The BEST Things About Being Early Retirement

[@DavidLuiz-nd3dn]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@SmithJones-yx1ut]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@SmithJones-yx1ut]

Her name is “Tenley Megan Amerson” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@MarkLeonard-xn8zs]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@diane.moore-]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[@91ScottieP]

One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.

[@mariaguerrero08]

This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.

[@mikegarvey17]

@@mariaguerrero08My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

[@mariaguerrero08]

‘Gertrude Margaret Quinto’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@ThomasChai05]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@ianvishnevsky8030]

It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401k can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.

[@corleone1106]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@luketaylor1828]

I completely agree; I am 60 years old, recently retired, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

[@wellingtonmichael1397]

This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?

[@luketaylor1828]

Finding financial advisors like Erik Heinz Lembcke who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@corleone1106]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@FeelMyTruth]

Most people don’t realise it, but the secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive.

[@cloudyblaze7916]

This is really amazing though. I'm curious as to how he did it. Was it real estate? Or he was a market enthusiast?

[@FeelMyTruth]

Not really. Approximately four years before to my dad's retirement, our family was introduced to a financial advisor. That was the catalyst for the transformation. I believe my retirement income would be on the right track because I've been using the same advisor.

[@gregorywhem]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@FeelMyTruth]

I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is Sharon Lynne Hart.

[@ericmendels]

Thank you for this. I'll check hre out, and I hope I'm able to make something out of it.

[@enigma7791]

I retire in two days time and cannot wait! Glad you got out, I have loathed my last few years. I don’t fit in anymore with all the woke bull going on. Love your videos and can feel your happiness through the screen.

[@Ian-j9u4e]

U jammy Sod! I’ve got 5 years before I escape the grind and I’d say my sentiments echo yours! The woke BS has killed it and it’s becoming like the Stasi….

[@enigma7791]

@@Ian-j9u4e It goes my friend…it goes! I can remember being 5 years away and drawing a line on paper and when you look how far you’ve done and the tiny bit to go it shows you are nearly there.

[@Eddy-Hope]

🙏👊🏻

[@rmcl4112]

The woke and political correctness is awful . I can’t wait and will retire in 2 years and move out of London aged 58 😊if not a bit sooner ❤

[@lifter98]

I wish I could retire… I’m going to be one of these poor lumpen proles that the givovtraitors want to work till they drop.. I really will be.. I’m never going to be able to retire with only the miserly state pension - thanks to our vile globalist government who hate us and try to make our lives as miserable as possible whilst looting the vast wealth of the cuntry and blaming the lack of money for anything useful or humane on the disabled and unemployed “scroungers”.

[@glennet9613]

For most people it isn’t the job that’s the problem it is the toxic management. At one time workers were allowed to get on with their jobs but now every detail of what they do is monitored and controlled by administrators who have no idea but constantly interfere. Even highly qualified people, doctors, teachers, police officers are being driven to desperation by the relentless and unreasonable demands which get in the way of doing a good job.

[@philliproberts7294]

Yes we are under Total control they want your blood but they don't want to pay much for it😮

[@lauriepolo4575]

Im retiring due to my wife's ill health Hoping i can manage financially is my concern

[@thecaptainsbar]

Another great video Eddy. I retired 18 months ago at 53 and totally agree with all your points. The one thing I tell people who ask me what it’s like is the freedom you feel which you mention in your video. I also got rid of my car which I don’t miss. And my mental health is so much better now. Please keep up the good work. 👍

[@Eddy-Hope]

👊🏻👍🏻

[@michaelb41]

I do so love retirement. I would caution everyone after 3-6 months the vacation is over and you need a purpose. Many people have that. But others will end up searching for purpose. It might be harder than you think!

[@jayplays568]

Congrats on your retirement! I am curious what you found your purpose to be in retirement?

[@michaelb41]

@@jayplays568 I have not found it.

[@glenmason1876]

I don't miss work, it became very toxic , and trying to manage these people is a complete nightmare, also don't miss going back after a week's holiday, that was horrible, not knowing what had gone wrong whilst you was off, what you say is very true

[@enigma7791]

When you login after leave and your screen fills with e mails. When it’s night before and you feel ill because you know nobody will have done anything on your job. I’ve sat on airports coming home and just wanted to weep, not because I’m coming home but because next day is work!

[@glenmason1876]

Yes very true, thank God I am out of it

[@Eddy-Hope]

👍🏻

[@jimmyhvy2277]

Glen : Same here Evil people i was working with . it was Horrible , so glad to be out :)

[@adrianbrown1492]

I sold my car on retirement and now I drive my wife's car once a week to go to Sainsburys. Unfortunately to visit my elderly Mother I have to travel on the M25 and I find myself getting stressed about it about a week before I go. The motorways and roads have become much more congested in the last 10 years and the roadworks I feel are there to discourage people from driving at all.

[@williamclough6850]

Hi Eddy, breathe of fresh air listening to your positive take on retiring. I have commented once before on my life to say I'm ex RAF and I have been on my own for 18 years and lost a lot of close family....5 in all. I'm in the middle of making the decision to retire and move and listening to you has given me a positive vibe to stick to my plan. Currently selling all I own along with my business with a planned move to the Isle of Lewis to retire and be happy with my 2 cats and I just can't wait. Thanks for your positive and reinforcing encouragement. I'll let you know what happens. Great channel and content, thank you.

[@Eddy-Hope]

Wow thanks for sharing William. Sounds like a great plan you have 👊🏻👍🏻

[@jeffnewbery9414]

My path retirement was rather unconventional. I mentioned in a comment on another episode that I took paid sick leave for a year, then a year of unpaid leave, and then retired but do not collect a pension for another ten months, when I turn 55. You see, cancer took my wife, a hard working farmer, after she fought it for nine years. Once I was able to reflect back, I realized how much her illness had been affecting me as well. Others could see my mental health deteriorating but I was in the middle of it and therefore, could not see it. Once I got through my grief, and I was determined to begin a new life. I felt the cloud and the weight of cancer release and I have never felt so free and full of life. So my advice to others is to get on with life, capture the moments that bring you joy. Take care of your head and your heart, nothing else matters. Keep up the great posts.

[@jfk9996]

I too am a retired police officer and loving retirement (age 65, 15 years now). Your thoughts resonant hugely with me particularly annoying colleagues. The police service seems to attract a disproportionately large % of narcissists and sociopaths and they made my life a living hell. I'm now much more aware of these kind of people in everyday life and find it's uncomfortably common so I steer clear of people for the most part.

[@Eddy-Hope]

Thank you for sharing 🙏👍🏻

[@michaelb41]

@jfk9996 Oh Doppleganger.

[@descanning202]

Don’t usually reply to comments but your words about colleagues resonated with me perfectly. 23 years as a police officer here in Australia I too felt exactly about the disproportionate % of those who really should not be officers. I found some solace working by myself out in a country station. Happy, healthy life to you 🙏🦘

[@jfk9996]

Thank you for taking the trouble to reply. It's nice having an opinion once again and also a sense of humour. ATB to you.@@descanning202

[@jennyredpath9361]

I agree with everything you have said. I am 68 now and retired a year ago after having to keep going as my state pension age moved to 66 and my husband was not working. We have now moved out to the coast in Norfolk and we are living a simple but beautiful life. We have left the rat race and crime ridden London behind. This is definitely the best thing we have ever done. Walking along the beach or in the countryside every day costs us nothing and it’s so fantastic. We are counting our blessings each day.

[@rmcl4112]

❤wonderful 🎉

[@Cloudstreet43]

Well done you! 🦘au

[@jamesbeaumont1823]

I really enjoy your vlogs inspiring and so many good points but your work has provided you with two great pensions from military and the police force I’m looking to semi retire at 52 only because I have built a small business that can support that certainly not my pension

[@NizJazzBTC]

It's a beautiful thing. I retired this year at 47 years young. Wish you continued good health and happiness!

[@stevegeek]

Everything in this video resonates with me. I worked for a big multi-national company for 25 years and the corporate BS was one of the main reasons why I retired as soon as I could at 55 (last year). I love the feeling of freedom, being able to do what I want, when I want, and enjoy the simple pleasures in life, like a good walk in the countryside. I can see why some people might feel "empty" or "bored" outside of work, but I have too many interests that keep me busy. I'm planning to re-visit some old hobbies like fishing too, now I finally have time on my side.

[@Themorningcyclist]

I was made redundant 3.5 years ago aged 50 with a good redundancy package and a final salary pension with no penalties at 55. I haven’t worked since. Best thing that’s happened to me. As someone with a moderate anxiety I need to try and keep myself busy and active. I think keeping occupied is the key. Good luck and keep the videos rolling👍

[@harryl9yearsago788]

Final salary pensions are massive, good luck 👍

[@Sharky73eee]

Hi Eddy, I recently discovered your posts and its really inspiring, congratulations for stepping off the wheel and enjoying life how its meant to be 👏. Im 50 and can't wait to retire, i work for a big company and never ever believed their bullshit, it will chew you up and spit you out, with no carriage clock at the end, just a worn out body and mind. Toxic jealous people too are making my life the pits, i feel exhausted now, im at the age I've no energy to jump ship for a wage cut, so I need to stay and hopefully get out at 55. That's the plan, People just seem to work for material things, always looking for the next item or fancy holiday, they miss whats right in front of them. Being a 70s and 80s kid hope I can regain that sense of freedom again. Enjoy, I wish everyone else on this a happy and especially healthy early retirement 🙏

[@Eddy-Hope]

Well said and thanks for sharing bud 👊🏻👍🏻

[@travelingexpats]

We retired in October and have been loving it so far!🎉❤

[@Eddy-Hope]

Hey guys, thanks for reaching out and good luck with the channel 🙌👊🏻

[@smallworksbigbiker]

Brilliant video I'm not quite retired but listening to you makes me sure I need to very soon every thing your saying is so true.

[@Eddy-Hope]

Go for it 👊🏻

[@garryfensome9209]

Dont often comment But this is an amazing video So much resonates Worth watching several times When asked about retirement always tell people not setting the alarm 😂

[@Eddy-Hope]

👊🏻👍🏻😂

[@stuartrogers621]

Love your channel! Like you I retired at 50 and that was 17 years ago! And I love it! Not having to conform, its just me ;0) through and through, like brighton rock lol. My old Dad retired at 60 so I think myself very fortunate! BORED? NEVER! I love being retired. How did I find time to work?wenjoy

[@Eddy-Hope]

Exactly Stuart! 👊🏻👍🏻

[@stephen3511]

I’m 50 and hoping to retire in 5-6 years. It’ll mean cutting back financially but I’m sure the trade-off will be well worth it. It made me nod along and smile when you talked about putting up with colleagues and people you don’t like. That side of work will be something I really won’t miss. I wear my heart on my sleeve - and have no time for fake, duplicitous or crappy people. Anyway… just subscribed 😎

[@Eddy-Hope]

Welcome aboard Stephen 👍🏻👊🏻

[@nicolaanderson7495]

Yep we are payroll numbers from my personal experience too. They simply do not care. All u say drove me to get out of it too. And to live simply like u are, walking your dogs, spending time with Helen, being in nature is so key for mental health. So happy for you. Keep enjoying ❤

[@Eddy-Hope]

Thank you Nicola, well said

[@jollyrob]

Since I retired 3 years ago, lots of people have asked me why, how, what's it like, and do I regret it (!?)etc etc. Many of the reasons and replies I've given are uncannily similar to yours, although probably not as well put. From now on, It'll be easier to give them links to your videos on the subject and just say "this" as you explain and convey it so much better than I ever could. Thanks 👍

[@Eddy-Hope]

Cheers bud 🙏 enjoy 👍🏻👊🏻

[@nicolaanderson7495]

U n helen are so on my level. So glad I found your Chanel. Agree the NHS environment was so toxic. Had me so low. Traffic and parking around the hospital did my head in. The freedom about only spending time with who u want too is key I agree. Your straight to point and I love it !

[@Eddy-Hope]

Glad you’re enjoying the videos Nicola, welcome to the channel

[@Vincent-dc6ku]

Great video. Both wife and myself retired at 58. Never been workshy, so we continue to be busy around the house and socially. I personally loved working, always a contractor overseas, but as it was becoming harder to leave home for months at a time, and grandchildren to grandparents to, 58 was a good age for us. No dogs, still driving, but we live in a rural area so road rage free. Life is good after a lifetime of work, but now its all about getting to the finishing line in as good health, both physically and mentally, as possible. Golf helps me, the wife is an olympic level shopper. Nice to see you both enjoying the good life.😊

You deserve it mate and I’m really happy for you.👍 I’m getting out too in next few years before I’m 60. Life’s too short, you never know what’s around the corner.? Everything you say I totally agree with and Thankyou for your posts.👍

[@Eddy-Hope]

👊🏻👍🏻

[@infesta270]

I do really have to watch it again. There are waves of positive energy coming from you both Every single word comes from deep inside. It's a great feeling! Grateful!

[@Eddy-Hope]

🙏👊🏻

[@paulinestephenson9998]

I retired from nursing at 63. I almost feel guilty that I don't miss it at all. However I don't. The freedom is sooo good.

[@Eddy-Hope]

Don’t feel guilty Pauline 😃

[@hetty43]

You are spot on. I agree with what you said 100 per cent. I got retired at 55. I’d had enough of the system. I saw good men destroyed in the workplace and the most useless people being applauded and promoted. Every day good people came in to work they wondered if they were going to be the subject of some investigation or other. Experience was not valued or wanted. Instead experienced staff became a target. Government jobs an absolute mess. Very true what you say. They always talked about valuing staff and your opinion. No they definitely don’t!!!! Great to be out of it and away from it all. Be yourself again. Sometimes I wonder How did I do it. ??!! Slightly different from you in that I still have vehicle. Great for dogs and ability to go different places. This part of uk not as traffic jammed. Plus can travel out of hours and problem areas. Great video. Great to see you out with dogs on beach.

[@Eddy-Hope]

Thanks for sharing bud 🙏👊🏻

[@robertwillis9988]

Eddy. Ive really felt for years that ive just always felt i "dont belong" and often feel on the outside looking in,socially. Its now become such an issue that i left my job ,just because mentally it was so so draining to work with and around people i didnt want to be around. I felt undermined often,even if that's maybe not what they intended. Its now a constant worry to me getting back into work again

[@Eddy-Hope]

Thanks for sharing Robert 👍🏻

[@jb6368]

I use to be up 5.30am to drive 90mins to work a 12 hour shift then 90min home. Some weeks 90hrs worked in extremely stressful dangerous job. In 2015 i mentally crashed,,stress etc. Kept going for another 4 yrs until retired at 43. Looking back i cant phantom how i did it for 20yrs. Life now is a bleesing indeed.

[@majordelays4909]

Sounds ghastly ;)

[@stefanobio7045]

Hi Eddy and Helen...... I retired over 8 years ago aged 55, i could not wait to leave the work place, PCness and wokeness everywhere..... The last 18 months i was counting down the days until retirement off a calendar at the end of every working day, it kept my sanity and gave me a date to focus on. I dont miss ANYTHING about work, ive never been more happier or healthy. When i walked out that awful place for the last time it felt like a huge weight had just been lifted from my shoulders. Retiring is like someone handing your life back to you. If anyone here is contemplating retiring i fully recommend it, you will not be disappointed, just do it! I have really enjoyed watching your videos, please keep them coming, and thanks for posting, also thank you for both your military and Police service. Best regards to you both. Stefano ( UK).

[@Eddy-Hope]

Thank you Stefano 🙏👊🏻

[@rmcl4112]

Wow this post I needed to hear , 2 years left 🎉

[@Flukey_1970]

Totally agree mate so many people are caught up in the materialistic rat race bigger houses better cars long haul holidays and most peoples lives are built on shakey foundations. . I was medically retired 4 years ago and there's no way I could go back to work now especially in the thankless IT sector. I'm fairly sure it was the stress of being an IT manager that finished my health off. I would love to get shot of my car as well mate driving is no fun now. I am sure you will remember when people used to go for a Sunday afternoon drive for pleasure.

[@Eddy-Hope]

Aye, those days are gone. Thanks for sharing Martin ☝️👍🏻👊🏻

[@pilot_obet]

I’m apprehensive about retirement to some extent. I’ve taken up YouTubing and photography in the last 2 years and enjoying it a lot. My KZbin channel is doing ok, I’ve started to write a book of my career in aviation and that is also quite exciting - thanks for your honest video today - cheers

[@Eddy-Hope]

Good luck bud 👍🏻

[@Autonomous1969]

I've just retired and I can give you two reasons why I couldn't wait to retire ASAP. 1. I hate being told what to do which is exactly what takes place at work. 2. Having to work with dickheads and as Eddy said trying to pretend to get on with said dickheads. I'm not a two faced person and I found it impossible to pretend to like someone that I didn't. Now I do what ever I want and I limit my social interactions to only people I trust and like.

[@paulc7460]

Hi eddy being a self employed electrician most of my life the last few years felt like Im being left behind in many ways people I knew, working ways changing etc I see many people over 50 feel this way especially in the construction industry so I'm 55 now time to make an exit plan before it's too late 👍

[@Eddy-Hope]

Do it Paul 👍🏻

[@LatinoAaron]

39 here and targetting my retirement at the age of 49. Already own property overseas where I will retire and just making myself and my wife financially secure over the next 10 years. Not wishing my life away but I do have one eye on the future and everything I will be able to do once I have the white space back in my calendar.

[@Sweetie8387]

I’m the same although I’m 40. Last decade at work woohoo

[@f1346m]

I'm 43 aiming to free myself at 50 God willing.

[@Mookiethedog]

Helen is a star listening to you talk about retirement when she's working! Haha! I'm in between...I work part-time and love it and I'm 60. You're so right about things but I'm lucky I'm more or less my own boss and nobody tells me what to do. The extra time compared to working full time is definitely filled with purpose and reflection. My mental health was likely not as bad as yours but there were times I didn't have time to think and was just the hamster on the wheel. I spend most of my time with my 3 dogs walking or running trails....enjoying moving my body and trying to embrace a happy healthy life. All the best to you both...and the pups!!

[@Eddy-Hope]

Thanks for sharing bud ☝️👍🏻👊🏻

[@leewhitehead8407]

Unfortunately, I can't say what it's like to be retired, but I can't wait. 4 years then I can, everything you said is 100% correct and it's nice to hear someone speak about that from experience. .

[@dominic8218]

Great vlog as ever Eddy. Points really resonate with me. I’m 1 year in having retired at 54. Find walking is fantastic for my mental health. 👌🏻

[@Eddy-Hope]

☝️👊🏻

[@gsmad9738]

Get rid of the nonsense and remove the toxic subscribers. Love it n good on ya.

[@Eddy-Hope]

👊🏻👍🏻

[@wendingourway]

Indeed, it is quite a life-changing event...taking retirement, but I certainly don't regret leaving the workforce at 60. There has certainly been a bit of a change in how money is spent since retirement benefits won't kick in until I turn 65, which is this year thankfully. The one thing that I always find somewhat funny, and also a bit annoying, is that some feel that I have nothing to do and if something comes up that needs free labour, some say ask Bruce as he hasn't go anything better to do! LOL Do enjoy the freedom though to actually do nothing if that is what I feel like doing. Keep up your awesome enthusiasm!!

[@Eddy-Hope]

Well said mate 👍🏻

[@DurhamFlyer]

Eddy, I really am enjoying your videos and your outlook on life. I'm from Gateshead, but my family emigrated to Canada in the 70s. I'm retired from the police as well, and I don't miss it one bit. Policing isn't just a job. It's a lifestyle; it can pull you down if you let it. I know this is true in other professions as well. Get out when you can and enjoy life.

[@Eddy-Hope]

Cheers bud 👍🏻👊🏻

[@thejarrageordie]

Hi eddy, hi Helen nice to see yous both out walking across the leas in shields, Excellent location, So jealous I'm not retired myself, but I have gone down to part time, Your videos are better then medication, Very helpful and so spot on Eddy, You've got to organise a massive get together, hopefully in the summer 😎, Be your own boss, Thanks bud and well done Helen, From the mountains to the beach 👍

[@Eddy-Hope]

Cheers mate. As part of my other channel I’m organising a Metro system pub crawl in the summer sometime. Stay tuned for details 👊🏻👍🏻

[@markr3140]

Great idea! Very interesting content as always plus great scenery - have to get back across there on my mountain bike 🚲

[@davymedd753]

Good one Eddy, it was the best thing I ever did, being your own boss and in charge of your own destiny can’t be beaten 👍

[@Eddy-Hope]

☝️👍🏻👊🏻

[@jimfell7147]

Life is what you make it and when retired the doors are wide open for you. You have to make the most of it, we moved out of a city and bought a 70 acre farm which is what fills our days with joy. Anyone who can should get out of the rat race and live life to the full. Bravo E and H, love all you do.

[@Eddy-Hope]

From a man who knows ☝️👊🏻👍🏻

[@brianmcmullen4922]

You are an inspiration to watch and listen to Eddie. I will be retiring in 2 years time after 38 years in teaching and so much that you say gives me a lot of very positive 'food for thought' for the future. Cheers Pal.

[@Eddy-Hope]

Thank you Brian 🙏👊🏻

[@sandysanderson8588]

Great walk there by the sea, Fantastic love it. I'm retiring on Thursday at 52. Freedom!

[@Eddy-Hope]

Enjoy Sandy 👍🏻

[@sandysanderson8588]

Hi many thanks. Living the dream. I did my full time in the Royal Navy, then a self employed gas man and been really fugal with money and Mortgage free.

[@richardstephens8541]

Agree with everything you said. The realisation I was not going back to work was unbelievable! I remember running through a local wood, a warm rush went through my body knowing I was not going back. All the best.

[@Eddy-Hope]

👍🏻👊🏻

[@gimlet61cotswoldlad38]

Not my monkeys not my circus! A phrase told to me but I'm afraid when in senior positions I'm afraid they are. Retiring at 62 I had to make adjustments, financially income reduced but you realise that you don't need so much, you only just spend it. Same as you I don't miss alarms, driving to unnecessary meetings, no placating yourself to people that have not earned respect, removing those things from life the stress just fades away. My wife is far happier, she informs me that I am again the man she married, I laugh more and whistle tunes while in the garden ( tunes are unrecognizable apparently ). Must though have some structure to avoid wasting the days, hobbies, things to look forward to, like holidays and seeing family. Carry on enjoying life, i intend to.

[@Eddy-Hope]

Great message thank you 🙏

[@ronaldskillpa5769]

Enjoyed the video, all true stuff. I was in LE for over 27 years and the stress and anxiety is almost unbearable. Retired at 51 bc of an injury and it was the best decision I ever made. Keep up the great videos my friend.

[@Eddy-Hope]

Thanks for sharing Ron 👊🏻👍🏻

[@MrSulzerboy]

What a great video, and so true all of it. For me, it's the journey to and from work, then the idiot's at work and their poor workmanship and standards and finally every poor supervision and management. So I reckon I'm going to call it a day this year and the thought of that takes me feel very happy.

[@Eddy-Hope]

☝️👊🏻👍🏻

[@gordy3714]

I suppose Eddy it is balancing maybe a drop in finances to the improvement of wellbeing.

[@williamtelford-wh1xx]

eddy your utube vidios have changed my life .i am 74 after watching your vidios i now understand my life thanks mate

[@Eddy-Hope]

☝️🙏👍🏻

[@user-bz9cb8bp2y]

Just 4 yrs to go (retire at 67) ... Hope I make it.... Every day though is a plus... Enjoy life.... It does not last forever 😊

[@BibTheBoulderTheOriginalOne]

I was fully intending to retire at 60 (I reached that milestone last August)...but 10 years ago my now ex-wife made sure that would never happen when she cleared off with another guy, taking our 4 young children with her. I now work every hour god sends to keep afloat. Life can be cruel. Retirement for me will now be aged 70 as a minimum. Enjoy your retirement.

[@slim56]

I just retired from being a correctional officer. I’m 50 now spent 22 years dealing with the craziness. I’m so happy I did, while I’ll miss most of my co workers. I will not miss the negative prison environment. I agree with getting up early in the morning .

[@blacksixty6]

Thought-provoking video Eddy - thanks. I'm also 57, almost a neighbour (Sunderland), having reset parts of my life and at the starting point of thinking that maybe, just maybe I don't need to be still sitting at a desk far into my next decade. Keep providing the content - more retirement insight would be welcome. Enjoy the Souter brews and maybe one day I'll bump into you and the dogs along Marsden or Whitburn and find out more.

[@Eddy-Hope]

Thanks for sharing bud 👊🏻👍🏻

[@tonyrobinson362]

Eddy you've done well mate all round, Dont fall into the trap working on the doors at BQ at 80, I retired at 60 its Grrreeaaattttttttt Well done❤

[@Eddy-Hope]

Nee chance of that Tony 😀

[@markc8302]

I got out of the mayhem, too . I fully retired last year giving up a part-time job. Im 60 and fortunately can afford to retire owing to a decent pension. You hit the nail on the head when you said you were in charge of your TIME. So,so true. Time is precious . Keep the vids coming, mate. Cheers.

[@Eddy-Hope]

Cheers Mark 👍🏻👊🏻

[@jeanniebair4103]

Eddy I have been watching your videos all morning. I have had anxiety and depression issues for years and the medications I could not take. I have learned over the years pretty much how to control it with diet, exercise and herbs. I have been studying herbs for many years. In spring of 2022 I retired after 40 years in finance and accounting, to care for my sweet husband who was diagnosed with ALS and multiple myeloma. I have been a 24/7 caregiver for 2 years and it was the most difficult job I ever had (mostly emotionally) but it was also the most REWARDING thing I have ever done in my life. I recently lost my husband, he passed April 28, 2024. Now I feel I’m slipping into depression a bit because of my grief. My head tells me in time I will be fine, but my heart tells me otherwise. The good thing is I don’t have to worry about finances as we have been preparing for many years for retirement so we could travel and enjoy life. Right now I have no desire to do anything but sit in my house. I make myself go out into the gardens and walk the dog as well as care for a few farm animals. We had planned to go to Ireland, France, Italy to name a few but I don’t have the desire to travel now. Oh maybe go to the local lake and get on the boat and fish with grandchild. Even that seems like a daunting task at this time. I am watching your videos to glean any information I can to help me keep my head above water. I refuse to take medication but if it becomes necessary I might go to a therapist. I just think I’m the only one who knows what’s going on in my head so I’m pretty much the only one who can fix it. Maybe after this grief has subsided things will look brighter. Love you post and Helen and your dogs.

[@dragonite87]

I'm 36 and I'm currently 8 years into paying off a mortgage. I'm nowhere near retiring but I'll get there one day. I have a public sector job and what I do love is that I can leave at 4-5pm and then not think about work. And the pay and conditions are pretty decent. My plan is to spend the next 10 years smashing down my mortgage and then... I won't be able to fully retire straight away but I will have many more options if I'm not paying rent or mortgage payments. I don't dream of doing absolutely nothing. Because that would get old quick. But I love the idea of not having to work (key words being "not having to work" as opposed to "not working"). There are many things I would rather be doing with my time. Oh and I'm also autistic.

[@Eddy-Hope]

☝️👊🏻

[@michaellionart4841]

Retired 4 x years now and the only thing I miss/have ever missed is the craic.

[@nettlewarrior8627]

Incredibly open and honest disclosures Eddie, thank you for having the courage to share those. Retirement has given you the ability to live your best life and well deserved after serving your country throughout your employment.

[@Eddy-Hope]

Thank you 🙏

[@davidmarshall5596]

Everything you say is absolutely 100% in what ya say. Retirement is the BEST THING YA COULD DO 😊😊😊😊😊 I RECOMMEND TO EVERYONE!!!!!!!!!🎉

[@Eddy-Hope]

☝️👊🏻👍🏻

[@mindless-confusion]

My goodness that video speaks to me - cannot wait to get away from most of those things you spoke about - now 62 and still dealing with those issues every day - like you late diagnosed with aspergers at age 51

[@damianleah6744]

I retired at 50 in 2017 and I too can’t be doing with idiots & it seems more and more people have an agenda. These people think you can’t see through them. It’s exhausting putting up with it. Best thing I ever did was retire.

[@grahamobrienverynicex9804]

Good talk .

[@davidmarkham5345]

Absolutely 💯 % correct. I can totally relate to you. Great video mate. It's frightening how accurate you are regarding work. I've been through all that. And still are. Not long for me until retirement.

[@Cumbriamag]

Hi Eddie. Top KZbin post as always mate. Your observations on retirement at 50 resonates so keenly with me in so many ways (Ex military and professional afterwards also with enhanced and/or early pensions). However, I feel for the minimum wage earners or (poor buggers) the zero hours contract slaves who (unlike our situation) are doomed to servitude and misery until aged 67 ending up on the state pension alone.

[@Eddy-Hope]

Cheers bud. 👊🏻 I believe that we should take responsibility for our own decisions in life. They can decide at anytime to redesign their lives and make smarter choices. It may not be easy, it may take time, but it’s not impossible.

[@eamonmcparland9046]

Hi Eddy, keep up the good work lad, i love watching all you`re video links, i find you a truly inspirational gentelman with tremendous empathy, i`m from Ireland and have supported Newcastle all my life from 7 years old and ill be 70 in June, i first came across you`re video links on Tyneside life, and they were real quality and extremely enjoyable. All the best to you and Helen Eddy lad. From Eamon in the Emerald Isle God Bless.

[@Eddy-Hope]

Thank you very much Eamon 🙏👊🏻

[@eamonmcparland9046]

@@Eddy-Hope Cheers Eddy, you're a top lad and a gentleman HWTL

[@Eddy-Hope]

@@eamonmcparland9046 🙏👊🏻

[@andrewnoone9016]

Love your open honest videos - I turn 50 this year and am setting myself 3-5 years to clear any remaining debts and retire / semi retire at 55. I completely agree, that we are nothing more than a payroll number to companies who will replace you overnight, and probably blame you for issues when you leave! Keep up the amazing content ❤

[@Eddy-Hope]

Cheers Andrew 👊🏻👍🏻

[@billywhittaker5222]

Love watching your videos Eddy, I am just approaching 60, and you have inspired me to do the same, unfortunately being in LGPS as a school support staff member, I will probably have to just reduce my days as I don't think my pension is enough to live on fully, but thank you, you talk so much sense 👍😎

[@Eddy-Hope]

Good luck Billy 👍🏻👊🏻

[@davidcoleman6032]

So true regarding work life and trying to have to get on with people you don't like.No ties now, so now they can bugger off!😂 I can relate to everything you've said. Freedom is worth so much more than the narrative.

[@Eddy-Hope]

👊🏻

[@PC-uz6cs]

Hi Eddy, love your down to earth videos. I am 56 and was made redundant in April this year after 7.5yrs with the same employer. I loved the job and the people, but ultimately I was just a number the same as any other employee. My advice? Only you and your family really care about you. Do the best for yourself.

[@GaryNaples]

Great Reality Video Eddy… I live in The States and it’s incredible the number of people bowing to a material god. Getting in consumer debt trying to “Keep up with the Jones’s. Safety, calories and shelter with minimal debt and go from there… Keep up your good work! Gary

[@Eddy-Hope]

Cheers Gary 👊🏻👍🏻

[@Bracebarian]

Eddy, you are a breath of fresh air. Love the accent, brings back memories of my time in Redcar and 'Boro in the early 90's and love your content. I have pushed the bell and will be back for more.

[@Eddy-Hope]

Thank you 🙏 👊🏻

[@MotorhomeMums]

Love the place you are walking. Like you I can’t see any downside in retirement, although I was happy in work before I retired. Now I keep myself busy enjoying nature and have learned how to make and edit videos which I love to do. I keep in contact with old colleagues but only the ones I want to. Life is good 🤗

[@Eddy-Hope]

Sounds great 👍🏻

[@davewhittleston2963]

Cheers Eddy. I’m 60 soon and looking to retire shortly after (not particularly early I know). I have been apprehensive about the future, but I find your thoughts offer reassurance to me and my Wife. Thank you 👏

[@Eddy-Hope]

Thank you Dave 👊🏻

[@gusbloke5934]

Hello Eddy, love the channel mate. Im semi-retired at the minute and wish id done it years ago. I choose when to work and more importantly who to work with. If i dont like it ,i leave and wait for another contract that i like. Im lucky that i have a pension which enables me to do this. This is one thing i would stress to anyone is reading this is, sort your pension out. You make think you have plenty of time but time goes so fast. By September i should be fully retired and i cant wait. All the best mate 👍

[@Eddy-Hope]

Cheers bud ☝️👊🏻

[@mickpowell8391]

Great video Eddy. Especially the part about how little we mean to our employers and co-workers. As soon as we are gone.....we are forgotten. I am retiring later this year at bit late at 63.....but better late than never.

[@Eddy-Hope]

☝️👊🏻

[@Plumduff3303]

Enjoyed the film..thanks pal from one retired copper to another..time for a sticky bun and a cuppa

[@Eddy-Hope]

😂👊🏻👍🏻

[@MisterCredible]

Your channel popped up and content really resonated. A couple of recent events have put life in perspective and with 27 years in Policing (far too many hours worked and stress carried) I am seriously considering going before 30 years. Enjoying your channel keep up the great content.

[@Eddy-Hope]

☝️👊🏻

[@stevesasq6853]

Found this really interesting, having stumbled across your page just today. I am only a matter of months from retirement after 40 years in law enforcement so much of what you say here, and in other videos of yours I've managed to watch, really resonates. I'm an exiled Geordie but will finally be coming back hyem after decades away when I retire and looking to live at the coast. So, looking forward to doing some of those bracing walks in your videos. Keep up the good work and look forward to the next one.

[@Eddy-Hope]

Great message cheers Steve 👊🏻👍🏻

[@grahamritchie7755]

I retired 11 years ago and have no regrets just love it but the key is to keep yourself busy and have goals and projects. That and travel as much as you can. Great video Eddy!

[@Eddy-Hope]

☝️👊🏻👍🏻

[@driftingintoretirement]

Great video, I agree with every point you have covered.

[@Eddy-Hope]

👍🏻👊🏻

[@gillianangus1175]

Great video, very relatable. Enjoy listening about your retirement and lifestyle. Brilliant. You've got it spot-on 👍

[@Eddy-Hope]

Thank you Gillian 👍🏻

[@lifeisgoodjg]

Very well said!

[@NAYF76]

This video resonates so much for me I'm 2 years away from 50. I can really relate to this. Less really is more.

[@Eddy-Hope]

☝️👊🏻

[@sixtysecondsofstephens2386]

Great lifestyle your leading. So true about work. I'm looking forward to retiring eventually. Our daughter has been diagnosed with autism and I know what you mean about not being to tolerate people.

[@Eddy-Hope]

Yep 😅

[@jerseyphilip]

I'm semi retired now for nearly 3 years working for myself, when I want and for how long I want to supplement the pension, but also to give me a purpose in life. I can highly recommend it:) I was always told your biggest investment is your house (if you can afford to buy) but actually planning and saving for your retirement is your biggest and most important investment IMO. If possible, don't wait until you are 70 to retire as the Government want, do what Eddie has done and stop at 50 if you can or at the latest 60. Thanks for another thought provoking video.

[@Eddy-Hope]

Cheers Phillip 👊🏻👍🏻

[@eddiebaby22]

Well said Eddy, it’s all very relevant to workplace stresses. I’m 49 and in a similar position now where I am trying to manage without working again of course with no money coming in, it can be difficult at times. But meeting basic needs is not too difficult if you’re clever about it. Think this channel is great opening peoples eyes to there is more to life than the 9-5 grind. Or as we did shift work for all those years which is even worse in many ways.

[@Eddy-Hope]

Cheers bud 👊🏻👍🏻

[@bunstertravels4738]

Hi, I just took voluntary redundancy at the age of 50 and I am loving my time and the spring days as I was stuck in a factory previously. The only cloud is I don't know how long the money is going to last. I keep racking my head, on how to keep it going?

[@OAPtraveler]

Glad for you! Good points. Personally, I have been retired for 5 years. Wanted to go into retirement with as little stress as possible. Made a point to have no payments except everyday expenses and taxes. I had two bouts with cancer and they really changed my outlook on life. Love your videos. More time for me to watch QPR make fools of themselves every week. Lots of traveling for now!

[@Eddy-Hope]

👊🏻

[@peterthorpe9710]

Thanks for sharing your views, Eddy. Ive been working for 40 years continuously this year and you are helping me to make up my mind that its time for me. The finance thing is probably holding me back. I have paid into a pension for my entire working life but the pay out is not as good as i had hoped for. Still, thanks for the insight and showing that it can be good.

[@Eddy-Hope]

Thanks for sharing Peter 👊🏻👍🏻

[@jimkennedy8912]

Well said sir totally agree with your statements.

[@treesandgardens4300]

Im 51 and planning on being fully retired by 56 and probably partially retired for a couple years before then. Just subscribed, nice to see someone with a similar attitude:) great videos.

[@Eddy-Hope]

☝️👊🏻👍🏻