The Downside of Homeownership | small inconveniences & fighting with my HOA for 12 minutes straight

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TeAmoAaron

TeAmoAaron

Күн бұрын

Пікірлер: 139
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Hola!! Thanks for watching! My famous pinned comment here it issss. Some of you have said I don't have to live in an HOA and this was my choice (some of these comments have been deleted but left up a couple). All of us do not have the luxury to nitpick and be choosey in this housing market. I got the best deal for me with the money I had. And I literally won and my fence is sitting nice and pretty in my backyard. k love you byyyeeeee
@poet82n
@poet82n 2 жыл бұрын
I hate to say never, but I will NEVER get an HOA if I can help it. My friend was put through hell and went to court over it. They have too much control over a property in YOUR name. I also learned they can have you removed from YOUR property on some B.S. and put fines on you for no reason. I just can't. Watching my friend deal with it gave me heartburn, indigestion, diarrhea....My eyes totally twitch thinking about it....lol.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
It is a mess. I want to hear a story of an HOA that is fantastic because I have neverrrr heard of it
@BrittneyChristina
@BrittneyChristina 2 жыл бұрын
I'm torn because I don't want to live next to Sanford and Son 😫😂 I love a neighborhood with an aesthetic but def don't want to have to deal with that!
@poet82n
@poet82n 2 жыл бұрын
@@BrittneyChristina Just proceed with caution as some people like HOA's. Just keep in mind that they have control and the final say on what you do to your property. My friend can't even paint an accent wall in her condo without permission, nor can she rent a room for extra income without being put on a list and petitioning before the board your reasons as to why. They drug her through the mud. Every HOA is different so just read the terms and fine print.
@EvaVas03
@EvaVas03 2 жыл бұрын
I noticed in my area pple are becoming aware of what this is and the prices are going. I guess the news is out HOA suck!!!
@diamondwhite3908
@diamondwhite3908 2 жыл бұрын
@@TeAmoAaron There’s an HOA near me in Tyrone, Ga that got a traffic light put at the entrance of their neighborhood because it was so difficult to get out of the subdivision. They also gave each high school graduate $100 according to my colleague that lives there. My HOA took 6 weeks to fill a pothole caused by the huge delivery trucks coming through here 🙄😒
@LexInGlam
@LexInGlam 2 жыл бұрын
Love to see Black women advocating for themselves and not letting up until you get what you are entitled to!!! And big energy on “why do I have to act like a psychopath for you to do your job”?! Yes girl!!! 👏🏽👏🏽👏🏽People need to learn that when they play stupid games, they’ll continually win stupid prizes.
@soupafleye
@soupafleye 2 жыл бұрын
it’s weird like they really want us to go crazy trying to do the bare minimum.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
If they could have given me a legitimate reason I would understand. But nooooo just make up lies I cannot
@simonmwaniki4204
@simonmwaniki4204 2 жыл бұрын
You are a great storyteller. Sorry for all the trouble.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Thank you so muchhhh. And it's cool I won the war.
@lefromthecity
@lefromthecity 2 жыл бұрын
Honestly , A lot of people don’t want to admit it, but you have the “Karen” sometimes to get results. I will throw out a “I feel unsafe” , “ I feel threatened “, “can I speak with your manager” if I’m dealing with some bs. Good for you. I would have done it by the second denial and threatened to have “my lawyer” get involved. 💁🏾‍♀️
@Kiki-AndBeyond
@Kiki-AndBeyond 2 жыл бұрын
You need to get with the other homeowners and take over the HOA. Fire them.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I just may have to get me a crew and do just that lol
@cawdacity
@cawdacity 2 жыл бұрын
I wanna be like you when I grow up! I need to handle my HOA like that
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I have a New Orleans mother I think I inherited it lol
@orinthiamitchell497
@orinthiamitchell497 2 жыл бұрын
Hi Aaron -so glad you didn’t back down! I don’t know why we literally have to be a psychopath in order for some people to listen to us! Also “Frederick” is annoying and had an attitude for no reason
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Me and Frederick
@diamondeyez91
@diamondeyez91 2 жыл бұрын
When I was looking for a home, I specifically told my realtor that I did not want to live in a community with an HOA. I don't have the time or patience to deal with the headaches that come along with an HOA. However, you did handle this situation well!
@kashmoneyflow
@kashmoneyflow 2 жыл бұрын
“i don’t think you and i have good communication together” that was an amazing way of conveying that 😂 i was just listening like damn this is good
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I just cannot with him lol
@liplock000
@liplock000 2 жыл бұрын
Instantly subscribed after this video lol. The HOA board in my neighborhood is something straight out of Desperate Housewives. Run by 3 older retired women who send out multiple emails a day whenever the wind blows in a direction they don’t like lmao. They talk shit about everyone. A bunch of my neighbors are literally about to stage a coup because they suspect these women are skimming money out of the trust! I mean you just can’t make this stuff up 😅
@blanchehart7
@blanchehart7 2 жыл бұрын
I love you for that. And let me tell you, sometimes when something like that happens to me I right away think that it is because I’m not great at communicating, or because I’m spanish that they don’t take me seriously or disregard what I know to be true. Here’s a great example of how people can just be asses and not want to help. Blah
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
They can gaslight you so bad and make you feel crazy! It's like ummm what?
@Riki-G
@Riki-G 2 жыл бұрын
im binge watching all your vids after the candidacy failure video…you are an amazing storyteller!!! im glad you fought for your fence girl cuz Frederick was pissing me off lol!!! new subscriber❤️
@texxs01
@texxs01 2 жыл бұрын
I'm thinking that if a house is in a HOA that we can't call it "Home Ownership" anymore. This crap is worse than renting. I'm not talking about just this video/story
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Yes all I've heard it stories like this and worse
@jasminegreene8159
@jasminegreene8159 2 жыл бұрын
I just want to say that not all HOAs are like this. I love mine. They let us do what we want and my community always looks immaculate. I always encourage people to ask current owners in the community how they like the HOA prior to buying the property.
@kcfmsh
@kcfmsh 2 жыл бұрын
I love your editing and storytelling!!
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Thank youuuuu
@bornearth
@bornearth 2 жыл бұрын
Glad kept applying the pressure.
@9darshana
@9darshana 2 жыл бұрын
It's so funny because I am currently looking at fences and was unaware of how expensive fences were for my tiny backyard. All I want is an all white vinyl privacy fence, since I just got a dog. I know it will be approved but it's $3,838.00 and the contractor said our HOA takes forever with approving fences. I shopped around and all the contractors gave me a range from $3500-$4000. Lastly, my HOA fees are ridiculous! They are over $1000 and you must pay it between february and April every year or else they get their law team involved. When I get my next house I will be making sure that my neighborhood DOES NOT have an HOA. They are demons.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
My HOA is $175 a month and that's on the cheaper end from what I've seen in Atlanta. HOA can def add up!
@bhaddassbre
@bhaddassbre 2 жыл бұрын
Tell Fredrick to meet me outside! Look who got the last laugh 😏
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
HAHAHAH
@itsbea.utiful
@itsbea.utiful 2 жыл бұрын
Lol I’ve been starting to look into townhomes/condos but I’m scared of these HOA horror stories 😭
@tamarastone141
@tamarastone141 2 жыл бұрын
Yes...be very afraid I have several friends who regret it and are currently selling their townhouses. Why own something and have someone telling u what to do? And could possibly lose your house if u don't abide by the rules!?!? Not a smart move.
@kdkkat
@kdkkat 2 жыл бұрын
Your videos are always of great quality!
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Thank you beauty
@speakingofmeesh
@speakingofmeesh 2 жыл бұрын
Thank you for sharing this video! Did you ask your neighbors about that that got their fences? Geez this is crazy....
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
my other neighbors had no problems! Just me lol
@speakingofmeesh
@speakingofmeesh 2 жыл бұрын
@@TeAmoAaron geez.... I'm glad that's over with for you. I hope nothing else will be a problem for you.
@_caram_
@_caram_ 2 жыл бұрын
Won't he do it! 😁🙏🏼 I'm happy you got your Ashland fence approved 👏🏼
@okhotrodder
@okhotrodder 2 жыл бұрын
First off, never buy in an hoa area. For the life of me, I have no clue why anyone would want to live in a hoa. It doesn't make life easier, it makes it miserable, unless you have nothing to live for. I understand your rant, but it's not a homeowner issue, it's an hoa issue. Every homeowner has to do repairs and maintenance. They make it sound good like we'll make sure the grass always looks good. We'll make sure that it stays clean and pretty. They don't tell you the rules can change and suddenly your paint is the wrong color. Or your grass is too high, or you put up the wrong fence, or you didn't get permission to do whatever you did. Your more of a tenant. Your paying people to tell you how to live. Why would you do that?? They are worse then the government and can add or change anything they want whenever they want. Then they fight you with your own money. No one realizes how crappy hoa's are until they want to do something and get told no. Simple things in life suddenly become a battle.
@jasminegreene8159
@jasminegreene8159 2 жыл бұрын
I chose an HOA cause I’m a single woman. I had a house and it was too much upkeep. Personally, i love my HOA I’ve never had any issues from them. They take care of the building and everything outside so that I dont have to, I don’t pay for water or cable, the rules are reasonable and we dont get fines. Its great.
@tone0757
@tone0757 2 жыл бұрын
Lol I purchased my first home last year. Had this Karen ask me do I own or rent my home. Fence was another issue people not knowing who owns which fence. I recommend actually getting full measurement done for me I actually owned more land than I thought. There are 4 markers on each property dictating where your property lines are. My neighbor actually has a playground that stretches past his property line. There are so many little things to look out for not to mention little things that need to be fixed if you didn’t buy a new property. I know now why old folks walk around they house all day looking for things to fix because there’s always something to fix.
@AshMoore_111
@AshMoore_111 2 жыл бұрын
I’m glad you got the fence approved finally, but someone needs to throw hands at Frederick because who tf does he think he is talking to you crazy like that??
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
HAHAHA and I promise I was nice at first but I couldn't take it anymore.
@Sunflower94H
@Sunflower94H 2 жыл бұрын
I was just thinking about you posting a video. Bam, here it is!!!
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
You thought me into existence!
@Sunflower94H
@Sunflower94H 2 жыл бұрын
@@TeAmoAaron Absolutely.
@shachede6828
@shachede6828 2 жыл бұрын
Hahahahaha, GOOOD JOB AARON! they are full of it. they just want to stress your soul. man threats do work. good job for real. it also thought me to be more persistent at what i want. i love your channel always!
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
haha thank you! I am like why are you all making me feel dumb? I would never have gotten that fence if I wasn't told several times I could AND it was in the HOA guidelines. It's the audacity!
@layparisss
@layparisss 2 жыл бұрын
LOL 😂 this is sooooo relatable. I always feel I have to go to level 1,000,000 before I get my point across smh ……..
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I tried so hard to be nice I swear lol
@nikkiep23
@nikkiep23 2 жыл бұрын
Fortunately l didnt have a ton of issues with my HOA. However, l wasn't a fan. I was the only homeowner that had a deck and was able to keep it because it was grandfathered in. I've since sold my Townhome and moved but l will say that l my next home will be built on my private land so l won't have to deal with the HOA.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Same next property I will try so hard for no HOA
@verda_renee
@verda_renee 2 жыл бұрын
Yikes. HOA seems worse than a landlord. 😬
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
chilleeeeee
@denisseg9103
@denisseg9103 2 жыл бұрын
TUH! They TRIED it 😂 boy we got time TUDAY. I would legit make it my life mission to never drop the subject until I get what I want. Hahaha
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
you are my spirit animal
@Dandelion333F
@Dandelion333F 2 жыл бұрын
I feel you. Companies love making fake rules. I've been experiencing big headaches from my current employer about an overpayment etc etc. They shouldn't be allowed to take money from their employees months after they think they made a mistake.. I'm not as confident as you.. I already argued/explained to see the guidelines too. It pisses me off that companies give us so much difficult time. A bunch of A-HOLES. My same question, why must we have to act “crazy” “out of character” to be heard.
@elainecastillo631
@elainecastillo631 2 жыл бұрын
You go! Ive learned that when dealing with idiots, you have to use the buzz words the moment you realize they are idiots or you will waste your time and brain cells.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
LOL it would have saved me so much time
@shachede6828
@shachede6828 2 жыл бұрын
Thanks for making this video. I am scared of buying a house and the responsibility 😭😭😭
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Don't be scared! I love my home and my neighbors are really nice. The HOA is just aggravating and incompetent. But I do not regret buying this home one bit
@ezbrizeee
@ezbrizeee 2 жыл бұрын
“WE GOT THE BREAD WE WILL REMOVE IT” 😭😭😭😭
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
HAHAHAH like don't do me sir!
@tiff_travels
@tiff_travels 2 жыл бұрын
Most houses where I live are in a HOA, Ive had my own run ins and so has my mom. They're nagging about where to put trash cans when there is minimal space. Alot of them just seem to be on power trips 🥴
@robinafrica3456
@robinafrica3456 2 жыл бұрын
Yes HOA’s can be annoying and if you aren’t being treated fair and equitable you can sue your HOA…. As for the ants they come into your home when it’s hot, cold or looking for water. Get the interior and exterior sprayed for ants. You can do this every 4, 6 or 12 months and this will eliminate the ants.🐜
@nene38333
@nene38333 2 жыл бұрын
Praying that everything goes better for you ❤️
@2BOLD4U
@2BOLD4U 2 жыл бұрын
Not Derrick saying you've been the topic of the day. 😅😅😅 If they read what they sent and listened to what you were saying it, it wouldn't have been so hard.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I bet I was the topic of the day with all their lies they had to justify and shuffle through LOL
@imacruzangyal
@imacruzangyal 2 жыл бұрын
My thing is if that’s the case, they should have had that shit in writing too and everyone needs to be on the same page…how they contradicting the damn handbook?! I’m getting major second hand annoyance watching this video. I really hope I can avoid an HOA, cuz I’ve literally only hear of headaches from people… I’m glad it went through; lord that was a long ass time
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Exactly. If you didn't want us to have 3 options then you should have given 2 options! But you didn't sooooo
@Heygirlitspearl
@Heygirlitspearl 2 жыл бұрын
Girllllllll!!!!!!! I have been in my townhome for 15 yrs and the HOA here is a blessing and curse at the same time. Can’t park on the street…you have to put your trash can out after 6pm Sunday and pick it up by Tuesday 12pm or you’ll get fined. Can’t have a bunch of items in your back patio….just to name a few. Although they are a pain in the A$$, I must say my neighborhood is always clean and when I tell people I’ve lived here this long, they are amazed. I have cussed them out a number of times for false info /fees sent to me but on the other hand my community maintains it’s appearance. I live in Gwinnett county
@stephaniecampbell1149
@stephaniecampbell1149 2 жыл бұрын
It’s crazy they let people have this kind of power, and have no common sense of knowledge.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
power hungry and for what? a fence?!
@Isaiah48964
@Isaiah48964 2 жыл бұрын
Okay im new and also dont own a home but what stopped you from just putting up the fence you wanted and saying f the HOA?? Like what could they really do to stop you??
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I did not want them to retaliate against me in some way. The HOA told me they'd take it down if I put it up without permission. So potentially going through litigation was not the route I was trying to take
@Isaiah48964
@Isaiah48964 2 жыл бұрын
@@TeAmoAaron Gotchu!
@camaya9065
@camaya9065 2 жыл бұрын
You should take pictures of your fence and email the HOA 😂😂. You held it down I’m proud of you 😂
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
HAHAHAHAA
@Enigma-zi8kx
@Enigma-zi8kx 2 жыл бұрын
Chile... I just learned about escrow shortage... Homeownership is full of surprises... 😂😂
@beyondthenurd
@beyondthenurd 2 жыл бұрын
I go through this ALL the time! Im not sure its what I look like, but as soon as I finish my argument I hand over the mic and they start stumbling over words. Smh. Lol I feel your frustration.
@saritamoorebansa4485
@saritamoorebansa4485 2 жыл бұрын
Loved your video… thank you for confirming my thoughts!!!! I Will Never live in a HOA. I would have l lost my mind!!!! I’m paying a mortgage and maintenance. I want to buy a new house in 2023.
@E_nez
@E_nez 2 жыл бұрын
I work in property management, and I deal with people all the time that don't have integrity and lie about everything. Most are too stupid to realize that everything is always in the lease or the HOA guidelines, and people don't want to read and use common sense !! There are a lot of dumb people who work in real estate. I'm glad you were very persistent! Congrats!
@mannytrinidad5005
@mannytrinidad5005 2 жыл бұрын
Install it without board approval and let the HOA take it through legal to just be found at fault
@reneealicia
@reneealicia 2 жыл бұрын
that’s what i was thinking.
@kaylalee3428
@kaylalee3428 2 жыл бұрын
HOA can be good and they can be TERRIBLE! Fredrick was a MESS!
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I wanted to send Frederick a nasty email after I got my fence like, "and what was said????" But i just let it go before he comes over here and trash my yard lol
@MamaChapinaEnUSA
@MamaChapinaEnUSA 2 жыл бұрын
Please call “Fredrick” and let him now THEY APPROVED it haha
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
LMAOOOO
@sj1983bl
@sj1983bl 2 жыл бұрын
Or you just build the fence and deal with consequences later. As I have done twice. In two separate HOAs I have lived in. Lol, long as you follows the guidelines that are in writing for fencing, they really can't do anything after it is in place. They just you didn't get approval. But I never received fines because the fencing actually follows the guidelines of HOA. 🤷🏾‍♀️
@jadamcleod2895
@jadamcleod2895 2 жыл бұрын
The back and forth gave me hives. I was stressed for you
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
The nerveeeee
@cetriyasArtnComicsChannel
@cetriyasArtnComicsChannel 2 жыл бұрын
Unless you just want to live there temporarily for a year to 5 years and not plan to make any sort of changes, I would never buy an hoa. My first home is a non HOA area, but I do have family that has to deal with the hoa. I used to rent in an HOA and honestly they get you for these things that make zero absolute sense while you're paying them to get on your nerves on a monthly basis
@kaielyse9313
@kaielyse9313 2 жыл бұрын
They could have avoided this situation by making the guidelines more clear 🥴 ...why list the two other fence options if “he can’t change the fact that the other homeowners already chose the fencing”. When those people chose their fence, the contract should have been amended. Anyway, I’m glad you got your ashland. Maybe they should seek counsel from you on how to draft sound contracts lol.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Chileeee they need someone over there to help them lol. Why give us three options if we couldn't have it? Why!
@Fenton_II
@Fenton_II 2 жыл бұрын
Doug Dimmadome? Owner of the Dimmsdale Dimmadome?
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I swear they literally are the same person
@carlieamado6153
@carlieamado6153 2 жыл бұрын
#justnoHOA, as the daughter of the HOA ken I’d never live in one I don’t like them they’re a recipe for disaster, and have very disturbing beginnings and history
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
I hate ittttt
@ree0389
@ree0389 2 жыл бұрын
@carlie amado 😩what was this history? I just know it’s some nonsense
@benerobbins
@benerobbins 2 жыл бұрын
Baby, I promise you I will just put it up anyway. Take me to civil court, and I will show the judge the guidelines and bylaws. My HOA has a similar rule of getting approval to even FIX the fence. Nope. Not. Doing. It.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
This is what my mother kept telling me to do lol!
@MayMay-el4wg
@MayMay-el4wg 2 жыл бұрын
You have to do your homework if no one in your family owns a home. Everyone knows about HOAs!!! We bought land and built our first home. When we downsized we bought a ready made that only had one owner. In a few years we might downsize again because l’m getting tired of these stairs. Everything you want is always on another floor 😂😂😂
@krystalwesley7043
@krystalwesley7043 2 жыл бұрын
I would just put my fence up.
@MissTXTee
@MissTXTee 2 жыл бұрын
The HOA has 3 approved fences, but apparently your selected fence has to match your neighbors for aesthetic reasons. What's so hard to understand?? I get it, you live in a townhome community, so everything needs to match. However, I'm glad she was able to advocate and perservere to get what she wanted.
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Hello kind person! What's so hard to understand is the lies of 8 months telling me I could have it and then perpetuate another lie ("it doesn't match") to cover up their original lies. My fence is very aesthetically pleasing and matches my neighbors very well
@dickersonr6172
@dickersonr6172 2 жыл бұрын
your heat went out? and that was suppose to be a new home, you the first to live in it right? nah they did you dirty then
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Yep! They came and fixed it for free since I had warranty. Working well now 👏🏾
@ayannamarie123
@ayannamarie123 2 жыл бұрын
Girl why are you going back and forth with these people? If you have the backing legally (the HOA book thing said you could have Ashland) you shouldn’ve put it up & if they had a problem post it being done you show them the documentation. Any fines can be taken to court & you counter sue for pain and suffering from having your time wasted lol
@ayannamarie123
@ayannamarie123 2 жыл бұрын
Should have*
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
my mother has been telling me since early this year to just put it up, but I'm like noooo I want to follow the rules! I wanted to be a good neighbor and avoid litigation, but towards the end I got sick of it and went off
@ebonieshenece
@ebonieshenece 2 жыл бұрын
@@TeAmoAaron I’ve been going through similar HOA concerns in my condominium. The bylaws aren’t matching what they are physically saying. I get that you are trying to follow the rules, because some HOA can put liens on the property just by simply being petty.
@jelissafrank5858
@jelissafrank5858 2 жыл бұрын
@@TeAmoAaron you did the right thing. HOA’s are crazy and sometimes they will let you get away with it for a little while and then circle back around saying you did something without their permission and begin to penalize you.
@Taj-Mahal
@Taj-Mahal 2 жыл бұрын
Wtf
@phillipandsamanthaharris1592
@phillipandsamanthaharris1592 2 жыл бұрын
I Wonder if i manage your community 😬
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
Chileeeeee if y'all are trifling then yes (kidding)
@MercadezMichelle
@MercadezMichelle 2 жыл бұрын
I didn’t want to live in a HOA but here I am in an HOA. Lol I have some issues but nothing major as of yet 🫣
@TeAmoAaron
@TeAmoAaron 2 жыл бұрын
It’s so easy to say “just don’t live in an HOA” especially in this market!
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