The Big Fat Indian Wedding | CA Rachana Ranade

[@CARachanaRanade]

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[@sneharaikar32]

I think one of the main reasons why marriages are so expensive is also because a lot of decisions are only taken by the PARENTS of the bride and groom , many a times the kids would not even want something grand but they give in due to their parents' emotional blackmail. The day the bride and groom start sponsoring their own wedding with their own money, people may not spend so much.

[@avinashsharma9428]

Very well said

[@PeacefulLifeGermany]

True

[@unforgettxxle]

True I mean we should encourage our friends to have expensive wedding bcoz we can Only enjoy in other people's wedding but should conduct a small wedding when it comes to own wedding

[@dakshsinghal5814]

@@unforgettxxleye real Indian hai 😂

[@unforgettxxle]

@@dakshsinghal5814 😂😂

[@ravindarsingh3002]

It can only be changed when we as a society do not curse anyone for not spending much on marriage and at the same time not praise someone spending too much on unnecessary things.

[@RAJAT6555]

Very true. If I get married, I will go for a registered marriage. To hell with the 'marriage needs to be celebrated lavishly!' crowd, and their sentiments, too.

[@faiyalahmed741]

Exactly 🙌

[@NiKhilShaRmA-hq2xx]

I am from Sikkim and in our state basic wedding cost starts from 3-4 lakh and lavish ones to 20 max... and that too is returned when as guest gives around 1000rs to 2000rs as help irrespective of wether they are rich or poor or more plus gifts thus it will equalize and no one is in debt....even I say many a times people gets more than what they have spent. It is same for funeral, and there I haven't heard anything like dowry at my state or in our community and same goes way back to my grandparents era too.

[@ramyarswamy1495]

Thank you so much for discussing this topic. In my opinion, it’s not Indian big fat wedding. It is grade 3 obesity wedding 😄 So much can be saved on wedding, kapda and food by keeping it simple.

[@faiyalahmed741]

Great💥

[@satysharma8020]

One more point Teacher ji, nowadays marriages don't even last for a lifetime. Divorces are very common these days.

[@MultiShoor]

Can we have divorce ceremony outfit please ! 😂

[@apurvabhide2860]

@@MultiShoor you worry about the situation in your country need not worry about India

[@doctor7937]

So don’t get married

[@MultiShoor]

@@apurvabhide2860 Desh ka jhanda lagakar boli to dekho kitni gandi hai . Dil kar raha hai mu ke andar nala ka kachda daal du !!

[@EvonPeter]

😀😀😀

[@Clean09]

Well, if we tell our future wife that we can rent our wedding clothes then she herself might be judgmental on us.... And she may think that we are stingy...😂😂

[@souravpal1768]

You hv to convince your to-be wife about your financial planning, goals etc...if the things become clear between you and ur partner even before the marriage, then after-marriage things will be much more easier...

[@scalerup]

Lmao I thought the opposite. I always had seen the lehangas wore in reception are very very very heavy that it just rests in cupboard post reception. I wanted to take rental dresses and the next moment I had a thought what would the future MIL would say😂😂😂

[@prathyushareddy4977]

I am a girl, I want to rent lehenga for my reception as I will wear it only once in lifetime. But, finally choose a lehanga that costed me 10000Rs (renting cost me 7k). I am going to thrift sell it or donate it to some one who cannot afford.

[@scalerup]

@@prathyushareddy4977 Congratulations for your marriage

[@FeralGale]

Great video!! This video needs to be made in marathi too so we can show this to our family😅

[@mohanraogadamsetty8647]

Good video Ji. It's very useful. We need to share this video with the younger generations. More than 80% of the total money people spend for marriages is get wasted. One of the best videos which ever I had seen. We spent very very less amount for my marriage.

[@commerce_family_]

From the notification of the video, I felt as if you are getting married and announcing its news on you tube. I came here to see , who is that guy 😂

[@deepff6676]

Same with me also 😂

[@bhagyashreesiddu555]

Mam is already married and had a son..

[@ayyappanravi]

yup man i was shocked and suddenly cliked this video

[@venkatkarthik471]

Rachna, I’m already a big fan of you. Spoken enough about your teaching skills with my family, friends, and colleagues. My ten-year old son had recently asked how much I would spend for my daughter’s wedding in future. I couldn’t answer. But you’ve answered his questions!! My son and I have seen this video together. I now have a new reason for being your fan. Thanks much! Venkat Karthik

[@GetYourselfALife]

How much would you spent on your daughter's marriage?

[@ashu_gaur]

Great video mam, and I experienced it myself by spending a lot on my sister's wedding as well as my own wedding. Mam I loved all ur videos and want to join a full time online course, as I am from Engineering background and was clueless about many things, but with ur videos I learnt a lot....I wish I would have followed u much before in life.

[@rkfreedom1842]

कृपया कृपया सेम हाच व्हिडिओ मराठीमधून देखील बनवा जेणेकरून आम्ही आमच्या घरच्यांना दाखवून त्यांचेपण डोळे उघडू शकू 🙏🏻🙏🏻🙏🏻

[@caadityadongre]

Hello Rachana Ma'am! I hope you remember me!! The one from Nashik (IPCC Audit Class😅😂) Though I am not of that age of getting married, but genuinely this gave me chills! People spending so much for a single event in their life feels very surprising! I will surely keep this in mind when I will be planning something for myself 😃 As always a wonderful video ma'am!! Kudos to you!! Regards CA Aditya Dongre 😃

[@krishna7862]

Excellent analysis. Cost of Wedding = (Cost of Wedding Hall + Clothes + Food) * No of Days + Miscellaneous. No of Days could be 1 or more as many these days want to have Sangeeth and Reception. Miscellaneous are Hotel Stay (close relatives & friends from other cities), Transport (if any), DOWRY (Yeah still Exists although illegal), Gold (for Bride & Bridegroom - Of course this has been accumulated by parents depending on the region). In different states in India, there are other traditions for Marriage Expenses. In TN, I have primarily heard expenses are shared while in AP & Telangana it is bored by the Brides Family, I am assuming it is almost the case in some of the other states in India. If this is to be considered the Cost Analysis will Change. May be a separate calculator on your website for Marriage with all these factors needs to build. What should it be called maybe Marriage Expenses or SIP with options of sharing or no Sharing?🤔

[@vaidehipadhye9258]

It's nice to see that someone addressed the spending at weddings!!

[@drarunaj]

Wow.. *vaidehi* ...that's a good name...I will suggest this to my pregnant didi..😀

[@scalerup]

@@drarunaj Khushi - my recommendation 🙈🙈😅

[@prajaktakhatke9084]

Really amazed by the topic you have touched!! Hats off to you Rachana tai. Was such a eye opener. Waiting for another such interesting topic video ! 😍😍

[@CARachanaRanade]

Glad you liked it!!

[@alpavakharia8193]

I think new generation should think on keeping the event simple.. so parents will not have to face social pressure

[@LearnInTelugu]

Ambani spent 500 crores on his daughter's wedding.. and at that time his networth is above 1 lakh crores.. The lesson we need to learn here is, the maximum amount that you can spend for your or your children wedding is only 0.5% of your networth..

[@shreemate2038]

There are so many incidents like these. Being aware of this. In 2019, We had register Marriage, to save money and invest same in education. Many people liked our decision. But sm people laughed at us. Sarcastically tried to harm our self respect. Inspite of that i am proud of my decision. I didnt sell our agriculture land, i used saved money for education. And now i am earning sound money. And soon with my dedication, i will be a great architect.

[@rg1283]

Such a cute thumbnail photo. Rachna! Bless you both

[@shyammadireddy6909]

Registration office lo Mrg chesukuntey A expense undadu

[@daspragmatic2995]

Really good thought provoking Rachana, Do more videos like this. Thanks a lot

[@aquivideos5143]

In inida most of the expenses are forced by Bridegroom side on Bride. When a girl is born, starting from day one, parents will start thinking about savings for her marriage... One end government is promoting "Beti Bachao Beti Padao", still middle class families think of providing higher education as they may not match a guy for the girl, as highly qualified guy comes with extra cost (Dowry and extra demands).

[@vaishnaviborkar4526]

Great you thought of making a video on this sensitive subject...and much admirable is that you gave your opinion on borrowing money...your opinion matters a lot as you are a big influencer on young and oldies both...keep guiding..cheers and lot of wishes to you..

[@yvr655]

Very good analysis 👍.... Big fat people's wedding costs doesn't have much impact, but in middle class families this will be major impact on their financial situation, however they ignore it at that point of time because of their prestige issue in their respective families. 🤔 🙏

[@InvestingJourneyWithYogesh]

amazing introduction as always...the big fat Indian wedding definitely has a lot of potential to benefit many stocks and result in quite a few multibaggers as well

[@sudeshkavathekar1367]

Good video. As rightly said, it is very personal decision for spending money. But if mutually agreed between families cost can be resuced at optimum level and saved money can be used for financial emergencies or buying dream home or most importantly to live stress free. Financial backing always give you stress free life.

[@anamik4870]

but believe me.. big fat indian wedding is fun... provided you have excess cash

[@ScienceFan33]

@@anamik4870 sure. Fun for guests and anybody else who doesn't have to pay.

[@narayaniyengar156]

Rachana, धन्यवाद Hopefully, your video will be an opener for the parents as well as the potential Bride-Bridegrooms.😊😊

[@aditikolhatkar7390]

What I feel is that wedding industry is not at all regulated. There's no body/ association that would govern the prices. And people end up paying way more than what is offered by the sellers/ hall owners. And they try to exploit the emotional qoutient attached to weddings. And people think "Ek hi baar to hoti hai shaadi". Instagram and celebrity weddings have made it difficult for middle class.

[@anamik4870]

getting married.. only hall and food and vallet parking 22 lakhs both sides... rest gold and return gifts and make up and clothes-both sides 18 lakhs.. enagagement 2 lakhs..

[@mainakdutta908]

Another interesting and helpful video of our finace mata. I was madly searching for a video on this topic... And guess what my idol has come up with it.❤️ Sending loads of energy and love.

[@Megh6675]

Cannot thank u enough Rachana for addressing this very close to heart topic... Specially bcoz i am soon going to enter the phase of life to plan a wedding for my daughter. Admire u a lot n must say that U have been a big inspiration for overall financial awareness for me. I request you to give some insight on financial planning for higher education for children... When n how to start working on that...etc. Thanks once again!

[@lisadas698]

Very honestly speaking my mind say that I should not go for a very lavish marriage instead save money and do it very low budget but my heart says it's one chance where I can spend money and feel special so everything should be lavish special for my big day I don't know what I will do

[@sukhdeepkaur6606]

Very informative video. I feel amazing after watching the video because this is such basic and I was not aware of it. Indeed a gem video. Thanks to you and your team. Well done.

[@mjan1509]

You missed 1 major point Dowry All these money coming from bride side, bride's father takes heavy loan and spend. Due to this dowry culture, indians wedding are lavish and big fat. Once dowry will be reduced, money spending will be reduced in indian weddings. So, teach youngsters and avoid Dowry.

[@sanketkulkarni405]

Hello Mam, 1st of all thank you so much for all the guidance that you are providing us in our mid 20's and other aged group, but as you mentioned in the video, wedding is the cost effective event of every once life, so my question is - Now we don't have that 15 to 20 yrs to invest in SIP as this event will be there in next 2/3 years for that what should we do now, so that we can afford nominal wedding event in this coming years.

[@TheNkkalita]

Same question

[@sonujadhav853]

Rachna Ma'am, Big thank you You are giving such good advice to the new generation.

[@challakondapadmaleelavathi9596]

Nice information. Thank you mam

[@CollinDavis]

Why am I watching this? I am already married.

[@banukiran58]

Strangely it is a taboo topic, and getting judged for a big miser when brought up. Thanks Mrs.Rachana for making the video.

[@purnima_2]

Absolutely right ma'am, this was really a worth addressing socially issue !! Thank you ♥️ Many people, even my parents don't agree for lesser spendings on it out of sentiments & society standards. Hope this will change soon 🙂

[@divyanityagi]

In North India, there is one more thing "Dahez".

[@MyMoneyUniverse]

great video as always....m already investing in some of the stocks that will get boost from fat indian wedding. showing it all in my videos along with the analysis

[@payalagarwal3952]

just started following you. waiting for next stock of yours

[@sushilkumar3zz9b]

badiya content hai bhai aapka

[@SuperAnupamSingh]

Rachana, the real reason is India is a country where people want to showcase their money but in real they are not rich. Showcase people we have and nothing else and also this culture is just because lot of people are poor here and if someone gets rich then he shows his money everywhere, this is not the case in Western countries where almost all are equal in money

[@anaghapabalkar5944]

Excellent information....informative for many parents..

[@manishatulpule7222]

Very informative video.Thanks

[@deepakkharate4505]

This is very informative. Please create this video in Marathi.. I want to show this to my Parents..

[@raviagarwal6539]

False prestige for few days affects whole life of couple . Instead they shud save on weddings and invest wisely to have lifetime fun, peace and be away from financial stress for whole life

[@agniveshsathe4243]

Yes its thought provoking talk. Much informative and came to know how big business the Indian marriage is. Of course it depends on spender what amount to spend and as seen from family court divorces statics , marriage is gamble. Even in some other Indian community the dowry is also a big amount which you forgot to include in video. Just for calculation purpose asking how much 20 lakhs would be after 20 years if put @ 12% CAGR in to capital market or mutual fund or bank fixed deposit etc.

[@RKCapital2024]

Same Subject already covered by FinnovationZ long 🔙 😃

[@Shree_Ganesha_Investments]

Shares to look for 1. Raymond 2. Manyawar 3. Nykaa 4. Bata 5. Titan

[@nainasaita5174]

Hi Rachana, Great information :) Can you suggest some options on how to save money and plan financially if the marriage is to be planned for the next 1 or 2 yrs? Of course, the ideal option was to plan long back with the smallest amount as your shared but what if someone has missed doing it and now need to arrange funds without taking loans preferably. Would appreciate it if you could suggest some good innovative ways for short-term funds planning.

[@santoshkumarkar39]

This is what called .. Like and Share.....Thank you very much Madam....

[@tejasrane2908]

Dear madam, Thank you so much..for this video...I am also going to get married ...but this video is eyeopener for me..I was too daydreaming even I don't have money.. but it's eyeopener!!!!!!.. Tejas Rane

[@tejasprakashjhaveri]

I believe Indian Weddings looks more like a Great Indian Circus... I have been through it and I dislike it the most... It should be simple and connected rather its glorified and over exaggerated... I echo the thoughts of Sherwani which I bought and wore it only once till date...

[@anoopsahni7334]

Yes right.... The latest lavish and famous sold marriage was in britain castle ....

[@sivakumarsiginam7202]

Good information. Good vedio.

[@alex225able]

Honestly, I would prefer to invest some of the money for the future and save some for learning, vacations or hobbies. Even now I do the same with my salary. I find it pointless to invite people who would only trash talk about everything but be nice to. my face.

[@techadvis]

Actually the investment made for the wedding was like showing their wealth and status. This is also one of the reason.

[@minishorts4273]

Rachna di di You buhat pyari lag rhi ho thumbnail image me🥰❣️

[@lakshnaramesh9733]

Ma'am, as always a great must req. fin. content for youngsters & their parents too One que. i hv doubt in is, "generally" what % of people from middle class's wealth can be utilised for their wedding+reception expenses? If u were now at the same fin. stage & marriage age what is ur % for the above case?

[@minimalist0703]

You should spend only 5 lakhs for ur wedding. Thats it. Nothing more, nothing less. If the wedding is successful, then throw an anniversary party after the 10th year. Again, not more than a few lakhs. U dont need to prove anything to anyone.

[@neelj5155]

12 % should not be taken as ROI , it should be 9-10.... That's it...

[@sportslover8396]

One should not get marry only at first place 😁, this not only save the money but also life time peace. 😅

[@supriyopathak8160]

Video aane main bohut late ho gayi mam, already did almost all the mistakes financially 😄

[@arunprashadleelak95]

In the thumbnail with that velvet dress u suddenly looked like an angel dear.

[@arunprashadleelak95]

@CA-Rachana-Phadke-Ranade. what does it mean. Is it a course?

[@arunprashadleelak95]

@CA-Rachana-Phadke-Ranade. and is this real rachana?. I would be suprised if it's real one. Bcz in your video itself you have mentioned may people spam in the name of yours. So only asking it to verify it.

[@mayak2676]

Just have a registered marriage with a small get-together, high tea, at home with close family & friends not exceeding 20-30 ppl. Anything above that is an absolute waste. Better to spend on a getaway together & invest the rest to be able to spend on future trips together

[@Mork2001]

Congratulations on the decision

[@shubhamkapse1732]

Hi Rachana mam, please make this video in marathi or hindi. It help to share with parents and elder relatives and friends.

[@farrokhtaraporewalla999]

Very nice and informative. Thanks!

[@Megh6675]

I recently came to know that destination wedding packages cost somewhere around 1.5 crores 🙂

[@SangeethSamuval]

Hatts off to you mam, Indian Families should see this

[@ashapandit7965]

Mala vicharaycha hota ki Yes Bank che share profitable aahe ka future madhe .

[@rkfreedom1842]

Please please make the same video in Marathi as well so we can show this to our housemates

[@MrDrdrdrdrdr]

Very nice and eye opener video mam I like any Gyan related to finance CA people r really visionary

[@Sai_Kiran2000]

Ca rachana's best suggestion to save money is to not get married 😂😂

[@GetYourselfALife]

She never said so.

[@skp1793]

मॅम आप ने बहुत अच्छा topic लिया हैं. India मैं लोग ये Bollywood ki copy करते है ...ऑर ये Bollywood sabkuch स्पॉन्सर होता है ... यहा तक की उनके/(चड्डी, बनियान भी)..

[@harmonypizza]

Need a similar video about building houses. In Kerala, it has been and still is a problem that people spend their hard earned money for building large houses for merely showing off. Some don't hesitate to take hefty amounts of money as loans. Everyone does it and therefore a person who doesn't have a need also feel compelled to make such unwise decisions.

[@vg7273]

Mam why you not post this video before 10 year that we can got some idea for marriage you are so great 👍👍 for money management

[@humanity1st481]

I bought 120 jsw shares of total Rs57000 and sold it at price of Rs762 each within year..which totals cost Rs91440 but i got only Rs71474

[@diganttonpe1804]

I knew this rented clothes thing. When I told my parents, this was their reply: सुनेला लग्नात काय भाड्याचे कपडे घेशील का 😂

[@sreenivasaraotankasala5039]

Very good information and useful to the youngsters

[@prakashraghunathan2685]

Very good video madam this will be more useful younger people.

[@heyhiiiiiii3630]

Marriage related small business should run and money should distribute between poor. Indian marriage is a good method. Don't be radical in this as well.

[@desra02]

Good analysis madam. But why are you considering Gold as expense? Considering your base case of 10 L wala marriage & 10 Tola gold is common practice. Then it's almost 50% amount is saved for future right? And purchase of gold needs to be shared between bride & groom.

[@ivamanral989]

She didn't consider gold at all. Said 10L for base, and 2L for engagement

[@gowthamvishva6316]

This is because Parents pushing their kids to do so or else they opt to sell their property. To keep the property safe ppl go for loan. Still in village side it's common

[@abhishekjoshi8518]

Nicely Explained Di...

[@vinayaavuti8125]

It's very important for Financial planning for wedding and people are so fascinated these days spend their entire savings for a single day or by borrowing huge amounts. Scary it is. Rather spend the same on travelling which helps in many ways.

[@sowjanyavarayus149]

Yes mam whatever you said is right. Recently my cousins marriage happened.they spent 20 lakhs for marriage.

[@GetYourselfALife]

Are their networth above 2 cr or more including their house they live in? If that's the case, no issues.

[@shriyashyam]

I have my plans and wants to get married in a temple with my closed ones. Am not into a lavish side.

[@anuragbaruah5398]

Chale fir mandir?

[@lakshnaramesh9733]

18 y.o old boy (regular viewer) watching CARR vdo My mom: What fin. vdo u r watching now Me: Abt my wedding budget planning in future My now: whatt...? Wedding budg. planning?! Hmm..! Go ahead Me: Continues watching the vdo!

[@Trilok22]

Madam Ji, What to do with Polyplex now ~30% ⬇️ hold, sell or add❓️

[@abhishekborikar4958]

Madam khup Chan analysis ahe indian wedding baddal pan ha video marathi channel var Pan asta tar Chan asta...

[@javeedtech]

Why you disturbed day dreaming girl in beginning 😀

[@pythhkkhhh5073]

With rising costs of marriages the divorce rate is also rising.

[@pythhkkhhh5073]

@CA-Rachana-Phadke-Ranade. I will definitely participate. But right now I am having shortage of money. Please send me 10 lakh.😭😭😭😭

[@shubhamkokadwar7716]

This is great 👍 Thank you

[@Pratima_Kesaria]

For most of them using rented cloths on wedding itself is a insult. Both the bride n bride groom both shd be matured to go with rented costumes.

[@musiccrazyshraddha3951]

How to plan for a wedding in a short period of 2-3 years ?

[@buramgirish9282]

As Peter Lynch said know what you own and know why you own it. am referring to rent cloths for wedding do not buy it.. Logic follows money making but emotions what make us to splurge money.

[@Indian-er6li]

First Indians need to collectively stop giving n asking dowry in any form