The Ultimate Velocity Banking Guide For Beginners 2024

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[@radiantlibra87]

Great content! I've shifted my sites from one influencer to you because I feel there's more transparency and credibility with you. This country is so greedy, there's not enough people who just want the best for everyone.

[@lydiasalinas5106]

I like how you organized everything like the pregame work and rules. This way, people are ready to understand and have the conversation with understanding about Velocity Banking

[@BrideofJesuChristo2]

You need to call Dave Ramsey and talk to him about this. It would bring so many people to the conversation of money

[@jeanniebmoore4933]

I love pinpoint accuracy!

[@ayarborough12]

That makes sense to get a line of credit and use it to pay mortgage until it reaches nearly all principal where it has a 2.85% interest rate on the mortgage

[@ericbennett-wu4zx]

Love the thought of taking time. However my credit cards are costing me nearly 2k a month in INTEREST! Now! I need to get a ploc and start! My credit score is too low to get a HELOC at the moment. I’m at 630-650 I need to pay off some debt to get better score NOW! I was over 720 for years before this mess

[@DenzelNapoleonRodriguez]

@@ericbennett-wu4zx this is a guide for the velocity banking strategy at the end of the day you are the decision maker of your finances if you want to rush by all means that is your decision and I wish you the best. This video is simply a warning to take the proper steps

[@larryhaines8653]

How about when income fluctuates with OT

[@GrymmTymm1313]

average it out.

[@GrymmTymm1313]

do a median average.

[@TebTengri]

Very difficult to average oilfield hours out until you've been there a long time ​@@GrymmTymm1313

[@Bamapride1985]

I always just do my base 40 hour weeks with no extras as my income in figuring these. Any extra is a buffer. I am paid bi-weekly and so just count 2 paychecks base pay for figuring my budgets and then get the holiday pay, bonuses, OT, the extra paycheck 2x a year for the month.... those are all the extras that bring in my extra cash flow to really bring down the balances of the debt for myself.

[@TebTengri]

@@Bamapride1985 I get 100-115 hours a week. Usually 90 is a really bad, rare week. Planning on just 40 wouldn't work. That's not even counting it's 14 days on, 7 days off and we come in/off Tuesday but pay ends Sundays

[@cynthiacampbell1283]

Your audio sounds bad.

[@Joce123]

Just can't get a line of credit.

[@emojidinosaur7300]

use a credit card.

[@NeoKnight9]

Hang in there. I also think the strategy can be implemented with a credit card.

[@Joce123]

I am doing my best to use my 0% credit card to pay off one small balance credit card that accrues interest..Maybe I will get to a place for a PLOC..but to get the 0% I had 2 hard pulls on my FICO..It will take time for those to fall.off. What I really want to use the velocity banking is to pay off is my car note early and then my maxed out HELOC .

[@CarrieFinley-g1m]

@@Joce123you can use this method with credit cards also. I am currently doing this. My credit score isn’t good enough now to get a HELOC. Since starting, my credit score jumped up 20 points within the last couple of months. I have too much credit utilization(96%) and a couple of late payments. My plan is to keep up with velocity until my utilization has gone done to less than 1%, then apply for a HELOC to pay off my car and home. There are plenty of videos that explain the concept. Good luck 🍀!

[@damoneasley1472]

@@Joce123does the 0% have 0 one balance transfers? then you could get that debt to a 0% maybe a little fee but that fee is better than that 25% card intrest

[@gregorywesley.stokes]

PM me brother, I want to hire you as coach !