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- Prospective buyers need to earn about £20,000 above the average UK salary to afford a typical home.
- The required pre-tax income to buy an average property is £53,913, while the average UK salary is under £35,000.
- Flats require a below-average salary (£30,666), but detached houses need £86,633.
- London is the least affordable, requiring £134,241 annually; Burnley is the most affordable, needing £23,244.
- Mortgage rates and house price increases exacerbate affordability issues, especially for first-time buyers.
source: Moneyweek
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