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What happens to excess funds in your health plan?
In a self-funded health plan, if your claims bucket isn't fully spent, that excess stays with you. It becomes part of your reserves, giving you a financial cushion for critical years ahead. ✅
But in a fully-insured plan? That money contributes to the insurance carrier's bottom line instead of yours.
In our latest podcast episode, Peter Rowe and Stacy Hutton break this down and explore why self-funding can be a game-changer for organizations looking to control costs and keep their assets working for them.
📽️ Check out this clip, and let me know your thoughts in the comments!
#SelfFunding #HealthInsurance #EmployeeBenefits #CostSavings