The Only 5 Credit Cards You Need | MUST WATCH Before Applying!

[@AskSebby]

💳 Sebby's Card Picks: www.asksebby.com/credit-cards How to find the Amex Platinum 150k Offer: www.asksebby.com/guides/amex-plat-cardmatch

[@garryunderwood8815]

What do you think about the Verizon Visa Card if you are a Verizon customer?

[@brucelaw8574]

Marriott Brilliant, Delta platinum, Platinum card, Citi Premier, Double Cash

[@2Eaglez]

@@garryunderwood8815 not a Verizon Customer

[@kakerukia]

@ask Sebby Did you still want to discuss?

[@floydparr8006]

1. CSP/CSR 2. Freedom Flex 3. World of Hyatt 4. Citi Custom Cash 5. Synchrony Premier

[@MVXIMUS14]

My 5 card setup would be: - Workhorse: AMEX Gold - groceries, dining out - Specialist: Cap1 SavorOne - entertainment and streaming - Catch-All: Cap1 Venture (don’t need a second premium card, and unlocks SavorOne miles) - Travel: AMEX Platinum - flights & perks - Travel Perks: AMEX Hilton Aspire, Chase Ritz-Carlton, and/or AMEX Delta Plat/Reserve (I’ll get Reserve if the rumored 15% SkyMiles rebate actually happens)

[@joshuamontenegro2512]

💳 💳 I could just be weird for this lol but as a basketball fan sometimes I think of my five card set up like this similar to a starting 5 for my basketball team: -Power Forward (Heavy-hitting workhouse): AMEX Gold -Shooting Guard (especially if you see a category you spend heavy on and if it’s hot, you feed it): CFF -Small Forward (versatile and does everything) CFU -Point Guard (travel card and the one that makes my Chase Trifecta operate) CSP -Center (the big boy card with perks lol) Amex Platinum

[@daroldhunter]

💳I have JetBlue Plus, Delta Gold and United Explorer primarily for the luggage benefit when we travel. United Explorer is definitely an underrated card, offers free first checked bag, 2 one time United Club passes per year, $100 Global Entry/TSA Precheck every 4 years and primary CDW for a $95 annual fee.

[@joelleerickson2642]

💳 My fab five: 1. Capital One Venture X (the GOAT 🐐) 2. Amex Gold (the defensive muscle 💪) 3. Amex Platinum (the flashy all-star 💃) 4. BILT Mastercard (the benchwarmer 🪑) 5. United Explorer (the pragmatic one 🫡)

[@SabreLeonheart]

1. AAA Visa Signature (5% Grocery) 2. Penfed Legacy Cashback (5% gas) 3. Us Bank Cash+ (2x account for cable /utilities) 4. Citi Custom Cash (or SAVOR grandfathered 4%) 5. Sofi Mastercard (2% everything else)

[@thejokerspeaks]

Personal: 1. Amex Gold 2. Wyndham Business (8X Gas, 5X Utilities) 3. Venture X 4. Hilton Aspire Business: 1. Hilton Business 2. Ink Premier 3. BBP 4. Delta Reserve

[@rodelmedia6184]

My Base 5 Personal Cards 1. CSP 2. CFF 3. Citi Premier 4. CO Venture X 5. Citi Custom Cash

[@TheRealMattHerdman]

I love the pow sticks in the background! As a big skier myself who also happens to live near a United hub, I think the United Explorer card really makes a lot of sense for my setup. I’ve never really considered an airline specific card but the perks far outweigh the fee for this card. I plan on adding it as the mid tier travel card to my setup to go along with a Venture X card for my premium card. Thanks for breaking down all of the perks, I’m excited to take advantage of the free ski baggage on United!

[@justinnelson9316]

My 5 card set up is; AmEx Platinum (Centurion access, status, fine hotels upgrades) Venture X (catch-all at 2x) Savor (dining and groceries) World of Hyatt (free night annually) Alaska Airlines (free checked bags for whole family and companion fare) Looking to add a Delta card since we’ve been using them more than Alaska lately.

[@fogrunr5075]

You can use the Citi Custom Cash to book travel thru BILT Rewards, and get your 5% from Citi and also 1X from BILT for 6X diversified points! Then you can get another 1.25X multiplier when you book with your BILT Rewards points. And of course use Citi Premier to transfer Custom Cash ThankYou points for 2X - 3X more. Do the math! 😄😄😄😄😄

[@itsagreatday9765]

Sebby imho the best catch all "everything else" card is the Fidelity Rewards card. You don't already need to have an existing Fidelity account and there is no minimum you need to hold. 2% cash gets automatically deposited into my account to which I can either transfer to my checking account (2 business days) or to another Fidelity investment account (instant). I use this as a bonus to deposit into my kid's 529 and it's super handy.

[@jhonnrobertagustin955]

CSR, CFF, CIC, CIU and CCC. 3 personal and 2 business is good. 1.5 from chase unlimited is better than 2x from double cash if you have sapphire reserve.

[@EthanPatrick_CreditCards]

Gotta say I was really surprised when I found out Venture X has a bit more lounge access than the Sapphire Reserve. But less non-lounge benefits. It's a great card! 💳

[@timothybarry2981]

How is the miles bonus on the Venture X? Is it easy to use?

[@EthanPatrick_CreditCards]

@@timothybarry2981 The welcome bonus? It's a nice 75K right now. The airline transfer partners for capital one are pretty strong, but the hotel partners are kind of weak to be honest. I won't have a hard time using the miles for flights! But I'll use my Chase points for their hotel partners rather than Capital One.

[@SarahCash37]

💳 Nomad setup: 1. Venture X 2. CSR 3. AmEx Platinum 4. Citi Premier 5. Hilton Aspire Also have cards I use rarely, or when I'm in the US, but this setup gets me good value & great redemptions. Great video!!

[@lovelyday6]

As a nomad, what does AMEX Platinum & Citi Premier give that X and CSR don’t?

[@SarahCash37]

@@lovelyday6 good ? - AmEx plat has my favorite lounge access and I get more than $700 out of the card in terms of credits: airline fees, Saks fifth, digital entertainment etc. The Citi Premier has two 3x categories which are super helpful: gas stations & groceries

[@lovelyday6]

@@SarahCash37 Thank you 😊

[@terrancejackson5167]

I’m glad you prefer BBP over BBC, because it “fits” you better, well said sir

[@PsYkH0T1K]

My setup is geared towards more aspirational travel 💳 Primary: Amex Gold Specialist: CSP Everything Else: Venture X (I kinda blend this with the "Specialist") Travel Card: Amex Platinum Travel Perks: Amex Bonvoy Brilliant

[@macheezm0]

💳 My 4 I carry with me: 1. Amex Gold - groceries, dining out 2. Amex BBP - catch all 3. Venture X - catch all when Amex isn’t accepted and travel card 4. CFF - 5x, dining when Amex isn’t accepted, 3x drugstores Extra I would have, but bring occasionally would be CSP for Transfer partners, back up international travel card. Amex Platinum large purchase items and lounge access.

[@carlosortiz4011]

As a hooper The fact that the basketball references were made for this you good sir have earned a new subscriber

[@juannavarro8111]

💳 My five are: 1. Amex Blue Cash Preferred 2. Citi Double Cash 3. Amex Platinum 4. Amex Bonvoy Brilliant 5. Citi AAdvantage Platinum Select

[@ColdWindPhoenix84]

💳 CSR, CFU, CF(old), bank of the west(cash back world, for grocery stores) and the Costco card from Citi. I feel like I could do better, but I'm not sure what.

[@soitsmelaura]

💳 that's a great point about saving on checked baggage fees

[@KevinYang]

💳 Great list! I think if someone goes with the Venture X and travels to some degree, that and the SavorOne card could be a great combo to fill in 2 of these slots! That said, one thing that comes to mind the more cards you get is keeping track of everything and the opportunity cost to do so. It really takes a certain types or personalities to be into this stuff enough to do so!

[@Alvin_1914]

💳 Five card setup: 1. Venture X for credits and Flat 2x 2. Amex Gold: Food! 3. Amex Schwab Platinum: Platinum perks 4. Chase Sapphire Preferred: online groceries, travel protections and partners 5. Chase Freedom Flex: 5x categories only

[@timo.vargas]

I like it I probably would get something like this but gas is usually a left out category with amex and chase

[@kndvds1492]

In Daytona beach I can't use a single Amex Gold credit. We don't have ANY of the restaurants with in an hour and Grub hub and Uber charge more ...

[@the1ll3st]

I’m Just sitting here at the Disney resort in Hawaii watching Sebby videos on a free vacation thanks to Sebby’s videos

[@1990Ravens]

I wish the 4x on supermarkets worked at places like target and Walmart.

[@yurig2530]

💳 Primary earner: Altitude Reserve, Citi Prestige Specialist: Custom Cash, Altitude Reserve, Citi Prestige Everything else: Altitude Reserve, Amex BBP Travel: Ink Preferred, Altitude Reserve Travel Perks/additional: Citi Prestige, Altitude Reserve In fact, Altitude Reserve works for everything with Samsung Pay/MST.

[@tinaminheekim2219]

A little disappointed Amex Blue cash preferred and Discover it cash back cards didn’t make your list! I have discover it and chase freedom and I usually lean towards discover over chase. So much more convenient and straightforward with the cash back

[@GamingCentralTV1]

God even with this thorough explanation I feel like its a full time job to ensure the benefits are fully used

[@cjhan47]

How did I not notice until now that the Blue Business cash is the BBC?

[@MLNYD]

Current Setup 💳: Primary: AMEX Gold Specialist: Chase Freedom Flex Everyday: Citi Double Cash Travel: Chase Sapphire Preferred Perks: Ritz-Carlton Card (may switch to or add Marriott Bonvoy Brilliant depending on how much I like staying at the high-end Marriott properties this year) Staying with the basketball analogy, AMEX Platinum is on my bench for particular events that benefit from having the Platinum on top of the perks everyone already know.

[@ksprincess]

This is a great set up. Thanks for sharing. I also have the Amazon Prime card for great points on my Amazon purchases.

[@diahinhleodoc123]

I have almost the same setup, but what to do with amex gold points? Thank you

[@joephillips5594]

My 5: Wyndham business earner, amex gold, hilton surpass, hilton aspire, venture x.

[@HarleydeWinter]

💳 I have the Freedom Unlimited, Sapphire Reserve, Ink Business Preferred, Amex Platinum, and Amex Business Prime. The Amazon doesn’t need to be in my wallet as it’s really only useful on Amazon for me, and the unlimited, while the best general purchase points value, doesn’t get as much use as it should, it was just my first true card. I get good value out of both CSR, and Amex Platinum as I travel a ton. Thinking about adding the Amex Business Gold to run my LLC expenses through, as I’m not realizing much points value with the CIP, but I like having the card for general travel charges and the intro bonus.

[@zehuazhou3390]

I want to point out that the chase travel portal hotel price is always more expensive, so the CSP’s 50 dollar annual hotel credit may not actually be worth 50.

[@AskSebby]

YMMV. Again, discount as necessary as discussed in pretty much all my videos. Also, why it's a variable field in the calculator: www.asksebby.com/credit-card-reviews/csp-calculator

[@jonathonjaybart5686]

💳Excellent video, and a constant thought experiment in my mind as I look to optimize my roster, which is currently: Starting 5... Primary: AMEX Gold Specialist: Chase Freedom Flex Everyday: Chase Freedom Unlimited Travel: Chase Sapphire Preferred Perks: United Explorer (live in Chicago) Bench... Substitute Travel: AMEX Green (CLEAR Credit makes it effectively free; 3x on travel and transit allow me to manage UR vs MR earning) Substitute Perks: AMEX Delta Platinum (I basically upgrade/downgrade with the AMEX Delta Blue if the companion fare makes sense)

[@solidstream13]

I’d love to see one on one interviews talking in individual a card strategy based on their situation.

[@2Eaglez]

Our limited travel is first or business class, so lounges and baggage free comes with the fare. As for day to day, Amex Blue Prfd for 6% back groceries $95 annual fee. Chase freedom for gas and dining 3% cash back and no fee. Citi Double or Fidelity for 2% cash back on anything, again no fee. Amazon Prime 5% back on purchases from Amazon, no fee (we live rural so lots of Amazon orders). This easily more than pays for my Prime membership to get free shipping.

[@Username85254]

Bro sleeping on Chase Freedom Unlimited

[@twang96]

I feel like Amex is coupon clipping for rich people.

[@fogrunr5075]

Grrrrrreat 🐅Video Sebby!

[@ml9316]

💳 current setup is 1. USAA rewards AMEX 2. Chase Freedom Unlimited 3. Chase Freedom Flex Really just all Cashback no annual fee cards as I haven’t really figured out how to use points effectively yet. I still find your videos super interesting though. I’m considering adding a travel card through chase but trying to decide if I will use it enough to offset the annual fee. Thanks!

[@ziggy29]

I have the USAA "Amex" also. (I put it in quotes because it is not a full Amex card in the traditional sense.) I've had it for well over a decade, before I was trying to maximize every category. That said, it still has a place! I think it's a good no-fee alternative to an Amex Gold, especially since we already have the travel benefits of the Schwab Amex Platinum (which I love for the $200 annual statement credit for having enough AUM and the 1.1 cent cash back redemption). You need to be eligible for USAA, of course -- which is why it isn't usually covered -- but for no fee it gives 3X back on dining, and 2X on groceries and gas. And points can be used for cash back at one cent per point. And for us, right now, the incremental benefit of the Amex Gold (as good as it is if you can use the credits) isn't enough to justify the $250 annual fee compared to using the USAA "Amex" card. If we lived in a place where we had Uber and the restaurants that give the $120 credit, that would change.... but we don't.

[@senselessmyth-learns6181]

So I got somewhat of a bad set up, and will be changing from the Venture Rewards to the Venture X once I get the spend incoming. Hoping to add CSP once I get under 5/24 and once I have enough spend incoming. 1. Venture Rewards 2x back, decent perks, 95$ annual. 2. Freedom/FU 3. Marriott Bonvoy Boundless ( free night) 4. Amex Plat 5. No airline card. I travel with a travel backpack as a rule.

[@mckinleyp13]

Clearly I’ve been watching your content! I have the gold, platinum, CSP, and freedom.

[@JohnSkyLey]

I don't watch basketball so I don't know who those players are you keep referencing

[@SearsSean5]

1)IHG Premier (Catch all/ Daily driver) 2) Freedom Flex (CashBack) 3) Discover it (CashBack) 4)Amtrak Preferred (Benefit)

[@melnagai]

💳 the united quest card is my workhorse card. I fly to Casper Wyoming, at least once a year and flights from Boston are stupid expensive. I also have the Hilton surpass, the Marriott Bonvoy,, Jetblue, and Jetblue Business I have the old $49 IHG card in my sock drawer. I try to maximize the perks as much as possible.

[@youngalwyn1124]

💳 “Ten” - - that’s my current card count and yes, I do have one (or more) in each of Sebby’s categories. ☺️

[@VictorKung]

💳 for me it is the Amex Trifecta (Platinum, Gold, BBP) and the Hilton Aspire. I have the Capital One Venture X as a reserve option and as a Visa card since it literally pays you to keep it and is a great catch-all in the situations where I need to use it. I would consider an airlines card although I wouldn't know which one to pick.

[@patienceisalpha]

Amex gold / Capital one venture x - transfer to Flying Blue for transatlantic business class flights (10+cpp). Otherwise economy @2.6+ cpp

[@jollyronacher]

💳I have the Delta Gold Amex, just got it in December. I got it while booking a trip, got a $300 statement credit and 30K bonus miles afterwards for either a $1K or $2K spend not too sure which one it was. I definitely plan on bringing my free checked bag, along with one for my girlfriend, and then when if I take another family trip then that’ll be 4 checked bags free. So worth it 😄

[@Synful_]

I might have to get that

[@chd8014]

Im so pissed off my credit score just took a hit because I dont carry balances on my credit cards and pay them down every month. its so annoying that I am being punished for being responsible, I use my credit cards for all purchases *sigh* I just hate paying interest and dont like carrying the balances. I think then amex is a good choice for me. Thanks sebby for your videos they are helpful and informative! reasoning for my score drop: "Your credit report shows no recent balances on your revolving accounts. Your FICO® Score was hurt because you are not currently demonstrating active revolving credit management."

[@fogrunr5075]

Just do a monthly rotation posting a small balance on different cards. 0.6% utilization will cause them to register 1%. Just let it post, and pay it to $0 the next day. Some banks such as Chase actually report mid-month in addition to the statement date. I'm the same way. I don't even want it to post (just give me the points!) But yeah just let it rotate like I said and you'll be fine.

[@ChristianGonzalezCapizzi]

why do i never see anyone mention the Visa X1? it's 3x on everything if you spend over $1000 that month, 2x otherwise. no foreign transaction fees either, so seems stranger than the double cash. only downside is there's no sign up bonus

[@temp903]

For me: - Freedom Unlimited - Alaska Plus - AA Exec Elite - Delta Reserve - Amex Business Platinum (sole prop) - Amex Business Platinum (LLC) But once I get the intro bonus on the Alaska card I'm gonna cancel it. Delta reserve I'm not renewing either. Sole prop platinum is getting dropped next year too. Then I'll probably get the personal sapphire reserve once I get under 524 next spring. Also I haven't gotten that intro bonus yet.

[@TaylorMMontgomery]

Can you do a video on the current state of Discover? Don't hear much about them anymore

[@PortiaObeng]

💳 thanks for dropping these gems! Very insightful!

[@gaymercat9275]

💳 I have Amex Platinum, Amex Gold, Amex Blue Biz, JetBlue Plus and Amex Marriott Bonvoy Biz. Sometimes I'll sub in the Bilt card too.

[@brucebishop7759]

💳 Great video as always. Took your advice getting the United Explorer card. Already have the full Amex setup, Venture X. We’ll get the CSR this June once I run the 48 month click on the welcome bonus (called Chase and they told me which month to apply). So I am saving 1 slot in the 5/24 rule for CSR

[@patrickporcaro6348]

Amex gold, CSP, X1, cap1 venture, Amex blue biz plus 💳

[@andrewcananea]

💳 thanks for sharing about perk cards for flying out of hubs. Definitely helped me

[@ryanshannon6963]

🏧 Bruh, can't believe you left out C1 VX now has Plaza Premium Lounge access. Also, interesting with the United Explorer and Delta Sky Gold (or whatever) tips. I never really considered an airline co-brand but with what you gave for examples, it could prove useful since I have a kid coming in the next few months. We'll need to bring more luggage for newborn/infant/toddler stuff, so that'll definitely help out and at $95/year it's basically a no-brainer. I'll start looking into the cheaper co-branded airline cards. Fortunately, I'm not really in a hub, but surrounded by them, so we're pretty equally represented by the big 3 airlines where we're at, no matter where we go. I'm leaning towards United since they tend to have pretty good deals for flights to EU and Asia, seconded by OW, but Delta seems to have better hard product for domestic flights. Probably bit the bullet and go with *A co-brand.

[@masonhardy8632]

CS AMEX Platinum, AMEX Gold, AMEX BBP, Delta Platinum, Costco CC. Thinking about adding the Hilton Aspire.

[@josezepeda9157]

Why does the sapphire reserve not offer cell phone protection but since it’s a visa infinite card and visa infinite offers cell phone protection

[@jarrod499]

Venture X - 2 x catch all card Wells Fargo Autograph 3x Dining, Travel, Gas, Cell Phone Amex BCP 6% Grocery, Streaming

[@Prish2012]

Can you talk about Costco’s Visa card, please. I see many Costco members using it…

[@melih5805]

continuously helped me like you have. I thank God for your presence in my life. Thanks a lot!!!

[@SomeDudeSomewhereOverThere]

💳 Amex Gold Delta Platinum Alaska BofA

[@dad_tech]

💳 CSR 💳 CFU 💳 CF 💳 Amex Platinum 💳 Amex Marriott Bonvoy

[@christopherdupuy1581]

💳 thanks for the great information!

[@tantradossantos4501]

I like the story about the family... 💜

[@blogauthor3375]

My five cards. I am Team Chase with the trifecta. I am a cheap hotel guy, I have wyndham for hotels. My home city is 80% Southwest, my fifth is the SW biz💳

[@ranjithmahendran1002]

I only have 1 credit card: Chase Sapphire Preferred🎉

[@haroldcarson5677]

You didn't mention the Bank of America Visa card. $90 annual fee. $500 cash when you sign up. 2 1/2 points on purchases except for travel and restaurants where you get 3 1/2 points. No caps on points.

[@Juliozev96]

💳 1. Amex platinum 2. Amex gold 3. Hilton aspire 4. World of Hyatt 5. Blue business plus I would rotate these out with my other cards but since I travel alot currently this would be my setup. I also have the chase trifecta and some other business cards, mainly for the SUP though.

[@rodrigodesouza8577]

1. Ventura X 2. Costco CIti (I am a Costco shopper food and gas) 3. Marriott Bonvoy 4. BILT Should I consider adding anything else?

[@Spacespacepapi]

Currently have: 1. CSP (Travel and increased value from points from other out rewards cards) 2. CFF (5x points earned that always comes through) 3. CFU (Workhorse card) 4. Marriott Bonvoy Boundless (5 free nights + annual free night) 5. Apple Card (Helps purchase apple products when I want to flex 💪🏾) Looking to upgrade my CSP to the CSR or just wait another two years and apply for the CSR. Potentially add the Cap one venture X as my main travel card and keep the rest.

[@devildoctim]

I was listening to this in the background as I was eating (Something I generally do with your content Sebby, very good for that!) and I'm not going to lie. Listening to 8:12 out of context made me do a double take.

[@blakegibson2105]

💳 I have a CSP and my wife has a Freedom Flex. I'm tempted to go get the Venture X but I want to stay within the 5/24 and get all the Chase cards I can before expanding. We are at the point where we are open for another card, any suggestions what our next move should be?

[@simonmesserly]

Solid video 💳

[@aaront936]

I dont value amex points at 2 cents per point. So hard pass on amex.

[@xcomp1x]

Is there a video on how you got and is able to keep Delta Diamond status?

[@kerryh2096]

Thank you Sebby!!!!

[@TrentonMatthews]

I currently have the capital one quicksilver/saver one duo (where the quicksilver was upgraded from the platinum). Since I am more of a cashback guy then a travel one, I will be going for the Discover it cashback as my next card. Alternatively, (or in the future), I will try and go for the city custom cash, pairing it with the double Cash.

[@ProjectM97]

I have the Quicksilver, Discover It, and Citi Custom Cash. I did not replace the Quicksilver with Double Cash because Quicksilver is my only VISA card which gives me zero foreign transaction fees when I travel to Canada or overseas.

[@WillieDonnett-tb9sw]

My phone is hacked i can barely do anything...its a sad situation

[@Jrod3338]

This was waay to complicated for me to follow. I know, I'm slow 😞

[@mikee357]

What should I get next? 💳Have: Amex Platinum, Wells Fargo Cash Back and Chase Freedom Flex. Looking at: Citi Custom Cash, Amex Gold, Chase Sapphire Preferred Would you get something else based on my current setup?

[@kevinManhattan]

Def Gold. Then Custom cash.

[@greggrant20]

💳💳💳 great video!!!

[@iTheRealAK]

💳 I've been looking into another airline card lately. I've the Delta gold right now but I'm looking at AA from Barclay's for their bonus miles.

[@supermandar]

💳 following cards in my wallet: capital one VX, Amex platinum, Citi premier, chase freedom flex, Amex gold. It’s complex to keep track of, but usually I’m on top of it. Also, I get corporate discounts on both Amex cards, which takes some element of coupon book compulsions away from me. I would highly recommend you guys to check if you get corporate discounts as well.

[@lorenzopoto5110]

Any useful links that talk about those corporate discounts for the Amex cards? Also, what kind of discounts do you get? annual fee discounts? credits? I'm curious

[@timo.vargas]

@@lorenzopoto5110 i believe its like 100 off the annual fee

[@TravelSeets]

Capitol one venture x denied me and I never carry a balance with a 750 credit score, I have just gotten a chase credit card, should I wait like 6 months before applying again?

[@jaybinning2890]

💳 Wyndham Rewards Earner Business Card is my pick for Travel Perks. I barely even stay at Wyndham, but it's the only way to status match from a credit card to Caesar's Diamond anymore. Then from there, I status match to MGM Rewards Gold, and then status match that to Hyatt Explorist. As far as I can tell, the only other way to do this status match is from the Hyatt end, but that only gets you Discoverist status with Hyatt and has a $199 annual fee, vs the Wyndham's $95. So a $95 annual fee gets me $100 Caesar's Celebration Dinner (perfect amount for Bacchanal's crab brunch with unlimited drinks), and no resort fees at MGM or Caesar's, which for my upcoming trip is already saving me $105 this year. And the ~$90 worth of value from the annual 15,000 point bonus. If you go to Vegas at least once a year, this card pays for itself at least 3 times over, even for a modest 2-3 day trip when resort fees can be $30-55 per night. F all that noise! And you get free valet parking with status at the casinos. Just all sorts of value for any Vegas regular.

[@turnthatoffpodcast7930]

Anybody got a link to the mic stand Sebastian uses?

[@davidgameiro9119]

💳 Hi Sebby, being out of DFW with 2-3 trips a year, is the citi cards with AA the best option for us? 1-2 trips to Portugal a year to see family. Sometimes 3rd trip is Nicaragua via Miami. Thanks for all the great info!

[@bradleygrasl168]

Why add the Citi double cash for the 2%+ when you also like the Venture X which gets the 2x+ for "Everything else" category?

[@bradleygrasl168]

My wife and I spend most of our time in Europe so Amex isn't really an option for earning on everyday spend. Venture X, Savor, Citi CustomCash, Delta Amex Reserve

[@OrieMcIntosh]

💳 | The 🏀 analogies 👌🏿

[@fanmechanic1]

Kind of related to the video. What's your opinion on getting an amex platinum ɓut getting a spouse the gold card and not a platinum as the additional card?

[@Thacldriva]

1. Amex Plat 2. Amex Gold 3.Chase freedom Unl. 4.Apple Card 5. Discover It In that order for me

[@jsbatra]

Thank you Sebby. 💳. Question for you - what is your favorite sushi place in LA?

[@rodolfoalva422]

Should I get CSP or gold card? About to graduate college. Appreciate it! Also does gold also offer rental insurance? And is there a difference between car rental insurance between chase freedom flex and CSP? (Difference in primary and secondary insurance?)