, personally the music is distracting, does anyone else feel the same?

[@legna3648]

I didn’t even notice music until I read your comment lol, now it’s distracting me

[@jalenray5277]

Great video

[@hobinkim7084]

Man I love your videos

[@NewbOoyNS]

The alchemist is a great read. Also the inflation of lifestyle is a big one that lots of out of college / university (like me) young adults need to be careful of. Just finishing living on £1000/m student loan (£700 goes to rent) and jumping to £2200/m can great misconceptions about the value of money and what you NEED vs what you WANT.

[@ClarkTitor]

what's the music in this video Nate? I NEED TO KNOW

[@melkal7818]

Your channel is very good

[@yt-gh8yr]

oh the Alchemist is such a great book! stuck to it like gue throughout middle school

[@juanmanuelesis9797]

The Rule of 72 sounds very interesting. You should a dedicated video for it.

[@MrNGTfan123]

Juan Manuel Esis look it up read about it

[@fruitytarian]

My goal for the rest of this quarter is to understand what's actually going on with my income tax...its always been "out of sight, out of mind" for me but its about time I figured out taxes.

[@NateOBrien]

That's the spirit! Good luck

[@RobbyBopBop]

i love channel like yours that give advise to grow on youtube. we are a new channel and its hard to move !

[@MRZEROTOINFINITY]

Just takes time! No rush, right?

[@FOZIL]

Amazing content Nate!

[@NateOBrien]

Thanks!!