The Truth about Ownbank's 6% Interest! A Must Watch Video!

[@MarcBrigs]

Mas importante sakin ang compound interest kasi ito talaga yung nagiging game changer pagdating sa savings. Sa simple interest fixed lang yung tubo kasi based lang siya sa principal amount. Pero sa compound interest hindi lang yung principal ang tinutubuan pati yung mga previous na interest kumikita rin ng interest. Ibig sabihin, habang tumatagal mas mabilis na lumalaki ang pera mo dahil sa compounding effect. For example kung magiinvest ka ng 10k sa isang account na may 4.25% compound interest, after 10 years mas malaki ang magiging total amount mo compared sa simple interest. Kahit maliit lang yung percentage, dahil sa power ng compounding, lalaki at lalaki ang pera mo. Perfect siya for long-term goals tulad ng retirement, education fund or kahit emergency fund. Kaya kung magsesave ako pipiliin ko talaga yung may compound interest para sulit ang ipon at may extra growth! Imagine nagtatrabaho yung pera mo para sayo habang natutulog ka!

[@Dino-pk5hc]

dami niyong arte, 6% na nga ehh, the highest among digital banks, tapos gusto niyo compounded siya ? eh malulugi na sila pag ganyan !

[@FranCisMoRilao]

May bagong update sir, AI Overview Yes, OwnBank's interest is compounding: Compound interest Interest is calculated on the principal and interest earned in previous periods. This means that your earnings are reinvested and you earn interest on a higher amount in the future. OwnBank's interest calculation OwnBank calculates interest using the formula: Yesterday's Earnings = Principal x Interest Rate ÷ 360.

[@yogsawtooth9830]

I've been thinking about opening an Atome for credit score purposes and thankful ako sa wisdom mo sir . Nag open ako ng account using your link

[@shadow10games]

Yes. Kasi kahit gaano man kaliit yung naging dagdag sa kinita ng savings, still may pagkakaiba pa din

[@Jamesvlog30]

Thanks for sharing this video Sir Pat. Galing mo mag explain

[@yeshalascunia9192]

C sir pat talaga takbuhan ko pag kilangan ko nang video guidance about sa mga finance😅 THANKS SIR PAT sa mga shares🫶🏻👌

[@MM-wk8hq]

The best po kapag compounded ang interest. Pero ok lang din kung simple interest kasi pwede ngang gawan ng paraan katulad ng suggestion po ninyo.

[@j4y0u56]

Compound interest ang pinaka okay. Isa sa main reasons kumbakit tayo nagse save bukod sa security din ng pera, is the interest. Mas secured at mas lumalaki ang interest, mas better!

[@alexandermelindo5854]

Salamat po sa another information Sir. Well, sa'kin di ako nagma mind kung simple ba o compounded ang interest ng savings ko pero mas ok sana kung compounded. Ang mahalaga is may nasi save na pera for emergency.

[@iamraneal6815]

It matters to me the compounded interest, that's the essence why we do banking / savings right? Every peso counts. Though we can't have it all, i like own bank as it offers 6% interest one of the highest if not the highest digi banks that offers interest. At the end of the day, i still follow the golden rule, na only put 500k in one bank as that's what the insured amount limit and second i do not put all the eggs in just one basket.. Hope this helps ☺️

[@JMandJC-Moments]

Importante po talaga kung compound or simple interest ang mga savings kasi yan po ang dahilan talaga kung bakit ako nag iinvest sa kanila. Every peso counts po talaga sir Pat 😊

[@ronaldinsorio4963]

Compounded p rn d best sir none the less basta my interest sir laban lang hahaha.best explanation sir and suggestion.all the best

[@rogeliosamson7484]

yes ganun ginagawa ko ang interest sa own bank nililipat ko sa Sea bank.

[@gandamono]

What is the best compounding interest digital bank sir? thanks

[@lucillebuenofranca]

Para sa akin sir kahit ano pang interest mapa simple man o compound basta my nadadagdag sa savings ko po kahit maliit lang yung interest okay na po sa akin yun.

[@reds7v7n]

para saakin hindi naman gaano ka importante kung simple or compounded interest, ang mahalaga is mataas yung percent ng interest rate.

[@mundventureto5242]

Mas maganda ang compounded kasi wala work around at sa sobra busy din ng ibang tao. less hassle , stress at error sa pagtratranssfer kung hindi maingat.

[@nicollainisperos1292]

Pwde ba I widraw agad pag hind mo na cya gusto?

[@cctw9jv]

thank u ser!

[@nicequijano8733]

Sakin importante merun masave para kapag merun emergency merun magagamit

[@joseespenido8916]

Personally, I prefer compounded interest cause the interest earned will be added to the principal amount compared to the simple interest wherein the interest is fixed on the principal amount. nevertheless, both interests are quite good compared to none. Interest is interest..

[@michaellavapiez2175]

ang ginagawa ko sa earned interest ko sa ownbank pinapautang ko sa mga vendor. mas malaki pa tinutubo tas nakatulong ka pa sa hanap-buhay nila.

[@internetexplorer9430]

Huh? How?

[@stepot3715]

May madalas problem ng ownbank these days, pati finger print log in nila kahit nakaset na ngayon nabubuksan mo pa rin kahit di gamitin. Minsan for paying for inline purchase nag pefailed kahit pag loload ng sim cards nag pefailed na rin now.

[@kirk_noviç]

Medyo malaki ang difference pag nasa 6 digit ang pera mo For 100k Simple interest: 399.99/ mo. Compounded: 401.49 on the 2nd month, 402.20 on 3rd

[@ericsonandales7446]

para sa akin po, much better si compound interest.

[@demarcjw]

Seabank is also simple interest.

[@pattypino446]

For me sir Pat it doesn't matter kung simple or compound interest Ang meron sa bank kung saan Ako mag save,Ang mahalaga nag interest sya kesa Naman itago ko lang sya example sa vault Wala tinutubo syempre.

[@kramaster3117]

Sir, ginamit ko referral code mo pero hindi ko po nareceive 6% voucher. Nagdeposit din po ko ng 100+ for more than 3 days 😢

[@rosariosumog-oy4927]

Mas ok ang compounding interest para Sa akin mas ok nmn talaga pati ang na earn na interest merong makukuhang interest.

[@bardagulan_promax]

so how about yung mga time deposit?

[@argieryfranca]

For me sir kahit simple interest o compound interest pa yan ayos lang sa akin po kasi Centimo is Better than Zero.

[@juliussandoval6238]

Pwede po Tanong....about ownbank...nagbibigay po sila ng interest pero paano po sila kumikita s savings natin????

[@Dino-pk5hc]

they invest your money to stocks, bonds, and (maybe) crypto ...

[@hardyboyfailano4082]

Mas maganda pa rin compounded para tuloy tuloy din ang paglaki ng pera..

[@maryann2231]

Sir pa help paano hulugan sa ibang bansa yun ownbank sa mga remittance hindi register

[@RyiellxyzaMantilla]

Good evening sir pat

[@kentpachi143]

so lets say nakaka earn po ako ng 50php sa interest, everyday mag ta-transfer ako ng 50php sa seabank?

[@PatQuinto]

For me depends on the interest amount. Ung sakin po, medio malaki ang interest ko per day due to trial vouchers so sa kinilita ko na 1k plus a day nilikipat ko po pero hindiko agad binabalik. Pag nakaipon ako ng 5k dun ilipat ko sya.

[@galaeronglaloy244]

Sir saakin ginagawa ko everyday transfer sa 2 ownbank na account po, yes hassle dahil everyday ginagawa pero still 6% is 6% compare po sa 4.5% mas malaki parin po hehehe

[@gandamono]

paano po ang pag transfer nyo to 2 ownbank? ty

[@Kmd0004]

Nailipat ko na kay seabank lahat.. 😅

[@RaYLi2891]

Hello LoDs shout out☺️

[@Batang_Maharlika]

12k ko . . 2 pesos per day

[@nicequijano8733]

Sir pat ginamit.ko.po.refferal code mo