We Might Need to Empty our Sinking Fund Envelopes 🫠 | Cash Stuffing | $1,605 | June No. 3 | Saving

[@santagonzalez1222]

Omg girl I feel for you, yes it might not be the worst but just all at once just sucks, but your positivity is awesome and yes God will always provide. Last summer I hit the lowest point in my life financially and with having a disabled son and my daughter still at home I was so stressed at that at 51. February of this year I started watching the budgeting videos, and in 5 months I’m the best I’ve ever been financially, I will say a prayer for you guys just for some relief, your faith is big never loose that, Blessings to you and your family and my special friend Eli ❤

[@SusieMurdoch]

My son is also neurodivergent. When he was 7 he happily announced one day, “I opened my window and went on the roof to say hi to people walking by!” We screwed his windows shut. That was terrifying. You are absolutely correct that there are worse things that can happen than these financial setbacks. Safety, a sense of security, our health, having a roof over our heads, and being able to continue to work are our baselines. We have setbacks every year, but God is good and we are together and happy.

[@LadyBrilxa]

Not me clicking refresh since noon 😂 happy Sunday!! To a lovely Sunday reset with the sweetest small business owner! 🥂

[@wherethemoneywent]

This is how our house was. A bunch “little thing” that happened at once. Our water heater ended up bursting, ac duct was pumped into a wall (without an exit), black mold and foundation crack found when trying to update the finished basement flooring. It was clear they just covered everything to pass inspection. I was extremely ill for months and thought the new area allergies were just awful…

[@Angib1977]

Yes, girl... I have had to empty ALLLLLLL my envelopes, savings, etc after a hurricane a couple years back. We had just paid off my car and two or three days later, hurricane hit and sent me in a tailspin. Luckily, my dad could help us, financially, because it wiped us out. And I cannot say that A/C isn't a real emergency for me and my family. We live in central Florida and it stays almost 100 degrees lately- so A/C is a definite emergency here!

[@crystalplanss]

I'm so sorry to hear about all that made me tear up but your faith made me really cry so beautiful. You mentioned you've been through a lot of grief, my fiance and I just lost his sister suddenly (her celebration of life is this weekend actually!) I'm having a hard time with God right now how have you and Chris gotten through it? ❤

[@C00ki3D0312]

Yes, this is relatable. It's just me and my mom, bills are divided in half. On August 2023 she lost here job and couldn't get unemployment. To top it off, still with no job, my mom also broke her wrist on December 2023. So life hit us twice in one year. I was and still am grateful for this system because even though it wiped out allllllll of my cash envelopes, we were able to make ends meet. It was a rough journey, but we were patient and took it day by day. She has a job now, recovered well, and now I'm back to recoverying my cash envelopes! I know you and your family will pull through! Sending lots of ❤❤❤

[@conniet9288]

Sorry you are going through all that at once. The mechanic was definitely a blessing to you knowing you have so much on your plate.

[@mmariasjourney5540]

I’m sorry ☹️ when it rains it pours! When we moved into our rental there was sooo much that needed to be done that the landlord said he was going to fix before we moved in. He’s still working on the “list” ☹️

[@theaestheticdollar]

Omg I’m so sorry! Especially with renting you shouldn’t have to worry about stuff like that! Praying that those things get done soon for you guys!

[@DawnsSunriseBudgeting]

Holy Moly...so much all at once! It is like that movie "The Money Pit" with Tom Hanks! We had a few things happen after buying our house but nothing so major and so many things! I think talking to an attorney is a good idea.

[@bettym8044]

Love your positivity & the fact that you are chasing joy rather than happiness!!! Joy = choosing to be happy even when things don’t go your way!!! I am willing to be bet that God is still writing this story for you!

[@carriecashes]

Wow, sooooo sorry about all the things you've been going through! That's a lot at once (or even separately it would be a lot to deal with). We just moved into our dream/forever home but thankfully nothing has broken or stopped working. I usually bankrupt our sinking funds at the end of each year instead of rolling it over. So we can start fresh in the New Year! It makes it fun and taking all the money out of your sinking funds isn't a huge deal. You'll bounce back quickly and like you said, God is in control and he's got you!!! 🥰

[@cdboyce17]

This video was all the reassurance that I needed to NEVER become a home owner. Girl what a nightmare! Keep your head up!

[@rosbudgetlife3324]

Oh Emily I’m so sorry about all this going on with the house 🏠 fantastic cash stuffing. Have a great week! See you next time friend 40:15

[@budgetwithmaddie]

So sorry to hear about that Emily! I love how positive your attitude is towards all that's happening in your new home! That's a lot of appliances breaking down in a short amount of time and you definitely should consider getting a real estate attorney to look into all that. ❤

[@lalamema6426]

I know how you feel. For some reason on holiday weekends our appliances die. Just on memorial Day. Our stove stopped. We are praying that nothing happens this next Holiday. 🙏

[@Tia_Erickson]

Girl! definitely check into legal recourse for real estate fraud because it for sure sounds like the previous owners slapped bandaids on all that stuff just to put it on the market. Im so sorry all this is happening to you guys😔 I'll be sending major good vibes and prayers your way. 🖤🖤🖤

[@theaestheticdollar]

Thank you so much, friend! We are definitely contacting an attorney because all of this is too coincidental!

[@maria.workinprogress]

Hope things are going much better. You are amazing ❤😊

[@alittleofitall_]

Oh my friend I am praying for yall so big. I love your attitude about all of this and you are so right about Jesus! All bc of him! Praying for yall non stop! 💚

[@makncashfun4all]

OMG, I would be in a corner crying. I just had water heater go & am like UGH! You truly are amazing and inspiring.

[@JeanandKenny]

We bought a house in the country and a few months later, after a hard rain, the septic caved in. We had NO money at the time, our in-laws bailed us out until we got our tax refund. We also SOLD a home, the a/c was working beautifully and we dropped off extra keys the day after closing and it had gone out. It was so hot in that house, they'd commented during the walk-through how nice and cool it was so they knew it worked fine, they didn't ask for funds back. Buying a house, especially if it is 10-15 years old is such a risk (I don't know how old your house is). Those systems simply do not last forever. I'd need a heloc to replace 35K worth of things. That would be horrible. So sorry these things have broken :(

[@bonfirebeautybudgets]

I came for both. Need some motivation as my spending has been bad since summer started lol.

[@redlisab1]

Im so sry for what all ur family is going through financially. Meanwhile that was a great video! Congrats on ur planner it's beautiful Lord please put ur hands down on this family and see them through all of these trials.

[@staypositive0503]

Omg!! I’m sorry you’re going through that!! Definitely sounds like a attorney may be helpful!! Sounds like a used car place! They Mickey Mouse things until the cars are sold!! This is exactly why these savings are needed! God has you!! Congrats on your partnership!! 40:15 🌺🌸🌺

[@BlackNBlue10_4]

I am sooooo excited you are collaborating with her. I have never heard of them until you talked about their company. I sure did purchase mine. Loving this collab!!!!

[@cmpprince]

My guy is a really good HVAC tech. The best advice he always gives is to get a second opinion when you're told things like that. There are a lot of not completely honest companies that like to push replacements over repairs when they aren't needed. I'm sorry you guys are going through it so hard right now.

[@cmpprince]

I also wanted to add, you're 100% right on what is and isn't important. My HVAC tech guy had a major stroke, followed by a couple smaller strokes and a major seizure. He is alive though. So, even though our income went to almost nothing and our savings are going fast, I don't care about anything other than the fact that I get more time with him. Our kids get more time with him. People are important. The rest will sort itself out. ❤

[@OdettesBudgetingLife]

Sorry that you are going through all of that😮. I love how you stay so positive through it all. ❤❤❤

[@Sassypeanutbudgets]

Hi Emily 💜 I love your positive spirit and how nothing gets you down 💜 you’re amazing

[@heatherkastner9498]

I think you put $20 in eating out in your wallet and then $40 in your binder. After you said you budgeted $40 total! 🖤. I pray you also get everything else figured out as well.. no more “rain” 🙃

[@vickiehopkins13-tm2sl]

I was listening to ‘all the things’ and all I could think of was the movie ‘The Money Pit.’ But, in the end, it all worked out. Love your positivity, and yes, there are worse things than no air conditioning. UNLESS you live in Louisiana or Florida or Arizona. 😂😂

[@ValFromMontreal]

Same! All I could think of was the movie "The Money Pit"! 😅

[@tracygerardo2686]

I enjoyed the tea very much! 😂

[@nahomiecean6890]

OMG, all this is so insane, I'm so sorry to hear that!!!! All this can not be a coincidence. It looks like a few things were latent defects. Will keep you in my prayers🕊, and I know God will provide 🙏🏾 Thank you for always being a source of inspiration 🖤🖤🖤

[@OandLhere]

Have you thought of getting appliance warranty? Like home shield? Or home warranty of America? Unfortunately we have lost all of our savings and r now so far in debt, because I got breast cancer. It's amazing how expensive everything is medically. Everytime I think we're about to start to save another test is needed. But we will all prevail!!!

[@ZimmieReads]

Definitely when it rains it pours. And it always seems to happen in 3’s. Our air conditioning going out would definitely be an emergency. It’s gets up to 120 outside here during the summer months. 🥵

[@rhondapetsch9646]

Sort of having a week like that too. God bless your family. This too shall pass.

[@kniehaus22]

Girl yes! We bought our current home summer of 2021 and it has been a money pit the roof leaked and needed replaced, the shower in the master leaked and had to completely gut it due to black mold, and the geothermal unit went out and had to be replaced! All within the first 6 months of living here. Just over $80k, completely depleted our savings and had to finance the geo unit and roof 😅

[@FoxyFinances]

So sorry to hear about all these huge expenses. Thankful for your faith to keep you both grounded. But yikes, sounds like a lot all at once. ❤ (Happy Father’s Day to Chris!) Always enjoy your story time and stuffing. 🦊💰🫶🏼

[@lisahartman9937]

I'm so excited to try the new planner and really i'm looking forward to the plain black and white pages. I've been an EC planner girl for a few years and have gotten tired of all the pastel and bright colors. I"m currently using a monthly so I ordered your weekly pages.

[@authorchristinabutrum]

I remember quite a while back our Central Air went to crap, costing us $2000+ dollars, then our fridge, and last our plumbing. We didn't have money saved, but somehow we managed to afford every fix. I'm thankful for that time in our life because it taught me that it could be worse and we can get through anything ❤

[@authorchristinabutrum]

P.S. I finally ordered from your shop again! ❤

[@jorgemonroy8169]

When do you start taking money from your Christmas envelope to start buying gifts or preparing for event?

[@kellyanderson7624]

You should get a home warranty, they cover the cost of appliances as well as many other things.

[@tracya8007]

Ugh 🥺 I’m so sorry to hear about all the problems in your home! It’s does not seem fair and seems like you should be able to get some sort of compensation!? Hope you’ll keep us updated. I could really see the stress getting to you. I hope you take a day and relax and enjoy some family time.

[@dallashorner]

Oh sweet girl I will be sending you prayers & hugs. 🖤

[@angelaorosco8065]

Oh gosh! That’s a lot! Praying for a good outcome!🙏🏼 The inserts are fabulous and I love your monthly initial ”j” covers.😍

[@angelaromero2542]

Hi Emily, I am truly so sorry so much has got you guys in so little time of owning your new home, but I also Love how you said "This is God keeping you humble". Always trust in God and he will sustain you and carry you through your trials. They seem heavy now, but in no time they will be a faint memory. Plus you ate keeping so positive and that helps so much my sweet friend! I will keep you and your family in my daily prayers 🙏❤. I truly Love your cash stuffing videos, and you have helped me and blessed me in so many ways watching your videos. I have been able to write out a solid goal to pay off my debt, and my hubby is so on board, so this is great and all by using your method and making sure we have an emergency fund while doing it. You truly are Blessed and I pray that whatever you need to do works in your favor and things get taken care of so you can be at ease again. I am so extremely happy to hear you say this house has made You All happy especially your kiddos!!! That makes my heart so happy to hear ❤! May you continue to trust in the God whom gives you the strength each day and the power to smile when you can't control the uncontrollable. You are a wonderful Blessing to so many including myself! Thank you for all you do!! ❤❤

[@mistyreynolds9204]

the people who owned my house before us were big on DIY. Normally we are too. But there are things that you just shouldn't touch unless you really know what you are doing. They did it anyway.

[@mythreesons000]

Yes I pulled all my cash out, my mommy took a bad turn after surgery...she lives in another state 😢

[@hoosiermama16]

Oh Emily...what a rough month!! I'd DEFINITELY be taking a look at suing the home inspection company, the title company, and the previous homeowners for all of these things going out so soon after closing. Sounds to me like the put some lipstick on a pig to get by until they found a sucker...

[@LifeKindnessBudgets]

Baby step 2 here. Had to empty everything due to an electrical issue and rebuilt but then was knocked back by a major plumbing issue. So I’m back to baby step 1. But no new credit card debt!!!

[@jlynne_2423]

I don’t get like that with clutter, Emily, but I DEFINITELY get like that with noise and light. Sometimes when there is too much noise, or the lighting is too garish, I totally get sensory overload. 😬

[@Jodie_M]

Happy Sunday Emily! Great video as always! I definitely know the “when it rains, it pours” situations. I’m so sorry that y’all are having to deal with all of that 🥺 but I know you will come out on top and stronger for it! Thank you SO much for the flip through and explanation on how you use the planner inserts 😊. I can’t wait to use mine (come on July)! Tell Chris Happy Father’s Day!

[@michellebethplans]

I feel for you. I'm nowhere near on the same level, but I just started saving and cash stuffing about 6 weeks ago and then the air went out in my suv. It's going to cost at least what I have in my emergency fund so far and my car envelope to cover it and they don't know when they'll have the part in to fix it as that part is backordered across the country. I know it's just ac and plenty of people live without it for a month, but I seriously was in near tears after being at the dealership all day on Friday to then leave without ac. I'm glad that I have the cash, but it's a huge blow to lose a LOT of what I'd built up all at once.

[@livhammy]

Great video. Thank you for the tea! I have been through it with my car situation! Our issues reiterate the importance of money management and savings.🖤🤗

[@theaestheticdollar]

Exactly! We have been saving like crazy since January and I’m so glad we have because we aren’t freaking out like we would’ve been if we had little to no savings! It sucks spending the money, but it would suck even more if we didn’t have it!

[@tammymusselman6788]

God is great all the time just have to have faith.. sending prayer

[@msfelicia28]

About a month ago I had to drain my savings and all envelopes just to make ends meet with some increased bills - and now I’m behind and am struggling to set any money aside. :(

[@pinkbutterflies1679]

Did you get the home insurance which covers all the appliances and a/c in the house usually the seller pays for it when they sell a house to someone. Thats what I would do when i sold my houses. So the company should replace the appliances or A/C, they are really 💩 about doing so, so you have to really push, that way you’re not out any money. 😊 Yes the pool thats what we do here in Az or hang out at Walmart or target. My microwave went out in two years when i moved in my new house,appliances just don’t last anymore.

[@OlgaSpurgeon]

I may have missed it - but will you be restocking any other A5 binder colors?

[@BeyondtheBinders]

I feel where your coming from im in my first apartment in a new city and there are alot of things wrong one after the other hang in there it gets better

[@theaestheticdollar]

Thank you so much, my friend!

[@lisahartman9937]

WOW, thats a lot to deal with at one time. I'm guessing the restock has kept your mind occupied. Aside from the stuff breaking down, this seems like the dream home for your family. It's terrible that you have to make upgrades all in the beginning but after its done you won't have to deal with it again for hopefully several years. When my friend bought her first house, she went over at night after she closed and turned on the lights and cockroaches were running around everywhere! She saw no sign of them during the walk thru. During cleanup, it was obvious the previous owners knew about them and she contacted the realtor and in the end the previous owners had to cover some costs for the exterminator. I know it's different then appliances but maybe things will work out in your favor to help with costs.

[@CatLadyBudgets]

I'm sorry for all your home troubles! Hopefully it will all work out for you. 🖤

[@Tmichelle283]

Sorry to hear about all the stuff that is happening to you. I was wondering if any of the appliances have warranty on them or not.

[@theaestheticdollar]

Thank you! And no they don’t 🫠

[@BudgetingMomofGirls]

Dang! I’m sorry all of that is happening! However, your outlook on it all is absolutely amazing! You inspire me to look at things from a different perspective and try to see the good in what we do have! Thank you for a great video! Have a wonderful week!

[@mmespaillat]

Thank you for sharing!❤

[@MakeMoneySaveMoney111]

Hi Emily, thanks for sharing another great video. ❤

[@cashnstuff]

Awesome cash stuffing video 🤗💕

[@Flacaladomi]

When are the high & low sinking funds frosted dashboards are going to be restocked 😅 every time I go on the shop they’re always sold out lol 😂 I wanna get my hands on them

[@theaestheticdollar]

They are brand new and are launching on Friday 🫶🏼 I have not had the frosted version in my shop before

[@Flacaladomi]

@@theaestheticdollar yay can’t wait 😊

[@MyTran-uu5rq]

I just realized I have so many envelopes that I didn't think of

[@ambermorales3195]

Just want to say sorry this is happening to you guys especially all while still trying to settle in. But yes definitely sounds like the place had more issues than was told.

[@LivingLifeInTexas1836]

GIRL!!! I feel you on this!!! My story centers around the dentist and my kids. Long story short… they both have a congenital disorder where their enamel did not form correctly… so they basically have parts of their teeth that are like chalk. It’s just chipping off slowly every day. Basically they will both need most of their teeth to be crowned. 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️ my eldest is the worst and already has about 10 teeth that need to be done. I’m floored… this is $30k plus… easily. I’m going to trust God and walk in faith that he will provide because as you said he always has… but my debt payoff may once again be pushed off. 🤷🏻‍♀️😢

[@adoptabudget]

You've mentioned you only use debit cards. Well with manufactures overseas etc. are you ever afraid of your debit card being compromised??

[@carolcurtis4238]

Iam 🙏 for you and your family. God as this

[@kayvandermeer8994]

I am sorry to hear all the bad news. Do you have an idea when the old house will be sold? Will that free up some money?

[@debipersson5605]

Oh my. The Lord doesn’t give us any more than we can handle. But sometimes it’s hard to question- how much room do you think is on my plate? Sending prayers your way. 🖤🖤

[@KeysGhostyFinances]

omg i’ve had to clear all of my envelopes so many times bc of a car emergency i’ve had to spend around $10,000 to get my car to just run. one of my most stressful life moments ever 😭😂

[@sarahcastro5379]

Pools are an absolute money pit. Makes me sick the amount of money we sink into ours each year to only use a few times a year lol

[@brendavanriper8756]

did you have a inspection?

[@theaestheticdollar]

Yes

[@My2CrazyKiddos]

🤍🤍🤍

[@carolcurtis4238]

Love your nails

[@budgetingwithkrztofr]

Great video

[@CatherineAndersen-l9q]

6 months emergency fund

[@elanaebright3836]

Just get a regular pool cover that you cover yourself.

[@theaestheticdollar]

Then we would have to build a fence around it, which would be more expensive than replacing the pool cover

[@lynnb1768]

I would talk to a lawyer. Get a couple more estimates

[@lezbounin2289]

Oh girl!!!! I am so sorry! I gather you had a home inspection done?

[@theaestheticdollar]

Yes we did 🫠 It’s becoming apparent that some things were loosely repaired so that they would pass inspection

[@lezbounin2289]

@@theaestheticdollardefinitely speak with a Real Estate attorney. Most consultations are free, they can advise you if pursuing a case would be worth it. Sometimes you can throw good money after bad. Civil Litigation is not cheap.

[@rosbudgetlife3324]

Hey Emily 🖤

[@csancheezy7]

The $20 is in you grocery envelope. You put $20 in your wallet and then $40 in your grocery envelope 🖤

[@theaestheticdollar]

Boom!! 🙌🏼 Thank you so much! Totally gonna fix that! You are the best!

[@debraatondo6780]

😮❤🙏

[@cherish8821]

🥰💙

[@SuzanaDominkovic]

❤

[@elizabethyounkin9156]

Girl you need home owners insurance it has saved us several times

[@LeahsLifeinEnvelopes]

🖤🖤

[@UghUgh1234]

$12k?! That’s a small used car. Sounds like you might be getting ripped off. I would get a second quote or opinion.

[@theaestheticdollar]

I know it’s insane! We got three quotes and that was the lowest

[@cmpprince]

Actually that is pretty normal for a full replacement. They're really expensive.

[@KassieJane]

I love these videos, but it's so hard to watch them since one single cash stuffing as almost my entire income. So unrelateable

[@theaestheticdollar]

I used to make $2000 a month as a social worker and at the same time my husband had an unpaid internship. My husband and I have made sacrifices and worked very hard to get to where we are now. Let it be inspiring instead of unrelateable.

[@Rockie-s6q]

Get a real estate lawyer!!!! Do not kick out a penny until you talk to one. Sounds very fraudulent!

[@ritikalalwani1297]

❤