Erin from Broke Millennial shares the money advice you should never listen to in this video: kzbin.info/www/bejne/fpa1aaKHn5yJl5I.
@pushingdaisies_5 жыл бұрын
💭💵 1. Feeling "rich" is the difference between what you *can* spend and what you *do* spend. 2. "It's not in my budget" is a complete sentence. 3. Money doesn't always go to the people who deserve it the most/ work hardest for it. 4. The worst thing you can do is not know. 5. Learning the difference between "need" and "really want" is the key to a healthy budget.
@ayeshaahmad49535 жыл бұрын
Thanks !
@granitemoss14515 жыл бұрын
#3 is indeed a truth, but often feels like an excuse used by many.
@wowman5424 жыл бұрын
+
@vikrantchougule24514 жыл бұрын
Thanks for given the summary points 🙏
@SeanLei5 жыл бұрын
*"Figure out what you value and don't spend on what you don't"* was the best tip I've heard!
@TheRealCcE5 жыл бұрын
Working hard doesn’t equal wealth. That was such a candid and very truthful point. The managers at my job came from certain schools and of course came from wealth and related to people in the industry.
@MarioRafaelM5 жыл бұрын
I'm a single lawyer I came from a middle class background we never lacked anything we didnt had luxuries or the newest game consoles maybe because of that I've never spend a whole paycheck I dont even spend 30% of it I just spend money on food, books and my car nothing else some colleagues earn way more than me but spend every dollar they have Access to and then they complain about it they even know what they're gonna spend their next paycheck. Living modest doesnt make you a loser.
@hmmichael4384 жыл бұрын
It makes you rich over time
@crowgrl135 жыл бұрын
Regarding #3, in the book "Nickel and Dimed", she points out that the most backbreaking work is usually the lowest paid. And it's true.
@stevensalazar62965 жыл бұрын
@John Leary Not almost anyone can do it. That applies to many jobs though, whether it's low skilled labor or a high skilled job. Not many people can load and unload a semi truck day after day. Not many people can be nurses or programmers.
@alexc22655 жыл бұрын
Especially when we take that sentence literally. I do custodial work part time because it’s the family business and I’ve seen this principle at work. I’d be surprised if all groups paid groundskeepers, etc. as well as this company.
@Roll5875 жыл бұрын
The pressure from people when you say you can't afford, say, a dinner out is insane. I am fairly comfortable saying no, but I still sometimes spend on things I swore I wouldn't.
@twistedstepford8575 жыл бұрын
As a recovering people pleaser...I can attest to how hard this can be.
@Roll5875 жыл бұрын
@@twistedstepford857 I think part of it comes from others feelings like you're judging them in some what for their own choices. But that couldn't be farther from the truth.
@TheMocao4 жыл бұрын
I’m laughing to myself reading this comment because I had a flashback to pressure to attend workplace “celebration lunches” at the bougie cafés near work. I finally blew up when I was given the third invite to yet another expensive place and said, “I’m tired of y’all picking these $$$ places! My money doesn’t grow on trees. You pick wherever you want, but don’t invite me!”
@DontTakeItLiteral3 жыл бұрын
Yes lord , my friend will make me feel so bad that I can’t afford to go just bc she can and it’s sad bc I really don’t be able to go and we live two completely different lifestyles so now we barely even talk . It’s like we’re slowing outgrowing each other 😞 I just wish she would understand more . I wish she watched these videos I watched and could see that I literally live paycheck to paycheck and I’m still trying to make ends meet this way . Smh
@Meloncov5 жыл бұрын
Guys, she didn't say "most millionaires come from wealth". She said most "really wealthy" people come from wealth. Obviously "really wealthy" is subjective, but she's obviously not talking about an older upper-middle class couple who've paid of their 500k mortgage and have another 500k in their 401ks. And it's true that the highest earning tenth for a percent or so do, overwhelmingly, come from relatively wealthy families. They may not have been born into families with the wild amounts of money they would later attain, but they did have advantages the vast majority of people don't. Mark Zuckerberg went to the most expensive high school in the country. Bill Gate's family owned a computer at a time when a computer costed as much as a new car. Jeff Bezos started his business with a 300k gift from his family.
@NathanRice5 жыл бұрын
It's a chicken/egg question that crosses several different areas of study ... economics, sociology, history, etc. For instance, does "comes from wealth" just mean parents were upper middle class? Could it be that generational accumulation has something to do with it? Or perhaps generations inheriting the same values that got their parents wealthy? Or is it really just as simple as "it takes money to make money"?
@darlenepaul29344 жыл бұрын
Nope 85% of millions aired made their own fortunes.This has been researched.Her "feelings and yours about millionaires don't make them true.
@kosnich80324 жыл бұрын
Darlene Paul , I agree 100% with you! For #3 She gave the same response as Bernie Sanders, and all his millenial followers.
@emilyjohnson18214 жыл бұрын
Y’all getting all butt hurt because your glorious American Dream is dead.
@emilyjohnson18214 жыл бұрын
It’s important to shine scrutiny on the rich and the enormous economic disparity in this country.
@Tokixkitti5 жыл бұрын
I've said it to my friends "it's not in my budget" and they look at me as if i have 2 heads. BUT they now understand AND ask me if it's in my budget or ask how much I can spend within that hangout.
@brenmmw5 жыл бұрын
I watched the long and irrelevant ad before this so you got more $$. That’s how much I appreciate TFD
@fathimafarahna26334 жыл бұрын
Haha u r a good human who wants other human to prosper ♥️ Greattt
@kiterafrey5 жыл бұрын
Thank you! I work two jobs and am paying my own college just so I can have a job not a McDonald’s for eternity. I do this because I didn’t have any help, I’ve been paying my family’s bills since 14. There are students I know who don’t work, never worked, and their parents pay their way. They don’t understand hard work and never will but they’ll be rich and they’ll be successfully sheerly from their parents’ money.
@VijethaSN5 жыл бұрын
I always wish I had discovered FD at least a few years earlier whenever I watch a new video. It's totally changed my mindset on so many different things. It's been a great help in contributing to better management of my personal finances and even though I live in India so many points made about America are relevant. Thank you and keep up the good work.
@LittleAFPV2 жыл бұрын
I feel the same way 😊
@rkowel3 жыл бұрын
I always love how realistic Chelsea is when she brings us to the reality of how to deal with the idea of wealth.
@daleskapedriquez9945 жыл бұрын
Thanks for your good influence! I recently lost my job out of nowhere and the only thing keeping me sane is that I have a very comfortable emergency fund, that worst case scenario I’m covered for eight months. Is not that it wouldn’t have happened without your influence, but the constant reminder that this is something basic to have always kept me on track. Just thank you! Keep it up
@jessb50415 жыл бұрын
Chelsea, your content is INCREDIBLE recently! Thank you :-)
@sweetlolitaChii5 жыл бұрын
Girl you are my financial breath of fresh air.
@TeharahKiara5 жыл бұрын
This is so true!!! I visited ucberkeley and stayed with a friend who now lives in a sorority house but who originally grew up poor It was extremely eye opening to how many of the girls said that going to a prestigious college was just the thing to do “in their family” and how many of these kids had tutors their whole life and very minimal struggle :/
@emmagiles45835 жыл бұрын
I'm about to start college in the fall and your videos always help me to learn about how to manage money. I feel much more prepared for adult life thanks to you!
@omowhanre5 жыл бұрын
Congrats! Good luck! Social pressure to spend is soooo real on a college campus. Stay true to yourself. Your self in 30 year old self will thank you.
@leilanidru75065 жыл бұрын
Emma Giles good luck sis!!!😊 in college rn its such an amazing experience.
@leilanidru75065 жыл бұрын
Fatima Muhammed eh yea and no. The broke college student vibe permeates and is definitely a real thing. Yet people like to go out every weekend to bars and clubs and stuff like that. Like my friend will complain about her budget not being where it needs to be but caves into going out to eat with her friends a lot.
@noragonzalez54814 жыл бұрын
This video just inspired me to take a good look at everything I had been avoiding. I found a manageable way to get rid of 30% of my credit debt, stop the small loan cycle, and get rid of $900 of loan debt. I ended up finding that instead of owing $110 to support my "Need" monthly lifestyle, I now have almost $500 I can use to save and pay to my credit cards. I thought I was just surviving, but turns out what I need isn't as necessary as I'd thought.
@bctaylor4 жыл бұрын
Great Video. Learning to say no “because it’s not in my budget” was a real breakthrough for me too. “No” is a powerful word for wealth creation. I also created a system for including my goals into my budget.
@c0bem0n5 жыл бұрын
0:59 - Feeling "rich" is the difference between what you can spend and what you do spend. 4:22 - "It's not in my budget" is a complete sentence. 6:09 - Money doesn't always go to the people who deserve it the most/ work hardest for it. 9:03 - The worst thing you can do is not know. 10:56 - Learning the difference between "need" and "really want" is the key to a healthy budget.
@aurorarising19455 жыл бұрын
I wish this comment was higher up
@cindygiesbrecht31465 жыл бұрын
I've lost a friend because I couldn't attend her wedding. I've failed to develop many friends because I can't easily do all that they do, or I just don't want to waste my money. It's a lonely life for financially responsible people like me.
@annaswanson59035 жыл бұрын
#1 nailed it, people generally find that people spend to keep up with the max of what they can afford and I have to watch out so that I can make sure I am able to save every month
@tikitikiforeverandever5 жыл бұрын
just want to say hi from the philippines! 🇵🇭🇵🇭🇵🇭🇵🇭🇵🇭 your posts may be based on the lives of americans but i can truly relate to it. always looking forward to watching your newly posted videos every tues. and thurs. i always wait for it. this video you just posted is one of my favorites and i had to download it so i can watch it again even offline. so much love for TFD ❤
@jenniferdl235 жыл бұрын
This video spoke to me. I went from earning nothing and coming from dirt poor to making 6 figures after I graduated and boy the adjustment was crazy. It feels extremely weird to not worry about paying for groceries or paying for my student loans or paying for expenses like from the beauty store. I did go a little haywire and I wasn’t going into debt or anything but I wasn’t saving at all because I was so excited about actually having money in my bank. Your videos have helped me reel it in and I really watch my spending more. I am trying to only spend on when I need like you have suggested. Thank you for this amazing video I definitely spoke to me
@hmmichael4384 жыл бұрын
It took me a couple of years to make the adjustment when I started making real money. TFD and Dave Ramsey were extremely influential.
@kissesofdoomkm5 жыл бұрын
I see Chelsea - I'm happy. You make my day girl. Always dropping some wisdom.
@jonajones70445 жыл бұрын
You nailed it! As a manufacturing supervisor, the line workers work the hardest and believe they dont deserve the easier job that pays more. (They always make excuses: lack of education, I have children, no time). Although, it is within their reach. Now the executives, they were exactly how you mentioned it. The parents owned the company, and family is always on top. Not all companies are publicly owned. Most privately owned companies are ran by relatives. And they will not give up the power to anyone who is not family. The highest a person might go is manager or director, not CEO.
@ElectricityTaster5 жыл бұрын
This does not happen as much in places like Japan.
@airmerly-12185 жыл бұрын
Number 2 is very legit. One of my best friends had a birthday this week but I simply couldn't afford to travel to the party (two hours away). Being upfront and telling her that it wasn't in my budget was difficult but honest. I still get embarrassed when I have to tell someone I can't afford an outing but the times I have done it my friends/family have understood.
@verydistractedreader2 жыл бұрын
I think my own biggest shift in thinking about money was the realisation that "budget" means defining what you CAN spend, not what you CAN'T spend. I grew up with a negative association with the word and concept "budget". It meant "deprive". Whereas now I see it as giving myself an allowance. Giving. Not taking or restricting.
@DesertHomesteader5 жыл бұрын
I always say, "It's not in my budget *right now*" - because everyone has unforeseen expenses or stuff they are saving for and nobody is going to look down on you for that. You may even have the cash already saved up but many people have a "hands off" policy about their savings except in emergencies.
@kts89005 жыл бұрын
I love how much more outspoken you are getting on socioeconomic issues. #3 is real and a problem how people believe it.
@amy_ambrosio5 жыл бұрын
People getting triggered about the wealthy people opinion when it's not such a big deal and it's true, lol. Good content Chelsea, you're doing a fantastic and really unique content!
@mouseluva5 жыл бұрын
As always, Chelsea's look and content are incredible. TFD's content feels so much better at acknowledging that systematic cycles of poverty exist than it used to and it is extremely validating :)
@carrietoo5 жыл бұрын
#1 is on point! I often say to friend how I am surprised by pay day/acct balance alerts because bills are on auto pay and I ALWAYS have carryover to the next pay. Makes a huge difference. I feel very fortunate.
@mikeg9b5 жыл бұрын
1:00 "Feeling 'rich' is the difference between between what you *can* spend and what you *do* spend." Yes. In the 20 years before I retired, I saved money like crazy -- mostly because I didn't like working and I wanted to "make it stop." Now, I could spend $100,000 in cash on a nice Tesla if I wanted to and have plenty of money left over. But I get much more satisfaction from having that $100,000 in savings compared to the satisfaction I would get from owning a Tesla or anything else I could buy with $100,000. In other words, the financial security I get from having a large savings is worth more than anything I could buy with it.
@treeflix5 жыл бұрын
#3! Was my favorite, you won’t here that perspective everywhere.
@zucchinigreen5 жыл бұрын
Same. This was really good.
@g.f.82495 жыл бұрын
This video was right on time, because that trip across the country for a birthday party really isn't in "my budget". Now it's time to make the call...😔
@stephaniegarcia38615 жыл бұрын
About 3: You can build yourself up. Maybe you won't become a millionaire, but you can come from nothing and build a life for yourself, there is definitely class mobility.
@bluejedi7235 жыл бұрын
I remember learning in 3rd grade health class the difference between needs and wants (like dinner mom/dad cooks vs spending allowance on a candy bar) no idea why that message wasn't carried through high school.
@willowwfh83105 жыл бұрын
Loooove your explanation for #3. It's the truth that people will get up in arms about, but it's still the TRUTH.
@dallastuggle89015 жыл бұрын
my only criticism of this is actually a vast majority of millionaires are self-made. maybe the hyper-wealthy like billionaires, but most millionaires are self-made. the video had a strong, "sorry if you're not born from wealthy you don't have a chance" vibe to it. I'm a finance major from a relatively poor area, it still seems a lot more achievable than people are always telling me, crunching the numbers myself anyways and from what my teachers have talked about. i think putting down that hope isn't a great idea. otherwise,really love the content, i just think the average joe and jane are more capable society thinks.
@xiction5 жыл бұрын
I agree so much to this!
@darlenepaul29344 жыл бұрын
So true.85% of millionaires are selfmade.People dont want to accept this fact discovered in actual research.They'd rather hate on millionaires that arrange their businesses or saving and investing to make things happen in their own lives
@sharischmidt47125 жыл бұрын
It's very true, the more you have the more you want. The lesson to learn is to be happy and grateful for what you have and not continuing spend every dime you have to have your wants. True wealth is not what you spend,but what you save.
@thefinancialdiet5 жыл бұрын
For those of you asking about the stats around most of the wealthiest Americans coming from wealth, this article has a pretty good breakdown (including debunking the myth that 70% of millionaires are meaningfully "self-made"): toomuchonline.org/the-self-made-myth-our-hallucinating-rich/ -C
@ElectricityTaster5 жыл бұрын
wait... so a smol loan of a million dollars back in the last millennium disqualifies Trump from being self-made? I'm shook!
@DougPardee5 жыл бұрын
This shouldn't come as a surprise. In capitalism, it takes money to make money -- those who provide the capital are expected to reap the rewards. Hence TFD's regular recommendations to invest -- it's about the only legitimate way for the average American to become less un-wealthy. Also: of the wealthy who did come up from relatively poor beginnings, many of them succeeded by financially mistreating nearly everyone they dealt with. There's only so much money to go around, and if you want more for yourself, you're going to need to keep other people from getting it. Playing fair won't make you a multi-millionaire.
@DaysAreDying5 жыл бұрын
I see the point of the article but there is an important distinction to be made. The Forbes list is made up of billionaires. You referenced "millionaires." The level of wealth is 100x different and it is totally possible for an average person to become a net-worth millionaire in their lifetime.
@granitemoss14515 жыл бұрын
The article refers to the top 400 wealthiest people in the world. That is a FAR cry from becoming a millionaire, even a multi-millionaire. Recent studies have shown the majority of millionaires are indeed, self-made, no born into it or gifted it.
@Rhinoiron5 жыл бұрын
@@DaysAreDying Exactly! Doctors.
@sueannesorrentino84305 жыл бұрын
This was a great video as usual. The truth you state about working hard and being financially compensated is truly a myth. Those that work the hardest are not necessarily the ones earning large sums of $$. We discuss this topic with my tribe a lot! Thanks for the article about millionaires. We are in desperate need in this country to narrow the disparity of wealth. I believe some individuals make large sums of money at the expense of others. There is a point where earning so much is a sin. To those much is given, much is expected. Taxing these earners in a more democratic way would be a start.
@TheMercymerz5 жыл бұрын
Sooo many wise teachings and reminders!! All topics ON POINT! Thank you
@nmcclanahan9695 жыл бұрын
That #3 is so true! I don’t believe either that a rich person can possibly become rich without the work, talent and time of the other people who either produce or buy the goods and services.
@hmmichael4384 жыл бұрын
It’s all about working smarter not necessarily harder. And, always have a plan and stuck to it.
@TheOrganizedMoney5 жыл бұрын
It’s so true that most wealthy people come from wealth. I believe that people have a skewed view of wealth and being “self made”. Great video TFD! 🙌🏾
@MaryAnneAchieng5 жыл бұрын
I saw this post about "so and so started from a garage, what's your excuse?" and the danger of glorifying these few individuals who beat the odds is forgetting that they did just that; they BEAT the odds. As much as we'd like the odds to ever be in our favour, they're often not and for the budget, I had coworkers who I knew were making more than I was (different positions), and it seemed like they didn't fully grasp that I couldn't afford to buy $4 coffee every morning and if there was a seminar with free food that I was planning on going to, I couldn't just change plans on a whim just so I could hang out with them. It helps to remind myself that I'm the one who suffers if I deviate from my budget because I have it for a reason and there are more meaningful things to me that I want to save up for.
@chrissyr63883 жыл бұрын
Love! Our goal as a family is to live off of one income and use the other for saving and investing! We have two little ones so this goal is lofty in Cali but we’re working very hard toward this goal! Great great information. If your young learn these principles now, your future self will be so grateful to you 💕
@deepbrowneyes2305 жыл бұрын
You're shaking the table and a lot of people are upset about the truth. One of my favorite articles from the blog is "The Woman You Want to Be is Rich". You really hit the nail on the head.
@brentshuffler12345 жыл бұрын
Excellent tips, Chelsea! The good news is that the solutions are all within us, within our daily decisions, habits, and choices. We can learn to save something from every income that we receive, no matter how small it is. E.g, I started at BDS$125 (= U.S.$62.50) PER WEEK AND I STILL SAVED AT least $20 per week. It does not matter how much we earn; what matters is what we do with what we have and manage it well. In the short term, it could mean selling our car(s), our property(ies), our unused clothing and shoes and other possessions, moving to a much cheaper space that meets our current needs (not wants). Get out of debt! Avoid any new debt! Good advice applies at every stage of life and every level of income.
@kiterafrey5 жыл бұрын
Pink is amazing and your office is your office. If people don’t like what makes you happy and productive they can kiss off, you have to live your life not them.
@Thechubbun2 жыл бұрын
Thank you for covering NOT looking at your bank acc. I’m usually responsible with money but since I experienced a job shortage I lost track and I realize I could’ve realized how to improve my situation sooner than later so now I’m getting more in control watching my bank account
@ahmadbelal145 жыл бұрын
Chelsea thank you for being so open and confident about money and career topics which people generally never talk about. Love your content thank you!
@sarab48265 жыл бұрын
DON'T BE PINK-SHAMED CHELSEA
@ElectricityTaster5 жыл бұрын
IT'S MAGENTA, OK?!
@laurenconrad17995 жыл бұрын
Great video. I feel like there are a lot of items that are somewhere between want and need. For example, having a second phone charger would make my life much easier so I have one to keep in my purse and one to keep in my home, but if I was on an incredibly strict budget, I could live without it. Things I can live without but would make life a lot better in that way kind of bridge the gap between want and need.
@andreamoore70355 жыл бұрын
I was thinking the same as the off-camera input - don't feel the need to justify making your space comfortable for you. 'Girly' is not less relevant, functional, or desirable than any other aesthetic. It's what works for you, and you are very relevant, intelligent, and worthy of having the right workspace.
@andreamoore70355 жыл бұрын
Also, in just about every Tuesday video, I'm wondering what lipstick you wear. You know what works for you, and does it ever.
@Giarrujd5 жыл бұрын
Chelsea, you are the greatest thing since sliced bread!!!!!
@stenarospcc5 жыл бұрын
re: working hard. My parents were both teachers and I watched them work very hard. They didn't make much money, but that doesn't mean they weren't working hard, it means they worked in a profession that was not valued by society. I've never believed that wealthy people (who have not been public school teachers) have any idea of what working hard really is.
@solidstate94515 жыл бұрын
Thank you that you clear the myth that super-rich people are super-good people.
@breve7115 жыл бұрын
I have a sibling who makes a lot more money than me and it's taken a long time for me to not cave and spend money on things coz she made me feel bad about not being able to afford extravagant gifts for birthdays or Christmas for our nieces and nephews
@rochellethundercloud3465 жыл бұрын
My family always said no is a complete sentence.no need to explain.
@breebell4685 жыл бұрын
It's obvious you are very passionate about this advice. It all feels very genuine.
@mglouise975 жыл бұрын
I relate to #1 so much! I have a great salary which is more money than I've ever had before but I still feel stressed for money because I'm putting so much money to my student loans that it feels like I dont have much left. I'm paying more than the monthly minimum and being very aggressive with paying off my debt but I cant help still feeling like I dont have enough money even though I know I do.
@InsideCenterDani5 жыл бұрын
mglouise97 Setting up an emergency fund or adding to it if you already have one may make you feel more comfortable/less stressed paying more each month to your student loans. Keep up the good work!
@zucchinigreen5 жыл бұрын
You should check out Tasha's (who is also on this channel), personal channel, One Big Happy Life. She talks about student loan debts and why slow paying them may be a good option vs rapid payment.
@sharleeshares4325 жыл бұрын
Thank you so much for your videos! You truly have a gift as a teacher and I enjoy learning from your insights. I did want to share with you that some of your information about the statistics regarding wealthy people may be incomplete and you might enjoy reading Everyday Millionaire by Chris Hogan (if you haven’t already). Looking forward to more videos!
@amy_ambrosio5 жыл бұрын
I'm impressed by how many people can idolize money and rich people so much and even call 'socialists' to the others who are not willing to do the same or not even that, just pointing out something different. There is nothing wrong to say that there are self-made millionaires and that there are someones who just came from a wealthy background already. Those are just facts and not something really hard to understand, what's the big deal about it? Lol. At the end of the day, It doesn't matter how much you want to defend the richest ones, you know how you earn your money and that's it. PERIOD. You won't be rich because you defend millionaires but maybe you can spend your money in a wiser way if you understand that you need to see your own necessities, then improve the way that you're living. Focus in your own path, rather than putting your dreams, efforts, and desires in the path of others (A.K.A. their money), that's dumb.
@AnonYmous-zs1pe4 жыл бұрын
Thank u Chelsea for such a Great video 👍.
@kimtkb5 жыл бұрын
I've been following tip #5 for a couple of years now and it really does help me stop spending on things every time I go out.
@daylaiototruongson98045 жыл бұрын
I love this video ❤️ thank you for your new video Chelsea !
@sanya262094 жыл бұрын
I think along with assessing things as needs and wants it also helps to assess before making a purchase,do i have the headspace to manage its upkeep and storage? The financial aspect is imp but so is the mental aspect of any new purchase which does add to the upkeep of a home and takes away mental space.
@kristen12255 жыл бұрын
Some great reminders to live by! Love this video
@Snowshowslow5 жыл бұрын
This is some really good advice :-) Especially the first one (rich = difference between what you can and what you do spend). Never really thought of it like that, but it is definitely true!
@scsu3005 жыл бұрын
Wealth is a mindset.
@estherdarling65094 жыл бұрын
Watched a lot of your videos and now I’ve finally subbed. Thank you for all the advice ❤️
@CLBOO65 жыл бұрын
I love what you say on no. 3
@zahraaaqeel23165 жыл бұрын
Hi chelsy I’m a fan of your channel & watching your videos from Iraq I put a goal for saving this year & start to manage my spendings & needs But there’s a problem i had that when i decide to save some money & not buy things i don’t need My friends, sisters want to go restaurants or buy things & i say : i won't go with you They make me feel like a poor or not good I start to become weak & over spend Can you make us a video about self encouraging & patience Really need to 🙏🏻😍🥰
@Gruesome4205 жыл бұрын
Something I've really lost track of doing is enjoying what I have. This kinda reminded me of that.
@jotougas22115 жыл бұрын
Comrade Chelsea
@karishmaiyer85 жыл бұрын
This is the best of your videos thus far! You should consider having transcripts of your videos available on your website. Or is it already there? It will be easier to make notes from transcripts :)
@RitualCat5 жыл бұрын
« I am very agressive toward gratitude » wasn’t expecting thats but it’s nice
@alicjabiaek42775 жыл бұрын
Wow! Thanks! Your videos are a healthy check for me whenever I get too obsessed with spending and things. And thanks to you, I have started to save money, for various goals (primarly Emergency Fund :D ). Great video!
@AB-qo2xq5 жыл бұрын
I agree I get more pleasure from knowing I can go and buy something rather than buying it and not having the cash - for non essentials of course!
@sunrise2day4625 жыл бұрын
#3 is an excellent point!!! Go Chelsea!!!
@dcinlv34205 жыл бұрын
Love you Chelsea but on #3 I respectfully disagree. America is still the land of opportunity. That’s why people still want to come to here. Sure coming from money has a huge advantage but most people don’t. Yes, many people work hard for little pay but there are many self made successful people in this country. Of course there are barriers but not so many that prohibit someone who is smart and has the drive and ambition to make something of themselves. Privilege has always existed but the economic opportunity in America is still real. Keep up the great work.
@wandarinca5 жыл бұрын
I really wish someone would translate your content. Awesome tips Chelsea/tfd team ❤️
@denese31645 жыл бұрын
People who come from wealth certainly have advantages over people who don’t...at the same time maintaining the wealth you came from requires knowledge and skills too.
@hmmichael4384 жыл бұрын
Money doesn’t make you rich, being smart with what you are given does.
@mirelykollmannsberger68164 жыл бұрын
Woah. You’re really making me look inward with your advice here. Well done
@NoraTKD5 жыл бұрын
Great tips, thank you for the reminders Chelsea.
@jeanbb32835 жыл бұрын
Super super helpful advice, thank you Chelsea!!
@jalabi995 жыл бұрын
#3 and #4 -- so true!
@floief4 жыл бұрын
I painted the front door of my house pink. It is a particularly wonderful shade of dusty pink that I made sure could be seen from the road. :) (cuz it's MY house)
@davidpadron27325 жыл бұрын
Finding this channel was a life saver!!! Thank you!
@91dikon5 жыл бұрын
She is my favorite
@infinityduster4925 жыл бұрын
Your office is really nice
@beckylivermore32625 жыл бұрын
Might want to read "Everyday Millionaires" by Chris Hogan. Your statistics on people being born into wealth sound incorrect according to the massive study done in this book. Also, people that work multiple jobs and are still broke tend to spend more than they make instead of living within their means. "Wealthy" people have learned how to live within their means, which is one reason that they have become wealthy.
@d145515 жыл бұрын
Intimately familiar with my financial details....yes!!
@Shiryone5 жыл бұрын
I know there are many people who live frugally and have cut out as many unnecessary expenses as possible, but for most of us, if we feel like we don't make enough money, most likely "enough" will never be enough.
@freshlookbykatrina45245 жыл бұрын
I am already a member with Audible. Can I still get your monthly offer? and how ? (3 titles, 1 Audiobook + 2 Audible orginal. Please be advised. I appreciated your contents.
@mariaalvarez35255 жыл бұрын
I love this video!! It's so real and I love you debunking these myths!!!! Wish you could see me snapping along to this video