The Best of Wealth Building | Dave Ramsey's Greatest Hits

[@superfark5914]

I tried asking my parents once about how much they make and bills etc..I was told it's none of my business. So yes, I wasn't educated in finance in any way. Went through a bankruptcy in 2005. Learned how to live on the money I make. Wish I could jave found Dave 20 years ago. I have only found you Dave in the last 6 months. Now I'm teaching my 10 year old about bills and how to avoid credit card debt.

[@PamelaWall-s2q]

I was a whole adult when I figured out how much my parents made. I stumbled upon a paystub and a tax return when I was in my twenties. We never discussed money matters either. Mom said I needed a budget but didn't say how to budget. Everything I learned about budgeting is from Larry Burkett and Papa Dave (Ramsey, of course)

[@mariaadizaslastadizas5380]

Thank you papa Dave Ramsey,

[@mariaadizaslastadizas5380]

Ignorance, laziness, lack of ambitions,

[@alqoshgirl]

I will never understand parents doing this… it’s part of being a parents teaching your kids good money habits.

[@Neatnik00]

Found Dave at 25 and even then I vowed to raise any children I had with a financial education. My dad is someone who is in love with debt and doesn’t see how it has ruined his life. My mom was a passive wife and is now rebuilding after their divorce as a woman in her early 60’s. It stops with me, for my family. My son is 7 and already knows how to save money better than both of my parents.

[@That9thGen]

I can finally say after 2 years I’m finally debt free at 23 years old. I was paying a lot of “stupid tax” but now I’m on my way to saving as much as possible with my partner.

[@rbraxton00]

Congratulations

[@guccithunder6136]

Your Business Partner?

[@jimmymcgill6778]

And in 30 years, how much would you lost by not investing in your retirement?

[@That9thGen]

Thankfully I work in the hospital and I’ve been investing 10 percent a year in my retirement plus and extra 4 into my 401k only at around 20,000 for total retirement. My fiancé is around the same. We have two kids and I am just trying to survive.

[@mikethelandscaper41]

​​@@That9thGen I work in a hospital also. Now work on the life choices. Like Dave said, doing things backward makes everything difficult twice. Don't hear that I have never made bad decisions. Just work on making good choices going forth. Your life will be so much more fulfilling. Go love life.

[@karebear326]

Live on less than you make. Live on a plan (budget). Pay off debt. Learn to save and invest. Generosity. Belief. I am in control of my own money. I am in control of my own financial decisions. Which means i fight tooth and nail to get to where i wanna be, because i believe it is possible. These options matter. Your choices matter. Your actions matter.

[@shadowrxmpxge8905]

Write this down people!!!

[@shadowrxmpxge8905]

Write this down people!!

[@reuben5570]

Credit Card is the cigarette of the financial world. 😂 Were on baby step 6, this plan has been a blessing.

[@rickbackous1041]

I had a financial plan laid out when I was 12 years old in 1973. My parents taught me these values. I found time to go to school, play sports and work my butt off at various jobs. I paid cash for my first car and paid for my own insurance at 16 y/o. I started my first fulltime job at 18 and invested from day one. Yes, I borrowed money for my first house and new car, but I paid everything off as quickly as possible. I have been 100% debt free since 1994, long before anyone ever heard of Dave Ramsey. I retired very comfortably at 60 and am enjoying a very happy, healthy and active retired life. I can attest that Dave is 100% correct in his approach. It's just a shame that he has to teach you instead of your parents. But I guess if we all listen and apply everyone wins.

[@rnarzu]

The Money Game on radio station WWTN/Nashville in 1992. The show eventually became The Dave Ramsey Show,

[@gratefultrucker7781]

Where do you live? I want to move there.

[@robfromdowntown4117]

I wish I was a boomer

[@NICKELS181]

Why didn't you choose to retire before 60. Was there a Mark or a number that you thought was your retirement number.

[@rickbackous1041]

@@NICKELS181 Scared and Health insurance cost. The great unknown. You're right though, looking back I should have retired several years earlier.

[@josephlabranche4889]

30 now spent the last few years in dave plan got yelled at and look down on for not having credit or credit cards but now 20k in roth and 401k and 6 months of livin expenses i will never buy somthing again if i cant pay for it in cash

[@kpeggs82]

I didn't understand it when I heard it but believe me the grass under your feet feels different when you own it

[@striperkid]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt so, thank you to..........myself ! Good job bro !

[@namsingbirdnestco5014]

Thank you so much for your Wisdom and Guidance Mr Ramsey huge fan from Thailand 🙏

[@karebear326]

Personal opinion on poverty: You live what you know. What you see from the people you grow up around you is what you know. Lack of financial education at school or education in life on money, like don’t live above your means, like why debt is not the answer etc.

[@mikesoutside]

I've been taking the rice & beans thing seriously LOL, but I'm not picky

[@LittleMopeHead]

I stopped using credit cards and using debit/cash since beginning of February. Waiting for my next paycheck to pay the rest of it down. I've had it!

[@LadyRishae]

Thank you Rachel for bringing this to me!! I’ve always wanted to start from the beginning because I knew there was more wisdom available 👏🏾

[@jiti1086]

The Brookings Institute came up with three steps for poor teens to get out of poverty: 1- Complete high school 2- Work full time 3- Get and stay married, but wait until age 21 to have children.

[@coltglass1270]

Ide love to see Caleb Hammer on the show. Great stuff Dave! Thanks!

[@iamjam7124]

I have agreed with everything besides the giving. I gave and gave to people only to get screwed out of alot of things. I guess I helped the wrong people but I am never giving again do to the amount it set me back in life. Maybe in the future I will but I will not go outta my way anymore for people who act like they need when they don't.

[@republicunited2183]

I love your truthfulness Dave!!!

[@jeannedawson443]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.

[@BenjaminOLeary74]

I'm surprised that you just mentioned and recommend Elizabeth Wesley. I met her at a conference in 2018 and we have been working together ever since.

[@Aaron_Sanders403]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

[@Barthuffman]

You trade with Elizabeth Wesley too? Wow that woman has been a blessing to me and my family.

[@mustafaburak1123]

I'm new at this, please how can I reach her?

[@jeannedawson443]

she's mostly on Telegrams, with the user name.

[@lizvandermerwe8716]

I really wish I had all this info 25yrs ago. I am now retired but will use the info from now on,

[@danggoy]

thank you dave

[@marypladsen5231]

This is what makes it hard for me to defend DR to others.

[@annahopp]

What resonates the most with me is that the three sheets of paper in the upper row are all organized in parallel with equal distance between them and the table edge. 🙂 The wrinkly piece of paper drives me nuts. Needs to be reprinted. 😛

[@ladyarwenwilson3580]

I am Jewish and I am not rich. People always think that Jews are rich. We are not rich. We are disabled and my husband is a veteran. We live on $1845 a month

[@deetin3658]

My son goes to like a Stop & Shop.And he friended the sky that pushes the wagons. He's given more. Stuff to that man close wise and shoes to him. Feels that.

[@rebekahdecavit2354]

19:00 Does that take into account the proportion of income used toward cost of living? San Franciscans might make more, but how much is left over after paying for rent and food? I don't know if this is true, but I've heard that people making $100,000 per year in San Francisco are still considered relatively poor because of how expensive it is to live there.

[@Robertgriffinne]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

[@Alejandracamacho357]

You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

[@PhilipMurray251]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@wealthychronicle-i1u]

)How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@PhilipMurray251]

NATALIE ANN BRINKMAN is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@wealthychronicle-i1u]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her

[@DTWCT]

Dave carries a 1911. I knew it! 😂

[@lynngreen9637]

When I got divorced after 3 decades, I decided to live like a college student until I had a good financial footing for my future. I didn’t have debt, but I also didn’t have any savings. I was told by friends it was irresponsible for a single woman to have a used car, and the inexpensive apartment I moved into close to work was in a bad part of town. My best friend refused to ride in my car (embarrassed), felt uncomfortable coming to my home for dinner (at the time my dishes came from a thrift store), and bought me pepper spray because she was worried about me walking into my apartment. I didn’t tell her at the time, but my marriage was a lot more embarrassing and dangerous than starting over. I understand why people overspend to keep up with appearances. I saved $40K during that season of my life but lost some friends.

[@dmitriykono]

You definitely didn’t lose any friends. If anything, you got a chance to see who your real friends are.

[@1463FJ]

i 100% agree with his financial advice. I don`t like the political rants. From anyone. Either you are about financial freedom or not. Even people you don`t agree with can be pretty responsible and upstanding citizens. And I am even a Christian. Maybe I don`t get the complete mission of Dave but the more people you can help get debt free the better for everyon because it is expensive to have poor peope. Don`t preach and alienate if you protest to be all about financial freedom. Pick a lane.

[@beck943]

Economics and fiscal responsibility ARE political. The attitudes of "my choices are my responsibility" vs "it's the government's job to help" ARE political.

[@deetin3658]

My church collects clothes and everything for the poor my church has a pancrea. And the one a town away helped one of my siblings with her bills and kept a roof over her head until she got a job that's giving.

[@deetin3658]

Read the book jd Vance. Great book .it's in the library.

[@primodesiderio2666]

Crystal clear, what camera are you using?

[@7BillionReasons]

I drive a Subaru and vote conservative . Don’t come after my favorite car 😂 Also I grew up on you, Dave. You’re like a dad!!

[@joygarrett8397]

Great program!

[@rnarzu]

😂twits on twitter😂 BTW beans are delicious, nutritious and cheap. Many ways to diversify them😅

[@cindypatrick785]

Add brown rice, quinoa or other grains to the beans for a complete protein that helps you feel full longer. Add some homemade cornbread 😋 10:12

[@republicunited2183]

Just made bean and veggie chilli, so good!

[@TommyG11814]

Good stuff Dave

[@barbmac75]

I also thought he meant literally rice & beans 😂

[@VelgrimNestorus]

Lmao i actually had to eat beans and rice for a couple weeks so i could pay bills. Not the worst.

[@nibaprinceghislain4526]

Wow impressive ❤❤❤❤❤ this was good

[@Contreras-z4e]

Facts Dave is the Goat🤙🏼

[@vitaminwater6235]

The way Dave says DEBT is powerful LOL

[@dic2504]

Hmmm as a vegan I do live on "Beans & Rice"😀

[@MrTheBest247]

"I am living proof that this stuff works" - daughter of multi millionaire

[@daltonbrasier5491]

Jealousy will kill you.

[@noname9862]

How do I begin to invest, if I don’t know how? How do I learn ?

[@americantadpole7162]

Go to a financial advisor or wealth management company, they will hold your hand through it all

[@mrjunk7315]

As a 14 year old, I risked my life to cross the border illegally. I knew no English, because of my status at the time I did not qualify for any financial aid, I worked full time while going to school full time. Finished 3 degrees at a local community college. Went through the process to become legal through marriage, spent a year out of the US waiting for an immigration pardon, returned to the US, worked my a** off and continued my education. Was in debt all my adult life until earlier this year that I became debt free after my 2-year debt free journey. Now I make six figures, have a successful career and I know for a fact that I couldn’t have done this outside of the US. Regardless of my education, in my home country I would have never been able to get all the opportunities I received in the US. How funny. I also lived in Long Beach, CA when I got to the US, and to me I never saw it as a ghetto place.

[@Youtubeautumni]

I actually bought beans and rice 🤦🏾‍♀️

[@olyal9650]

We saved 10k living literally on beans and rice. Our kids, now a decade later, are still “traumatized” by it!

[@carrielassiter8455]

It’s a good thing you don’t believe in rhetoric that divides the country.

[@pj3039]

the washington compost is a great example of the bible verse Romans 1: 22 - "Professing themselves to be wise, they became fools,”

[@Meme01043]

Half way to video and already made budget for next 6months

[@leeboy244]

go dave!

[@pdxway]

Ramsey is correct about credit cards.... for majority of his audiences who have no great self controls. For those of us who have great self control, credit cards are blessing. We pay off balances every month, while enjoying nice cash backs, miles, etc., every year.😊

[@edb7366]

What’s so wrong with a coexist sticker hahahahaha. I don’t have one but damn

[@elisegothlix1183]

Still not sure what God has to do with finances but thank you for the information

[@mwilging]

Dave Ramsey is a Christian who subscribes, as do I, to the notion that everything - finances included - belongs to God. He gives to us out of His abundance. So once we start living with this reality, it frees us up to see finances as a gift from God; it creates a paradigm of thankfulness instead of selfishness, as the Bible talks about the love of money being the root of all evil.

[@elisegothlix1183]

@mwilging oh I gathered all of that, except there is the part where Jesus would shake his head at that Ramsey truck if he existed today. And since there is no scientific evidence for a God, I'll continue with that reality personally. I don't think I'll follow the ramsey method for anything but I'm glad that he is getting people out of debt. People are drowning.

[@RodrigoRamirez-eq6gj]

God likes money. God needs money, your money.

[@mwilging]

@@RodrigoRamirez-eq6gj 😂😜

[@elisegothlix1183]

@@RodrigoRamirez-eq6gj bahahahaha so true

[@Anthonycapone8146]

The only difference is, talking about those very rural areas, black or white, there's no opportunity there, urban areas are loaded with opportunity.

[@l.b.curlew7929]

If I bought a home, and no longer am able to keep up with the payments as well as other debt, how do I go about selling? I know there will be fees and expenses during the selling process and closing costs. I can't keep this house but I don't have the money to sell. What am I supposed to do? Selling just doesn't seem like an easy fix all, even tho it would fix my problem if I was able to sell

[@rebekahdecavit2354]

I think his mindset is to cut your losses and sell for what you can get. He says the same thing about selling your a car you can't afford, even if you get less for it than you owe, use the money from the sale towards the debt and just work to pay off the difference with time. You'll pretty much end up paying for something you don't have anymore, but you'll pay it off quicker (and probably spend less on it) than you would have if you kept the car.

[@ethanshy280]

Well if you can’t afford it, you’re going to lose it either way. Better to do it from a position of power. Not sure if the situation, but the cost to sell mostly is paid after the sale. You’ll likely need money for repairs, but those are negotiable. Moving costs. You’ll also get back some escrow money. Just do a search of the costs to close in case I forgot. But if this is the case, the sale will happen eventually anyway. You don’t want it to be through foreclosure and don’t sell it to one of the “we buy ugly houses” type companies. They will only pay 70 cents on the dollar for it.

[@karebear326]

I wanna know how many accounts dave and the wife has. How many are saving, uses etc. do you use more than 1 bank, have the money in different places? Etc

[@MarcKlark]

41:21 $😢 why didn't I think twice about this until Randy ? I see that evil people are afraid of being held accountable outside of realm they set. I'm not going to dissect this. Figure it out.

[@_2315_]

6:58 Becky 🤦🏽‍♂️ 😂

[@karenjensen2345]

Lack of effort, mental illness, drug abuse, being enabled, life circumstances all contribute to poverty.

[@karenjensen2345]

It's 100% lack of effort! (in the USA who had everything they need to succeed) don't know anyone who busts their %#£ that isn't successful to some degree.

[@rnarzu]

Circumstances, Injustice, lack of education, choices, self - pity, not believing in yourself, defeatous attitude.

[@normastafford9716]

To me poverty is cause of lack of knowledge on finances and also lack of effort :::

[@bjgaspar]

The only people who make millions from credit card miles are the ones that own stock in the credit card companies but are smart enough to not be the customers

[@PurpleRose8725]

That study involving the salvation army can not be accurate when you factor in the use. Those who know the waste within the salvation army are giving elsewhere. Unfortunately, it was the easiest to do this with.

[@normastafford9716]

To me it’s fifty fifty . I save 50% and spend 50 % :: want to enjoy my .. money :: I do give also money to those I see needs help …

[@FranciscoSalas33]

Its HILARIOUS how that first caller who actually works with the poor directly was giving the perspective Dave didn’t want to hear up on his tower made of gold and interrupted her twice and cut her off early without letting her make her point. That was so transparent its hilarious. 35:30. David is an out of touch rich guy preaching about poverty which he does not understand.

[@FranciscoSalas33]

She said “ they work really hard” and he basically replies with “ but they dont believe in hard work” BRO WHAT hahaha rich people are so out of touch.

[@taz24787]

Govt shouldn't do ANY foreign-aid, unless voted by we the people.

[@bruceellenburg429]

So apparently no mathematics majors work at the Washington Com-post

[@KaterinaValti]

The mindset causes the poor people to be poor

[@elisegothlix1183]

Also, the non religious or LGBT wouldnt give to the Sal army on principal of the Sal army's behaviors toward those groups so using that as your charity to decide who gives more will be biased toward the religious and non lgbt+/non supporters of lgbt people.

[@WolfTau]

On your opening statement, why didn’t they ask Asian Americans that question. They have a very different approach to life.

[@arisgod2749]

using CC is like everything else Dave. They need to be used with discipline, meaning never EVER carry a balance past one month, thus paying zero interest. People have zero discipline. I have used CCs for 33 years, and never once have I carried a balance past the due date (and made a lot of money from points and cash back all these years). I also had a budget all that time, and I was able to retire at 57 a multimillionaire.

[@JuiceTradesTV]

22:51 i wonder how we rank more that we have given half a trillion to Ukraine

[@rnarzu]

What are your personality is black or not you are not a racist🎉

[@lukeharris2622]

✝️

[@annalizamangoang4251]

Can you help me how to invest I work so hard to live by my self. I save little money each money i want to invest but I don’t know how

[@Xinhchiii]

He has information of 7 baby steps on his website and you can hear different podcasts he has Dave Ramsey website

[@ladyarwenwilson3580]

They don’t make enough money

[@phatboom]

Why insult someone with a question such as the one above beans and rice. My mother is on the autism spectrum and would have asked the same question because she doesn’t pick up on social questions and sarcasm. no shes not dumb. no matter what test my mother takes she will be the highest score no matter what test or who’s taking it.

[@amireallythatgrumpy6508]

Highest score of any Americans maybe, but that's still a low score by global standards.

[@phatboom]

@@amireallythatgrumpy6508 Dave’s a rude man. But maybe you like that cause you’re a co-dependant who feels they deserve to be bullied.

[@justindumond3281]

Why do you choose to be offended? It’s a joke

[@amireallythatgrumpy6508]

Dave's just treating Americans like the garbage they are. I'm not American so your argument fails.@@phatboom

[@Bamifun]

@41:21 Beta

[@zavoz1456]

Wilson combat 1911 is nice but it's the 21st century Dave lol , check out the staccato 2011's

[@snoopanoop7705]

🙂

[@jpstevens938]

What if you can back up your credit card payment with what is in your bank accounts? And put an personal credit card debt limit to a low amount -let’s say $1000. If you go over you pay it off right away. If you can’t do that then don’t buy. It takes a lot of discipline to do this and things can come up and messes up this plan and the credit card company wins.

[@markg999]

I'd say if you ever were in credit card debt no on using a card. If you haven't been I use one and always just pay off at end of month for decades no issues.

[@jpstevens938]

@@markg999 2 major reasons why I use credit is that I hate having cash in my wallet. I got a lot of money stolen once and will never keep more $40 in my wallet. Another is 5% cash back on some cards at certain times means it covers the tax on the items. Purchase tax is around 5% in VA. With the inflation we’re facing anything helps. Sometimes it can backfire but I try using credit cards only for necessities.

[@cherrypieforbreakfast1499]

You're the sole exception to Dave's research and lifelong experience. Go for it, Skippy! Become a millionaire through credit card use!

[@jpstevens938]

@@cherrypieforbreakfast1499 not trying to get rich from using credit. This is one moronic idea. Just trying to use credit in lieu of a debit card and pretending that’s debit card so I don’t over use it.

[@LittleMopeHead]

You are in the minority of the population (like myself) that is responsible with using credit cards. I've been doing it for a decade no issues and have a credit score of 822. However, starting this month February, I am trying no credit card and see how it goes.

[@valerieferris2646]

Dave, can you use your clout to get some better politicians? 😂

[@Gtbie_]

Look at the kids today they only want inheritance what gonna happen to them

[@edwardjohnson7157]

Plenty of Immigrants say that about Americans in general

[@meekyw.4010]

Felt like I was watching FOX news or CNN 🤮

[@stayreal4l284]

Cool nobody cares about your opinion.

[@dusk1947]

I love Dave's guidance on finances, but I can't help but turn it off every time Mr. Ramsey or his talented staff veer into politics or religion. If I wanted either, I'd stay listening to the "screwed in the head" media outlets. Rather than look for an alternative subject worth spending time listening to, such as seasoned and level financial council.

[@andrewpizzino2514]

It’s part of the foundation of his values and ideas and he never pushes one to be religious like the way he is so I can’t say I understand your sensitivity to it

[@dusk1947]

@@andrewpizzino2514 I greatly appreciate that he doesn't push his beliefs on others, it's a main reason I still listen. And I wouldn't ask anyone to change their beliefs. But I'm bothered because it's everywhere, we're inundated politics and religion online, and it's beyond tiresome and irritating. So when I listen to a program expecting one genera, it's jarring to hear politics and religion enter the topic, where it's inclusion was entirely unnecessary. I know, I'm not alone in that, so I'm providing it as feedback.

[@andrewpizzino2514]

@@dusk1947 I appreciate the feedback. Two adults in a civil discourse. The way it should be

[@VictorC-f6y]

I was born naked and owned nothing

[@stonewall11b1984]

I just turned 40, have $142K mortgage, 1 year emergency fund, and $230K in investments. Is that enough? Zero debt other than the house. Comments would be appreciated.

[@justindumond3281]

As long as you’re continuously putting at least 15% of your income in retirement, living on a budget & sticking to it, you should have over $1,500,000 if you choose to retire at 65. You got this!

[@rebekahdecavit2354]

If the investments can be taken out without penalty, I would pay off the mortgage completely so I could put what I would have spent on the mortgage into my investments along with what I normally input.

[@stonewall11b1984]

@@justindumond3281 that very encouraging. I am investing 15%, all into my Roth 401K. Thank you!

[@stonewall11b1984]

@@rebekahdecavit2354 I cannot as they are all into my Roth 401K.

[@stonewall11b1984]

I’m also investing $30,000 per year before any match - all Roth (401K and IRA).

[@rnarzu]

What causes poor people to be poor -Injustice

[@ryanpretchik3431]

Generally poor people are poor due to their own poor decisions.

[@patri_mb]

😅😅😅😅😅

[@Eddie100official]

Your financial advice is so bad that even the Wall Street journal made an article about how bad it is

[@amireallythatgrumpy6508]

It's only bad for the 1% of the American population that can handle something advanced.

[@mr.clutch987]

Those people under 40 saying his financial advice is bad are those who are in debt and not a millionaire lol

[@sergiosocite4933]

I know Dave won’t like this, but Buying Bitcoin each day since early 2018 has completely transformed and changed my life. I’m financially free because of it.

[@amireallythatgrumpy6508]

The onlything that becomes more of a joke the more it's worth. And you're a joke by association.

[@andrewpizzino2514]

I’ve been dollar cost averaging my way into bitcoin but I think Dave avoids the subject and sticks with the basics due to having such a broad audience

[@MarcKlark]

Umm a prius can't walk with a truck. Why is this a question. And people carry hallow tips because of cities such as Chicago it evens the score tremendously. They take advantage knowing law abiding citizens won't travel illegally armed while they are armed to the teeth.

[@jimmymcgill6778]

Dave is not good for wealth building.

[@republicunited2183]

That’s why he’s a multimillionaire right?

[@dagoggins5]

Bot

[@IrisP989]

I agree. Buy a house in cash? Who has $900K in cash, for example, nowadays in my area in CA? Then no only else aside from the small amount of people that actually have that amount would be able to purchase a house. Pay off your mortgage in 15 years? My 30 year old mortgage is $2,690 a month (not including HOA, insurance and property taxes). Household income is more than $200K. Do you think that my husband and I can pay double ($5,380) while raising our small kids?… Maybe single people in our very expensive area in CA can do it. Not responsible and loving parents. He also would have told us to sell our rental. No, thank you. It helped us reach a 7 figure net worth (we have a nice amount of equity even with a mortgage on it).

[@amireallythatgrumpy6508]

Wealth building is not what 99% of the population should be thinking about.

[@LittleMopeHead]

@IrisP989 You may misunderstood Dave's principles. Dave suggests buying a house with cash only if you have the money. You live in a HCoL area, or you may need to downsize your house, or do both. A $200k income with a $300k home in other areas of the US is very good.

[@prolific9411]

I’m “left, liberal” whatever you want to call me, there’s real a difference vs old conservative and what MAGA conservative is , so we can’t be blind to conservatives supporting someone who does things the wrong way, If he stayed a private citizen no one would give af, but he wants to be president, and not pay taxes and doesn’t do things how a public official should, and then y’all complain about paying more for stuff but support the capitalism that will soon bring fluctuating prices to your local fast food because of the time of day…so what world do you want to live in? someone who is cracking down on fees from companies and regulating insulin price works for me

[@conservativepersonnel8458]

14:34 who gives a fkkkkkkk