The ULTIMATE 2025 Credit Card Strategy!

[@DC_Consulting_DC]

Last week we were at the LIH Hawaiian Premier Club. It will be interesting to see what Alaska does with the HA lounges in OGG, KOA, and LIH. Last month at the HNL Premier Club, we saw the planned upgrades and they look good. P2 has the Hawaiian personal, I have the Alaska business card.

[@jpknowledge8852]

So far, Alaska has done a good job keeping their customers happy. I imagine they will continue that with the Hawaiian lounges.

[@jimmyjames6492]

Nice strategy! Thanks for the info + video!

[@jpknowledge8852]

@@jimmyjames6492 Thank you. 2025 should be a good year 🙌🏾🍀

[@chadpennycuff]

I need to replenish UR points and MR points. In ‘24 i switched CSR to OG CF for 5x and got the 120k on CIP for xfer and 3x on Travel. In ‘25 I switched CFU to CFF because I realized, I don’t use the 1.5 catch all but I do cap 5x quarterly. MR is all about adding AU’s on BBP for 15k mini-sub for new AU. Thats going to help me chill on velocity. Plat will go to Green in hopes of an upgrade offer. New cards? Will wait and see what’s new, what’s elevated. I’ll drop below 5/24 this fall. I have a killer setup to garden with thats 3-4-5x on everything. ‘26 travel goals - DCL and possibly Abu Dhabi for some theme park action with my son.

[@jpknowledge8852]

@chadpennycuff I'm also thinking of moving the Platinum card to the Green card. I don't think I'm going to be using the Centurion lounge for the next couple months, so it could be a way to get some MR points if an upgrade offer pops up. But I mostly want the BBP. Just wish I was targeted for the elevated offer 😕

[@DGreen-1]

Great video! I’m going all in on Citi in 2025. I picked up the Strata Premier in January and will add the Custom Cash and Double Cash later in the year. I’m current at 3/24 so I may also look to add one of the Chase Marriott or IHG cards as well.

[@jpknowledge8852]

Awesome! I've applied for the Strata Premier a few times and been denied each time 🫤 Glad to see you taking full advantage of Citi

[@yer992]

Great content!

[@jpknowledge8852]

@yer992 Thank you!

[@lenorawade9713]

Great video and plan!

[@jpknowledge8852]

@lenorawade9713 thanks for watching. I'm glad you enjoyed the video!

[@JenniferDubowskyLAc]

I’ve been eyeing that hotel room you mentioned in Stockholm. What did you think? Did you do a video on it? Thanks!!

[@jpknowledge8852]

@JenniferDubowskyLAc It is a great hotel and room in Stockholm! I don't have a full review of the property, just a little footage. But I recommend it for sure!!

[@JenniferDubowskyLAc]

@@jpknowledge8852wonderful, thank you!!

[@davidvallejo5867]

Looking to add Chase Ink preferred and possibly ritz Carlton. What are your thoughts about the Ritz ?

[@jpknowledge8852]

I'm not a Marriott guy, but if you do like staying at their properties, the Ritz-Carlton Card is a solid card.

[@iankm1]

Were you targeted for the 75,000 blue business plus offer the other day?

[@jpknowledge8852]

@@iankm1 No 😭 I keep clicking the link and hoping I will be eligible, but I currently am not. I'm really hoping that will change in the next month or so or the public offer will be better 🙏🏾 🍀

[@lienecarter6411]

@@jpknowledge8852where is that link?

[@jpknowledge8852]

Go to the frequent miler website, they have an article on it. It is a targeted offer.