The Only Travel Credit Card You Need (Hypothetically)

[@ChaseYokoyama]

Is there another "All in One" travel credit card that could work?

[@John_Cannon]

Great video. I've been going back and forth debating this card with myself and you highlighted some really good points.

[@TinkerTailorSoldier1]

US Bank Reserve. 3x on mobile wallet. That would cover gas, lots of dining, groceries & many big box stores.

[@ChaseYokoyama]

I also want to clarify again that I'm not saying the Chase Sapphire Reserve is necessarily the "best" travel credit card out there. Or that you should only have this card. I wanted to make this video to toy with the idea that the Sapphire Reserve could cover all your travel needs if you had only one card to use. Thank you for watching! :)

[@SpencerJohnsonOfficial]

I've been thinking about the CSR a lot lately. I could really see it being my late-game luxury travel card assuming they eventually make it a bit better. If not, I'll probably just keep the CSP for access to Chase's travel partners and then a card like the CS Platinum for actual luxury travel. But the CSR is definitely on the list!! Nice video as always Chase.

[@SpencerJohnsonOfficial]

You're correct! That's another reason it'd be so beneficial for me. @@n_0__

[@ChaseYokoyama]

Thanks Spencer! I'm starting the look into the CSR as well. Just like you, I will continue to use the CSP for access to the travel partners.

[@nubianpwr]

I largely agree Chase, but it needs a gas multiplier and at least one perm hotel status. Priority Pass in the US kinda sucks. The base multiplier should be 2x as well. Greats points!

[@ChaseYokoyama]

Those would all be GREAT additions to the card for sure. The least they could do is have a grocery or gas category right?

[@TheCreditFrog]

Great video covering the CSR, Chase! This is a great solo travel credit card for all the reasons you mentioned, but it probably needs an overhaul since it hasn't been updated in some time. It fits great as a one-carder for someone who does a lot of domestic travel - especially because of the Chase Travel portal and the Southwest/United UR transfer partners!

[@ChaseYokoyama]

Thank you Stan. Agreed. The least they could do is elevate the 60,000 SUB that seems to ALWAYS come with this card.

[@ImStillStealingSteel]

Idk, something about the name of the bank kinda feels a bit biased 😂😂😂

[@ChaseYokoyama]

hahahha 😂😂😂 well if you close your eyes and read my name backwards it spells "Amex"

[@ImStillStealingSteel]

@@ChaseYokoyama - Hahahahahahahaha. OMG!!! Lol

[@ghgnj]

​@@ChaseYokoyama😂😂😂

[@angelmegatraveler]

Definitely worth it as I travel a lot with transit/lyft/airline/hotel and is super supplemental to my Chase trifecta.

[@ChaseYokoyama]

oh ya. It's a pretty versatile travel credit card for sure.

[@wilsonchow683]

It checks most of the boxes for me when I travel, however, I really enjoy going to either the Centurion lounges or Delta Sky Clubs. Tough call just picking one so I just got both.

[@ChaseYokoyama]

ahhh yes those lounges come in handy for sure. That's why u gotta get em all!

[@returnnofthemac]

I think the CSR is definitely a solid card. You can pretty much use that $300 credit on a flight or a night at a hotel. For me the CSR is a keeper card, it comes with a bunch of hidden benefits most people dont even talk about. Hope you and the family are staying safe in the 808 🤙

[@ChaseYokoyama]

Thank you for sending love 🤙🏼 we are safe but sending our prayers and support to those affected

[@jonathanscott5252]

Great card. I got it during a CSP elevated bonus time and applied in-branch. They were floored that I wasn’t trying to get a CSP but I told them that this card was better for my lifestyle. Instant approval and my highest personal card limit. Used the travel credit on NYC subway almost entirely. Only general luxury travel card I have. Can’t justify the price tag on the Platinum.

[@ChaseYokoyama]

That's awesome to hear John. Saving those $300 on subway purchases is pretty clutch

[@NCSU2009]

Hard to justify the $550 annual fee when many of the benefits and multipliers overlap with the $95 Preferred. I'd increase the dining multiplier to 4x and add a grocery category like the Amex Gold. Perhaps adding a small boost bonus when transferring to any travel partner would be great too.

[@ChaseYokoyama]

Those would be amazing additions. Me, along with many others, are really hoping for a buff to the CSR sometime soon.

[@Jay-vt2so]

Currently I have the Venture X my primary travel. If Capital One gets funny with the Venture X, I've already considered the Sapphire Reserve as my runner up. Yes, this card is due for a refresh but it's still holds it own as strong travel card. 😎

[@ChaseYokoyama]

Ayee the VX is solid tho. Hahah im sure Chase is hoping to see the day Capital One screws with you 😂 Imagine the things it'll do if the CSR gets a refresh

[@jimmyjames6492]

Thanks for the info + video!

[@ChaseYokoyama]

Glad it was helpful!

[@IkaikaArnado]

I traveled to Bali for the last decade. It's cheap af. Bali has some of the best Hyatt hotel redemptions in the world. They have a bunch of low cost Alilia redemptions as wells as the Vice Roy, Grand Hyatt, and Hyatt regency redemptions. I'd mainly recommend the Alilia chain though (Viceroy if you want to ball hard). However, yeah, I've made insane Hyatt redemptions through Chase in Bali. It's one of the best places in the world to cash out points...for now anyway...because that place has blown up hard in the last few years, the secret is out, it's a huge international travel destination now, and it's getting Waikiki'd hard.

[@LukesPointsandMiles]

I think I could use this card as my only travel card, no problem. Great video

[@ChaseYokoyama]

Absolutely! Unless you are still going the cash back route 😱

[@LukesPointsandMiles]

@@ChaseYokoyama it’s been like 6 days and I’m going through withdrawals

[@MyWastedFantasy]

I agree with the statement of this video, And couldn’t have said it better myself.

[@ChaseYokoyama]

Yayy i'm glad you enjoyed it!

[@zacharydingo]

It's a great travel card! Thanks for the video, Chase

[@ChaseYokoyama]

It really is. Thank you for watching Zach

[@tarrius1210]

CSR also is a Visa infinite card. Visa infinite card holders has Hotel status with the luxury hotel collection by Marriot and more.

[@ChaseYokoyama]

trueee. Going through the luxury hotel collection is always an option

[@MattClausen]

As much as I know there's a drumbeat for an overhaul on this card, how much does it further run away from the competition if it added a gas multiplier and IHG Gold/Discoverist/Gold Elite from Marriott....those two things alone would satisfy almost any complaint I have with the card. Great Stuff Chase. And yeah, this card is overlooked too much

[@ChaseYokoyama]

seriously tho...if Chase would listen to all the complaints they could REALLY do some damage with an improved CSR. Thank you brotha Matt

[@MattClausen]

@@ChaseYokoyama such. Small. Tweaks! Hopefully they listen

[@fogrunr5075]

Hey... Sending help and prayers for Lahaina 🥰🥰🥰

[@ChaseYokoyama]

Thank you for thinking about them 🙏🏼 🤙🏼 I really appreciate that and they could use all the help they can get.

[@ItsMeCJ]

I’m proud to say that I don’t owe you a soda because I didn’t follow directions 🤣, I said the answer as soon as you said “one”. Compelling argument you present here to be honest. I can definitely see the CSR as that standalone credit card that the MAJORITY of the general population would be good with. In my comparison video between the CSR, C1VX, and Amex Plat, the CSR game out on top initially just from looking at it as a “regular” person. But of course, we in the points and miles came would never just settle for one card, so in that case, it falls short of what we want 😂.

[@ChaseYokoyama]

lol you're always too quick with it CJ 😂 Agreed. I probably could've positioned this video better but I wanted to show HOW the CSR could be your only travel card, not WHY it should be. Because as you just said, we should never just rely on having one credit card for everything.

[@IkaikaArnado]

Well yeah, Chase has the best insurances and the most flexible. That alone makes it the best travel set up. Reward multipliers mean nothing. The CC game is based on sign up bonuses not multipliers. You're going to do fractions with multipliers that you'll do with sign up bonuses.

[@ChaseYokoyama]

yessir. The SUBS are a must hit. Those bonuses literally save years and thousands of dollars of spend.

[@alejandromorales5822]

Good video and info. 🤙🏼🤙🏼

[@ChaseYokoyama]

Glad it was helpful!

[@zacharydingo]

I hope you and your loved ones are able to stay safe from the wildfires

[@ChaseYokoyama]

Thank you so much for that Zach 🤙🏼 We are safe but sending love to those affected

[@WaterYourSoil]

Good video Chase.

[@ChaseYokoyama]

Yeee thank you for watching ! 🤙🏼

[@OfficialEricGao]

Why are you convincing me to get the CSR right now?? 😳 great video Chase

[@ChaseYokoyama]

hahah oh nooo 😂 I double dog dare you to get it. Thank you Eric.

[@fogrunr5075]

I really like your channel Chase😊

[@ChaseYokoyama]

Well you've been a loyal viewer for a loonnnnnnggg time. 🙏🏼 and I really appreciate you for that.

[@MikeMaye]

This is one of those vids where I want to say sooo much but don't want to make it long. Yes, it's definitely a one stop travel card compared to other cards and the ranges it covers in multipliers. I've always said if I ever get rid of my Amex Plat its for the CSR .... Chase 💥

[@ChaseYokoyama]

lmao like you wanna comment so much? 😅 cause I say go for it! But ya the CSR is a great option especially if you need to just have ONE card for all of those travel purchases.

[@ZXY-tg5ip]

Idk personally I find that the Amex green is more all around or even the BBP. The best still imo is the USBank reserve

[@ChaseYokoyama]

Those cards are pretty valuable. One of the issues with Amex tho is that Visa is accepted in more places when traveling internationally.

[@jasonkane9942]

Alternative “one card” is Amex green but in Europe and parts of Asia, LATAM, still woefully hard to use outside of a major metropolis (and even there mostly just hotels accept Amex) Sapphire Reserve is my go to when abroad,… I know it’s a “one card video” BUT the venture/venture X and Sapphire Reserve duo is the two card setup i always travel with.

[@ChaseYokoyama]

oh ya the Amex Green card has some nice reward categories on there! Carrying 2+ cards like that is the smart thing to do 👍🏼

[@logancarman1917]

Interesting. I’m debating between the X and CSR. How come you have both?

[@jasonkane9942]

@@logancarman1917 I’ve had the CSR forever. I hate “opportunity cost” … my main gripe with a lot of dining cards (and amex gold in particular), is that sometimes overseas you eat at establishments within a department store or hotel (seemingly unaffiliated restaurant…like a brand name or celeb chef restaurant located within a hotel or resort complex) and you get 1x because it coded as a hotel. CSR is always good about corrections if a place isn’t coded right. When a dinner costs north of a few hundred bucks with clients or whatever, that adds up when you don’t get the proper points. Also for travel, the 3x across a broad category is amazing. With a big family in tow i want to make sure i earn as much as possible to mitigate further costs for the next trip. As for why both…well the Venture X is essentially $-5 a year. I don’t even consider it a card that costs me money. When I am spending money on non-bonus category spend overseas i never could find a card that earned flexible points past $1/1point. 2 points per dollar is great for general retail etc. I also find the Cap1 ecosystem (savorOne) fills the gaps where i don’t earn bonuses (specifically grocery stores…we rent airbnbs with big groups abroad sometimes. Don’t want to miss out on points). TLDR: filling gaps where others don’t earn points, VX costs me nothing yearly (net), and 3x for broad travel. Never have to earn less than 2 points per dollar when the VX is part of the wallet when overseas (I spend a lot of time overseas)

[@casanova76544]

CSR is Awesome to travel with, especially Overseas.

[@ChaseYokoyama]

Agreed!

[@Genericmember]

If it had free authorized users and a regular grocery category absolutely.

[@ChaseYokoyama]

That would make this card INCREDIBLE. It'll pretty much be a no brainer to get this card at that point 👍🏼

[@VincentPascual]

Free authorized users is a major advantage of the Venture X.

[@tlewis4522]

If I had just to have one it will be either the Venture X or Hilton Aspire.

[@ChaseYokoyama]

I just hope the upcoming rumored nerf to the Aspire card won't be too much

[@michaelkeaton32]

I know it's essentially a cash back card, but the Bank of America Premium Rewards card (with Platinum Honors level) gets 3.5 on the 3x categories the CSR gets and 2.625 on everything else.

[@ChaseYokoyama]

I also like how that card is a $95 annual fee and comes with a $100 airline incidental credit AND Global Entry / TSA Precheck.

[@704Woman]

Are we able to use the $300 Travel credit immediately or do we have to wait a year to use the benefit? Thank you.

[@ChaseYokoyama]

You can use it immediately 👍🏼

[@tarrius1210]

The Chase Sapphire Reserve is also a catch all card for team travel because of the 50% boost you earn on all of your purchases in the UR portal. So the 1X on all other purchases is actually 1.5X.

[@ChaseYokoyama]

having that AUTOMATIC 1.5 cents per point value is such a nice feature to have on those Chase travel portal redemptions.

[@mistuhxsleepie45]

I just downgraded the vx to venture one today lol so it'll just be plat+green and cip for now until the csr/csp has another 80k sub

[@ChaseYokoyama]

I hope Chase gives us elevated offers on their Sapphire cards soon.

[@mistuhxsleepie45]

@@ChaseYokoyama probably towards the end of the year

[@TheAmazingDollarman]

Sorry Chase, I tried to imagine the CSR as my only travel card and I couldn’t do it 😬… I enjoyed the video though even with the limitations of my imagination

[@ChaseYokoyama]

hahah its okay 😂 I appreciate the effort.

[@metalheadami123]

I think the venture X is easily the best one credit card set up

[@ChaseYokoyama]

The VX is a nice card. I especially like the 2x catch all multiplier on that card. 👌🏼

[@carolynsmith2448]

I'm so sad 😢 I'm in chase jail. How long do I have to wait to get another chase card?

[@ChaseYokoyama]

oh nooo 😓 depends on how many accounts you have opened in the past 24 months. You will have to wait until you only have 4 personal credit card account openings within the past 2 years (24 months).

[@SledgeIncTeam]

I get what your saying. Its a good travel card but at $550 i need a Luxury travel card. So the CSR is not for me hahahaha. Good stuff Chase

[@ChaseYokoyama]

Fair enough Sledge! Thank you for watching my guy 🙏🏽

[@SledgeIncTeam]

@@ChaseYokoyama I need you on one of my Creators Create videos man!

[@SiegfriedEmme]

I would jump on it if they offered real hotel status somewhere. oh well. good points for an all in one card though

[@ChaseYokoyama]

Hotel statuses could be a nice addition. Thank you for watching!

[@kingsamvisuals]

Amex green?

[@ChaseYokoyama]

that is also a great option for sure 👌🏽 the CSR is just more of the comprehensive travel card with lounge access, TSA precheck, etc.

[@Adiscretefirm]

You better have some non airline spend on your Platinum, if you're not using it to redeem some of the benefits it is the worst sock drawer card ever.

[@ChaseYokoyama]

The non airline spend on my platinum is mainly to get statement credit or for the insurances / protections.

[@DavidGarciajrtx]

I’ve been saying this but everyone all headass wanting 20 cards to go somewhere

[@ChaseYokoyama]

agreed. you don't need that many cards to get good value

[@Another_Bad_Creation]

Chase must be paying you, just ridiculous reasoning.

[@ChaseYokoyama]

I wish. However this was just a fun video showing why I thought the CSR would be a nice card for all travel needs IF you had to choose only one. What cards do you think would be a better alternative?

[@fogrunr5075]

Yeah but you don't rent cars, Chase! 😂😂😅😅

[@ChaseYokoyama]

hahah im so impressed that you remember that. 💯 😂

[@AFC_27]

It was my 1 card set up for a long time since 2016. But when I finally got to travel I ended up realizing it wasn't the best card for what I wanted.

[@mikealbright4994]

Hi @AFC_27, If you don't mind me asking, what card do you use for traveling?

[@AFC_27]

@@mikealbright4994 I'm more of a cashback guy now. If I'm not using actual points for travel then I'd use my WF Autograph card for food, hotel, transit. I have a Schwab Plat for 5x flights if I buy, or a United Club card for 4x United flights if I buy. But aside from those. Just a 3x card or a 2x card for random purchases. Basically the Wells Fargo cashback cards are my go to.

[@ChaseYokoyama]

im curious to also hear what card did you switch to? and for what reason?

[@AFC_27]

@@ChaseYokoyama I amassed a bunch of Chase SUBS and got like 600,000 points and got the United card for that SUB. After I used all the points for travel I got other cards. All the Amex SUBS, the Marriott SUBS, and all that was great. But after a while I just kinda got burned out of travel. Maybe a domestic from to Vegas is great. My final setup right now is cashback (WF Autograph + WF Active Cash + 3 Citi Custom Cash cards). Basically 3%, 2%, 5%, 5%, 5%. I have my United club card for 4x united flights or Schwab Plat card for 5x points (when I travel again, probably not for a while). I downgraded the CSR this year to freedom unlimited because I wasn't using it. My Cashback cards are perfect for what I need. $0 AF and get points to cashout. Not really flying now, but have a lot of United miles to get travel when I do fly again.

[@ericzhao345]

Here early 😊

[@ChaseYokoyama]

Thank you for showing up so fast 🙏🏼

[@AMEX4Life]

Nope Chase. You’re a guru when it comes to CC’s…But on this one, I must disagree with you. AMEX is still KING…..

[@ChaseYokoyama]

hahah aight aight I appreciate your honestly. Are you thinking the Amex Platinum?

[@AMEX4Life]

@@ChaseYokoyama I have both, Amex Vanilla Platinum and the Charles Schwab Platinum. I’m going to cancel the regular Amex Platinum and stay with Charles Schwab…

[@Creditcardnerd]

Still team Amex Plat haha

[@ChaseYokoyama]

That's a good team to be on

[@johntan3405]

American Express leave home with out it. Most of foreign country not welcome American Express. $695 don't make any sense. And Capital One Credit Cards are the terrible Cards to in your wallet.😂

[@ChaseYokoyama]

I see how Chase can fit that sweet spot

[@ItsMeCJ]

First!

[@ChaseYokoyama]

🥇