The Zarna Garg Family Podcast | Ep. 35: From Flag Football to Real Estate

[@rawrimasainxd]

Seeing Zoya cry was heartbreaking but is a real feeling that many people have - especially children of immigrants. I also went to a private college under my parent's dime and the need/feel to work 200% to get that 100% out of it is exhausting. It fills you with guilt. I empathize with you so much because I was there. Things will work out. Your parents love you (and want your bank account details lol) and will always support you. Also, great job to Zarna for comforting her. I know many immigrant parents who would brush off their kids saying "oh we work hard for you" or "don't worry"... but seeing your mom rub your leg and ask for a tissue healed something in me.

[@ravalibhagvath5231]

That is exactly my thought..so sweet for Zarna to comfort Zoya.. it’s jarring to see how different my parents reaction would be 😐

[@kewalpatil]

Zoya you are such a wonderful person. Don't carry the weight of the world or even of your parents expectations right now. That will come when you get into the workforce.

[@snehanallagonda7767]

Zoya I have never felt more seen. I cannot tell you enough. The 10 minutes that you spoke, are the most relatable 10 minutes I have experienced in my entire life of watching KZbin. Thank you so much for being so brave and sharing exactly how you feel. Thank you. And girl, I know exactly how you feel ( literally in the exact same situation ) and all I can say is you will figure it out. You will.

[@sakshitiwari4850]

Big hugs to zoya, you’re a strong girl and we’re so proud of you. ❤ i love this family and their topics of discussion. Great inputs. A grade to everyone.

[@brauliol]

A+ to the Garg family! True stories with A grade value.

[@Basicblissbelle]

Aw this was probably one of my favourite episodes! Real heartwarming moments with Zoya getting emotional (you got this smarty pants), Zarna comforting her so lovingly and Brij getting little Veer into free football classes! 🥰 Also loved Zarnas' perspective that there is no headache free way of making money but once you make peace with that, you can make the most of it 😇

[@fridaee]

I love how Shalabh keeps saying "This great nation of ours" 😂

[@cynthiaabsher9069]

But he said he's trying to be sarcastic, so he doesn't mean it.

[@GSetia25]

Loved the episode Gave lot of reality check The credit card purchases ( doesn’t feel like you are spending at that time) spending on stupid stuff-$30 here, $ 50 there( they add up fast!) throws my finances off. A hug for Zoya.. as a immigrant parent with restricted finances, our kids do have to work hard I feel ( they don’t have grandparents or ancestral incomes/ gifts, to help them along the way). But… in the end.. it all does work out. My very best to the Gargs This was one of the best episode 👏🏻👌💕🙌

[@joshuafayele4782]

I have always enjoyed every episode but this really hits home. I take notes of all information hoping to unlearn and relearn things. Love your parenting a lot.

[@pearl76686]

Zarna you are exactly right. My own even when he could gave gone to these high prestige schools and I being an immigrant parent wanted him to make a decision not entirely based on affordability. But, he stuck to his decision and chose to go to public school best program and it’s so liberating for so the kid and us parents too. You podcasts are so relatable and so thought provoking. I wish every family can have these discussions.

[@nammanimma9407]

Wonderful episode on money ... That was fun to hear about the youngest one ... And i Feel the stress zoya has been going through. Its difficult out there ...

[@vinita_pansari]

Hey zoya, chin up sweetheart..this is my first time commenting on the podcast but it was due a long time...zoya you are such a beautiful, responsible , level headed and caring baby...Iam a teacher nd i can tell you that children where parents struggle a lot financially aren't as much concerned as you are..u taking a lot of pressure love...let it down a bit...this advice comes from smone who has been in a similar position as you....but know that you are so special and incredibly talented that u shall receive the best with the kind of attitude u have ( but without guilt)...it's just a matter of time...I would love to have a student, daughter, friend just an acquaintance like you.....Really admire the person u are❤

[@khinsandawin2219]

Aunty Zarna ... your posts are teaching me so much. Each is a tutorial. I may not be able to adopt 100% but I learn a lot. Really! You opened my eyes so much. Thank you.

[@ashitamalkani3845]

Veer - loved your reply. Health is wealth is an old saying.

[@eskylover65]

We don’t stop Parenting , we just move from Manager to Consultant when they turn 18😊

[@FPLJCB]

First time watching. I like these guys it seems like they’re a really well communicating family I respect that especially with people that are different from me.

[@janemaina1696]

This was so so helpful!! Please do the episode on Money mistakes- I was an international student and had my identity stolen when I was in college because I didn't know anything about the credit system or even what the SSN number meant. The friend in college that helped me set it all up stole my identity and my credit has never been higher than 575 since due to my inability to pay back the debt ! Smh

[@aaravreddy9868]

We love you so much Zoya! Thank you for being authentic and vulnerable. I know people are seen by you now. All love

[@sesharamakant]

Great discussion!

[@vlu3517]

I am the 71 year old enjoying your show. This epsode touched me when Yoya was emotional. She was so honest and sincere. I can only imaging the pressure she feels inside going to stanford and working hard. I know you will be fine, Zoya. I want my grown children with kids to watch your show. I told them " take what you like and leave the rest." They may not agree with everything you guys say, but that is ok. That is the beauty of the this, as Shalabh would say " this great country of ours."😶

[@simran3041]

Sending love ❤

[@ayeshaahmed9019]

A+ to didi for shouldering so much!

[@ashitamalkani3845]

Amazing kids 🤗

[@paulinemuthena6545]

A grade to Brij.So considerate about his own family with the expenses etc.He is so smart and Veer is following in his footprints

[@HayaHamid2001]

Zoya, you’re so loved and supported.

[@tinaroberts5858]

Well ya, except for her political view

[@francestan70]

Zoya is earning an A. This episode should be shared with all the kids who are applying or planning to apply for colleges. Is it really worth it today to pursue a brand-name education with a big loan?

[@FPLJCB]

It is not.

[@TheTJLH]

It depends on the degree. For English, no, for Engineering, yes. At the same time, never under estimate someone with ambition.

[@vinayashastry6156]

My daughter felt the same way like Zoya during her residency. It was overwhelming.

[@nehakininge398]

Zoya, as a girl who has gone through this experience of studying in a great college on my parent's dime, I would like to tell you, it gets better. I had to work hard to find internships, get a decent paying job. But, once you pull through you are just like any other woking young adult, so I would recommend to cherish the college memories along with studying your ass off.

[@tinaroberts5858]

Make a mess and figure it out. Perfect saying

[@sesharamakant]

Zoya... you're beautiful and courageous and to see you cry it was such a recall of the pressure one feels as a responsible child!

[@mammacapitalist3451]

My big money hack is to not be a first gen immigrant. People don’t realize the years of compounding we have missed only because when we started making money, we had no idea what a 401k is. I learnt about an IRA at 35. That’s crazy amount of time lost!

[@KarthikSelvan-z9l]

Any thoughts on reverse immigrating kids back to India for undergrad (any science) and then target ivy’s for postgrad? This should solve a lot of financial concerns and help the kids to experience and learn “jugad” first hand.

[@parulkhattar28]

Zoya and I are literally the same in every episode … same emotions!!! 🫂

[@hellol4045]

My money hack is stop doing things that require spending money such as excessive consumerism shopping or eating. I instead use my time for reading, exercising, spending more time at work and invest 70% of income. Not gonna lie, it does require some discipline though.

[@shiriklanyola7535]

Veer is so true 😅 about the coins

[@sesharamakant]

This episode showed how you all are connected as a family but not overtly displaying it. Zarna's mum hand over Zoya, Shalabh's concern seeing Zoya meltdown, Brin getting young Veer free classes, Zoya being the responsible child without parents pushing for it. Children being responsible for their own expensive purchases, Zarna being the momma bear that she always is

[@paulsonjoseph3372]

Zoya, don't use a credit card. Learn to tailor ur expenses according to ur income. Then u won't have to stress so much

[@revathiramachandran9663]

Brij's suggestion is very relevant to young adults.

[@shwetakedia3902]

Please explain the Birkin lol (but on a serious note, with the overall value conscious attitude how do you convince self that it is okay to make that extravagant purchase once a while?)

[@garimasharma90]

Had the same question 😂

[@harshibhatnagar6751]

Please do the episode on money mistakes

[@EllaeenahJadeFire]

A grade to Zarna!!!

[@KarthikSelvan-z9l]

My daughter went to Duke for a year and transferred to Texas A&M . My son decided to go to NYU Abu Dhabi campus. Kids with US citizenship should consider to evaluate study options outside US than taking on crazy local student loans.

[@lailarafiq123]

but the networth one gets studying in the US universities cannot be negotiable. 1)Some intangible benefits which are beneficial in the long run such as alumni networks cannot be calculated equally to $$ spent as tuition. . 2) We make friends in college who become life long friends - these are assets that cannot be equated in terms of $$.. These are social investments ( for lack of a better word) 3) Health is more important that money . For eg in Abu Dabhi, every body was forced to take a covid vaccination. Would we want such enforcement on our children if such an event happens in the future and they study in the Abu dabi campus ?- that is a risk I am not willing to take. As zarna says - some state schools such as UC Berkley,, Rutgers , Arkansas state are great state schools. When my husband lost the job in the 2007 lay offs - he got multiple offers at the alumni network. He was also a student at that time and he gave his resume to his prof - who got him an interview. Just my 2 cents. Thanks

[@ZenfulVibess]

Love these podcasts, keep them coming.

[@Ak-lr1ge]

It’s heartbreaking to see Zoya taking so much pressure. Let it go. People are asked what would they tell their younger self. Zoya should watch those videos. Mostly people say don’t take too much stress. Always priorities your physical and mental health first.

[@sow9619]

Zoya, Try not to stress too much. I’m confident that you will achieve great things in life ❤

[@tinaroberts5858]

I'm kind of lost on the conversation about rich people. My mother was a house keeper in the seventies for extremely wealthy people. They allowed her to take us with her in the summer when school was out. These people were awesome towards us. They treated us like family. While my mom cleaned the one lady took us shopping with her children and bought us the most beautiful pj's! I'll never forget it. Perhaps it's different in the USA. I live in Canada.

[@muditvinod8288]

Omg my 11th fail mom has taught me all these hacks❤ she is amazing👍 my mom saves money, spends on fundamental things, never has to ask for loans from relatives n has respect coz of that🎉🎉

[@skandavasuki-ue3pb]

NVIDIA Stock all the way!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Yall know AI be cooking and we need those GPUs!

[@skagraw2]

Making money or study or being lonely or being crowded with people all the time etc. can be exhausting and burdensome after a while when you stop seeing value in it. Best money tip is start investing atleast 20% of you paycheck, live life whatever way possible in remaining 80%.

[@smallsomething]

those red and green crocs though :))) cool i say

[@gyhuj1235]

PLEASE DO a podcast on Money Mistakes, please!!

[@chwanahangshing8693]

❤❤❤

[@tinaroberts5858]

Omg! I love Veer!

[@belamitaguedes5962]

The best thing is what Bridg IS doing is buying stuff from thrift store.the little one is smart too with his money .I worked as a teacher most of the time I would put my increments and bonuses into my investment account and pretend I dident make extra money .and lurned to live on my salary.which was 15 dollar an hour.

[@skagraw2]

Family working togather doesn't always stay together. Jethani, derani aur nanad always breakdown the family. Family breaking having your children in 30s or 40s may make them out of place and struggle going independent.

[@ruby_gacha7543]

OMG HIIIIIIIIIII. I LOVE YOUR COMEDY VIDEOS, YOUR LIFE LESSONS AND YOUR INTERACTIONS. I hope you continue doing this and keep entertaining people by putting a smile on their face and giving them a valuable lesson. I hope the best for your family and loved ones, LOVE FROM INDIAAAA

[@paulinemuthena6545]

Live your life Zoya and don't try to cpmpete with others You don't have to have what they have or wear or look.Do your studies and don't let slackers get in your way.

[@tinaroberts5858]

Wow! So apparently, money means everything?

[@sonamdolkar5066]

It is time your Kids have their own account and also manage on their own ❤

[@VoiceOfReason579]

My money hack is never spend your money😂

[@sesharamakant]

Zarna - one thing you both did right is raise these kids so beautifully. Great values, emphasising education! Such an immigrant trait but hope everyone on planet - those who are privileged to know and afford it - should emphasize education

[@preethsaxenda9119]

why did you''ll as parents not pay for her school?

[@neelamsrjn]

Hey Zoya… you are so intelligent, beautiful and kind. You are so responsible…please have some fun… it’s ok.. it’s not a waste of time… you deserve it more than anyone else ❤ You should do a PhD, you are born for research… travel the world.

[@tinaroberts5858]

Lmfao, what is Zoya talking about. I pay my credit card what the amount is and it's always zeros out. Idk. Nope bothe Zarna and Zoya are wrong. If you pay what you spent off in the allotted time it definitely zeros out.

[@yn3481]

Im sorry Zoya, the degree is not that important at this point in this world. The world is very different right now than it was back in the day when a Stanford degree was getting you everything immediately. It comes with so much baggage these days. Unnecessary baggage

[@Rushhour90]

I feel, Separate Amazon account is a waste, if you want to save money

[@paulinemuthena6545]

Zoya can learn a lot from her brothers.They are more frugal.$6.00 coffee?????Not the boys.

[@realtrendfriend]

baniyo k bcche paise ko leke roya nahi karte zoya 😂 unhe ek kaa do karna aata hai 😂😅

[@rituv1606]

Zarna is a true gujju, biz runs in her blood i guess 😅

[@RichaChaturvedi-q8o]

Put up better titles , like out hacks around money etc , I clicked randomly and found it interesting but the title did not attract mee

[@doriscapet1666]

1. I see a lack of knowledge about the public universities...have any of you ever looked into public universities nowadays? Their acceptance rate, reputation and prices are similar to private universities, including Ivy's. (univ of Michigan, UVA). The truth is higher education is becoming less accessible for US citizens. 2. Looks to me that Zoya is putting unnecessary pressure on herself, she's not allowing herself to relax, have a break, have a little bit of college life and then bends under pressure. This is a recipe for mental health disaster who cannot be fixed with all the money in the world. Life is not just about career and money...balance is the key.

[@marymagdalene3004]

This podcast has not worn well with me. I wanted to hear more of Zarna's comedic wit and, instead, we get everyone waxing philosophic on things like parsnip shakes and holographic massages (exaggerated!)! Oh, to be so enlightened!

[@adi_malhotra02]

Oh my god! Leave the kids' bank and Amazon accounts alone! You DO NOT need to know the passwords!! Even if they aren't buying anything like weapons, why do you need to monitor that?

[@gyhuj1235]

it's just a joke, chill! And as a mother who was responsible for their survival from when they were born to actually guiding them time to survive, it is a habit that gets formed that takes time to get over. So cut the mom some slack. Also, the kids already have their own accounts with passwords not shared, so obviously she is a chill mother, else this stage would never come (no matter what she wants the future to be, which was again, a joke!)

[@adi_malhotra02]

@@gyhuj1235 I want to agree with what you're saying about it being a joke. But it's hard to accept that because she's said it so many times with a straight face (could still be a joke, I know?) but then Shalabh asks her if she's kidding and she says no (about something else that could also be a joke). Point is, when the passwords issue is repeated so many times, it gives an impression that she obviously means it.

[@gyhuj1235]

@@adi_malhotra02 that's exact how her format is! The children and the father don't look concerned, so it's fine!

[@adi_malhotra02]

@@gyhuj1235 Shalabh literally asked if she's kidding or not and she said no. And the kids are used to it by now. Anyway, I'm only saying this based on what they've shown us in the last 35 podcasts. Not basing it out of nothing.

[@LuckyGirl86]

OMG. Stanford college senior is confused by the concept of the credit card. God Help US All. It`s not that complicated. You open a credit card, make purchases with it and put it on autopay so you can make payments on time every month. That`s the way to start building healthy credit in this great nation of ours. If you stop using your credit card, then your monthly balance would be zero.

[@lossforwords888]

The kids kinda ramble...

[@GeneticWorks]

your mother

[@gyhuj1235]

I think they were pretty articulate. Maybe it's about perspective!

[@alezandradavila2581]

Hey zoya calm down hun in my 30s chill you will be fine you realize you know nothing … relax hun … im in my 30sss still trying to finish my degree all Good

[@rituv1606]

How are you going to spend your money if you are dead! Wow mic drop moment by veer 🫢🤗

[@GSetia25]

Loved the episode Gave lot of reality check The credit card purchases ( doesn’t feel like you are spending at that time) spending on stupid stuff-$30 here, $ 50 there( they add up fast!) throws my finances off. A hug for Zoya.. as a immigrant parent with restricted finances, our kids do have to work hard I feel ( they don’t have grandparents or ancestral incomes/ gifts, to help them along the way). But… in the end.. it all does work out. My very best to the Gargs This was one of the best episode 👏🏻👌💕🙌