*$65k biweekly changed my mindset and behavior, my goals, my family and I've to say this video has inspired me a lot!!!!* ❤️
@JohnConner-v6z57 минут бұрын
I'm feeling really motivated. Could you share some details about the bi-weekly topic you brought up?
@TomasKlus-wk2se55 минут бұрын
Yeah that’s possible, with Maria Frances Hanlon , I've come to the conclusion that financially anything is possible. I got my self my dream car 🚗 just last weekend and a whooping $320k biweekly profits
@FranyisDrak53 минут бұрын
Wow 😱I know her too! Mrs Maria Frances Hanlon is a remarkable individual whom has brought immense positivity and inspiration into my life.
@Jeanalexandre-u4c52 минут бұрын
After I raised up to 825k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for loans we got from the mortgage company . Glory to God.shalom.
@LouisAntony-lx9lq52 минут бұрын
I got started with a miserly $2000. The results have been mind blowing I must say TBH!!
@tedrush3401Сағат бұрын
Became debt free besides the mortgage last week(my wife and I) and it feels good I got paid yesterday and could actually save 50% of it and it’s all thanks to Dave Ramsey and his program
@Dohair879Сағат бұрын
My dad who’s very successful taught me two things. 1. Pay yourself first (invest) 2. Even when you think it’s enough, it’s not. So save more. At almost 50 I’m doing better than 80% my age. Kudos to dad.
Сағат бұрын
@@Dohair879 hell yeah
@CTBauerСағат бұрын
I guess you don't which begs the question, why did you watch the video?
@omnipotentwiz510147 минут бұрын
@@CTBauertell me you’re the loser without telling me. I watch this I’m also a multimillionaire. Cry more 😂😂😂😂
@r_b595129 минут бұрын
So true. I like to think we (siblings & I) won the parent lottery. We had a great Dad who taught us personal discipline. But we specifically learned financial discipline from Mom. My siblings and I took 4 different career paths, with very different personalities, each under different circumstances. Yet all 4 of us are today: millionaires. Such things do not happen by accident.
@peplsuk763512 минут бұрын
what if you get repeatedly kicked in the face and fired for doing a good job?
@wamcelot1807Сағат бұрын
Things like this need to be taught in schools!
@TheRealEdStoner17 минут бұрын
K through 12.
@TerrisPizzaСағат бұрын
10% for the big guy!
@jaredroussel2 сағат бұрын
Contribute *even if* you have high interest debt. Getting into the habit of saving is just as important as getting *out* of the habit of excessive spending. It's a psychological equation, not just a mathematical one.
@CTBauerСағат бұрын
I work for a large bank. One of my team members is an older black woman who has worked for the same bank for about 35 years. When she was first hired, it was a low paying / minimum wage job and she had two kids. Her first manager told her to take advantage of the 401(k) program even though it would be a struggle financially. She heeded that advice and has not stopped contributing to this day. She has slowly moved up in the organization,, but isn't making close to six figures, however, she has continued contributing. We were talking about retirement and whether we were ready financially. She said that she had well over $1 million in her 401(k) now and felt as if she could retire at any time. The advice given on this video is sound, good advice that everyone should follow.
@RaymondYocum-uw5hdСағат бұрын
Who cares?
@a.e.7988Сағат бұрын
@@RaymondYocum-uw5hdloser, then why are you on here?
@DonaldBrown-b6r2 сағат бұрын
Funny, everyone despises the top 1% but endeavors to be part of that same 1%.
Сағат бұрын
I don't hate the top 1%...I always listened to their stories and did what most of them said "don't make excuses"....to not save
@DonaldBrown-b6rСағат бұрын
There is a difference between "despise" and "hate."
@MikeW-xs8rf34 минут бұрын
Takes money to make money though. Most people get that big lucky break in life called an inheritance or something along them lines.
@DonaldBrown-b6r20 минут бұрын
@MikeW-xs8rf An old German immigrant once told me, "America is the only country in the world where money runs in the streets like water. All you need to do is figure out how to pick it up. " Old Freddie was wise man, may God rest his soul.
@wishbone103Сағат бұрын
The habit of saving is the most important habit you can develop.
@robertdelpino50457 минут бұрын
Wrong saving acc at most 4.25 % interest . Invest s&p500 averaging 9 % a year diversified on crypto 5 % of your savings and invest in ai etfs .
@lightkirscheСағат бұрын
Bartiromo is pure sense.
@muscleboystud5291Сағат бұрын
This is great advice. I agree 100%.
@SanchyfabСағат бұрын
I believe diversification is key
@SanchyfabСағат бұрын
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
@V.stonesСағат бұрын
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
@V.stonesСағат бұрын
with the ever-changing global economy, tax laws and regulations can also vary, impacting how investments are taxed. It's essential to stay informed and plan strategies accordingly.
@DeitricklaverneСағат бұрын
Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes .It's always good to have a financial plan,
@DeitricklaverneСағат бұрын
You need to get a financial planner or expert on investments to aid diversify your portfolio to commodities index funds, digital assets etc, to provide illumination and guidance in the financial markets.
@peekosthename3 сағат бұрын
Insider trading seems to help Pelosi
@BA-pz3lo2 сағат бұрын
😂 off topic but point taken 👍😂👍
@RonnieShacklett2 сағат бұрын
You can see her traded . Don't cry just copy
@AntoineWilliams71182 сағат бұрын
Newsome too! His companies have profited year after year because he is the governor.
@AntoineWilliams71182 сағат бұрын
Newsoem too, his companies made billions because he is the governor
@Lfar59Сағат бұрын
Self employed don't have a 401K. When you have to choose between the electric bill and groceries, saving is hard.
@ericlee293146 минут бұрын
All people have essentially free accounts with Vanguard, Fidelity and Schwaab, meaning they can fully fund any type of self-funded account. There is in fact a path for the self-employed to arrange a self -4O1k ...look it up If you are self-employed and can't pay your electric bill. time to look for a second job
@whjerts31 минут бұрын
Self employed have IRA’s and SEP
@davidreidenberg9941Сағат бұрын
Simple, live below your means.
@theresiamares3170Сағат бұрын
Personal finance should be taught in school…because watching our politicians sure doesn’t provide a role model…
@ericlee2931Сағат бұрын
Not necessary anymore. it's covered in most schools as part of the "home economics" type classes. If you hit age 18 and find yourself broke. It's time to Google "How do I save for the future" Then follow the thousands of websites and Blogs that show every possible way. Take notes and always ignore any politician.
@specialteams28Сағат бұрын
Step number one is actually to budget with emergency fund. Two, get out and stay out of debt, then third save for retirement
@dougcharles68452 сағат бұрын
9 out of 10 people don't have a written budget. That's a good start. With a written budget, you dictate to your money, not the other way around. Spend way less than you make helps too. Ramsey Solutions put me on track many years ago.
Сағат бұрын
I've never had a written budget but I've also never had a problem saving, it was something I always wanted to do, even as a kid
@ericlee2931Сағат бұрын
Thats good advice, so easy to do
@Ginger-dn2lxСағат бұрын
Why would you pay into something for your retirement if someone else gets to dictate what happens to your money?
@ericlee2931Сағат бұрын
Thats why you MAX OUT all 4O1Ks and retirement accounts. You have control over those if you choose to. Stop asking why and start doing what you can control.
@RS-lw9cdСағат бұрын
You have control over what YOU do. Put money away in a Roth 401K (at least up to the employer match), and then if you can contribute to your own Roth IRA. Invest in a low cost index fund like the S&P 500. Contribute consistently, even if it is in small amounts. The first dollar you invest will be worth more than anything after due to compounding returns. Putting your head in the sand like an ostrich is no excuse saying that someone else gets to dictate what happens to your money. It is your money. It is up to you how you want to do with it. Invest it wisely and consistently, and it will reward you down the line and in retirement.
@le90518 минут бұрын
I don't understand this, it doesn't make any sense to me you are the one that has control over your money
@adorabledeplorable5105Сағат бұрын
I retired at 61 . I had a pension through the Teamsters that became mature four months before my 62 birthday . I took my SS at 62 , but could have lived on my pension because I was debt free . The only regret I have about the SS is the fact you don’t collect 100% as you would at 65 , but the main regret is the fact that Medicare cost come out of your SS . So if a person can do without SS until 65 you should just so you can get the very maximum return .
@davidreidenberg9941Сағат бұрын
No , to get the very maximum benefit, wait ‘till age 70.
@miken7629Сағат бұрын
Unfortunately, due to dollar devaluation, a person with a $40k income is equivalent to a millionaire earning 4% from $1 million which is $40k. Maybe we reached a point where people just work their entire life.
@josemorrasge81003 сағат бұрын
You should tell people,Maria. That Rachel is Dave's daughter.
@upperpeninsulaphotography6624Сағат бұрын
Millionaires who did not make it on their own, but got hired by Dad, giving advice on how to become a millionaire. That is rich
@pep590Сағат бұрын
It has no relevance as she worked her way up. Stop being jealous, illegal.
@MikeW-xs8rf30 минут бұрын
@@pep590sit down dude seriously you people are annoying just stop.
@whjerts24 минут бұрын
@@MikeW-xs8rf people that spout nonsense because they are jealous or uninformed are annoying too.
@heymoe11792 сағат бұрын
37 years ago I thought the same thing...putting $$$ into my company's matching 401k plan was a black hole...money I thought I might never see again. Wow...best decision I ever made. Automatic contribution directly from my paycheck...37 year...never missed it and now it's a retired life changer.
@Stoneface_Сағат бұрын
Congrats on your gains
@le90519 минут бұрын
I'm 59 years old I've been saving since I was 25 I'm not quite there yet but everyday I think about retirement.
@Mindvirus-ly5ed30 минут бұрын
First of all, 65 is not full retirement. It's 67 for people born in 1960 or later.
@Ginger-dn2lxСағат бұрын
People stopped funding retirement when they figured out that they wouldn’t be getting retirement or it would be pushed back so far, they would likely not even survive long enough to receive it. They decided not to pay into it when the government decided to take back their word that it is not a tax and they aren’t going to touch it.
@ericlee2931Сағат бұрын
You are confused, yes, sure the government messed up the social security system, but you are required to pay into that program. You state: "People stopped funding retirement when they figured out that they wouldn’t be getting retirement" I ask you. How does one choose not to pay into SS? But since most agree that SS fails it promise, would it be wise to save for your own retirement while you still can?
@jogmas128 минут бұрын
Four things to do with money, spend it, gift it, save it and invest it
@jogmas1212 минут бұрын
401k ya gotta start in your twenties and hope to be employed consistently until you are ready for retirement
@Debraishere2 сағат бұрын
There has to be a #1 rule for those people who don’t have an employer 401(k) plan.
@jayr085Сағат бұрын
You can still open a personal IRA / Roth IRA. You can still open a brokerage account.
@lilianchase90452 сағат бұрын
Glory!!! After so much struggles I now own a new house with an influx of $155,000.00 every month God has kept to his words, my family is happy again everything is finally falling into place. God bless America.
@JackieMontes-qn1wz2 сағат бұрын
I'm feeling really motivated. Could you share some details about the biweekly topic you brought up?
@donnagonzales81462 сағат бұрын
Yeah sounds impossible, yet with Christina Ann Tucker, I've come to the conclusion that financially anything is possible. I got my self my dream car 🚗 just last weekend and a whooping $320k in savings already, My journey with her started after my best friend came back from New York and saw me suffering in debt then told me about her and how to change my life through her. Christina A. Tucker is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
@donnam.sadler54382 сағат бұрын
Wow 😱 I know her too! Miss Christina Ann Tucker is a remarkable individual whom has brought immense positivity and inspiration into my life.
@anniea.lieber29402 сағат бұрын
I got started with a miserly $1500. The results have been mind blowing I must say TBH!!
@stephanm.johnson31702 сағат бұрын
I know that woman (Christina Ann Tucker) If you were born and raised in new York you'd know too, No Bingle doubt she is the one that helped you get where you are!!
@hexbinoban61702 сағат бұрын
You'd rather take out life insurance, at least your wife/kids can become millionaires.
@Poppy_love59Сағат бұрын
I'm 65 going on 66. I plan to keep on working not because I need the money. But simply I need a reason to get up everyday. I don't play golf, nor do I like to travel at leas not very far from home, (I love being an American.) So all my friends are at work, so I plan to be there as well.
@pep590Сағат бұрын
Those are great reasons to work. Good for you.
@RobertPatricia-u3p43 минут бұрын
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
@DavidElizabeth-e5i42 минут бұрын
I'm 37 and have been looking for ways to be successful, please how??
@RobertPatricia-u3p41 минут бұрын
Sure, the investment-advisor that guides me is..
@RobertPatricia-u3p40 минут бұрын
Mrs Cathie wood
@MichaelLinda-r7u40 минут бұрын
Her services is the best, I got a brand new Lambo last week and paid off my mortgage loan thanks to her wonderful services!
@nancyflores178739 минут бұрын
😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!
@luannkelly50713 сағат бұрын
Now days, we retire because of health!!! Health is king.
@WhoFramedMSG3 сағат бұрын
Oh yeah can't wait for trump to gut the ACA and fully privatize Medicare! No more free rides!
@YvetteJirsaraie-h6h3 сағат бұрын
When we finally retire, we ArevAll About Our Fathers Business, here on Earth! We love being Cheerful Givers and Peacemakers. Halaujah 🇺🇸 ❤
@OriginalWhiteDevilСағат бұрын
The key is to put your money where it's going to make you money at a rate faster than inflation. Savers lose wealth, while smart investors gain.
@robertestrada4342 сағат бұрын
Love you Maria, but this is a good plan for some and i did it, saved close to two M before retirement but read rich dad poor dad. Wish that I had read this twenty five years ago. I wouldn’t have put a dime into a 401k. Better to put money down on a rental property and use after tax money to pay a mortgage and collect rent even at a little loss if you can. The debt and depreciation will pay you back at tax time, your asset if maintained will increase in value, the government will not mandate that you liquidate your assets like they do a 401k so they can tax you and you can pass this money maker on to your kids.
@squiggs1002Сағат бұрын
I know someone who decided put all his retirement money into some rental properties. Then the 2008 crisis came and he ended up losing losing both of his properties. He ended with no retirement fund and no properties.
@kimberlyjones45342 сағат бұрын
Good content. I think investing can put you there. I’m grateful for the financial benefits resulting from the approval of Bitcoin ETFs. Thanks to your support, I am earning a consistent weekly profit of $3500, irrespective of economic conditions.
@kimberlyjones45342 сағат бұрын
This has put my finances in great shape especially with the recent high price of Bitcoin and xrp . All I needed was the right advice
@sarahann87962 сағат бұрын
Same here, I believe the Bitcoin ETFs approval will be life changing opportunity for us, with my current portfolio made from my investments with my personal financial advisor 1 totally agree with you
@chrisdeborah41912 сағат бұрын
YES!!! That’s exactly her name (Audrey Lauren ) so many people have recommended highly about her from Brisbane Australia…🇦🇺
@Chrisbaker1352 сағат бұрын
I’m a long term investor, I withdrew my profits of over $61,000 during the Covid-19 pandemic.
@Chrisbaker1352 сағат бұрын
She is my family’ personal Broker and also a personal Broker to many families in the United States, she is a licensed broker and a FINRA AGENT in the United States.
@FrancoM7747Сағат бұрын
Self directed retirement is the worst thing to happen to working people.
@drywallisinmyblood2 сағат бұрын
“become a saver” just watch a few minutes of tv commercials and see this is the opposite. They want you to buy now and pay later
@OneWildTurkey2 сағат бұрын
Self discipline isn't taught any more.
@waitstill709158 минут бұрын
A penny saved is a penny earned - 1737 Poor Richard’s Almanac
@GolfPattaya2 сағат бұрын
When I was working in the insurance and financial services business families were spending several hundred dollars on mobile phone plans and another couple hundred on cable bills. There was $500 a month going out the door that didn't need to. Understand the difference between wants and needs
@8788bbСағат бұрын
Just because your invested into your 401 k. Make sure someone’s not withdrawing from your account.
@jessesoto615011 минут бұрын
Real estate is the #1 way to become a millionaire
@OneWildTurkey2 сағат бұрын
How many sole proprietors have 401k's?
@squiggs10022 сағат бұрын
There is a solo 401K .
@davidreidenberg9941Сағат бұрын
Everyone of them can have a self directed retirement plan.
@LukeL685Сағат бұрын
What if the company I worked for went bankruptcy?
@whjerts16 минут бұрын
If you were contributing to a 401k plan it would be safe
@kauaicouple48 минут бұрын
Millionaire is the new thousandaire
@JohnDoe-zz3hj2 сағат бұрын
BITCOIN at .10 cents ... Now it Quantum coins, buy em cheap boys.
@brianf7087Сағат бұрын
Most millionaires do not have 401 k plans
@calvinchauvin78Сағат бұрын
That wasn’t the topic
@pep590Сағат бұрын
Not true at all, not true at all. The book millionaire next-door debunks your LIE! AS does Dave's research. No one take advice from this broke guy
@ericlee293144 минут бұрын
You forgot to mention that many people with 4O1ks have become millionaires
@tylermassas61032 сағат бұрын
The number 1 rule is buy Bitcoin and avg. 63% per year.
@kauaicouple47 минут бұрын
saving is useless...unless you are investing with an interest rate that beats inflation, you are losing money
@russellgraybill60766 минут бұрын
age 67 and 1/2 thank you for noticing
@RangerDon-o5yСағат бұрын
No! Many people in 2008 lost up to 40 percent of they're 401k. A fool and his money are soon parted. Save, buy CD's pick low risk investments if you must invest.
@FrancoM7747Сағат бұрын
A lot of folks on here may be too young to have lived through that period.
@RangerDon-o5yСағат бұрын
@@FrancoM7747 👍
@ericlee293133 минут бұрын
The fools you mentioned are the ones that sold in a panic at rock bottom prices. I guess you're a fool if you held that 40% lost in 4O1k, continued to buy stocks at an all-time low, ride it out to a dramatic increase in wealth. Remember you only lost if you sold in 2008... If you did not sell and purchased more, you are rich today
@RangerDon-o5y14 минут бұрын
@@ericlee2931 nail on the Head, best not to ever panic.
@harrychu65042 минут бұрын
In order to outperform market returns, an investor has to accept concentration risk. That is to say, diversification is for those who lack conviction and therefore are relegated to 7% historical annual returns after inflation. That path, which is advocated for by the "pros" will take you 30 years of saving and living beneath your means to retire just to live out your remaining years living beneath your means. I recommend younger retail investors go all-in on Tesla stock while the discounts last.
@jaysonj932720 минут бұрын
Debt is a four-lettered word.
@idrissaluseni9952Сағат бұрын
Conflict of interest?
@lvioland232 сағат бұрын
Best to learn about money on yr own and never trust the "experts!"
@DankNstienСағат бұрын
You know what a good investment is? It's spending 200 million to get someone elected president. The return? How about a doubling of your net worth roughly 200-250 billion increase . Yeah elon's lookin out for the little guy are you feeling that bump in his net worth in your everyday life? 🤷
@whjerts17 минут бұрын
Yep I’m feeling it, I own Tesla stock. Elon is smart, put his money on a winner. The billionaires that helped fund Harris’s 1.4 billion failed campaign put their money on a loser.
@GruncleJohn54 минут бұрын
Rachel!
@arnie100558 минут бұрын
And when the company go broke?
@KIMCHACHINGСағат бұрын
Im retired at 38
@FrankPereschicaСағат бұрын
Latino for Trump 💜💵
@Tchp-ld1uzСағат бұрын
Ramsey plan makes sense for getting out of debt. Not the best investment advice (for a mass broad appeal; set it and forget it, sure). Also, would still tell anyone who has lower interest rate student loan debt to keep contributing to a 401k and/or Roth IRA while still paying off that debt. More time in the market = higher ending balance
@bartdoo57572 сағат бұрын
Teach your kids to be investors, not savers.
@TerrisPizzaСағат бұрын
I think that's what she's implying.. 🤷♂️
@bartdoo5757Сағат бұрын
@TerrisPizza She should specify.
@frankdatankdegen955333 минут бұрын
Lol they always make it seem so easy. Everything cost too much argue with me and yes some people just dont invest
@AndrewJohnson-o7gСағат бұрын
i know many that are claiming disability for one reason or another
@john00123Сағат бұрын
My wife and I are multi millionaires and I would say we have 2 important income streams, between dividend/wage income and commercial rental income. we are Keeping it safe and aggressive using ETFs, I am retiring next yr at 57, My million dollar dividend portfolio payout total of $450,000 a yr to live comfortably, and its all because of my Financial Manager who handles activities in my Portfolio. ❤✅
@rubywebster552Сағат бұрын
Amazing! thank you for sharing part of your experience. do you mind also sharing your how to find your Financial Manager ?
@john00123Сағат бұрын
Sincerely speaking I work with Essmildaa Morgan, and will continue to stick to her guides for as long as it works. She is well known, just look her up.
@anthonypayne8106Сағат бұрын
Wow I work with Essmildaa also. She is my Advisor ! Last year instead of losing 20% I was down only 4%.
@Westcoastguy30 минут бұрын
SCAMMERS 😂😂😂😂😂😂😂😂😂😂
@im2yys4u8125 минут бұрын
So you have a "million dollar dividend portfolio" with a $450,000 a year payout. The math isn't mathing.
@timothymorgan2150Сағат бұрын
Don't let anyone sign your checks Tony Perkis sr
@josephcontreras398816 минут бұрын
To bad retirement is 67
@YvetteJirsaraie-h6h3 сағат бұрын
I have been semi-retired, as a Caregiver. I love being my own boss.
@dinosaurdude566856 минут бұрын
Investing is no longer an option for younger generation. Saving of course is important, goes without saying. But if you don’t invest, the inflation will eat away what money you think you have. There is risk no matter what
Сағат бұрын
Save/Invest and quit making excuses....there's always an excuse yet there's always a way to put "something" away
@YvetteJirsaraie-h6h3 сағат бұрын
We were taughtall of these financial things in our youth. None of this information is new.
@OneWildTurkey2 сағат бұрын
"We" is a small group now.
@YvetteJirsaraie-h6hСағат бұрын
@OneWildTurkey You are correct! They are now sitters! Residents of entitlement, no longer creative, carrying on valuable work ethics! Churches conformed to the money changes, even hired attorneys to sue believers. That is against God's laws because believers were told to gather 2 or more witnesses to handle disputes. Private sector honors God and country, with Freedom and Liberty. Churches must return to be I ng the Head, not the Tail. It's time for Churches to invest within the community where the church reside, therefore serving neighbors with carpooling, affordable, cultural childcare, with fatherhood and morherhood, protections.
@bonkngr1681Сағат бұрын
Common maria
@TheNerdistheWord2 минут бұрын
Went to a Dave Ramsey certified financial planner in Nashville in 2012 and he told us to sell our Tesla stock my husband had bought 2 years prior to pay off debt. We would be millionaires. Thanks idiot. Think for yourself and take this advice with a grain of salt.
@Retired1-b4v3 сағат бұрын
Get into Politics and steal it.
@cynthiagravett24192 сағат бұрын
You're being facetious I guess.
@brettmann6677Сағат бұрын
The number one rule of investing is don't invest in 401ks or stock market...you don't depend on other people or companies to invest your money....huge mistake
@pep590Сағат бұрын
You are on crack
@ericlee293140 минут бұрын
The mistake is the info you state... 4O1ks and the stock market allow the owner to guild and invest as they choose, in fact most 4O1k plans make the employee choose where the money is invested
@ii_melton_ii292 сағат бұрын
Lotta excuses in these comments
@Jowls20242 сағат бұрын
Don't touch it.....good luck with that. Don't ever lose your job. Good luck with that!
@RS-oy7uh3 сағат бұрын
SSI for the aged pays more than social security in some cases. The entire system needs to be overhauled.
@mikezappulla40922 сағат бұрын
The money comes from two different places.
@TheAdventuresOfAce27 минут бұрын
Maria it was my experience that when I gave 10% of my gross earnings to my poor little Pentecostal church family that God blessed me beyond measure and my 401k contributions and IRA plan never took a hit by bad events in the world economy disasters staring with OCTOBER 1987 crash then Y2K crash and then 2008 Crash and then Covid crash. During all of these events my investments were safe. God has given me much more than I ever put aside for the church and I was able to help out my neighbor. Every time I think about my retirement I think God has my money and “IN GOD WE TRUST” I will always remember who it is that guaranteed my retirement savings. God can do all things Ephesians 3:20-21.
@geedee24203 сағат бұрын
The importance of fully funding your ROTH IRA cannot be said enough.
@Vitruvianmanmile39 минут бұрын
Buy weed, get tattoos, the latest cell phone and blame others for your lot in life.
@robloxvids22332 сағат бұрын
Step #1 of 1: Have a rich dad.
@JohnDoe-zz3hj2 сағат бұрын
Step 2 BITCOIN
@calvinchauvin78Сағат бұрын
This is false information
@pep590Сағат бұрын
Her dad didn't make her rich. C'mon, racist
@billonthehill99842 сағат бұрын
Maria, you are giving out a good dose of common sense here & I agree, it starts at a very young age as you've experienced, myself included. The vast majority of comments I've read, simply don't get it! Before I reached the age of ten, I mowed lawns in the summer, raked leaves in the fall & shoveled driveways in the winter, I even mucked out chicken coops to earn money, in the 6th grade, I was the only kid in school that always had a 20 dolllar bill in his pocket, by the age of 12 I bought my first hunting rifle, a Marlin 336c lever action for $69.95 at the local dept store & still proudly own & shoot it! Before reaching the tender age of ten, I had already amassed my fortune of $500.00 by depositing it into my own savings acct with the local bank... Vermont here, Bill... 🇺🇸
@sandraw64993 сағат бұрын
Save gold and silver
@glory70x2 сағат бұрын
Passively managed low-cost S&P 500 index funds Vanguard VOO VTI VT and a PCOXX account did it for me. Maxed out Roth IRA every year and kept money in High yield savings and since 1993......Retirement at 55!
@ecan9133 сағат бұрын
Number 1 rule to becoming a millionaire is be a daughter to a multimillionaire. This personal finance expert is just that.
@edmax28192 сағат бұрын
We cannot chose which family we’re born into, fate decides, BUT we can chose to take control of our own life and make our own opportunities. The only person stopping you is you! Life is NOT fair! Get up and win anyways! Ps: Dave is a billionaire! With a B 😉 Choose to be inspired and not envious! God bless!
@jaredroussel2 сағат бұрын
Cry in jealousy before you cope. Plenty of millionaires' daughters are broke, enabled, entitled, and helpless. She is none of these things. So what say you to that?
@mpddieselСағат бұрын
Victim mindset will keep you poor.
@upperpeninsulaphotography6624Сағат бұрын
@@edmax2819 True, but you can choose to strike out on your own with your own career rather than cop out and join your super rich daddy's business.
@pep590Сағат бұрын
WE are all sorry that ecan913 was born into such a trashy family.
@lvioland232 сағат бұрын
Do put $$ in yr 401k (best to park in money market for a correction), now is NOT the time to load on mutual funds, markets are way over bought. Do yr homework, and do not believe all the experts' advice; they PUMP and DUMP!!!!
@Mmmmchocolate19 минут бұрын
Rob people.
@Heather.C.ButterflySage2 сағат бұрын
Love Maria & Rachel Cruz.
@YvetteJirsaraie-h6h3 сағат бұрын
This was in our life time. And now we a strange administration teying to delect all of these financial structures that worked into woke investing. We are done with it! We have left all government associates, nolonger supporti g any nonprodits until the new administration is in office. We need to know who America's enemies are in our cities and narketplaces.
@notanomad93203 сағат бұрын
My company offered a 401k and Roth and last couple years after 62 was spent building it up while I was at my highest pay grade. I went out at FRA which was 66 and ended up working part time for fun to keep busy. One has to keep busy and have a purpose.
@ericlee29312 сағат бұрын
How much did you actually save those last "couple of years" ? What else did have to go along with that 4O1k and Roth?
@victorcarrion84562 сағат бұрын
Learn to manage your money yourself to become a millionaire. Someone else doesn't care about your well-being.
@bigjimtenbillion2 сағат бұрын
Cannot understand why this comment doesn't have more likes
@warriorchick-1113 сағат бұрын
Get rid of taxes and we'll all be well off.
@cynthiagravett24192 сағат бұрын
Amen! The most sensible comment and so true! Love it!❤
@cynthiagravett24192 сағат бұрын
You're taxed on what you earn, you're taxed on what you buy and you're taxed on what you own. Elon Musk
@linserwayne15876 минут бұрын
This is joke advise. Inflation will eat your savings. All this does is feed the big banks. You will never "become a millionaire" this way.
@JasRog1026Сағат бұрын
Or you can do what Trump does and gets away with it
@pep590Сағат бұрын
or you can HATE America like JasRog does
@jcman240Сағат бұрын
#1 rule - be born to a millionaire. Rachel knows how this works.
@DiFinniСағат бұрын
lol, she had no control who her parents would be. #2 rule, don't be lazy and keep investing.
@todd2456Сағат бұрын
Jealousy isn't attractive.
@Dohair879Сағат бұрын
Except she also earned her space and knowledge. She could have made other choices. Event bad ones. She chose to do the right thing and it will pay off. Rich parent or not. You have no idea what Dave will do with his money he could give away every last dollar and tell his kids oh well.
@upperpeninsulaphotography6624Сағат бұрын
I am open to adoption by Dave Ramsey.
@calvinchauvin78Сағат бұрын
This is completely false
@JuanCruz-n6l3 сағат бұрын
"THIS COUNTRY DOES NOT BELONG TO THEM. THIS COUNTRY BELONGS TO YOU. I WILL FIGHT FOR YOU UNTIL MY LAST BREATH," Donald John Trump
@Mary-u7b6n2 сағат бұрын
hahahaha if you think Donald Frump is fighting for you, you are as delusional as he is! lol 😅😂🤣
@JuanCruz-n6l2 сағат бұрын
"TALK SENSE TO A FOOL AND HE CALLS YOU FOOLISH," Euripides
@JuanCruz-n6l2 сағат бұрын
"FACTS ARE NOT LIBERALS' STRONG SUITS. RHETORIC IS," Thomas Sowell "LIBERALISM IS MENTAL DISORDER," Michael Savage
@authorcharlieboring3 сағат бұрын
Maria - You are missing the boat in assuming that all people are employees. More and more the numbers of independent contractors increases, due to labor department failure to enforce standards and laws and organic competition in many industries. There are 4 ways to amass wealth and become a millionaire. 1) Work with your hands and back - labor. 2) Work with your mind - education, amass skills. 3) Put your money to work for you - saving and investment. 4) Have others work for you - found a business. Done properly, keeping in mind the risks and accounting for them, performing any 3 of these will make you a millionaire.
@Joe-pz4pj3 сағат бұрын
But everyone in government gets better. Hard to keep up with those who rely on counterfeiting money to gain wealth.
@peachmango53473 сағат бұрын
Not only what you said...but Rule 0 is WORK. That is the first principle of becoming a millionaire.
@AnthonyMaxwell-pb1sd2 сағат бұрын
Well this is a start. If people with the vehicle don’t do it how do you expect those without the vehicle to do it?