The Secret to Joe Kuhn's Early Retirement

[@joekuhnlovesretirement]

You forgot charm and personality. 🤪🤪😂😂😂. Thanks for the shout out. Definitely not as perfect of a story, but keeping the long view was critical.

[@snailspace44]

Thank you Joe and Azul. Both of you are a great inspiration. Your advice was a a big help with my transition to retirement at 61.

[@AzulWells]

Thanks for all you do Joe. I’m a huge fan of your message and your channel. 😎 Azul

[@cutehumor]

Joe Kuhn = Joe Kool 🤣

[@rayanderson3164]

I have enjoyed both of your channels over these last several years. Retirement is finally here as I vacation out and walk away before 55. Thank you both for your help.

[@martybabitz9590]

⁠@@cutehumorJoe is the type of “Cool” that many of us wisely aspire to.

[@sampropane]

Joe and Azul are the two best you tube channels out there. I will retire at 59 because of Joe and Azul. Honorable mentions to James and Ari at ROOT. Anyone else out there feel the same way ?

[@Oglulubell]

And watch Retire This Way with 500k. She’s helped me make the decision to retire early. Just a few more years! 😊

[@johnswider8592]

Rob Berger also very good channel

[@julieg.5718]

I love all three KZbinrs you mentioned too! I’m 61.5 and will be telling my boss this summer that I’m retiring January 2026. We are ready financially-my husband will work 2 years beyond my retirement. so that gives us a transitional period to adjust to salary loss vs, drawing from our 401ks. IRAs then social security. I like my job but don’t love it and instead looking forward to traveling around the U.S. to visit our kids and grandkids and my siblings multiple times during the year! Plus increasing my volunteering on charitable work, church

[@dennisbennett7274]

Ditto. Retiring at 59 due to Joe, Azul, and Ari.

[@daringrossi1842]

Azul you summarized Joe' retirement experience beautifully. Both of you and a few other KZbinrs have made the transition into retirement much easier. Yesterday was my last day of full time employment. At 58, I am financially and mentally ready for the next phase of my life. Thank you.

[@davidboston9227]

I also watch Joe’s videos and between you and him, I’ve been able to feel more comfortable with retiring early. I will turn 61 in January and am retiring after February. I am a little concerned about becoming a spender instead of a saver but I will prevail. Keep the great videos coming Azul!

[@johnkarapita437]

Joe's story really resonates for me, too. I am also 60 years old and similar backaground but only now retiring in May 2025. Also, I am Canadian, which as you might have heard is your 51st state! (Kidding!) Like you, Azul, he has a lot of great advice and perspective to share. Watching and following you two has helped to move up my retirement decision by months if not years.

[@chadsidesinger1115]

One of my two favorite retirement KZbinrs talking about my other favorite retirement KZbinr! :).

[@AzulWells]

Thanks Chad! 🙏 Azul

[@jimrinard1969]

I love Joe’s channel. He was a huge influence on me deciding to retire early.

[@robertdittus1312]

Joe and Azul are my 2 favorite KZbinrs on the topic. I am 61 and am getting more confident in some decisions after following what both of you have to say. I am looking forward to taking the plunge.

[@markbabcock40205]

Cool, two of my most watched KZbin channels in one episode. Thanks Azul & Joe! 😊

[@Teddykong]

I also retired at 54. I am now 71 and have not had to touch my 401k. My 401k now has more in it than I retired. I did take SS at 62.

[@mikeh2982]

Big thanks to Azul & Joe for their KZbins. I am a retired engineer and home builder (retired at 52 and now 65) and never looked back.

[@emoore99]

Huge fan of both Joe and Azul. My favorite retirement channels!

[@richardshaw4336]

I wasn't aware you have retired Azul. congratulations. Join the "happy" club. 🎉 I enjoy listening to both yourself and Joe. Great advice all round. Certainty shaped my retirement.

[@noahandeliscorner]

Joe is famous for his retirement journey story. I believe the story is compelling because it is so obtainable/repeatable to any hard working American.

[@StevenSnow-ln4qo]

I am 65 years young and not planning on leaving my current job anytime soon (I've already retired from one position). However, I thoroughly enjoy both your's and Joe's videos and I think the three of us could be pretty good friends.

[@ronaldmoody4766]

I was surprised to see this title, but not surprised at all by the content. You two are my favorite retirement KZbinrs.

[@AgingOnYourTerms]

That is so true! I was a VP driving a 20 year old car, and not dressing in designer clothes. Other Sr Leaders looked down on me for not 'looking the part, but my staff saw that you can be successful and stay a real person.

[@user-bs1lj3kv7h]

Retiring in 4 more days at 55 and happy to drive cars that are 15, 12 and 8 years old!

[@FoobsTon]

You need 3 cars?

[@chaddegges182]

Joe’s channel moved me up a whole year…I’m transitioning to my encore career on Tuesday… after 30 years in the oil and gas industry, now 53, I’ll be flying others’ airplanes about 5 days a month.

[@LivefreeLoz]

Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in October 2024….

[@HollyGarwell]

I would really love to know how much work you did put in to get to this stage

[@LivefreeLoz]

I will be forever thankful to you, you changed my life I will continue to speak on your behalf for the world to hear that you saved me from huge financial debt with just a little trade, thank you Jihan Wu you're such a life saver

[@haldorsonsmolarek]

His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.

[@RichardArthurBaker]

Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌

[@ElliGConcepcion]

Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

[@killerbgarage007]

I have a buddy that had the same type of job as Joe at a power plant The people in those positions are paid very well and usually do retire in their mid 50’s.

[@greenlight6913]

Retire to? My own time. My time is priority.

[@martybabitz9590]

Great video, Azul. Joe is a great Case Study for early retirement and you did a wonderful job distilling the keys that allowed Joe to begin and maintain an epic retirement for the past 6 years starting at age 54. Love your videos, Azul - they’ve been very helpful to me in my journey to early retirement - as has this one. Thank you for all the great content you share with us.

[@AzulWells]

Thanks for the kind words Marty. Joe is doing retirement right! 🙏 Azul

[@huib1965]

Love your videos and advice. It is so easy make a financial plan either yourself or let someone do it for you. There is far less advice out there for the changes in mindset - answering questions from what am I going to do? How am I going to transition from being a saver to a spender? These questions are probably more important than the whole financial side. Your channel is one of the exceptions.

[@randyhickman604]

You and Joe have and continue to be great sources of information on my retirement journey

[@DipankarKaul]

That’s great to hear story of Joe from you Azul, as u follow both of your, along with Ronnie, I follow all your advices, learn from experience and excite with your adventures as well! kudos to all of your - my remote mentors …I am too ear to get FIREd!

[@robertvolk5252]

Yes, Joe, Azul, and Ronnie.

[@genuineappeal3458]

learn to be content in quiet spaces never turn down an invitation to a gathering find a project you can complete within a day, a week, a month, and a year if you have a lot of money, don't deny yourself if money is tight, live on the cheap more cheaply than ever before journal your memories, organize your photos, stay in touch with those that are far away face the inevitable, buy your cemetary property, write your will, create a trust, give instructions to a friend and family member if your lawyer, accountant, doctor, and dentist are younger than you, start shopping for a new team to see you to the end if you complete all this and you are still bored, off to Vegas or go on a crime spree...do something

[@rotatingmind]

I retired at 51 years, now being 54, and I am absolutely happy ❤💪

[@DionTalkFinancialFreedom]

Joe is one of the top reasons I was able to retire.

[@Atwater20]

Until I actually retired, I didn't know what my actual income would be. When I retired (early), I found I could give more to charity, which makes you feel good that you can provide more help to others who need it.

[@ILL-INI-XC-TF-1978]

Well said about Joe … Joe and Azul are the two best KZbin retirement guys

[@24ever12]

My portfolio has strong companies but it has been stalled this year. I have about $50k sitting in my reserve that needs to be raised.

[@jeremyhill-h9e]

I diversified my $400K portfolio across several markets with the help of an investment advisor, and I was able to earn almost $900K in net profit among high dividend yield equities, ETFs, and bonds

[@24ever12]

That is impressive! my portfolio has remained stagnate. Who is guiding you please?

[@jeremyhill-h9e]

Elizabeth Louise Greak is my financial coach. I recommend conducting your due diligence, you will find essential information online to help you schedule an appointment.

[@24ever12]

Thank you for sharing. I conducted a search using her full name and quickly found her website. After reviewing her credentials and conducting thorough due diligence, I reached out to her. I appreciate your assistance once again.

[@goldstandardaviation1667]

I turned 67 yesterday and feel fortunate to have my own business and can continue to work part time as long as I want. Two days a week or three days a week or not at all if I want. All the while enjoying passive income from the business.

[@tammyflashy9328]

The owner of the business I work for does the same. He doesn’t do any driving related work like deliveries from the warehouse but he fixes things he can.

[@Findependance]

Nice video. Joe and Azul have been an inspiration for me. And hey, I drove my bike to downtown Zurich as an Executive Director in a leading Bank - I dont have a car...

[@Oglulubell]

I watch Joe too. Also, Retire This Way with 500k. She also retired early and shows her monthly financial progress.

[@davidcuervo1734]

I enjoy watching her videos as well. She has a practical approach to retirement.

[@Ravenator]

The perfect world would have Azul reading you bedtime stories & Uncle Joe Kuhn making you bacon & eggs in the morning

[@scooter5940]

The truth is, a reasonable retirement age (60 +/- 5 years) is attainable for a large percentage of the population. It’s easier with higher income, but you need to start early in your career and pay yourself first, and for the most part stay away from non-mortgage debt.

[@wingandhog]

The Millionaire Next Door is my financial bible. Worked for me twice over now.

[@christopherellis2663]

Retirement. When you can afford not to work. 🎉

[@robertlewis3116]

Well said

[@roburb73]

I subscribe to Joe, great content! I believe we should have a minimal amount of "lifestyle creep". What's the purpose of making an extra $50k or $100k, if you can't enjoy it while you're building it? There are things you can do at 35/40 that you won't be able to do at 55/60. I always say, "I enjoy today while preparing for tomorrow!"

[@7SideWays]

A white collar guy that lived below his means and invested. Did same but my collar was very blue. Simple is not always easy💪

[@kevinfestner6126]

We're all Joe Kuhn fans.

[@AbdullahEriden]

Thank you for recommending Daniel J Florence on one of your videos. I reached out to her and investing with her has been amazing. I paid off my $529k 15 years loan in 8 months. Now totally debt free with 2 paid off rentals. Love having no debt for the last 5 months. Thank you DANIEL J FLORENCE.

[@ConnieEdwards-c1c]

Wow, congratulations on your impressive investment success!

[@ConnieEdwards-c1c]

I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing?

[@AbdullahEriden]

You need a pro that is good at navigating the market. Someone like Daniel J Florence. she trades for me.

[@Blessed-j8o]

Finding yourself a good broker is the same as finding yourself a good wife where you get less stress where you get so much with little to no effort.

[@AruzHayatudeen]

You need a pro that is good at navigating the market. Someone like jĺhat company is down 60% + from ATH does NOT make it a sound long-term investment. Make sure you're investing in great companies. kudos to DANIEL JOSEPH FLORENCE.

[@ginalowe9103]

What do you know about qualified annuities?

[@superduper9357]

Joe was my main go to prior to my retirement.

[@kenvalenti5414]

Trump's first term took down my entire industry (alternative energy). All my contacts and experience had no relevance. At 57 I couldn't find work and soon stopped looking. So I've been living off welfare and paying no taxes ever since. Spend my time hiking in the wilderness most every day with my dog.

[@VoidedTea]

Should have started with pension.

[@Atwater20]

In reality, most people judge you by your appearance, your clothes, your car and your home. I'm not saying its right, but it is true.

[@curtissharris8914]

People maybe.dont care but they do notice and they do ascribe social status based on wealth perception.

[@jawwaadwilson592]

I wish I could find a cash car that can handle my 100 mile a day commute for work.

[@jawwaadwilson592]

I’m 47 with only $15000 invested. I have a long way to go to be able to retire.

[@Yuoshimitsu0]

Thanks for the educative video.... With Trump's presidency, economic shifts are expected to be significant, especially given the current recession and the potential impact of future rate cuts. Although rate cuts might not boost inflation as hoped, they may lead banks to further restrict consumer and corporate lending, contributing to a deflationary period for various assets. This environment could result in declining stock values, retail and housing sales, and rising unemployment due to layoffs. For investors, a diversified portfolio especially with stocks and cryptocurrencies offers some protection, serving as a hedge amid volatility. Both long- and short-term trading strategies can help manage risks, providing stability as markets adjust. I have managed to grow a nest egg of around 2Btc’s o a decent 32Btc’s in the space of a few months... I'm especially grateful to Kathleen Eisen, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

[@PaoloTv-q9z]

Nice info, i appreciate your concern this will help a lot especially to the young investors who have no or lesser knowledge on how Crypto currencies market works.

[@JohnZelenjaktv]

Kathleen Eisen is a remarkable individual whom has brought immense positivity and inspiration into my life.Everyone needs more than a Basic Income to be Financially Secured in this present time that there's an Economic Decline.

[@Neymito-ix3nk]

Her technical analysis are great. her interpretation/projections of the market have been accurate, Kathleen Eisen is one of the best trader I know to follow for advise and daily signals and you won't regret it

[@kateNICY]

Allot people talked about her as a good TA, please can i reach her?

[@dh9322-c9x]

This is exactly what Big time investors are talking about, not just you. key thing here is to always trades with a good strategy even if the price goes up or down.

[@Peterl4290]

I have been retired for five years now. Although I've been adhering to the 4% rule, things are challenging as I did not anticipate. 30% of the $600K I invested in st0cks is lost to the market. How can I diversify my portfolio for retirement

[@sabastinenoah]

I needed a good boost to help my dwindling stock portfolio stay afloat,.

[@jerrycampbell-ut9yf]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...

[@Jamaal67i]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@jerrycampbell-ut9yf]

My CFA Annette Christine Conte a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@Jamaal67i]

I merely Googled her name, and her website up right away. So far, it looks interesting. I sent her an email, and I hope she responds soon. Thanks

[@DrBilly90210]

I'm just beginning my spam journey. Can anyone provide the name of a spam advisor to help me maximize the spam in the comments section?

[@YaoAnne-j7g]

!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated..

[@FederickLeo]

I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

[@DivaHarrison]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work.. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@FederickLeo]

Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..

[@YaoAnne-j7g]

how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking??

[@FederickLeo]

look up her name on the web for her website.

[@oscarwindham6016]

Viewers beware; this "financial advisor" is unaware of the fact that we do not have a national debt.

[@RyanBerich-u1w]

Again I ask you to explain what you are talking about.

[@bruced.370]

Viewers beware there are idiots and spammers on KZbin comment