Where To Keep Your Emergency Fund

[@fasteddy3336]

I have my emergency fund in a HYSA and CD’s. It’s about 50/50 split. My sinking funds are in a savings account. These 3 accounts total about 8 months of salary.

[@finurra3905]

Thank you thank you for this video!!!

[@Natalie_11188]

Hi- thanks for the video!

[@christiansailor2880]

Awesome job!

[@libbysworld7649]

Hi Marissa! Great video. Another option aside from HYSA and a retirement vehicle, would be just a standard brokerage account. As long as the stocks you sell have sat for over a year, you're looking at 15% on taxes, vs. 20% in a Roth tax penalty situation. CIT is still sitting pretty high with APY. I may have to move some of my Capital One holdings over there. As Capital one has dropped .35% since September! Hope you and the family are enjoying your December!

[@simplifinance5154]

as long as you only pull out what you contributed to the Roth you wouldn't have the tax penalty

[@Nancy-1w]

I implemented a detailed budgeting strategy, tracking every expense and setting clear spending limits across all categories. In just six months, I saved over $43,000, giving me a strong sense of financial security and the ability to invest in my future. This approach has transformed the way I manage money, and I now feel more confident than ever about achieving my long-term goals.

[@MoniqueJ-g2s]

that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?

[@Nancy-1w]

Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!

[@MoniqueJ-g2s]

Thanks for the tips! I was curious, so I did a little research and looked up the name.

[@Florencewalter-o4s]

20K? Wow! Looks like you’re the ultimate frugal queen!

[@jacekgarbowicz616]

Dear Marissa, I know that it’s super normal that movie scenes do shock people to tears but I know that the scene from Wicked shocked you extra deeply since you were still really sad several days after watching it. Out of kindness I just want to double check you are having a better day now:) I hope you have a wonderful day :)