The Best Investment Portfolio Allocation For VAS + VGS ETFs Revealed

[@thebabadook1165]

Sound advice and a very well made video, thanks for your efforts.

[@TJBirrd]

As someone that recently made the switch from VGS to BGBL it was great to see it included as an alternative. Great video! Can't wait to see more.

[@raymondla]

Glad you liked it! BGBL is definitely tempting to switch over given the significantly lower management fee.

[@Meldrk]

@@raymondlafor a moment I confused it with BlackRock, was about to make a jump from Vanguard 😅

[@rc2276]

Great research.

[@Sapyyyyyy]

Great Video Raymond

[@raymondla]

Glad you enjoyed it

[@johnbowern5519]

Thought the graphics were great on this video !

[@tradingfundamentals]

I'm glad to see an Aussie investor recommending an international ETF. I just did an analysis video of VAS on my channel and found it to be quite risky.

[@andrewlim3708]

Good content mate

[@robertchaplin]

What fascinates me is the foreign exchange affect (and/or effect) on ETFs like VGS and its price and future. As you know the Australian dollar can move up or down a lot over time. Do you bring any of this into to your calculations or do you strictly adhere to numbers as they are. A secondary problem to me is the financial safety of foreign assets ETFs, actual and politically, and how you overcome, if necessary, any of this in your thinking.

[@vincentli1064]

That’s where ETFs like VGAD come into play. If you’re talking purely ex-Aus international ETFs, then having a ratio of VGS:VGAD, you mitigate any currency risks.

[@beatsbydal856]

Hi Raymond, as someone investing in their mid twenties, how do you feel about a 30/70 split between VAS/VGS?

[@iroh6730]

I’m young 23 and I’ve been doing lots of research but because I’m young I want to invest more aggressively and just maybe go all into vgs and nasdaq 100 and later on invest in vas would this be a good high risk and high reward and would u recommended this?

[@markopolo6640]

Practically how do you allocate a larger or smaller portion to each ETF? For arguments sake if had $1000 and I wanted to invest 60% VGS and 40% VAS, Is it simply a case of purchasing $600 worth of VGS and 400 worth or VAS?

[@vincentli1064]

Correct, although one may grow to become more than they other, hence rebalancing may come into play later on.

[@adamhawkes]

Thank you for this. Can I ask how you got the data for VGS pre 2014? Im not scrutinising, I am trying to find all of the historical data (pre tech crash) for VGS or equivalent to simulate what I plan on investing (say $1,000 per week), to see how a portfolio would have performed even during the tech crash as I am trying to brace myself for what may happen.

[@ozisharks2443]

Thanks Raymond - Im keen to setup a VAS/VGS portfolio - what is the best tool to do this with?

[@raymondla]

Hey mate - you'd need a brokerage platform to get started with this. You can check out a video I did recently about this - kzbin.info/www/bejne/qInPmo2Jh8qela8

[@donnlowel2387]

Subscribed...

[@marktaranto9918]

Very good advice, however I think you are missing the effects of currency movement. How much of the VGS should be currency hedged?

[@raymondla]

Over the long term studies have found that the effects of currency fluctuations to be pretty neutral. If you really do want to hedge against it there’s hedged versions of VGS like VGAD, but this comes with a higher management fee due to the hedging.

[@matthewfarrell317]

Any ideas on a good African and South American etf? I still think long term as they stablise more they have so much potential for growth.

[@rknadella03]

I hold VGS & MOAT, looking to one more covering emerging markets. what are my options available to analyse?

[@bbllueataznee]

VGE or IEM

[@ggbogo935]

25 Male Outside of super: 70/30 VGS/VAS Inside of super: 58/28/7/7 Int/AUS/bonds/property (15% internationally hedged) I also own property worth $640k

[@tritonoftasmania]

I think if you decided to go with mix of Australian and international shares, it'd be more tax efficient if you invest in Aus shares within super and international shares outside super as much as possible.

[@alanboy5532]

I was trying to find a split of aussie and international shares but i couldnt find it. So thank you for this video!

[@raymondla]

Glad you found it useful mate!

[@SummerHaze83]

I see that the graphics on the channel has improved quite a lot. Thank you for that

[@JulioSantos-dw1po]

Could you compare that with the biggest ETF that has very low fees ? Some of them like VOO has a 0.03 fee, would be better to invest via us ? Could you make a video comparing that ? The pros and cons ?

[@raymondla]

Hey there, whilst the fees are lower for some of the US-based ETFS, you'd have to consider other things that would add to that cost namely: - FX fees to change AUD to USD - Admin overhead from having to fill out W8-BEN forms - ETFs aren't domiciled in the AUS so you can't automatically re-invest dividends

[@sosuke4129]

I’ve also added VAE into my VGS & VAS portfolio. Think it adds a little spice

[@raymondla]

Solid addition to get more exposure to emerging markets

[@jasperjerry5793]

Another awesome video, improve the financial literacy for beginners, would appreciate if you can introduce and compare IVV and NDQ to the portfolio on top of VAS, where some investors focused on American and Australian share market.

[@ClaraTony-m2z]

Davis Deborah Garcia Eric Davis Patricia

[@SymonsFaithe]

Jackson Jennifer Perez Anthony Martinez Kimberly

[@anthonycarter7542]

Great content mate.. but please stop waving your hands at the camera on every syllable.

[@slideryt]

I agree. Stop. Just. STOP.

[@jwon2889]

Adds emphasis, its good keep doing you

[@momouppa]

Mate some people are just like that.