The REAL Reason You're Broke... | Fennryn Reacts to Girl Math

[@simonwinn8757]

The girl math Fenn would support, is when you put one slice of cake on top of another slice of cake, it becomes one slice of layer cake.

[@fennryn]

Truer words have never been spoken. It is indeed, one slice.

[@Ben_jamin-San]

You beat me to it 😹

[@lewisvargrson]

@@fennryn Even better, if you go for an hour walk it's like you never ate a piece at all, so you should get another. :D

[@occultnightingale1106]

the reason it is called "girl math" instead of "woman math" is because most of these "women" may appear to be adults on the outside, but on the inside, they've never grown up past the mental age of 9.

[@rhade3845]

Insert incredibles 2. "why would they change math? Math is math."

[@ChristianGibbons777]

My sentiments exactly😂😂😂😂

[@revtoyota]

Girl math just equals out to lack of self control and poor decision making. Great video Fennryn.

[@IH8JerseyShore]

I completely agree with this with one addition...it's lack of self control, poor decision making, AND... always being bailed out by either their S.O. or their parents. Also agree, another great Fenn vid

[@Allan_aka_RocKITEman]

Dude: _"GIRL MATH ISN'T A THING!!"_ 🤣🤣🤣

[@ludantikasmith2869]

the translation of "if real math doesnt work" is "we manipulate data to fit what reality we want it to fit in order to feel better"

[@Pomni3477]

Common core

[@Mr._Anderpson]

As Gwen Shapiro would say, "Feelings don't care about your facts."

[@AnD1262]

@@Pomni3477 as much as Common Core math is weird and in most cases a longer way to get to the same answer it is still real math

[@okairo]

They failed math class and had to create their own version of math. For the woman at 4:44 He is contemplating if divorce is worth it or not. He was weighing the pros and cons in his head.

[@kaiberuss]

got it so if i ever get a girlfriend or a wife, i need to bury a box filled with money somewhere just in case girl math happens

[@JT1698]

I better not see a woman from that generation in any financial position EVER or I'm gonna go ballistic.

[@Mr._Anderpson]

Sadly, it isn't just that generation. I'm convinced our governments use girl math when doing their annual budgets.

[@mattst2717]

Well you better start, cause my generation is starting to graduate college. 😅

[@jason221145]

look at canada

[@ChristianGibbons777]

@@Mr._AnderpsonIf that’s the case then checkout Arran Clarey’s books Bachelor Pad Economics and The Book of Numbers mentioning the ROi on the pursuit of women. You might find them interesting.😂😂😂

[@Mr._Anderpson]

@@ChristianGibbons777 I already own a copy of each, as well as "A World Without Men". But good on ya!

[@hungrymusicwolf]

As a guy I can confirm: financial responsibility is absolutely a plus for marriage material. Also, it's rather obvious what this is about: women trying to celebrate/justify doing what they already want to do so they don't feel like they look bad. It's a problem as old as time.

[@Jake38nine]

It's literally the #1 indicator of whether you will get divorced or not.

[@Mr._Anderpson]

@@Jake38nine Its almost as if the loyalty is given to the bank account or the perks that come with it, rather than the person.

[@GregAtlas]

"There's plenty of men wearing the same shirt for 10 years" Lol... 30 years for some of mine... ^^;

[@hungrymusicwolf]

Where the hell do you buy your shirts?! Mine are wearing out after just 4 or 5 years so I would love to know where you're buying those!

[@robertblume2951]

​@@hungrymusicwolfdude I don't even know. I got 2 of them as gifts in high school and I swear they are just like Walmart t shirts with iron on letters but both of them last 20 years and they were still good then I was just moving to Alaska and had limited space to pack for my flight and left the t shirts in Texas and took the long sleeves. My rugby shirt from Kohls lasted 15 with only minor cuff damage.

[@ilisan]

hell yeah, good purchase! I'd wear my 30 yo cloth too if I hadn't grown a meter or so...

[@hungrymusicwolf]

@@robertblume2951The mystery shirts all guys want but only the chosen ones can pull from the store (stone).

[@gavinglen4363]

By and large, they don't make things like they used to. I still have a couple of t-shirts from 12 years ago that are still perfectly fine but I've pretty much given up finding anything that good anymore.

[@volrag]

What I'm getting from this is that Girl math is cope for poor financial decisions. Except when it's flat out wrong, $25 for 10 wears does not mean it's $5 for 20 wears. It would be $5 for 50 wears.

[@BootsThaRareBirb]

The funniest part is that the kind of woman who buys into "girl math" is the same kind of woman who would only wear that once, then shove it to the back of the closet until the end of times.

[@RikuofManyPaths]

​@@BootsThaRareBirband still insist she'll wear it again when you point out that it's been in the graveyard zone of her closet for three years. Then she donates it to feel altruistic!

[@Neddyhk]

These are women who weren’t taught math because “girls aren’t good at math.”

[@asteropax6469]

This reminds me of a story I heard during a conference my parents dragged me to during high school. The speaker showed us a story of a college student who went $200,000+ in debt because she thought college loans were free money. Took monthly trips, bought stuff for the entire dorm, paid for parties, etc.

[@midnightbluevt]

Many such cases.

[@nagisungila]

Fennryn: Financial Responsibility is Sexy :: Chat TTS Superchat :: Chat: We want plushies and a wallet that screams this at us

[@Drocksas]

This is the way

[@Deity49]

That was a lot of fun

[@Jake38nine]

Yeahhhh, spending your money on KZbinrs, Streamers, and camgirls is literally financial IRRESPONSIBILITY. Unless that person is literally giving you something tangible or personable, nah. The only money you should be spending on a woman is if she's your girlfriend, wife, or hooker. Otherwise, no point.

[@sethwest7655]

This is why we need a Fennryn math stream. It is apparently imperative for financial responsibility.

[@aaronmacias1283]

This is why people say, "Never let the woman hold the money"

[@noirhelios]

As much as I joke about financial responsibility, genuine respect to Fenn for calling this crap out. I’m just hoping it’s a joke and people aren’t genuinely falling for it

[@H1_R3Z]

I felt like I got flashbanged by that "Financial responsibility is sexy." Been trying to explain exactly that to various friends, male and female, for years now.

[@nimanden1330]

Fenn = best fox

[@jameshayes7516]

Fenn = best fox wife

[@AgrokL]

marketing team watching these toks all pulling up their hoodies and saying in Palpatin's voice: "yes... yes..."

[@OneManRevolution223]

"finical responsibility is sexy" yes that, your man will be so happy

[@CartoonEric]

You can bet that these ladies' credit records have more spots than a leopard in a polka dot tie.

[@clkwr]

This attitude makes perfect sense in the context that they aren't spending their own money

[@ChristianBMundy]

I remember a joke made in another vid, something along the oines of: "Her money is her money, your money is also her money."

[@shoebill4887]

'It was cash, so it was free.' where did that mindset even come from

[@starfrost850]

Why do people insist on cash being free money? Cash is still money, hell, it’s really good fucking money, because you pay for the item right then with no strings attached, no later debt, and it’s secure.

[@Numbers_Game]

The only reason this logic would make sense to me is if you didn't earn that money and it was given to you. In that case it was "free money" which says a lot about them.

[@stuff485]

I brew coffee at home. Way cheaper. Plus saves having to drive to the closest Tim's

[@mrpandasian8871]

I hear you fellow Canadian 🍁

[@Pomni3477]

2:04 Companies, the elite, shareholders, credit card companies and so on

[@Neddyhk]

This is just “how money feels to me” - (1) You have cash, and that cash is already “spent” (2) you return an item that you “spent” money on and now you have “more” money to spend, because you weren’t going to wear an item you want to return, (3) rewards are “more money” because you were going to spend that money anyway. It’s all about how having and/or spending that money *feels*, and they feel the need to justify their desires with justification rather than than own up to “I want an excuse to spend money, because I’ve been taught that shopping is one of the few things I’m allowed to enjoy.”

[@northstar6920]

*NEVER* give these types of woman a debt/credit card... period.

[@karl_day]

nononono give them a prezzy card (it's a gift card that works like a credit card) instead.

[@daggerace9918]

If you buy a jacket and return it, its still a net loss because you burned gas driving to and from the store

[@drakerp2]

4:50 I'd get out of the car right there and never look back

[@erikvonelm4010]

"I bought this for $38.. so its $30" Sis make that same argument to your bank statement.

[@spamhere1123]

Or imagine her anger should her employer use that one on her: "We pay you $18 an hour, so really, it's $10. Here's your $80 for 8 hours of work."

[@justinwhite2725]

Its $40 - guy math.

[@Numbers_Game]

@@justinwhite2725 That I can get behind. When I started tracking how much I was spending I always rounded up to 0,5 or x,0. So, something that was 16,29 became 16,50 and 12,77 became 13,00. The bigger the round up, the more buffer you can create if you get close to spending your paycheck.

[@nonamevoidoblivion9695]

Remember: Financial responsibility is sexy!

[@SyberSmoke]

Big braind fox girl is tall and big brained!!! And yeah, the girl math thing is just...mind bending. Either people are playing stupid...or they need to be in a conservatorship.

[@optimistprime3192]

Store credit is just a shorter way for a business to say: “Your money is mine, you just get to decide what it’s spent on.” Also saying girl math is “right now I make money” math is just admitting that girl math is incredibly shortsighted 😂

[@cryovein2507]

Fenn slowly losing it the more she watched was very relatable

[@StarboyXL9]

"$5 to wear that shirt" STOP GIVING THE CORPS IDEAS! THEY GUNNA MAKE US RENT CLOTHING! WE WON'T EVEN BE ALLOWED TO OWN THE CLOTHES WE WEAR!

[@axelmilan4292]

You will own NOTHING and be happy.

[@Mr._Anderpson]

Oooh kay, @6:00. I was listening to this on a secondary screen at work. Hearing what she said, I glanced over and wasn't surprised. No, I didn't judge a book by its cover. I heard garbage, looked at the book, and simply accepted it as what should be expected. Thoreau said a man is rich in proportion to the things he can let alone. Having stacks of cash is great, but having few needs you cannot meet yourself is another form of wealth & independence. Then again, I barely dabble in social media. Comparing myself to everyone else or trying to post a curated version of the highlights of my life doesn't appeal to me. I live my life, not Elon Musk's. I don't have a Bugatti. I have an old tractor and an old truck, but I also have more eggs and milk than I can use. So I give what I can to a neighbor who has four kids. They in turn send their kids to my place to help with yard work, or picking tomatoes, or to get a goat off the roof. (Long story) My choices were not to pursue flashy cars & dinners with gold foil cooked onto my food. Instead, I have venison & trout in my freezer. I keep ducks, goats, & honeybees. There are wild chives and dandelions popping up in my yard that are begging to go in salads. There is fungus in the woods just waiting to be broken off a tree and put into a stew. My life won't appeal to most people and that's fine. It is my life, shaped by my priorities...comfort, good food, & being able to listen to the wind rustle the leaves as I lie back and stare at the Milky Way at night. This isn't for everyone, but if you made it to the end of this comment, maybe living more simply is for you.

[@georgev8590]

Goats, man... They are such strange animals. I don't think it was an accident that occult imagery often has goat legs or horns.

[@Mr._Anderpson]

@@georgev8590 Anyone who has kept sheep and goats will tell you sheep are painfully stupid and goats are painfully clever. When I think of the way they're used in parable, it makes sense. Goats overestimate their own intelligence & abilities. They're almost human in the way they can display pride & petty grudges. Meanwhile, pigs have more figured out than they'll admit. They're inside the range of the "sweet spot" of the body weight to brain weight ratio.

[@cryptokaotic9413]

Atleast my sister was some what reasonable, she always said if she bought something with her tip money, then it's free

[@Justanirishfella]

To quote a wise man “ I think my brain just committed suicide , I can feel it bleeding”

[@jacksel9298]

Nice vid, but most importantly: I love ur character outfit and colors!!! Gotten u in my recommended vids only just now, i saw ur clothing design and was like 😯 (ps. I love character design for fantasy settings, and my fav color combo is cyan/orange/yellow, so this comletely fits my vibe)

[@Horus_the_Lupercal]

I have worn the same two suits for ten years. One was a gift from my Mom the other came from a thrift store. I would like to replace the thrift store one, but only when silver gets a bit higher.

[@-Baikal-]

"Girl math" just seems like something that happens when you skip all your math classes

[@Pomni3477]

Don't apologize for correcting someone who's wrong

[@starling1269]

If I go to a store and spend $20, and shoplift $20, it cancels out

[@das2s4s]

Got to love Fenn's reactions.

[@daishi0001]

I feel called out. Most of my shirts are 10 years old or older, and I still wear them in a regular rotation.

[@TwoPlusTwoEqualsFive32]

I learned how to repair tears in my clothes, it's not even that I cannot afford new clothes I am just too lazy to go to the shops lol.

[@artawhirler]

This is my favorite Fennryn video ever! (So far, anyway!) 😊

[@ashardalondragnipurake]

girlmath is why companys love girlpower so much

[@georgev8590]

The tin foil people who said that feminism is just a capitalist psyop now don't seem so crazy... That on it's own is rather concerning to me.

[@Gensolink]

@@georgev8590 funny you say that. Originally smoking wasnt seen as a woman thing and you know what happened ? Marketing used marketing to make smoking a sort of freeing activities that they could do. So it's not that far off. Josh Brett talks about it a bit in his "dark side of unrealistic male body standard" video

[@Perprotrader]

yup... eye is twitching and every synapse in my brain is tweaking out seeing people actually running their life off "Girl Math"

[@MerryMusicMoth]

0:08 It was at this point that I knew this was going to be a great video

[@Mobius1akarob]

The taboo exists because you are not allowed to criticize women, period. Doesn't matter how legitimate the criticism is, doesn't matter how they ruin themselves with poor financial choices. The modern woman is above accountability and criticism these days.

[@BraivSkull]

Her face that is closer to da camera, got me blushing. 😳

[@AlfredFJones1776]

Fennryn proving more and more that she is the ultimate Waifu.

[@OzixiThrill]

3:29 - Okay, so while their logic that "it was cash, so it's free" is definitely wrong, earnings from gambling entirely depends on your viewpoint. If you take 100$ and declare that you're spending that gambling for the experience of gambling and nothing else, then you've spent that 100$ on an expensive experience. With that, any earnings you get are just a cherry on top and pure winnings. Now, if you got your gambling item to earn money, yeah. The buy-in price 100% is getting deducted from your overall.

[@lfestevao]

3:52 - you spent $90 and got $10 kidnapped for a next shopping day ransom

[@trene6559]

As a man, I have worn the same clothes for the last two weeks. I have saved so much money on not doing dishes, cleaning the house or my clothes and not taking showers. Financial responsibility is sexy! 😊

[@Xull41st]

My grandpa would say that my grandma would save herself broke if he wasn't there

[@ShoKasai]

Girl Math seems like a psi-op to keep people buying stuff when they don’t have the money for it. Also I treat the money in my wallet (not my cards) as free money only because it’s normally been there for months and I don’t even remember the last time I used physical money

[@noelanicruz1929]

I triple check my math to make sure I have enough for my subscriptions and rent.

[@glory3670]

This is proof of what a failure our public school system is. I'm the daughter of 2 accountants. This hurt my head to listen to.

[@panther07af]

This hurts so much

[@RobertLutece909]

"Who buys a shirt to only wear ten times?" A lot of women's clothing is so cheaply made it'll fall apart in the wash about that time. My female friends from school would wear things just a half dozen times or so. In a few months it's out of fashion anyway.

[@samuelbarrett5701]

Even if you get store credit, you just wasted your time because the store credit is equal to the amount you originally paid, not even a cent in profit.

[@DraconSmol]

Girl Math has Broken Fenn :(

[@Kevin-qi5bh]

I'm entirely convinced that some of these women couldn't count past 10.

[@Bjarkenb]

not even a minute in 0:31 and I'm already about to have a headache. Even *if* the store refunds you in cash and not store credit, you are still at best back to square one - factor in inflation, and that sum you get back is worth less than when you bought the jacket. (though to be fair if your currency inflates to the point that you can feel the difference from week to week, you've got bigger issues than your spending habits)

[@killerwolfdavy5783]

I'm so glad I've not seen this in the wild yet, the entire time I was watching this video my thought process was "this isn't real right?" but I know better and it hurts which is why all I could do was shake my head the whole time.

[@TheBayzent]

I have, with coworkers and I work in finance. My boss is extremelly good at managing the finances of the company and doing good investments, but she earns double what I do and almost always ends up every month in red. At the same time, withnhalf her salary I've managed to own my own house after three years of grinding, and be debt free for my entire life.

[@killerwolfdavy5783]

@TheBayzent omg that's crazy, I work hard with my wife to make sure we're in the black week to week so I know how you feel there. Just thinking of double and still being in the red is just mind boggling to me. I hope good work opportunities come your way :)

[@IzzetNilson]

Girl Math makes me think of that trade offer meme that's horribly one sided: ⚠️TRADE OFFER⚠️ You give me: $100 I give you: $10

[@bradencarter1271]

It has been a while since I've worked in clothing retail but if I remember correctly, store credit is only given if you pay with cash or gift card so that people that use counterfeit cash or scammed people with gift cards can't get actual cash back. If you pay with a debit or credit card there would be no issue but if you wanted cash back there was an entire process that had to be done with the manager. Is it dumb, Yes, Could I change it, No; it is a corporate policy that we couldn't argue against.

[@osmacar5331]

"reject modernity return to tradition" is just increasingly more and more true... people are fucking idiots now. however, the "round down not up" clip that's satire. the issue is only around 4% is actually satire.

[@Nundevwizer]

If you put a mathematician in the same room as someone who believes in “girl math”… only one person is walking out of that room alive

[@insulttothehumanrace3807]

The mathematician snapping is clear, but is the result murdering the girl math person or the mathematician's brain melting?

[@KamaChameleon]

Gotta see the guy math response to it but actually making sense. Essentially if a guy buys a drill and is able to make things using said drill instead of buying said thing, over time if you use the drill making things after enough time you will have saved more making things using the drill that the drill earned its cost back and then some

[@Pomni3477]

I understand some of like the buying in bulk part but pretty much everything else I don't

[@d112cons]

Or: how to GirlBoss your way right into shitty credit.

[@mrpandasian8871]

Several concert floor tickets, 1 totalled Ram rebel, and a week long vacation to Mexico later 💀

[@dokutah2480]

At 0:45 technically speaking, you DID get value from the jacket in accounting terms. Assuming You wore it for a week and got a FULL refund in CASH, technically you got value for free, minus the hassle of getting the jacket and returning it. It isn't earning money, but at the very least some value was made.

[@p.i.m.6008]

Girl math = coping and making excuses

[@justinwhite2725]

I started a budget and at the end of one month i had 5 dollars left over. I was consideeing what bill i should apply it to for the following month. The girl my roommate was seeing said 'you should buy something nice.. for yourself!' During rhe pandemic the government was giving out 2000 in CERB benefits and this same girl spent all of that money on cosplay accessories. And then cant fathom why she is broke.

[@ScrewFearMe]

Girl math is going to be the future of how women operate, its not just a "trend", sorry.

[@Visavislespoir]

I’ve never been so pissed in my life.

[@dtgamerk9670]

A friend once told me that by keeping track of my money and living within my means, I am doing financially better than the majority of the country. I believe him now. Keep spreading good life advice and the great content!

[@TwoPlusTwoEqualsFive32]

It's so weird when I realise my bank account has 20x the amount of money most people my age have despite the fact that I work a minimum wage callcentre job and that most people in my country don't even have $2000 to fall back on incase of an emergency, nuts. 10 years ago I bought the cheapest second hand car I could get because I was broke, but I was already saving up for my next car from day 1. So recently when my car was too expensive to repair I already had the money I had been saving up for the last 10 years to fall back on for it's replacement and was able to get something better, no loans or finance required and still had all my other budgets and expenses covered on top of that.

[@TacoOperator]

Financial responsibility is donating to Fenn's streams

[@yukotrey9422]

Lmao no stop simping

[@ADMICKEY]

It's only sorta responsible if you were gonna use the coins anyway Mr.TacoOperator, interesting name btw

[@TacoOperator]

@@ADMICKEY I'm SwankyUnicorn on her chat

[@Talon19]

3:41 The perfect moment of disbelief and disappointment in girl math.

[@blackcitadel9]

It's insanity, that's what it is.

[@happerexanime1471]

for me if I spend 100$ and get a discount in the purchase like "100$ and above you get a 20$ discount" that I would understand to do especially if it's a limited time thing, but if I have to spend 100$ and won't get the discount until the other purchase then it ain't worth it. I usually shop in thrift store or art supply stores unless I come back to the store more than once a month then the 100$ now and get a discount later might be tempting but I am not going out of my way to spend 100$ to get it.

[@TwoPlusTwoEqualsFive32]

This is the kind of financial logic you get when you have never worked a day of your life and all the money you spend was earned by someone else.

[@TheBayzent]

I know a ton of women that work and think like that in my field, which are a majority by the way. I work in finances, so go figure.

[@DunceRuleZ12]

"Girl Math" is the reason why merchants all over the world used to use scales in their transactions back in the day; some people clearly need basic visual aids to understand value exchange.

[@blackspirit86245]

This video can be described as Fen close to losing her mind.

[@NS-gc8tt]

Girl Math, am i doing correctly ?

[@fennryn]

thank you so much!!

[@ippanpedrozo1162]

ok, now you GOTTA react to some of Shoeonhead's videos. lots of other vtubers have been reacting to her videos recently for some reason, so gotta hop on the trend train! some of her funny, easy to react, least political videos are: -are women ok? -the rise of 'female loneliness' (& how to fix it) -the rise of ai girlfriends the most popular reactable but slightly political video is: -the male loneliness epidemic and the sequel to the above: -"men deserve to be lonely!" responding to backlash over 'the male loneliness epidemic' slightly political: -the twitch th0t epidemic -how to be a real man you're welcome for the potential free react content (will be looking forward to the new react content :3)

[@trapperscout2046]

Somehow, I knew that a Caleb Hammer clip would show up here.

[@Moon_Cricket_Stinks]

Girl math exists cuz they have simps to use as ATMs.

[@spacebartoloud]

Some of these ladies need someone to go "I love you, and you have a problem, what you say makes no sense whatsoever." - Who taught these ladies how to math? - To be fair there certainly are men who are bad at/with money, but for now at least they aren't making 'fools' of themselves, by posting about it on the internet, at least to my knowledge. xD lol Also yup it isn't all bad to treat oneself, but yea doing so at the detriment to finances/making good living decisions is no bueno. Psst use sage mode on us when you go talk no jutsu/serious mode. :P - Seriously though what you said about it being a deeper issue, is certainly food for thought! What you said about making sure that we have money for when we return from a vacation and/or holiday seasons is absolutely spot on, we may not take the money with us when we leave, but while we are here on this earth, there is no sense in making life more difficult for future us because of money, sometimes it is true it cannot be helped, but anything to mitigate/lessen the blow should be preformed, before it becomes an issue, not to mention the snowball affect. If I have to take a loan of says $100 us dollars out to make rent, then that $100 has to come out somewhere else, and often it would incur interest further complicating things thus keeping me in debt. - (For the record the $100 is just an example, and taking loans out is foolish imho.)

[@volrag]

I don't think anyone taught them to do maths and that's part of the problem.

[@Mr._Anderpson]

The sort of reasoning some of these ladies exhibit shows us they've rarely been called on their own BS. If there was a dad in the house, he didn't fulfil his obligation to his kids. My daughters know how to balance their checkbook & to budget for the future. They can also change the oil & tires on their vehicle and they're competent with hand-held long-distance hole punchers. My job was to get them ready for the world, not to be their number one best buddy. Maybe I overdid it with my kids. Lord have mercy on the world.

[@jimmydean7219]

“The popcorn only costs 50p more.” Fennryn, are you *GASP* British?

[@nocx4592]

Okay, but it actually is net 0 if you return something for the full price (unless it becomes store credit that makes you spend more than you otherwise would). You just shouldn't be buying things with the mindset of "I'll return it later". Either: 1) It's junk, so buying it was useless to start with. 2) You're trying to buy something, wear it out slightly, and then return it, which basically amounts to stealing. Also, you might end up not returning it.

[@jordanpohl6856]

@fennryn 10 years for men's cloths is rookie numbers. I have a pair of hiking boots I got when I was a kid for about $120 15 years later been on 6 continents now down to 8 cents a mile and still got good tred on them. Got my grandfather's bomber crew jacket has been passed down and that has been in use since his raids over Germany in '44.

[@DigitalPawWorkshop]

What are they teaching in school? It is like the person who bought a hundred dollars worth of scratch off tickets and earn fifty back thinking they won fifty and came out ahead. Not realizing they are in the hole for fifty. As for those points you earn, they are only beneficial if you doing needs and not wants purchases. It is like I have to buy groceries and I use my credit card to pay and earn cash back. Then pay off what I spent on that card every paycheck to not be charged interest. You can kind of view it as earning money or as saving money.

[@georgev8590]

Parents are supposed to teach their kids about financial responsibility and how to navigate todays consumerist world. They seem to be failing misserably.

[@DigitalPawWorkshop]

@@georgev8590 Many parents are not financial educated themselves. I've seen too many thinking buying a state lotto ticket as a good investment. I've met many that don't know how to balance a checkbook. Adults in my own family growing up taught that stocks is gambling and they were against gambling. So, I think one of the high school math class should be devoted to financial education.

[@OzixiThrill]

See, I'll go to bat for the (responsible) gamblers there. If you buy scratch tickets singularly for the little bit of excitement you can get by playing them and expect to come out with no returns, then any amount of money leaves you richer than you planned. Obviously, if your goal is to get rich off of gambling... That's a loss.

[@georgev8590]

@@OzixiThrill Instead of spending the spare change, how about investing it. Even if the investment is doing poorly, you still have a bit of money left. That is how I aproach the glorified casino called stock exchange.

[@DigitalPawWorkshop]

@@OzixiThrill That is the problem is many people see gambling as a way to get rich.

[@midnightbluevt]

This hurts my soul.

[@xcom_rx7241]

The most expensive thing I just bought this year new shoes because my old one fell apart

[@mrpandasian8871]

If you start ant point A and want to make it to point B, you dont take a million steps back and then go back to point A and call it making it to point B, youre still where started at but it took you the same amount of work getting to point b just to end up back where you started