How to *PAY YOURSELF FIRST* | PERSONAL FINANCE TIPS | How to Save Money Fast

[@phobedavis7014]

I totally agree. You should consider your savings as a bill each month. It has worked for me.💰

[@AFrugalLifeTheChannel]

Love the idea of the cash back credit card, I do that and then I just use the cash back to make the credit card payments!

[@kira5612]

Your videos have been so helpful on my financial journey! I currently am working retail and having to rebuild my life after corona( I had sadly lost my job during the pandemic). Your videos have given me so much hope that I am able to meet the goals no matter the job I am working and have just made me feel like it is possible to rebuild after a tough couple of years

[@thebrokenwallet]

I'm happy the videos have been helpful. I'm also sorry about your job loss. Things will get better, you got this!! 😀

[@sabrina9333]

Perfect timing, I was just about to call my fiance adviser & I saw you have a new video 🥰

[@arlenejones1986]

Loving your hair

[@thebrokenwallet]

Thank you!

[@DaPhlyymamee]

Thanks for this great info! I was wondering about Acorns. I will check it out!

[@thebrokenwallet]

Glad it was helpful!

[@MysticBudgets]

Thank you for all these tips I'm loving the rewards idea.

[@Decarneasada]

Discover also has a Cashback debit card!

[@MysticBudgets]

@@Decarneasada I'll look into it! Thanks for the idea💛

[@thebrokenwallet]

You are so welcome!

[@brendabeelee]

I have accounts that are either online or far away so I’m not tempted to withdraw from. I also do direct deposit into them from my paycheck so I never notice it’s “missing”

[@hallidayhayes6651]

Awesome advice on personal finance. Thank you also for giving example on micro investing app. Transformative 🙂

[@thebrokenwallet]

Thank you. My pleasure!

[@anitag8786]

Thank you! You have helped me tremendously in my journey.

[@thebrokenwallet]

You are so welcome! I'm glad the information has been helpful!

[@kevinmoore9524]

Thank You.

[@erika6671]

Very useful information!

[@dollarbilllife3905]

Great tips. I love the vibe of your videos! I plan on opening an Roth IRA next year.

[@thebrokenwallet]

Thank you!

[@fredswartley9778]

I would like to get a cash back and travel rewards credit card. However, my credit score is not yet high enough.

[@lovewasabipeas]

What’s your opinion about paying off mortgage vs invest?

[@thebrokenwallet]

That's a good one...and I'm torn. On one hand, what you'll earn from investing is likely to exceed the interest savings. But on the other hand, I understand the appeal of living mortgage-free. I would recommend speaking with a financial advisor to decide which is right choice for you.

[@denisegladden-peters4435]

You’re the best! Bless you!!

[@thebrokenwallet]

Thank you!

[@stephaniegray6712]

Great tips. Do you have any recommendations for some good cash back credit cards?

[@thebrokenwallet]

I like Discover It because it doesn't have an annual fee and you can earn up to 5% back in certain categories. Capital One, Chase and BofA also have no annual fee/cash back options.

[@stephaniegray6712]

@@thebrokenwallet Thanks!

[@budgetrebelgoals]

Great tips!

[@thepashaj7425]

Good Topic

[@thebrokenwallet]

Thank you!

[@thepashaj7425]

Your welcome, you give value with your subject content; enjpy the day journey !

[@MichaelWashingtonAE]

I think using the term "savings" or "saving money" is not the best way to talk about and IRA or 401k because there are people who don't know the difference. Your savings account loses it's value every day because of inflation. That money will literally be worth a lot less when it comes to purchasing power. Sure, we should have 3 to 8 months of our cost of living saved, after that then invest.

[@thebrokenwallet]

I can't recall what I said exactly, but I'm pretty sure I made a distinction between saving for retirement vs an everyday savings

[@donaldmcgee6334]

Damn, she fine!!!

[@thebrokenwallet]

Thank you!