The TRUTH about Teacher Pensions and Salaries 👩‍🏫

[@rg1599]

I worked my way from teacher to administrator and I get over 4k per month for the rest of my life. Only took 22 years in education to get this in Texas.

[@HappyonMonday]

@rg1599 That's is amazing!! I only get $800 per month!

[@starboy9384]

You deserve a lot of views and subscribers.. Your way of explaining and presentation is easy to understand.. Well. Done ❤

[@HappyonMonday]

Thank you! 😊

[@monikaw1369]

Came from accounting to be a teacher. I loved making a difference in a child’s life. I made more money as an accountant and would think at times about my business colleagues making more money and company match to 401k accounts. Now that I am retired, I realize how much money I lost being a teacher. That is a tough decision to make, however, I am glad I became a teacher. I received many letters from students thanking me for caring and guiding them!

[@HappyonMonday]

I love this! I knew I could make more money elsewhere, but I wanted to teach! I just wish the public didn't have so many misconceptions. 😐

[@pricilla2076]

I hate it when non teachers assume that we get paid for our summers off...we do not!!

[@HappyonMonday]

Right? That's partly why I made this video. All the misconceptions...

[@jruano3527]

Great explanation of teacher benefits and the misconceptions that exist.

[@HappyonMonday]

Thank you! 😊

[@danncorbit3623]

I taught C at Olympic College in Bremerton, WA for one year. I loved it, but the pay was not good. After lesson plans, grading work, office hour, assistance with projects, etc. I calculated that I was making less than minimum wage. I probably would have done better if I taught more than one class and lesson plans can be reused. Working as a senior software engineer I get absurdly more compensation than I got from teaching. I have enormous respect for teachers because I believe they are serving the community in a powerful way. I think teachers are a very important factor in the lives of our children.

[@HappyonMonday]

Thank you 😊 It really helps to hear that! ❤️

[@anissamcbreen3016]

Thank you for your transparency! I’m a college professor and most people think it’s great because I’m getting my summer off and I’m paid for it. Huge misconception!! Everything you said on here is true for college as well. Like you, I’m not complaining. I’m grateful for my job. Thanks for the myth busters!! By the way- I guarantee you were one of those teachers that touched lives. Blessings!

[@HappyonMonday]

Thank you so much! ☺

[@FIRE_DrNinjaTurtle]

I love your soothing voice. I am with you in that I have a smaller than normal federal pension. I am making it work.

[@HappyonMonday]

Thank you! That is what I'm going to try to do also.

[@johnnyboyvan]

Yes I am worth 2m as a retired high school teacher after teaching for 32 years. Amen 🙏. My last pay was 100k. Retired at age 57.

[@HappyonMonday]

You stuck it out and planned well! Kudos to you!! 😁

[@RoseGrace100]

So everything we read about teachers getting large pensions is true. Most people have to work 30-40 years anyway. I hardly think sticking it out for 32 years is a huge deal.

[@deejay7344]

Try teaching for just one year and come back and make that same comment. Talk is cheap…darn near free.

[@Michelle-oz1jc]

@@RoseGrace100literally the whole video was about how this is not at all common.

[@LasVegasStateOfMind]

Wow !!🎉 congrats !!

[@iczemi]

The society must understand that what we put in our children shape the future the world. That makes teaching one of the most important jobs for all of us. I am thankful to the teachers that educated me.

[@HappyonMonday]

Thank you so much! We don't hear that often and it means a lot!

[@MrRMB1]

Great video! Remember, you can always make money, but you can never make time. Congrats on your retirement and thank you for making a difference!!

[@HappyonMonday]

Thank you so much - I agree!! ☺

[@kristannonfire]

Hi Julie, you make excellent points in your video. Teachers are incredibly overworked and underpaid, and it has always disturbed me when I've heard people making dismissive comments about the profession. I know people who make those comments are just ignorant and have no idea how difficult it is to be a teacher. I am sure you will be missed when you retire. I wish you great success with your channel! I enjoy watching your videos.

[@HappyonMonday]

Thank you! That is so kind of you. 🥰

[@Opm0316]

I used to be a teacher in California, pay is not bad but the stress is way too much I had to quit. I know how much work teachers do so I have much respect to those who are still in the profession. Teachers deserve respect and big pay. Imagine all the kids they have to babysit, teach, entertain through the day so parents can go to work.

[@HappyonMonday]

Thank you. This is 💯 true! 😊

[@jafo461]

This info is spot on. My daughter is a teacher. She wants to change careers. TSA 'agents' at the airport make the same as teachers and the only requirement is to be 18 yrs old and have a high school diploma. They (blueberry TSA agents) get a federal pension (FERS) and have TSP (thrift savings plan). Teacher compensation in this country is sad and outrageous.

[@HappyonMonday]

Thank you. It is really sad. 😕

[@52CA]

Not everywhere. In some states it’s quite a good deal.

[@gardenia8085]

Have her teach in CA. I have 4 teacher friends in CA and they are starting to retire now and will get 80-93% of their salary after 25-35 yrs of teaching and a COLA.

[@HappyonMonday]

@@gardenia8085 It's amazing how different it is from state to state!

[@beatricerights]

This is different in every state. I am 23 year veteran NYC teacher and make 137000 . If I leave now I will be able to collect 45k pension. If I make the 25 year mark it will be 70k. Also, I will be able to collect social security when I reach the age. Those that can't collect also did not pay into it.

[@HappyonMonday]

Wow that's great!! I've heard from others that NYC pays well. That's awesome! 🙂

[@barryclifford785]

In Texas teachers get a week vacation for Thanksgiving, two weeks at Christmas, and a week at Spring break. In addition they get 5 days sick leave and 5 days personal leave per year. True. - summer is not paid therefore yearly annual salary is lower than comparable degrees

[@HappyonMonday]

Wow 5 personal days is nice! 😃

[@Outspoken2012]

Thank you for your video. I work in education as well, and i completely agree that we work way more than the contractual hours. You named the few common reasons why we work more than 8 hours a day. However, we should also include the staff development days, parenting meetings/conferences, IEPs and SST/504 meetings, which most likely are held before or after school hours.

[@HappyonMonday]

You're welcome! Oh for sure!! I shoud have included those too!! 😁

[@annjean8709]

Great video! Thank you for sharing.

[@HappyonMonday]

You are welcome & thank you! ☺

[@transitengineer]

Wow, this video is outstanding and truly priceless! This is why in the early 1980's, I earned a B.S. degree in Electrical Engineering ... not because of any money ... but because, I loved the field and career of engineering. Last year, I retired in my early 60's. Why? Because, I want to also enjoy the rest of my life while, I am in good health (smile...smile).

[@HappyonMonday]

Thank you so much! ☺ I 100% agree about enjoying life while you are in good health!

[@casmithc2]

Great job Julie! My Grandmother, Mother and Sister have all been teachers. My sister has a Masters and after 27 years, she is making $60K. Teachers seem to forget about Fall break, Christmas Break, Thanksgiving break and Spring break and Easter break. When you include all this time off, a teacher spends about 8 months a year in the classroom. Who else works 32 weeks a year and gets paid $60k with great benefits? I am jealous of my sister. I should have been a teacher!!

[@HappyonMonday]

Thanks! We don't get a Fall break or an Easter break in my district! We get 2 days at Thanksgiving, a spring break, and Christmas break. All unpaid of course! but yes, I really enjoyed my job for a ling time!

[@casmithc2]

@@HappyonMonday The local system gets 3 days for a Fall Break and Easter. They also have 4 Snow Days calculated into their schedule. If they don't use them for snow, they have 4 weeks with only 4 days of school in April and May.

[@HappyonMonday]

@@casmithc2 Nice! There is so much difference between states and districts!

[@helenwood3199]

​@@HappyonMondayThose "breaks" are days many teachers need to just catch up with work and address one's mental health needs.

[@HappyonMonday]

@@helenwood3199 100%!! 👍

[@thomasplautz1700]

Dave Ramsey made no disparaging comments about teachers. He only said that of the millionaires that were in his study said they were self reported to be teachers. It just proves that even with a modest or low salary invested in an IRA over 40 years will make you a millionaire. Add to that an even modest pension and Social security you should live much better in retirement than most people. Teachers that are unhappy in their carrier choice should leave immediately. Good teachers that try to do their jobs the best they can are wonderful and special.

[@HappyonMonday]

I agree 1000% 😁

[@Financefunandfitness]

Teaching is a tough job, I know plenty of them. I give you a lot of credit for doing it.

[@HappyonMonday]

Thank you 😊

[@murrayhaven]

God bless our teachers! ❤

[@HappyonMonday]

Thank you!! ☺

[@sallyprzybil2404]

My older daughter graduated as an Occupational Therapy Assistant ( a 2 year degree) and right out of the gate she got a job making more money than I was making as a RN with a 4 year degree that had 30+ experience in nursing, and despite that I was working in a specialty field.

[@HappyonMonday]

I was so glad that my kids make more than me, but it really made me realize how underpaid I was! 🙁

[@sallyprzybil2404]

@@HappyonMonday me too!

[@stevehobbs390]

Just curious, where did you get the statistic that the average starting salary for a teacher in the United States is $36,000?

[@HappyonMonday]

I just googled it. 😁 That's what Google said back in May when I made this video.

[@tracyaf6084]

As the parent of a soon to be 5th grader and a soon to be kindergartner, I love our teachers at our local school. We tried homeschooling during Covid and I quickly realized I’m not cut out for it 😂. Our school district has good breaks for students and teachers (the whole week at thanksgiving and spring break, as well as winter and summer breaks), but that’s a perk they deserve as far as I’m concerned. My older daughter currently says she wants to be a teacher. It offers a good salary, a good amount of time off and a good retirement plan. Even the opportunity to be a sub if you don’t want to work full time is a great thing (my mom does that in her pseudo retirement). Every job has pros and cons.

[@HappyonMonday]

Yes absolutely! Every job has pros and cons. ☺

[@user-bg9em7ch6k]

Thank you, thank you, thank you for myth busting!!!! One of my dearest colleagues became a teacher later in life, and her husband-who worked very hard himself in a manual labor job and had the common misconception that teachers had a “cush” job- soon expressed his amazement that his wife, and all the rest of us, were essentially always working (even in summer, when ostensibly on vacation”). 😂☺️

[@HappyonMonday]

You're welcome! It's crazy how many people think that! 🙂

[@tyecooper4536]

Wait, only 15 states get social security if you're a teacher? Do you pay social security taxes? My son graduated with his bs in mathematics and wants to be a math teacher so im curious.

[@HappyonMonday]

In 15 states teachers do NOT get social security. They also do not pay social security taxes from what I understand. I believe those teachers get larger pensions. I live in Washington state. We do pay social security taxes and we do get SS. But we also get a smaller pension than states where they don't get SS. Teachers in Alaska, California, Colorado, Connecticut, Georgia, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Missouri, Nevada, Ohio, Rhode Island and Texas are not enrolled in Social Security.

[@lindawylie4182]

@@HappyonMonday , but we are penalized if we work other jobs….like in college, summers, retirement….and pay into SS. We receive only 1/3 of our earned SS. This MAY change soon IF Biden signs the Windfall Exclusion Law. Keep in mind though that those of us who retired many years ago will never recoup what the government held back from us.

[@HappyonMonday]

@@lindawylie4182 That's terrible! I hope it passes! ☺

[@aj1918]

Here in Massachusetts, we pay our teachers well……generous pensions too. It costs a little more, but it’s much better than being surrounded by uneducated, ignorant people.

[@HappyonMonday]

That's awesome! It's interesting how different it is from state to state. 🙂

[@52CA]

The teachers I know here in Ohio all make at or over a 100k and they get paid all year even though they are off every single weekend and every single possible holiday and 10weeks in the summer and spring break. The pensions are very very good. Easily equivalent to having a 2 mil dollar 401k with 4% distribution. And that pension only took a contribution of 10% of their salary. Most only had to work 30-32 yrs to get that pension. My wife is a teacher. We live close to her school. She leaves at 7 and gets home at 3. She never gets called after hrs. Never has to go in on a Saturday and gets more holidays off than I knew existed plus all the random days off for reasons I have no idea. Then there is the week off for the county fair and spring break weeks. All totalled up she only works about a half year and gets the exact same check twice a month all year long.

[@HappyonMonday]

Wow! I didn't know there was that much of a difference between states! I hope your wife feels lucky! ☺

[@52CA]

@@HappyonMonday Her district isn’t a high paying one but everything else applies. A guy I work with openly tells his wife makes a 106k in the Westerville Ohio school district. And if she works 32yrs the pension is absolutely huge too.

[@HappyonMonday]

@@52CA Wow! 😳

[@HappyonMonday]

It's surprising how different it is between states!

[@RealMuperSan]

District I’m in, teachers get a lot of money and benefits.

[@Financefunandfitness]

Your taking a 44 percent penalty, that’s huge. I can leave now with a 21 percent hit, and I can’t even digest that.

[@HappyonMonday]

Yes, I just can't do it anymore. I'm willing to sacrifice that money to retire now.

[@donna8993]

​​@@HappyonMondayThat's how I feel, too. Year 26 and I feel so done. If you know, you know. I'm just trying to finish out this school year. I can't imagine staying for more years.

[@HappyonMonday]

@@donna8993 I understand more than you know! 🙂

[@christams8863]

No paying during the summer break? Ouch! How do teachers pay for their expenses during that time? A second job?

[@HappyonMonday]

In my district they take our hours worked during the school year and divide it by 12 months. So we get checks in the summer for hours worked during the school year. But yes, many teachers work second jobs in the summers to make ends meet!

[@ronmexico5908]

It sounds like if you want to be a teacher then you need a second job to make up for the income shortfall

[@HappyonMonday]

Yes. Many teachers do take second jobs. 🙂

[@billyrayband]

Teachers get good pensions, most people get no pension. Many teachers are now two income households.

[@elisalyles1466]

Great explanation!

[@HappyonMonday]

Thank you!☺

[@RebeccaSamsWillis]

I love your videos! I can't remember but I thought you had a video that talked about creating a timeline for your income and expenses and you were going to link it below? Or did I dream that? :) Do you have something like this?

[@HappyonMonday]

Thank you! I have a spreadsheet I made that I can link on a video. It's really just a calendar - pretty basic! I'll link it for you tonight when I get home from work.

[@HappyonMonday]

I am working on creating a retirement timeline spreadsheet. I will link it for you when I finish it! The one I used in my video wan't great so I am making a better one. 😁

[@RebeccaSamsWillis]

That would be so helpful! Thank you so much :)

[@HappyonMonday]

@@RebeccaSamsWillis I created a spreadsheet timeline calendar but I can’t for the life of me figure out how to create a downloadable link for it! 😆So the best I can do is tell you it’s just a (5 - 10) year month by month calendar that I added these things on: Let employer know about retirement. Apply for retirement. Sign up for healthcare (COBRA, ACA, etc.) a couple months ahead List income sources and start dates (pensions, SS, IRAs, CD ladders, etc.) List when you can draw from retirement (59 ½) When to apply for property tax exemption When to file for SS (at least 30 days ahead) When SS will start When to apply for Medicare (3 months before you turn 65)

[@RebeccaSamsWillis]

@@HappyonMonday that is very helpful! Thanks so much:)

[@splendidsnapshot9915]

Average teachers with 10 years of experience in Chicago where I live is making about close to 100k, not including benefits. Some in the wealthier Illinois suburbs are making close to 150k. CTU makes it hard to get rid of the bad teachers. In private sector, people can get fired the next day, most of the health plan are high deductibles, and no pension benefit. I get it that in certain part of the US, teachers can make about $50k or less.

[@HappyonMonday]

Wow that's crazy! I guess I've been living in the wrong state! 😆

[@roguered706]

I work in public education in Wisconsin and in my district teachers do not get paid during the summer. They are responsible for saving up money or planning additional work for those months. Im on an 11 month contract for my position and I still struggle every year to save enough for the month of no pay. And after being an occasional substitute in various schools I certainly do not think teachers are paid enough for the things I've seen. It blows my mind how far from reality most people's perceptions of the profession are.

[@HappyonMonday]

💯 That is why I made this video! People have lots of misconceptions! 😐

[@johnj1694]

I live in Wisconsin. The teachers union is terrible. The public schools and the educated cannot budget money and time. One example look up public records teachers salaries on any teacher. 75 grand for a gym teacher teaching kickball. Medical coverage is cover huge benefit and spouse for life retire at 55 and get paid till 95 40 years. on the public dole. while other professions have to budget and save. meanwhile teachers unions stick it to the taxpayer . Teachers do not get reviews. bad ones do not get fired..what an expensive mess. Time to shut down the public schools down ...always wanting more. A better idea would be to sell the expensive mess to the teachers and their unions and let them compete in the real world. Try being a nurse and not have summers off .Oh and when the union cannot take care of the guaranteed pension stick it to the tax payer again as some right outside of the market place as being some holy er than thou profession. Oh its for the children. ya right

[@HappyonMonday]

@@johnj1694 Interesting. I don't get medical coverage once I leave. While we have summers off, we are not getting paid for that time. Did you watch the whole video?

[@roguered706]

@@johnj1694 Are you sure you live in Wisconsin, John? Your rambling and, I must say, rather bitter response is so odd I wasn't sure you lived on planet Earth.

[@johnj1694]

@@HappyonMonday Your response is why teachers are not trusted and why the profession is getting the always whining label as well as the department of education and the teachers unions.Not really the whole truth and nothing but the truth. While at it along with most colleges .

[@onniegranados8489]

If you ask any worker in any field if their job is harder than somebody else's, I'll bet you'll get a lot of agreement! ;-)

[@HappyonMonday]

That's true!! 😆

[@cashcompounding2279]

Good content! Kudos to you for putting yourself out here, writing a script, recording yourself, adding graphics and sharing information. So I'll tell you what you likely already know: if you can level up with your audio quality (eliminate the echo and sound bouncing) and speak a half step faster, and you'll likely improve your viewer retention time. Thanks for sharing.

[@HappyonMonday]

Thank you for the suggestions! It's definitley something I'm working on! 😁

[@jordankendall86]

I have never been a teacher, but based on what you shared, I believe they should get ride of pensions and replace them with a 401b (similar to a 401k). Like a 401k, the 401b is very portable, meaning its in your name and no one can touch it but you. If you move jobs, you simply roll it over to your new employers 401b, 401k, or an IRA. I have never been part of a pension, but I know enough from others experiences that it is not truly your money and it relies to much on the company or government organization that you worked for to ensure they can fulfill the promises they made to you. For this reason, I told my wife to transfer her pension to an IRA.

[@bobbybero7452]

When I think of a millionaire I think of someone working in the summer to make ends meet 😂🤣

[@randyprice5392]

Please stop apologizing for wanting to be fairly compensated. Often teachers talk about their profession and include tag lines about how they didn’t get into teaching for the money, they knew what you were getting into but they love teaching the kids, and they do it because they wanted to make a difference. None of that matters when talking about pay. Wanting to be compensated for doing a necessary and very difficult job should be expected and would be in any other professional career.

[@HappyonMonday]

I do agree with you! I just get so many angry comments. I wanted to explain some of the many misconceptions. I did know I wasn't going to make a lot of money before I became teacher. But you are right, there's nothing wrong with wanting to be compensated! ☺

[@randyprice5392]

@@HappyonMonday I’m married to a teacher who’s been in the classroom for almost 30 years. I see what teachers do and the sacrifices they make to manage their classrooms and the associated responsibilities that aren’t compensated. I get frustrated listening to teachers constantly having to justify their career choices. Thank you for all that you’ve done in the classroom.

[@HappyonMonday]

@@randyprice5392 Thank you so much. It's really nice to hear that! ☺

[@tracyaf6084]

I’m a nurse and hear the same thing all the time. I think it’s part of being in a woman dominated profession.

[@stephr9859]

@@tracyaf6084that is 💯 the reason. Our free labor makes this country run and I hope that’s about to change.

[@MeltingRubberZ28]

Local tenured teachers make 90-105k. They also have the best health insurance that they don't pay a dime for. They also only work roughly 195 days per year (and don't work full 8 hour days with multiple "planning periods"). They complain when they have to take work home, yet in the private sector this is common practice, on top of working longer hours. And yes they get a guaranteed pension on top of that. Aaaaaaaaaaand they still complain!

[@MeltingRubberZ28]

To be clear that 90-105 was also before the recent inflation. It's probably 95-110 or more now.

[@HappyonMonday]

Thanks for your comment. I personally have one 40 minute planning period that I work during grading papers and planning. I also work through my 30 minute lunch that I don't get paid for. If you watched the video to the end, I explain that pensions are NOT guaranteed. You have to work in your state system for many years to receive even a small pension. My intention was not to complain, but to clear up misconceptions.

[@MeltingRubberZ28]

@HappyonMonday so I think we're discussing two different things here. Pensions are guaranteed...it was put into state law in the late 90s. While, sure...you have to work like 30 years to get the full benefit - the point is, guaranteed anything is not available in the private sector. I'm not sure why teachers think they get special treatment. Anyone in the private sector will have to invest in the stock market to make any real return - and that can cut in half and guess what, there's nothing that can be done. In our state we'll just raise taxes to ensure teachers continue their pensions at full value. On another note, it must be teachers that propagate this nonsense. Level of education has absolutely no bearing on compensation. Sure there are situations that getting a more advanced degree comes with a pay raise, but there are plenty of scenarios that it does not. Just because you have a masters does not automatically require that you must be compensated higher than someone with a BS degree, or any degree for that matter (hence why we see garbage men making 100k+).

[@MeltingRubberZ28]

@HappyonMonday I will say though, the teachers only making like 30-40k definitely should quit. We live in a free market so if those positions don't get filled they have to raise compensation to attract workers.

[@edsteadham4085]

You're an idiot if you think teachers only work 8 hours a day. I worked in private industry for 3 decades before teaching and I put in just as many hours in a given year teaching. My days teaching are longer and busier anf more hours are crammed into fewer months.

[@joel530johnson2]

Ignore the trolls! You are doing great!

[@HappyonMonday]

Thank you! ☺

[@tancreddehauteville764]

Teaching has always been the worst paid profession. Here in the UK it's just the same.

[@HappyonMonday]

Really? For some reason I thought teachers would be paid more in Europe! That's too bad.

[@elisalyles1466]

Wow look how much growth in subscribers!!

[@HappyonMonday]

Yes I am very happy about that!

[@sallyprzybil2404]

I know you say you didn’t go into it for the money, but I still believe teachers should be paid better.

[@HappyonMonday]

I agree. There's starting to be a shortage of teachers and it's not hard to see why!

[@codelessunlimited7701]

I think public teachers makes lower than the teachers who are hired in a private schools.

[@HappyonMonday]

That could be! I'm not sure how much teachers in private schools make.

[@seaxofbeleg8082]

The reverse is generally true.

[@drewgambill1432]

There are lots of millionaire teachers, because there are lots of teachers, not necessarily because teachers have some special investment knowledge. Dave is talking numbers not % of teachers.

[@jamesalias595]

Teachers are only contracted to work 1387.5 hours per year based upon what your provided, while a full time job is contracted for 2080 hours per year. Yes teachers work overtime but so do most salaried workers on top of their 2080 hours, so just based upon that salaried workers are working more hours per year than a teacher. How much of those extra days and hours are actual work, thinking about something and planning outside of work is not work, it what everyone must do to get ahead. Also how much "make work" are teachers doing upon themselves. My wife would always create unnecessary work at home like re-arranging the furniture and so on. Setting up a classroom is a lot of unnecessary make work and does not make a student smarter. I do not think teachers are underpaid nor are they overpaid. They are not overworked anymore than anyone else. I have no praise for any of my teachers, in fact school held me back from achieving more because teachers teach to speed of the slowest kid in class constantly repeating and repeating the same subject over and over. At least when I went to school there weren't participation trophies, The average Entry Level Teacher salary in Arkansas is $58,308 where I live. That is a decent income for this state and is no where near the bottom for entry college degrees in this state. While I have never worked as a teacher, I started off at a very young age helping my father who worked as a Janitor cleaning schools, and no there weren't teachers burning the midnight oil in the classrooms. I have worked government jobs and private sector jobs and there is massive difference between the two. I made a lot more money working in the private sector but the stress level was constant, I was on call 24x7/365 and would sometimes work 20 hour days get 4 hours of sleep and do it again. Are some teachers underpaid and over worked, yes, but not the majority. Career turnover of teachers is no higher than any other profession. The fact that teachers have so much time to complain means they aren't overworked. Well since I am retired I have time to reply to this video.

[@HappyonMonday]

Lots to consider - thanks for the comment! I really just wanted to break the misconception that all teachers get a huge pension.

[@HappyonMonday]

@@silentnot4812 Absolutely! Saving and investing is the key!!

[@edsteadham4085]

Dude teachers are burning the midnight oil at home....like I did this weekend.

[@HappyonMonday]

@@edsteadham4085 We sure are!

[@mikeinOhio471]

Man. A lot of “My job is harder than your job” comments. Relax folks. Relax. It’s gonna be okay. I’ve certainly seen the lists that have teachers high up on most likely to be millionaires. I’m curious. And I know it can be hard to tell, but is it your perception that a substantial number of teachers are financially savvy? Or is it rather that the benefits of the job, executed over 30+ years, will drag teachers kicking and screaming across the millionaire finish line? Maybe a combination of the two?

[@HappyonMonday]

😆I would say maybe it's a combination of the two. I wish I could hang in there longer to have more money, but I'm just ready to be done. 😑

[@mikeinOhio471]

@@HappyonMondayIt always makes sense financially to work “one more year”. But for most people that one more year will be the healthiest one they have left. I come down on the side of spend that year on family and experiences, not money.

[@HappyonMonday]

@@mikeinOhio471 100% agree!!

[@larriveeman]

teaching is a good profession as long as they teach facts and not revisionist history or the woke agenda. I wouldn't want to be a teacher today, too many unruly kids and parents

[@HappyonMonday]

It is very challenging!

[@iczemi]

❤

[@10469]

If you want to be a teacher that’s fine.. but if you want to make lots of money with Lillie education get a trade. And you don’t need to pay back a college loan. My teachers told me I would be picking up garbage. Well I do work at sanitation but I’m an engineer. I made 250k a year and I’ll have a life time pension with ss and a 401k. So I want to say thanks those teachers said I wouldn’t be nothing.. make me sad to think about this.

[@HappyonMonday]

It's wonderful that you are making lots of money! I'm sorry if you had teachers that said that to you. 🙁I would NEVER tell a student something like that. Good for you for making it on your own! And to be honest, one of the reasons I went into teaching is because my oldest son had a teacher that berated him when he was little. I thought, I can do so much better than that. So you proved your teachers wrong!

[@10469]

@@HappyonMonday thats very kind of you to say, I’m sorry you’re son had to deal with that too. And I’m proud of you making a deference in teaching.

[@HappyonMonday]

@@10469 Thank you! 🥰

[@Udjeox]

Stop saying that you're not in this career for the money. You want to make a difference but you still need money to live. If we do things for free, the public won't respect you. Stop paying school supplies out of your pocket. You have what you have. Students can bring what you don’t have. They don't bring. We don't have. I heard a lot of comments from the public saying that teachers are crazy because they do things for free. Stop doing things that people won't respect you for.

[@monikaw1369]

Dear clueless! Parents don’t bring school supplies for their children. After several weeks and no pencil, what would you do for the child?

[@HappyonMonday]

I get what you're saying! But it's just not in my nature to have my students go without. Parents do send in lots of supplies, but I don't like to keep asking for stuff all the time!

[@angelomercure3747]

@@monikaw1369 What would I do for the child? Export myself overseas! Oh, wait, I would do THAT for MYSELF (to preserve my sanity and enhance my finances)!

[@ditpook]

Your son makes more because he has a STEM degree, not a really easy liberal arts degree. The teachers with low pay leaving are new hires in a 2 tier system overpaying bad teachers with seniority and over bloated administrations. See the movie "The Cartel' about education in New Jersey. The more luxury cars in the parking lot, the lower the scores for the school. You get a day off a month and three months off every summer. I had 3 weeks only after working 5 years and many times my vacation was denied because unlike teachers which are easily replaced, my job was essential for the operation of a massively profitable pharma company. I was salaried for 40 hours but never worked less than 60 hours, often 80 hours, around the clock, day or night or weekends. Teaching is the only job other than motherhood where you can claim you are good without anyone measuring your performance. My personnel review EVERY YEAR WAS A WEEK LONG AND REQUIRED INPUT FROM EVERY DEPARTMENT IN THE COMPANY.

[@HappyonMonday]

Teachers in my state are evaluated every year. All certified teachers are required to have an evaluation. Our performance is measured every year. It’s called TPEP and it is a yearlong process. We do not get paid in the summers.

[@ditpook]

@@HappyonMonday Since I do not get paid for the additional 20-40 hours per week I work in overtime I think I have you beat there. If teachers are evaluated, how is it so few are fired? There was another movie in NY called "The Rubber Room" where teachers who either should have been fired or prosecuted go to continue being paid but do not teach. In NJ all you have to do is teach 3 years and you have tenure for life. I have had 13 jobs in 40 years as a scientist either leaving for ethics reasons or ahead of major FDA audits brought about by whistleblowing. No tenure. No security. Punished or fired for doing a job and following government laws. My job required a precision level of only 1 mistake in 1 million products. That is called six sigma. How many of your kids had perfect scores on their report cards because the standard was that you had to have everything right , every day.

[@ThanhNguyen-jf2jv]

I feel bad for you. You do have it worst.....

[@HappyonMonday]

@@ditpook It sounds like you have had a rough career. I'm sorry to hear that! I too work close to 20 additional hours per week unpaid. I truly hope you find peace and happiness.

[@ditpook]

@@HappyonMonday You just won't drop it. You just have to glorify teachers. You may say I had a rough career. Well, so do many other people. If you are so upset with teaching, why don't you take an easier job with better pay, like bomb disposal technician, Police officer in an inner city, DEA agent in Cali Columbia, Garbage collector, Nurse, High tension electric wire technician. You have a really easy degree any moron, even Bill Cosby got. So you did not take on a hard workload in college. All of your talk about other people getting raises, again you forget that they are in STEM and their work MAKES MONEY. We as taxpayers are tired of this diatribe. Its the same script over and over. If we reversed Jefferson's law that we all pay for the public education of other people's children and made only parents pay, you would have even less.

[@stephtraveler7378]

Love the content but youre not really comparing an Engineering education to a Teaching education are you???? Most careers have a 12 month work schedule. Teachers work 10.... The teachers Ramsey is referencing find a side-gig that pays well during the summer. That's how teachers become millionaires. Having said that, I would not advise going into teaching today. Not because of pay but because of federal government mandates to mainstream problem kids (mostly minorities and children of white woke liberals) Yes, 90% of all school shooters came from far left families without a father in the home.

[@HappyonMonday]

I was really just trying to clear up misconceptions many people have about teachers and their pensions and salaries. And yes, there are more troubled kids in school today. 😞

[@EdA-bz3bu]

not all teachers elect to have their salary dispersed into the summer. we elected for wife to only get paid during the school year. NO paycheck coming in for 2.5 month.

[@HappyonMonday]

That's nice! We don't have that choice in my district. 🙂

[@GrannyTan1]

❤