Frugal People Never Do These Things

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George Kamel

George Kamel

Күн бұрын

Пікірлер: 1 200
@pattijacobs8961
@pattijacobs8961 10 ай бұрын
Years ago I had a trick that let me shop without spending money. This was back when clothing catalogues inundated all our mailboxes. I would excitedly go through each catalogue, marking the pages of all of the items I wanted to buy. Then I would put aside the catalogue for a few days. When I looked the items over again later on, I had lost the need/desire for almost all of them. I had the thrill of shopping without any negative consequences. I do this on Amazon, as well. Whenever I see something I like, I put it in my Cart as if I were buying it. Then I just let it sit there. I go through my Cart every few weeks and say, "Oh, yeah, I really wanted that last month, but obviously I can live without it." This way I don't deny myself, but I don't make impulse purchases that I'll regret later.
@createone100
@createone100 10 ай бұрын
I do the same.
@Hollysays
@Hollysays 10 ай бұрын
I did/do this too 😊
@larah9353
@larah9353 10 ай бұрын
Very smart! I will do this from now on.
@lacreciaearl452
@lacreciaearl452 10 ай бұрын
Is working for me, too.
@candy2325
@candy2325 10 ай бұрын
Same here. I love the thrill of just looking for fun 😅if I really want it I’ll circle back but in the meantime I’m saving up for it
@AtHost98
@AtHost98 9 ай бұрын
A frugal person once said, “There’s a lot of meat on that bone, you throw that in a pot with some vegetables, and baby you got yourself a stew”
@solokalnesaltam3015
@solokalnesaltam3015 4 ай бұрын
😂
@1whitecottagelife770
@1whitecottagelife770 4 ай бұрын
My parents did this my whole life
@Andrea-ok9px
@Andrea-ok9px 2 ай бұрын
Yes! then save the bones for bone broth!
@emilyp3150
@emilyp3150 Ай бұрын
I think I’d like my money back….
@GeorgeJFW
@GeorgeJFW Ай бұрын
Arrested development 😂
@karenjensen2345
@karenjensen2345 10 ай бұрын
I NEVER waste food! After my 60th birthday party that was catered, we ate leftover sandwiches and chicken for 12 straight days. 😅 Don't laugh, we are debt free house paid for and think nothing of going on luxury vacations.
@muanthangngaihte4598
@muanthangngaihte4598 10 ай бұрын
😂😂😂😂
@SuperT
@SuperT 10 ай бұрын
Parents are net worth millionaires We were eating chicken sandwiches pizza and soda for days following Christmas lol You come to realize that maybe there’s a reason they’ve been able to do it
@christians131
@christians131 10 ай бұрын
Why not go on a luxury vacation? You likely have the funds and might look back on it and be really glad you did
@TheSilentStryke
@TheSilentStryke 10 ай бұрын
If you're 60 have a paid for house and dont even think of luxury vacations you're doing it wrong. Yes being frugal is important especially in early stages but if you're financially set you should be starting to think about enjoying life more in your last 15-30 years. Cant take that money with you, hard to spend it too when you struggle to stand up or drive a car
@FK78696
@FK78696 10 ай бұрын
I'm pretty sure the original poster meant they do go on luxury vacations all the time, i.e., think nothing of it, as in they can take vacations without thinking much about it.
@bernadofelix
@bernadofelix 3 ай бұрын
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
@berniceburgos-
@berniceburgos- 3 ай бұрын
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
@BridgetMiller-
@BridgetMiller- 3 ай бұрын
Exactly ! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
@PaulKatrina.
@PaulKatrina. 3 ай бұрын
Agreed, financial advisors play a key role in portfolio allocation and i've been using one since late 2019 just before covid outbreak. So far, I'm barely 25% short of $1m ballpark goal after subsequent investments.
@Hectorkante
@Hectorkante 3 ай бұрын
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@PaulKatrina.
@PaulKatrina. 3 ай бұрын
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
@gillinacook1477
@gillinacook1477 8 ай бұрын
I’m frugal big time. Everyone of these points are very true, I do all of them just the way you said. I have to give up my time to work, I’m not wasting the money. I Dont have a credit card, I save. I batch cook to save on electric & gas, food and my time. I do food plans on what I already have in cupboards and create shopping list and only buy what I need. I will do some DIY but will hire on the things I can’t do and I do get quotes. I buy high quality items and high quality up grades to my house so all lasts. No cheap stuff that Dont last. I Dont buy brands of anything, food clothes. In fact I haven’t bought any clothes for years, I have plenty good quality clothes. I helped my friend who was in debt by advising what to do, it took 3 years, she is now debt free and a saver. The list just goes on. 😊 I’ve been like this all my life.
@kamwatkins1957
@kamwatkins1957 10 ай бұрын
As a woman, it drives me crazy that so many other women complain about money, yet they are out getting mani-pedis, fake eyelashes, highlights, etc.
@karengoetchius794
@karengoetchius794 10 ай бұрын
Shoes, purses...
@luthiify
@luthiify 10 ай бұрын
As a woman it drives me crazy when people are judgemental on things that are none of their business.
@breefinn2284
@breefinn2284 10 ай бұрын
She hit a nerve with you? 😏​@@luthiify
@nicholasselke5214
@nicholasselke5214 10 ай бұрын
@luthiify whatever people spend their money on is generally not my business. But when they complain to me about their self inflicted problems, they basically made it my business. If someone does something and they don’t like how things turned out, especially when they won’t take responsibility for it, I don’t want to hear it. I’m not their therapist and being treated like one drives me crazy Is that judgmental enough?
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
YES. We have one of those in the family. Hair done, manis/pedis, eyelashes, eyebrows, waxes, spa days, facial peels, designer clothes/shoes/handbags. Here I cut my own hair and clip my nails short because I garden and handwash the dishes. No judgement on her, she looks lovely. However, it seems she should not complain about her financial situation only to justify spending her money on extras like that.
@lfc3176
@lfc3176 10 ай бұрын
1. Impulse shopping 2. Never waste food 3. Use credit unwisely 4. Buy brand names only 5. Neglect budgeting 6. Buy new when used works 7. Ignore energy waste 8. Ignore DIY 9. Pay for unnecessary subscriptions 10. ? 11. Mindless entertainment spending 12. Sacrifice quality for cheapness 13. Purchase trendy items
@Wubby805
@Wubby805 10 ай бұрын
Thank you.
@littlesheetable
@littlesheetable 10 ай бұрын
Thank You!
@UnorthodoxMasterOfGames
@UnorthodoxMasterOfGames 10 ай бұрын
So what is number 10? Stay tuned to find out!
@lauramitchell6725
@lauramitchell6725 9 ай бұрын
Thanks,I don’t do any of these.🙌🏻
@MELINDASSIMPLEBLESSINGS
@MELINDASSIMPLEBLESSINGS 9 ай бұрын
Ty
@joytotheworld2100
@joytotheworld2100 10 ай бұрын
On point. My mother always said, "buy once buy good". This channel is one of my favorites.
@sunnyb73
@sunnyb73 10 ай бұрын
I love this!
@CBranumMLT
@CBranumMLT 10 ай бұрын
My daughter used to come to me asking if something was a good deal on Amazon. Took her a bit to learn, but she eventually learned through patient teaching how to comparison shop using pricing and reviews.
@kellykersten8828
@kellykersten8828 9 ай бұрын
I like what your mama said, I haven't heard that one. My daddy always said " waste not want not."
@RobertHastings12
@RobertHastings12 9 ай бұрын
Or "buy it nice or buy it twice!"
@JM-wu8bh
@JM-wu8bh 9 ай бұрын
Agree! I say go high-end on chef knives and pots/pans. Chefs go on average 10-12 years on knives with heavy, daily usage. If you handwash and dry, they will last a home cook a lifetime
@9liveslisa
@9liveslisa 10 ай бұрын
Everyone, no matter your net worth, should have a budget.
@sstrongman1667
@sstrongman1667 10 ай бұрын
A rough budget is for everyone. A zero dollar budget adds too much stress for some.
@dawnt5587
@dawnt5587 10 ай бұрын
We don’t budget. We don’t need to because we never overspend.
@Fc9ers
@Fc9ers 9 ай бұрын
@@dawnt5587 you can spend even less if you had a budget
@jdraven0890
@jdraven0890 9 ай бұрын
Yes -- I've worked for ppl who have an effectively unlimited budget for their construction project, and they always set a budget anyway.
@CaveFreediving
@CaveFreediving 8 ай бұрын
I had a budget when I made $20K a year and still budget at $100K+ a year now
@brianmcg321
@brianmcg321 10 ай бұрын
Everyone was talking about Stanley cups this past Christmas, and I thought everyone just became big hockey fans all of a sudden.
@valeriesalazar2743
@valeriesalazar2743 10 ай бұрын
😂 same
@milliemrrobinson1074
@milliemrrobinson1074 10 ай бұрын
😂 same!
@susancook1448
@susancook1448 10 ай бұрын
My daughter-in-law gave two Stanley cups to her SILs. They looked enormous for those petite young ladies
@AshleySpeaks4U
@AshleySpeaks4U 9 ай бұрын
I am so glad to be an anti-conformist. Because...an adult bottle for $59? 😂
@Sharibaby80
@Sharibaby80 9 ай бұрын
I detest this trend @@AshleySpeaks4U 😆
@josephcler3299
@josephcler3299 10 ай бұрын
My wife and I are frugal, but we use one credit card for most of our monthly purchases and pay it off every month. We have been doing this for years and have never paid any late fees.
@cjhoward409
@cjhoward409 9 ай бұрын
My son does this. Only 1 card and gets lots of money back. He makes excellent money so they travel a lot and the points really add up quickly !
@debraduhon958
@debraduhon958 9 ай бұрын
We're frugal, but we use our cards deliberately and responsibly. We have several, but generally only use 3, for very specific purposes. We don't pay interest on them either. But my philosophy is if I'm already going to pay utilities or groceries, etc, I might as well get cash back at the same time. It adds 1 more step, but the cash back adds up.
@jazziered142
@jazziered142 8 ай бұрын
I had a pretty hefty car repair, I put on my credit card, I paid it off with my emergency fund the next day. The credit card company paid me well for that.
@CaedenV
@CaedenV 8 ай бұрын
​ For us it is medical bills. We nax out the HSA, stack receipts for future use as a pseudo-savings account, pay with our credit card and pay the bill off weekly. The rewards and the HSA receipts add up quickly. Annoyingly quickly. I totally get the aversion to credit cards when you are working your way out of debt, and I swore them for of a year after I paid my last one off... But once you have a real income and savings and have your spending under control... Yeah, use your cards. Kinda dumb to leave it on the table. If you lack impulse control, then don't do it, but I think most people get into debt for serious income issues combined with large auto and health expenses that we aren't prepared for at the time. It isn't a spending problem, it's an income problem. Get the income sorted, build some assets, and take back all the interest you ever paid to those credit card bastards.
@lynnw7155
@lynnw7155 7 ай бұрын
I use credit cards for everything, get the points, but pay them off every month. I NEVER carry a balance, I NEVER buy things I can't afford, and it never costs me a cent beyond what I bought. I just redeemed $25 of Amazon points from my credit card. Free money, beating them at their own game. THEY are paying ME to use their card.
@UnderestimatedPsychic
@UnderestimatedPsychic 10 ай бұрын
Using no fee, cash back credit cards to pay for things I would buy anyway, then paying them off before 30 days is definitely smart and frugal. I get a $500 check for my Costco card every year plus additional 5% off all my Amazon purchases.
@defaultgamer34857
@defaultgamer34857 10 ай бұрын
But that’s not Ramsey approved lolz
@loosemoose5217
@loosemoose5217 10 ай бұрын
Yea same, I didnt have a credit card for 4 years or so when I could have gotten one, got my credit card at 23, and now I just do the same things I always do but swapped the debit for a credit card and have it pay the full balance every month, it actually helps me budget because its easier to see spending on it then my debit card
@mbs8001
@mbs8001 10 ай бұрын
Yes! I just saw a financial video where the presenter stated that she has a harder time spending with a credit card than with cash. I realized I’m the same way. When there’s a paper statement that I know I’ll be reviewing with my spouse every month, I am more accountable. Plus, not getting those points feels like lighting free money on fire! We have never made a late payment and have gotten thousands back on gas, groceries and other essentials.
@sonicpsycho13
@sonicpsycho13 10 ай бұрын
This is because 1) some of Dave's ideas are very outdated, 2) not financially or statistically optimal (like paying down low interest debt early when investing that money instead would have a greater ROI), and 3) made for people who are already financially illiterate and just need dramatic change.
@candy2325
@candy2325 10 ай бұрын
Same here. I put my health insurance, internet, alarm service, gas bill, etc on it and pay it. I gotta pay it anyway, so I just get the points 🎉 never paid interest or been late
@MealsMadeAtHome
@MealsMadeAtHome 10 ай бұрын
Frugal people would not mic drop. That's an expensive way to make a point. 😂
@grutarg2938
@grutarg2938 10 ай бұрын
Yeah, you could damage a good microphone that way, LOL.
@Batirtze-b6x
@Batirtze-b6x 15 күн бұрын
😅😅😅😅😅😅
@mtaylor9055
@mtaylor9055 10 ай бұрын
If you struggle with impulse buys or suspect you're buying something you don't really need, I recommend putting it in the cart, walking the entire store and doing an internal debate of how much use you will actually get out of it and contemplating what else you would be able to buy for roughly the same amount if you didn't buy the impulse purchase. I find that helps to put things in perspective. I have put a LOT of things back on the shelf once I started doing this.
@pixfan2008
@pixfan2008 10 ай бұрын
Same here.
@cathyrowe594
@cathyrowe594 10 ай бұрын
I find calculating how many (after taxes) hours I would have to work to earn the money to buy the item works best. If buying that cute sweater that's on sale, means I've got to work 4 hours at a very physically demanding job, it suddenly isn't so cute anymore!
@candy2325
@candy2325 10 ай бұрын
I’ve done this so many times. I’ll get bored of the item eventually
@EsterHorbach-it9tb
@EsterHorbach-it9tb 10 ай бұрын
Good advice. I love Amazon, sorry to say that. But let's be honest. I'm looking for o n e certain item and find myself browsing for 100s similar. So I'm putting those " I want these items" into the cart and let a couple of days go by. Then I will look into my virtual cart and most, maybe all stored items aren't interesting anymore or not interesting enough to buy. And they weren't necessary from the beginning. And yesterday's experience at an "offline" store, I saw very nice decorations, but my question to myself: do I like it ? Answer: yes. Do I want it? Answer: yes. Do I really need (even if it's cheap) ? Answer: no! So I set it on the shelf again and was proud of myself. Task fulfilled.😊
@Wazupiseeyou
@Wazupiseeyou 9 ай бұрын
I order and just do driveup pickup. No impulse buying from walking the store.
@popculturehero
@popculturehero 10 ай бұрын
I'm frugal. I don't go out to eat without a coupon, No food delivery, mainly shop clearance section, and don't have credit card debt. Used products can also be vintage collectibles.
@impalamama7302
@impalamama7302 3 ай бұрын
You won't believe the valuable collectibles I picked up on the curb over the years. It floor me what people throw away!
@candy2325
@candy2325 10 ай бұрын
I just paid off my car loan last week and received my title in the mail and I feel so ecstatic because it created more margin in my budget to work on my last debt and save. I freed up $200+ a month now! Thank god. I love meal planning and sticking to inexpensive meals that are quick to make and filling.
@pinschrunner
@pinschrunner 9 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner
@pinschrunner 9 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner
@pinschrunner 9 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner
@pinschrunner 9 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner
@pinschrunner 9 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@WaltzingAustralia
@WaltzingAustralia 10 ай бұрын
Great video. I'm definitely frugal -- but I absolutely agree on Charmin Extra-Strength. And Dawn dish-washing liquid. Some things save you money by spending a bit more.
@spragd
@spragd 10 ай бұрын
Yes to Dawn, no to Charmin. Good Value Extra Soft is the way to go.
@debbiedixon4722
@debbiedixon4722 10 ай бұрын
​@@spragd I agree about Dawn but I prefer Great Value extra strong 😊
@loriar1027
@loriar1027 10 ай бұрын
Definitely no to Dawn and Charmin. I buy Palmolive and H‑E‑B Extra Soft and it’s every bit as good.
@sueg4448
@sueg4448 9 ай бұрын
I noted about taking a small bottle with some of the dish soap and add water to it for each time you wash, saves soap which is concentrated anyway and the cost is rising immensely.
@Bay0Wulf
@Bay0Wulf 8 ай бұрын
Except that there is now Generic (store brand) “Dawn” which is every bit as effective. As to Charmin … not my thing … I’m male and I don’t need “soft” I need “clean” and Scotts had always provided. When a roll lasts a month or more you can afford to splurge.
@tomm.8892
@tomm.8892 10 ай бұрын
Credit Cards are not the problem! It's the attitude that's the problem. Because Dave didn't / couldn't control himself, doesn't mean everyone can't control themselves. Only buy what you need, when you need it, when you can pay for it within ~ 30 days.
@andersax1
@andersax1 10 ай бұрын
And you'll always be 30 days behind using next month's money. No thanks. I haven't had a credit card in over 10 years. You don't need one.
@tomm.8892
@tomm.8892 10 ай бұрын
@@andersax1 We all make choices. Live, let live. btw: I'm not 30 days behind ... I don't have a cash flow problem like you have assumed. I could pay today, or wait until the CC payment date ... my choice.
@erikastanger7848
@erikastanger7848 10 ай бұрын
​@@tomm.8892same. We use it for stuff we already have money for, but we also earn cash back or airline points.
@힐만94
@힐만94 9 ай бұрын
@@andersax1 it is true, it depends on the attitude.. i was using credit card for almost 20 years while keep in mind "this is not my additional money, i just delay the payment".. back then, it's quite convenience because you didn't have to bring cash everywhere, especially if it's a huge payment.. and sometimes they offered great promo like zero interest purchase or cashback.. but lately, since e-money and qr code payment is getting familiar, credit card is getting obsolete, so i drop my membership 2 years ago..
@ThoolooExpress
@ThoolooExpress 9 ай бұрын
That's kinda the point. With interest rate in checking accounts actually being halfway decent now, having by money sit that extra mont in my account before I pay my bill is free money.
@carlariggs525
@carlariggs525 10 ай бұрын
I would never dumpster dive or do some of things people do on the show "Extreme Cheapskates", but I rarely pay retail. I also don't have a problem accepting freebies, shopping at a thrift store, or waiting until something goes on clearance. With this economy, I have been more selective in buying needs over wants. I splurge once or twice a year on myself (a nice candle, perfume, or wine). The main thing is I don't want to make the same mistakes I did when I was younger...too much spending on silly items, going into debt way too much, and not putting more away for the future. It was a hard lesson to learn
@joaquimrodriguez8961
@joaquimrodriguez8961 10 ай бұрын
I would, if living on the streets. I'd eat my dog if I had to now these days . I rarely eat out always eat at home. Unless invited by friends or family. I always look at price before placing the order.
@Wazupiseeyou
@Wazupiseeyou 9 ай бұрын
Candle, perfume and wine are silly items to me.
@petermeyer4206
@petermeyer4206 9 ай бұрын
Dumpster diving is fun. I don't want my neighbors to see me cause then I feel obligated to share the loot.
@t.yop9
@t.yop9 9 ай бұрын
Those people aren't frugal, they have a mental illness. And I'm not saying that to be insulting. They have a condition that's like hoarding, it's a psychological issue. And many of them on those shows are fake, they're just pretending to go to that extreme for the show.
@isabelbecerra9258
@isabelbecerra9258 7 ай бұрын
@@petermeyer4206omg 😂😂😂
@markamark123
@markamark123 10 ай бұрын
I made a grocery list and unexpectedly found a slice of chocolate cake on bakers sale for 25 cents. I gave in.
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
That is less than an impulse buy candy bar in the checkout line. You win!
@mattprater8828
@mattprater8828 10 ай бұрын
Is it actually an impulse buy if you plan to look at the clearance rack?
@cjhoward409
@cjhoward409 9 ай бұрын
Unless you’re trying to be healthy and watch that sugar consumption. I wouldn’t take a free piece of cake. Health is wealth. 😊
@CaveFreediving
@CaveFreediving 8 ай бұрын
Keep impulse buys within reason, but always make a list
@projectsgalore
@projectsgalore 6 ай бұрын
😂
@AAVIATOR481
@AAVIATOR481 10 ай бұрын
I disagree about using credit cards if you pay them off for the benefits. By charging my electric bill, fuel, food, etc... I have received back $1500+ in the cash back a year and paid ZERO in interest. Why leave money on the table!
@makaiokalahama
@makaiokalahama 8 ай бұрын
Yep, it isn't debt if you pay it off fully each month. My travel to visit family each year is paid for with points I earned, with money I was going to spend anyway.
@CaveFreediving
@CaveFreediving 8 ай бұрын
Yep, I just put normal expenses on the card and pay off the entire balance. Amazon points are as good as cash.
@jawsgreatwhite9966
@jawsgreatwhite9966 8 ай бұрын
I do the same with my credit card. I pay for everything on it including groceries and my cash back from points goes directly into my savings account which comes to about $25.00 every two months. Totally free money because I never carry a balance or pay any interest.
@ellenriddick2461
@ellenriddick2461 8 ай бұрын
I pay for my flights with cc points.
@matreen427
@matreen427 8 ай бұрын
as long as you pay on time, you will earn instead from cash backs
@kylejohnson6279
@kylejohnson6279 10 ай бұрын
Something worth spending a few hundred bucks on is clear plastic bins(including the cover), for storage and moving things. Being able to see what's stored in a bin from any angle is so handy, and it makes moving super convenient. If I want to do some cleaning, I just pull out the cleaning bin and it has everything in it I need. Uh oh, missing an adapter or cable? Check the tech bin! When I moved, I threw all my stuff into bins and never had to label anything since I could see all of it. They're stackable, don't get wet, have convenient handles.. If you need to bring a bunch things somewhere on the fly, just throw it in a bin and toss it in the car! Keep a bin in the trunk filled with car things(jumper cables, tire gauge, car cleaner wipes, rain-x, emergency starter, etc).
@apersonontheinternet8006
@apersonontheinternet8006 9 ай бұрын
Those clear polypropylene ones are usually junk, it is worth spending the money on proper Rubbermade containers even though they are not cheap.
@susannabutkus4064
@susannabutkus4064 7 ай бұрын
Why buy stuff if you already own it?😜
@HazelCotton
@HazelCotton 7 ай бұрын
Clear plastic bins. Junk Bunkers. I dejunked and got rid of the Junk Bunkers while I was at it.
@ryanellsworth7246
@ryanellsworth7246 3 ай бұрын
@@apersonontheinternet8006 You can also color code with the good quality bins. Red for Christmas, Black for tech...
@mommaoinnh2674
@mommaoinnh2674 10 ай бұрын
1. I’ve never done an impulse buy. I buy what I need or want. I research anything over $50. 2. I don’t waste food, except maybe salad stuff once every 2 months. I eat out once every 2 months. If you buy online & go pick it up, you buy much less junk. I also make food to give me about 5 meals and freeze half. 3. I use credit every day to get the points, but always pay it off monthly. Those points ends up being over $1000./ yr. 4. I may buy a name brand ketchup, but that’s about it. Oh, and I like my Charmin ultra strong! 5. I don’t budget, I just spend what I need and if I buy things I don’t use, I return them. 6. I buy my Volvo used, but my furniture either new or antique. I’ve had things 40 years. 7. My bedroom & upstairs thermostat is set to 60. Downstairs is 67 in day, 62 at night. 8. I do DIY. Built a concrete staircase w 7 steps myself, and I’m 67. Came out perfect! 9. I share subscriptions for tv, Netflix and phone bill w my kids & split it. 10. Entertainment? I’d rather own gold coins. 11. I only head to cheapness if it’s a temporary item. My couch is nice leather sleep sofa. 12. Who cares about trendy items. They are usually stupid.
@DEE-o4v
@DEE-o4v 4 ай бұрын
We use our points to buy gift cards.....those gift cards are then given as gifts....
@creepcraddle
@creepcraddle 3 ай бұрын
get a bidet
@lyndadunn2777
@lyndadunn2777 10 ай бұрын
Several years ago a middle-aged woman at my Church bragged her and her husband never budgeted his income. Within a few weeks she stood up in Church to give a 'testimony' that they couldn't make their house payments. A neighbor lady paid off their house mortgage. All I could think was shame shame.
@sarahnorris872
@sarahnorris872 10 ай бұрын
Why would a neighbor pay their mortgage?
@JCTheLawnCareGuy
@JCTheLawnCareGuy 10 ай бұрын
The lady who paid off their mortgage did not help them one bit by doing that for them.
@CoreyBrown1864
@CoreyBrown1864 10 ай бұрын
@@JCTheLawnCareGuy amen.
@mindfulnessbytheocean
@mindfulnessbytheocean 10 ай бұрын
What church is this? I .. uh… can’t pay my mortgage either 😢 😂
@gailmiler2797
@gailmiler2797 10 ай бұрын
Made a missed payment for them or paid the whole thing off? And if it's the latter very nice thing to do but also kind of peculiar unless there's some reason behind it!
@ruckus1713
@ruckus1713 10 ай бұрын
With the exception of consumables, I would say frugal people go brand name often. When a shirt from LL Bean will last you as long as 5 from Walmart, why not spend a little more to avoid spending more often.
@lollnr3447
@lollnr3447 10 ай бұрын
Agree with this- my dad would always say, cheap is cheap! He'd spend the money on quality clothes and products, but those products were made to last and they did! It wasn't about the style or popular brands or keeping up with others around us. He helped my mom retire at 54 and he retired at 55, both were in education. They definitely lived frugally.
@lelaboggs2861
@lelaboggs2861 10 ай бұрын
Yup buy it nice or buy it twice!
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
It is not only the clothing brand that implies quality, it is the material and construction. My grandmother and mother were seamstresses and I sew. When I was a young girl my mother taught me how to evalute a pricey garment. If I found a gorgeous dress, mom would turn out a seam and rub the fabric between her fingers; if she said "This feels like drapery fabric" it was the kiss of death to the dress, no matter how nice I thought it was. It drove me nuts then, and now I understand and have no problem identifying what clothing will last five or more years. 😊
@mr.145
@mr.145 10 ай бұрын
A Lacoste,Ralph Lauren Polo shirts iron easier, than el cheapos, i find
@alexisg7644
@alexisg7644 9 ай бұрын
Exactly! I will clearance shelf shop at the higher quality stores and get things cheap but lasting me years instead of months.
@May-qb3vx
@May-qb3vx 10 ай бұрын
I don’t skimp on anything that comes between me and the ground: tires, mattresses, shoes. And some things between me and the elements, like a winter coat.
@bryansmethers8936
@bryansmethers8936 10 ай бұрын
remeber last year eveyone wanted yeti products and now those same people are replacing them all with Stanley? I just can't imagine chasing treds like that
@xbrandonkrebsx
@xbrandonkrebsx 10 ай бұрын
And Stanley cups have terrible quality control in my experience. Bought a cup and the handle snapped within 4 months, happened with a coworker as well
@juanitatabe7472
@juanitatabe7472 9 ай бұрын
I bought my yeti bottle and cups several years ago and they are still almost daily use products for me and will continue to be used for years to come. Incidentally I have a Stanley thermos that is around fifty years old that is still used. A bit battered but still good to use.
@debraduhon958
@debraduhon958 9 ай бұрын
​@@juanitatabe7472 - We have several (actually about 5) Yeti style cups, but couldn't tell you what brand they are, because for the most part we don't care about brands. We do have 6 Stanley thermoses (?). A 2qt for coffee, 2 1.5qt for tea, 2 1qt for electrolyte drinks, and 1 for food. All of them get regular use and will probably last a long time.
@TheBrockwayBabe
@TheBrockwayBabe 10 ай бұрын
As someone who spent years buying used cars and ending up spending more money on repairs than if I had just bought A new car and kept it and maintained it myself. I don't buy a car often, Just traded my ten year old car, for A new one. having A car that you know how its been driven and maintained from the very beginning is A game changer.
@rosalindaancheta8982
@rosalindaancheta8982 10 ай бұрын
Same here I bought a new car instead of a used one-didn’t buy warranty, no gap insurance, only kept the alarm system. It’s very hard to buy a reliable used car with low mileage. The ones that are used and one or two year old have usually high prices and high mileage. So I ended up buying a new one.
@willylowman99
@willylowman99 9 ай бұрын
Good luck. Most new cars are planned obsolecent junk. I work in the auto industry. A 90s car will last longer than a new car.
@JohnBeeblebrox
@JohnBeeblebrox 9 ай бұрын
I'd never buy a new car - losing 20% as soon as you leave the dealer. I always buy a new-used car (with, say 2-5k miles on the clock). Much better value and pretty much same as a new-new car. I tend to keep them for 5-8yrs...
@dirtfarmer7070
@dirtfarmer7070 9 ай бұрын
This can depend on your situation. Bought a 16 year old car in 2018. Still driving it. I live close to work and this car has never not run and moved. Spoiler, it had 16k original miles when I bought it. Old lady car.
@t.yop9
@t.yop9 9 ай бұрын
@@JohnBeeblebrox In theory that's true, but the reality is if you try to buy a new-used car within the last 3-4 years, you're paying almost as much as a new car. I compared a new car to a new-used car and the difference was $1k. Sorry but I can drive my brand new car, with warranty for like 2 years and it's still in better condition than the 'new-used' car who knows what has happened to it to cause it to be traded in. I'd rather spend an extra $1K for a car I know is 100% reliable with a new warranty.
@thefinancialneurologist
@thefinancialneurologist 10 ай бұрын
Love this message! My goal for is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.
@louiselevasseur7556
@louiselevasseur7556 10 ай бұрын
Great book! I really took a lot away from that book and recommend it all the time.
@alysbackincanada
@alysbackincanada 10 ай бұрын
Sometimes I get a wild impulse to spend money so I go on a spree at the dollar store. The nice one though lol
@mslisadianemorse
@mslisadianemorse 9 ай бұрын
I go to the thrift store.
@ryanellsworth7246
@ryanellsworth7246 3 ай бұрын
Problem with dollar stores is your money does not support the local community. These stores actually kill the local economy. Sure you can get a good deal but sometimes it is worth it to shop mom & pop.
@CJ2023Incognito
@CJ2023Incognito 10 ай бұрын
Okay, I’ll just say normally all the clips added into videos are trendy and borderline annoying, but yours are always spot on and entertaining!!! 👏
@absolutelynonameslef
@absolutelynonameslef 9 ай бұрын
Yes. They're over the top and irritating.
@ABeautifulHorizonTV
@ABeautifulHorizonTV 10 ай бұрын
We were a Charmin Ultra Strong family but Member's Mark Ultra Premium Bath Tissue won me over. Try it if you have a Sam's Club membership. 👍🏽
@lanahundley8625
@lanahundley8625 9 ай бұрын
That's what we have bought for years.😊
@KnowledgeIsComfort
@KnowledgeIsComfort 3 ай бұрын
Same! And there paper towels!
@nikkibadzik3948
@nikkibadzik3948 10 ай бұрын
George, your thumbnail got me. I do watch you, but I was so excited for this one particularly because of the Stanley photo. I really wanted to hear you go off on this Stanley craze. Oh well. Maybe on SMHH
@lucialuciferion6720
@lucialuciferion6720 10 ай бұрын
clickbait
@jasonleatherwood2172
@jasonleatherwood2172 10 ай бұрын
As a mechanic quit buying cheap foreign made tires especially chinese and taiwan made they either get knots blow out or ate extremely loud within 5-10k miles
@MrNiceGuy500
@MrNiceGuy500 10 ай бұрын
I recently got Pirelli tires. I understand they are now owned by the Chinese…are they still good tires?
@meman6964
@meman6964 9 ай бұрын
Michelin!!!
@jasonleatherwood2172
@jasonleatherwood2172 9 ай бұрын
@@MrNiceGuy500 decent ive seen some tires with names i cant even pronounce
@Rosie_C
@Rosie_C 9 ай бұрын
My car is an area where I’m hopefully smart/frugal. Time is valuable, too. I purchased a new car 9 years ago and I’ve generally purchase OEM or close to the best parts for any maintenance or repairs. I spend so much less time in the shop and I’ve never calculated that I’m spending more in the long run. As for tires, I think I’m on my 4th or 5th set at 176k miles.
@Fc9ers
@Fc9ers 9 ай бұрын
which all weather tires do you recommend
@elliepandemonium
@elliepandemonium 10 ай бұрын
All these double negatives freak me out! Frugal people never complicate things for no good reason! Also, food waste happens more in the grocery stores than at home. Especially raw meats, especially poultry. It goes bad really fast. Normal people can't be blamed for all the waste. You can throw away a couple or rotten carrots, you are not the problem. Eat whatever you want, order that takeaway from time to time. Life is too sad to deprive yourself of a little treat for the sake of frugality.
@peace-a
@peace-a 10 ай бұрын
Speaking of trends, people are losing their minds over getting a $45 Stanley thermos. Sad part is that little kids are getting bullied in school for not having one🤦🏻‍♀️
@ImVeryBrad
@ImVeryBrad 10 ай бұрын
That's messed up
@buschhuhn9197
@buschhuhn9197 10 ай бұрын
In some aspects "cheap is to expensive". If you have the budget for buying quality stuff you are using all the time, you are saving in the long run.
@spobst
@spobst 10 ай бұрын
Wonder if the Stanley thermos trend will get crushed when Dewalt or Milwaukee makes a thermos. I buy thermos from Walmart that 1) fit in my cup holders, and 2) fit the needed application. However, I own more than I use on a monthly basis so I lose frugal points I'm sure.
@ashleydanielson3222
@ashleydanielson3222 10 ай бұрын
I just came from a post about that. It’s sad how bullied kids are for silly things.
@adamburns1077
@adamburns1077 9 ай бұрын
Had the same travel mug for over 2 years 😂 I hate that our society encourages so much wasteful spending.
@thrivestory
@thrivestory 10 ай бұрын
Keep doing these videos they help with mindset towards frugality ❤ I appreciate your channel 🙏
@marygersetich8709
@marygersetich8709 9 ай бұрын
I am happy to see that in the comments that I read, no one suggested growing your own food as frugal. Not that it can't be . . .if you live where it consistently rains an inch a week and there are no rabbits, deer, or other animals eating your garden. I'm sure our garden costs us more than it saves us, but we do get tastier, fresher produce, so I garden anyway. Just don't assume that it will save you money. Of course, I have never had a manicure since I dig in the dirt, so maybe it does save money!😀
@evelynsaungikar3553
@evelynsaungikar3553 10 ай бұрын
I retired at 55, no company pension. Just my own savings.
@Clover.Indi20
@Clover.Indi20 10 ай бұрын
I'm guessing you didn't raise kids
@alanbirkner1958
@alanbirkner1958 10 ай бұрын
We retired in 2002. Our youngest graduated college. We live next to a big public library. If you volunteer at a few different places, you'll get free food, shirts, pens, pencils, and entertainment. We were lucky enough to have health insurance included in our early retirement agreement, that is a big expense. Tina, Al's wife
@EsterHorbach-it9tb
@EsterHorbach-it9tb 10 ай бұрын
I'm a curious European and our health care is so different than yours in the US. Health insurance in mandatory in one way or another. Most jobs come with health insurance and when we retire there's also health insurance included. There are two types of insurance: statutory health insurance patients and patients who pay privately for their insurance. The latter are self employed ones or people who are earn too much, earn above the income measurement of the social insurance. And people without income who get social welfare got health insurance either. Of course private or self insurenced people get the better treatment, don't have to wait as long for a medical treatment etc. I know I don't explain it properly, but these are difficult descriptions for a non native speaker. What happens when a person who hasn't got health insurance gets sick ? I don't mean an accident. Greetings from Germany.
@craigpaul9239
@craigpaul9239 9 ай бұрын
Yep, I'm frugal too. Never waste food. But I use a 2% cash back credit card to pay for utilities, cable, phone bill etc. Auto payoff at every statement. Never carry a balance. I profit around $300 per year doing this and it builds credit. Thanks for the video; very entertaining
@DEE-o4v
@DEE-o4v 4 ай бұрын
Cable is a waste...drop it.
@tiny_e43
@tiny_e43 10 ай бұрын
I save money by going to my parents' house and eat their leftovers! 😂 I have no problem being the clean up and eating what's leftover from a couple different meals.
@grutarg2938
@grutarg2938 10 ай бұрын
Someone else's leftovers are so tasty!
@erindixon2877
@erindixon2877 10 ай бұрын
I bulk cook and make 3-4 entrees a week with steamed vegetables, salad, fruit, etc with the occasional dessert. There is always something to eat and just enough variety to keep from being bored. Living in the countryside, there’s no delivery food service and only two restaurants in the nearby town, so cooking/eating at home is the best choice for us.
@dirtfarmer7070
@dirtfarmer7070 9 ай бұрын
Ha! I go to my daughter's house and eat her leftovers!
@comment8767
@comment8767 6 ай бұрын
I balanced our household budget by finding a second job for my wife.
@xodroid9853
@xodroid9853 4 ай бұрын
I'd like to sign up for the service where you take care of all the leftovers. Thank you.
@FilipedeBarrosDance
@FilipedeBarrosDance 10 ай бұрын
I especially loved those words of wisdom at the end of the video about being wealth minded and how it tends to replace negligence and impulse with intentionality and discipline - thank you George 😃
@kerenkroll
@kerenkroll 8 ай бұрын
First time on this channel and I love the practical advice that considers modern living standards. Yes, toilet paper matters. NO USED MATTRESSES or un-washable soft goods in general. I can get on board with this type of frugality within reason. We are all still consumers we just want to be better at it lol.
@codyadams1200
@codyadams1200 10 ай бұрын
Thanks, George. The end of this video actually activated my Siri and you almost killed my monthly budget
@nas6315
@nas6315 10 ай бұрын
Amazon items go on a wishlist. I wait until the item is on sale.
@brettlawlor8921
@brettlawlor8921 10 ай бұрын
Being frugal and being cheap are two different things, and I admittedly sway towards the latter sometimes, but I learn.
@seasonalliving2881
@seasonalliving2881 10 ай бұрын
I know this is an unpopular opinion but I am a believer in new cars. Up until a few months ago I was a believer in the drive it till it dies club. My used car ended up costing me a ton of money in repairs (that could have gone to paying off a new car), more maintenance, so much stress because it had become unreliable-even costing me days off of work, and ended up only being worth less than $1,000 on its death day. Mind you, this was a less than 10 year old Subaru. A new car provides so many things...peace of mind, warranty, reliability, worth, etc. It may seem like it costs more but overall, I think a new car is worth the cost.
@JamieStLouis-tu9ml
@JamieStLouis-tu9ml 9 ай бұрын
Yes, and don't ever let any one tell you differently.
@t.yop9
@t.yop9 9 ай бұрын
The 'buy a reliable used car' crowd hasn't had to purchase a vehicle in the last 4 years. They're just out of touch. You haven't been able to get a good used vehicle for a decent price in a long time. It is MUCH safer to go with a new car because the asking prices on used cars are just insane and not worth the risk at all.
@buggsy5
@buggsy5 8 ай бұрын
That is starting to change. Dealers still want far too much for used cars and their lots are filling up as they can't sell them. They have gouged to public for several years now and seem to believe that is going to continue. The car makers are upset, because the gouging is giving the brands a bad name - but unfortunately they cannot do anything since their franchise agreements with the dealers do not prohibit selling new vehicles for more than the MSRP plus add-ons.@@t.yop9
@secordmichaeljw6717
@secordmichaeljw6717 10 ай бұрын
Prescription eyeglasses at an optical store are a huge rip-off. Get your prescription from an eye doctor and get glasses online. Save yourself 75%+.
@karenwinter7701
@karenwinter7701 10 ай бұрын
Sounds great but what if they need to be adjusted on your face?
@secordmichaeljw6717
@secordmichaeljw6717 10 ай бұрын
I am capable to do that myself.
@DEE-o4v
@DEE-o4v 4 ай бұрын
When it comes to glasses....I ONLY go to an experienced optometrist.
@Lena-k1j1j
@Lena-k1j1j 10 ай бұрын
I had lentil soup this week also. Must be a popular soup. I'm getting tired of it but will definitely finish it off.
@aprilfrank7084
@aprilfrank7084 10 ай бұрын
Things freeze, people.
@meman6964
@meman6964 9 ай бұрын
Freeze half, nutrition calls for variety. Use different bean, cook big batch chili, freeze half, rotate. Yummy
@barbarafallin2038
@barbarafallin2038 7 ай бұрын
You can freeze it for later,and it still taste the same, I make a pot of beans everyweek, and freeze it in bowls for my lunch
@DEE-o4v
@DEE-o4v 4 ай бұрын
I threw up that shit in the back of my Dad's new used 1964 Pontiac....he wasn't happy.
@topdog19945
@topdog19945 10 ай бұрын
Just had my dryer die a couple weeks ago, turns out it was just a bad heating element. And I've learned a lot of automotive repair these past few years, the biggest job I've done was a head gasket. Normally a $2000+ job, I was able to fix it in a few days for about $300 using quality parts.
@dking1362
@dking1362 10 ай бұрын
That's impressive. Seriously. Wish I could fix ANYTHING on a vehicle.
@FourFourSeven
@FourFourSeven 10 ай бұрын
​@@dking1362 Then, learn. Most anyone can do it.
@breefinn2284
@breefinn2284 10 ай бұрын
Awesome! You really ARE the top dog!
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
Awesome! Last month, our washer stopped spinning and the dryer started squeaking. We had bought it used and went over the pros/cons of another used washer, a new one, or a repair. Our concern was the dryer because if we went with new we could not afford both. My husband searched online and ordered a $40.00 repair kit (belts and wheels) for the dryer. Then he called to ask me why I passed up the US made washer with the 10 year warranty?--it had been my first choice but was $200.00 over budget. When he added it to the cart to see the specs, it had a sale price in our budget. He ordered the new washer, and replaced the dryer parts ( it is in good shape and works like new) for the win.
@topdog19945
@topdog19945 10 ай бұрын
@@user-mv9tt4st9k awesome! No joke, my dryer is older than I am, and I'm 26. I'm in the cellphone repair industry and I pay attention to other parts of the repair industry with appliances and cars. From what I've gathered, appliances just don't last like they used to. They have all of these great features and offer great efficiency savings, but all of those savings get eaten away by costly repairs due to their complexity, or having to replace the units because the cost of repairs set by the manufacturers through "branded" or "certified" technicians often comes close to, or exceeds the cost of a new or "refurbished" unit. I did also have to replace the lid sensor on my washer a few years back too.
@pattijay718
@pattijay718 8 ай бұрын
I put whatever is in my Amazon cart into save for later then check on it in a few days. I usually delete half the stuff.
@sunnyscott4876
@sunnyscott4876 8 ай бұрын
Yes exactly right. I do that all the time! 😊
@bitsybarkley
@bitsybarkley 10 ай бұрын
I sent this video to all my shopping friends who laugh at me for not shopping !!!!! Oh my rich family members too
@jobabs
@jobabs 10 ай бұрын
I consider myself fairly frugal, but there’s always room for improvement! Trying to be better about not wasting food, and shopping my freezer & pantry before ordering pizza. I have learned to put something in my online cart and just wait for a few days before hitting the Purchase button; 95% of the time I’ll end up removing it and not purchase it. Definitely buy used when I can, we have a wonderful thrift store nearby that is set up like a mini department store so they are my first place to shop if I need something.
@ShroomFactory
@ShroomFactory 10 ай бұрын
and u can buy a decent frozen pizza for $10 or less, and add your own fresh toppings
@buggsy5
@buggsy5 8 ай бұрын
Buying food online is usually more expensive than if you bought it in the store yourself. You can also save money by purchasing the fixings and making those pizzas yourself. A plain cheese frozen pizza only costs a few dollars.
@twinmama16
@twinmama16 10 ай бұрын
We literally spent a little extra on a speed queen dryer because they're just made better and should last the rest of my life, minus normal wear and tear like the belt. We had. A fancy Samsung and it was trash, the element kept going out. Did the same with our stove, it died, paid extra for a nicer profession series that has zero electronics in it. It should last the rest of my life
@nicholasselke5214
@nicholasselke5214 10 ай бұрын
I paid zero for a dryer. Clotheslines don’t cost much and add zero to your electric bill
@andresprieto3323
@andresprieto3323 10 ай бұрын
Buying a lot of household supplies and frozen foods at a big box store (Costco, Sam's) has been such a game changer for me. Sure, it's painful to spend extra at that moment, but bulk items like paper towels, good toilet paper, frozen fruits/vegetables, frozen chicken nuggets, go a looong way and actually end up being cheaper if I purchased all of those items frequently at Walmart/Target. Also, DoorDash and Uber Eats have been deleted from phone. Paying increased menu prices, delivery fees, AND a tip isn't really worth it to me.
@joyfulhomemaker8053
@joyfulhomemaker8053 10 ай бұрын
Meal planning tip: We are a family of 4 but my hubs sister and family often come over for dinner once or twice a week or SOMEONE comes over for dinner. So I prep every meal for 8. I immediately set aside the servings I know we won’t eat and freeze it in individual serving sizes so on the busy days I can’t cook or other odd occasions that always come up, I can pull out how ever many servings we need for a quick meal
@kmac2300
@kmac2300 10 ай бұрын
I discovered freezing meals last year, and it was a gamechanger. I live by myself, so most dishes I cook, even when cut in half, are too much. So I always leave an individual serving for the next night, and freeze the other single servings for weeks after. It helps you use it to its fullest potential and its like getting a new meal each time.
@audrablue515
@audrablue515 8 ай бұрын
I'll buy enough food for a week or two and cook every meal myself. I enjoy cooking so it's not a chore. But I also try and meal prep for the week every Sunday, although that doesn't always pan out either. I do enjoy cleaning out my pantry once a month and doing a deep dive in the freezer and making meals out of what I haven't used yet. All I can say is, thank goodness for the slow cooker.
@joyfulhomemaker8053
@joyfulhomemaker8053 8 ай бұрын
@@audrablue515 I love slow cookers and I have the instant pot that also has an air fryer lid. Life changing. I think I mentioned I make extra food and freeze it… I try to flatten each serving in a freezer bag for easy storage AND easy thawing. I used to do meal prepping when I worked full time but now it doesn’t fit my routine because I never have a clump of time to do it for the week
@Dan-ue1gr
@Dan-ue1gr 4 ай бұрын
My wife and I are good with money and have done well. Two things I don’t cut back, it the winter my heat is on 75 and Summertime the AC is on 70!
@JulsMWK1995
@JulsMWK1995 10 ай бұрын
Laughed out loud at George remark after he reads article’s list of things don’t be cheap on. I agree, that’s a weird list but it’s a good one. 😆
@NusratJAHAN1981
@NusratJAHAN1981 8 ай бұрын
Since the day I discovered thrift stores, I never looked back. Except our couch and mattress pretty much everything else in our house is used, including my clothes, except intimate clothes.
@Nova-ru5kr
@Nova-ru5kr 10 ай бұрын
It depends on the person and the situation where the energy use is concerned. A person who is single may very well heat only the room they use the most with a space heater, keep the water heater breaker off until 30 minutes before they take a shower, heat the bathroom up with a space heater in that same time frame, skip showers in the winter, hang dry clothes instead of using a dryer, go through the house with a rechargeable LED flash light---that works for a single person. If there's more people, you run into trouble.
@GeeEee75
@GeeEee75 9 ай бұрын
The more people who live together, the less each individual should be paying for their utility bills. A person who lives alone is always going to be worse off, all other things being equal.
@kpk33x
@kpk33x 3 ай бұрын
Clothes, especially for a guy. Buy good quality at the end of the season/offseason when they are heavily discounted. Take care of them, keep clean, hang them up. Some of my work clothes are 15+ years old and they are fine. I have flannel shirts and jeans worn heavily that are 10+ years old. Sometimes the name brands are worth it. Buy cheap and they fall apart too fast.
@Austral13
@Austral13 10 ай бұрын
Feel kinda called out on a few of these lol. To prevent impulse buying but also scratch the shopping itch online, I bookmark the webpage of the item (not in a shopping cart) and then it just sits there cause then I forget till I sort thru and delete. The quality thing is true, I saved up money thru the year, researched, hyped myself up and finally took the plunge and bought a dutch oven. That thing will out live me, so worth it. As for temperature lol, I'm in WI in the dead of winter and I have my temp at 65. I'm lucky though cause the apartment I'm at currently is well insulated and small enough that it stays warm. My old apartment wasn't and even at 65 and all the tricks to keep the heat in, those bills were a gut punch in the early part of the year. Also, I'm all for layers, flannel sheets and feather bed.
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
Ha ha ha! I never thought of the random saved items on my wish list as impulse choices. We close off rooms and set the thermostat for 68. I wear a sweatshirt and wool socks if I am cold. 😂
@Lindster2012
@Lindster2012 10 ай бұрын
My Amazaon “save for later” list is getting long 🤣. But I delete things off of it later when I realize that was a dumb thing to want to buy.
@annai157
@annai157 10 ай бұрын
8:04 When I buy a subscription, I calendar a monthly repeating task on my cell phone to "cancel subscription to x." If the reminder comes up and I still want it, I keep it. But if not, then I'm reminded not to miss the cancellation date. I also make a point to USE one subscription a lot while I have it, and not have several subscriptions going at once. I seldom keep any subscription longer than 2 months.
@GeeEee75
@GeeEee75 9 ай бұрын
Our great minds think alike! I do exactly the same things with regard to subscriptions.
@DoraFauszt
@DoraFauszt 10 ай бұрын
I loooove the ChatGPT recipe suggestion! Thank you!!
@pompommania
@pompommania 8 ай бұрын
I do waste food on occasion, like an onion going bad. I threw away chicken once because I hadn't checked the exp date in the store. Killed me to do so. While I am frugal, I can't stand penny pinchers. It ruined a vacation in France. The guy literally ate bread in the restaurant rather than order a meal. On vacation! I won't take my money to my grave, so I save it to enjoy well thought purchases, nice quality items that last, and vacations.
@hopeup2792
@hopeup2792 10 ай бұрын
Freeze that left over soup in a recycled glass pickle jar and then on a day you want soup and don’t feel like making it eat it then. Leave one inch head space for expansion when freezing anything in a jar.
@ronv6637
@ronv6637 8 ай бұрын
Watched/listened to this while wrapping chicken breasts bought with a rain check from a $.99/lb sale last month to freeze for 6 months of chicken. Some of us are born frugal (Dutch/Scottish mix), make scrooge mc duck look like a spendthrift. Budget- spend only on necessities then on what you buy now that will cost more later,save everything else. Anything paid cash should come with at least 3%-5% discount as that is the charge stores pay credit cards,if you point this out Manager should discount.
@StorytellerSueW
@StorytellerSueW 8 ай бұрын
HAHA! I am Scots/Dutch/German. Agree. My Dad could shave a penny 17 ways.....
@lizzieb6311
@lizzieb6311 10 ай бұрын
Thank you George! Another great video. I’m frugal-ish…. Aldi is where I buy MOST of my food..I still utilize Targets drive up service for paper goods and household and personal items because it keeps me out of the store and spending on impulse… I do meal plan and therefore have little waste. Also, veggies: I buy several times a week as I hate throwing out veggies or lettuce that has gone bad before I made the recipe they were intended for in my meal planning. When appropriate I meal plan around the advertised BOGOs at Publix for those items unavailable at ALDIs. I mow my own lawn to save $200 bucks a month on my old lawn service and give myself additional exercise (it’s a big lawn..3/4 acre 😐). I have been debt free (except for the remaining $40K on mortgage) since finding Ramsey in 2012…but I STILL USE the “envelope system” for weekly groceries…household needs..and miscellaneous. When the envelopes are empty at week end it’s too bad! No spending!
@kinakomochi_cats
@kinakomochi_cats 10 ай бұрын
When I was in the US I had credit cards, because of the cashback, but I didn't consider myself in debt. Basically, I just bought for the amount of money I had in my bank account, never more. And I paid it instantly or almost instantly (you can set it so you pay weekly, for example). And it was nice to have that cash back. It was an extra 10 dollars or so a month, which is not a bad thing (more if you have a car and need gas). I'm very frugal and the concept of debt is strange to me, so as long as you treat it like a debit card "with benefits", I think you should be good. But of course, whatever works best for people!
@GeeEee75
@GeeEee75 9 ай бұрын
Yes. If you're careful, there's nothing wrong with owning a credit card. Others,, who don't have one or who don't pay on time are probably paying for your perks!
@bimmer4755
@bimmer4755 10 ай бұрын
Sam’s club toilet paper is just as good as charmin
@butterbeanqueen8148
@butterbeanqueen8148 9 ай бұрын
Freeze your food!!! If you are tired of it freeze it. I’ve been sick for two weeks but I’ve had home cooked meals every day. It’s been wonderful. I also freeze bread, cheese, bacon , etc. I always have bread for toast, sandwiches and make bread pudding (I freeze that too). I freeze brownies, cake slices too. I live alone and don’t really know how to cook for one. I make my meals, deserts to eat then freeze what’s leftover. I’ve had family or friends pop by and instead of going out to eat I just pop open the freezer and we have a delicious homemade meal.
@lobstermash
@lobstermash 9 ай бұрын
Snap! I do the same. Another trick I learned from my mother is that I keep back-up milk in the freezer. No more sad black coffee for breakfast. I defrost it overnight when I finish the previous bottle and you'd never know. Not frugal, but part of the joy of freezing 🙂
@butterbeanqueen8148
@butterbeanqueen8148 9 ай бұрын
@@lobstermash i keep backups for that backup. I have sweetened condensed milk in case I run out of sugar and milk. And I keep evaporated milk at all times too. I have a couple of autoimmune diseases that tend to flare up unexpectedly. I live alone so I buy sliced Italian/French bread but usually don’t use it all. Same for white bread. So after a day or two I just toss it into the freezer. So I always have bread to toast for tuna sandwiches/cinnamon toast or regular toast. And if I get too many pouches in the freezer I will make bread pudding, eat what I want and freeze the rest as individual portions. So if I can’t grocery shop I can still eat. 😂 Another tip is make a big pot of chicken soup. I never put the noodles into the pot. I cook it separately. So I can have chicken soup, chicken noodle soup, chicken and rice (brown or white) when I want it. It also comes in handy for a sick friend. It’s already made and very appreciated. You can freeze brownies too!!! ❤️
@lobstermash
@lobstermash 9 ай бұрын
@@butterbeanqueen8148 Freezer Queen!
@butterbeanqueen8148
@butterbeanqueen8148 9 ай бұрын
@@lobstermash I like that. I’ve gotten better at it. I even label things now. When my daughter was little I would freeze things and think I’ll remember what this is. So her favorite thing was “freezer surprise”. It could be chili, gumbo, spaghetti sauce. We would try to guess what it was. 😂 We both still say we’re having freezer surprise tonight even though we both meticulously label everything now. It’s a fun memory.
@jameskennedy673
@jameskennedy673 10 ай бұрын
I was taught the difference between a want and a need. You may want a new truck, but do you need a new truck. I haven’t bought new clothes in years. P.S. your channel is educational & entertaining plus it’s free.🙂
@karenmartin2562
@karenmartin2562 9 ай бұрын
I love the editing on this video. As for being frugal, I’m 100% debit free.
@buggsy5
@buggsy5 8 ай бұрын
The two are not necessarily synonymous.
@anisebutler5220
@anisebutler5220 10 ай бұрын
I'm frugal but I tend to be influenced by the pictures on cans or boxes when I'm buying food items. It's got to look yummy 😋
@jeffbrown773
@jeffbrown773 10 ай бұрын
We bought our couch on FB marketplace and it’s amazing!!!!
@Twbrooks509
@Twbrooks509 10 ай бұрын
Credit cards are completely fine if you pay off the balance every month. I think of it as having an extra (though less effective high yield savings account) getting anywhere from 1.5%-3% back on each everyday purchase from groceries to gas etc. You can still be frugal with credit cards. I am living proof!
@markbeiser
@markbeiser 9 ай бұрын
Only 1.5%-3% back? Rookie numbers!🙃
@brittenmiller7036
@brittenmiller7036 9 ай бұрын
This is my type of relaxing & entertainment.. Mindful Entertainment. 💎
@AbidingHopeMentalHealthCoach
@AbidingHopeMentalHealthCoach 10 ай бұрын
Costco toilet paper is perfect. It’s just perfect. Not too thick, but it’s also very inexpensive. The perfect balance between thickness and cost.
@violet18
@violet18 9 ай бұрын
But you have to pay the membership fee to get in the store.
@AbidingHopeMentalHealthCoach
@AbidingHopeMentalHealthCoach 9 ай бұрын
@@violet18 I am pretty sure that what I save on toilet paper more than covers the Costco membership fee - and I don’t just buy toilet paper there. Actually, I have the executive membership, and I usually spend enough to get my membership fee back in rewards.
@russ189
@russ189 8 ай бұрын
First time watching your channel. I totally agree with a lot of the things said. I follow a lot of Dave Ramsey’s rules on budgeting. Like he says, “ Having a budget is telling your money where to go, instead of wondering where it went. “ I get ridiculed many times about certain pieces of clothing I own, because I’ve had them for years. I’ve never followed fashion trends. I wear what’s comfortable. When I purchased new tires a year ago. I researched and got the best overall price, deal, and quality. I read many reviews on each one. Picked my top three, then read reviews again. I do have a couple of credit cards, but prefer cash or debit cards over them. By doing this, I’m more cautious of my purchases. I could go on and on about my finances. But I’ll stop here.
@nick_fitch
@nick_fitch 10 ай бұрын
I haven’t turned on the heat this winter because I live in Florida and by mid day, the apartment is warmed up naturally. Mornings get pretttty cold tho. 😂 Worth it.
@EsterHorbach-it9tb
@EsterHorbach-it9tb 10 ай бұрын
Good for you. In winter our average temperature is 50 degrees fahrenheit/ 10 degrees Celsius when it's a mild one. But often it is damply cold. So you have to use heating to avoid mold. Now we've got 35 degrees, brrrr😢
@EsterHorbach-it9tb
@EsterHorbach-it9tb 10 ай бұрын
The problem with expensive clothes these days is that they aren't the quality they used to be. Of course not every brand, but lots of. I don't recommend only buying cheap ones, but often it' s not worth it. Same with groceries. Here in Europe the food prices have decreased so much since COVID. We have a couple of companys like Traders Joe, with mostly foods, generic brands and lesser items than a supermarket (Aldi, Lidl). But even there the price difference between an expensive brand and their generic one has become smaller. 😢
@buggsy5
@buggsy5 8 ай бұрын
A lot of expensive clothing is no longer based on quality - just brand appeal.
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
I love this this. We (my family) may be defined as frugal. A Scout is thrifty, and I like the term "thrifty" better. My husband comments "Think cheap..." or "I'm cheap" when he really is not: He buys quality at a good price/on sale. We wait until we have money saved up to make big purchases, and we are on the same page with how we spend. I sew, I craft, we garden (no gardening service), and we are not trendy. We shop used or thrifted before pricing the new, because the new is sometimes cheaply made with a ridiculous mark-up, and we DIY within our skill sets. I hate to waste food, it bugs me so I often eat leftovers for lunch. We have few subscriptions (Netflix, Hulu; we cut the cable years ago) and here I am. I am guilty of impulse buying candy in the checkout line--I will not be denied my sugar. 😂😂
@ckantrel1977
@ckantrel1977 10 ай бұрын
Geeeeeze!!! Let us have mani/pedi 😂😂😂
@emmasarge4057
@emmasarge4057 10 ай бұрын
I love you with the sugar and all 😂
@DonnaBorkowski
@DonnaBorkowski 10 ай бұрын
Very much frugal , and aplyingy all your ideas into my life
@fredkemp1444
@fredkemp1444 10 ай бұрын
I saw the nice Stanley mug on the frame for this video. They are good quality mugs. But one thing I noticed the last 10 years is grown people wasting money on lunch boxes. I watched many co-workers buying $100 lunchboxes with zippers and silly clips to open and close and in 6 months they were broke, ripped, or moldy because of soft liners or outer material. What a waste. I bought a Rubbermaid plastic cooler with a flip top lid no zippers, no latches, and used it daily for literally 27 years. I've since retired and can't bring myself to throw it away. I now use it occasionally for short road trips. Money well spent and it doubled as a seat when needed.
@virgierutledge3004
@virgierutledge3004 9 ай бұрын
I witnessed college educated teachers put their insulated lunch boxes in the refrigerator. Dumb.
@GeeEee75
@GeeEee75 9 ай бұрын
​@@virgierutledge3004Depends. If it was a cool room, I wouldn't necessarily put it in the fridge, but if warm, I would, because it's insulation, not refrigeration. It's still going to gradually warm up inside, just not as quickly as it would without insulation.
@GeeEee75
@GeeEee75 9 ай бұрын
You were able to use a lunch box as a seat? That must be a pretty big lunch box!
@fredkemp1444
@fredkemp1444 9 ай бұрын
@@GeeEee75 It was.
@GeeEee75
@GeeEee75 9 ай бұрын
​@fredkemp1444 I was imagining the size of lunch box one might pack for a child's school lunch, given the way you referred to your co-workers' boxes. It seems your "lunch box" might, in fact, be more like what we Australians call an "esky", which is not something many people would bring to work.
@timj6593
@timj6593 9 ай бұрын
Always a frugal guy. But really agree with purchasing quality. George, you got a wicked thumb dude! Love your videos! You are doing a great service to us all.
@BrianDoherty-e8s
@BrianDoherty-e8s 10 ай бұрын
I needed a new pair of Romeos. I looked at the local trading post and the price was a rip. The ones I wore were severely "down at the heel" on the outside of both shoes; made me walk like Charlie Chaplin. They have what I call a uni-sole so there was no replacing the heels. I took a hacksaw and carefully cut out what looked like a heel section out of each shoe and swapped them side to side using lots of contact cement. They are now down at the heel on the inside which corrects my gimpy walk. That's called a two-fer, saved $150 on new Romeos and cancelled a visit to the podiatrist.
@GeeEee75
@GeeEee75 9 ай бұрын
I congratulate you on your lateral thinking! 😂
@buggsy5
@buggsy5 8 ай бұрын
If the sole is stitched, a good shoemaker should be able to resole the shoes for half the new price, or less.
@cstephenson3749
@cstephenson3749 9 ай бұрын
I once heard it said that the little choices add up to a good or bad life, not the big choices. Except on choosing whom you will marry and your education. Those are big choices that impact your life.
@justinbowman2126
@justinbowman2126 10 ай бұрын
With being a Costco guy, I’m surprised George doesn’t use the Kirkland brand TP
@user-mv9tt4st9k
@user-mv9tt4st9k 10 ай бұрын
It is not as soft anymore, and it has gotten thinner. I am thinking of switching back to Angel Soft (Walmart). 😂😂
@hollyjobitner3285
@hollyjobitner3285 10 ай бұрын
@@user-mv9tt4st9kwhat about “who gives a crap”, from recycled paper, or bamboo. 💙
@jeaninevanlente3520
@jeaninevanlente3520 7 ай бұрын
Frugal people have a CC that gives them cash back. They resist the temptation to overspend and pay off their balance. The free groceries I get on a yearly basis by just buying necessities with a CC is smart spending in my opinion.
@autumnjerene
@autumnjerene 10 ай бұрын
Love a good gluten free KZbin video.
@lisalister8002
@lisalister8002 10 ай бұрын
Such a comedian.... with a message! Great post.
@ShellyCap9
@ShellyCap9 10 ай бұрын
Hahhaah I keep our thermostat at 58-60 during the winter LOL
@nourishedheiress
@nourishedheiress 8 ай бұрын
Burr lol
@DEE-o4v
@DEE-o4v 4 ай бұрын
At night, during winter, I turn it down to 61 degrees.....but keep it around 65 -66 during the day. I wear multiple sweaters.....
@ricloads
@ricloads 10 ай бұрын
Never ignore DIY: Learning to cook delicious food saves our household lots of money by avoiding eating out. You can control what and how much ingredients go into its preparation.
@markplenke
@markplenke 9 ай бұрын
Great point! It seems as if most people today either never learned to cook or are too lazy to do the menu planning, shopping and food prep. Ordering in or eating out is a true budget-buster. Trips to restaurants should only be for special occasions.
@jonasp4161
@jonasp4161 10 ай бұрын
One of my favorite channels in the past 4 months
@bigmeany1184
@bigmeany1184 10 ай бұрын
Am I the only one that finds that Telecaster in the back so appealing to just grab it and play it?
@sonicpsycho13
@sonicpsycho13 10 ай бұрын
In the quality department, you don't want to pay for more than you need. For example, if you're just getting into a new hobby, you may not want to buy the top quality item if it turns out you drop the hobby. I'd add spending money to streamline and improve your quality of life. This falls into the category of frugal, but not cheap.
@aidenhagarty3443
@aidenhagarty3443 9 ай бұрын
I love seeing how much the Channel as grown. I starting with him at 9k
@GeorgeKamel
@GeorgeKamel 9 ай бұрын
🥹🥹
@jreeves1425
@jreeves1425 10 ай бұрын
I've had an old school, classic green Stanley vacuum bottle for my coffee, that I make at home, for two decades. Yeah, whippersnappers, the company is over 100 years old. None of that pink crap, though.
@fredkemp1444
@fredkemp1444 10 ай бұрын
I carried a standard Rubbermaid plastic lunchbox 27 years daily. No issues. People buying silly soft bags with zippers and clips that never lasted and $3 coffees everyday was crazy to me.
@Eiramilah
@Eiramilah 8 ай бұрын
I got bit by the Sephora bug a while back but I do it smart. I wait for clearance sales, buy on Poshmark (unopened) and Marketplace. The clearance colours suit my darker complexion so it's a win for me. I also believe in "buy nice or buy twice"
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