The Biggest Ways People Waste Money

If the 2020's turn out to be the "Frugal 20's", as opposed to the "Roaring 20's". you may want to figure out the biggest ways you're wasting money, so that you're better able to save money. In this video I discuss how car purchases are up and why, as well as the 7 biggest ways people waste money. What is one way you are wasting money this year?
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[@AJEBBERT]

My husband and I actually just purchased our first home because we have been paying off debt and became debt free last October. He is in health care and we have our 6 month emergency fund and all our ducks in a row.

[@fgonzalez78959]

Now pay it off..im on the same road and trying hard to pay it off

[@princesskaitlinhazelwood4703]

We love New cars. We buy new and drive them till they die. My husband is currently driving our 99 Mazda protege. I would say we got out money's worth out of it.

[@maricruzorozco5058]

Ok good! I totally agree! I bought a 2004 Toyota Corolla and it just broke down this year, I believe it’s okay to buy new if u plan on keeping it!

[@auntiali9344]

@@maricruzorozco5058 Bought my Honda CRV new in 2010. Haven't spent much on maintenance and hubs just replaced the battery this week. Total cost...$100. I have 60K miles and plan to keep it as long as I can.

[@pia9343]

2005 Lexus RX330, looks better than the new models, 140k miles and nothing wrong with it. Lexus car salesman told me that the 2005 models had incredible quality control, made in Japan, not so much with the newer models.

[@auntlala4262]

@@maricruzorozco5058 i only by new as well and keep it a very long time. Toyota Solora... almost made it 16 yrs. Plus too right now financing is very low. Anything under 4% is reasonable. I have a 2012 toyota corolla, im hoping to get another 12 yrs out of it.

[@maricruzorozco5058]

@@auntlala4262 yeah totally!! I got mine at 3.9 apt!! 👍👍👍

[@AmandaJYoungs]

I don't understand why people aren't paying serious attention to their spending right now. I might have no income again if we go back into lockdown (well, when we do, really). I'm stocking up on some things that will keep, but not going crazy about it. Although (LOL) I have so many red lentils and so much brown basmati rice that I could eat curried lentils with rice for months if I had to! But what you touch on here is really that there is a need for us all - regardless of whether we want to be frugal or have to be frugal - to be *mindful* about our consumption. I think overconsumption is a vice and moderation is a virtue (sadly, one which I aspire to much more than I achieve it, but we all need targets, right?). Here in the UK, my trusted news source tells me that we became much more conscious of food waste during lockdown and that can only be a good thing, as far as I am concerned, regardless of your income/budget or your financial goals. I love simple food, and I am grateful for it. My body is grateful not to be eating rubbish anything like as often as it used to, as well!

[@AmandaJYoungs]

Oh, I should say that when I had a lot of money (there was a time when I did - and I thought it would continue forever, unfortunately, but I have learned that lesson now), I was guilty of buying new cars. I had to drive a long commute on motorways every day for work, and I felt it was a good investment since I drove home late at night and was anxious about breaking down on the motorways. Now I would buy a car that's about a year old, maybe two, and keep it for another two or three years before trading it in for another car that's about a year old. There was a great feeling the first time I drove off the car forecourt in my brand new car, even though it lost so much value right away. But the feeling - although it *was* great - was not as great as it would have been to have had that money in my savings account, earning me interest! I've learned my lessons, better late than never. :-)

[@GraceMinnickSLAMS]

I’m 26 years old and live in northern CA. I am very blessed because without my parents help I would still be living at home with them. The cost of living is crazy! I know many other “adult children” still living at home. Also just costs for insurance, food, etc. all adds up and when you are just getting out of college you usually don’t make near enough to pay for everything on your own.

[@jawbreaker8125]

I'm 25 yo and I would be considered a young adult, at least in my country. I don't buy excessive anything as I live with my girlfriend and we try to be as frugal as we can, so I never ask gifts from my mom. Problem is my mom keeps buying me stuff I never asked for and don't need or want, I really don't know how to tell her that I appreciate her thought but I'm better without new clothes and pointless bath products. It seems such a waste of money to me and I'd really be happier if she kept her money for more important stuff, especially in this time of uncertainty.

[@maricruzorozco5058]

I bought a brand new car in 2004, it just broke down this year! In my opinion though, I think buying a new car is only okay if you plan to keep the car! Is that still a bad idea?

[@TammySkipperTV]

Dana, you are really being a bummer for that new car fever I've had lately ;) Seriously, I know it's ridiculous to buy a new car right now (for me) so thanks for talking about these things

[@roseflowers7641]

I really wish the US would develop mass transit like many European countries have, but of course the car manufacturers have stopped it unfortunately. I sold my car a few months ago, I use my local bus and light rail systems which is a far cheaper option.

[@TheDebtLessCrew]

Yes, buying new car always felt like a waste of money, just my opinion. The depreciation of a new car drop so fast! It's a lot of use cars in the market that save you money, and are reliable. Just have to do the research. Great Video!👍

[@yemialemu9902]

It's absolutely waste of money to buy a brand new car. I agree 100%! That depreciation is crazy!

[@ThePantherproof]

About 75% of cars sold are previously owned. So this is not breaking news.

[@pigletsbank437]

I spent more on food. Food stores that deliver at home are more expensive in general than those who do not deliver. Normally i go tho cheaper shops get everything myself. But in the Netherlands , the cheaper stores they are full of people for months, often out of stock because , during the day because the staff are not alouwed to refill with costumers around because of covid 19. So i order normal groceries but a little more expencive deliverd. Because of multiple deseases i am a high risk person .and i like to stay for a while😅😉🥦🍅🍞🍎🍏🍋🥕🍚🥦🍗🥓🥫🥛🧅🍌🥚

[@brianparent4882]

Bought my last new car 5 years ago. I’ll never buy new again. WAWA is the best! I wish we had them up in NH! I was in one near Cambridge, MD it was ginormous and I felt like a kid at Disney so I named it the Taj WaWa! 😉

[@diandie1838]

What is that?

[@awarepenguin3376]

Dana! If you bought the Gym membership through an app on Apples App Store you can request a refund from Apple and 99% they will approve it especially if it’s recent.

[@vr3688]

Hey Debt Free Dana! I just wanted to thank you for putting up this video. It randomly popped up in my recommended videos and so I watched it. Then you gave me the idea to sell my idea since I am now at home and do not need it. My husband and I ended up selling it at a local dealership and paid off $8066 from our debt. It feels like such a big boulder off of our shoulders. It is such a blessing. God bless you and please continue what you are doing. It is so inspiring and gives us all ideas on how to save money especially during these times. Definitely an answer to our prayers :)

[@jackiem9460]

It's horrifying how much gently used cars are! I can't imagine buying a brand spanking new car.

[@ruthwhitfield9043]

Hi, I’ve been missing your videos. Can you give an update? Are you ok?

[@grannyprepper1181]

We moved from San Diego area to Kingman Arizona. We just canceled our SeaWorld memberships. We thought we would be going there more often, $145. per year...closed.

[@annemarielechevallier3205]

Plus Blackfish.

[@mdeporres19]

Hello Dana, my rule of thumb is when everyone is buying, I don't! I just sit back and let it all shake out especially on fad-type items or new trendy things. Once the hype is over, prices drop and you can often buy second hand. Also, if it's a technology type of item, I want to let others pay for and work out the bugs!!

[@sheila3936]

Agreed, all our gaming consoles, cellphones and most laptops have been purchased second hand or referbished. Saves a ton.

[@deep3499]

Miss wawa! I’m in nc now,no wawa! But go to pa a couple times a year because all my family there.

[@angelgirl2001]

Hey do you know just talking about gym memberships they were saying here when we were watching on the news couple weeks ago probably even a month ago that a lot of people are staying away from the gym even though that they’re reopening a lot of them are trying to cancel their memberships and do a lot of working out from home and doing a lot more walking in their neighbourhoods and around their homes I totally agree with you on that thank you for sharing this and bringing this topic to light so some of us can see that maybe we really are wasting our money and we can do better.

[@lizjim5852]

My husband sells new cars & people are still buying as normal he said. But yes there is limited stock.

[@ChaseEverySecond]

What about keeping up with Instagram, Pinterest, etc? I think that can be a pitfall.

[@sheila3936]

I feel like the biggest expenses for adult children would be if they stayed or moved back home. Or financial help with getting them started in life like schooling, car and house purchases, weddings, even nursery and baby gifts.

[@saschamayer4050]

Isn't that money better spent for retirement? The kids can take a job and work for the money. But you don't know how much time you got left to save for your retirement or when you'll need it.

[@andreaolvera9860]

Hello Dana hope you are fine we miss you

[@sorayayaya754]

Hi Dana, how are you and family going ,?

[@quittenfee42]

Lots of people are leaving the big cities to live more suburban or rural. They didn't need a car before but now can't do without. They perhaps sold their pricey apartments and probably move back to their family.

[@bruce5895]

Tip # 5 for saving your money, shop around for the best price before buying anything.

[@sjordan7085]

Actually, one could add to that, buy everything you can used and still look for the best prices. Use, reuse, repair and recycle, never buy new unless there is no other option! Even Factory Refurbished is better than buying new, because almost always you are getting brand new regardless, often the item has just been repackaged. Buying factory refurbished computers means they still come with warranties and you can buy high end, and still save hundreds of dollars.

[@bruce5895]

@@sjordan7085 You should be doing my job for me, I have 495 more money saving suggestions to go, then I start on health concerns. Good job and thankyou for your suggestions and feel free to ad yours to mine anytime.

[@sjordan7085]

@@bruce5895 Being frugal comes as second nature to me, my mother and father thrived through WWI and WWII in the UK. I am very grateful for all they taught me, they did many things people don't even think about today. I should probably write my own book! My mother was a school teacher and had won a scholarship to Oxford but couldn't go, because she had to support her mother and siblings after her father died at a young age. There was no welfare of NHS in those days. She supported all of them. When she married my father all they had between them to start their married life was a wooden orange box for a table, my sister was put into a draw, resting on two chairs to sleep as they did not have a crib. They grew most of our food, made, repaired or reused almost everything. They did electrical, woodworking, gardening, brick laying, cement work, sewing, car repairs, uphostery and more, it was just how they lived. My mother cooked everything from scratch and all our food was Organic. I learned how to knit by the time I was five. My father was self-educated and even today, I am amazed by how extensive his knowledge was. My mother was a Botanist and knew all the Latin names for plants. She taught me which herbs and oils to use for health reasons. I learned to study and love nature. We often went on long walks into the English countryside, or rode our bikes to pick blackberries, for homemade pies. Now in my early seventies, it is difficult to imagine how they managed to die wealthy, but it was just from living simply and using common sense. Nothing was ever wasted. The manure from my bunny went to feed the garden. I still have rescued rabbits, and always wanted a lop rabbit. Tomorrow, I am driving to collect a young bonded pair of lops, someone can nolonger keep. They are already spayed and neutered, and were due to be euthanized. I will be very happy to give them a kind and responsible home. I write books about my rabbits for my little grand-daughter. Eventually, I will illustrate them and be able to publish. Instead of going on vacations, I look forward to a monthly Day Out with my daughter and grand-daughter. I generally spend about $20.00 or less and take a picnic for us to have by the ocean, or in a park where there are light houses, and wild life. So, much cheaper than staying in hotels and flying far away, and just as enjoyable. I also have an electric bike, which is great exercise according to several university studies, and saves on the cost of petrol as well as being a great deal of fun. I bought one that folds up and already had sixteen miles on it, so the company let me buy it for $400.00 less than normal. Still an investment, but well worth it, because it pays for itself! And, you can buy insurance for them, incase they get stolen or crash, not too expensive, just a few dollars a month.

[@bruce5895]

@@sjordan7085 Wow what an interesting story, the simple life is how it should be for everybody but as crime takes over the big cities people either move out or live in fear these days. I am in your age bracket play tennis everyday, love art and music and try to help people with the rest of my time. Nice to meet you.

[@Creative2xmom]

I hear you on the grocery thing, but just wait. It gets worse as the kids get older. My oldest is eating me out of house and home. :-)

[@hippybecca]

Im not sure how much I spend on what I actually eat lol. I have been buying extra food to stock up for emergencies so my bill has been higher than normal.

[@margaretvillalpando7722]

Maybe folks are buying homes because of fear of eviction vs. mortgage payment delay deal. Not real sure just guessing.

[@melissalee333]

We are on our debt free journey. We just sold our 2200sq ft house and are renting a 1400 sq ft house. It was too big and to expensive.. $214K of debt gone 😁 A week later I sold my leased car to Carvana and actually made a profit. Another debt gone. We will eventually buy another car used for cash but we don’t need an extra car right now. One more car debt to go that we are gazelle intense in paying off. Should be completely debt free by next September but most likely sooner. Who knows I might sell that car too.. We love Wawa!

[@HangNguyen-ih8rf]

Melissa Lee So when you retire do you have enough to continue paying “rent” or “mortgage”?

[@melissalee333]

Hang Nguyen our next step is saving the money to pay cash for our next place. We will then still have monthly expenses but they will be minimal. We are resetting our lives.

[@leahrn78]

Wawa could be the death of me 🤣

[@lizziemcdougall2767]

I would love it if this decade was the frugal twenties; although frugal living is always valuable, paying attention to how you spend your money is especially important right now when things are so uncertain. Many thanks for another video full of sound advice.

[@TexasScout]

Friday, I had my first "fast food" meal in over 2 years. Spent the rest of the day feeling guilty about it.

[@lolipena8051]

We were looking into buying a 2nd car because of the deals. However we decided not to. Wait it out. Sadly with this pandemic it made us realize that we should of bought a 3 bedroom home instead of a 2. Both me and husband work from home. He has an office and I’m over here in the kitchen island or living room, not fun. We’ve also had to put family up because of wildfires. Even though we had no room. So yes, should of bought the bigger house. Lesson learned

[@colettemcwilliams1325]

I have to agree on what you said about a house. I live alone and bought 1,400 sq foot home. Tat is a small 3 bedroom. I feel like I should have tried to find a tiny home. I spend most of my time in the livingroom/kitchen are and my bedroom. I could have gone smaller.

[@julias8763]

I have a gym card, because I am a swimmer and I do not have 25 m pool in my apartment 🤣🤣🤣 so I need a membership anyway

[@taunyaw2181]

Good stuff. Interesting on car prices being higher. I buy used cars these days....mostly a good buy. ;) I think as of June 9 or somewhere around there, we are already in a recession....but that is not a surprise. People were taling recession last year with all the store closures then. And now look....crazy. Back then people could not afford a $400 suprise expense without going to a creidt card.

[@justthetip96]

Yeah I have a 26 year old son and I still pay for his cell phone cuz he just stays on my plan. I had extra money and I paid for the registration for his car. I should stop this stuff.

[@sjordan7085]

How do you expect a child to grow up to be a responsible adult when you keep funding them? The time to stop was when he turned 18!

[@justthetip96]

S Jordan I agree. I’ve realized now I haven’t done him a lot of favors.

[@margal3120]

Todd Long I wonder if that person who gave you grief is a parent? It’s not easy to cut certain strings when you see it as a convenience that might help you with a lower plan, for instance. Plus it’s not easy to cut all cords at 18 - these days that’s not realistic. Don’t be too hard on yourself 😎❤️

[@sjordan7085]

@@margal3120 Oh please, when I was eighteen I emigrated to the US by myself. Working school holidays allowed me to save for my goals. I paid for my travel expenses, a wardrobe of new clothes and had enough money to pay for an apartment, as well as the return fare stashed away. I also had a FT job waiting for me at a Dental School. And, yes, I am a parent, with a daughter who has a Master's Degree, a professional career, and no debts as well as being a talented violinist, horsewoman and now wife, and mother, with a home of her own! The purpose of being a parent is to produce a happy, well adjusted, educated and independent adult who contributes to society in a positive way.

[@justthetip96]

@@margal3120 Thanks, I appreciate that. My son is a good person, treats people with respect and doesn't get into trouble.

[@KC-dr3cg]

Companies like Allstate have insurance that you pay for by the mile and in the pandemic a lot of people weren't driving at all so it's really important to learn about those kind of insurance possibilities

[@keithmuhati]

Pay off your debt within the shortest period possible using this strategy. Go on to Great Wealth Strategies LLC to find out more.

[@smallfamilysmallbudget1817]

Even preowned cars are expensive right now!! Some of us are essential workers and working at stores, fast food, hospitals, senior care places, ect.

[@fdawg42]

WaWa! i was spending $10 a day there on the way to work. Now working from home I only goto WaWa maybe once a month to use the ATM. $200+/month not wasted anymore!

[@modernadulting6857]

A lot of the time we waste money on things we don't really need without realizing it.

[@sandrapride1046]

I buy new cars and drive them for at least ten years. I am a retired lady and drive my car until it need a major repair that does not seem cost effective. I need a reliable vehicle since I am alone or with my grandkids most of the time.

[@ברכהה]

I think you need to consider all sides of the argument and then make an informed decision. It's also about priorities. A new car in midrange brings a peace of mind if safety was your main consideration in buying it. A huge house could be an investment if the real estate market goes up compared to stocks. Also we work from home now so more or versatile space is needed. The location might be important. In a safe neighborhood. The gym is a means for your health if you use it wisely. We have to evaluate everything in terms of quality of life and frugality. Every one is different and their financial goals should not be a blind alter on which we sacrifice penny pinching saving instead of smart frugel choices. But yes many times your advice is right and I appreciate the effort and the knowledge. We are all in these struggles together. Making hard choices. Every thing has an upside and downside. Use your power in your life wisely.

[@williamhofmans3763]

A suggestion, start you're own KZbin video or blog, dude.

[@_Arisupdates]

YES! ברכה ה

[@GodSaveTheClothes]

Yes! Keeping up is hard to deal with. Our kids aren’t in any sports or after school activities. I feel lots of pressure to put them in something but we’re paying off debt and can’t afford it!

[@KC-dr3cg]

We were able to get kids together to play volleyball at our church which did not cause hardly any money because they play volleyball outside as much as possible so there's no fees for a gym Etc the trick seems to be to find a congregation large enough to have enough kids to put together some sports teams and we also get them together to play games like toss the sandbag Etc

[@auntlala4262]

I love wawa! Reminds me of my teens & 20s at the jersey shore.

[@bobandlucas]

I would love to have my adult children to stay with us. What ever they pay for rent can be channneled to a vacation fund etc etc. We have the space and will sure welcome a 'noisy' Household. All of them work in different Cities 😪

[@Mwilder05]

Thank you Dana. Love your videos!

[@altaneri6980]

I have 2 adult children and do not pay their expenses.

[@christinapuleo5527]

Great video! Thanks! 🙂

[@zickafoose]

I see so many young UTube women spending way too much money on groceries!! Ladies, save some money for retirement or if you or your spouse get disabled.

[@letsmakeamesstoday]

Starr Rivers The grocery hauls are cringy!!!

[@mycupoverflows7811]

Check out Frugal Fit mom and Quaint Housewife. Their teensy hauls are so inspiring!

[@Daubenton951]

Living that mama life is also great! And The Bealles!

[@aliseephemerali9142]

*watches as I eat a Wawa brownie*

[@TheChoiceofMotherhood]

I bought a new car and regretted it because of loss in value. I did it because I'm single, was planning on adopting a baby, and wanted something reliable. Well joke was on me and 6 years, multiple failed adoptions, I'm just now bringing my daughter home. For my next car I was planning on buying used but I don't know how to best do that. I feel like as a single female, salesmen are pushy and not fully honestly. My previous used cars didn't last very long and cost a lot in maintenance. I would love some advice on buying a used car (I won't be buying for a while since this car will hopefully last a long time lol). Funny you mention housing as I was just talking about this yesterday. I would like to buy where I currently live but I feel pressured to buy someplace bigger/more expensive.

[@tpowell3776]

I get a wealth of car information from KZbinr Scotty Kilmer He tells it like it is and has ZERO agenda..

[@TheChoiceofMotherhood]

@@tpowell3776 Thanks! I will check out his channel!

[@marcygirl209]

Good tips

[@bethknight4436]

I developed my car buying strategy in my early 20’s after getting hosed on 3 used car buys in a row. I always purchase the lowest cost brand new car that I can find and drive it until it dies. I’m 66 now, and this plan has worked out well for me. My current car is a 13 yr old Toyota Scion. I know its history and there have been no surprises. This car owes me nothing. There is an initial 4 or 5 year monthly car payment, but after that you can apply those monthly payments to savings or whatever you choose. By the way, I think you DO need a spider swing. I bet you could find a used one by and by (what is a spider swing anyway? 😂)

[@janefromthecountry1820]

Eye opening article from Wall Street Journal ....Interesting about helping out adult children because I have done that with auto insurance and college tuition. Thanks for sharing, Dana! 💯

[@alexandra109]

On this list houses is the only 2 things that makes sense to me right now are houses and adult children. With breakups and divorces at a high, it makes sense that people are looking for places to live. One of my friends moved in with her boyfriend early this year. She sold her house and move into his. After quarantine they have now broken up and she is looking for a house. For adult children, I don’t think it is gifts but actually paying their bills or providing shelter to them (because of unemployment.).

[@randyo6019]

Hey Dana! Late to the game. I’m from Philly and I miss a WaWa! Bought a new car August since my 14 year old car served its purpose and died. I keep my car until it rots lol. Been blessed to be busy and working a lot at the hospital since this pandemic.

[@patsygrace2561]

Not all people are staying home. My job remained the same. I don’t have school age children. We are not all in the same boat. Different strokes for different folks.

[@jncchang176]

Buying cars to live in it. Mobile homeless. For all the newly unemployed. Ha ha ha...

[@de3182]

Spider swings are awesome! We got our daughter one a couple of Christmases ago for $35. She is on that swing every day. It's on our patio. 🥰

[@socialdgirl011]

A spider swing? That sounds horrific.

[@mycupoverflows7811]

I looked it up and realized we have one, we just don't call it that. 😂😂

[@future.homesteader]

It's a large round or rectangular horizontal deck swing with cord net (like a cargo net) stretched across it. I knew about that swing style but hadn't heard it called a spider swing before this video. I assume it got that nickname bc the cord net looks like a spider web.

[@twothousand8051]

Spider swing was a good investment for us. Gets the kids outside, and adults can use it too. Can’t be too frugal, got to live alittle.

[@rainbowphoenix8168]

Hi Dana -Happy Tuesday! No Wawas near the ‘Burgh that I know of...

[@onajourneylife2242]

Girl, that Wawa! It used to be egg sandwiches on the way to church, now no church so it’s on Saturday’s too. Grrrrrr

[@lissettesbloom8223]

Can work out for free on youtube. They have a WaWa in Florida.

[@katresealexander1311]

I love this video 👍. I learned so much. It's straight to the point.

[@anitaluevano9643]

People living in there cars need the gyms for showers

[@gailpeczkis9856]

Can you please tell me what is wawa? Must have missed it's explanation.

[@Learning2improve]

it is a gas station that makes yummy fresh food too 😋

[@mikewallin6049]

If your NOT near a wawa...move!😃

[@liliamrodriguez3020]

Great video thanks

[@Delraydharma]

I need to Google spider swing

[@HangNguyen-ih8rf]

Your expression & music at the 1st 3 seconds of video make you look “not to be taken seriously.”

[@ellavankeulen2619]

Thank you for your video. Watched a lot of old videos of you in the last months and learned a lot 🙏😘

[@esthers9140]

Great points. I have to stay away from amazon, etc right now. My 34 year old daughter had my first grandbaby in July and plans on having no more and my 36 year old son is having his first and only baby in January. I want to buy my grandbabies everything...lol. I did tell myself NO more...for now.😄

[@globalmuffin2]

what is a spider swing?

[@Mwohai]

Hi Dana I need some one in one advice !! Is there anyway to directly contact you and talk ?