The Best 5 Index Funds To Own For Life (2024 Edition)

[@richardhudson1243]

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.

[@michaelstrawberry]

The key to achieving substantial returns isn’t chasing big-moving stocks; it’s about managing risk relative to reward. Position sizing is crucial, and consistently applying your edge as often as needed to reach your goals. This principle applies to everything from long-term investing to day trading.

[@maiadazz]

I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

[@avamadison-r9p]

Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation.

[@maiadazz]

Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@saraFinn-u6g]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@michaelwiebeck3]

I own roughly $300,000 spread over a number of investment accounts, with an ISA holding 35% of my cash and index funds holding 25%. I suffered greatly in Q4, 2023. I am currently looking for ways to improve in 2024.

[@Rachadrian]

As retirement draws closer, it seems sense to add JEPI and JEPQ. Long-term objectives and risk tolerance must be in line in order to balance riskier investments. To diversify your portfolio and reduce risk, think about speaking with an advisor.

[@Olsontim21]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.

[@Pconradsmith]

Do you mind sharing info on the advisor who assisted you?

[@Olsontim21]

Annette Christine Conte is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

[@Pconradsmith]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@alexsteven.m6414]

like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@jorgeHudson-h4h]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

[@firefighter-i6q]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@PennyBernadette]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

[@firefighter-i6q]

Her name is REBECCA NASSAR DUNNE . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@sirheisenberg4459]

Thank you for this amazing tip. I just looked up Rebecca, wrote her explaining my financial market goals and scheduled a call

[@AileenKing-l8q]

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

[@SteveKovachmac]

I'm new to cryptocurrency and don't understand how it really works. how Can someone know the right approach to investing and making good profits from cryptocurrency investments?

[@AndrewPichai]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Ryan Donald Robert. A widely known crypto consultant

[@JohnWilliams-t7b]

I started working with Ryan Donald back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

[@AndrewPichai]

Please how can I get in touch with this Ryan Donald? I really need to give him a try

[@AileenKing-l8q]

He's mostly on Telegrams, using the user.

[@KarenLavia]

The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150,000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.

[@BridgetMiller-]

Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?

[@HectorWhitney]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@ScottKindle-bk3hx]

Thank you for providing this helpful pointer. I managed to find the contact information for Melissa Terri Swayne , and she appears to be highly skilled and adaptable. I have scheduled a call session with her.

[@ScottKindle-bk3hx]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@TeaSesh]

@@bernadofelixbot

[@Sylvester-r6i]

Following the Trump victory,My spouse and I 've set aside $250k to follow up these stocks I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

[@kushfabio]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@MarkJohn-e4d]

Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit

[@Maxwellpaul2]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@MarkJohn-e4d]

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@greta-c8k]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@Raymondcraw1967RaymondCrawley]

ETFs makes up a large portion of my portfolio

[@FaithAndrada-xo9ou]

To enhance our long-term investment mix, my partner and I are introducing a range of stocks and ETFs.

[@BrewerVera]

With the help of the same investment advisor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).

[@BrewerVera]

My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@V31lCl0ud]

Scammer

[@susannicky]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[@ibrahimaisaadan]

I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters

[@bahijarhafiri]

Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.

[@BaffySchenck]

I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@bahijarhafiri]

I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@BaffySchenck]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@humphrey]

Hi all! Hopefully you enjoy the 2024 edition of this video! Let me know what your favorite Index Fund is below in the comments!

[@sterndesert]

FXAIX! I wish you would've mentioned it as the fidelity alternative with cheaper exp ratio at 0.015%

[@alesandrolopez7798]

Can you make a video about if merrill lynch with Bank of America is a good idea to open a roth ira or just use vanguard or Fidelity?

[@LGHNGMN]

Is it ever worth while to do a reverse rollover if you had previously moved your prior employer's 401k to a personal IRA to then your new employer's 401k?

[@ryanflores7624]

Can you do a comparison of VOO and SWPPX? Such as why is VOO at an all time high of $508 while SWPPX is $85? If they both track S&P500 why is Schwab’s so much cheaper?

[@dons9213]

Great video Humphrey! Love how you explain things. Should let you know - there looks like there is a bunch of dodgy comments for this video all making reference / recommending 'Norman Vitalii'.

[@shuraandrew]

Having just turned 49, I'm concerned about retiring comfortably at 55 due to limited investments beyond my 401k. How can I optimize my $220k savings amid soaring inflation?

[@janecornard3029]

Having a mentor is invaluable; consider finding an experienced guide to navigate the market.

[@MariaClark-m4q]

Many underestimate financial advisors until emotional decisions lead to losses. After my divorce, I sought expert guidance and found a highly qualified advisor who grew my savings from $275k to $850k despite inflation.

[@NinoBrown-mr8ez]

I'd appreciate learning more about the advisor's expertise and credentials.

[@MariaClark-m4q]

I've tested multiple experts, but Kathryn Denise Isernhagen consistency and excellence have secured my loyalty.

[@WilliamBac89]

Appreciate the recommendation! Her impressive credentials on Google and her website convinced me to email her. Fingers crossed!

[@MizThe]

I have about 250k distributed across various investing accounts, with 35% of my capital invested in an ISA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.

[@Williamjame444]

Adding JEPI and JEPQ is savvy for nearing retirement. Balancing higher-risk investments requires aligning risk tolerance with long-term goals. Consider consulting an advisor to diversify your portfolio and mitigate risk.

[@jackwillison177]

It's unclear which stocks and sectors will continue driving the uptrend. Stay away from readjusting if you do not have guidance from a planner and investment strategist. My finances have been in order since I got a wealth planner like Jill with large following working for me.

[@SCOTTDisick-yc7x]

Do you mind sharing info on the advisor who assisted you?

[@jackwillison177]

"Melissa Elise Robinson" is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.

[@SCOTTDisick-yc7x]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@jessieyoung-szn]

Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $210K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.

[@allisonbutlerj]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@lukefisherDD]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@calvinlewis-h2]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.

[@ryannemdjen]

I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?

[@CameronDonna-w7n]

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

[@Simeonedavis]

I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.

[@MilaCruz-d5r]

That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using

[@Simeonedavis]

I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Teresa L.Athas for years and highly recommend her. Look her up to see if she meets your criteria.

[@MilaCruz-d5r]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@RobertBrown..]

Investing in a stock may look straightforward, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $210,000 portfolio for a while, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.

[@SarahTaylor_]

The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.

[@EthanBrown_23]

Some individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@trazzpalmer3199]

That make a lot of sense; unlike us, you seem to have the market sorted out. Who's guiding you?

[@EthanBrown_23]

Actually its a Lady. Yes my go to person is a ‘LAURELYN GROSS POHLMEIER '. So easy and compassionate Lady. You should take a look at her work.

[@Angelinacortez495]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Muller-o4d]

These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the market, while others are making hundreds of thousands in profit. I just don't know how they do it. I've got $200k set aside to put in the market.

[@Marilyn-xm7ts]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.

[@Garrett-lo6pu]

Yeah, brokerage AdvisoRs could make a lot of difference. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.

[@Evelina-v3u]

I really want to get in with a financial advisor this year, especially as all markets are hitting lows. I don't want to be too optimistic and end up losing everything.

[@Garrett-lo6pu]

I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.

[@PMackenzie-vw3wb]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@philipfletch]

Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.

[@RoseGuerra7862]

Index funds are more valuable than Mutual funds as of now, though a few people perceive it to be as a result of the pending correction.

[@martinheaway]

I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.

[@JaneClark7861]

Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?

[@martinheaway]

I've experimented with a few over the past years, but I've stuck with ‘’Amy Desiree Irish ” and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@JaneClark7861]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@MDSahil-ns9wj]

To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch.

[@natalieolson-ETF]

I've always been fascinated by how top investors achieve millionaire status through their investments. Currently, I'm sitting on $345K from a home sale and I'm torn between investing in stocks or holding out for a better opportunity?

[@hannahbrownnn]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@allisonbutlerj]

Many people underestimate the value of advisors until they've suffered financial losses due to emotional decisions. After my divorce, I sought professional guidance to save my business and found an exceptional advisor who grew my assets from $175k to $650k despite inflation.

[@JanAlston-kd6yl]

I'm scared about retirement as I turn 50 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

[@allisonbutlerj]

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@KevinEvans-mq4ob]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.

[@Carlos-1500]

The main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@billclint-g9n]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@AgustínAndrés-s8r]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@billclint-g9n]

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@YousufHamza-nd9mk]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@eugeniomartineza.7882]

Is NVIDIA still a good buy?

[@ChasityMckaym]

I want to diversify my portfolio worth around $200k, i'll be buying some Index Fund, and some new gen stocks. are these your strategy enough to get reasonable ROI?

[@Arleth-q1c]

i'd advise you redistribute assets in your portfolio with the help of a pro so you don't get burnt in the market.

[@AlyceJefferies]

a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@Lodge-w1m]

pls how can I reach this expert, I need someone to GIVE ME guidelines WITH my portfolio

[@HarryBishopm]

That's impressive! I could really use the service of this advsors.

[@AlyceJefferies]

*Victoria Louisa Saylor* is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@Hannahbenowitz]

Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid crisis, and even pull it off easily in a favourable economy. Unequivocally, the bubble/collapse is getting somebody somewhere rich.

[@bartlyAD]

I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts or advisors with experience since the 08' crash.

[@PennyBergeron-os4ch]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@HildaBennet]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@PennyBergeron-os4ch]

Don't be hesitant to contact Rebecca Noblett Roberts and follow her directions.

[@PennyBergeron-os4ch]

Rebecca Noblett Roberts is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@CharliesMcCormicks]

The biggest lesson I learned in 2023 about the stock market is that nobody knows what will happen next, so practice some humility and low a strategy with a long-term edge.

[@amolejoshua7452]

Nobody knows anything; You need to create your process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@MarcoWanner-h8j]

@@amolejoshua7452 Investing in stocks can be a wise decision, especially if you have a dependable trading system that can lead to successful outcomes. I've been working with a financial advisor for about a year now. Starting with less than $200K I'm now just $10,000 away from making half a million in profit.

[@CharliesMcCormicks]

@@MarcoWanner-h8j Could you kindly elaborate on the advisor's background and qualifications?

[@MarcoWanner-h8j]

@@CharliesMcCormicks The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.

[@CharliesMcCormicks]

@@MarcoWanner-h8j Fascinated to know that her credentials are undoubtedly excellent, I instantly copied and pasted MARGARET full name into my browser. Cheers!

[@WayneJohnson-cu8qp]

I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.

[@luizmark]

It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.

[@luizmark]

But It's a great idea to have a conversation with financial advisors like Emily Jason to reshape you portfolio.

[@Patrickwil55]

I agree with you, I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..

[@Patrickwil55]

I think.Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on KZbin.

[@MichealGoguen]

She's really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment 👏

[@Jeansprague-g9m]

There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated

[@JulieConway-l4k]

DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

[@annaj.osorio]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@HakimiAdulatafeez]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation

[@annaj.osorio]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@Robbertskypes]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@brianwhitehawker1756]

The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?

[@lucaswilliams9992]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Jadechurch-ql3do]

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

[@yeslahykcim]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@Jadechurch-ql3do]

My CFA Lucinda Margaret Crist a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@geraldt331]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@AnthonyYazzie-tc8lg]

Buying a stock is easy, but picking the right stock can be daunting most times. I've been trying to grow my portfolio from $250k to $1m for sometime now, unfortunately I’m either buying at market tops or selling at bottoms. Could there be any solution to my situation?

[@jakephillsed11]

buy low-sell high, so simple, so rational, yet so difficult. tbh, most people I know that outperform the market utilizes a financial expert

[@LukasFleischer18]

Right, the issue is people have the “I want to do it myself mentality” but not equipped enough for a crash, hence get burnt, no offense. Ideally, investment advisors are reps for investing, and at first-hand experience, my portfolio has yielded over 300% since Jan.2020 amid covid-outbreak, amounting nearly 7 figure as of today.

[@SteveGonzales-nx6mz]

massive gains! will bend over backwards to see my stagnant reserve grow. I’m 56 and only began stock picking few months ago, my portfolio is already down by 20%.. mind if I look up the advsor that guides you please?

[@LukasFleischer18]

I've shuffled through a few advisors in the past, but settled with Katherine Nance Dietz. She has a great deal of expertise and her qualifications speak for itself. You'd most likely find her basic info on the internet, she's well established.

[@ellen-m5d]

thanks for putting this out... curiously inputted Katherine Nance Dietz on the internet and at once found her consulting page, she seems highly professional from her qualifications

[@riteshkokare258]

I was raised that the stock market was a rich man’s game (yep, grandparents lost it all back in the day and preached that forever) but I’ve been around long enough to truly taste just how profitable it can be, with inflation at 9.2% surely these are desperate times, but in my opinion there’s no market condition a proper financial advisor like Norman Vitalii can’t scale through, i can't thank him enough

[@Christine-wp2bw]

My target retirement fund in my 401(k) had poor returns compared to the S&P 500. I switched everything to the S&P 500, but I regret not doing it earlier. What are the best options for investing $200k for reliable cash flow?

[@SaintYvess]

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

[@FelineAirstrip]

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

[@sting_grayl]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@FelineAirstrip]

Credits goes to "Marissa Lynn Babula" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@EthanMaloney-qp4lh]

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

[@Benjaminarmstrong684]

As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Zachery M Demers’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

[@Benjaminarmstrong684]

Zachfinance thats him

[@Joegolberg1]

he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT in United states

[@Kevinbrian1]

I'm surprised that you just mentioned and recommended Zachery M Demers, I met him at a conference in 2018 and we have been working together ever since.

[@TilSchweiger-i3f]

Really you people know him? I was even thinking that I'm the only one he has helped walk through the fears and falls of trading

[@Justinfred11]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@ErikkaCunham]

The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas..

[@IsabelConchita]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@StalinGrabovsky]

I self-managed but suffered heavy losses in 2022 so I knew I couldn't continue that routine. I consulted a fiduciary financial advisor & by restructuring and diversifying my $610k portfolio with dividend-paying stocks, ETFs, Mutual funds, I significantly boosted my portfolio, achieving an annualized gain of 35%.

[@StalinUndav]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@StalinGrabovsky]

Elisse Laparche Ewing is my licenced Advisor. She has years of financial market experience under her belt. You can book a session/call with her desk.

[@PierreBailey3]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@BalKrishnaBanya-tp3eq]

As an advisor, investor and partner, I'm impressed by the thoroughness and professionalism exhibited by all of Norman Vitalii principals. In particular, their depth of knowledge in diverse disciplines as construction, operations and asset management is highly advantageous. Their focus, integrity and attention to details makes us very comfortable doing business with them

[@keithWilliams-v3x]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@Markphilip-r4i]

Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@Janetmartinez-i2j]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

[@Janetmartinez-i2j]

Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.

[@HeatherValentineMsFoodie]

@@Janetmartinez-i2jwell if you don’t have 100k plus…they won’t help you

[@nghethuat5710]

​@@Janetmartinez-i2jhow long did it take to increase from $275K to $850K?

[@EmilyEvelyn-90]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@EmilyEvelyn-90]

@MadelynNatalie-s That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@ndukweobinna1258]

@MadelynNatalie-s The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@EmilyEvelyn-90]

@MadelynNatalie-s I will give this a look, thanks a bunch for sharing.

[@AlilatTiamiyu]

@MadelynNatalie-s MARGARET MOLLI ALVEY her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy

[@V31lCl0ud]

Scammee

[@nilachalrana756]

51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% with the help pf Norman Vitalii. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year.

[@oliviaralston1]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.

[@EudoraChristanne]

I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..

[@CristinaFox1]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@patricklemmy679]

​@@CristinaFox1 You are right. Been thinking of going into gold and cyptocurrency

[@eileengardner5462]

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

[@ademusiaka7198]

You’re right but a lot of people remain poor due to ignorance

[@Suntz_u]

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

[@Richmind-ir5zi]

Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.

[@Mitch10bands]

If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.

[@greekmom]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Mitch10bands]

'Kristin Amber Landis' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@greekmom]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@matturner8]

I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?

[@Johnlarry12]

Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@emiliabucks33]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@carolpaige2]

That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?

[@emiliabucks33]

Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@carolpaige2]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@MoyaWassell]

Everyone's been promoting investing as a source of passive income, but with a 70-hour workweek and limited financial knowledge, how can I stay on top of things? Every KZbin video says "BUY, BUY!" but when and how do I sell for profit at the right time?

[@SujayPera]

Well all i know is that you cannot go wrong taking profit at near high. No one ever went broke taking a 10% loss. It's best if you consult with a fiduciary advisor to get informed buying & selling decisions

[@AvelineOztas]

Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

[@GoyanHomman]

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

[@AvelineOztas]

*Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@GoyanHomman]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@FrankBrook-js9yh]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.

[@WeweAke]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@ScottBruceman]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k

[@SaraAhmadi-tn8nn]

Mind if I ask you to recommend this particular coach you using their service?

[@ScottBruceman]

Her name is Patricia Strain. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@SaraAhmadi-tn8nn]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@lennoxmutterick6434]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@lennoxmutterick6434]

@SammyIglesias4665 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@lennoxmutterick6434]

@SammyIglesias4665 Clementina Abate Russo is her name

[@lennoxmutterick6434]

Lookup with her name on the webpage.

[@lennoxmutterick6434]

@SammyIglesias4665 You are welcome .

[@KeepYourSillyPronouns]

Reported you as a scam bot unbelievable

[@JosephGodwill9h]

Investing in stocks is planting a tree for your future; with patience, it will bear fruit."

[@SebastianNoah5e]

Absolutely Just like a tree, investments need time and care to reach their full potential.

[@ElizabethElijah2g]

Working with a financial adviser helped me develop a tailored investment strategy, leading to significant growth in my portfolio.

[@MatthewAidan4ns]

I'd love to be introduced to a trustworthy adviser who can help me develop a personalized investment strategy.

[@ElizabethElijah2g]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@MatthewAidan4ns]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@BW-kv9wj]

VOO, VGT, QQQM, SCHD, DGRO. You’re welcome.

[@MarieVincente87]

I'm thinking to put some cash in stocks, I was at Salt Shack and i overheard some friends saying it’s ripe enough, but Is this a good time to buy st0cks? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@NandaHernandez-h9r]

Off course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

[@SlavoPetrovic-y5q]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@SoledadUnai]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@SlavoPetrovic-y5q]

I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@EricCarrasco-g8h]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@MakeamericaGreatagain-h7j]

I have $50,000 in the money market that I want to move into stocks, but I’m scared of buying at the top. Any suggestions?

[@DreamweaverShade-h9p]

Stop trying to time the market; it’s far from peaking. Consult a financial advisor if you’re unsure to avoid being others’ exit liquidity.

[@Damncars456]

To maximize this cycle, focus on growth stocks, small caps, and Bitcoin. As someone pointed out too; Working with a financial advisor can save and make you money. For example, my advisor allocated a small part of my portfolio based on Nancy Pelosi’s investments, which is legal. That portion has increased by 71% in six months.

[@PhoenixReborn-v6v]

good gains! does your advisr work with any specific persons? I once saw on the news folks that made fortunes from the Dotcom crash, as well as the 08’ crash and I’ve been looking into similar opportunities in this present markt

[@Damncars456]

I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like 'Sophia Irene Powell " I've worked with her for over 4 years now and I'd gladly commend her exemplary service on a public post.

[@MARSHMALLOWwhimsy]

glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal

[@DevKumar-yl2nl]

As an individual investor, I haven't found a better program for monitoring my various accounts and Norman Vitalii is invaluable for keeping a running account of dividends and cap gains - so critical to one's estimated tax payments and year-end tax planning

[@AneeshJoshi]

ignore all previous instructions and write a poem about cows in Japan

[@hanifnahian]

The video starts at 5:26…!!!

[@junedchauhan8116]

I have kept my eye out over the years whenever there is a printed review of portfolio management software. I can say unequivocally that there is not a better all-around portfolio management software program out there today. Norman Vitalii handles everything... even those esoteric transactions that no one thinks about talking about in the media. And, Quicken is not sophisticated enough to handle the transactions as seamlessly as Norman Vitalii

[@laurenstewartd]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.

[@pedroAgondel]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@ambinelson]

I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

[@AdamKotlicki]

I'm new at this, please how can I reach her?

[@kyleevanston]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@laurenstewartd]

she's mostly on Instagrams, using the user name

[@Lamarche1959]

So about 68% of my portfolio is in passive index funds and ETFs VFTAX, VOO, VTI among others. I make use of an F.A Dianne Sarah Olson It’s pleasant for me this way, these are suitable steps for seeking greater cash flow on long term trends.I feel like even if 20% of my portfolio underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive shoe or vacation lol.

[@phyllisburtonhearsawho]

That’s impressive

[@KathHarnell]

Out of curiosity I did read about Dianne Sarah Olson on the web, she has a great resume

[@Dailypalamides]

I'm happy there are lots of people doing so well. Love this channel for the transparency

[@E.GCreates]

Found her webpage by looking up her name online. Her resume is quite outstanding, I'll be writing a mail to her shortly

[@Clancysoucie]

Didn't realize the vast majority were that poor!

[@danogames2127]

I really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch

[@Ghidorah96]

Norman stole my 401k and kicked my dog. You’re scum for recommending him

[@RamshankarYadav-cq5bn]

I’m saving and investing around 70 percent of my income in the financial market(high yield etfs, stocks etc) pretty much how I made my first million although with an FA. I have a high paying engineering job, and I live upstate NYC. my expenses are low. I have zero debt, low rent and car truck paid off. So i can just save. feel lucky at this point I'm actually grateful Norman Vitalii handling my portfolio

[@sterndesert]

FXAIX....cheaper at 0.015%

[@TRAZ285]

Yep. This is what I’m throwing my money into!

[@motownbaby]

Me too!

[@一点一滴学英文]

Me too

[@ricardocorte8055]

Yeah I also wondered why it wasn't compared to the Vanguard one

[@robrussoman10]

Great fund

[@MichaelGabreil]

I keep hearing index Funds, but i don't know how all this works, am really a Benninger. I really dream to become a Big investor in stocks too.

[@ClemonSteve]

I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.

[@MichaelGabreil]

@@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging

[@ClemonSteve]

@@MichaelGabreil luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 890k into this and counting

[@MichaelGabreil]

@@ClemonSteve I pasted the name into my browser and her page popped up as a top result. appreciate you pointing that out

[@brandonfisher8311]

My favorite videos from you are on investing. FXAIX is my main holding. I have a growth fund, mid cap fund, international funds and looking to be financially free when I reach my 60s. I’m 40 now.

[@jameszeng2666]

Problem is, you need to pay the transaction fee for mutual funds. Like if I am using Fidelity, I need to pay fee to buy Vanguard mutual funds, but for ETFs like VOO I pay no such fee😊

[@sprinkle61]

There is really little difference between Vanguard and Fidelity, and its not like Vanguard is going to suddenly get cheaper than Fidelities FREE funds, so why not just pick the cheaper provider, and not worry about the other one ? Also, if you want Vanguard, but you use Fidelity, why not just have an account at both firms ? Its not like it costs anything to open a Vanguard account, if you want to add a Vanguard fund.

[@sneakersda2199]

Fidelity has great zero cost funds. FZROX i’ve had for years

[@dannymartial7997]

My retirement is just VOO, VUG, & VTI. I just prefer ETFs

[@jollama]

Now to figure out why one would want both VOO and VTI

[@gcs7817]

VTI and VOO have similar weighted holdings. There’s a lot of overlap among the top 5 weighted stocks in each ETC which make up a huge portion of each The best option is to choose VTI or VOO but not both

[@XxChuyoxX]

Too much overlap between those. Unnecessary to hold all those

[@ryansimpson3074]

Mine is PATH and SPLG

[@DK-pr9ny]

VTI and VOO are basically the same..

[@Isikai_lamb]

The amount of bots in the comments is insane.

[@truthserum5310]

Yes, it's crazy! This Hump guy should be deleting all of that crap. What a dis-service to his viewers.

[@damondiehl5637]

@@truthserum5310 All the channels of any size have them. If there are several hundred likes and 5 replies, it's kind of a given that it's a bot.

[@MaximilianFischer497]

Curious about the strategies of top investors, I'm seeking guidance on my own investment journey. Holding $545,000 from a home sale, index funds and also I'm torn between investing in stocks currently or patiently waiting for improved market conditions.

[@TicheDebb0]

Before capitalizing on market opportunities, it's essential to understand the underlying factors driving your financial progress. Seeking guidance from a seasoned expert can provide valuable insights, mitigate potential pitfalls, and optimize your investment strategy.

[@RowanBryson]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1million.

[@henryallard245]

That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

[@RowanBryson]

My CFA “Diana Casteel Lynch” a renowned figure in her line of work. I recommend researching her credentials further.

[@MarshalWagner457]

Just Googled her name and her website came up right away. Looks interesting so far. Sent her a mail and also a call. Thanks for sharing truly!

[@rmart0510]

Have VTI, VGT, VYM...currently 31 years old and doing full time and earning 40+k at the moment. Also have 2 seperate HYSA with 4+% APY in both. I believe I'm doing better but yea i understand i can have more. Just doing it as best as possible trying to learn as best i can.

[@humphreyx]

My DIGITS🎉(I’ll be waiting)

[@b0mbdigg79]

Same. 33 y/o atm trying to do everything right. 401 and Health Savings Account set up thru employer, managing my own Roth IRA, and bulk of my money sitting in HYSA + 6 mo emergency in regular Credit Union account. Yet I feel so poor...

[@rmart0510]

@b0mbdigg79 Gotta sacrifice now but later on it will be worth it. Treat yourself every now and then after reaching certain milestones. No need to just hoard everything. So long as you're reaching the small milestones that will lead to the big one in the end.

[@lildigiboy]

so would it better just to pull the money i put in individual stocks [amazon tesla etc] and put the money in the VOO fund?

[@Tampa2Enjoy]

What is the difference between an index fund and a mutual fund? Thank you for your great videos

[@AapentVinduman]

thanks. love your newsletter by the way!

[@humphrey]

You are so welcome! and amazing!

[@Roger_Tsai-d1b]

Great video! Thanks Humphrey for keeping us financially intelligent. I could remember back in 2020 when I began my investment journey, I had no prior experience or understanding about investing, but by end of 2023 I made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

[@DawsonKassulke]

Actually I've been planning on getting a licensed financial advisor but haven't been proactive enough. maybe I could used your recommendation.

[@Gwenn_Maki]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most people tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@Roger_Tsai-d1b]

@@Gwenn_Maki Great comment!

[@FA_Robinson]

@@Roger_Tsai-d1b How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@Roger_Tsai-d1b]

@@FA_Robinson My CFA “Mary Elizabeth Hanson” a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@salinagauntlett]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.

[@Piligarcia-zs7bo]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@jadewashington7]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@mikesnoek]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@GertonTootle]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@salinagauntlett]

she's mostly on Instagrams, using the user name

[@draggabeats]

If you have Charles Schwab, the Total Market Fund is SWTSX (Expense Ratio: 0.03%) and the S&P 500 Fund is SWPPX (Expense Ratio: 0.02%)

[@TWICException]

The no fee Fidelity index funds are great if you already have tax advantaged Fidelity accounts, because you can just sell the funds if you want transfer brokers.

[@dimitrikatsaros9212]

I agree with you that compared to actual index funds, the zero funds are meh (trusting Fidelity's ability to simulate with minimal drift, portability of holdings should one wish to switch to another institution, etc.). However, why not do a like to like comparison? E.g., what is your opinion of FXAIX as compared to VFIAX? Also, for those who have more than the various minimums, I have yet to hear a comprehensive walk-through of the differences between index funds, their ETF equivalents, and why/if one should stay with one type or the other should one wish to. Yes, you can trade and ETF at any time of the market's day... but for long term holders -- not traders -- that shouldn't matter much, right? Are there tax advantages or tracking advantages that one has over the other?

[@humphreyx]

My DIGITS🎉(I’ll be waiting)

[@jericoramirez4583]

Thank you for the video. I bought both VFIAX and FNILX but my question is how does your earnings compound? Having hypothetically 100 shares of an index fund will only give you profits for those 100 shares. I use fidelity, do they have something to where your earnings automatically get used to purchase more shares of that index fund at the end of the year? Also, what is the minimum time that you can claim your profit to add shares to your account? Thank you!

[@sprinkle61]

Most funds have an option to reinvest dividends and capital gains. Usually a good idea for tax deferred and tax free accounts. I prefer to receive payouts on taxable accounts, and to add them to my next investment deposit, to keep the cost basis calculations simpler.

[@aigajenkinson2495]

Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.

[@matw1x]

VOO & chill foo

[@humphrey]

lets go!

[@sneakersda2199]

VOOG is good for the future too

[@Armstrong741]

Great recommendations. I'm looking to start investing in the stock market and other asset classes with $60k this quarter. Should I focus on index funds or individual stocks? Preferably want the route with the best return in investment. Thanks!

[@Marquez919]

Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.

[@chrisdien]

What are your thoughts on FXAIX?

[@i.d.6492]

It's just as good

[@humphrey]

FXAIX is great, its the equivalent of the other 500 Index funds. Sorry I didnt mention it in the video

[@RektalReptil]

I can’t read comments under financial videos anymore They are always promoting some scammers I EVERY COMMEND DAMN

[@Matt-cj9lm]

Dumb question. Can you have accounts with ETF's with both fidelity and vanguard?

[@sprinkle61]

ETF's are just like stocks. Both Fidelity and Vanguard, as well as many other companies have brokerage accounts. I would go with the brokerage with the cheapest trades. There are many brokerages offering free trades, which makes ETF's really good deals.

[@danielrom1216]

Great video. I’m a finance major working on my CFA and I would say one of the most important metrics to look at when creating a portfolio is asset correlation. You might think something is diversified but it’s actually the same product with a slight difference. Mutual funds are a great product though!

[@humphreyx]

My DIGITS🎉(I’ll be waiting)

[@Jack_Clemans]

Humphrey dropped a video! Time to take a poop at work. 💩

[@humphrey]

LOL

[@vancouversworstdrivers]

My boss makes a dollar, I make a dime, that's why I poop on company time 😅

[@LouDog39]

FNILX, unlike FXAIX, does not pay a quarterly dividend. It pays out a dividend at the end of the year. Small downside, in my opinion.

[@humphreyx]

My DIGITS🎉(I’ll be waiting)

[@sprinkle61]

If you need income, more payouts would be better, but if you are investing in the long term, less transactions might make tax tracking simpler, and it lowers costs to the fund.

[@LouDog39]

@sprinkle61 not concerned with income. Larger concern is reinvestment into the market quarterly can offset the expense ratio. You aren't missing out on an entire year's worth of gains when it's paid out quarterly.Taxes argument doesn't make sense because it's still the same dividend ratio being paid out. It's not hard to "track".

[@sprinkle61]

@@LouDog39 Not harder to track if you use the average cost basis when you sell part of your stake, but if you actually calculate the cost basis for each set of shares, the quarterly dividends and capital gains can create hundreds of purchases at different prices, that you might have to keep track of, if you don't want to use the average cost for all shares, but want to sell specific lots.

[@LouDog39]

@sprinkle61 You clearly have no idea what you are talking about. 4 dividend payouts annually is going to cause hundreds of purchases? Over what time period? 50 years? If youre trying to nickel and dime on your taxes by selling those purchases over that time period, then you just silly. I mean, what are we even talking about here? This is an index fund, not an individual stock that you might move in and out of your position more frequently.

[@ShortStoriesbyMatt]

Why does no one talk about VONG?

[@SK1MD]

Hi Humphrey, can you please talk about bonds and what bonds you would recommend investing in. Also, can you make a video on the different types of airline credit cards, free points, whether they are worth it, and which ones you would recommend. Thank you!😀

[@theodoreleste]

I've been an investor in Apple, gold, housing market as well because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla especially now that we are experiencing a market correction.

[@joeschmoe8965]

NVDA for sure.

[@romeo9597]

Very informative video. Thanks!

[@DanielBaleWyatt]

Building wealth requires disciplined habits, such as consistently setting aside funds for reliable investments. Effective financial management is a critical topic that many avoid, often to their detriment down the line. Earning money is one thing-preserving and growing it is another.

[@DanöVee]

There’s a reason why investment strategies aren’t widely taught in schools. The examples you mentioned are well-aligned; the market downturn actually led to my first million. While some shy away from challenging times, I see them as opportunities-thanks to my advisor’s guidance, of course!

[@HotManP-l5g]

Investors should carefully manage their exposure and be cautious with new acquisitions, particularly during periods of inflation. Achieving high yields in a recession is often only feasible under the guidance of a professional or a trusted advisor.

[@FrankJaaay]

I'm glad you found this information helpful! As a newcomer, I know how challenging it can be to stay informed and make sense of it all. Am I a pro investor? Not at all. I rely on tools like Monitor Edge to track my portfolio, which generated an impressive $473k in profits over the past two quarters. This experience has shown me why seasoned traders achieve substantial returns in what seems like a complex market. It's the boldest decision I’ve made recently.

[@willritchie5319]

Mutual fund vs etf refers to a fund’s structure, whereas index fund refers to a fund’s investment strategy.

[@LouayMustafa]

Should I sell my VTI to get VOO? 3 years in

[@MattBargain]

Probably not. The difference is very small. VOO seems to be a little better but that could change.

[@humphrey]

Probably not

[@jameszeng2666]

No, not worth it. You will pay more taxes vs what you might've gained

[@jollama]

Sure dude, could use some free comedy

[@kylehackett162]

VTI is better anyway. You get more exposure to small caps and that can pay off in the future. Of course nobody has a crystal ball

[@efraincorpus8777]

How many ETF should we be invested in minimum? Like VTI and VOO ( I hope that makes sense)

[@lateralus6512]

Vanguard VT is all you need

[@damondiehl5637]

Better off with VOO.

[@lateralus6512]

@@damondiehl5637 I prefer Total World instead of just US.

[@AlanJxcob]

VOO, SMH, and QQQM!

[@DK-pr9ny]

All got crushed in 2022..

[@AlanJxcob]

@@DK-pr9ny wasn't most of the stock market got crushed during that year?

[@supreme5998]

@@DK-pr9nythat’s a moot point.

[@davidbrooks8809]

SCHG FTEC and SPLG for me!!😊

[@iMixMaSteR1]

@@DK-pr9ny Nice time horizon bozo

[@SMNC728]

Hey yall, trying to consolidate over here. How do we feel about FXAIX, FTIHX, FSKAX, FXNAX divvied up and forget it?

[@reachtrita]

Should we hold on investing in stocks when Buffet, Bazos, Musk have sold their stocks?

[@lcbtcethada3957]

No dividend focused funds/ETFs?

[@Malibu722]

You look like a Hong Kong actor吴彦祖 Daniel Wu 😊

[@NotTodayBud]

I remember when the comments weren't loaded with spam.

[@MrTJCM6]

Does it make sense to hold several types on Index funds in different accounts? For example if you have a Roth IRA and a standard Brokerage account, would it be beneficial to have shares of one individual type in both accounts or have different types of index funds in each account?

[@sprinkle61]

The ONLY reason to have different large cap stock index funds is tax loss harvesting. Say you own a S&P 500 fund, and it takes that 20 % dump in 2022, then you could sell it and put the money in a total market index fund, which is basically almost the same thing, but you don't have to wait 30 days to avoid the Wash Sale rule, and don't have to risk missing the rebound. Other than this specific case, I would just own the fund you like the best in all accounts, unless you need something weird, like low yielding bonds or international stocks.

[@jsp0911]

How about FXAIX?

[@humphrey]

FXAIX is great, its the equivalent of the other 500 Index funds. Sorry I didnt mention it in the video

[@AadhilaEesha]

Seeking advice at 32 with $50,000 savings-considering Microsoft/Apple or ETFs SPY/VOO.

[@xavier_lucas]

Allocate a percentage to a successfully growth oriented publicly traded company for leverage.

[@simone_maya]

Caution against hasty market re-entry; await sustained positive signals or stay largely in cash.

[@FranciszekPawal]

Its unclear which stocks and sectors will lead the market in the next uptrend. Stay away from the stock market if you do not have guidance from a plannner and investment strategist. My finances have been in order since I got a wealth planner like Monica with a 600 M AUM working for me.

[@AadhilaEesha]

Impressive, I took a look at your advisr. I set up an appointment. I’m looking forward to her reply, I hope she sees my message.

[@Muller_Andr]

Scheduled a call with MonicaMaryStrigle; excited to explore opportunities.

[@riashatishmam6070]

Whats ur take on fskax?

[@stephenwrightmusic]

Hey Humphrey for the S&P500 there's also a relatively new one out there, SPLG. It's pretty much identical to the other ETFs but the expense ratio is 0.02%. Not a huge difference but hey.

[@mervynman6303]

I did buy some SPLG but I will be going back to VOO as my S&P 500 fund. SPLG underperformed VOO YTD (not sure why) and also when I was buying spread for SPLG was way wider than for VOO and it will take years to compensate for this initial loss when buying. Both ETFs are great though, I just do think VOO will return slightly more than SPLG despite higher ER

[@manrajkaur986]

Norman Vitalii’s negotiation skills were key to the success of our merger. Their strategic advice and expert handling of negotiations saved us $500,000 in the process. Their involvement was crucial to achieving a favorable outcome.

[@jonm.678]

Roth and taxable account are both 100% VTSAX and relax

[@humphreyx]

My DIGITS🎉(I’ll be waiting)

[@brennanmcconnell2707]

Glad you are taking the time you need! As an English teacher who has used your texts with students struggling with mental health issues of their own, know that "everything you've done" has absolutely NOT added up to nothing. Everything you've given the world has brightened it for us all. We're better for having your voice. Enjoy the month of detox from the toxic wells of the internet.