I like your perspective. I'm ISTJ, and 5 on the Enneagram wheel, so I can relate. I'm not forced into social interactions at work, but it's never been a friendly environment. I do look forward to not having to interact with personality types I find toxic.

Hi Julie! I’m so glad to hear all your positives! I retired two years ago at 58 from a very stressful job. The relief was instantaneous just like yours! I literally felt a huge weight lifted. It was hard to believe. But I was reluctant to actually tell people I had retired. You’re right, there’s a strange stigma. I almost feel that it’s part jealousy though. Others wish they could do the same and are maybe a little mad at you that you’ve been able to accomplish it. I’m glad I’ve found your channel and share your journey with you! I would be interested in how you’re working out your new daily routine. I must admit I’m not sure I’ve got mine where I want it yet. 😊

You’re an introvert? I thought I was.

Turbo Tax has a version for small business which will walk you through everything. I used it for years. The thing you have to watch for is getting a penalty for not paying enough in the quarterly taxes. You’ve probably missed the deadline for April-June, but can pick it up in October for the July, August & September taxes. By the end of the year you want to have paid at least 90% of what you owe for the year. Since you retired mid-way through the year you won’t get the exemption from penalty if you pay more in taxes this year than last year, because without paying some quarterly payments you won’t have had more withheld this year than last year.

I love all of your videos! They are so well thought out! Much success to you!!

all those taxes u mentioned for small stuff just ingnore…. they dont matter.. just do your 1040 with ur income and be done.. they really dont matter.. writing off home office. pffft… been there… just ignore… all those small detail u mentioned are so small u can just ignore… fill out your 1040 just like u did when employed…. dont add a bunch of extra forms.. ignore them.. I will say u can take them off ur challenge list...

Thx for sharing. I really do enjoy your videos. I am curious how you're navigating through the brutal stock market declines in the last couple of weeks. Can you share how you're allocating your investments to ensure there's an element of safety? Thank you.

Dream alot of the day I retire

I am 53 and took about a 12 foot fall from a ladder today and luckily the ladder broke my fall as I landed on it instead of the soft dirt. Bleeding, bruised and very sore but a quick shout out to physical fitness! Stay fit everyone and be careful on ladders. 😂 I am almost at 4 years left to work and it is going soooo slow as I count down. Was it like this for you Julie?

I know this video is 8 mos. old, but PA has a homestead exemption program, it also have a LOOP program, which is Longtime Owner Occupied program, but this is determined by your income, and cannot be used with the Homestead exemption program. AARP also has a property tax program as well, which also has an income limit, just to name a few.

Great video! Thank you for sharing this! 😊

Hi Julie! I am the same age as you are. Was diagnosed with arthritis 2 years ago, had xrays. About 1 year ago started doing yin yoga, and doing vanyassa flow yoga and taking collagen for about 2 years. The pain in the hip is gone, and in the knee reduced by 90%. Please, google yin yoga for arthritis. I found 2 wondeful yoga instructors and go to the gym 2 min away from my house. There are a lot of yoga videos on youtube. Also, the joints in my index fingers improved. I think because of taking collagen. I am not retired yet, working 4 days a weak (32 hours) for 2 years now. It was a difficult desicion to make, but I don't regret at all now.

Thanks for this video! Early retirement is a win win 😊

Health is a big deal and sometimes gets overlooked when deciding when to retire. Hoping to retire in 9 months although the closer it gets, I'm finding I want to push it out a little farther "cuz the money will be worth it". We will see! Great video and happy to hear you are loving retirement so far!! ♥

Glad the challenges are few and that the benefits are great!!!!

OMG you are speaking directly to me. I am LEAVING the US and moving to Mexico in one year and the number one reason is early retirement and stress! SO happy for you!

Really enjoy your videos.👍 I retired two months ago and like you, I was amazed at how much better I felt and how quickly it happened.

As a 42 yo hoping to retire in 8 years, your videos are so helpful and encouraging! Thank you for explaining everything so well.

I agreed with you retiring early reduce a lots of health issues. I have a lots of stress with my Indian F Manager and I took 7 weeks of to taking care of my health and I feel so good. I am only 53 year old and I will retire by next Mar 25 to retire in Asia. This country now let lot of Indians people here. I hope you have a great time in your retirement 😀

just ran into a friend who early retired and she looks and feels amazing- really looking forward to my exit

Can I ask what was so stressful about being a teacher? My son is embarking on being a math teacher so any info or tips are appreciated. I want him to be Happy on Monday too😊

The best part about retirement is that relaxed cup of coffee in the morning and planning my day on MY terms and nobody else’s. Enjoy the peace of mind and revel in the glow of self enrichment.

Love this video. Sounds like you are a happy healthy retiree. Enjoy evey minute.😊

1. Less stress - Yeeeesssssss....I often catch myself and remind myself that any stress I take on is completely on me... 2. Improved Health - Fitness no longer takes a backseat to a J.O.B.....I put it first now because, without it, nothing else would be possible for too long... 3. More time with Grand-kids - Spot on! Picking up my granddaughter is often the highlight of my week, and coaching my grandson's baseball team keeps me young... 4. Not bored - Totally agree. Boredom only happens if you haven't figured out how to enjoy life. Great videos. The format is unique and the information is very helpful to folks in similar situations.

Totally agree on happiness factor. I was and continue to be amazed how much happier I am, I feel so free and feel my extra time with my husband is like a first flush of love again. The sense of freedom is awesome. Enjoy your retirement. Life is meant to be lived and no amount of extra stuff is worth the high price we pay.

Introvert, although as a younger person, I would say I was an extrovert.

Stress kills!!! Bored people get bored in retirement! So go to work and get stressed out instead of retiring? 🤔 Make it make sense! Congrats again and don’t worry about your haters! They are just jealous they didn’t do what you did even though they probably can!! 🤦🏾‍♂️

Can’t wait Julie for that #1!!! That stress is a doozy. We both have demanding jobs. Checking email at 3am. 🙃 I’m sure all the body aliments are associated with less stress, improved sleep.

Honest video Julie thanks

Same thing with me…I thought I needed hip and knee surgery but 10 months of retirement no more pain….

My favorite part of this video is when you said you catch yourself smiling without realizing it 😂 Great job on the video as usual. 😊

When you're young you really care what other people think about you. When you get a little more mature, you're not so concerned what other people think about you. When you get very mature, you realize people were never thinking about you in the first place.

People with “cushy” jobs view work way differently than people in full time stressful jobs. I know, my blood pressure went back to normal and I look forward to each day now.

It is surprising the effect of being able to focus more on your own health and well being without all of the stress. I dropped 18 lbs and got the diabetes into a controlled range, closer to normal, like your friend. The healthcare is, by far, the greatest challenge because your costs will go up. Check out plans offered through small business cooperatives. You qualify due to your KZbin channel as a small business. They will be less expensive than ACA until you can get to Medicare.

When i retire early alot of people told me i wil be bored.Wrong! Lol

I am enjoying your videos. I don't think 58 is too early to retire. I retired at 56.5. I can relate to both your triumphs and challenges. My biggest personal realization was that all the things I spent countless hours obsessing about before I retired turned out not to be a big deal. There is a lot of fear being peddled out there.

They should not make getting your pension so difficult.🤮

As a self-employed individual, are you eligible for healthcare tax deductions?

Thanks for sharing. ❤

I cant wait to experience this. I've been an RN for 25 years and I KNOW my health is suffering. The stress is unreal. I hope I can manage to work 5 more years until I retire because I cant afford to retire right now. I live in Canada which is a very high cost of living Country. I know for sure I would not be bored during retirement!!! Kudos to you!👏🏼👏🏼

I'm soo happy you are enjoying yourself in your retirement!!

Working kept getting in the way of the things I want to do. Retirement is the best!

Julie, I enjoy your channel! What about traveling to South East Asia from September - December? Low cost of living and good food.

Happy to hear that you are doing so well.

Hi Julie! I am so happy for you!!! I have 17 months left left until I hit 30 years. in my state, Florida, if you do not reach 30 years before the age of 62, then they penalize you 5% for each year since I am 56 this year, I would be taking a 30% cut to my retirement if I retired today. Some days I don’t care, but everyone I talk to keeps telling me it’s worth it to stay 17 months. It’s the health benefits I am looking forward to. Thank you so much for sharing.❤

Well said old girl!

When you lowered your stress, your body was finally able to flush out all the inflammation it was holding on to.

I retired at 59.5 from a long, very stressful career in higher education. I'm 63 now. I have zero regrets retiring somewhat early. I do live on a tight budget, but I'm so happy that it's worth it. Like you, I am happier, healthier, and I also catch myself smiling for no apparent reason!

I can’t believe that people were negative towards your early retirement. They do not know the freedom and joy of early retirement. You are so precious.

We are such twins in early retirement. I am an introvert. We are living our best life with our financial freedom.